Topic:
Reviews

Millennials and Gen Xers are more likely to switch their primary bank than any previous generation.

And we totally get it.

You’re looking for differentiated tech, better rewards, lower fees and fewer issues.

So, if you’re considering a new bank or adopting a useful new FinTech, we can help! Our expert reviews are packed with tailored insights, helpful explanations, and a thoughtful weighing of the good versus the bad.

Find Your Perfect FitAll Reviews
Cheese Bank Logo
Cheese Bank
Neobank
9.0
Cheese Bank
Neobank

Cheese bank was designed with Asian-American communities and immigrants in mind, though anyone can open an account. The platform is entirely mobile-based provides easy-to-use banking services to whoever needs them.

Qube Money Logo
Qube Money
Neobank
8.0
Qube Money
Neobank

With Qube, you can get proactive. Money management is all about having a plan, and an app like Qube can help you take charge of your personal finances.

Lance Bank Logo
Lance Bank
Neobank
8.0
Lance Bank
Neobank

Lance Bank is a neobank that offers accounts through its mobile app. It does not offer physical branches or in-person support. Lance partners with Blue Ridge Bank, a member-FDIC institution based in VA.

SoFi Money Account Logo
SoFi Money Account
Neobank
9.0
SoFi Money Account
Neobank

SoFi Money is an online deposit account that works like a checking account and a savings account rolled into one. Aside from SoFi Money, SoFi also offers several other products and services including a credit card, personal loans, student loans, refinance options including student loan refinancing, and credit score and budgeting.

Atmos Financial Logo
Atmos Financial
Neobank
9.0
Atmos Financial
Neobank

Atmos offers an attractive savings rate and modern banking features. So if you’re looking for a bank that both helps the planet and your bank balance, Atmos is worth checking out.

HMBradley Logo
HMBradley
Neobank
9.0
HMBradley
Neobank

HMBradley is built around one central premise – to help people save more money. To help savers grow their money, they reward those who save the most with higher interest rates on their balances.

Douugh Logo
Douugh
Neobank
9.0
Douugh
Neobank

Douugh’s money management app is an all-in-one platform that’s equal parts digital bank account and personal financial planner. It is driven by AI tools that help put your finances on autopilot so you can focus on the things that matter most.

Synchrony Bank Logo
Synchrony Bank
Online Bank
8.0
Synchrony Bank
Online Bank

If high-yield is what you're after, then you've found a solid option in a Synchrony Bank savings account. As a savings specialist, Synchrony comes to the table with no monthly fees, relatively high APYs, and a user-friendly platform.

Chase Business Checking Accounts Logo
Chase Business Checking Accounts
National Bank
9.0
Chase Business Checking Accounts
National Bank

Chase customers have three different business checking accounts to choose from. Each account is designed for a specific size of a business, ranging from small startups to large companies with an established presence.

KeyBank Logo
KeyBank
National Bank
9.0
KeyBank
National Bank

KeyBank mainly targets customers who are looking for a local, full-service bank with access to branches. Since it offers everything you might want from a bank, it's ideal for those who value their relationship with the bank.

Barclays Bank Logo
Barclays Bank
International Bank
9.0
Barclays Bank
International Bank

Barclays Bank can be a good fit for people looking for a bank that helps them manage their personal finances. The high-interest rate on their savings account makes it a good emergency fund option.

Green Dot Bank Logo
Green Dot Bank
Neobank
8.0
Green Dot Bank
Neobank

Overall, Green Dot Bank is a safe option for people who don't want or need a traditional bank account. It also might be a great fit for those who can't qualify for one.

Comenity Direct Logo
Comenity Direct
Online Bank
8.0
Comenity Direct
Online Bank

If you're looking for a straightforward banking experience with more than competitive rates, Comenity Direct will serve you well.

Bluebird by American Express Logo
Bluebird by American Express
Online Bank
9.0
Bluebird by American Express
Online Bank

With Bluebird by American Express, there’s plenty to like. You’ll rarely need to worry about fees, and the card mirrors most of the features of major checking accounts. Plus, you’ll get access to tempting Amex offers without having to pay credit card fees.

First Internet Bank Logo
First Internet Bank
Online Bank
8.5
First Internet Bank
Online Bank

First Internet Bank is easy to use and offers plenty of different account options. Its high-end interest rates are among the best in the business, and it brings everything together with a highly rated mobile app and great customer service.

Kabbage Business Checking Logo
Kabbage Business Checking
Fintech
9.0
Kabbage Business Checking
Fintech

Kabbage business checking is a modern, easy-to-use online account that comes with attractive interest rates and perks.

Santander Bank Logo
Santander Bank
National Bank
9.0
Santander Bank
National Bank

If you want a local, full-service community bank, then Santander might be the bank you're looking for. They have a wide range of products and services, allowing you to build a strong relationship with them.

QuickBooks Cash Logo
QuickBooks Cash
Fintech
9.0
QuickBooks Cash
Fintech

QuickBooks Cash eliminates the need for you to manually update your business transactions by integrating with your current QuickBooks Online account. When you consider the added convenience, plus 1.00% APY earning, QuickBooks Cash makes a lot of cents, particularly for current QBO users.

First Foundation Bank Logo
First Foundation Bank
Regional Bank
9.0
First Foundation Bank
Regional Bank

With First Foundation being a regional bank, most customers will be those living within their service area looking for a more personalized experience than what the bigger banks offer.

Vio Bank Logo
Vio Bank
Online Bank
9.0
Vio Bank
Online Bank

If you're looking to stash away some money, diversify your portfolio, or de-risk, you should give Vio Bank due consideration – and perhaps you'll find out they're just the thing you were looking for to reach your personal finance goals and dreams.

Ando Money Logo
Ando Money
Neobank
9.0
Ando Money
Neobank

While they don't offer things like credit cards, if you value transparency, clean energy, reducing emissions, and want your bank to fight climate change, then Ando Spending Account is worth considering.

GoBank Logo
GoBank
Neobank
8.0
GoBank
Neobank

If you have been having issues getting a bank account, GoBank might very well be just the solution for you. While it’s not perfect, nothing ever really is, it can be a great way to get started and access banking services without many frills.

Citi® Accelerate Savings Logo
Citi® Accelerate Savings
National Bank
9.5
Citi® Accelerate Savings
National Bank

The best savings accounts should always come with a few benchmark perks, such as high rates, low fees, and plenty of online functionality. Overall, Citi® Accelerate Savings hits two out of three. The savings rate is on the higher end, and the app is outstanding, but there are more fees than you'll see with fully online options.

Affirm Savings Account Logo
Affirm Savings Account
Fintech
9.0
Affirm Savings Account
Fintech

What makes Affirm Savings Account stand out are two things that represent digital savings as a whole — low fees and a high APY. There is no need to worry about minimum deposit requirements or monthly fees, and with a competitive rate, you can put away funds for a down payment or dream vacation and watch them grow.

Capital One 360 Performance Savings Logo
Capital One 360 Performance Savings
National Bank
9.0
Capital One 360 Performance Savings
National Bank

With an industry-leading mobile app and in-person account support, the Capital One 360 Performance Savings account stands out as a savings option that comes with a little bit of everything.

Chase First Banking℠ Logo
Chase First Banking℠
National Bank
9.0
Chase First Banking℠
National Bank

Chase First Banking℠ is a solid option for current Chase customers who want to teach their kids about banking.

Unifimoney Logo
Unifimoney
Neobank
8.0
Unifimoney
Neobank

Unifimoney's high-yield checking account and premium credit card both have tons of potential. But for now, they're still in beta and positioned as an option for high earners, both of which limit its reach.

MoneyLion Logo
MoneyLion
Neobank
9.0
MoneyLion
Neobank

MoneyLion provides a fresh look at what banking is evolving to in the 21st century. With intuitive personal finance tools, fully digital banking features, and an all-in-one approach, MoneyLion is an interesting mobile platform to consider.

Dave App Logo
Dave App
Fintech
9.0
Dave App
Fintech

The Dave App addresses one relatively specific problem for banking customers — what to do if you don't have enough cash to cover your monthly bills.

M1 Finance Logo
M1 Finance
Neobank
9.0
M1 Finance
Neobank

At its best, M1 plays the role of a financial advisor, lender, and banker all at once. The accounts work together seamlessly, and you can watch your money grow with automated asset allocation, low-rate loans, and a high-yield bank account.

Fifth Third Bank Logo
Fifth Third Bank
National Bank
9.0
Fifth Third Bank
National Bank

Fifth Third Bank offers plenty of products, and it even has a mobile app that outpaces plenty of similarly small banks. Add in a solid sign-up bonus, and Fifth Third starts to feel like a sure thing.

Wealthfront Cash Account Logo
Wealthfront Cash Account
Neobank
8.0
Wealthfront Cash Account
Neobank

The Wealthfront cash account comes with standard checking features like a debit card, direct deposit, and bill pay. You can easily make deposits and withdrawals and move money between your Cash Account and your Wealthfront investment account.

Security Service Federal Credit Union Logo
Security Service Federal Credit Union
Credit Union
9.0
Security Service Federal Credit Union
Credit Union

SSFCU is a comprehensive financial institution that comes with all of the products and services that you would expect in a traditional baking experience.

PenFed Credit Union Logo
PenFed Credit Union
Credit Union
9.0
PenFed Credit Union
Credit Union

If you’re looking for a banking option that does everything well, you’ll definitely find it with PenFed Credit Union. While other credit unions might require a fee or only serve a particular community, PenFed is truly open to anyone who wants to become a member.

Connexus Credit Union Logo
Connexus Credit Union
Credit Union
9.0
Connexus Credit Union
Credit Union

Connexus has been named one of the best credit unions around by multiple outlets in recent years and made our list of the best credit unions. When you take into account its low fee schedule, competitive rates, and first-rate mobile platform, this shouldn't come as a surprise.

Consumers Credit Union Logo
Consumers Credit Union
Credit Union
9.0
Consumers Credit Union
Credit Union

Consumers Credit Union offers a comprehensive banking platform that's more accessible than the majority of credit unions. You can become a CCU member no matter what state you live in, and there are plenty of accounts and services to take advantage of.

Navy Federal Credit Union Logo
Navy Federal Credit Union
Credit Union
9.0
Navy Federal Credit Union
Credit Union

Between well-regarded customer service and accounts suited for anyone, Navy Federal stands out as a solid credit union overall.

Alliant Credit Union Logo
Alliant Credit Union
Credit Union
9.0
Alliant Credit Union
Credit Union

With Alliant Credit Union, you kind of get it all. The mobile app is top-tier, and its online accounts come with fee structures and savings rates that can compete with the best neobanks.

Varo Bank Logo
Varo Bank
Neobank
9.0
Varo Bank
Neobank

Varo is one of the biggest neobanks out there and comes with a lot of features that people like. With low fees, high APYs, and solid customer service, Varo definitely qualifies as a good option for banking.

Mercury Bank Logo
Mercury Bank
Neobank
8.0
Mercury Bank
Neobank

Mercury Bank provides a user-friendly, tech-forward banking platform, catering to entrepreneurs looking to take their business to the next level. With digital tools, customizable interfaces, and no fees to worry about, Mercury takes a modern approach to the traditional world of business banking.

Huntington National Bank Logo
Huntington National Bank
National Bank
9.0
Huntington National Bank
National Bank

If you live in one of the 7 states that Huntington Bank operates, you have some solid options for high-yield checking, savings, and CDs!

TIAA Bank Logo
TIAA Bank
Online Bank
9.0
TIAA Bank
Online Bank

Overall, there is a lot to like about TIAA Bank. You'll find plenty of account options and most of them come with higher interest rates than the national average. You're also covered with an expansive ATM network and TIAA's mobile app and customer service team seem to be keeping clients happy.

USAA Bank Logo
USAA Bank
Online Bank
9.0
USAA Bank
Online Bank

If you're enlisted or served in the past, USAA Bank could be a great option for you. While it does trend behind in on its savings account interest rates, overall, there is a lot to like.

Hatch Logo
Hatch
Neobank
8.0
Hatch
Neobank

Hatch has a lot to like, and its flexible, low-fee structure is sure to be appealing to many startup independent contractors alike. At only $10 per month and great cashback rewards available, Hatch Business checking is worth checking out.

T-Mobile MONEY Logo
T-Mobile MONEY
Corporate
8.0
T-Mobile MONEY
Corporate

T-Mobile MONEY is a digital checking account option that should help you grow your earnings by being an interest-bearing checking account with very competitive rates.

Revolut Logo
Revolut
Neobank
8.0
Revolut
Neobank

Revolut is unique as a British bank trying to make its mark in the US. Its platform is positioned as a truly global option, so whether you're personally spending or your business needs to spend in Euros, GBP, or USD, you'll be set.

Regions Bank Logo
Regions Bank
Regional Bank
9.0
Regions Bank
Regional Bank

Regions Bank has a strong presence in the South and parts of the Mid West. If you live in their service area, you have access to numerous banking products such as checking accounts, savings accounts, CDs and MMAs. They are insured by the FDIC and offer great customer support.

Level Bank Logo
Level Bank
Neobank
8.0
Level Bank
Neobank

Level Bank is a legit, mobile-only neobank. Its accounts are backed by Tennessee-based Evolve Bank & Trust, which is a federally chartered financial institution. They offer a competitive APY on their banking account and up to 1.5% cashback on debit card purchases.

OnJuno Logo
OnJuno
Neobank
8.0
OnJuno
Neobank

If you're looking for an easy-to-use digital banking solution, OnJuno is an attractive option. OnJuno sets itself apart is with its earning potential through its high-yield account options.

Walmart Bank Logo
Walmart Bank
Corporate
8.0
Walmart Bank
Corporate

The largest retailer in the world is making an aggressive move into the world of consumer banking. While Walmart Bank isn’t quite up and running yet, the more than 200 million Walmart store visits per day position the company to set itself up as an all-in-one retail and banking destination.

Monzo Logo
Monzo
Neobank
8.0
Monzo
Neobank

Along with other online banks like Starling and Revolut, Monzo is extremely popular in the UK, where it emerged as a challenger bank to the High Street banks and has grown its customer base to more than 5 million users in just six years. Its mobile app and customer service are well regarded, but whether or not its success and functionality will translate to the US market remains to be seen.

Charles Schwab Bank Logo
Charles Schwab Bank
Online Bank
9.0
Charles Schwab Bank
Online Bank

Overall, Charles Schwab Bank is recommended for those who are already comfortable with Schwab’s investment platform and want all of their deposit and investment accounts in one place.

NorthOne Bank Logo
NorthOne Bank
Neobank
9.0
NorthOne Bank
Neobank

With a user-friendly mobile app, transparent pricing, and tech-driven banking tools, NorthOne serves up a fresh take on business bank accounts.

Lili Bank Logo
Lili Bank
Neobank
9.0
Lili Bank
Neobank

Overall, Lili is an interesting option for up-and-coming freelancers and independent contractors. There's a lot to like in the lack of fees, mobile functionality, and its lean, easy-to-use platform.

Square Financial Logo
Square Financial
Fintech
9.0
Square Financial
Fintech

Square Bank is officially called Square Financial Services, which is a new, FDIC-insured banking subsidiary of Square, Inc. It’s an online bank that began operations in March 2020, and will serve small business owners and individuals through expanded financial services, business loans, and deposit products. With 0 fees and seamless integration between your business bank accounts, payments and cash flow, there's a lot to like.

One Finance Logo
One Finance
Neobank
9.0
One Finance
Neobank

With the intuitive budgeting tools, no fees to worry about, and high-end interest rates, there’s a lot to like about One Finance.

Radius Bank Logo
Radius Bank
Online Bank
9.0
Radius Bank
Online Bank

From a tech-forward online banking experience to the account options and customer service of a traditional bank, there's plenty to feel good about with Radius Bank.

BlueVine Bank Logo
BlueVine Bank
Neobank
9.0
BlueVine Bank
Neobank

Between strong online functionality, quick access to cash when you need it, and a built-in payment platform, there's a lot to like about BlueVine Banks business checking and loan options.

Current Bank Logo
Current Bank
Neobank
9.0
Current Bank
Neobank

Current Bank offers free and paid mobile-only checking accounts. They operate on the premise that banking should be accessible and affordable for everyone.

American Express Savings Accounts Logo
American Express Savings Accounts
National Bank
9.0
American Express Savings Accounts
National Bank

Overall, American Express Savings accounts are a solid choice from one of the world's best-known financial service providers. Its high-yield savings account and CD earn much higher rates than the national average.

Marcus by Goldman Sachs Logo
Marcus by Goldman Sachs
Online Bank
9.0
Marcus by Goldman Sachs
Online Bank

Overall, Marcus by Goldman Sachs offers one of the best online banking platforms available with a clean, user-friendly interface and high-earning account options.

Novo Bank Logo
Novo Bank
Neobank
9.0
Novo Bank
Neobank

Overall, while Novo's product offerings are as lean as it gets, there's a lot to like in this comprehensive business checking account. In fact, it ranked among the best business checking accounts in 2020 by Money Magazine.

PNC Bank Logo
PNC Bank
National Bank
9.0
PNC Bank
National Bank

PNC is a traditional bank that’s progressing into the digital age with interest-bearing checking and solid HYSA options.

Citizens Bank Logo
Citizens Bank
National Bank
8.0
Citizens Bank
National Bank

With a wide variety of accounts, plenty of in-person support, and options for traditional online banking, Citizens Bank is a solid choice for your financial needs.

BBVA Bank Logo
BBVA Bank
Regional Bank
9.0
BBVA Bank
Regional Bank

BBVA Bank has the backing and security of a major national bank, coupled with a modern online platform. If you’re looking for a little bit of everything from your bank, BBVA could fit nicely into your financial life.

Aspiration Bank Logo
Aspiration Bank
Neobank
9.0
Aspiration Bank
Neobank

Aspiration Bank has a slick online platform, and cash back earning options that can compete with any leading bank out there.

BMO Harris Bank Logo
BMO Harris Bank
National Bank
9.0
BMO Harris Bank
National Bank

Within the 9 states that BMO Harris Bank has physical locations, it has a lot to offer. Plenty of locations, tons of ATMs, numerous account options, and robust online services making it a solid all-in-one banking option.

Axos Bank Logo
Axos Bank
Online Bank
9.0
Axos Bank
Online Bank

Competitive APYs on high yield savings accounts, minimal fees, and access to a wide range of financial products, are some compelling reasons to sign up with Axos Bank.

U.S. Bank Logo
U.S. Bank
National Bank
9.0
U.S. Bank
National Bank

With U.S. Bank you can find all of your standard banking services. If you're located in the West or Midwest, you shouldn't have any trouble locating a branch or ATM, and you can enjoy all of the convenience of a big bank.

Discover Bank Logo
Discover Bank
Online Bank
9.0
Discover Bank
Online Bank

Discover Bank allows you to have all your banking products in one place all with no fees. The bank also offers such competitive rates on savings accounts that it is 5x the National Savings Average.

Capital One Bank Logo
Capital One Bank
National Bank
9.0
Capital One Bank
National Bank

Overall, Capital One has a well-established online presence and over 750 physical locations. You can expect to find competitive interest rates and a nice variety of products and services.

TD Bank Logo
TD Bank
National Bank
9.0
TD Bank
National Bank

TD Bank is a solid option overall, with a number of competitive products, a user-friendly mobile app, and an emphasis on convenience and customer satisfaction.

HSBC Bank Logo
HSBC Bank
National Bank
9.0
HSBC Bank
National Bank

HSBC Bank has a lot to offer. It has a wide variety of products that you’ll see with a big, national bank. With HSBC Direct, you can also find the minimalist, higher-APY options that are common in modern online banks.

Citibank Logo
Citibank
National Bank
9.0
Citibank
National Bank

If you're looking for convenience and the peace of mind that comes with big banks, combined with a competitive HYSA account, you can't go wrong with Citibank

CIT Bank Logo
CIT Bank
Online Bank
8.5
CIT Bank
Online Bank

If you're comfortable with an online-only bank, CIT is a solid choice. Their parent company has been around since 1908, and the bank offers everything you'd expect from online-focused banks: rates the national banks can't compete with, an intuitive digital experience, and a fair fee structure.

On the other hand, there are a ton of fintech and other online-only banks in the space now. Those start-ups offer unique tech features and often higher rates, but haven't been around as long as CIT Bank.

Chime Bank Logo
Chime Bank
Neobank
9.0
Chime Bank
Neobank

Chime is a player in the FinTech space, with an intuitive mobile app, no maintenance, hidden or foreign transaction fees, and built-in features to help you save like their "save when you spend" and "save when you get paid" automatic transfers. They don't offer a lot of account options, but if their spend and savings accounts meet your needs, we recommend them. You'll find a competitive rate and a top-notch digital experience (as you'd expect!).

Ally Bank Logo
Ally Bank
Online Bank
9.5
Ally Bank
Online Bank

Ally is one of our favorite banks. They offer consistently high rates, low fees, and solid products covering your banking and investing needs. They're online-only, which is a driver for their favorable rates and fees, but that can be a deterrent for customers who prefer to have the option of in-person support.

Wells Fargo Logo
Wells Fargo
National Bank
8.0
Wells Fargo
National Bank

Wells Fargo has more locations than any other bank in the United States and serves over 70 million global customers. With an expansive set of offerings from checking and savings accounts to credit cards, Wells Fargo is worth checking out if you want to work with a large global bank.

Bank of America Logo
Bank of America
National Bank
8.0
Bank of America
National Bank

Bank of America is the second-largest bank in the United States, with physical branches in nearly every state. They also have a really well-reviewed app. Overall, Bank of America is an okay choice if you're looking for a one-stop bank for your basic needs.

Chase Bank Logo
Chase Bank
National Bank
9.0
Chase Bank
National Bank

Chase is the largest bank in the United States, with locations in most states and an exceptional mobile experience. With a wide array of banking products, from personal and business accounts to mortgages and credit cards, Chase is worth considering if you want a full-service bank.