Fifth Third Bank Personal Checking $200 Bonus

Fifth Third Bank logo

Fifth Third Bank : Personal Checking

$200

4.0

BankBonus.com score

Availability

Ease

Amount

Fees

Offer Expires In

How To Earn The Bonus

  1. Open a new Momentum® Checking or Preferred checking account using the link below.
  2. Within 90 days, receive $500 in direct deposits.
  3. Bonus will be credited to your new account within 10 business days of meeting the requirements.

Available in Your Area?

No

Monthly Fees?

Varies

Open Online?

Yes

Credit Pull?

Soft

Fifth Third Bank logo

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at Fifth Third Bank

Fifth Third Bank has revived their personal checking account bonus.

You can open the account online through the promotion's landing page, or choose instead to enter your email address to receive a unique code that you can take into your local branch.

Another perk? Users report receiving their bonus just days after the qualifying deposit is posted. Be sure to signup early though, as we've seen them pull their offer as it gets closer to the deadline.

How To Earn The Bonus

The Fifth Third Bank Personal Checking promotion requires you to set up direct deposits in order to earn the $200 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • The $200 checking bonus does not require any additional activities.
  • A qualifying Direct Deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security).
  • In order to receive the cash bonus, your checking account must be open and in good standing.
  • Offer is not available to existing Fifth Third checking customers or to those with a Fifth Third Checking account that has been closed within the last 12 months.
  • Bank reserves the right to limit each customer to one new account-related gift incentive per calendar year.
  • Eligibility may be limited based on your account type and ownership role.
  • Account must be funded within 45 days of account opening.
  • No minimum deposit required to open a checking account.
  • Bonus may be taxable as interest income and reported on IRS Form 1099-INT. Consult your tax advisor.
  • UNIQUE OFFER CODE MUST BE PRESENTED AT ACCOUNT OPENING TO RECEIVE THE BONUS. See your banker for details.
  • Not valid with any other offer.

How does this personal checking offer from Fifth Third Bank compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

PNC

Virtual Wallet®

Bonus
up to $400
Account Type
Personal Checking
Expires In
78 days
Requires
  • Direct Deposit

TD Bank

Beyond Checking

Bonus
$300
Account Type
Personal Checking
Expires In
198 days
Requires
  • Direct Deposit

Discover

Discover® Cashback Checking

Bonus
up to $360
Account Type
Personal Checking
Expires In
Limited Time
Requires
  • Card Spend

Why Fifth Third Bank?

Fifth Third Bank is a regional bank offering a full suite of products to both personal and business customers. They are headquartered in Ohio, with more than 1,100 branches across the Midwest, South and Southeast.

Their basic accounts have reasonable (and waivable) monthly fees, but keep in mind that their other fees can be steep and Fifth Third's savings rates are laughably low.

That said, if you're in one of the 10 states that Fifth Third does business, you could benefit from the great sign-up bonuses that the bank consistently offers. Particularly on the personal side, Fifth Third Bank's checking account offers are some of the most competitive when you consider the requirements-to-reward.

Momentum® Checking

Momentum Checking is a free checking account that covers all the basics — you’ll get a contactless debit card, mobile banking, and direct deposit.

There is no monthly maintenance fee or minimum deposit requirements, and you can open an account with any amount for your initial deposit.

Fees

Momentum® Checking does not charge a monthly maintenance fee.

Preferred Checking®

Preferred Checking is Fifth Third’s premium checking account that comes with exclusive discounts, benefits, and services.

Some of the added benefits include reimbursed ATM fees, complimentary identity fraud alerts along with access to your credit report and score, commission-free trades in your brokerage account, free checks, notary services, money orders, cashiers checks, and a 3x5 safe deposit box, and a dedicated customer service line along with access to investment consultants.

Fees

Preferred Checking® does charge a monthly maintenance fee of $25, but there are ways to get this waived:

  • Reach a combined total balance of $100,000 across any of your Fifth Third Bank deposit and investment accounts.

Share Your Thoughts or Questions

There have been 8 comments about the Fifth Third Bank Personal Checking $200 Bonus.

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Rebecca

November 17, 2023

I've gotten multiple bonuses from this bank, one of the most best bonus programs I've participated in, because you can keep coming back! I did need to go to the bank in person to open it one of the times, as I couldn't get fully approved online, but it was close to home.

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Jamon

November 13, 2023

I've gotten 3 bonuses from Fifth Third in 3 years. Their bonuses are generous, easy to get, and they allow you to qualify again after 12 months closed. This ability to "rinse and repeat" makes them one of the most generous bank bonus programs I've participated in.

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RyanInFlorida

November 13, 2023

Opening this account was very easy since I've had a 5/3 account in the past. It filled in all my information when I opened the account

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Bill B

November 11, 2023

I earned the Fifth Third $325 bonus in early 2023. It was easy and immediate, with all steps able to completed entirely online. I highly recommend doing this.

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Jon Snow

November 11, 2023

Got paid the bonus the next business day after my direct deposit hit!

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Klaus Pohlmann

November 6, 2023

53rd offers the $325 bonus with a simple $500 direct deposit within 90 days. There’s no minimum balance, no monthly fees. It was initially hard for me to open (they made me come into a branch), but i think it can all be done online now! Easy to open, and easy to close if you eventually need to.

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D

November 5, 2023

I completely agree with Wayne. I've done a bonus from Fifth Third 8 times. Super easy and DD is quite easy to manage. I've used USAA, Wells Fargo, and Lending Club brokerage. There's also a 5/3 credit card bonus for a cherry on top!

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Wayne

November 3, 2023

P2 and I have gotten this bonus 3 times each. Very easy to fulfill direct deposit requirements. Chase, Schwab, and Wells Fargo have worked for us. I recommend open this, qualify and close in 3-6 months. It'll come around next year and you can qualify again.

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