Are you hunting for business checking account promotions? You’ve come to the right place.
Just like with personal accounts, banks compete hard to attract new business customers. As a result, you can often earn several hundreds of dollars just by opening a new business checking account.
Of course, you should understand your company’s banking needs before checking out the promo offers.
You’ll want an account that has the lowest fees given your business’s typical use.
For example, some business accounts offer a certain number of transactions each month for free – including everything from deposits, withdrawals, debit purchases, check writing, and more – before charging you for each additional transaction. Others offer an unlimited number of transactions, similar to how most personal checking accounts are structured. This can be in exchange for a monthly fee, or not.
Clearly, it doesn’t make sense to prioritize the welcome offer above a basic understanding of the account, its fees, and whether it serves your business.
Once you’re armed with that understanding, however, it’s time to cash in!
In this post, I’ll cover all of the best business checking bonus offers available right now. From brick and mortar banks to online-only banks and everything in between — if there’s a solid bonus to be had, you’re going to find it here.
Compare business credit card offers and apply now at CardRatings.com!
Best Business Checking Account Promotions
Here are the top new business bank account bonus offers available right now:
- Chase: $300 bonus
- NorthOne: $30 bonus
- Axos: up to $200 bonus
- Bluevine: 1.50% APY
- U.S. Bank: up to $500 bonus
- Truist: $200 bonus
- BMO Harris: up to $500 bonus
- Huntington: $400 bonus
- Huntington: $750 bonus
- Huntington: $100 bonus
- Live Oak Banking Company: $300 bonus
- PNC: $200 bonus
- PNC: $500 bonus
- 1st United Credit Union: $200 bonus
- S&T Bank: up to $600 bonus
- Seacoast: up to $250 bonus
- Axos: up to $200 bonus
- Bank of America: $200 bonus
- Bank of America: $100 bonus
- Wintrust Bank: $300 bonus
1. Chase Bank
Chase Bank is offering business owners a $300 bonus to open a new Chase Business Complete Banking℠ account.
The requirements are pretty easy to meet: deposit $2,000 and maintain it for 2 months, and complete just 5 qualifying transactions in the first 3 months. Several activities count as "qualifying transactions", including purchases on your debit card, deposits into the account, setting up a bill payment, and more. See the fine print for the full list, but needless to say, meeting that requirement should be painless.
What's especially awesome about this bonus compared to other business checking account offers is that Chase recently launched the ability for customers to open an account online. Compared to the vast majority of business checking accounts which require you to visit your local branch, opening an account at Chase is significantly more convenient.
If you prefer live help, however, you can still enroll in this offer by entering your email address on the bonus landing page to have an offer code sent to you. Just be sure to take that code with you when you visit a branch.
Chase Business Complete Banking℠ - $300 bonus
Expires: February 16, 2023
The Chase Business Complete Banking℠ sign up offer requires you to deposit and maintain a minimum balance, and optionally, make purchases using the account's card in order to earn the $300 bonus. Full requirements to receive this bonus are:
- Obtain a Chase business coupon using the link below and open a new Chase Business Complete Banking℠ account.
- Within 30 days, deposit at least $2,000 and maintain that balance for 60 days.
- Within 90 days of account opening, complete 5 qualifying transactions: debit card purchases, Chase QuickAccept℠ deposits, Chase QuickDeposit℠, ACH credits, wires (credits and debits), and/or bill pay.
- Bonus will be credited to your account within 15 days of meeting the requirements.
Apply now to earn the $300 bonus from Chase
Learn More:
2. NorthOne
Like other neobanks, NorthOne seeks to leverage tech to disrupt the business banking status quo. While most business accounts from the big-brand banks have transaction limits that force you to upgrade to premium accounts as your company grows (read: higher monthly fees), NorthOne charges a flat $10 per month and then no additional fees for ACH payments, deposits, transfers, purchases, or app integrations.
Currently, they're running a business checking account promotion exclusive to BankBonus.com readers: 3-months FREE to try their Business Banking account.
There's no catch and no additional requirements – just sign up using our link, fund your account with any amount and your first two monthly fees will be waived.
Business Banking - $30 bonus
Expires: Limited Time
The Business Banking sign up offer requires you to complete the following in order to earn the $30 bonus. Full requirements to receive this bonus are:
- Sign up using our link below.
- Fund your account with any amount.
- Your first three monthly fees will be waived.
Apply now to earn the $30 bonus from NorthOne
Learn More:
3. Axos Bank
Available nationwide with the ability to open online, Axos is offering a $200 welcome bonus when you open a new Business Interest Checking account and maintain a minimum balance. This is double their previous offer so now might be a good time to jump on it!
It's important to note that only new businesses (those incorporated after 06/01/2020) are eligible for $200 and must use promo code NEWBIZ200. If your business is older than that, you'll only be eligible for a $100 bonus and must use promocode NEWAXOSBIZ.
Business Interest Checking - up to $200 bonus
Expires: December 31, 2022
The Business Interest Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus. Full requirements to receive this bonus are:
- Open a new Business Interest Checking account from Axos Bank using promo code NEWBIZ200 (or NEWAXOSBIZ for older companies).
- In the first two months after account opening, maintain an average daily balance of at least $2,500.
- Bonus will be deposited into your new account within 5 business days of your statement cycle date.
Apply now to earn the $200 bonus from Axos
Learn More:
4. Bluevine
Bluevine has a commitment to offering the highest APY on a business checking account. The high-yield is available on all balances up to 100,000.
There's no opening deposit minimum or ongoing balance requirements, and there are no monthly fees associated with this account which make this truly an ultra-competitive deal.
Rest assured, if you sign up for Bluevine, you will continue to have the highest rates even as the markets change.
Business Checking - 1.50% APY
Expires: Limited Time
The Business Checking sign up offer requires you to complete the following in order to earn the 1.50% APY. Full requirements to receive this bonus are:
- Open a new Bluevine Business Checking account using the link below.
- Transfer money in from another source.
- Spend $500 per month with BlueVine Business Debit.
- Receive $2,500 per month in customer payments into BlueVine Business Checking account via ACH, wire transfer, mobile check deposit, or directly from merchant payment processing provider.
- Interest compounds daily and will be credited to your account each month the requirements are met.
Apply now to earn the 1.50% APY from Bluevine
Learn More:
5. U.S. Bank
U.S. Bank is offering up to a $500 welcome bonus when you open and fund a new business checking account. Plus, the funding requirement has dropped significantly since the last time this promo was offered.
This is a two-part bonus. The first $400 is for depositing $1,500 in your new checking account and then completing some qualifying transactions such as using your debit card, receiving ACH credits, using mobile check deposit, paying bills, and more.
To earn an additional $100, you'll also need to accept and settle a U.S. Bank Payment Solutions Merchant transaction into your new account. This extra bonus isn't for every business, so we appreciate that U.S. Bank kept this requirement separate from the $400 offer.
Keep in mind that this promotion is only available nationwide to customers who already have a relationship with U.S. Bank. If you don't, you'll need to live in any of the 26 states in which they operate.
Business Checking - up to $500 bonus
Expires: October 28, 2022
The Business Checking sign up offer requires you to deposit and maintain a minimum balance, and optionally, make purchases using the account's card and set up bill pay in order to earn the $500 bonus. Full requirements to receive this bonus are:
- Open a new U.S. Bank Silver, Gold or Platinum Business Checking Account with the promo code Q3BUS22.
- Within 30 days, deposit $1,500 in new money.
- Within 60 days, complete 10 qualifying transactions (debit card purchases, merchant deposits, ACH credits, debit or credit wires, mobile check deposit or bill pay).
- Within the same 60 days, enroll in online banking or download and log in to their mobile app.
- Within the same 60 days, accept and settle a U.S. Bank Payment Solutions Merchant transaction into your new checking account to earn the additional $100 Payment Solutions bonus offer.
- Bonus(es) will be deposited into your new U.S. Bank business checking account within 45 days of meeting all requirements.
Apply now to earn the $500 bonus from U.S. Bank
Learn More:
6. Truist Bank
One of the easiest business checking bonuses we've seen! Simply deposit $1,500 into your new account to earn $200. You'll also have to enroll and sign in to online banking as well, but we don't really see that as a tough requirement.
Business Checking - $200 bonus
Expires: October 31, 2022
The Business Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus. Full requirements to receive this bonus are:
- Open a new Truist business checking account using the promo code SB22NEW2BIZ4.
- Within 30 days, deposit $1,500.
- During the same 30 days, enroll in online banking and login.
- Bonus will be credited to your new account within 4 weeks of meeting requirements.
Apply now to earn the $200 bonus from Truist
Learn More:
7. BMO Harris Bank
Available in select states within their footprint, BMO Harris is offering up to a $500 welcome bonus when you open a new business checking account and meet the minimum balance requirements. This is a tiered bonus, the higher the balance, the more you can earn.
Business Checking - up to $500 bonus
Expires: October 31, 2022
The Business Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $500 bonus. Full requirements to receive this bonus are:
- Open a new BMO Harris business account online or in branch using the promo code provided at the link below.
- By day 31 have a balance of at least $5,000 and maintain it for the next 90 days to be eligible to earn $300 OR have a balance of at least $10,000 and maintain it for the next 90 days to be eligible to earn $500.
- Within the first 90 days, complete 10 qualifying transactions. (any combination of: ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions).
- Bonus will be deposited into the new checking account within 14days of meeting the promotion requirements, approximately Day 135.
Apply now to earn the $500 bonus from BMO Harris
Learn More:
8. Huntington National Bank
Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $400 for a $5,000 deposit. They're also running $100 and $750 offers for $2,000 and $20,000 deposits, respectively.
While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!
Unlimited Business Checking - $400 bonus
Expires: November 7, 2022
The Unlimited Business Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $400 bonus. Full requirements to receive this bonus are:
- Open a new Unlimited Business Checking account using the link below.
- Within 60 days, make deposits totaling $5,000.
- Keep the account open for at least 90 days.
- Bonus will be deposited to your new account within 14 days of meeting the requirements.
Apply now to earn the $400 bonus from Huntington
Learn More:
9. Huntington National Bank
Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $750 for a $20,000 deposit. Don't have $20k? They're also running $100 and $400 offers for $2,000 and $5,000 deposits, respectively.
While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!
Unlimited Plus Business Checking - $750 bonus
Expires: November 7, 2022
The Unlimited Plus Business Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $750 bonus. Full requirements to receive this bonus are:
- Open a new Unlimited Plus Business Checking account using the link below.
- Within 60 days, make deposits totaling $20,000.
- Keep the account open for at least 90 days.
- Bonus will be deposited to your new account within 14 days of meeting the requirements.
Apply now to earn the $750 bonus from Huntington
Learn More:
10. Huntington National Bank
Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $100 for a $2,000 deposit.
In this iteration of the promotion, Huntington actually decreased the reward amount for this tier – from $200 down to $100 – while keeping the requirement the same. On the flip side, their highest offer is $750.
While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!
Business Checking 100 - $100 bonus
Expires: November 7, 2022
The Business Checking 100 sign up offer requires you to deposit and maintain a minimum balance in order to earn the $100 bonus. Full requirements to receive this bonus are:
- Open a new Business Checking 100 account using the link below.
- Within 60 days, make deposits totaling $2,000.
- Keep the account open for at least 90 days.
- Bonus will be deposited to your new account within 14 days of meeting the requirements.
Apply now to earn the $100 bonus from Huntington
Learn More:
11. Live Oak Banking Company
Available nationwide, Live Oak Banking Company is offering a $300 welcome bonus when you open a new Small Business Checking account and deposit new money.
Small Business Checking - $300 bonus
Expires: November 8, 2022
The Small Business Checking sign up offer requires you to deposit and maintain a minimum balance, and optionally, make purchases using the account's card in order to earn the $300 bonus. Full requirements to receive this bonus are:
- Open a new Live Oak Bank business checking account.
- Within 90 days, deposit at least $2,500 into your new business checking account.
- Within same 90 day period, make 15 qualified transactions.
- Bonus will be deposited to your open, eligible account within 45 days of the 90-day activity period ends.
Apply now to earn the $300 bonus from Live Oak Banking Company
Learn More:
12. PNC Bank
PNC is running a couple of welcome bonus offers targeting small business owners. For this one, you'll need to open either a Business Checking or Business Checking Plus account and then meet balance and debit card requirements.
This is a straightforward, nationally-available bonus for business owners.
If your company has higher balances or transaction volume, PNC is running a larger bonus for their enterprise checking accounts, so check those out, too!
Business Checking Account - $200 bonus
Expires: December 31, 2022
The Business Checking Account sign up offer requires you to deposit and maintain a minimum balance and make purchases using the account's card in order to earn the $200 bonus. Full requirements to receive this bonus are:
- Open a new Business Checking or Business Checking Plus account.
- For 3 statement cycles, maintain an average balance of $5,000.
- During those same statement cycles, make 20 debit card purchases.
- Bonus will be deposited within 90 days of meeting the requirements.
Apply now to earn the $200 bonus from PNC
Learn More:
13. PNC Bank
PNC is running a couple of welcome bonus offers targeting business owners. For this one, you'll need to open either a Treasury Enterprise Plan or Analysis Business Checking account and then meet balance requirements.
This is a straightforward, nationally-available bonus for business owners.
If you're a small business owner with smaller balance or transaction volume, PNC is also running a $200 bonus for their small business checking accounts, so check those out, too!
Enterprise Checking Account - $500 bonus
Expires: December 31, 2022
The Enterprise Checking Account sign up offer requires you to deposit and maintain a minimum balance in order to earn the $500 bonus. Full requirements to receive this bonus are:
- Open a new Treasury Enterprise Plan or Analysis Business Checking account.
- For 3 statement cycles, maintain a $30,000 balance.
- Bonus will be deposited within 90 days of meeting the requirements.
Apply now to earn the $500 bonus from PNC
Learn More:
14. 1st United Credit Union
If you're a business owner that lives or works in certain counties of California, check out this super easy bonus from 1st United Credit Union. You just need to open a new business checking account using the promo code SMALLBIZ, and 1st United CU will give you $200. Seriously, it's that simple.
Keep in mind you'll need to keep the account open for at least 6 months to avoid forfeiting the bonus.
Business Checking - $200 bonus
Expires: December 31, 2022
The Business Checking sign up offer requires you to complete the following in order to earn the $200 bonus. Full requirements to receive this bonus are:
- Open a new Basic or Interest business checking account using the promo code SMALLBIZ.
- Bonus will be credited to your account by the tenth of the month following account opening.
Apply now to earn the $200 bonus from 1st United Credit Union
Learn More:
15. S&T Bank
S&T Bank is offering new business checking customers up to $600 cash.
The bonus breaks down into two parts: $300 for opening a Basic Business Checking account and funding it with at least $1,000, while also requesting and activating a debit card.
An additional $300 is up for grabs if you also open a new payment processing account with them. Fortunately, if you can't or don't want to open the processing account, you're still eligible for the $300 account opening bonus.
Basic Business Checking - up to $600 bonus
Expires: December 31, 2022
The Basic Business Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $600 bonus. Full requirements to receive this bonus are:
- Open a new Basic Business Checking account using the link below.
- Within 5 days, deposit $1,000 and have an average daily balance of $1,000 on February 6, 2023.
- Apply, receive and activate a debit card to earn $300.
- To earn an additional $300, also open a new S&T payment processing account through Elavon and accept payments by Feb 6.
- Bonuses will be credited to your account on February 16, 2023.
Apply now to earn the $600 bonus from S&T Bank
Learn More:
16. Seacoast Bank
Seacoast Bank is offering small business owners up to $250 cash to open a Business Checking or Business Checking Plus account. The $250 is broken down into two individual bonuses: $150 for depositing and maintaining $5,000 in the account and then making 10 electronic payments, and an additional $100 for using your debit card.
Each business customer can choose to apply for one or both offers. Keep in mind that if you're only going for the $100 debit card bonus, you'll need to apply a different promo code (see the fine print).
Business Checking - up to $250 bonus
Expires: December 31, 2022
The Business Checking sign up offer requires you to optionally, deposit and maintain a minimum balance, make purchases using the account's card and set up bill pay in order to earn the $250 bonus. Full requirements to receive this bonus are:
- Open a new Business Checking or Business Checking Plus account using the promo codes BIZ250.
- Within 15 days, deposit $5,000 and maintain at least an average daily balance of $5,000 for the first 90 days.
- During the first 90 days also make 10 qualifying electronic payments.
- Bonuses will be credited to your account within 95 days of setting up the account.
Apply now to earn the $250 bonus from Seacoast
Learn More:
17. Axos Bank
Available nationwide with the ability to open online, Axos is offering a $200 welcome bonus when you open a new Basic Business checking account and maintain a minimum balance. This is double their previous offer so now might be a good time to jump on it!
It's important to note that only new businesses (those incorporated after 06/01/2020) are eligible for $200 and must use promo code NEWBIZ200. If your business is older than that, you'll only be eligible for a $100 bonus and must use promocode NEWAXOSBIZ.
Wanna get an interest-bearing account instead? They're also running this promotion on their Business Interest Checking account.
Basic Business Checking - up to $200 bonus
Expires: December 31, 2022
The Basic Business Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus. Full requirements to receive this bonus are:
- Open a new Basic Business checking account from Axos Bank with promo code NEWBIZ200 (or NEWAXOSBIZ for older companies).
- In the first two months after account opening, maintain an average daily balance of at least $2,500.
- Bonus will be deposited into your new account within 5 business days of your statement cycle date.
Apply now to earn the $200 bonus from Axos
Learn More:
18. Bank of America
If you're a business owner in the market for a new checking account, be sure to check out this offer from Bank of America.
They're offering a $200 bonus when you open a new business checking account and maintain a minimum balance. Not only that, but you can also stack this offer with an eligible small business credit card to earn an extra $300, for a total bonus of $500.
To qualify, you can choose between Bank of America's Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking accounts. Both have monthly fees that can be waived. Then, you'll just need to deposit $3,000 into your new account. Pretty simple!
Business Checking - $200 bonus
Expires: December 31, 2022
The Business Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus. Full requirements to receive this bonus are:
- Open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account.
- Within 30 days, make qualifying deposits of $3,000 or more in new money.
- From day 31- day 90, maintain an average balance of $3,000.
- Bonus will be deposited directly into your Business Advantage Banking account within 60 days from the end of your qualifying period.
Apply now to earn the $200 bonus from Bank of America
Learn More:
19. Bank of America
Bank of America is offering a $100 welcome bonus when you open a new business checking account and maintain a minimum balance. What's even more? You can stack this offer with an eligible small business credit card for an extra $300 bonus to earn a total of $400.
Business Checking - $100 bonus
Expires: December 31, 2022
The Business Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $100 bonus. Full requirements to receive this bonus are:
- Open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account.
- Within 30 days, make qualifying deposits of $1,000 or more in new money.
- From day 31- day 90, maintain an average balance of $1,000.
- Bonus will be deposited directly into your Business Advantage Banking account within 60 days from the end of your qualifying period.
Apply now to earn the $100 bonus from Bank of America
Learn More:
20. Wintrust Bank
Wintrust Community Bank is offering small business owners a $300 sign up bonus for opening a new Entrepreneur Checking account.
You'll need to open the account in-branch and mention to the teller that you want to take part in this offer. After that the requirements are pretty straightforward: deposit and maintain $1,500 for 2 months, and complete 5 qualifying transactions each month. Qualifying transactions include ACH debits and credits, wire transfers, and debit card transactions, so that should be an easy requirement to meet.
Entrepreneur Checking - $300 bonus
Expires: December 31, 2022
The Entrepreneur Checking sign up offer requires you to deposit and maintain a minimum balance and make purchases using the account's card in order to earn the $300 bonus. Full requirements to receive this bonus are:
- Open a new Entrepreneur Checking account and tell the bank you're aware of this offer.
- Enroll in online banking and eStatements.
- For 2 consecutive months, maintain a balance of $1,500.
- In the same 2 months, complete 5 qualifying transactions (ACH debit, ACH credit, wire transfer and debit card transactions).
- Bonus will be credited to your new account within 30 calendar days of meeting requirements.
Apply now to earn the $300 bonus from Wintrust Bank
Learn More:
Bonus: Business Credit Card Sign-Up Offers
Opening a new checking account isn’t the only way to earn a bonus for your small business. Banks also offer incentives to open a new credit card.
Typically, you’ll need to apply for the new card and then spend a certain amount within the first few months to qualify.
The intro offer typically aligns with the card’s normal rewards – so cashback cards will give you cash (as statement credits or into your rewards account), rewards cards will give you points, and travel cards will give you bonus miles.
Since most businesses would benefit from putting their spend on a credit card (earn those rewards!), here are a few of the best business credit card offers that are active right now:
- Ink Business Unlimited®: $750 bonus
- Ink Business Cash® Credit Card: $750 bonus
- Ink Business Preferred®: 100,000 bonus points
- CitiBusiness® / AAdvantage® Platinum Select® Mastercard®: 65,000 bonus miles
- IHG® Rewards Premier Business: 140,000 bonus points
1. Chase Ink Business Unlimited®
In addition to the other card perks like cash back, a 0% intro APR on purchases for 12 months*, and no annual fee, Chase is offering a $750 bonus to new Ink Business Unlimited® cardholders. *after that, 14.74% - 20.74% variable APR
Ink Business Unlimited® - $750 bonus
Expires: Limited Time
The Ink Business Unlimited® sign up offer requires you to make purchases using the account's card in order to earn the $750 bonus. Full requirements to receive this bonus are:
- Apply for a new Ink Business Unlimited® credit card using the link below.
- Within 3 months, spend $7,500 using your new card.
- Bonus will be credited within 6 to 8 weeks in the form of 75,000 points, which can be redeemed for $750.
Apply now for an Ink Business Unlimited® to earn the $750 bonus
Learn More:
2. Chase Ink Business Cash® Credit Card
In addition to the other card perks like cash back, a 0% intro APR on purchases for 12 months*, and no annual fee, Chase is offering a $750 bonus to new Ink Business Cash® cardholders. (*after that, 14.74% - 20.74% variable APR)
Ink Business Cash® Credit Card - $750 bonus
Expires: Limited Time
The Ink Business Cash® Credit Card sign up offer requires you to make purchases using the account's card in order to earn the $750 bonus. Full requirements to receive this bonus are:
- Apply for a new Ink Business Cash® credit card using the link below.
- Within 3 months, spend $7,500 using your new card.
- Bonus will be credited within 6 to 8 weeks in the form of 75,000 points, which can be redeemed for $750.
Apply now for an Ink Business Cash® Credit Card to earn the $750 bonus
Learn More:
3. Chase Ink Business Preferred®
Chase is offering 100,000 bonus points to new Ink Business Preferred® cardholders. Those points can be redeemed for $1,000 cash, or they can be stretched to $1,250 if put them toward travel through Chase Ultimate Rewards®.
To get the points, you will need to make $15,000 worth of purchases in the first three months.
Ink Business Preferred® - 100,000 bonus points
Expires: Limited Time
The Ink Business Preferred® sign up offer requires you to make purchases using the account's card in order to earn the 100,000 bonus points. Full requirements to receive this bonus are:
- Apply for a new Ink Business Preferred® credit card using the link below.
- Within 3 months, spend $15,000 using your new card.
- Bonus will be credited within 6 to 8 weeks in the form of 100,000 points, which can be redeemed for $1,000 cash or $1,250 in travel rewards.
Apply now for an Ink Business Preferred® to earn the 100,000 bonus points
Learn More:
4. Citi CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® offers new cardholders 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in the first four months.
Bonus Tip: You also get a single companion pass for a domestic flight after you spend $30,000 in a single year and renew your card. But keep in mind, redeeming that certificate will cost you $99 + taxes and fees.
CitiBusiness® / AAdvantage® Platinum Select® Mastercard® - 65,000 bonus miles
Expires: Limited Time
The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® sign up offer requires you to make purchases using the account's card in order to earn the 65,000 bonus miles. Full requirements to receive this bonus are:
- Apply for a new CitiBusiness® / AAdvantage® Platinum Select® Mastercard® credit card using the link below.
- Within 4 months, spend $4,000 using your new card.
- Bonus miles will be credited in your AAdvantage® account in 8-10 weeks.
Apply now to earn the 65,000 bonus miles from Citi
Learn More:
5. Chase IHG® Rewards Premier Business
When IHG recently revamped its reward programs, it also introduced changes to its credit card lineup – including the introduction of this business equivalent to its personal IHG® Rewards Premier credit card. The personal card's perks, earnings rates, and introductory bonus offer were all improved – and all of that was cloned to this card for business owners.
As a new IHG® Rewards Premier Business cardholder, Chase is offering 140,000 bonus points after you spend $3,000 on the card. That's nearly 4 free nights at an IHG property, which includes hotels and resorts under the brands Six Senses, Regent, InterContinental, Kimpton, Hotel Indigo, Voco, Hualuxe, Crowne Plaza, Holiday Inn, Candlewood Suites, and more.
Additionally, you can get an extra $100 statement credit and 10,000 bonus points every year by spending $20,000 using your card and then making one additional purchase at least one day after you meet the $20k threshold.
IHG® Rewards Premier Business - 140,000 bonus points
Expires: Limited Time
The IHG® Rewards Premier Business sign up offer requires you to make purchases using the account's card in order to earn the 140,000 bonus points. Full requirements to receive this bonus are:
- Apply for a new IHG® Rewards Premier Business credit card using the link below.
- Within 3 months, spend $3,000 using your new card.
- Bonus points will be credited to your IHG® Rewards account within 6 to 8 weeks.
Apply now for an IHG® Rewards Premier Business to earn the 140,000 bonus points
Learn More:
What is a Business Checking Account Bonus?
A business checking account bonus is a reward that banks use to entice new customers. Not all banks offer them, and the ones that do tend to pay out a few hundred bucks.
But it’s not that simple. Typically, you must be a new customer, and you’ll need to complete a series of qualifying actions after account opening.
For example, some banks require you to maintain a certain balance amount for 60 to 90 days, while others expect you to receive a specified number of direct deposits. You also might need to apply for your account with a unique link or a promo code.
It all depends on the bank’s terms. With that said, it’s important to ensure you’ll be able to meet those terms if you want to cash in.
Cash bonuses are most common, though some accounts might offer access to integrated software or partner discounts. Again, it all depends on the particular bank.
Business Bank Account Promotions FAQs
What banks give bonuses for opening business accounts?
It isn’t an absolute rule, but in general, the bigger the bank, the more likely you are to see a bonus. This is because smaller online banks tend to offer lower fee schedules and higher savings rates rather than big sign-up offers.
With this in mind, big banks like Chase and PNC are known for attractive promotional offers. You also might have luck with regional banks like Huntington.
But be careful. If the bank charges hefty monthly fees, any bonus earnings you get will quickly wash away.
Which bank is best for LLC?
There’s no clear cut answer here since every LLC is different and requires different things. For example, if your business frequently sends or processes ACH transactions, you’ll want to find a bank that doesn’t charge fees for those services. Spoiler alert: Big banks usually do.
Start by narrowing down which bank features are most important for your business. From there, identify which banks can provide those services without charging fees.
As a small business owner myself, I absolutely loathe bank fees.
Which bank offers the best business bank account?
Again, it depends. If you’re looking for the biggest bonus, consult the above list. As for which bank is best for your business, you first need to identify what it is that you and your business need from your bank.
Once you’ve done that, the best business bank account for you should make itself a lot more obvious.
As a business owner, your first priority is always finding an account that’ll help you run your business more effectively. If you can have that, plus a little extra cash in the bank, you’ll be in good shape.
