Best Business Checking Account Promotions For April 2024

Are you hunting for business checking account promotions? You’ve come to the right place. Just like with personal accounts, banks compete hard to attract new business customers. As a result, you can often earn several hundreds of dollars just by opening a new business checking account.

Of course, you should understand your company’s banking needs before checking out the promo offers. You’ll want an account that has the lowest fees given your business’s typical use.

For example, some business accounts offer a certain number of transactions each month for free – including everything from deposits, withdrawals, debit purchases, check writing, and more – before charging you for each additional transaction.

Others offer an unlimited number of transactions, similar to how most personal checking accounts are structured. This can be in exchange for a monthly fee, or not.

Clearly, it doesn’t make sense to prioritize the welcome offer above a basic understanding of the account, its fees, and whether it serves your business. Once you’re armed with that understanding, however, it’s time to cash in!

In this post, I’ll cover all of the best business checking bonus offers available right now. From brick-and-mortar banks to online-only banks and everything in between — if there’s a solid bonus to be had, you’re going to find it here.

Best Business Checking Account Promotions

Here are the top new business bank account bonus offers available right now:

  1. Chase: $300 bonus
  2. U.S. Bank: up to $800 bonus
  3. Found: $20 bonus
  4. NorthOne: $30 bonus
  5. Axos: up to $400 bonus
  6. Axos: up to $400 bonus
  7. Bank of America: $200 bonus
  8. Bluevine: 2.00% APY
  9. Huntington: $400 bonus
  10. BMO: up to $1000 bonus
  11. Huntington: $100 bonus
  12. Huntington: $1000 bonus
  13. Truist: $400 bonus
  14. S&T Bank: up to $900 bonus
  15. M&T: up to $1500 bonus
  16. PNC: up to $1000 bonus
  17. PNC: $200 bonus
  18. Citi®: up to $2000 bonus
  19. Santander Bank: up to $500 bonus
  20. Associated Bank: up to $750 bonus

Chase Business Complete Checking® Logo1. Chase Bank

Chase Bank is offering business owners a $300 bonus to open a new Chase Business Complete Checking® account.

The requirements are pretty easy to meet: deposit new money at least $2,000 and maintain it for 2 months, and complete just 5 qualifying transactions in the next 3 months. Several activities count as "qualifying transactions", including purchases on your debit card, deposits into the account, setting up a bill payment, and more. See the fine print for the full list, but needless to say, meeting that requirement should be painless.

What's especially awesome about this bonus compared to other business checking account offers is that Chase recently launched the ability for customers to open an account online. Compared to the vast majority of business checking accounts which require you to visit your local branch, opening an account at Chase is significantly more convenient.

If you prefer live help, however, you can still enroll in this offer by entering your email address on the bonus landing page to have an offer code sent to you. Just be sure to take that code with you when you visit a branch.

Chase Business Complete Checking® - $300 bonus

Expires: July 22, 2024

The Chase Business Complete Checking® signup offer requires you to deposit and maintain a minimum balance, and optionally, make purchases using the account's card in order to earn the $300 bonus. Full requirements to receive this bonus are:

  1. Obtain a Chase business coupon using the link below and open a new Chase Business Complete Checking® account.
  2. Within 30 days, deposit at least $2,000 in new money into the account.
  3. Maintain that balance for at least 60 days from offer enrollment.
  4. Within 90 days of account opening, complete 5 qualifying transactions: debit card purchases, Chase QuickAccept℠ deposits, Chase QuickDeposit℠, ACH credits, wires (credits and debits), and/or bill pay.
  5. Bonus will be credited to your account within 15 days of meeting the requirements.

read the full terms

U.S. Bank Logo2. U.S. Bank

U.S. Bank is offering up to a $800 welcome bonus when you open and fund a new, eligible business checking account. This is a tiered bonus where you can earn more if you're able to deposit more. To earn the full $800 just deposit $25,000 in new money and maintain that balance for at least 60 days.

This offer is similar to the last time it was offered, and rewards businesses with higher balances, so now might be a great time to jump on it if you've been considering U.S. Bank for your business banking needs.

Business Checking - up to $800 bonus

Expires: August 30, 2024

The Business Checking signup offer requires you to deposit and maintain a minimum balance, and optionally, make purchases using the account's card and set up bill pay in order to earn the $800 bonus. Full requirements to receive this bonus are:

  1. Open a new Silver, Gold or Platinum Business Checking Package from U.S. Bank online with the promo code Q2AFL24 and complete qualifying activities. Member FDIC.
  2. To earn $400 bonus: Deposit $5,000 in new money within 30 days of account opening and maintain for 60 days after account opening.
  3. To earn $800 bonus: Deposit $25,000 in new money within 30 days of account opening and maintain for 60 days after account opening.
  4. Subject to certain terms and limitations. Offer valid through August 30, 2024

read the full terms

Found Logo3. Found

Found is a relatively new business banking fintech that's offering a lot for free to small businesses.

There are no required monthly fees, no minimum balance requirements, easily connect apps like Quickbooks and Stripe, unlimited transactions, free built-in expense tracking and tax tools, free ACH transfers and more. Should you require more advanced features like photo receipt capture, you can opt in to their paid subscription service called Found Plus.

On top of that, they're offering new customers $20 when you complete some minor spend requirements. This isn't a large bonus, but it's a very intuitive business fintech for small businesses to manage their activities and spending.

Note: you won't see mention of the $20 bonus on their website until after you setup your Found account.

Business Banking - $20 bonus

Expires: Limited Time

The Business Banking signup offer requires you to make purchases using the account's card in order to earn the $20 bonus. Full requirements to receive this bonus are:

  1. Open a new Found account using the link below.
  2. Within 30 days, complete $100 in spend with your new Found business debit Mastercard®.

read the full terms

NorthOne Logo4. NorthOne

Like other neobanks, NorthOne seeks to leverage tech to disrupt the business banking status quo. While most business accounts from the big-brand banks have transaction limits that force you to upgrade to premium accounts as your company grows (read: higher monthly fees), NorthOne charges a flat $10 per month and then no additional fees for ACH payments, deposits, transfers, purchases, or app integrations.

Currently, they're running a business checking account promotion exclusive to BankBonus.com readers: 3-months FREE to try their Business Banking account.

There's no catch and no additional requirements – just sign up using our link, fund your account with any amount and your first two monthly fees will be waived.

Business Banking - $30 bonus

Expires: Limited Time

The Business Banking signup offer requires you to complete the following in order to earn the $30 bonus. Full requirements to receive this bonus are:

  1. Sign up using our link below.
  2. Fund your account with any amount.
  3. Your first three monthly fees will be waived.

read the full terms

Axos Bank Logo5. Axos Bank

Available nationwide with the ability to open online, Axos is offering up to a $400 welcome bonus when you open a new Business Interest Checking account and maintain a minimum balance. You'll also need to use your debit card to qualify. This is double their previous offer (and quadruple one before that!) so now might be a good time to jump on it.

Business Interest Checking - up to $400 bonus

Expires: June 30, 2024

The Business Interest Checking signup offer requires you to deposit and maintain a minimum balance, make purchases using the account's card and set up bill pay in order to earn the $400 bonus. Full requirements to receive this bonus are:

  1. Open a new Business Interest Checking account from Axos Bank with promo code NEW400.
  2. During the first 5 statement cycles, earn $75 for each statement cycle the average daily balance is $25,000 - $49,999.99, up to $300 total OR earn $100 for each statement cycle the average daily balance is at least $50,000, up to $400 total.
  3. In addition, you'll need to complete 10 purchases of at least $3 with your Small Business Checking Visa® Debit Card and have BillPay setup on your account.
  4. Bonus will be deposited into your new account within 10 business days of your statement cycle date.

read the full terms

Axos Bank Logo6. Axos Bank

Available nationwide with the ability to open online, Axos is offering a $400 welcome bonus when you open a new Basic Business checking account and maintain a minimum balance. You'll also need to use your debit card to qualify. This is double their previous offer (and quadruple one before that!) so now might be a good time to jump on it.

Wanna get an interest-bearing account instead? They're also running this promotion on their Business Interest Checking account.

Basic Business Checking - up to $400 bonus

Expires: June 30, 2024

The Basic Business Checking signup offer requires you to deposit and maintain a minimum balance, make purchases using the account's card and set up bill pay in order to earn the $400 bonus. Full requirements to receive this bonus are:

  1. Open a new Basic Business Checking account from Axos Bank with promo code NEW400.
  2. During the first 5 statement cycles, earn $75 for each statement cycle the average daily balance is $25,000 - $49,999.99, up to $300 total OR earn $100 for each statement cycle the average daily balance is at least $50,000, up to $400 total.
  3. In addition, you'll need to complete 10 purchases of at least $3 with your Small Business Checking Visa® Debit Card and have BillPay setup on your account.
  4. Bonus will be deposited into your new account within 10 business days of your statement cycle date.

read the full terms

Bank of America Logo7. Bank of America

If you're a business owner in the market for a new checking account, be sure to check out this offer from Bank of America.

They're offering a $200 cash bonus when you open a new Bank of America® Business Advantage Banking account and maintain qualifying deposits. See offers page more details.

To qualify, you can choose between the Bank of America Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking accounts. Both have monthly fees that can be waived if minimum deposits amounts are met. See below for more details.. Then, you'll just need to deposit $5,000 into your new account. Pretty simple!

Bank of America® Business Advantage Banking - $200 bonus

Expires: June 30, 2024

The Bank of America® Business Advantage Banking signup offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus. Full requirements to receive this bonus are:

  1. Open a new Bank of America® Business Advantage Banking account.
  2. Within 30 days, make qualifying deposits of $5,000 or more in new money.
  3. For the next 60 days, maintain an average balance of $5,000.
  4. Bonus will be deposited directly into your Business Advantage Banking account within 60 days from the end of your qualifying period.

read the full terms

Bluevine Logo8. Bluevine

Bluevine has a commitment to offering the highest APY on a business checking account. The high-yield is available on all balances up to 100,000.

There's no opening deposit minimum or ongoing balance requirements, and there are no monthly fees associated with this account which make this truly an ultra-competitive deal.

Rest assured, if you sign up for Bluevine, you will continue to have the highest rates even as the markets change.

Business Checking - 2.00% APY

Expires: Limited Time

The Business Checking signup offer requires you to complete the following in order to earn the 2.00% APY. Full requirements to receive this bonus are:

  1. Open a new Bluevine Business Checking account using the link below.
  2. Transfer money in from another source.
  3. Spend $500 per month with BlueVine Business Debit.
  4. Receive $2,500 per month in customer payments into BlueVine Business Checking account via ACH, wire transfer, mobile check deposit, or directly from merchant payment processing provider.
  5. Interest compounds daily and will be credited to your account each month the requirements are met.

read the full terms

Huntington National Bank Logo9. Huntington National Bank

Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $400 for a $5,000 deposit. They're also running $100 and $1,000 offers for $2,000 and $20,000 deposits, respectively.

While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!

Unlimited Business Checking - $400 bonus

Expires: April 30, 2024

The Unlimited Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $400 bonus. Full requirements to receive this bonus are:

  1. Open a new Unlimited Business Checking account using the link below.
  2. Within 60 days, make deposits totaling $5,000.
  3. Keep the account open for at least 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

read the full terms

BMO Logo10. BMO

Now available nationwide, BMO Harris is offering up to a $1,000 welcome bonus when you open a new business checking account and meet the minimum balance requirements. This is a tiered bonus, the higher the balance, the more you can earn. It's worth noting that this bonus is higher than a recent one offered for similar tiers.

What's more? This time around they added a new higher tier for businesses with higher balances.

Business Checking - up to $1000 bonus

Expires: April 30, 2024

The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $1000 bonus. Full requirements to receive this bonus are:

  1. Open a new BMO Harris business account online or in branch using the link below.
  2. On day 120, have an average collected balance of at least $4,000 to be eligible to earn $300 OR at least $10,000 to be eligible to earn $500 OR at least $30,000 to be eligible for $1,000.
  3. Within the first 120 days, complete 10 qualifying transactions. (any combination of: ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions).
  4. Bonus will be deposited into the new checking account within 14 days of meeting the promotion requirements, approximately Day 130.

read the full terms

Huntington National Bank Logo11. Huntington National Bank

Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $100 for a $2,000 deposit.

In this iteration of the promotion, Huntington actually decreased the reward amount for this tier – from $200 down to $100 – while keeping the requirement the same. On the flip side, their highest offer is $1,000.

While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!

Business Checking 100 - $100 bonus

Expires: April 30, 2024

The Business Checking 100 signup offer requires you to deposit and maintain a minimum balance in order to earn the $100 bonus. Full requirements to receive this bonus are:

  1. Open a new Business Checking 100 account using the link below.
  2. Within 60 days, make deposits totaling $2,000.
  3. Keep the account open for at least 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

read the full terms

Huntington National Bank Logo12. Huntington National Bank

Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $1,000 for a $20,000 deposit. Don't have $20k? They're also running $100 and $400 offers for $2,000 and $5,000 deposits, respectively.

While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!

Unlimited Plus Business Checking - $1000 bonus

Expires: April 30, 2024

The Unlimited Plus Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $1000 bonus. Full requirements to receive this bonus are:

  1. Open a new Unlimited Plus Business Checking account using the link below.
  2. Within 60 days, make deposits totaling $20,000.
  3. Maintain minimum daily balance of $20,000 for 60 days after meeting deposit requirement.
  4. Keep the account open for at least 90 days.
  5. Bonus will be deposited to your new account within 14 days of meeting the requirements.

read the full terms

Truist Bank Logo13. Truist Bank

Truist Bank is offering small business owners one of the easiest business checking account bonuses we've seen to date: $400 for depositing $1,500 into your new account. (Well, you'll also have to enroll and sign-in to online banking, but we don't really consider that as much of a hurdle...). This is up from $300 when it was most recently offered.

The Truist Simple Business Checking account has no monthly fee and comes with 50 free transactions each month – in other words, it's perfect for a small business just starting out. If your company has surpassed these thresholds, Truist offers their Dynamic Business Checking account. That one comes with higher limits, but does have a small (and avoidable) maintenance fee.

Keep in mind that you'll have 30 days to complete both requirements, and that your new account will need to remain open for 6 months in order to avoid forfeiting the bonus.

Business Checking - $400 bonus

Expires: June 27, 2024

The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $400 bonus. Full requirements to receive this bonus are:

  1. Open a new Truist business checking account using the promo code SB24Q2BIZAFL.
  2. Within 30 days, deposit $1,500.
  3. During the same 30 days, enroll in online banking and log-in.
  4. Bonus will be credited to your new account within 4 weeks of meeting requirements.

read the full terms

S&T Bank Logo14. S&T Bank

S&T Bank is offering new business checking customers up to $900 cash.

The bonus breaks down into two parts: $300 for opening a Basic Business Checking account and funding it with at least $1,000 (or $600 if you fund with at least $25,000), while also requesting and activating a debit card.

An additional $300 is up for grabs if you also open a new payment processing account with them. Fortunately, if you can't or don't want to open the processing account, you're still eligible for the up to $600 account opening bonus.

Basic Business Checking - up to $900 bonus

Expires: June 28, 2024

The Basic Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $900 bonus. Full requirements to receive this bonus are:

  1. Open a new Basic Business Checking account using the link below.
  2. Within 5 days, deposit $1,000 and have an average daily balance of $1,000 on August 5, 2024 to earn $300 or deposit $25,000 and have an average daily balance of $25,000 on August 5, 2024 to earn $600.
  3. Apply, receive and activate a debit card by August 5, 2024.
  4. To earn an additional $300, also open a new S&T payment processing account through Elavon and accept payments by April 30.
  5. Bonuses will be credited to your account on August 15, 2024.

read the full terms

M&T Bank Logo15. M&T Bank

M&T is offering up to $1,500 to new Tailored Business Checking customers. This is a tiered bonus with the highest potential we've seen! You'll need to deposit a minimum of $5,000 for the first tier and maintain that average balance in the third full calendar month after the account was opened.

If you're also in the market for a Merchant Services account, you can combine this offer with their Merchant Services bonus, for a total reward of $1000.

M&T Tailored Business Checking - up to $1500 bonus

Expires: June 28, 2024

The M&T Tailored Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $1500 bonus. Full requirements to receive this bonus are:

  1. Open a Tailored Business Checking account using the link below using promo code BD.
  2. For the third full calendar month following account opening, maintain an average balance of $5,000 to earn $300; $15,000 to earn $500; or $100,000+ to earn $1,500.
  3. Bonus will be awarded by the end of the fourth month after the account was opened.

read the full terms

PNC Bank Logo16. PNC Bank

PNC is running a couple of welcome bonus offers targeting business owners and has added an option that doubles the bonus amount from last year if you have enough cash. For this one, you'll need to open either a Treasury Enterprise Plan or Analysis Business Checking account and then meet balance requirements.

This is a straightforward, nationally-available bonus for business owners.

If you're a small business owner with smaller balance or transaction volume, PNC is also running a $200 bonus for their small business checking accounts, so check those out, too!

Enterprise Checking Account - up to $1000 bonus

Expires: June 30, 2024

The Enterprise Checking Account signup offer requires you to deposit and maintain a minimum balance in order to earn the $1000 bonus. Full requirements to receive this bonus are:

  1. Open a new Treasury Enterprise Plan or Analysis Business Checking account.
  2. For 3 statement cycles, maintain at least a $30,000 balance to earn $500 or at least $100,000 to earn $1,000.
  3. Bonus will be deposited within 90 days of meeting the requirements.

read the full terms

PNC Bank Logo17. PNC Bank

PNC is running a couple of welcome bonus offers targeting small business owners. For this one, you'll need to open either a Business Checking or Business Checking Plus account and then meet balance and debit card requirements.

This is a straightforward, nationally-available bonus for business owners.

If your company has higher balances or transaction volume, PNC is running a larger bonus for their enterprise checking accounts, so check those out, too!

Business Checking Account - $200 bonus

Expires: June 30, 2024

The Business Checking Account signup offer requires you to deposit and maintain a minimum balance and make purchases using the account's card in order to earn the $200 bonus. Full requirements to receive this bonus are:

  1. Open a new Business Checking or Business Checking Plus account.
  2. For 3 statement cycles, maintain an average balance of $5,000.
  3. During those same statement cycles, make 20 debit card purchases.
  4. Bonus will be deposited within 90 days of meeting the requirements.

read the full terms

Citi® Logo18. Citi®

CitiBusiness if offering up to $2,000 when you open a new business checking account in-branch and make a minimum deposit within 30 days.

This is a tiered offer, where the more you deposit the more you earn (starting at a $300 bonus for $5,000, up to the full $2,000 for depositing a cumulative $200,000).

If you have the cash and live close to a physical branch, this is a solid welcome bonus. The lowest tier represents a 12% effective rate on your savings – not bad!

Branches currently located in the following metropolitan areas: Los Angeles (CA), Orange County (CA), Riverside (CA), San Diego (CA), San Francisco (CA), Miami (FL), Chicago (IL), Baltimore (MD), Las Vegas (NV), New York City (NY), and Washington, DC.

Business Checking Account - up to $2000 bonus

Expires: July 8, 2024

The Business Checking Account signup offer requires you to deposit and maintain a minimum balance in order to earn the $2000 bonus. Full requirements to receive this bonus are:

  1. Open a new Citibank business checking account in-branch and ask to be enrolled in this offer.
  2. Within 30 days, deposit $5,000 to earn $300, $20,000 to earn $750, $100,000 to earn $1,500, or $200,000 to earn $2,000.
  3. Maintain that balance for 60 days.
  4. The bonus will be credited to your business checking account within 90 days from the end of the month in which you complete the requirements.

read the full terms

Santander Bank Logo19. Santander Bank

Santander Bank is again offering new business checking account customers a bonus for opening a new Business Checking or Business Checking Plus account. Previously this was a tiered bonus with the more you deposited, the more you could earn; however, it's a flat offer this time around.

Like before, the balance requirement is based on an average daily balance. That means you don't necessarily need to deposit $2,500 on day one, but the longer you wait to make a deposit, the higher the deposit needs to be in order to average out. They provide more details in the fine print!

Keep in mind that, like most business accounts, you'll need to go in-branch to open. Be sure to mention the promo BUS500Q124SEA to enroll in the offer.

Business Checking - up to $500 bonus

Expires: July 30, 2024

The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $500 bonus. Full requirements to receive this bonus are:

  1. Open a new Business Checking or Business Checking Plus account using the promo code BUS500Q124SEA.
  2. For 90 days, maintain an average daily balance of $2,500.
  3. Keep your account open for at least 90 days.
  4. Bonus will be paid within 30 days of the meeting the requirements.

read the full terms

Associated Bank Logo20. Associated Bank

Available in quite a few midwestern states, Associated Bank is offering up to a $750 welcome bonus when you open a new business checking account and deposit new money. The business account you open will determine what the max bonus amount you'll be eligible for.

What's even more? You can stack this offer with their personal checking account bonuses to earn a lot more!

Business Checking - up to $750 bonus

Expires: December 31, 2024

The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $750 bonus. Full requirements to receive this bonus are:

  1. Be a new business checking customer and open a new business checking account.
  2. Open a Business Foundation Checking® account and deposit $2,000 in new money within 30 days, earn a $100 bonus; Open a Business Core Checking® account and deposit $5,000 in new money, earn a $400 bonus; Open a Business Advanced Checking® account and deposit $20,000 in new money, earn $750
  3. Maintain the minimum balance between days 31 to 90.
  4. Bonus will be deposited into the new Associated Bank business checking account within 120 days of account opening.
  5. Keep the account open for at least 12 months

read the full terms

Bonus: Business Credit Card Sign-Up Offers

Opening a new checking account isn’t the only way to earn a bonus for your small business. Banks also offer incentives to open a new credit card.

Typically, you’ll need to apply for the new card and then spend a certain amount within the first few months to qualify.

The intro offer typically aligns with the card’s normal rewards – so cashback cards will give you cash (as statement credits or into your rewards account), rewards cards will give you points, and travel cards will give you bonus miles.

Since most businesses would benefit from putting their spend on a credit card (earn those rewards!), here are a few of the best business credit card offers that are active right now:

  1. Ink Business Unlimited® Credit Card: $750 bonus
  2. Ink Business Cash® Credit Card: up to $750 bonus
  3. Ink Business Preferred® Credit Card: 100,000 bonus points
  4. The Business Platinum Card® from American Express: 120,000 bonus points
  5. The Blue Business® Plus Credit Card from American Express: 15,000 bonus points

Ink Business Unlimited® Credit Card Logo1. Ink Business Unlimited® Credit Card

In addition to the other card perks like cash back and no annual fee, Chase is offering a $750 bonus to new Ink Business Unlimited® cardholders.

The Ink Business Unlimited Card from Chase offers steady cashback across all categories, so you don’t have to worry about tracking bonus categories or spending caps. It’s a great option for earning modest rewards with a welcome bonus and a host of ongoing incentives for applicants.

Ink Business Unlimited® Credit Card - $750 bonus

The Ink Business Unlimited® Credit Card offer requires you to make purchases using the account's card in order to earn the $750 bonus. Full requirements to receive this bonus are:

  1. Apply for a new Ink Business Unlimited® credit card using the link below.
  2. Within 3 months, spend $6,000 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 75,000 points, which can be redeemed for $750 cash.

read the full terms

Ink Business Cash® Credit Card Logo2. Ink Business Cash® Credit Card

In addition to the other card perks like cash back and no annual fee, Chase is offering up to a $750 bonus to new Ink Business Cash® cardholders.

The Chase Ink Business Cash Card is a great rewards card for small business owners, especially if you rack up a lot of telecom and office supply purchases. Since the card earns Chase Ultimate Rewards, you can redeem them a number of ways, making the fee-free card even more appealing.

Ink Business Cash® Credit Card - up to $750 bonus

The Ink Business Cash® Credit Card offer requires you to make purchases using the account's card in order to earn the $750 bonus. Full requirements to receive this bonus are:

  1. Apply for a new Ink Business Cash® Credit Card using the link below.
  2. Within 3 months, spend $3,000 using your new card, earn $350.
  3. Earn an additional $400 when you spend $6,000 within the first 6 months.
  4. Bonus will be credited within 6 to 8 weeks in the form of points, which can be redeemed for cash.

read the full terms

Ink Business Preferred® Credit Card Logo3. Ink Business Preferred® Credit Card

Chase is offering 100,000 bonus points to new Ink Business Preferred® Credit Card cardholders. Those points can be redeemed for $1,000 cash, or $1,250 in travel rewards when redeemed through Chase Travel℠.

To get the points, you will need to make $8,000 worth of purchases in the first three months.

Offering high rewards on bonus categories that can be redeemed via the Ultimate Rewards Program, a sweet welcome bonus, and a handful of premier perks, the Chase Ink Business Preferred Card is an excellent choice for the average business owner who doesn’t mind a small annual fee.

Ink Business Preferred® Credit Card - 100,000 bonus points

The Ink Business Preferred® Credit Card offer requires you to make purchases using the account's card in order to earn the 100,000 bonus points. Full requirements to receive this bonus are:

  1. Apply for a new Ink Business Preferred® Credit Card using the link below.
  2. Within 3 months, spend $8,000 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 100,000 points, which can be redeemed for $1,000 cash or $1,250 in travel rewards when redeemed through Chase Travel℠.

read the full terms

The Business Platinum Card® from American Express Logo4. The Business Platinum Card® from American Express

The Business Platinum Card® from American Express comes with a new cardmember offer that can see you earn 120,000 Membership Rewards® Points after spending $15,000 within the first three months on eligible purchases.

You also get a whole host of other annual perks including up to $400 back per year toward U.S. purchases with Dell Technologies, up to $150 back per year for select business subscription purchases with Adobe, a $200 airline fee credit and more! Enrollment required.

This is in addition to the lounge access and 5x points on airline and hotel purchases through amextravel.com. Terms Apply. Keep in mind, these perks come at a price, as there's a $695 annual fee.

Plus, use your Membership Rewards to Pay with Points for a first class or business class flight with any airline available through American Express Travel and you receive 35% of the points back. Or get 35% of the points back when you book a flight in any class with your pre-selected qualifying airline. *up to 1 million points back per calendar year.

The American Express Business Platinum Card comes with a hefty annual fee, but the luxury card is well worth it for businesses that travel frequently and spend big, with high rewards, credits, and elite hotel and lounge benefits. Terms Apply.

The Business Platinum Card® from American Express - 120,000 bonus points

The The Business Platinum Card® from American Express offer requires you to make purchases using the account's card in order to earn the 120,000 bonus points. Full requirements to receive this bonus are:

  1. Apply for The Business Platinum Card® from American Express using the link below.
  2. Within 3 months, spend $15,000 using your new card.
  3. Bonus will be credited within 8-12 weeks of meeting the requirements in the form of Membership Rewards points.

read the full terms

Offer Terms | Rates & Fees

The Blue Business® Plus Credit Card from American Express Logo5. The Blue Business® Plus Credit Card from American Express

The Blue Business® Plus Credit Card from American Express comes with a new cardmember offer that can see you earn 15,000 Membership Rewards® points after spending $3,000 within the first three months on eligible purchases.

You'll also earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. (*terms apply)

The Blue Business Plus Card from American Express is a great pick for smaller business owners looking for a balance of affordability and benefits, with solid rewards and a range of business perks. Just note that there is a rewards spending cap, which may not be the best fit for larger businesses with bigger budgets. Terms Apply.

The Blue Business® Plus Credit Card from American Express - 15,000 bonus points

The The Blue Business® Plus Credit Card from American Express offer requires you to make purchases using the account's card in order to earn the 15,000 bonus points. Full requirements to receive this bonus are:

  1. Apply for The Blue Business® Plus Credit Card from American Express using the link below.
  2. Within 3 months, spend $3,000 on eligible purchase using your new card.
  3. Bonus will be credited within 8-12 weeks of meeting the requirements in the form of Membership Rewards® Points.

read the full terms

Offer Terms | Rates & Fees

What is a Business Checking Account Bonus?

A business checking account bonus is a reward that banks use to entice new customers. Not all banks offer them, and the ones that do tend to pay out a few hundred bucks.

But it’s not that simple. Typically, you must be a new customer, and you’ll need to complete a series of qualifying actions after account opening.

For example, some banks require you to maintain a certain balance amount for 60 to 90 days, while others expect you to receive a specified number of direct deposits. You also might need to apply for your account with a unique link or a promo code.

It all depends on the bank’s terms. With that said, it’s important to ensure you’ll be able to meet those terms if you want to cash in.

Cash bonuses are most common, though some accounts might offer access to integrated software or partner discounts. Again, it all depends on the particular bank.

Business Bank Account Promotions FAQs

What banks give bonuses for opening business accounts?

It isn’t an absolute rule, but in general, the bigger the bank, the more likely you are to see a bonus. This is because smaller online banks tend to offer lower fee schedules and higher savings rates rather than big sign-up offers.

With this in mind, big banks like Chase and PNC are known for attractive promotional offers. You also might have luck with regional banks like Huntington.

But be careful. If the bank charges hefty monthly fees, any bonus earnings you get will quickly wash away.

Which bank is best for LLC?

There’s no clear-cut answer here since every LLC is different and requires different things. For example, if your business frequently sends or processes ACH transactions, you’ll want to find a bank that doesn’t charge fees for those services. Spoiler alert: Big banks usually do.

Start by narrowing down which bank features are most important for your business. From there, identify which banks can provide those services without charging fees.

As a small business owner myself, I absolutely loathe bank fees.

Which bank offers the best business bank account?

Again, it depends. If you’re looking for the biggest bonus, consult the above list. As for which bank is best for your business, you first need to identify what it is that you and your business need from your bank.

Once you’ve done that, the best business bank account for you should make itself a lot more obvious.

As a business owner, your first priority is always finding an account that’ll help you run your business more effectively. If you can have that, plus a little extra cash in the bank, you’ll be in good shape.

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