Best Bank Promotions in South Carolina (October 2025)

From the Upstate to the Lowcountry, there’s no shortage of opportunities to earn bank promotions in South Carolina.

If you’re looking to score a bonus with your next checking, savings, business, or brokerage account, we’ve got you covered.

Our team of bank bonus enthusiasts has rounded up the best bank bonuses in the Palmetto State, including our recommendations for offers from national banks and credit unions.

Here are 3 of our featured bank bonuses that can be obtained nationwide:

HSBC

HSBC Premier

Bonus
up to $3500
Account Type
Personal Checking
Expires In
63 days
Requires
  • Min Balance
Full Details

BMO

Personal Checking

Bonus
$400 Cash Bonus*
Account Type
Personal Checking
Expires In
91 days
Requires
  • Direct Deposit
Full Details

SoFi

SoFi Checking and Savings

Bonus
up to $300
Account Type
Personal Checking
Expires In
94 days
Requires
  • Direct Deposit
Full Details

 

See our list of the Best Banks in South Carolina

Personal Checking Bonuses in South Carolina

Here are the current personal checking promotions available in SC:

1. TD Bank Beyond Checking - $300 bonus

TD Bank is offering a $300 welcome bonus for opening a personal checking account and using direct deposit within the first 2 months. What's more, you can maximize this promo by also opening a new personal savings account — stacking an extra $200 on top of this offer for a total of $500.

If the $2,500 in direct deposit is too high, they're also running a smaller offer with only a $500 deposit requirement.

While this isn't available nationwide, it is open to a healthy list of states, and is no longer targeted to select customers.

If you're eligible, we definitely recommend claiming this easy bonus.

Offer is available in these states: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT

TD Bank : Beyond Checking

Bonus Amount
$300
Account Type
Personal Checking
Availability
CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
Offer Expires
October 31, 2025
Bonus Requirements
  1. Open a TD Beyond Checking account using the link below.
  2. Within 60 days, have a total of $2,500 in direct deposits.
  3. Bonus will be paid on or before 180 days after account opening.
Apply Now

at TD Bank

Full Offer Details

2. TD Bank Complete Checking - $200 bonus

TD Bank is offering a $200 welcome bonus for opening a personal checking account and using direct deposit within the first 2 months. What's more, you can maximize this promo by also opening a new personal savings account — stacking an extra $200 on top of this offer for a total of $400.

This is the highest we've seen this offer so now might be a great time to jump on it if you've been on the fence.

This is the smaller of 2 personal checking welcome offers that TD is currently running, with the other requiring a $2,500 direct deposit for a $300 bonus.

While this isn't available nationwide, it is open to a healthy list of states, and is no longer targeted to select customers.

If you're eligible, we definitely recommend claiming this easy bonus. Offer is available in these states: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT

TD Bank : Complete Checking

Bonus Amount
$200
Account Type
Personal Checking
Availability
CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
Offer Expires
October 31, 2025
Bonus Requirements
  1. Open a TD Complete Checking account using the link below.
  2. Within 60 days, have a total of $500 in direct deposits.
  3. Bonus will be paid on or before 180 days after account opening.
Apply Now

at TD Bank

Full Offer Details

3. Truist One Checking - $400 bonus

Truist is offering new customers a $400 bonus for opening a new One Checking account. This is $100 more than when the deal was previously offered!

While it's not available nationwide, most of the East Coast and the South (18 states in total) can take advantage. You'll need to be a new customer and be able to set up a recurring direct deposit.

Not only is this a really solid offer from a top bank, but Truist is also considered one of the fastest paying banks. They promise your reward within 4 weeks of meeting the bonus requirements, but many of our readers have reported receiving their cash much faster than that: typically in about 10 days.

Truist Bank : Truist One Checking

Bonus Amount
$400
Account Type
Personal Checking
Availability
AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
Offer Expires
October 29, 2025
Bonus Requirements
  1. Open a new One Checking account online or in-branch using promo code TRUIST25DC400.
  2. Within 120 days of account opening, complete two qualifying direct deposits totaling $1000 or more.
  3. The reward will be deposited into the new checking account within 4 weeks of verifying the Direct Deposit qualification requirement.
  4. Terms Apply. Member FDIC.
Learn More

at Truist

Full Offer Details

4. First Horizon Bank FirstView Checking - up to $700 bonus

Available in select SouthEastern states, First Horizon Bank is offering up to a $700 welcome bonus when you open a new personal checking account and complete make a qualified direct deposit. To earn the full amount, you need to open a savings account and meet those requirements as well.

First Horizon Bank : FirstView Checking

Bonus Amount
up to $700
Account Type
Personal Checking
Availability
AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TN, TX, VA
Offer Expires
November 29, 2025
Bonus Requirements
  1. Open a new FirstView Checking account using your personalized promo code from the link below.
  2. Within 90 days, make qualifying direct deposits totaling at least $2,000, earn $450.
  3. Open a Traditional Savings account at same time with a total deposit of $3,000 or more in new money within 30 days of account opening and maintain that for 90 days, earn $250.
  4. Bonus(es) will be deposited into your account within 15 business days after qualifying activities are met.
Apply Now

at First Horizon Bank

Full Offer Details

5. Regions LifeGreen Checking - $300 bonus

Regions Bank is back with their $300 bonus for new LifeGreen® Checking account customers. You'll need to first register for the bonus by December 31, then open your account by January 31.

Regions Bank : LifeGreen Checking

Bonus Amount
$300
Account Type
Personal Checking
Availability
AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
Offer Expires
December 31, 2025
Bonus Requirements
  1. Register for the offer by March 31 at the link below.
  2. By January 31 2026, open a new personal LifeGreen® Checking account online (promo code PS25Q3 if asked) or at your local branch by presenting your personalized email voucher.
  3. Enroll in online banking.
  4. Within 90 days, receive direct deposits totaling $1,000.
  5. Bonus will be credited to your account within 60 days of completing the requirements.
Apply Now

at Regions

Full Offer Details

6. Carolina Trust Federal Credit Union Rewards+ Checking - $300 bonus

Available in parts of the Lowcountry in South Carolina, Carolina Trust Federal Credit Union is offering a $300 welcome bonus when you open a new Rewards+ checking account and complete qualifying activities like setting up direct deposit or completing debit card purchases.

Carolina Trust Federal Credit Union : Rewards+ Checking

Bonus Amount
$300
Account Type
Personal Checking
Availability
SC
Offer Expires
December 31, 2025
Bonus Requirements
  1. Become a new customer and open a Rewards+ checking account.
  2. Within 90 calendar days, enroll in e-statements and log into digital banking once per qualification cycle.
  3. Within the same 90 days, Complete any 2 of the following activities: 1) Receive at least $1,000 in qualifying direct deposits each month, 2) Complete at least twelve (12) debit card purchase transactions per month or 3) Maintain an active, non-revolving personal loan with a principal balance of $10,000 or more (or mortgage originated and serviced by CT) with Carolina Trust.
  4. Bonus will be credited within 30 calendar days following the end of the Qualification Period
Apply Now

at Carolina Trust Federal Credit Union

Full Offer Details

7. Fifth Third Bank Personal Checking - $300 bonus

Fifth Third Bank is back with their regular personal checking account bonus.

You can open the account online through the promotion's landing page, or choose instead to enter your email address to receive a unique code that you can take into your local branch.

Another perk? Users report receiving their bonus just days after the qualifying deposit is posted. Be sure to signup early though, as we've seen them pull their offer as it gets closer to the deadline.

Fifth Third Bank : Personal Checking

Bonus Amount
$300
Account Type
Personal Checking
Availability
FL, GA, IL, IN, KY, MI, NC, OH, SC, TN, WV
Offer Expires
January 7, 2026
Bonus Requirements
  1. Open a new Momentum® Checking or Preferred checking account using the link below.
  2. Within 90 days, receive $500 in direct deposits.
  3. Bonus will be credited to your new account within 10 business days of meeting the requirements.
Apply Now

at Fifth Third Bank

Full Offer Details

8. Huntington Perks Checking - $400 bonus

Huntington is offering a welcome bonus to those opening new personal checking accounts. This one offers $400 for any deposit into their Perks Checking account. Previously they required at least $1,000 to qualify.

This account comes with a monthly fee unless you meet the requirements to waive it. You'll also want to note that while there is no minimum opening deposit for the account itself.

Huntington National Bank : Perks Checking

Bonus Amount
$400
Account Type
Personal Checking
Availability
CO, IL, IN, KY, MN, NC, SC, OH, MI, IN, PA, WI, WV
Offer Expires
January 15, 2026
Bonus Requirements
  1. Open a new Huntington Perks Checking account using the link below.
  2. Within 90 days, make a qualifying direct deposit.
  3. Keep your account open for 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.
Apply Now

at Huntington

Full Offer Details

9. Huntington Platinum Perks Checking - $600 bonus

Huntington is offering a couple of welcome bonuses to customers opening new personal checking accounts. This promotion offers $600 for a $25,000 deposit into their premium Platinum Perks Checking account.

They're also running a similar deal for new Perks Checking accountholders, which is their middle-tier personal checking product. That one offers $400 for a direct deposit, in case you don't have the cash to meet this promotion's terms.

Huntington National Bank : Platinum Perks Checking

Bonus Amount
$600
Account Type
Personal Checking
Availability
CO, IL, IN, KY, MN, NC, SC, OH, MI, IN, PA, WI, WV
Offer Expires
January 15, 2026
Bonus Requirements
  1. Open a new Huntington Platinum Perks Checking account using the link below.
  2. Within 90 days, make deposits totaling $25,000.
  3. Keep your account open for 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.
Apply Now

at Huntington

Full Offer Details

10. SouthState Bank Personal Checking - $200 bonus

SouthState Bank is offering residents in select Southeast states (Alabama, Florida, Georgia, North Carolina, South Carolina and Virginia) $200 for opening a new personal checking account. The bonus requirements are low, the maintenance fees are easily waived, and the account can be opened online. It's a no brainer if you qualify!

SouthState Bank : Personal Checking Account

Bonus Amount
$200
Account Type
Personal Checking
Availability
GA, NC, SC, VA, FL, AL
Bonus Requirements
  1. Open any personal checking account using the promo code EARN200.
  2. Within 60 days, have a total of $250 in direct deposits OR have at least 1 automatic/pre-authorized draft of $25 to a non-SouthState Bank account.
  3. Within 60 days, also make 15 debit card purchases.
  4. Bonus will be credited to your account within 2 business days of the completion of the 60 day qualifying period.
Apply Now

at SouthState Bank

Full Offer Details

11. First Bank First@Work - $100 bonus

First Bank is offering a $100 welcome bonus when you open a new First@Work checking account and use your debit card.

With that said, you'll only be able to get this offer if your employer has a relationship with First Bank.

First Bank : First@Work

Bonus Amount
$100
Account Type
Personal Checking
Availability
NC, SC, VA
Bonus Requirements
  1. Be employed at a company with a relationship at First Bank.
  2. Open a First@Work checking account.
  3. Within 45 days, activating your debit card and enroll in the First@Work rewards program.
  4. Within 45 days, make at least one qualifying transaction with your First Bank debit card.
Apply Now

at First Bank

Full Offer Details

12. South Carolina Federal Credit Union Bank at Work Checking - $100 bonus

Available in South Carolina, SC Federal Credit Union is offering a $100 welcome bonus when you open a new checking account through their Bank at Work program and set up direct deposit.

South Carolina Federal Credit Union : Bank at Work Checking

Bonus Amount
$100
Account Type
Personal Checking
Availability
SC
Bonus Requirements
  1. Work for a company that partners with South Carolina Federal Credit Union.
  2. Open a checking account through their Bank at Work program.
  3. Make a direct deposit of $250 or more.
  4. Enroll in eStatements.
  5. Bonus will be deposited upon verification, usually 4-6 weeks.
Learn More

at South Carolina Federal Credit Union

Full Offer Details

13. Regions LifeGreen Checking - $50 bonus

Available primarily in the Southeast with the ability to open online, Regions is offering a $50 bonus when you refer a friend to open a new personal checking account. What's even more? Your friend will also receive a $50 bonus (if you refer a business, they'll get a $150 bonus).

Your friend can stack this offer with their checking account bonus to earn a total of $250.

Regions Bank : LifeGreen Checking

Bonus Amount
$50
Account Type
Personal Checking
Availability
AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
Bonus Requirements
  1. Have an existing Regions account.
  2. Refer a friend or family member using the link below and ensure they open a new account within 90 days.
  3. Within 60 days of opening the account, the person you referred must complete the following: 1) make at least 10 debit card purchases; 2) make a direct deposit of at least $300; and 3) enroll in eStatements.
  4. Bonus will be paid as a Rewards Card sent via mail within 120 days of all requirements being met.
Learn More

at Regions

Full Offer Details

14. Premier America Credit Union Smart Spending - $25 bonus

Available in California and Texas with the ability to open online, Premier America Credit Union is offering a $25 "Head Start" welcome bonus when you open a new Smart Spending account and set up direct deposit. We most recently saw PACU offer up $100 for the same requirements. May be worth holding out for a little while in case the old offer comes back.

Premier America Credit Union : Smart Spending

Bonus Amount
$25
Account Type
Personal Checking
Availability
CA, TX, AZ, NM, CO, PA, FL, OH, WV, DE, NJ, SC, NC, GA, KY, IN, MI, IL, MD, DC, WV, WI
Bonus Requirements
  1. Become a member of Premier America Credit Union and automatically setup a Smart Spending account.
  2. Within 45 days, make a recurring direct deposit into this account of at least $200.
Apply Now

at Premier America Credit Union

Full Offer Details

15. TD Bank Complete Checking - $100 bonus

TD Bank is offering a $100 welcome bonus to students that open a Complete Checking account and use their debit card. Their normal bonus for the Complete Checking account requires direct deposits, but TD knows that this may be tougher for young adults. What's more, you can maximize this promo by also opening a new personal savings account — stacking an extra $200 on top of this offer for a total of $300.

While this isn't available nationwide, it is open to a healthy list of states, and is no longer targeted to select customers.

If you're eligible, and age 17 - 23, we definitely recommend claiming this easy bonus. Offer is available in these states: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT

TD Bank : Complete Checking [Student]

Bonus Amount
$100
Account Type
Personal Checking
Availability
CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
Bonus Requirements
  1. Open a TD Complete Checking account.
  2. Within 60 days, make 15 qualifying debit card purchases.
  3. Bonus will be paid on or before 180 days after account opening.
Apply Now

at TD Bank

Full Offer Details

16. REV Federal Credit Union Personal Checking - $250 bonus

Available to residents in South Carolina and North Carolina only, REV Federal Credit Union is offering a $250 welcome bonus when you open a new personal checking account and meet qualifying requirements. It's pretty straightforward activities for an active checking account, like direct deposits and using your debit card.

One thing to note is that the bonus will be held until the account is 6 months old.

REV Federal Credit Union : Personal Checking

Bonus Amount
$250
Account Type
Personal Checking
Availability
SC, NC
Bonus Requirements
  1. Become a new member and open a Premier Checking or Bulldog Checking account.
  2. Within 60 days, make direct deposit(s) totaling $500 or more.
  3. Within the same 60 days, spend at least $500 on your debit card, then maintain monthly thereafter.
  4. Bonus will be deposited within 180 days of qualification.
Apply Now

at REV Federal Credit Union

Full Offer Details

Note: Don’t see an offer that piques your interest? You can use our tool to explore a full list of bank promotions

Personal Savings Bonuses in South Carolina

Here are the current personal savings promotions available in SC:

1. TD Bank Personal Savings - $200 bonus

TD Bank is offering a $200 welcome bonus if you open a new savings account. With the recent drop in required deposit (from $20k to now $10k), it works out to effectively be an interest rate of about 8%.

What's more, you can maximize this promo by also opening a new personal checking account — stacking an extra $300 or $150 on top of this offer for a total of up to $500.

While this isn't available nationwide, it is open to a healthy list of states, and is no longer targeted to select customers.

TD Bank : Personal Savings

Bonus Amount
$200
Account Type
Personal Savings
Availability
CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
Offer Expires
October 31, 2025
Bonus Requirements
  1. Open a TD Savings account using the link below.
  2. Within 20 days, deposit $10,000 and maintain that balance for 90 days.
  3. Bonus will be paid on or before 180 days after account opening.
Apply Now

at TD Bank

Full Offer Details

Business Bonuses in South Carolina

Here are the current business banking promotions available in SC:

1. First Horizon Bank Business Checking - $800 bonus

Available primarily in the SouthEast, First Horizon Bank is offering a $800 welcome bonus when you open a new business checking account and make deposits. This is no longer a tiered offer, so you'll need to meet all requirements to get the bonus.

With that said, the bonus is higher, but does require higher deposit balances.

First Horizon Bank : Business Checking

Bonus Amount
$800
Account Type
Business Checking
Availability
AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, NC, VA
Offer Expires
November 29, 2025
Bonus Requirements
  1. Open a new BizEssentials Checking account.
  2. Within 15 days of the account opening, deposit at least $25,000
  3. Maintain a $25,000 average daily balance for the first 3 full statement cycles.
  4. Conduct 20 qualifying transactions within the first 3 full statement cycles.
  5. Bonus will be deposited within 10 business days after qualifying activities are met.
Apply Now

at First Horizon Bank

Full Offer Details

2. Huntington Unlimited Business Checking - $400 bonus

Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $400 for a $5,000 deposit. They're also running $100 and $1,000 offers for $2,000 and $20,000 deposits, respectively.

While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!

Huntington National Bank : Unlimited Business Checking

Bonus Amount
$400
Account Type
Business Checking
Availability
CO, IL, IN, KY, MN, NC, SC, OH, MI, IN, PA, WI, WV
Offer Expires
February 16, 2026
Bonus Requirements
  1. Open a new Unlimited Business Checking account using the link below.
  2. Within 60 days, make deposits totaling $5,000.
  3. Keep the account open for at least 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.
Apply Now

at Huntington

Full Offer Details

3. Huntington Unlimited Plus Business Checking - $1000 bonus

Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $1,000 for a $20,000 deposit. Don't have $20k? They're also running $100 and $400 offers for $2,000 and $5,000 deposits, respectively.

While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!

Huntington National Bank : Unlimited Plus Business Checking

Bonus Amount
$1000
Account Type
Business Checking
Availability
CO, IL, IN, KY, MN, NC, SC, OH, MI, IN, PA, WI, WV
Offer Expires
February 16, 2026
Bonus Requirements
  1. Open a new Unlimited Plus Business Checking account using the link below.
  2. Within 60 days, make deposits totaling $20,000.
  3. Maintain minimum daily balance of $20,000 for 60 days after meeting deposit requirement.
  4. Keep the account open for at least 90 days.
  5. Bonus will be deposited to your new account within 14 days of meeting the requirements.
Apply Now

at Huntington

Full Offer Details

4. Truist Business Checking - $400 bonus

Truist Bank is offering small business owners one of the easiest business checking account bonuses we've seen to date: $400 for depositing $2,000 into your new account. (Well, you'll also have to enroll and sign-in to online banking, but we don't really consider that as much of a hurdle...) This is up from $300 when it was most recently offered.

The Truist Simple Business Checking account has no monthly fee and comes with 50 free transactions each month – in other words, it's perfect for a small business just starting out. If your company has surpassed these thresholds, Truist offers their Dynamic Business Checking account. That one comes with higher limits, but does have a small (and avoidable) maintenance fee.

Keep in mind that you'll have 30 days to complete both requirements, and that your new account will need to remain open for 6 months in order to avoid forfeiting the bonus.

Truist Bank : Business Checking

Bonus Amount
$400
Account Type
Business Checking
Availability
AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
Offer Expires
April 2, 2026
Bonus Requirements
  1. Open a new Truist business checking account using the promo code SB25Q4CHECKING.
  2. Within 30 days, deposit $2,000.
  3. During the same 30 days, enroll in online banking and log-in.
  4. Bonus will be credited to your new account within 4 weeks of meeting requirements.
Apply Now

at Truist

Full Offer Details

5. Regions Business Checking - $150 bonus

Available primarily in the Southeast, Regions is offering a $150 bonus when you refer a friend to open a new business checking account. What's even more? Your friend will also receive a $150 bonus (if you refer a personal account, they will only receive a $50 bonus).

Regions Bank : Business Checking

Bonus Amount
$150
Account Type
Business Checking
Availability
AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
Bonus Requirements
  1. Have an existing Regions account.
  2. Refer a friend or family member using the link below and ensure they open a new account within 90 days with an opening deposit of at least $500.
  3. Within 60 days of opening the account, the person you referred must make at least one Visa Business CheckCard purchase and enroll in eStatements.
  4. Bonus will be paid as a Rewards Card sent via mail within 120 days of all requirements being met.
Learn More

at Regions

Full Offer Details

6. SouthState Bank Business Checking - $400 bonus

Available primarily in the SouthEast, SouthState Bank is offering a $400 welcome bonus when you open a new business checking account and complete qualifying activities. Don't worry, they're not egregious! You'll have your choice of making debit card purchases or ACH deposits.

This is a very easy bonus to earn, and we haven't seen a business bonus from SouthState before, so we'd recommend jumping on this if you're in the market.

What's more? SouthState regularly offers a personal checking bonus as well so you can open up both and earn some solid cash!

SouthState Bank : Business Checking

Bonus Amount
$400
Account Type
Business Checking
Availability
AL, FL, GA, NC, SC, VA
Bonus Requirements
  1. Open a new business checking account from SouthState (they have 6 eligible accounts!) using promo code SB400.
  2. Within 90 calendar days, make 15 or more posted and cleared debit card purchases OR make at least $5,000 ACH credits to the account.
  3. Bonus will be paid within 2 business days of the completion of the 90 calendar day qualifying period.
Learn More

at SouthState Bank

Full Offer Details

See our full list of the Best Business Checking Account Promotions

Investing Bonuses

Here are the current investing promotions available in your area:

1. E*TRADE Bank Brokerage - up to $10000 bonus

Payouts have increased again! E*Trade is now offering new investors up to $10,000 in bonus cash when you open and fund a new investing account. You'll only need $1,000 to earn the first tier bonus ($100)!

They've shuffled all the previous tiers and reinstated the tiers for those with 7+ figures to invest. If you're wanting to earn the full $10,000, you need at least $5M in investable assets.

This offer is available to both new and existing customers; however, different rules may apply, so be sure to check the disclosures at the link below.

E*TRADE Bank : Brokerage Account

Bonus Amount
up to $10000
Account Type
Investment
Availability
Nationwide
Offer Expires
October 31, 2025
Bonus Requirements
  1. Open a new eligible E*TRADE brokerage or retirement account using the link below with promocode OFFER25.
  2. During the first 60 days, fund your new account with new money as follows: $1,000 - $4,999, earn $100; $5,000 - $19,999, earn $150; $20,000-$99,999 earn $300; $100,000-$199,999 earn $600; $200,000-$499,999 earn $800; $500,000 - $999,999, earn $1,000; $1,000,000 - $1,499,999, earn $3,000; $1,500,000 - $1,999,999 earn $5,000; $2M - $4,999,999, earn $6,000, $5M+ earn 10,000.
  3. If you deposit $200,000 or more, you will receive a cash credit within seven business days.
  4. If you have deposited at least $200,000 in your account, and you make subsequent deposits in that account to reach a higher tier, you will receive a second cash credit following the close of the 60-day window.
Learn More

at E*TRADE Bank

Full Offer Details

2. Citi® Personal Wealth Management - $5000 bonus

Earn up to $5,000 when you open or enroll a new or existing eligible Personal Wealth Management account with new-to-Citi funds.

This is a tiered bonus based on how much you deposit and maintain for the first 3 months. They've up the reward amounts for their upper tiers this go around.

There are 5 levels, starting with a $500 bonus for deposits $50,000 - $199,999 and going up to $5,000 for $2,000,000+.

Citi® : Personal Wealth Management

Bonus Amount
$5000
Account Type
Investment
Availability
Nationwide
Offer Expires
December 31, 2025
Bonus Requirements
  1. Contact Citi to open or enroll a new or existing eligible Citi Personal Wealth Management account
  2. Fund the Citi Personal Wealth Management account with New-to-Citi Funds within 2 months of account opening (deposit $50,000 for a $500 bonus, $200,000 for a $1,000 bonus, $500,000 for a $2,000 bonus, $1,000,000 for a $3,000 bonus and $2,000,000+ for the $5,000 bonus)
  3. Enroll into e-delivery of statements within 2 months of account opening.
  4. Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment).
Apply Now

at Citi®

Full Offer Details

3. Robinhood Investing - Free stock (up to $200) bonus

Robinhood is a commission-free stock trading platform that's had mixed headlines in the news (GME, what?). But Robinhood is a popular choice – particularly among beginner investors – due to their sleek, easy-to-use app.

This is a program that many investment apps now offer, but Robinhood pioneered: sign up and get a free stock. The stock has a 98% chance of being worth $5-$10, so this isn't an amazing bonus, but it's something for almost nothing (you don't even need to fund your account). The stock will hit your account within a week, and is tradeable 2 days after that.

Robinhood : Investing Account

Bonus Amount
Free stock (up to $200)
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Robinhood investing account using the link below.
  2. Link your bank account.
  3. Stock bonus will be credited to the enrolled account within approximately one week.
Apply Now

at Robinhood

Full Offer Details

4. Acorns Invest - $20 bonus

Acorns is offering BankBonus.com users a $20 welcome bonus when you open a new Invest account. You just need to open the account from the link below and fund it with $5 to earn the reward.

What's more? They've been running amazing referral bonuses. So, sign up for a new account and then share your referral link with friends and family, and you could be pocketing up to $1,000+ each week!

Acorns : Acorns Invest

Bonus Amount
$20
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Acorns Invest account using the link below.
  2. Fund account with at least $5.
Apply Now

at Acorns

Full Offer Details

5. Tradestation Brokerage - up to $3500 bonus

Tradestation is offering investors up to $3,500 in bonus cash when you add new funds to a new or existing investing account. You only need $5,000 to earn the first tier bonus ($150), and up to $5M to earn the full $3,500. It's worth noting each of the tiers are considerably higher this time around than when it was previously offered.

Tradestation : Brokerage Account

Bonus Amount
up to $3500
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Enroll an existing account or open a new account using promo code TSTVAGFD at the url below.
  2. Within 45 days, fund your account.
  3. To receive $150 bonus, fund with $5,000- $24,999; To receive $300 bonus, fund with $25,000- $99,999; To receive $500 bonus, fund with $100,000-$249,999; To receive $1,000 bonus, fund with $250,000-$499,999; To receive $2,000 bonus, fund with $500,000-$999,999; To receive $3,500 bonus, fund with $1,000,000+.
  4. Bonus will be deposited into the account the month following the end of the 270-calendar day holding period.
Apply Now

at Tradestation

Full Offer Details

6. Bank of America Merrill Edge Self-Directed - up to $600 bonus

Available nationwide with the ability to open online, Bank of America's Merrill Edge is offering up to a $600 welcome bonus when you open a new Merrill Edge Self-Directed account and make an initial deposit.

What's more? There's also a $1,000 Merrill Edge bonus for those enrolled in Bank of America's Preferred Rewards program. The lower tiers are also bumped as well.

We only list the most popular tiers; however, here's a complete list of tiers you can ask for:

  • $20,000 to $49,999 – $100
  • $50,000 to $99,999 – $150
  • $100,000 to $199,999 – $250
  • $200,000 to $299,999 – $600
  • $300,000 to $499,999 – $1,000
  • $500,000 to $999,999 – $1,500
  • $1,000,000 or more – $2,500
  • $2,000,000 or more – $3,500
  • $5,000,000 or more – $5,000
  • $10,000,000 or more – $7,500

Bank of America : Merrill Edge Self-Directed

Bonus Amount
up to $600
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Self-Directed Trading account from Merrill Edge using promo code "600ME".
  2. Within 45 days, fund your account with new money from outside Bank of America. To earn a $100 bonus, deposit $20,000-$49,999; To earn a $150 bonus, deposit $49,999-$99,999; To earn a $250 bonus, deposit $100,000-$199,999; To earn a $600 bonus, deposit $200,000 - $299,999.
  3. Maintain that balance for at least 90 days.
  4. Bonus will be deposited within two weeks following the end of the 90 day period.
Apply Now

at Bank of America

Full Offer Details

7. Citi® Self Invest - up to $500 bonus

Available nationwide to new and existing customers, Citi is offering up to a $500 bonus when you add new-to-Citi funds to a Citi® Self Invest account.

As is typical with Citi promotions, this is a tiered offer: the more you add, the more you earn. You'll need to deposit at least $10,000 to earn a $100 reward, or at least $200,000 to receive the full $500.

You'll need to also maintain your funds through a date defined on the Citi website, depending on the month in which you open your account.

Citi® : Citi® Self Invest

Bonus Amount
up to $500
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Citi® Self Invest account or add new-to-Citi funds to an existing account.
  2. Opt-in to eDelivery of statements and confirmations.
  3. Bonus will be tiered based on the total amount added: $10,000 to earn $100; $50,000 to earn $200; $200,000 to earn the full $500.
  4. Maintain the New-To-Citi funds in your account through the “maintain funds” deadline as outlined in the chart.
  5. Bonus will be credited on the last day of the 3rd month following the “maintain funds” period.
Apply Now

at Citi®

Full Offer Details

8. Charles Schwab Schwab One® - up to $1000 bonus

If you're not currently a Schwab customer, you can open any investment account and earn a referral bonus based on your net deposit within 45 days. This includes retail brokerage accounts, individual retirement accounts, or the managed portfolios like Schwab Intelligent Portfolios®.

Keep in mind that the link above is only for details – you will need to open the account through a referral link from an existing Schwab customer in order to qualify for the promo.

This is a tiered bonus, the more you deposit, the more you can earn.

  • Tier 1 | Balance Maintained: $25,000 - $49,999: $100 Bonus
  • Tier 2 | Balance Maintained: $50,000 - $99,999: $300 Bonus
  • Tier 3 | Balance Maintained: $100,000 - $499,999: $500 Bonus
  • Tier 4 | Balance Maintained: $500,000+: $1,000 Bonus

Charles Schwab : Schwab One®

Bonus Amount
up to $1000
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new account using a referral link from an existing member.
  2. Within 45 days, make a qualifying net deposit between $25,000 - $500,000+ in cash or securities, earning the reward that correlates with that tier ($100-$1,000).
  3. The net deposit amount at the end of 45 day period will be used to calculate your bonus tier.
  4. Bonus will be paid into your account about a week after the 45-day period.
Learn More

at Charles Schwab

Full Offer Details

9. SoFi SoFi - $15 bonus

SoFi is offering a $15 welcome bonus for you and a friend when you refer someone to open a new SoFi account. This bonus is available across most of their products, including: SoFi Money, SoFi Invest, SoFi Loans and a SoFi credit card. You can receive up to $75 total. This isn't exactly the highest bonus we've seen from them, so you'll have to decide if now is the right time or to hold out for something a little more enticing.

It's important to note too that each program has its own set of rules, each of which is outlined on their referral website linked below.

SoFi : SoFi Account

Bonus Amount
$15
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Download the app using the link below.
  2. Refer a friend (or be referred) using your specific referral link for a particular SoFi product.
  3. Follow the program rules highlighted on the website.
  4. Bonus will automatically be applied to your SoFi account(s).
Learn More

at SoFi

Full Offer Details

10. Charles Schwab Schwab One® - $101 bonus

Charles Schwab has a bonus targeting new or entry-level investors in what they call the Schwab Starter Kit™, but new customers of all comfort levels can qualify. When you open a new account for this promo, Schwab will invest your bonus in fractional shares or "slices" of the top stocks by market cap in the S&P 500. Schwab recently upped this bonus from $50 at its previous level. It's a great way to start investing!

Charles Schwab : Schwab One®

Bonus Amount
$101
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Schwab One account at the url below or open a new taxable investment account using promo code "SCHWABSTARTERKIT".
  2. Within 30 days, Fund your account with a minimum of $50.
  3. Once funded, Schwab will deposit $101 in your account to purchase your stock slices at approximately 6:00 pm Eastern Time the next trading day.
Apply Now

at Charles Schwab

Full Offer Details

See our full list of the Best Brokerage Account Promotions

South Carolina Banking Statistics

The Palmetto State is teeming with local and regional banks and credit unions. We looked into data from the FDIC and the Credit Union National Association to see how people bank in South Carolina.

According to these reports, there are 47 state credit unions, compared to 45 banks. South Carolina also has 1.7 million state credit union members.

86.8% of deposits in the state are made with banks, leaving credit unions with 13.2% of the market share.

When it comes to location, here are the largest deposit markets in the state:

  1. Charlotte/Concord/Gastonia
  2. Columbia
  3. Greenville/Anderson
  4. Charleston/North Charleston
  5. Myrtle Beach/Conway/North Myrtle Beach

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