Are you hunting for business checking account promotions? You’ve come to the right place. Just like with personal accounts, banks compete hard to attract new business customers. As a result, you can often earn several hundreds of dollars just by opening a new business checking account.
Of course, you should understand your company’s banking needs before checking out the promo offers. You’ll want an account that has the lowest fees given your business’s typical use.
For example, some business accounts offer a certain number of transactions each month for free – including everything from deposits, withdrawals, debit purchases, check writing, and more – before charging you for each additional transaction.
Others offer an unlimited number of transactions, similar to how most personal checking accounts are structured. This can be in exchange for a monthly fee, or not.
Clearly, it doesn’t make sense to prioritize the welcome offer above a basic understanding of the account, its fees, and whether it serves your business. Once you’re armed with that understanding, however, it’s time to cash in!
In this post, I’ll cover all of the best business checking bonus offers available right now. From brick-and-mortar banks to online-only banks and everything in between — if there’s a solid bonus to be had, you’re going to find it here.
Best Business Checking Account Promotions
Here are the top new business bank account bonus offers available right now:
- Axos: up to $200 bonus
- U.S. Bank: up to $1200 bonus
- Chase: $500 bonus
- Bank of America: up to $750 bonus
- Bank of Colorado: $500 bonus
- Central Bank of the Midwest: $500 bonus
- Huntington: $400 bonus
- Huntington: $1000 bonus
- PNC: $400 bonus
- PNC: up to $1000 bonus
- M&T: up to $1500 bonus
- S&T Bank: up to $900 bonus
- Banner Bank: up to $500 bonus
- Citi®: up to $2000 bonus
- Fulton Bank: $500 bonus
- KeyBank: $500 bonus
- First National Bank of Omaha: $250 bonus
- Dedham Savings: $300 bonus
- Walden Savings Bank: up to $1000 bonus
- Seacoast: up to $600 bonus
1. Axos Bank
Available nationwide with the ability to open online, Axos is offering up to a $200 welcome bonus when you open a new Basic Business checking account and maintain a minimum balance. This is an average offer so there's no rush to jump on it. With that said, you can earn up to $600 if you bundle it with their Business Premium Savings account.
Basic Business Checking - up to $200 bonus
Expires: June 30, 2026
The Basic Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus. Full requirements to receive this bonus are:
- Open a new Basic Business Checking account from Axos Bank with promo code START200.
- During the first 5 statement cycles, earn $50 for each statement cycle the average daily balance is $3,000 or more, up to 4 times max
- Bonus(es) will be deposited into your account within 10 business days following the end of the statement cycle during which the balance requirement was met, as long as the account is open and in good standing.
Apply now to earn the $200 bonus from Axos
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2. U.S. Bank
Earn a $400 bonus when you open a U.S. Bank Business Essentials Account or $1,200 when you open a Platinum Business Checking Account online with promo code Q2AFL26 and complete qualifying activities, subject to certain terms and limitations. Offer valid through June 30, 2026. Member FDIC.
As you can see, the business account you open will determine how much bonus money you can qualify for.
This offer amount is similar to the last time it was offered, and rewards businesses with higher balances, so now might be a great time to jump on it if you've been considering U.S. Bank for your business banking needs.
Business Checking - up to $1200 bonus
Expires: June 30, 2026
The Business Checking signup offer requires you to deposit and maintain a minimum balance, and optionally, make purchases using the account's card and set up bill pay in order to earn the $1200 bonus. Full requirements to receive this bonus are:
- Open a new eligible U.S. Bank business checking account online with promo code Q2AFL26 and complete qualifying activities.
- To earn $400 bonus: Open a new Business Essentials account between 4/1/2026 and 6/30/2026. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening, maintain the same required daily balance through the 60th day, and complete 6 qualifying transactions based on posted date within 60 days of account opening.
- To earn $1,200 bonus: Open a new U.S. Bank Platinum Business Checking account between 4/1/2026 and 6/30/2026. You must make deposit(s) of at least $25,000 in new money within 30 days of account opening, maintain the same required daily balance through the 60th day, and complete 6 qualifying transactions based on posted date within 60 days of account opening.
- Bonus will be deposited into your new eligible U.S. Bank business checking account within 30 days after the month-end in which all offer requirements are met, provided the account remains open with a positive available balance.
- Subject to certain terms and limitations. Offer valid through June 30, 2026. Member FDIC.
Apply now to earn the $1200 bonus from U.S. Bank
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3. Chase Bank
Chase Bank is offering new Chase Business checking customers a $500 bonus to open a new Chase Business Complete Checking® account.
The requirements are pretty easy to meet: deposit at least $2,000 in new money and maintain it for 2 months, and complete just 5 qualifying transactions in the next 3 months. Several activities count as "qualifying transactions", including purchases on your debit card, deposits into the account, setting up a bill payment, and more. See the fine print for the full list, but needless to say, meeting that requirement should be painless.
What's especially awesome about this bonus compared to some other business checking offers is that Chase has the ability for customers to open an account online. Compared to the vast majority of business checking accounts which require you to visit your local branch, opening an account at Chase is significantly more convenient.
If you prefer live help, however, you can still enroll in this offer by entering your email address on the bonus landing page to have an offer code sent to you. Just be sure to take that code with you when you visit a branch.
Chase Business Complete Checking® - $500 bonus
Expires: June 18, 2026
The Chase Business Complete Checking® signup offer requires you to deposit and maintain a minimum balance, and optionally, make purchases using the account's card in order to earn the $500 bonus. Full requirements to receive this bonus are:
- Obtain a Chase business coupon using the link below and open a new Chase Business Complete Checking® account.
- Within 30 days, deposit at least at least $2,000 in new money.
- Maintain that balance for at least 60 days from offer enrollment.
- Within 90 days of account opening, complete 5 qualifying transactions: debit card purchases, Chase QuickAccept℠ deposits, Chase QuickDeposit℠, ACH credits, wires (credits and debits), and/or bill pay.
- Bonus will be credited to your account within 15 days of meeting the requirements.
Apply now to earn the $500 bonus from Chase
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4. Bank of America
If you're a business owner in the market for a new checking account, be sure to check out this offer from Bank of America.
They're offering up to a $750 cash bonus when you open a new Bank of America® Business Advantage Banking account and maintain qualifying deposits.
To qualify, you can choose between the Bank of America Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking accounts. Both have monthly fees that can be waived if minimum deposits amounts are met. See below for more details.. Then, you'll just need to deposit $5,000 into your new account for a $400 bonus or $15,000 for a $750 bonus. Pretty simple!
Bank of America® Business Advantage Banking - up to $750 bonus
Expires: December 31, 2026
The Bank of America® Business Advantage Banking signup offer requires you to deposit and maintain a minimum balance in order to earn the $750 bonus. Full requirements to receive this bonus are:
- Open a new Bank of America® Business Advantage Banking account.
- Within 30 days, make qualifying deposits of $5,000 or more in new money, earn $400; deposit $15,000, earn $750.
- For the next 60 days, maintain an average balance of either $5,000 or $15,000, for whichever bonus you are going for.
- Bonus will be deposited directly into your Business Advantage Banking account within 60 days from the end of your qualifying period.
Apply now to earn the $750 bonus from Bank of America
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5. Bank of Colorado
Available in Colorado and Arizona, Bank of Colorado is offering a $500 welcome bonus when you open a new business checking account and complete qualifying activities. This bonus also comes with a free merchant processing consultation and a free Treasury Management consultation, including a 60 day free trial of select Treasury Management Services. What's even more? At times, they offer a personal savings account bonus as well, which you can stack with this offer to earn even more!
Business Checking - $500 bonus
Expires: May 31, 2026
The Business Checking signup offer requires you to optionally, make purchases using the account's card in order to earn the $500 bonus. Full requirements to receive this bonus are:
- Open a new business checking account at your local branch using promocode GROW
- Within 90 days, receive $5,000 or more in ACH deposits OR make 15 debit card purchases.
Apply now to earn the $500 bonus from Bank of Colorado
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6. Central Bank of the Midwest
Available in select midwestern states, Central Bank of the Midwest is offering a $500 welcome bonus when you open a new business checking account and maintain a minimum balance. Don't worry, the amount required isn't absurd like some other offers -- $3,000 is enough to score this $500 bonus...a pretty good ROI if you ask us!
It's worth noting that all though there are branches in Naples, Florida, it is not an eligible state for this promotion. They also removed Colorado from the eligibility list.
Business Checking - $500 bonus
Expires: May 31, 2026
The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $500 bonus. Full requirements to receive this bonus are:
- Open any business checking account using offer code 500BB18
- At day 90 day from account opening, have a balance of at least $3,000.
- Bonus will be deposited into your account
Apply now to earn the $500 bonus from Central Bank of the Midwest
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7. Huntington National Bank
Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $400 for a $5,000 deposit. They're also running a $1,000 offer for $20,000 in deposits.
While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!
Unlimited Business Checking - $400 bonus
Expires: June 16, 2026
The Unlimited Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $400 bonus. Full requirements to receive this bonus are:
- Open a new Unlimited Business Checking account using the link below.
- Within 60 days, make deposits totaling $5,000.
- Keep the account open for at least 90 days.
- Bonus will be deposited to your new account within 14 days of meeting the requirements.
Apply now to earn the $400 bonus from Huntington
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8. Huntington National Bank
Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $1,000 for a $20,000 deposit. Don't have $20k? They're also running a $400 offer for a $5,000 deposit.
While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!
Unlimited Plus Business Checking - $1000 bonus
Expires: June 16, 2026
The Unlimited Plus Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $1000 bonus. Full requirements to receive this bonus are:
- Open a new Unlimited Plus Business Checking account using the link below.
- Within 60 days, make deposits totaling $20,000.
- Maintain minimum daily balance of $20,000 for 60 days after meeting deposit requirement.
- Keep the account open for at least 90 days.
- Bonus will be deposited to your new account within 14 days of meeting the requirements.
Apply now to earn the $1000 bonus from Huntington
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9. PNC Bank
PNC is running a couple of welcome bonus offers targeting small business owners. For this one, you'll need to open either a Business Checking or Business Checking Plus account and then meet balance and debit card requirements.
This is a straightforward, nationally-available bonus for business owners.
If your company has higher balances or transaction volume, PNC is running a larger bonus for their enterprise checking accounts, so check those out, too!
Business Checking Account - $400 bonus
Expires: June 30, 2026
The Business Checking Account signup offer requires you to deposit and maintain a minimum balance and make purchases using the account's card in order to earn the $400 bonus. Full requirements to receive this bonus are:
- Open a new Business Checking or Business Checking Plus account.
- For 3 statement cycles, maintain an average balance of $2,000.
- During those same statement cycles, make 20 debit card purchases.
- Bonus will be deposited within 90 days of meeting the requirements.
Apply now to earn the $400 bonus from PNC
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10. PNC Bank
PNC is running a couple of welcome bonus offers targeting business owners and has added an option that doubles the bonus amount from last year if you have enough cash. For this one, you'll need to open either a Treasury Enterprise Plan or Analysis Business Checking account and then meet balance requirements.
This is a straightforward, nationally-available bonus for business owners.
If you're a small business owner with smaller balance or transaction volume, PNC is also running a $200 bonus for their small business checking accounts, so check those out, too!
Enterprise Checking Account - up to $1000 bonus
Expires: June 30, 2026
The Enterprise Checking Account signup offer requires you to deposit and maintain a minimum balance in order to earn the $1000 bonus. Full requirements to receive this bonus are:
- Open a new Treasury Enterprise Plan or Analysis Business Checking account.
- For 3 statement cycles, maintain at least a $30,000 balance to earn $500 or at least $100,000 to earn $1,000.
- Bonus will be deposited within 90 days of meeting the requirements.
Apply now to earn the $1000 bonus from PNC
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11. M&T Bank
M&T is offering up to $1,500 to new Tailored Business Checking customers. This is a tiered bonus with the highest potential we've seen! You'll need to deposit a minimum of $5,000 for the first tier and maintain that average balance in the third full calendar month after the account was opened.
If you're also in the market for a Merchant Services account, you can combine this offer with their Merchant Services bonus, for a total reward of $2000.
M&T Tailored Business Checking - up to $1500 bonus
Expires: June 30, 2026
The M&T Tailored Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $1500 bonus. Full requirements to receive this bonus are:
- Open a Tailored Business Checking account using the link below using promo code BD.
- For the third full calendar month following account opening, maintain an average balance of $5,000 to earn $300; $15,000 to earn $500; $30,000 to earn $750 or $100,000+ to earn $1,500.
- Bonus will be awarded by the end of the fourth month after the account was opened.
Apply now to earn the $1500 bonus from M&T
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12. S&T Bank
S&T Bank is offering new business checking customers up to $900 cash.
The bonus breaks down into two parts: $300 for opening a Basic Business Checking account and funding it with at least $2,000 (or $600 if you fund with at least $25,000), while also requesting and activating a debit card.
An additional $300 is up for grabs if you also open a new payment processing account with them. Fortunately, if you can't or don't want to open the processing account, you're still eligible for the up to $600 account opening bonus.
Basic Business Checking - up to $900 bonus
Expires: June 30, 2026
The Basic Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $900 bonus. Full requirements to receive this bonus are:
- Open a new Basic Business Checking account using the link below.
- Within 5 days, deposit $2,000 and have an average daily balance of $2,000 on August 3, 2026 to earn $300 or deposit $25,000 and have an average daily balance of $25,000 on August 3, 2026 to earn $600.
- To earn an additional $300, activate a S&T Positive Pay and/or ACH Positive Pay solution by August 3.
- Bonuses will be credited to your account on August 13, 2026.
Apply now to earn the $900 bonus from S&T Bank
Learn More:
13. Banner Bank
Available in select states with the ability to open online, Banner Bank is offering customers up to a $500 welcome bonus when you open a new business checking account and maintain minimum balance requirments. The higher your deposit, the higher your bonus.
What's more? You can earn an additional $500 bonus (up to $1,000 total!) by opening a business savings or money market account and completing the deposit requirements.
Business Checking - up to $500 bonus
Expires: June 30, 2026
The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $500 bonus. Full requirements to receive this bonus are:
- Open a new business checking account using promotion code 2026DP.
- $250 Checking Bonus: Within 60 days, deposit at least $5,000 in new money and maintain at least a $5,000 minimum daily balance for an additional 90 days, earn $250.
- $500 Checking Bonus:Within 60 days, deposit at least $10,000 in new money and maintain at least a $10,000 minimum daily balance for an additional 90 days, earn $500.
- $500 Savings Bonus: 1) Open a Banner Bank business savings or money market account AND 2) Deposit at least $5,000 or $25,000 in new money within 60 days of account opening and maintain for 90 days.
- Bonus(es) will deposit within 30 days after you have met all the above requirements and your account has been open for at least 90 days.
Apply now to earn the $500 bonus from Banner Bank
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14. Citi®
CitiBusiness if offering up to $2,000 when you open a new business checking account in-branch and make a minimum deposit within 30 days.
This is a tiered offer, where the more you deposit the more you earn (starting at a $300 bonus for $5,000, up to the full $2,000 for depositing a cumulative $200,000).
If you have the cash and live close to a physical branch, this is a solid welcome bonus. The lowest tier represents a 12% effective rate on your savings – not bad!
Branches currently located in the following metropolitan areas: Los Angeles (CA), Orange County (CA), Riverside (CA), San Diego (CA), San Francisco (CA), Miami (FL), Chicago (IL), Baltimore (MD), Las Vegas (NV), New York City (NY), and Washington, DC.
Business Checking Account - up to $2000 bonus
Expires: July 7, 2026
The Business Checking Account signup offer requires you to deposit and maintain a minimum balance in order to earn the $2000 bonus. Full requirements to receive this bonus are:
- Open a new Citibank business checking account in-branch and ask to be enrolled in this offer.
- Within 45 days, deposit $5,000 to earn $300, $20,000 to earn $500, $50,000 to earn $1,000, $100,000 to earn $1,500, or $200,000 to earn $2,000.
- Starting Day 46, Maintain that balance for 45 consecutive days.
Apply now to earn the $2000 bonus from Citi®
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15. Fulton Bank
Fulton Bank is offering $500 to new business checking customers for completing minimum deposit requirements. If you live in one of their geographic areas, this is an easy bonus for opening a business checking account that has no monthly fees.
The fine print states that you will have needed to receive a direct communication (email or digital ad) from them to be eligible, but we've seen where this isn't the case. YMMV.
Business Checking - $500 bonus
Expires: July 15, 2026
The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $500 bonus. Full requirements to receive this bonus are:
- Open a new Business Checking account online (or request a code via email to open in-branch)
- Within 60 days of account opening, deposit at least $5,000 of new money.
- Within the same timeframe, enroll in Small Business Online banking.
- Bonus will be credited to your business checking account within four to six weeks after the above conditions have been met
Apply now to earn the $500 bonus from Fulton Bank
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16. KeyBank
KeyBank is back with their business checking bonus and is offering $500 to new business checking account customers after qualifying activities.
What's even more? You can stack this offer with their personal checking account bonus to earn a total of $800. There's also another $600 bonus for adding merchant services.
Quick note: This offer does have targeting language in it, so YMMV.
Business Checking - $500 bonus
Expires: August 21, 2026
The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $500 bonus. Full requirements to receive this bonus are:
- Schedule an appointment with a banker to open your KeyBank Basic Business Checking or Key Business Reward Checking® account
- Make a total of $5,000 or more within 30 days.
- Maintain a minimum daily balance of $5,000 or more for the first 90 days.
- Bonus will be deposited into your account within 60 days of meeting the requirements.
Apply now to earn the $500 bonus from KeyBank
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17. First National Bank of Omaha
First National Bank of Omaha is offering new business checking account customers a $250 welcome bonus. You'll get a new account bonus just for opening the account and making a relatively small deposit.
One call out is that the fine print states that the bonus is only available if you open at a new branch location, but then it also specifies an online code to use (250BIZ).
Free Business Checking - $250 bonus
Expires: December 31, 2026
The Free Business Checking signup offer requires you to optionally, deposit and maintain a minimum balance and make purchases using the account's card in order to earn the $250 bonus. Full requirements to receive this bonus are:
- Open a new Free Business Checking account in-branch with promocode 250BIZ.
- Within 31 days from account opening, deposit $1,000 in deposits OR complete 10 debit card transactions.
- Bonus will be deposited within 31 days.
Apply now to earn the $250 bonus from First National Bank of Omaha
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18. Dedham Savings Bank
Dedham Savings is offering a $300 to new business checking customers! There are 5 eligible accounts to chose from so you're likely to find one that fits the needs of your business. If you live in their footprint, we recommend trying them out!
Business Checking - $300 bonus
Expires: December 31, 2026
The Business Checking signup offer requires you to deposit and maintain a minimum balance and make purchases using the account's card in order to earn the $300 bonus. Full requirements to receive this bonus are:
- Open a qualified business checking account with funds not currently on deposit at Dedham Savings.
- Within 30 days of account opening, deposit a minimum of $2,000 in new money to the account and maintain that balance for 60 days.
- Within 60 days of account opening, complete 5 qualifying Dedham Savings transactions.
- $300 bonus will be deposited to qualified business checking account within 90 days after qualifications are met
Apply now to earn the $300 bonus from Dedham Savings
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19. Walden Savings Bank
Available in New York, but only in-branch, Walden Savings Bank is offering up to $1,000 for new business checking account customers. The bonus is tiered based on new money deposit levels and has a qualifying transaction component as well.
Walden Savings Bank is a longtime Hudson Valley community bank with an FDIC-insured deposit base. As a business bonus, the requirements and tiers are more complex than a standard personal checking offer.
Business Checking - up to $1000 bonus
Expires: December 31, 2026
The Business Checking signup offer requires you to deposit and maintain a minimum balance, and optionally, make purchases using the account's card and set up bill pay in order to earn the $1000 bonus. Full requirements to receive this bonus are:
- Open a Walden Savings Bank (WSB) business checking account
- Within 90 days, deposit new money as follows: $2,500 to $9,999, earn $250; $10,000 to $99,999, earn $500; $100,000+, earn $1,000.
- Within the same 90 days, make at least 5 qualifying transactions (ACH credits, wire transfers, Bill Pay, and debit card purchases)
Apply now to earn the $1000 bonus from Walden Savings Bank
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20. Seacoast Bank
Back for 2026, Seacoast Bank is offering small business owners $600 cash to open a Business Checking or Business Checking Plus account. Users now have the option to go for $600 or $250. To earn $600 you'll need to deposit $10,000+, maintain it for 90 days and also making 15 qualifying electronic transactions.
Premium Business accounts are also now eligible. If you'd like to try for a $200 bonus which requires less deposits, visit: https://www.seacoastbank.com/business-checking-bonus
Business Checking - up to $600 bonus
Expires: December 31, 2026
The Business Checking signup offer requires you to deposit and maintain a minimum balance, and optionally, make purchases using the account's card and set up bill pay in order to earn the $600 bonus. Full requirements to receive this bonus are:
- Open a new Seacoast Business Checking, Business Checking Plus, Premium Business or Commercial Checking account using the link below. If prompted, use promo code BIZ600
- Within 15 days, deposit $10,000 and maintain at least an average daily balance of $10,000 for the first 90 days and also make 15 qualifying electronic transactions, earn $600.
- Alternatively, Within 15 days, deposit $5,000 and maintain at least an average daily balance of $5,000 for the first 90 days and also make 10 qualifying electronic transactions, earn $200.
- Bonus will be credited to your account within 95 days of setting up the account.
Apply now to earn the $600 bonus from Seacoast
Learn More:
Bonus: Business Credit Card Sign-Up Offers
Opening a new checking account isn’t the only way to earn a bonus for your small business. Banks also offer incentives to open a new credit card.
Typically, you’ll need to apply for the new card and then spend a certain amount within the first few months to qualify.
The intro offer typically aligns with the card’s normal rewards – so cashback cards will give you cash (as statement credits or into your rewards account), rewards cards will give you points, and travel cards will give you bonus miles.
Since most businesses would benefit from putting their spend on a credit card (earn those rewards!), here are a few of the best business credit card offers that are active right now:
- Ink Business Unlimited® Credit Card: $750 bonus
- Ink Business Cash® Credit Card: up to $750 bonus
- Ink Business Preferred® Credit Card: 90,000 bonus points
- CitiBusiness® / AAdvantage® Platinum Select® Mastercard®: 75,000 bonus miles
- IHG One Rewards Premier Business Credit Card: up to 140,000 bonus points
1. Ink Business Unlimited® Credit Card
In addition to the other card perks like cash back and no annual fee, Chase is offering a $750 bonus to new Ink Business Unlimited® cardholders.
The Ink Business Unlimited Card from Chase offers steady cashback across all categories, so you don’t have to worry about tracking bonus categories or spending caps. It’s a great option for earning modest rewards with a welcome bonus and a host of ongoing incentives for applicants.
Ink Business Unlimited® Credit Card - $750 bonus
The Ink Business Unlimited® Credit Card offer requires you to make purchases using the account's card in order to earn the $750 bonus. Full requirements to receive this bonus are:
- Apply for a new Ink Business Unlimited® credit card using the link below.
- Within 3 months, spend $6,000 using your new card.
- Bonus will be credited within 6 to 8 weeks in the form of 75,000 points, which can be redeemed for $750 cash.
Learn more about the Ink Business Unlimited® Credit Card $750 bonus offer
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2. Ink Business Cash® Credit Card
In addition to the other card perks like cash back and no annual fee, Chase is offering up to a $750 bonus to new Ink Business Cash® cardholders.
The Chase Ink Business Cash Card is a great rewards card for small business owners, especially if you rack up a lot of telecom and office supply purchases. Since the card earns Chase Ultimate Rewards, you can redeem them a number of ways, making the fee-free card even more appealing.
Ink Business Cash® Credit Card - up to $750 bonus
The Ink Business Cash® Credit Card offer requires you to make purchases using the account's card in order to earn the $750 bonus. Full requirements to receive this bonus are:
- Apply for a new Ink Business Cash® Credit Card using the link below.
- Within 3 months, spend $3,000 using your new card, earn $350.
- Earn an additional $400 when you spend $6,000 within the first 6 months.
- Bonus will be credited within 6 to 8 weeks in the form of points, which can be redeemed for cash.
Learn more about the Ink Business Cash® Credit Card $750 bonus offer
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3. Ink Business Preferred® Credit Card
Chase is offering 90,000 bonus points to new Ink Business Preferred® Credit Card cardholders. Those points can be redeemed for $900 cash, or $1,125 in travel rewards when redeemed through Chase Travel℠.
To get the points, you will need to make $8,000 worth of purchases in the first three months.
Offering high rewards on bonus categories that can be redeemed via the Ultimate Rewards Program, a sweet welcome bonus, and a handful of premier perks, the Chase Ink Business Preferred Card is an excellent choice for the average business owner who doesn’t mind a small annual fee.
Ink Business Preferred® Credit Card - 90,000 bonus points
The Ink Business Preferred® Credit Card offer requires you to make purchases using the account's card in order to earn the 90,000 bonus points. Full requirements to receive this bonus are:
- Apply for a new Ink Business Preferred® Credit Card using the link below.
- Within 3 months, spend $8,000 using your new card.
- Bonus will be credited within 6 to 8 weeks in the form of 90,000 points, which can be redeemed for $900 cash or $1,125 in travel rewards when redeemed through Chase Travel℠.
Learn more about the Ink Business Preferred® Credit Card 90,000 bonus points offer
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4. CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® offers new cardholders 75,000 American Airlines AAdvantage® bonus miles after spending $5,000 in the first five months.
Bonus Tip: You also get a single companion pass for a domestic flight after you spend $30,000 in a single year and renew your card. But keep in mind, redeeming that certificate will cost you $99 + taxes and fees.
The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® is best suited to businesses that fly American Airlines regularly, with the companion benefit and free checked bag easily justifying the annual fee. But if you fly with other airlines just as much as American Airlines, you could earn more savings and perks with a general travel rewards card.
CitiBusiness® / AAdvantage® Platinum Select® Mastercard® - 75,000 bonus miles
The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® offer requires you to make purchases using the account's card in order to earn the 75,000 bonus miles. Full requirements to receive this bonus are:
- Apply for a new CitiBusiness® / AAdvantage® Platinum Select® Mastercard® credit card using the link below.
- Within 5 months, spend $5,000 using your new card.
- Bonus miles will be credited in your AAdvantage® account in 8-10 weeks.
Learn more about the CitiBusiness® / AAdvantage® Platinum Select® Mastercard® 75,000 bonus miles offer
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5. IHG One Rewards Premier Business Credit Card
When IHG recently revamped its reward programs, it also introduced changes to its credit card lineup – including the introduction of this business equivalent to its personal IHG® Rewards Premier credit card. The personal card's perks, earnings rates, and introductory bonus offer were all improved – and all of that was cloned to this card for business owners.
As a new IHG One Rewards Premier Business Credit Card cardholder, earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. That's nearly 5 free nights at an IHG property, which includes hotels and resorts under the brands Six Senses, Regent, InterContinental, Kimpton, Hotel Indigo, Voco, Hualuxe, Crowne Plaza, Holiday Inn, Candlewood Suites, and more.
Additionally, you can get an extra $100 statement credit and 10,000 bonus points every year by spending $20,000 using your card and then making one additional purchase at least one day after you meet the $20k threshold.
The IHG One Rewards Premier Business Card is a smart addition to your wallet if you’re a small business owner who can book regular stays at IHG properties. The welcome bonus, generous rewards, and perks like a free night’s stay each year help to justify the low annual fee for IHG loyalists.
IHG One Rewards Premier Business Credit Card - up to 140,000 bonus points
The IHG One Rewards Premier Business Credit Card offer requires you to make purchases using the account's card in order to earn the 140,000 bonus points. Full requirements to receive this bonus are:
- Apply for a new IHG One Rewards Premier Business Credit Card using the link below.
- Within 3 months, spend $4,000 using your new card, earn 140,000 points.
- Bonus points will be credited to your IHG® Rewards account within 6 to 8 weeks.
Learn more about the IHG One Rewards Premier Business Credit Card 140,000 bonus points offer
Learn More:
What is a Business Checking Account Bonus?
A business checking account bonus is a reward that banks use to entice new customers. Not all banks offer them, and the ones that do tend to pay out a few hundred bucks.
But it’s not that simple. Typically, you must be a new customer, and you’ll need to complete a series of qualifying actions after account opening.
For example, some banks require you to maintain a certain balance amount for 60 to 90 days, while others expect you to receive a specified number of direct deposits. You also might need to apply for your account with a unique link or a promo code.
It all depends on the bank’s terms. With that said, it’s important to ensure you’ll be able to meet those terms if you want to cash in.
Cash bonuses are most common, though some accounts might offer access to integrated software or partner discounts. Again, it all depends on the particular bank.
Business Bank Account Promotions FAQs
What banks give bonuses for opening business accounts?
It isn’t an absolute rule, but in general, the bigger the bank, the more likely you are to see a bonus. This is because smaller online banks tend to offer lower fee schedules and higher savings rates rather than big sign-up offers.
With this in mind, big banks like Chase and PNC are known for attractive promotional offers. You also might have luck with regional banks like Huntington.
But be careful. If the bank charges hefty monthly fees, any bonus earnings you get will quickly wash away.
Which bank is best for LLC?
There’s no clear-cut answer here since every LLC is different and requires different things. For example, if your business frequently sends or processes ACH transactions, you’ll want to find a bank that doesn’t charge fees for those services. Spoiler alert: Big banks usually do.
Start by narrowing down which bank features are most important for your business. From there, identify which banks can provide those services without charging fees.
As a small business owner myself, I absolutely loathe bank fees.
Which bank offers the best business bank account?
Again, it depends. If you’re looking for the biggest bonus, consult the above list. As for which bank is best for your business, you first need to identify what it is that you and your business need from your bank.
Once you’ve done that, the best business bank account for you should make itself a lot more obvious.
As a business owner, your first priority is always finding an account that’ll help you run your business more effectively. If you can have that, plus a little extra cash in the bank, you’ll be in good shape.
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