Best Business Checking Account Bonus Offers For November 2021

Are you hunting for business checking account bonus offers? You’ve come to the right place.

Just like with personal accounts, banks compete hard to attract new business customers. As a result, you can often earn several hundreds of dollars just by opening a new business checking account.

Of course, you should understand your company’s banking needs before checking out the promo offers.

You’ll want an account that has the lowest fees given your business’s typical use.

For example, some business accounts offer a certain number of transactions each month for free – including everything from deposits, withdrawals, debit purchases, check writing, and more – before charging you for each additional transaction. Others offer an unlimited number of transactions, similar to how most personal checking accounts are structured. This can be in exchange for a monthly fee, or not.

Clearly, it doesn’t make sense to prioritize the welcome offer above a basic understanding of the account, its fees, and whether it serves your business.

Once you’re armed with that understanding, however, it’s time to cash in!

In this post, I’ll cover all of the best business checking bonus offers available right now. From brick and mortar banks to online-only banks and everything in between — if there’s a solid bonus to be had, you’re going to find it here.

In This Article

20 Best Business Checking Account Bonuses

Here are the top new business bank account promo offers available right now:

  1. Chase: $300 bonus
  2. NorthOne: $10 bonus
  3. Huntington: $1000 bonus
  4. Axos: $100 bonus
  5. Citi: up to $2000 bonus
  6. Flushing Bank: up to $1500 bonus
  7. S&T Bank: up to $600 bonus
  8. People's United Bank: up to $500 bonus
  9. Santander Bank: $500 bonus
  10. PNC: $500 bonus
  11. Flagstar Bank: $500 bonus
  12. BMO Harris: $500 bonus
  13. Sterling National Bank: up to $500 bonus
  14. First Midwest Bank: $500 bonus
  15. North State Bank: $450 bonus
  16. Old Plank Trail Community Bank: $300 bonus
  17. St. Charles Bank & Trust Company: $300 bonus
  18. Town Bank: $300 bonus
  19. Lake Forest Bank & Trust Company: $300 bonus
  20. MidFlorida Credit Union: $300 bonus

Chase Bank Logo1. Chase Bank

Chase Bank is offering business owners a $300 bonus to open a new Chase Business Complete Banking℠ account.

The requirements are pretty easy to meet: deposit $2,000 and maintain it for 2 months, and complete just 5 qualifying transactions in the first 3 months. Several activities count as "qualifying transactions", including purchases on your debit card, deposits into the account, setting up a bill payment, and more. See the fine print for the full list, but needless to say, meeting that requirement should be painless.

What's especially awesome about this bonus compared to other business checking account offers is that Chase recently launched the ability for customers to open an account online. Compared to the vast majority of business checking accounts which require you to visit your local branch, opening an account at Chase is significantly more convenient.

If you prefer live help, however, you can still enroll in this offer by entering your email address on the bonus landing page to have an offer code sent to you. Just be sure to take that code with you when you visit a branch.

Chase Business Complete Banking℠ - $300 bonus

Expires: January 20, 2022

The Chase Business Complete Banking℠ sign up offer requires you to deposit and maintain a minimum balance, and optionally, make purchases using the account's card in order to earn the $300 bonus. Full requirements to receive this bonus are:

  1. Open a new Chase Business Complete Banking℠ account using the link below.
  2. Within 30 days, deposit at least $2,000 and maintain that balance for 60 days.
  3. Within 90 days of account opening, complete 5 qualifying transactions: debit card purchases, Chase QuickAccept℠ deposits, Chase QuickDeposit℠, ACH credits, wires (credits and debits), and/or bill pay.
  4. Bonus will be credited to your account within 15 days of meeting the requirements.

read the full terms

Apply now to earn the $300 bonus

NorthOne Logo2. NorthOne

NorthOne is offering BankBonus.com readers 1-month FREE to try their Business Banking account.

There's no catch and no additional requirements – just sign up using our link, fund your account with any amount and your first month's fee will be waived.

Business Banking - $10 bonus

Expires: April 22, 2022

The Business Banking sign up offer requires you to in order to earn the $10 bonus. Full requirements to receive this bonus are:

  1. Sign up using our link below.
  2. Fund your account with any amount.
  3. Your first month's fee will be waived.

read the full terms

Apply now to earn the $10 bonus

Huntington National Bank Logo3. Huntington National Bank

Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers an impressive $1,000 bonus for a $20,000 deposit, which is up from the $750 cash they gave previously.

Keep in mind the deposits do not need to be direct deposits – just new cash into the account.

Don't have $20k? They're also running a $100 offer and a $400 offer for $2,000 and $5,000 deposits, respectively.

While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!

Unlimited Plus Business Checking - $1000 bonus

Expires: March 7, 2022

The Unlimited Plus Business Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $1000 bonus. Full requirements to receive this bonus are:

  1. Open a new Unlimited Plus Business Checking account using the link below.
  2. Within 60 days, make deposits totaling $20,000.
  3. Keep the account open for at least 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

read the full terms

Apply now to earn the $1000 bonus

Axos Bank Logo4. Axos Bank

An easy to earn, albeit pretty small welcome bonus from Axos. However, there aren't many free business accounts offering sign-up bonuses, so we still think it's worth taking advantage of if you qualify.

Basic Business Checking - $100 bonus

Expires: December 31, 2021

The Basic Business Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $100 bonus. Full requirements to receive this bonus are:

  1. Open a new business checking account using the promo code EARN100.
  2. For 90 days, maintain an average daily balance of $5,000.
  3. Bonus will be deposited into your account within 5 days after meeting the requirements.

read the full terms

Apply now to earn the $100 bonus

Citi Logo5. Citi

CitiBusiness if offering up to $2,000 when you open a new business checking account in-branch and make a minimum deposit within 30 days.

This is a tiered offer, where the more you deposit the more you earn (starting at a $200 bonus for $5,000, up to the full $2,000 for depositing a cumulative $200,000).

If you have the cash and live close to a physical branch, this is a solid welcome bonus. The lowest tier represents a 12% effective rate on your savings – not bad!

Branches currently located in the following metropolitan areas: Los Angeles (CA), Orange County (CA), Riverside (CA), San Diego (CA), San Francisco (CA), Miami (FL), Chicago (IL), Baltimore (MD), Las Vegas (NV), New York City (NY), and Washington, DC.

Business Checking Account - $2000 bonus

Expires: January 4, 2022

The Business Checking Account sign up offer requires you to deposit and maintain a minimum balance in order to earn the $2000 bonus. Full requirements to receive this bonus are:

  1. Open a new Citibank business checking account in-branch.
  2. Within 30 days, deposit $5,000 to earn $200, $15,000 to earn $500, $25,000 to earn $700, $50,000 to earn $1,000, $100,000 to earn $1,500, or $200,000 to earn $2,000.
  3. Maintain that balance for 60 days.
  4. The bonus will be credited to your business checking account within 90 days from the end of the month in which you complete the requirements.

read the full terms

Apply now to earn the $2000 bonus

Flushing Bank Logo6. Flushing Bank

If you have the cash and live within the Flushing Bank footprint, you can earn up to $1,500 for opening a new business checking account. This is a tiered offer, requiring at least $15,000 maintained for 90 days to earn $200. But you'll need $250,000 to earn the full $1,500.

The bank is also offering a $200 bonus for opening the same accounts, but with debit card and bill pay requirements. So if this one doesn't make sense for you, check out their other offers!

Business Checking Account - $1500 bonus

Expires: Limited Time

The Business Checking Account sign up offer requires you to deposit and maintain a minimum balance in order to earn the $1500 bonus. Full requirements to receive this bonus are:

  1. Open a new business checking account in-branch.
  2. Over the next 90 days, maintain an average balance of $15,000 to earn $200, $25,000 to earn $350, $75,000 to earn $600, $150,000 to earn $1,000, or $250,000 to earn the full $1,500.
  3. Bonus will be given in the form of a mailed Visa gift card within 30 days of meeting the requirements.

read the full terms

Apply now to earn the $1500 bonus

S&T Bank Logo7. S&T Bank

S&T Bank is offering new business checking customers up to $600.

The bonus breaks down as $300 for opening a Basic Business Checking account and funding it with $1,000, while also requesting and activating a debit card. An additional $300 is up for grabs if you also open a new payment processing account with them, but if you can't or don't want to open the processing account, you can opt for just the $300.

Basic Business Checking - $600 bonus

Expires: December 31, 2021

The Basic Business Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $600 bonus. Full requirements to receive this bonus are:

  1. Open a new Basic Business Checking account using the link below.
  2. Within 5 days, deposit $1,000 and maintain this balance through 01/01/2022.
  3. Apply, receive and activate a debit card to earn $300.
  4. To earn an additional $300, also open a new S&T payment processing account through Elavon and accept payments by Dec 31.
  5. Bonuses will be credited to your account on February 11, 2022.

read the full terms

Apply now to earn the $600 bonus

People's United Bank Logo8. People's United Bank

People's United Bank wants to reward both you and your friends when you refer them to a new business checking account.

Business Checking referrals will net you $50, and your friend will get $150.

They're also running a similar deal for referring friends to a personal checking account, where you will each get $50.

Business Checking Referral - $500 bonus

Expires: Limited Time

The Business Checking Referral sign up offer requires you to use a referral link, and optionally, set up direct deposits and make purchases using the account's card in order to earn the $500 bonus. Full requirements to receive this bonus are:

  1. Refer your friend to a qualifying business checking account.
  2. Within 90 days, your friend must complete 5 deposits of at least $500 OR make 5 business debit card transactions or payments (ACH, check, wire) of at least $25 each.
  3. Visa Gift Cards will arrive 4-6 weeks after completing all offer requirements.

read the full terms

Apply now to earn the $500 bonus

Santander Bank Logo9. Santander Bank

Santander Bank is offering new business checking account customers $500 for opening a new Business Checking or Business Checking Plus account.

You'll need to maintain an average daily balance of $3,500 for 90 days to earn the reward. That means you don't necessarily need to deposit $3,500 on day one, but the longer you wait to make a deposit, the higher the deposit needs to be in order to average out. They provide more details in the fine print!

Keep in mind that, like most business accounts, you'll need to go in-branch to open. Also, unlike their previous $450 offer, this one requires a unique promo code, which you'll receive after entering your email address using the link below.

Business Checking - $500 bonus

Expires: November 30, 2021

The Business Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $500 bonus. Full requirements to receive this bonus are:

  1. Open a new Business Checking or Business Checking Plus account using the promo code from your welcome email or targeted letter.
  2. Deposit $3,500 and maintain that balance for 90 days.
  3. Keep your account open for at least 90 days.
  4. Bonus will be paid within 30 days of the meeting the requirements.

read the full terms

Apply now to earn the $500 bonus

PNC Bank Logo10. PNC Bank

PNC is running a couple of welcome bonus offers targeting business owners. For this one, you'll need to open either a Treasury Enterprise Plan or Analysis Business Checking account and then meet balance requirements.

This is a straightforward, nationally-available bonus for business owners.

If you're a small business owner with smaller balance or transaction volume, PNC is also running a $200 bonus for their small business checking accounts, so check those out, too!

Enterprise Checking Account - $500 bonus

Expires: December 31, 2021

The Enterprise Checking Account sign up offer requires you to deposit and maintain a minimum balance in order to earn the $500 bonus. Full requirements to receive this bonus are:

  1. Open a new Treasury Enterprise Plan or Analysis Business Checking account.
  2. For 3 statement cycles, maintain a $30,000 balance.
  3. Bonus will be deposited within 90 days of meeting the requirements.

read the full terms

Apply now to earn the $500 bonus

Flagstar Bank Logo11. Flagstar Bank

Flagstar Bank is offering business owners operating within their footprint a $500 bonus for opening any new business checking account – including their Standard Business Checking which comes with no monthly fee.

You'll just need to deposit $5,000 within 3 months and then complete 10 qualifying transactions (which include debits, credits, deposits, and paid items). Pretty easy considering the decent payout!

Keep in mind that the account will need to stay open for at least 6 months to avoid early closure fees.

Business Checking - $500 bonus

Expires: January 31, 2022

The Business Checking sign up offer requires you to deposit and maintain a minimum balance, and optionally, set up direct deposits, make purchases using the account's card and set up bill pay in order to earn the $500 bonus. Full requirements to receive this bonus are:

  1. Open any new business checking account using the link below.
  2. Within 90 days, deposit $5,000.
  3. Within the same 90 days, make 10 debit or credit qualifying transactions.
  4. Bonus will be credited to your account 91-104 days after account opening.

read the full terms

Apply now to earn the $500 bonus

BMO Harris Bank Logo12. BMO Harris Bank

BMO Harris is offering a $500 welcome bonus to new business checking account customers. New to this bonus is the ability to open online with an instant decision. The requirements are easy to meet and a solid return for their deposit requirements.

If you don't have $5,000 to deposit, check out the $200 welcome offer they're also running for opening a Premium Business Checking account instead.

Elite Business Checking - $500 bonus

Expires: January 31, 2022

The Elite Business Checking sign up offer requires you to deposit and maintain a minimum balance, and optionally, make purchases using the account's card and set up bill pay in order to earn the $500 bonus. Full requirements to receive this bonus are:

  1. Use the link below to apply online with the promo code already attached or to receive a promo code by email to open in-branch.
  2. Open a new Elite Business Checking account.
  3. Within 30 days, deposit $5,000 and maintain that balance for 90 days.
  4. Within 90 days of account opening, make 10 electronic transactions (debit card purchases, ACH credits or debits, online bill pays, mobile deposits, or wire transfers).

read the full terms

Apply now to earn the $500 bonus

13. Sterling National Bank

Sterling National Bank is offering new and existing clients up to $500 to signup for their Power Business Banking Checking account. The bonus is earned in $100 increments each statement cycle you maintain Elite Level status ($250,000 balance or higher).

This is an easy bonus if you have the cash. One note: you'll need to open the account in a branch.

Power Business Banking Checking - $500 bonus

Expires: Limited Time

The Power Business Banking Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $500 bonus. Full requirements to receive this bonus are:

  1. Open a new Power Business Banking Checking account.
  2. Maintain Elite Level requirements by maintaining $250,000 across all eligible accounts.
  3. Bonus will be earned in $100 increments each month that the Elite Level status is earned, for a total possible payout of $500.

read the full terms

Apply now to earn the $500 bonus

14. First Midwest Bank

Available in select midwest states, First Midwest Bank is offering a $500 welcome bonus when you open a new Essential Business Checking account and use your debit card.

Essential Business Checking - $500 bonus

Expires: November 30, 2021

The Essential Business Checking sign up offer requires you to make purchases using the account's card in order to earn the $500 bonus. Full requirements to receive this bonus are:

  1. Open a new Essential Business Checking account.
  2. Within the first three statement periods, make at least 15 debit or credit transactions.
  3. Also within the first three statement periods, maintain a $2,500 average collected balance.
  4. Within 60 days of account opening, check your account balance on their Business Online Banking platform, Business Express.

read the full terms

Apply now to earn the $500 bonus

North State Bank Logo15. North State Bank

If you're a business owner in North Carolina shopping for a new checking account, North State Bank is offering $450 to try out their Performance Business Checking account. They don't have the option to open an account online, which is a pain. But the bonus is straightforward: just complete 50 transactions in a single statement cycle and they'll pay you $450.

Performance Business Checking - $450 bonus

Expires: Limited Time

The Performance Business Checking sign up offer requires you to optionally, set up direct deposits, make purchases using the account's card and set up bill pay in order to earn the $450 bonus. Full requirements to receive this bonus are:

  1. Open a new Performance Business Checking account.
  2. Between 90 and 180 days after account opening, make 50 transactions in a single statement cycle (debit card transactions, ACH debits and credits, and/or deposits and payments made through online banking).

read the full terms

Apply now to earn the $450 bonus

16. Old Plank Trail Community Bank

Old Plank Trail Bank is a Wintrust Community Bank subsidiary, and they're offering small business owners a $300 sign up bonus for opening a new Entrepreneur Checking account.

You'll need to open the account in-branch and mention to the teller that you want to take part in this offer. After that the requirements are pretty straightforward: deposit and maintain $1,500 for 2 months, and complete 5 qualifying transactions each month. Qualifying transactions include ACH debits and credits, wire transfers, and debit card transactions, so that should be an easy requirement to meet.

Entrepreneur Checking - $300 bonus

Expires: December 31, 2021

The Entrepreneur Checking sign up offer requires you to deposit and maintain a minimum balance, and optionally, make purchases using the account's card in order to earn the $300 bonus. Full requirements to receive this bonus are:

  1. Open a new Entrepreneur Checking account and tell the bank you're aware of this offer.
  2. Enroll in online banking and eStatements.
  3. For 2 consecutive months, maintain a balance of $1,500.
  4. In the same 2 months, complete 5 qualifying transactions (ACH debit, ACH credit, wire transfer and debit card transactions).
  5. Bonus will be credited to your new account within 30 calendar days of meeting requirements.

read the full terms

Apply now to earn the $300 bonus

17. St. Charles Bank & Trust Company

St. Charles Bank & Trust Company is a Wintrust Community Bank subsidiary, and they're offering small business owners a $300 sign up bonus for opening a new Entrepreneur Checking account.

You'll need to open the account in-branch and mention to the teller that you want to take part in this offer. After that the requirements are pretty straightforward: deposit and maintain $1,500 for 2 months, and complete 5 qualifying transactions each month. Qualifying transactions include ACH debits and credits, wire transfers, and debit card transactions, so that should be an easy requirement to meet.

Entrepreneur Checking - $300 bonus

Expires: December 31, 2021

The Entrepreneur Checking sign up offer requires you to deposit and maintain a minimum balance, and optionally, make purchases using the account's card in order to earn the $300 bonus. Full requirements to receive this bonus are:

  1. Open a new Entrepreneur Checking account and tell the bank you're aware of this offer.
  2. Enroll in online banking and eStatements.
  3. For 2 consecutive months, maintain a balance of $1,500.
  4. In the same 2 months, complete 5 qualifying transactions (ACH debit, ACH credit, wire transfer and debit card transactions).
  5. Bonus will be credited to your new account within 30 calendar days of meeting requirements.

read the full terms

Apply now to earn the $300 bonus

Town Bank Logo18. Town Bank

Town Bank is a Wintrust Community Bank subsidiary, and they're offering small business owners a $300 sign up bonus for opening a new Entrepreneur Checking account.

You'll need to open the account in-branch and mention to the teller that you want to take part in this offer. After that the requirements are pretty straightforward: deposit and maintain $1,500 for 2 months, and complete 5 qualifying transactions each month. Qualifying transactions include ACH debits and credits, wire transfers, and debit card transactions, so that should be an easy requirement to meet.

Entrepreneur Checking - $300 bonus

Expires: December 31, 2021

The Entrepreneur Checking sign up offer requires you to deposit and maintain a minimum balance, and optionally, make purchases using the account's card in order to earn the $300 bonus. Full requirements to receive this bonus are:

  1. Open a new Entrepreneur Checking account and tell the bank you're aware of this offer.
  2. Enroll in online banking and eStatements.
  3. For 2 consecutive months, maintain a balance of $1,500.
  4. In the same 2 months, complete 5 qualifying transactions (ACH debit, ACH credit, wire transfer and debit card transactions).
  5. Bonus will be credited to your new account within 30 calendar days of meeting requirements.

read the full terms

Apply now to earn the $300 bonus

19. Lake Forest Bank & Trust Company

Lake Forest Bank is a Wintrust Community Bank subsidiary, and they're offering small business owners a $300 sign up bonus for opening a new Entrepreneur Checking account.

You'll need to open the account in-branch and mention to the teller that you want to take part in this offer. After that the requirements are pretty straightforward: deposit and maintain $1,500 for 2 months, and complete 5 qualifying transactions each month. Qualifying transactions include ACH debits and credits, wire transfers, and debit card transactions, so that should be an easy requirement to meet.

Entrepreneur Checking - $300 bonus

Expires: December 31, 2021

The Entrepreneur Checking sign up offer requires you to deposit and maintain a minimum balance, and optionally, make purchases using the account's card in order to earn the $300 bonus. Full requirements to receive this bonus are:

  1. Open a new Entrepreneur Checking account and tell the bank you're aware of this offer.
  2. Enroll in online banking and eStatements.
  3. For 2 consecutive months, maintain a balance of $1,500.
  4. In the same 2 months, complete 5 qualifying transactions (ACH debit, ACH credit, wire transfer and debit card transactions).
  5. Bonus will be credited to your new account within 30 calendar days of meeting requirements.

read the full terms

Apply now to earn the $300 bonus

20. MidFlorida Credit Union

MidFlorida Credit Union is offering small business owners a $300 incentive for opening a new Free Business checking account. Bonus? You can also combine this offer with their promotion for personal checking accounts, for a total of $500!

Business Accounts - $300 bonus

Expires: Limited Time

The Business Accounts sign up offer requires you to deposit and maintain a minimum balance, and optionally, set up direct deposits, make purchases using the account's card and set up bill pay in order to earn the $300 bonus. Full requirements to receive this bonus are:

  1. Find your nearest MidFlorida Credit Union branch.
  2. Open new Business Savings and Free Business Checking accounts.
  3. Within 45 days, enroll in eStatements, eNotice, online banking, and a debit card.
  4. Within the same 45 days, complete 5 transactions (withdrawals or deposits).
  5. In 2 of the first 6 months, make deposits totaling $5,000 each month (so a total of $10,000).
  6. Bonus will be deposited into your new account once requirements are met.

read the full terms

Apply now to earn the $300 bonus

Bonus: Business Credit Card Sign-Up Offers

Opening a new checking account isn’t the only way to earn a bonus for your small business. Banks also offer incentives to open a new credit card.

Typically, you’ll need to apply for the new card and then spend a certain amount within the first few months to qualify.

The intro offer typically aligns with the card’s normal rewards – so cashback cards will give you cash (as statement credits or into your rewards account), rewards cards will give you points, and travel cards will give you bonus miles.

Since most businesses would benefit from putting their spend on a credit card (earn those rewards!), here are a few of the best business credit card offers that are active right now:

  1. Ink Business Unlimited®: $750 bonus
  2. Ink Business Cash®: $750 bonus
  3. CitiBusiness® / AAdvantage® Platinum Select® Mastercard®: 65,000 bonus miles
  4. Ink Business Preferred®: 100,000 bonus points

Chase Bank Logo1. Ink Business Unlimited®

In addition to the other card perks like cash back, a 0% intro APR for 12 months, and no annual fee, Chase is offering a $750 bonus to new Ink Business Unlimited® cardholders.

Ink Business Unlimited® - $750 bonus

Expires: Limited Time

The Ink Business Unlimited® sign up offer requires you to make purchases using the account's card in order to earn the $750 bonus. Full requirements to receive this bonus are:

  1. Apply for a new Ink Business Unlimited® credit card using the link below.
  2. Within 3 months, spend $7,500 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 75,000 points, which can be redeemed for $750.

read the full terms

Apply now to earn the $750 bonus

Chase Bank Logo2. Ink Business Cash®

In addition to the other card perks like cash back, a 0% intro APR for 12 months, and no annual fee, Chase is offering a $750 bonus to new Ink Business Cash® cardholders.

Ink Business Cash® - $750 bonus

Expires: Limited Time

The Ink Business Cash® sign up offer requires you to make purchases using the account's card in order to earn the $750 bonus. Full requirements to receive this bonus are:

  1. Apply for a new Ink Business Cash® credit card using the link below.
  2. Within 3 months, spend $7,500 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 75,000 points, which can be redeemed for $750.

read the full terms

Apply now to earn the $750 bonus

Citi Logo3. CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® offers new cardholders 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in the first four months.

Bonus Tip: You also get a single companion pass for a domestic flight after you spend $30,000 in a single year and renew your card. But keep in mind, redeeming that certificate will cost you $99 + taxes and fees.

CitiBusiness® / AAdvantage® Platinum Select® Mastercard® - 65,000 bonus miles

Expires: Limited Time

The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® sign up offer requires you to make purchases using the account's card in order to earn the 65,000 bonus miles. Full requirements to receive this bonus are:

  1. Apply for a new CitiBusiness® / AAdvantage® Platinum Select® Mastercard® credit card using the link below.
  2. Within 4 months, spend $4,000 using your new card.
  3. Bonus miles will be credited in your AAdvantage® account in 8-10 weeks.

read the full terms

Apply now to earn the 65,000 bonus miles

Chase Bank Logo4. Ink Business Preferred®

Chase is offering 100,000 bonus points to new Ink Business Preferred® cardholders. Those points can be redeemed for $1,000 cash, or they can be stretched to $1,250 if put them toward travel through Chase Ultimate Rewards®.

To get the points, you will need to make $15,000 worth of purchases in the first three months.

Ink Business Preferred® - 100,000 bonus points

Expires: Limited Time

The Ink Business Preferred® sign up offer requires you to make purchases using the account's card in order to earn the 100,000 bonus points. Full requirements to receive this bonus are:

  1. Apply for a new Ink Business Preferred® credit card using the link below.
  2. Within 3 months, spend $15,500 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 100,000 points, which can be redeemed for $1,000 cash or $1,250 in travel rewards.

read the full terms

Apply now to earn the 100,000 bonus points

What is a Business Checking Account Bonus?

A business checking account bonus is a reward that banks use to entice new customers. Not all banks offer them, and the ones that do tend to pay out a few hundred bucks.

But it’s not that simple. Typically, you must be a new customer, and you’ll need to complete a series of qualifying actions after account opening.

For example, some banks require you to maintain a certain balance amount for 60 to 90 days, while others expect you to receive a specified number of direct deposits. You also might need to apply for your account with a unique link or a promo code.

It all depends on the bank’s terms. With that said, it’s important to ensure you’ll be able to meet those terms if you want to cash in.

Cash bonuses are most common, though some accounts might offer access to integrated software or partner discounts. Again, it all depends on the particular bank.

Business Bank Account Promotions FAQs

What banks give bonuses for opening business accounts?

It isn’t an absolute rule, but in general, the bigger the bank, the more likely you are to see a bonus. This is because smaller online banks tend to offer lower fee schedules and higher savings rates rather than big sign-up offers.

With this in mind, big banks like Chase and PNC are known for attractive promotional offers. You also might have luck with regional banks like Huntington.

But be careful. If the bank charges hefty monthly fees, any bonus earnings you get will quickly wash away.

Which bank is best for LLC?

There’s no clear cut answer here since every LLC is different and requires different things. For example, if your business frequently sends or processes ACH transactions, you’ll want to find a bank that doesn’t charge fees for those services. Spoiler alert: Big banks usually do.

Start by narrowing down which bank features are most important for your business. From there, identify which banks can provide those services without charging fees.

As a small business owner myself, I absolutely loathe bank fees.

Which bank offers the best business bank account?

Again, it depends. If you’re looking for the biggest bonus, consult the above list. As for which bank is best for your business, you first need to identify what it is that you and your business need from your bank.

Once you’ve done that, the best business bank account for you should make itself a lot more obvious.

As a business owner, your first priority is always finding an account that’ll help you run your business more effectively. If you can have that, plus a little extra cash in the bank, you’ll be in good shape.