Best Business Checking Account Promotions For May 2022

Are you hunting for business checking account promotions? You’ve come to the right place.

Just like with personal accounts, banks compete hard to attract new business customers. As a result, you can often earn several hundreds of dollars just by opening a new business checking account.

Of course, you should understand your company’s banking needs before checking out the promo offers.

You’ll want an account that has the lowest fees given your business’s typical use.

For example, some business accounts offer a certain number of transactions each month for free – including everything from deposits, withdrawals, debit purchases, check writing, and more – before charging you for each additional transaction. Others offer an unlimited number of transactions, similar to how most personal checking accounts are structured. This can be in exchange for a monthly fee, or not.

Clearly, it doesn’t make sense to prioritize the welcome offer above a basic understanding of the account, its fees, and whether it serves your business.

Once you’re armed with that understanding, however, it’s time to cash in!

In this post, I’ll cover all of the best business checking bonus offers available right now. From brick and mortar banks to online-only banks and everything in between — if there’s a solid bonus to be had, you’re going to find it here.

Best Business Checking Account Promotions

Here are the top new business bank account bonus offers available right now:

  1. Chase: $300 bonus
  2. Axos: up to $200 bonus
  3. BlueVine: 1.50% APY
  4. First United Bank and Trust Company: $300 bonus
  5. U.S. Bank: $500 bonus
  6. BMO Harris: up to $400 bonus
  7. Axos: up to $200 bonus
  8. PNC: $200 bonus
  9. PNC: $500 bonus
  10. M&T: $300 bonus
  11. S&T Bank: up to $600 bonus
  12. Seacoast: up to $250 bonus
  13. Citi: up to $2000 bonus
  14. Santander Bank: up to $550 bonus
  15. Huntington: $400 bonus
  16. Huntington: $750 bonus
  17. Huntington: $100 bonus
  18. OnPoint: $100 bonus
  19. Bank of America: $500 bonus
  20. Rockland Trust Bank: $300 bonus

Chase Bank Logo1. Chase Bank

Chase Bank is offering business owners a $300 bonus to open a new Chase Business Complete Banking℠ account.

The requirements are pretty easy to meet: deposit $2,000 and maintain it for 2 months, and complete just 5 qualifying transactions in the first 3 months. Several activities count as "qualifying transactions", including purchases on your debit card, deposits into the account, setting up a bill payment, and more. See the fine print for the full list, but needless to say, meeting that requirement should be painless.

What's especially awesome about this bonus compared to other business checking account offers is that Chase recently launched the ability for customers to open an account online. Compared to the vast majority of business checking accounts which require you to visit your local branch, opening an account at Chase is significantly more convenient.

If you prefer live help, however, you can still enroll in this offer by entering your email address on the bonus landing page to have an offer code sent to you. Just be sure to take that code with you when you visit a branch.

Chase Business Complete Banking℠ - $300 bonus

Expires: July 21, 2022

The Chase Business Complete Banking℠ sign up offer requires you to deposit and maintain a minimum balance, and optionally, make purchases using the account's card in order to earn the $300 bonus. Full requirements to receive this bonus are:

  1. Open a new Chase Business Complete Banking℠ account using the link below.
  2. Within 30 days, deposit at least $2,000 and maintain that balance for 60 days.
  3. Within 90 days of account opening, complete 5 qualifying transactions: debit card purchases, Chase QuickAccept℠ deposits, Chase QuickDeposit℠, ACH credits, wires (credits and debits), and/or bill pay.
  4. Bonus will be credited to your account within 15 days of meeting the requirements.

read the full terms

Axos Bank Logo2. Axos Bank

Available nationwide with the ability to open online, Axos is offering a $200 welcome bonus when you open a new Business Interest Checking account and maintain a minimum balance. This is double their previous offer so now might be a good time to jump on it!

It's important to note that only new businesses (those incorporated after 06/01/2020) are eligible for $200 and must use promo code NEWBIZ200. If your business is older than that, you'll only be eligible for a $100 bonus and must use promocode NEWAXOSBIZ.

Business Interest Checking - up to $200 bonus

Expires: June 30, 2022

The Business Interest Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus. Full requirements to receive this bonus are:

  1. Open a new Business Interest Checking account from Axos Bank using promo code NEWBIZ200 (or NEWAXOSBIZ for older companies).
  2. In the first two months after account opening, maintain an average daily balance of at least $2,500.
  3. Bonus will be deposited into your new account within 5 business days of your statement cycle date.

read the full terms

BlueVine Logo3. BlueVine

Bluevine has a commitment to offering the highest APY on a business checking account. The high-yield is available on all balances up to 100,000.

There's no opening deposit minimum or ongoing balance requirements, and there are no monthly fees associated with this account which make this truly an ultra-competitive deal.

Rest assured, if you sign up for Bluevine, you will continue to have the highest rates even as the markets change.

Business Checking - 1.50% APY

Expires: Limited Time

The Business Checking sign up offer requires you to complete the following in order to earn the 1.50% APY. Full requirements to receive this bonus are:

  1. Open a new Bluevine Business Checking account using the link below.
  2. Transfer money in from another source.
  3. Spend $500 per month with BlueVine Business Debit.
  4. Receive $2,500 per month in customer payments into BlueVine Business Checking account via ACH, wire transfer, mobile check deposit, or directly from merchant payment processing provider.
  5. Interest compounds daily and will be credited to your account each month the requirements are met.

read the full terms

4. First United Bank and Trust Company

Available in Oklahoma and Texas markets with the ability to open online, First United Bank and Trust Company is offering a $300 welcome bonus when you open a new business checking account and maintain a minimum balance. You'll also need to use your business debit card, but other than that it's a pretty straightforward bonus.

Business Checking - $300 bonus

Expires: May 31, 2022

The Business Checking sign up offer requires you to deposit and maintain a minimum balance and make purchases using the account's card in order to earn the $300 bonus. Full requirements to receive this bonus are:

  1. Be a new First United business customer and open a new First United Business Checking account.
  2. Within the first 30 days, use your First United Business Debit Card for purchases at least 10 times.
  3. Within the same 30 days, Enroll and sign up for E-statements.
  4. Then, for the entire month of June, maintain a minimum average daily balance of $1500.
  5. Bonus will be credited by 07/15/2022

read the full terms

U.S. Bank Logo5. U.S. Bank

Available nationwide if you already have a relationship with U.S. Bank or in any of the 26 states in which they operate in if you don't, U.S. Bank is offering a $500 welcome bonus when you open a new business checking account and deposit new money. The minimum deposit requirement has nearly doubled since the last time it was offered. You can open the account online; however, you must use the promo code when applying to receive the bonus.

Business Checking - $500 bonus

Expires: May 31, 2022

The Business Checking sign up offer requires you to deposit and maintain a minimum balance, and optionally, make purchases using the account's card in order to earn the $500 bonus. Full requirements to receive this bonus are:

  1. Open a new U.S. Bank Silver, Gold or Platinum Business Checking Account with the promo code "CKEUM8Z".
  2. Within 30 days, deposit $5,000 in new money and maintain that balance for 60 days.
  3. Within 90 days, Enroll in the U.S. Bank Mobile App or U.S. Bank Online Banking.
  4. Also within 90 days, complete 5 qualifying transactions.
  5. Bonus will be deposited into your new U.S. Bank business checking account within 45 days of deposit verification, as long as the account is open and has a positive balance.

read the full terms

BMO Harris Bank Logo6. BMO Harris Bank

Available in select states within their footprint, BMO Harris is offering up to a $400 welcome bonus when you open a new business checking account and meet the minimum balance requirements. This is a tiered bonus, the higher the balance, the more you can earn.

Business Checking - up to $400 bonus

Expires: June 3, 2022

The Business Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $400 bonus. Full requirements to receive this bonus are:

  1. Open a new BMO Harris business account online or in branch using the promo code provided at the link below.
  2. By day 31 have a balance of at least $5,000 and maintain it for the next 90 days to be eligible to earn $250 OR have a balance of at least $10,000 and maintain it for the next 90 days to be eligible to earn $400.
  3. Within the first 90 days, complete 10 qualifying transactions. (any combination of: ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions).
  4. Bonus will be deposited into the new checking account within 14days of meeting the promotion requirements, approximately Day 135.

read the full terms

Axos Bank Logo7. Axos Bank

Available nationwide with the ability to open online, Axos is offering a $200 welcome bonus when you open a new Basic Business checking account and maintain a minimum balance. This is double their previous offer so now might be a good time to jump on it!

It's important to note that only new businesses (those incorporated after 06/01/2020) are eligible for $200 and must use promo code NEWBIZ200. If your business is older than that, you'll only be eligible for a $100 bonus and must use promocode NEWAXOSBIZ.

Wanna get an interest-bearing account instead? They're also running this promotion on their Business Interest Checking account.

Basic Business Checking - up to $200 bonus

Expires: June 30, 2022

The Basic Business Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus. Full requirements to receive this bonus are:

  1. Open a new Basic Business checking account from Axos Bank with promo code NEWBIZ200 (or NEWAXOSBIZ for older companies).
  2. In the first two months after account opening, maintain an average daily balance of at least $2,500.
  3. Bonus will be deposited into your new account within 5 business days of your statement cycle date.

read the full terms

PNC Bank Logo8. PNC Bank

PNC is running a couple of welcome bonus offers targeting small business owners. For this one, you'll need to open either a Business Checking or Business Checking Plus account and then meet balance and debit card requirements.

This is a straightforward, nationally-available bonus for business owners.

If your company has higher balances or transaction volume, PNC is running a larger bonus for their enterprise checking accounts, so check those out, too!

Business Checking Account - $200 bonus

Expires: June 30, 2022

The Business Checking Account sign up offer requires you to deposit and maintain a minimum balance and make purchases using the account's card in order to earn the $200 bonus. Full requirements to receive this bonus are:

  1. Open a new Business Checking or Business Checking Plus account.
  2. For 3 statement cycles, maintain an average balance of $5,000.
  3. During those same statement cycles, make 20 debit card purchases.
  4. Bonus will be deposited within 90 days of meeting the requirements.

read the full terms

PNC Bank Logo9. PNC Bank

PNC is running a couple of welcome bonus offers targeting business owners. For this one, you'll need to open either a Treasury Enterprise Plan or Analysis Business Checking account and then meet balance requirements.

This is a straightforward, nationally-available bonus for business owners.

If you're a small business owner with smaller balance or transaction volume, PNC is also running a $200 bonus for their small business checking accounts, so check those out, too!

Enterprise Checking Account - $500 bonus

Expires: June 30, 2022

The Enterprise Checking Account sign up offer requires you to deposit and maintain a minimum balance in order to earn the $500 bonus. Full requirements to receive this bonus are:

  1. Open a new Treasury Enterprise Plan or Analysis Business Checking account.
  2. For 3 statement cycles, maintain a $30,000 balance.
  3. Bonus will be deposited within 90 days of meeting the requirements.

read the full terms

M&T Bank Logo10. M&T Bank

M&T is offering $300 to new Tailored Business Checking customers. You'll need to deposit $5,000 and maintain that balance in the third full calendar month after the account was opened. That means this bonus represents a 72% effective return on your savings. Whoa!

If you're also in the market for a Merchant Services account, you can combine this offer with their Merchant Services bonus, for a total reward of $600.

M&T Tailored Business Checking - $300 bonus

Expires: June 30, 2022

The M&T Tailored Business Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $300 bonus. Full requirements to receive this bonus are:

  1. Open a Tailored Business Checking account using the link below.
  2. For the third full calendar month following account opening, maintain an average balance of $5,000 to earn $300.
  3. Bonus will be awarded within 45 days after the end of the third full calendar month after the account was opened.

read the full terms

S&T Bank Logo11. S&T Bank

S&T Bank is offering new business checking customers up to $600 cash.

The bonus breaks down into two parts: $300 for opening a Basic Business Checking account and funding it with at least $1,000, while also requesting and activating a debit card.

An additional $300 is up for grabs if you also open a new payment processing account with them. Fortunately, if you can't or don't want to open the processing account, you're still eligible for the $300 account opening bonus.

Basic Business Checking - up to $600 bonus

Expires: June 30, 2022

The Basic Business Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $600 bonus. Full requirements to receive this bonus are:

  1. Open a new Basic Business Checking account using the link below.
  2. Within 5 days, deposit $1,000 and have an average daily balance of $1,000 on August 8, 2022.
  3. Apply, receive and activate a debit card to earn $300.
  4. To earn an additional $300, also open a new S&T payment processing account through Elavon and accept payments by June 30.
  5. Bonuses will be credited to your account on August 18, 2022.

read the full terms

Seacoast Bank Logo12. Seacoast Bank

Seacoast Bank is offering small business owners up to $250 cash to open a Business Checking or Business Checking Plus account. The $250 is broken down into two individual bonuses: $150 for depositing and maintaining $5,000 in the account and then making 10 electronic payments, and an additional $100 for using your debit card.

Each business customer can choose to apply for one or both offers. Keep in mind that if you're only going for the $100 debit card bonus, you'll need to apply a different promo code (see the fine print).

Business Checking - up to $250 bonus

Expires: June 30, 2022

The Business Checking sign up offer requires you to optionally, deposit and maintain a minimum balance, make purchases using the account's card and set up bill pay in order to earn the $250 bonus. Full requirements to receive this bonus are:

  1. Open a new Business Checking or Business Checking Plus account using the promo codes Q222DIGITAL250.
  2. To earn $150: (1) Within 15 days, deposit $5,000 and maintain this balance from days 16-75. (2) By day 75, make 10 qualifying electronic payments.
  3. To earn an additional $100: By July 31, 2022, make 15 debit card purchases.
  4. Bonuses will be credited to your account within 15 days of meeting the requirements.

read the full terms

Citi Logo13. Citi

Renewed for 2022, CitiBusiness if offering up to $2,000 when you open a new business checking account in-branch and make a minimum deposit within 30 days.

This is a tiered offer, where the more you deposit the more you earn (starting at a $200 bonus for $5,000, up to the full $2,000 for depositing a cumulative $200,000).

If you have the cash and live close to a physical branch, this is a solid welcome bonus. The lowest tier represents a 12% effective rate on your savings – not bad!

Branches currently located in the following metropolitan areas: Los Angeles (CA), Orange County (CA), Riverside (CA), San Diego (CA), San Francisco (CA), Miami (FL), Chicago (IL), Baltimore (MD), Las Vegas (NV), New York City (NY), and Washington, DC.

Business Checking Account - up to $2000 bonus

Expires: July 5, 2022

The Business Checking Account sign up offer requires you to deposit and maintain a minimum balance in order to earn the $2000 bonus. Full requirements to receive this bonus are:

  1. Open a new Citibank business checking account in-branch.
  2. Within 30 days, deposit $5,000 to earn $200, $15,000 to earn $500, $25,000 to earn $700, $50,000 to earn $1,000, $100,000 to earn $1,500, or $200,000 to earn $2,000.
  3. Maintain that balance for 60 days.
  4. The bonus will be credited to your business checking account within 90 days from the end of the month in which you complete the requirements.

read the full terms

Santander Bank Logo14. Santander Bank

Santander Bank has upped the ante, again offering new business checking account customers a bonus for opening a new Business Checking or Business Checking Plus account.

This time around, however, it's up to $550 as they've added a new balance tier of $15,000 to earn the maximum amount.

Like before, the balance requirement is based on an average daily balance. That means you don't necessarily need to deposit $5/10/15,000 on day one, but the longer you wait to make a deposit, the higher the deposit needs to be in order to average out. They provide more details in the fine print!

Keep in mind that, like most business accounts, you'll need to go in-branch to open. Be sure to mention the promo BUS550Q222 to enroll in the offer.

Business Checking - up to $550 bonus

Expires: July 6, 2022

The Business Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $550 bonus. Full requirements to receive this bonus are:

  1. Open a new Business Checking or Business Checking Plus account using the promo code BUS550Q222.
  2. For 90 days, maintain an average daily balance of $5,000 to earn $350 bonus, $10,000 to earn $450 bonus or $15,000+ to earn $550.
  3. Keep your account open for at least 90 days.
  4. Bonus will be paid within 30 days of the meeting the requirements.

read the full terms

Huntington National Bank Logo15. Huntington National Bank

Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $400 for a $5,000 deposit. They're also running $100 and $1000 offers for $2,000 and $20,000 deposits, respectively.

While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!

Unlimited Business Checking - $400 bonus

Expires: July 7, 2022

The Unlimited Business Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $400 bonus. Full requirements to receive this bonus are:

  1. Open a new Unlimited Business Checking account using the link below.
  2. Within 60 days, make deposits totaling $5,000.
  3. Keep the account open for at least 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

read the full terms

Huntington National Bank Logo16. Huntington National Bank

Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $750 for a $20,000 deposit. Don't have $20k? They're also running $100 and $400 offers for $2,000 and $5,000 deposits, respectively.

While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!

Unlimited Plus Business Checking - $750 bonus

Expires: July 7, 2022

The Unlimited Plus Business Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $750 bonus. Full requirements to receive this bonus are:

  1. Open a new Unlimited Plus Business Checking account using the link below.
  2. Within 60 days, make deposits totaling $20,000.
  3. Keep the account open for at least 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

read the full terms

Huntington National Bank Logo17. Huntington National Bank

Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $100 for a $2,000 deposit.

In this iteration of the promotion, Huntington actually decreased the reward amount for this tier – from $200 down to $100 – while keeping the requirement the same. On the flip side, their highest offer actually increased from $750 to $1,000.

While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!

Business Checking 100 - $100 bonus

Expires: July 7, 2022

The Business Checking 100 sign up offer requires you to deposit and maintain a minimum balance in order to earn the $100 bonus. Full requirements to receive this bonus are:

  1. Open a new Business Checking 100 account using the link below.
  2. Within 60 days, make deposits totaling $2,000.
  3. Keep the account open for at least 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

read the full terms

OnPoint Community Credit Union Logo18. OnPoint Community Credit Union

OnPoint Community Credit Union is offering an easy bonus for new members who open a business checking account. Just set up a $500 direct deposit within the first two months and receive $100.

The only downside is that this offer is specific to the Fred Meyer locations, but if you're nearby, definitely check it out.

Business Checking - $100 bonus

Expires: July 30, 2022

The Business Checking sign up offer requires you to complete the following in order to earn the $100 bonus. Full requirements to receive this bonus are:

  1. Open a new business checking account.
  2. Within 60 days, receive deposits totaling $500.
  3. Bonus will be credited to your new account approximately 60 days after account opening.

read the full terms

Bank of America Logo19. Bank of America

Bank of America is offering a $500 welcome bonus when you open a new business checking account and maintain a minimum balance. What's even more? You can stack this offer with an eligible small business credit card for an extra $300 bonus to earn a total of $800.

Business Checking - $500 bonus

Expires: July 31, 2022

The Business Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $500 bonus. Full requirements to receive this bonus are:

  1. Open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account.
  2. Within 30 days, make qualifying deposits of $20,000 or more in new money.
  3. From day 31- day 90, maintain an average balance of $20,000.
  4. Bonus will be deposited directly into your Business Advantage Banking account within 60 days from the end of your qualifying period.

read the full terms

20. Rockland Trust Bank

Rockland Trust is offering small business owners an easy $300 for opening either a Free Business Checking or a Complete Business Checking account. You just have to fund the account with $1,000. This is an awesome bonus if you live in MA.

The requirements say that you need to open the account in-branch to qualify, but due to COVID, many are reporting that they're waiving this requirement. That makes this offer even more attractive!

Business Checking - $300 bonus

Expires: September 30, 2022

The Business Checking sign up offer requires you to deposit and maintain a minimum balance in order to earn the $300 bonus. Full requirements to receive this bonus are:

  1. Open a new business checking account at one of the Shrewsbury or Worcester branches.
  2. Fund the account with $1,000 in new money.
  3. Bonus will be deposited to your account by September 30, 2022.

read the full terms

Bonus: Business Credit Card Sign-Up Offers

Opening a new checking account isn’t the only way to earn a bonus for your small business. Banks also offer incentives to open a new credit card.

Typically, you’ll need to apply for the new card and then spend a certain amount within the first few months to qualify.

The intro offer typically aligns with the card’s normal rewards – so cashback cards will give you cash (as statement credits or into your rewards account), rewards cards will give you points, and travel cards will give you bonus miles.

Since most businesses would benefit from putting their spend on a credit card (earn those rewards!), here are a few of the best business credit card offers that are active right now:

  1. Ink Business Unlimited®: $750 bonus
  2. Ink Business Cash®: $750 bonus
  3. Ink Business Preferred®: 100,000 bonus points
  4. CitiBusiness® / AAdvantage® Platinum Select® Mastercard®: 65,000 bonus miles
  5. World of Hyatt Business Credit Card: 60,000 bonus points

Chase Bank Logo1. Chase Ink Business Unlimited®

In addition to the other card perks like cash back, a 0% intro APR for 12 months, and no annual fee, Chase is offering a $750 bonus to new Ink Business Unlimited® cardholders.

Ink Business Unlimited® - $750 bonus

Expires: Limited Time

The Ink Business Unlimited® sign up offer requires you to make purchases using the account's card in order to earn the $750 bonus. Full requirements to receive this bonus are:

  1. Apply for a new Ink Business Unlimited® credit card using the link below.
  2. Within 3 months, spend $7,500 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 75,000 points, which can be redeemed for $750.

read the full terms

Chase Bank Logo2. Chase Ink Business Cash®

In addition to the other card perks like cash back, a 0% intro APR for 12 months, and no annual fee, Chase is offering a $750 bonus to new Ink Business Cash® cardholders.

Ink Business Cash® - $750 bonus

Expires: Limited Time

The Ink Business Cash® sign up offer requires you to make purchases using the account's card in order to earn the $750 bonus. Full requirements to receive this bonus are:

  1. Apply for a new Ink Business Cash® credit card using the link below.
  2. Within 3 months, spend $7,500 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 75,000 points, which can be redeemed for $750.

read the full terms

Chase Bank Logo3. Chase Ink Business Preferred®

Chase is offering 100,000 bonus points to new Ink Business Preferred® cardholders. Those points can be redeemed for $1,000 cash, or they can be stretched to $1,250 if put them toward travel through Chase Ultimate Rewards®.

To get the points, you will need to make $15,000 worth of purchases in the first three months.

Ink Business Preferred® - 100,000 bonus points

Expires: Limited Time

The Ink Business Preferred® sign up offer requires you to make purchases using the account's card in order to earn the 100,000 bonus points. Full requirements to receive this bonus are:

  1. Apply for a new Ink Business Preferred® credit card using the link below.
  2. Within 3 months, spend $15,500 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 100,000 points, which can be redeemed for $1,000 cash or $1,250 in travel rewards.

read the full terms

Citi Logo4. Citi CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® offers new cardholders 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in the first four months.

Bonus Tip: You also get a single companion pass for a domestic flight after you spend $30,000 in a single year and renew your card. But keep in mind, redeeming that certificate will cost you $99 + taxes and fees.

CitiBusiness® / AAdvantage® Platinum Select® Mastercard® - 65,000 bonus miles

Expires: Limited Time

The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® sign up offer requires you to make purchases using the account's card in order to earn the 65,000 bonus miles. Full requirements to receive this bonus are:

  1. Apply for a new CitiBusiness® / AAdvantage® Platinum Select® Mastercard® credit card using the link below.
  2. Within 4 months, spend $4,000 using your new card.
  3. Bonus miles will be credited in your AAdvantage® account in 8-10 weeks.

read the full terms

Chase Bank Logo5. Chase World of Hyatt Business Credit Card

The World of Hyatt Business credit card is a relatively new co-branded business card from Chase and Hyatt, and they're offering 60,000 bonus points to new cardholders.

Unfortunately, this is down from their initial offer of 75,000 points.

That said, 60,000 points is still enough to cover the cost of up to 12 nights at a category 1 hotel, and the spend requirement was also reduced to reflect the lower reward – from $7,500 to $5,000.

Plus, this is in addition to the other great perks of the card (jump below to read more). Keep in mind, however, that the card has a $199 annual fee which is not waived in the first year (unlike many other annual-fee cards) – so factor that in accordingly.

World of Hyatt Business Credit Card - 60,000 bonus points

Expires: Limited Time

The World of Hyatt Business Credit Card sign up offer requires you to make purchases using the account's card in order to earn the 60,000 bonus points. Full requirements to receive this bonus are:

  1. Apply for a new World of Hyatt Business credit card using the link below.
  2. Within 3 months, spend $5,000 using your new card.
  3. Bonus points will be credited to your World of Hyatt account within 6 to 8 weeks.

read the full terms

What is a Business Checking Account Bonus?

A business checking account bonus is a reward that banks use to entice new customers. Not all banks offer them, and the ones that do tend to pay out a few hundred bucks.

But it’s not that simple. Typically, you must be a new customer, and you’ll need to complete a series of qualifying actions after account opening.

For example, some banks require you to maintain a certain balance amount for 60 to 90 days, while others expect you to receive a specified number of direct deposits. You also might need to apply for your account with a unique link or a promo code.

It all depends on the bank’s terms. With that said, it’s important to ensure you’ll be able to meet those terms if you want to cash in.

Cash bonuses are most common, though some accounts might offer access to integrated software or partner discounts. Again, it all depends on the particular bank.

Business Bank Account Promotions FAQs

What banks give bonuses for opening business accounts?

It isn’t an absolute rule, but in general, the bigger the bank, the more likely you are to see a bonus. This is because smaller online banks tend to offer lower fee schedules and higher savings rates rather than big sign-up offers.

With this in mind, big banks like Chase and PNC are known for attractive promotional offers. You also might have luck with regional banks like Huntington.

But be careful. If the bank charges hefty monthly fees, any bonus earnings you get will quickly wash away.

Which bank is best for LLC?

There’s no clear cut answer here since every LLC is different and requires different things. For example, if your business frequently sends or processes ACH transactions, you’ll want to find a bank that doesn’t charge fees for those services. Spoiler alert: Big banks usually do.

Start by narrowing down which bank features are most important for your business. From there, identify which banks can provide those services without charging fees.

As a small business owner myself, I absolutely loathe bank fees.

Which bank offers the best business bank account?

Again, it depends. If you’re looking for the biggest bonus, consult the above list. As for which bank is best for your business, you first need to identify what it is that you and your business need from your bank.

Once you’ve done that, the best business bank account for you should make itself a lot more obvious.

As a business owner, your first priority is always finding an account that’ll help you run your business more effectively. If you can have that, plus a little extra cash in the bank, you’ll be in good shape.