From the Upstate to the Lowcountry, there’s no shortage of opportunities to earn bank promotions in South Carolina.
If you’re looking to score a bonus with your next checking, savings, business, or brokerage account, we’ve got you covered.
Our team of bank bonus enthusiasts has rounded up the best bank bonuses in the Palmetto State, including our recommendations for offers from national banks and credit unions.
Our Featured Nationwide Bonuses
Here are 3 of our featured bank bonuses that can be obtained nationwide:
HSBC
HSBC Premier
- Bonus
- up to $3500
- Account Type
- Personal Checking
- Expires In
- 85 days
- Requires
- Min Balance
BMO
Personal Checking
- Bonus
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 113 days
- Requires
- Direct Deposit
SoFi
SoFi Checking and Savings
- Bonus
- up to $300
- Account Type
- Personal Checking
- Expires In
- 116 days
- Requires
- Direct Deposit
See our list of the Best Banks in South Carolina
Personal Checking Bonuses in South Carolina
Here are the current personal checking promotions available in SC:
1. TD Bank Beyond Checking - $300 bonus
TD Bank is offering a $300 welcome bonus for opening a personal checking account and using direct deposit within the first 2 months. What's more, you can maximize this promo by also opening a new personal savings account — stacking an extra $200 on top of this offer for a total of $500.
If the $2,500 in direct deposit is too high, they're also running a smaller offer with only a $500 deposit requirement.
While this isn't available nationwide, it is open to a healthy list of states, and is no longer targeted to select customers.
If you're eligible, we definitely recommend claiming this easy bonus.
Offer is available in these states: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
TD Bank : Beyond Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Offer Expires
- October 31, 2025
- Bonus Requirements
-
- Open a TD Beyond Checking account using the link below.
- Within 60 days, have a total of $2,500 in direct deposits.
- Bonus will be paid on or before 180 days after account opening.
at TD Bank
2. TD Bank Complete Checking - $200 bonus
TD Bank is offering a $200 welcome bonus for opening a personal checking account and using direct deposit within the first 2 months. What's more, you can maximize this promo by also opening a new personal savings account — stacking an extra $200 on top of this offer for a total of $400.
This is the highest we've seen this offer so now might be a great time to jump on it if you've been on the fence.
This is the smaller of 2 personal checking welcome offers that TD is currently running, with the other requiring a $2,500 direct deposit for a $300 bonus.
While this isn't available nationwide, it is open to a healthy list of states, and is no longer targeted to select customers.
If you're eligible, we definitely recommend claiming this easy bonus. Offer is available in these states: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
TD Bank : Complete Checking
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Availability
- CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Offer Expires
- October 31, 2025
- Bonus Requirements
-
- Open a TD Complete Checking account using the link below.
- Within 60 days, have a total of $500 in direct deposits.
- Bonus will be paid on or before 180 days after account opening.
at TD Bank
3. Truist One Checking - $400 bonus
Truist is offering new customers a $400 bonus for opening a new One Checking account. This is $100 more than when the deal was previously offered!
While it's not available nationwide, most of the East Coast and the South (18 states in total) can take advantage. You'll need to be a new customer and be able to set up a recurring direct deposit.
Not only is this a really solid offer from a top bank, but Truist is also considered one of the fastest paying banks. They promise your reward within 4 weeks of meeting the bonus requirements, but many of our readers have reported receiving their cash much faster than that: typically in about 10 days.
Truist Bank : Truist One Checking
- Bonus Amount
- $400
- Account Type
- Personal Checking
- Availability
- AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
- Offer Expires
- October 29, 2025
- Bonus Requirements
-
- Open a new One Checking account online or in-branch using promo code TRUIST25DC400.
- Within 120 days of account opening, complete two qualifying direct deposits totaling $1000 or more.
- The reward will be deposited into the new checking account within 4 weeks of verifying the Direct Deposit qualification requirement.
- Terms Apply. Member FDIC.
at Truist
4. First Horizon Bank FirstView Checking - up to $700 bonus
Available in select SouthEastern states, First Horizon Bank is offering up to a $700 welcome bonus when you open a new personal checking account and complete make a qualified direct deposit. To earn the full amount, you need to open a savings account and meet those requirements as well.
First Horizon Bank : FirstView Checking
- Bonus Amount
- up to $700
- Account Type
- Personal Checking
- Availability
- AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TN, TX, VA
- Offer Expires
- November 29, 2025
- Bonus Requirements
-
- Open a new FirstView Checking account using your personalized promo code from the link below.
- Within 90 days, make qualifying direct deposits totaling at least $2,000, earn $450.
- Open a Traditional Savings account at same time with a total deposit of $3,000 or more in new money within 30 days of account opening and maintain that for 90 days, earn $250.
- Bonus(es) will be deposited into your account within 15 business days after qualifying activities are met.
at First Horizon Bank
5. Regions LifeGreen Checking - $300 bonus
Regions Bank is back with their $300 bonus for new LifeGreen® Checking account customers. You'll need to first register for the bonus by December 31, then open your account by January 31.
Regions Bank : LifeGreen Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
- Offer Expires
- December 31, 2025
- Bonus Requirements
-
- Register for the offer by March 31 at the link below.
- By January 31 2026, open a new personal LifeGreen® Checking account online (promo code PS25Q3 if asked) or at your local branch by presenting your personalized email voucher.
- Enroll in online banking.
- Within 90 days, receive direct deposits totaling $1,000.
- Bonus will be credited to your account within 60 days of completing the requirements.
at Regions
6. Fifth Third Bank Personal Checking - $300 bonus
Fifth Third Bank is back with their regular personal checking account bonus.
You can open the account online through the promotion's landing page, or choose instead to enter your email address to receive a unique code that you can take into your local branch.
Another perk? Users report receiving their bonus just days after the qualifying deposit is posted. Be sure to signup early though, as we've seen them pull their offer as it gets closer to the deadline.
Fifth Third Bank : Personal Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- FL, GA, IL, IN, KY, MI, NC, OH, SC, TN, WV
- Offer Expires
- January 7, 2026
- Bonus Requirements
-
- Open a new Momentum® Checking or Preferred checking account using the link below.
- Within 90 days, receive $500 in direct deposits.
- Bonus will be credited to your new account within 10 business days of meeting the requirements.
at Fifth Third Bank
7. SouthState Bank Personal Checking - $200 bonus
SouthState Bank is offering residents in select Southeast states (Alabama, Florida, Georgia, North Carolina, South Carolina and Virginia) $200 for opening a new personal checking account. The bonus requirements are low, the maintenance fees are easily waived, and the account can be opened online. It's a no brainer if you qualify!
SouthState Bank : Personal Checking Account
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Availability
- GA, NC, SC, VA, FL, AL
- Bonus Requirements
-
- Open any personal checking account using the promo code EARN200.
- Within 60 days, have a total of $250 in direct deposits OR have at least 1 automatic/pre-authorized draft of $25 to a non-SouthState Bank account.
- Within 60 days, also make 15 debit card purchases.
- Bonus will be credited to your account within 2 business days of the completion of the 60 day qualifying period.
at SouthState Bank
8. First Bank First@Work - $100 bonus
First Bank is offering a $100 welcome bonus when you open a new First@Work checking account and use your debit card.
With that said, you'll only be able to get this offer if your employer has a relationship with First Bank.
First Bank : First@Work
- Bonus Amount
- $100
- Account Type
- Personal Checking
- Availability
- NC, SC, VA
- Bonus Requirements
-
- Be employed at a company with a relationship at First Bank.
- Open a First@Work checking account.
- Within 45 days, activating your debit card and enroll in the First@Work rewards program.
- Within 45 days, make at least one qualifying transaction with your First Bank debit card.
at First Bank
9. South Carolina Federal Credit Union Bank at Work Checking - $100 bonus
Available in South Carolina, SC Federal Credit Union is offering a $100 welcome bonus when you open a new checking account through their Bank at Work program and set up direct deposit.
South Carolina Federal Credit Union : Bank at Work Checking
- Bonus Amount
- $100
- Account Type
- Personal Checking
- Availability
- SC
- Bonus Requirements
-
- Work for a company that partners with South Carolina Federal Credit Union.
- Open a checking account through their Bank at Work program.
- Make a direct deposit of $250 or more.
- Enroll in eStatements.
- Bonus will be deposited upon verification, usually 4-6 weeks.
at South Carolina Federal Credit Union
10. Regions LifeGreen Checking - $50 bonus
Available primarily in the Southeast with the ability to open online, Regions is offering a $50 bonus when you refer a friend to open a new personal checking account. What's even more? Your friend will also receive a $50 bonus (if you refer a business, they'll get a $150 bonus).
Your friend can stack this offer with their checking account bonus to earn a total of $250.
Regions Bank : LifeGreen Checking
- Bonus Amount
- $50
- Account Type
- Personal Checking
- Availability
- AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
- Bonus Requirements
-
- Have an existing Regions account.
- Refer a friend or family member using the link below and ensure they open a new account within 90 days.
- Within 60 days of opening the account, the person you referred must complete the following: 1) make at least 10 debit card purchases; 2) make a direct deposit of at least $300; and 3) enroll in eStatements.
- Bonus will be paid as a Rewards Card sent via mail within 120 days of all requirements being met.
at Regions
11. Premier America Credit Union Smart Spending - $25 bonus
Available in California and Texas with the ability to open online, Premier America Credit Union is offering a $25 "Head Start" welcome bonus when you open a new Smart Spending account and set up direct deposit. We most recently saw PACU offer up $100 for the same requirements. May be worth holding out for a little while in case the old offer comes back.
Premier America Credit Union : Smart Spending
- Bonus Amount
- $25
- Account Type
- Personal Checking
- Availability
- CA, TX, AZ, NM, CO, PA, FL, OH, WV, DE, NJ, SC, NC, GA, KY, IN, MI, IL, MD, DC, WV, WI
- Bonus Requirements
-
- Become a member of Premier America Credit Union and automatically setup a Smart Spending account.
- Within 45 days, make a recurring direct deposit into this account of at least $200.
at Premier America Credit Union
12. TD Bank Complete Checking - $100 bonus
TD Bank is offering a $100 welcome bonus to students that open a Complete Checking account and use their debit card. Their normal bonus for the Complete Checking account requires direct deposits, but TD knows that this may be tougher for young adults. What's more, you can maximize this promo by also opening a new personal savings account — stacking an extra $200 on top of this offer for a total of $300.
While this isn't available nationwide, it is open to a healthy list of states, and is no longer targeted to select customers.
If you're eligible, and age 17 - 23, we definitely recommend claiming this easy bonus. Offer is available in these states: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
TD Bank : Complete Checking [Student]
- Bonus Amount
- $100
- Account Type
- Personal Checking
- Availability
- CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Bonus Requirements
-
- Open a TD Complete Checking account.
- Within 60 days, make 15 qualifying debit card purchases.
- Bonus will be paid on or before 180 days after account opening.
at TD Bank
13. REV Federal Credit Union Personal Checking - $250 bonus
Available to residents in South Carolina and North Carolina only, REV Federal Credit Union is offering a $250 welcome bonus when you open a new personal checking account and meet qualifying requirements. It's pretty straightforward activities for an active checking account, like direct deposits and using your debit card.
One thing to note is that the bonus will be held until the account is 6 months old.
REV Federal Credit Union : Personal Checking
- Bonus Amount
- $250
- Account Type
- Personal Checking
- Availability
- SC, NC
- Bonus Requirements
-
- Become a new member and open a Premier Checking or Bulldog Checking account.
- Within 60 days, make direct deposit(s) totaling $500 or more.
- Within the same 60 days, spend at least $500 on your debit card, then maintain monthly thereafter.
- Bonus will be deposited within 180 days of qualification.
at REV Federal Credit Union
Note: Don’t see an offer that piques your interest? You can use our tool to explore a full list of bank promotions
Personal Savings Bonuses in South Carolina
Here are the current personal savings promotions available in SC:
1. TD Bank Personal Savings - $200 bonus
TD Bank is offering a $200 welcome bonus if you open a new savings account. With the recent drop in required deposit (from $20k to now $10k), it works out to effectively be an interest rate of about 8%.
What's more, you can maximize this promo by also opening a new personal checking account — stacking an extra $300 or $150 on top of this offer for a total of up to $500.
While this isn't available nationwide, it is open to a healthy list of states, and is no longer targeted to select customers.
TD Bank : Personal Savings
- Bonus Amount
- $200
- Account Type
- Personal Savings
- Availability
- CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Offer Expires
- October 31, 2025
- Bonus Requirements
-
- Open a TD Savings account using the link below.
- Within 20 days, deposit $10,000 and maintain that balance for 90 days.
- Bonus will be paid on or before 180 days after account opening.
at TD Bank
Business Bonuses in South Carolina
Here are the current business banking promotions available in SC:
1. First Horizon Bank Business Checking - $800 bonus
Available primarily in the SouthEast, First Horizon Bank is offering a $800 welcome bonus when you open a new business checking account and make deposits. This is no longer a tiered offer, so you'll need to meet all requirements to get the bonus.
With that said, the bonus is higher, but does require higher deposit balances.
First Horizon Bank : Business Checking
- Bonus Amount
- $800
- Account Type
- Business Checking
- Availability
- AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, NC, VA
- Offer Expires
- November 29, 2025
- Bonus Requirements
-
- Open a new BizEssentials Checking account.
- Within 15 days of the account opening, deposit at least $25,000
- Maintain a $25,000 average daily balance for the first 3 full statement cycles.
- Conduct 20 qualifying transactions within the first 3 full statement cycles.
- Bonus will be deposited within 10 business days after qualifying activities are met.
at First Horizon Bank
2. Truist Business Checking - $400 bonus
Truist Bank is offering small business owners one of the easiest business checking account bonuses we've seen to date: $400 for depositing $2,000 into your new account. (Well, you'll also have to enroll and sign-in to online banking, but we don't really consider that as much of a hurdle...) This is up from $300 when it was most recently offered.
The Truist Simple Business Checking account has no monthly fee and comes with 50 free transactions each month – in other words, it's perfect for a small business just starting out. If your company has surpassed these thresholds, Truist offers their Dynamic Business Checking account. That one comes with higher limits, but does have a small (and avoidable) maintenance fee.
Keep in mind that you'll have 30 days to complete both requirements, and that your new account will need to remain open for 6 months in order to avoid forfeiting the bonus.
Truist Bank : Business Checking
- Bonus Amount
- $400
- Account Type
- Business Checking
- Availability
- AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
- Offer Expires
- April 2, 2026
- Bonus Requirements
-
- Open a new Truist business checking account using the promo code SB25Q4CHECKING.
- Within 30 days, deposit $2,000.
- During the same 30 days, enroll in online banking and log-in.
- Bonus will be credited to your new account within 4 weeks of meeting requirements.
at Truist
3. Regions Business Checking - $150 bonus
Available primarily in the Southeast, Regions is offering a $150 bonus when you refer a friend to open a new business checking account. What's even more? Your friend will also receive a $150 bonus (if you refer a personal account, they will only receive a $50 bonus).
Regions Bank : Business Checking
- Bonus Amount
- $150
- Account Type
- Business Checking
- Availability
- AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
- Bonus Requirements
-
- Have an existing Regions account.
- Refer a friend or family member using the link below and ensure they open a new account within 90 days with an opening deposit of at least $500.
- Within 60 days of opening the account, the person you referred must make at least one Visa Business CheckCard purchase and enroll in eStatements.
- Bonus will be paid as a Rewards Card sent via mail within 120 days of all requirements being met.
at Regions
4. SouthState Bank Business Checking - $400 bonus
Available primarily in the SouthEast, SouthState Bank is offering a $400 welcome bonus when you open a new business checking account and complete qualifying activities. Don't worry, they're not egregious! You'll have your choice of making debit card purchases or ACH deposits.
This is a very easy bonus to earn, and we haven't seen a business bonus from SouthState before, so we'd recommend jumping on this if you're in the market.
What's more? SouthState regularly offers a personal checking bonus as well so you can open up both and earn some solid cash!
SouthState Bank : Business Checking
- Bonus Amount
- $400
- Account Type
- Business Checking
- Availability
- AL, FL, GA, NC, SC, VA
- Bonus Requirements
-
- Open a new business checking account from SouthState (they have 6 eligible accounts!) using promo code SB400.
- Within 90 calendar days, make 15 or more posted and cleared debit card purchases OR make at least $5,000 ACH credits to the account.
- Bonus will be paid within 2 business days of the completion of the 90 calendar day qualifying period.
at SouthState Bank
See our full list of the Best Business Checking Account Promotions
Investing Bonuses
Here are the current investing promotions available in your area:
1. J.P. Morgan Self-Directed Investing - up to $700 bonus
Available nationwide with the ability to open online, J.P. Morgan Wealth Management is offering up to a $700 welcome bonus when you open a new Self-Directed Investing account with qualifying minimum funding.
This is tiered bonus, meaning that the more you deposit, the more you may be eligible to earn. New for this iteration, J.P. Morgan has introduced a lower tier at $5,000, down from the previous $25,000 entry point and raised the max bonus amount!
Here are all 4 tiers of this investing bonus:
| New Money Added | Bonus Amount |
|---|---|
| $5,000-$24,999 | $50 |
| $25,000-$99,999 | $150 |
| $100,000-$249,999 | $325 |
| $250,000+ | $700 |
This is the highest offer that we've seen to-date from J.P. Morgan.
J.P. Morgan Wealth Management : Self-Directed Investing
- Bonus Amount
- up to $700
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- October 21, 2025
- Bonus Requirements
-
- Open a J.P. Morgan Self-Directed Investing account using the link below.
- Within 45 days, fund your account with qualifying new money; $5,000 - $24,999 = $50 bonus; $25,000 - $99,999 = $150 bonus; $100,000 - $249,999 = $325 bonus, $250,000 = $700 bonus.
- Your bonus amount will be determined on day 45.
- Maintain your new funds for 90 days (losses due to trading or market fluctuation will not be taken into account).
- Bonus will be received within 15 days.
- INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE
at J.P. Morgan
2. E*TRADE Bank Brokerage - up to $10000 bonus
Payouts have increased again! E*Trade is now offering new investors up to $10,000 in bonus cash when you open and fund a new investing account. You'll only need $1,000 to earn the first tier bonus ($100)!
They've shuffled all the previous tiers and reinstated the tiers for those with 7+ figures to invest. If you're wanting to earn the full $10,000, you need at least $5M in investable assets.
This offer is available to both new and existing customers; however, different rules may apply, so be sure to check the disclosures at the link below.
E*TRADE Bank : Brokerage Account
- Bonus Amount
- up to $10000
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- October 31, 2025
- Bonus Requirements
-
- Open a new eligible E*TRADE brokerage or retirement account using the link below with promocode OFFER25.
- During the first 60 days, fund your new account with new money as follows: $1,000 - $4,999, earn $100; $5,000 - $19,999, earn $150; $20,000-$99,999 earn $300; $100,000-$199,999 earn $600; $200,000-$499,999 earn $800; $500,000 - $999,999, earn $1,000; $1,000,000 - $1,499,999, earn $3,000; $1,500,000 - $1,999,999 earn $5,000; $2M - $4,999,999, earn $6,000, $5M+ earn 10,000.
- If you deposit $200,000 or more, you will receive a cash credit within seven business days.
- If you have deposited at least $200,000 in your account, and you make subsequent deposits in that account to reach a higher tier, you will receive a second cash credit following the close of the 60-day window.
at E*TRADE Bank
3. Citi® Personal Wealth Management - $5000 bonus
Earn up to $5,000 when you open or enroll a new or existing eligible Personal Wealth Management account with new-to-Citi funds.
This is a tiered bonus based on how much you deposit and maintain for the first 3 months. They've up the reward amounts for their upper tiers this go around.
There are 5 levels, starting with a $500 bonus for deposits $50,000 - $199,999 and going up to $5,000 for $2,000,000+.
Citi® : Personal Wealth Management
- Bonus Amount
- $5000
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- December 31, 2025
- Bonus Requirements
-
- Contact Citi to open or enroll a new or existing eligible Citi Personal Wealth Management account
- Fund the Citi Personal Wealth Management account with New-to-Citi Funds within 2 months of account opening (deposit $50,000 for a $500 bonus, $200,000 for a $1,000 bonus, $500,000 for a $2,000 bonus, $1,000,000 for a $3,000 bonus and $2,000,000+ for the $5,000 bonus)
- Enroll into e-delivery of statements within 2 months of account opening.
- Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment).
at Citi®
4. Robinhood Investing - Free stock (up to $200) bonus
Robinhood is a commission-free stock trading platform that's had mixed headlines in the news (GME, what?). But Robinhood is a popular choice – particularly among beginner investors – due to their sleek, easy-to-use app.
This is a program that many investment apps now offer, but Robinhood pioneered: sign up and get a free stock. The stock has a 98% chance of being worth $5-$10, so this isn't an amazing bonus, but it's something for almost nothing (you don't even need to fund your account). The stock will hit your account within a week, and is tradeable 2 days after that.
Robinhood : Investing Account
- Bonus Amount
- Free stock (up to $200)
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Robinhood investing account using the link below.
- Link your bank account.
- Stock bonus will be credited to the enrolled account within approximately one week.
at Robinhood
5. Acorns Invest - $20 bonus
Acorns is offering BankBonus.com users a $20 welcome bonus when you open a new Invest account. You just need to open the account from the link below and fund it with $5 to earn the reward.
What's more? They've been running amazing referral bonuses. So, sign up for a new account and then share your referral link with friends and family, and you could be pocketing up to $1,000+ each week!
Acorns : Acorns Invest
- Bonus Amount
- $20
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Acorns Invest account using the link below.
- Fund account with at least $5.
at Acorns
6. Tradestation Brokerage - up to $3500 bonus
Tradestation is offering investors up to $3,500 in bonus cash when you add new funds to a new or existing investing account. You only need $5,000 to earn the first tier bonus ($150), and up to $5M to earn the full $3,500. It's worth noting each of the tiers are considerably higher this time around than when it was previously offered.
Tradestation : Brokerage Account
- Bonus Amount
- up to $3500
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Enroll an existing account or open a new account using promo code TSTVAGFD at the url below.
- Within 45 days, fund your account.
- To receive $150 bonus, fund with $5,000- $24,999; To receive $300 bonus, fund with $25,000- $99,999; To receive $500 bonus, fund with $100,000-$249,999; To receive $1,000 bonus, fund with $250,000-$499,999; To receive $2,000 bonus, fund with $500,000-$999,999; To receive $3,500 bonus, fund with $1,000,000+.
- Bonus will be deposited into the account the month following the end of the 270-calendar day holding period.
at Tradestation
7. Bank of America Merrill Edge Self-Directed - up to $600 bonus
Available nationwide with the ability to open online, Bank of America's Merrill Edge is offering up to a $600 welcome bonus when you open a new Merrill Edge Self-Directed account and make an initial deposit.
What's more? There's also a $1,000 Merrill Edge bonus for those enrolled in Bank of America's Preferred Rewards program. The lower tiers are also bumped as well.
We only list the most popular tiers; however, here's a complete list of tiers you can ask for:
- $20,000 to $49,999 – $100
- $50,000 to $99,999 – $150
- $100,000 to $199,999 – $250
- $200,000 to $299,999 – $600
- $300,000 to $499,999 – $1,000
- $500,000 to $999,999 – $1,500
- $1,000,000 or more – $2,500
- $2,000,000 or more – $3,500
- $5,000,000 or more – $5,000
- $10,000,000 or more – $7,500
Bank of America : Merrill Edge Self-Directed
- Bonus Amount
- up to $600
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Self-Directed Trading account from Merrill Edge using promo code "600ME".
- Within 45 days, fund your account with new money from outside Bank of America. To earn a $100 bonus, deposit $20,000-$49,999; To earn a $150 bonus, deposit $49,999-$99,999; To earn a $250 bonus, deposit $100,000-$199,999; To earn a $600 bonus, deposit $200,000 - $299,999.
- Maintain that balance for at least 90 days.
- Bonus will be deposited within two weeks following the end of the 90 day period.
at Bank of America
8. Citi® Self Invest - up to $500 bonus
Available nationwide to new and existing customers, Citi is offering up to a $500 bonus when you add new-to-Citi funds to a Citi® Self Invest account.
As is typical with Citi promotions, this is a tiered offer: the more you add, the more you earn. You'll need to deposit at least $10,000 to earn a $100 reward, or at least $200,000 to receive the full $500.
You'll need to also maintain your funds through a date defined on the Citi website, depending on the month in which you open your account.
Citi® : Citi® Self Invest
- Bonus Amount
- up to $500
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Citi® Self Invest account or add new-to-Citi funds to an existing account.
- Opt-in to eDelivery of statements and confirmations.
- Bonus will be tiered based on the total amount added: $10,000 to earn $100; $50,000 to earn $200; $200,000 to earn the full $500.
- Maintain the New-To-Citi funds in your account through the “maintain funds” deadline as outlined in the chart.
- Bonus will be credited on the last day of the 3rd month following the “maintain funds” period.
at Citi®
9. Charles Schwab Schwab One® - up to $1000 bonus
If you're not currently a Schwab customer, you can open any investment account and earn a referral bonus based on your net deposit within 45 days. This includes retail brokerage accounts, individual retirement accounts, or the managed portfolios like Schwab Intelligent Portfolios®.
Keep in mind that the link above is only for details – you will need to open the account through a referral link from an existing Schwab customer in order to qualify for the promo.
This is a tiered bonus, the more you deposit, the more you can earn.
- Tier 1 | Balance Maintained: $25,000 - $49,999: $100 Bonus
- Tier 2 | Balance Maintained: $50,000 - $99,999: $300 Bonus
- Tier 3 | Balance Maintained: $100,000 - $499,999: $500 Bonus
- Tier 4 | Balance Maintained: $500,000+: $1,000 Bonus
Charles Schwab : Schwab One®
- Bonus Amount
- up to $1000
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new account using a referral link from an existing member.
- Within 45 days, make a qualifying net deposit between $25,000 - $500,000+ in cash or securities, earning the reward that correlates with that tier ($100-$1,000).
- The net deposit amount at the end of 45 day period will be used to calculate your bonus tier.
- Bonus will be paid into your account about a week after the 45-day period.
at Charles Schwab
10. SoFi SoFi - $15 bonus
SoFi is offering a $15 welcome bonus for you and a friend when you refer someone to open a new SoFi account. This bonus is available across most of their products, including: SoFi Money, SoFi Invest, SoFi Loans and a SoFi credit card. You can receive up to $75 total. This isn't exactly the highest bonus we've seen from them, so you'll have to decide if now is the right time or to hold out for something a little more enticing.
It's important to note too that each program has its own set of rules, each of which is outlined on their referral website linked below.
SoFi : SoFi Account
- Bonus Amount
- $15
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Download the app using the link below.
- Refer a friend (or be referred) using your specific referral link for a particular SoFi product.
- Follow the program rules highlighted on the website.
- Bonus will automatically be applied to your SoFi account(s).
at SoFi
11. Charles Schwab Schwab One® - $101 bonus
Charles Schwab has a bonus targeting new or entry-level investors in what they call the Schwab Starter Kit™, but new customers of all comfort levels can qualify. When you open a new account for this promo, Schwab will invest your bonus in fractional shares or "slices" of the top stocks by market cap in the S&P 500. Schwab recently upped this bonus from $50 at its previous level. It's a great way to start investing!
Charles Schwab : Schwab One®
- Bonus Amount
- $101
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Schwab One account at the url below or open a new taxable investment account using promo code "SCHWABSTARTERKIT".
- Within 30 days, Fund your account with a minimum of $50.
- Once funded, Schwab will deposit $101 in your account to purchase your stock slices at approximately 6:00 pm Eastern Time the next trading day.
at Charles Schwab
See our full list of the Best Brokerage Account Promotions
South Carolina Banking Statistics
The Palmetto State is teeming with local and regional banks and credit unions. We looked into data from the FDIC and the Credit Union National Association to see how people bank in South Carolina.
According to these reports, there are 47 state credit unions, compared to 45 banks. South Carolina also has 1.7 million state credit union members.
86.8% of deposits in the state are made with banks, leaving credit unions with 13.2% of the market share.
When it comes to location, here are the largest deposit markets in the state:
- Charlotte/Concord/Gastonia
- Columbia
- Greenville/Anderson
- Charleston/North Charleston
- Myrtle Beach/Conway/North Myrtle Beach
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