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Reviews

All in all, Found is an exceptionally well-thought-out banking tool for freelancers and sole proprietors. The financial management tools will help account holders manage their business income, and the lack of monthly fees will prevent their income from being nickel–and–dimed.

As a Chase Private Client, you will receive top-of-the-line treatment from bankers who know you and your financial situation and won’t have to wonder if your bank has your back. CPCs also have access to top-quality investment services, making it easy to make the most of your finances and keep everything in one place.

Bread Financial is an excellent option for those looking to earn a high-interest rate on a savings account. The current APY is as good as you’ll find anywhere online, and with some savvy features and an easy-to-use platform, it’s well worth considering.

Live Oak Bank’s mission is to be known as America’s small business bank. They define the ideal small business customer as a business with five employees or less, has been in business for less than five years, and earns anywhere from $50,000 to $500,000 in annual revenue.

As part of a national credit union Co-Op, SkyOne gives its customers access to over 4,000 local branches and 66,000+ ATMs.

Truist is a regional bank that operates in 15 states. It provides checking and savings accounts to benefit your everyday banking needs. But if you are in the market to grow your savings with high APYs, Truist is not for you.

FNB is a regional bank that offers several attractive accounts and banking features to its customers across Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, and Virginia.

The Albert app comes jam-packed with features designed to help you manage and grow your finances.

Ally Invest is a low-cost, high-performing online brokerage platform for investors of all experience levels.

First Citizens Bank offers an impressive selection of banking, wealth management, and investment services to its customers across 22 US states.

A growing division of Axos Bank, UFB Direct’s competitive interest rates set it apart from the competition.

With unique reward structures, well above average APYs, and even a wearable debit card, you’ll find plenty of reasons why Quontic Bank stands apart as an adaptive digital bank.

Yotta is a savings account that's built around fun. It's like an opportunity to play the lottery without wasting money on lottery tickets.

Cash App is one of the fastest-growing mobile payment apps, offering financial services like direct deposit, a cash card, investing, and more.

Whether you're a courier, an Uber driver, or any other type of independent worker, you do it for a reason. Maybe it's the convenience or flexibility. Whatever your motivation is, you deserve a banking partner that understands your lifestyle. With Moves Financial, you have an option entirely dedicated to making things easier for you as a gig worker.

Acorns is a low-cost investment platform that allows you to automate your account balance and personal finances. You'll have a diversified portfolio, automatic rebalancing when necessary, and financial advisors to guide you along the way.

Daylight Bank is the first platform of its kind that strives to provide high-quality banking services to the LGBTQ+ community. Daylight does more than send inspiring emails during Pride Month, unlike most traditional banks. It was created by and is intended for LGBTQ+ people.

With Qube, you can get proactive. Money management is all about having a plan, and an app like Qube can help you take charge of your personal finances.

Lance Bank is a neobank that offers accounts through its mobile app. It does not offer physical branches or in-person support. Lance partners with Blue Ridge Bank, a member-FDIC institution based in VA.

SoFi Checking and Savings (formerly SoFi Money) is an online checking and savings account rolled into one. Aside from banking, SoFi also offers several other products and services including a credit card, personal loans, student loans, refinance options including student loan refinancing, and credit score and budgeting.

Atmos offers an attractive savings rate and modern banking features. So if you’re looking for a bank that both helps the planet and your bank balance, Atmos is worth checking out.

HMBradley is built around one central premise – to help people save more money. To help savers grow their money, they reward those who save the most with higher interest rates on their balances.

Douugh’s money management app is an all-in-one platform that’s equal parts digital bank account and personal financial planner. It is driven by AI tools that help put your finances on autopilot so you can focus on the things that matter most.

If high-yield is what you're after, then you've found a solid option in a Synchrony Bank savings account. As a savings specialist, Synchrony comes to the table with no monthly fees, relatively high APYs, and a user-friendly platform.

Chase customers have three different business checking accounts to choose from. Each account is designed for a specific size of a business, ranging from small startups to large companies with an established presence.

KeyBank mainly targets customers who are looking for a local, full-service bank with access to branches. Since it offers everything you might want from a bank, it's ideal for those who value their relationship with the bank.

Barclays Bank can be a good fit for people looking for a bank that helps them manage their personal finances. The high-interest rate on their savings account makes it a good emergency fund option.

Overall, Green Dot Bank is a safe option for people who don't want or need a traditional bank account. It also might be a great fit for those who can't qualify for one.

First Internet Bank is easy to use and offers plenty of different account options. Its high-end interest rates are among the best in the business, and it brings everything together with a highly rated mobile app and great customer service.

If you want a local, full-service community bank, then Santander might be the bank you're looking for. They have a wide range of products and services, allowing you to build a strong relationship with them.

QuickBooks Checking eliminates the need for you to manually update your business transactions by integrating with your current QuickBooks Online account. When you consider the added convenience, plus 1.00% APY earning, QuickBooks Cash makes a lot of sense, particularly for current QBO users.

With First Foundation being a regional bank, most customers will be those living within their service area (California, Florida, Hawii, Texas, and Florida) looking for a more personalized experience than what the bigger banks offer.

If you're looking to stash away some money, diversify your portfolio, or de-risk, you should give Vio Bank due consideration – and perhaps you'll find out they're just the thing you were looking for to reach your personal finance goals and dreams.

While they don't offer things like credit cards, if you value transparency, clean energy, reducing emissions, and want your bank to fight climate change, then Ando Spending Account is worth considering.

If you have been having issues getting a bank account, GoBank might very well be just the solution for you. While it’s not perfect, nothing ever really is, it can be a great way to get started and access banking services without many frills.

The best savings accounts should always come with a few benchmark perks, such as high rates, low fees, and plenty of online functionality. Overall, Citi® Accelerate Savings hits two out of three. The savings rate is on the higher end, and the app is outstanding, but there are more fees than you'll see with fully online options.

What makes Affirm Savings Account stand out are two things that represent digital savings as a whole — low fees and a high APY. There is no need to worry about minimum deposit requirements or monthly fees, and with a competitive rate, you can put away funds for a down payment or dream vacation and watch them grow.

With an industry-leading mobile app and in-person account support, the Capital One 360 Performance Savings account stands out as a savings option that comes with a little bit of everything.

Unifimoney's high-yield checking account and premium credit card both have tons of potential. But for now, they're still in beta and positioned as an option for high earners, both of which limit its reach.

MoneyLion provides a fresh look at what banking is evolving to in the 21st century. With intuitive personal finance tools, fully digital banking features, and an all-in-one approach, MoneyLion is an interesting mobile platform to consider.

At its best, M1 plays the role of a financial advisor, lender, and banker all at once. The accounts work together seamlessly, and you can watch your money grow with automated asset allocation, low-rate loans, and a high-yield bank account.

Fifth Third Bank offers plenty of products, and it even has a mobile app that outpaces plenty of similarly small banks. Add in a solid sign-up bonus, and Fifth Third starts to feel like a sure thing.

Varo is one of the biggest neobanks out there and comes with a lot of features that people like. With low fees, high APYs, and solid customer service, Varo definitely qualifies as a good option for banking.

Overall, there is a lot to like about TIAA Bank. You'll find plenty of account options and most of them come with higher interest rates than the national average. You're also covered with an expansive ATM network and TIAA's mobile app and customer service team seem to be keeping clients happy.

Regions Bank has a strong presence in the South and parts of the Mid West. If you live in their service area, you have access to numerous banking products such as checking accounts, savings accounts, CDs and MMAs. They are insured by the FDIC and offer great customer support.

Level Bank is a legit, mobile-only neobank. Its accounts are backed by Tennessee-based Evolve Bank & Trust, which is a federally chartered financial institution. They offer a competitive APY on their banking account and up to 1.5% cashback on debit card purchases.

If you're looking for an easy-to-use digital banking solution, Juno is an attractive option. This neobank sets itself apart with its high earning potential through its checking account options.

The largest retailer in the world is making an aggressive move into the world of consumer banking. While Walmart Bank isn’t quite up and running yet, the more than 200 million Walmart store visits per day position the company to set itself up as an all-in-one retail and banking destination.

With a user-friendly mobile app, transparent pricing, and tech-driven banking tools, NorthOne serves up a fresh take on business bank accounts.

Overall, Lili is an interesting option for up-and-coming freelancers and independent contractors. There's a lot to like in the lack of fees, mobile functionality, and its lean, easy-to-use platform.

Square Bank is officially called Square Financial Services, which is a new, FDIC-insured banking subsidiary of Square, Inc. It’s an online bank that began operations in March 2020, and will serve small business owners and individuals through expanded financial services, business loans, and deposit products. With 0 fees and seamless integration between your business bank accounts, payments and cash flow, there's a lot to like.

With the intuitive budgeting tools, no fees to worry about, and high-end interest rates, there’s a lot to like about One Finance.

Overall, American Express Savings accounts are a solid choice from one of the world's best-known financial service providers. Its high-yield savings account and CD earn much higher rates than the national average.

Overall, Marcus by Goldman Sachs offers one of the best online banking platforms available with a clean, user-friendly interface and high-earning account options.

Overall, while Novo's product offerings are as lean as it gets, there's a lot to like in this comprehensive business checking account. In fact, it ranked among the best business checking accounts in 2020 by Money Magazine.

Aspiration Bank has a slick online platform, and cash back earning options that can compete with any leading bank out there. On top of that, with a keen focus on sustainability, the fintech strives to help its customers do well financially while still doing good for the world.

If you're looking for convenience and the peace of mind that comes with big banks, combined with a competitive HYSA account, you can't go wrong with Citibank

If you're comfortable with an online-only bank, CIT is a solid choice. Their parent company has been around since 1908, and the bank offers everything you'd expect from online-focused banks: rates the national banks can't compete with, an intuitive digital experience, and a fair fee structure.

Chime is a player in the FinTech space, with an intuitive mobile app, no maintenance, hidden or foreign transaction fees, and built-in features to help you save like their "save when you spend" and "save when you get paid" automatic transfers. They don't offer a lot of account options, but if their spend and savings accounts meet your needs, we recommend them. You'll find a competitive rate and a top-notch digital experience (as you'd expect!).

Ally is one of our favorite banks. They offer consistently high rates, low fees, and solid products covering your banking and investing needs. They're online-only, which is a driver for their favorable rates and fees, but that can be a deterrent for customers who prefer to have the option of in-person support.

Wells Fargo has more locations than any other bank in the United States and serves over 70 million global customers. With an expansive set of offerings from checking and savings accounts to credit cards, Wells Fargo is worth checking out if you want to work with a large global bank.