Best Business Checking Account Promotions For February 2023

Are you hunting for business checking account promotions? You’ve come to the right place.

Just like with personal accounts, banks compete hard to attract new business customers. As a result, you can often earn several hundreds of dollars just by opening a new business checking account.

Of course, you should understand your company’s banking needs before checking out the promo offers.

You’ll want an account that has the lowest fees given your business’s typical use.

For example, some business accounts offer a certain number of transactions each month for free – including everything from deposits, withdrawals, debit purchases, check writing, and more – before charging you for each additional transaction. Others offer an unlimited number of transactions, similar to how most personal checking accounts are structured. This can be in exchange for a monthly fee, or not.

Clearly, it doesn’t make sense to prioritize the welcome offer above a basic understanding of the account, its fees, and whether it serves your business.

Once you’re armed with that understanding, however, it’s time to cash in!

In this post, I’ll cover all of the best business checking bonus offers available right now. From brick and mortar banks to online-only banks and everything in between — if there’s a solid bonus to be had, you’re going to find it here.

Best Business Checking Account Promotions

Here are the top new business bank account bonus offers available right now:

  1. Chase: $300 bonus
  2. U.S. Bank: $400 bonus
  3. NorthOne: $30 bonus
  4. Axos: up to $200 bonus
  5. Bluevine: 2.0% APY
  6. Huntington: $400 bonus
  7. Huntington: $1000 bonus
  8. Huntington: $100 bonus
  9. Truist: $200 bonus
  10. PNC: $200 bonus
  11. PNC: $500 bonus
  12. M&T: $300 bonus
  13. S&T Bank: up to $600 bonus
  14. Axos: up to $200 bonus
  15. Wintrust Bank: $300 bonus
  16. BMO Harris: up to $400 bonus
  17. Citi®: up to $2000 bonus
  18. 1st United Credit Union: $200 bonus
  19. Seacoast: up to $600 bonus
  20. Amex: 30,000 MR bonus points

Chase Business Complete Banking℠ Logo1. Chase Bank

Chase Bank is offering business owners a $300 bonus to open a new Chase Business Complete Banking℠ account.

The requirements are pretty easy to meet: deposit $2,000 and maintain it for 2 months, and complete just 5 qualifying transactions in the first 3 months. Several activities count as "qualifying transactions", including purchases on your debit card, deposits into the account, setting up a bill payment, and more. See the fine print for the full list, but needless to say, meeting that requirement should be painless.

What's especially awesome about this bonus compared to other business checking account offers is that Chase recently launched the ability for customers to open an account online. Compared to the vast majority of business checking accounts which require you to visit your local branch, opening an account at Chase is significantly more convenient.

If you prefer live help, however, you can still enroll in this offer by entering your email address on the bonus landing page to have an offer code sent to you. Just be sure to take that code with you when you visit a branch.

Chase Business Complete Banking℠ - $300 bonus

Expires: February 16, 2023

The Chase Business Complete Banking℠ signup offer requires you to deposit and maintain a minimum balance, and optionally, make purchases using the account's card in order to earn the $300 bonus. Full requirements to receive this bonus are:

  1. Obtain a Chase business coupon using the link below and open a new Chase Business Complete Banking℠ account.
  2. Within 30 days, deposit at least $2,000 and maintain that balance for 60 days.
  3. Within 90 days of account opening, complete 5 qualifying transactions: debit card purchases, Chase QuickAccept℠ deposits, Chase QuickDeposit℠, ACH credits, wires (credits and debits), and/or bill pay.
  4. Bonus will be credited to your account within 15 days of meeting the requirements.

read the full terms

U.S. Bank Logo2. U.S. Bank

U.S. Bank is offering a $400 welcome bonus when you open and fund a new business checking account. The funding requirement has doubled since the last time this promo was offered, but the number of qualifying activities required has been halved.

This used to be a two-part bonus, broken into $400 and $100 chunks; however, they've removed the ability to earn the extra $100 this time around. To earn the $400, just deposit $3,000 in your new checking account and then complete some qualifying transactions such as using your debit card, receiving ACH credits, using mobile check deposit, paying bills, and more.

Keep in mind that this promotion is available nationwide to customers who already have a relationship with U.S. Bank. For anyone else, you'll need to live in one of the 26 states in which they operate: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY

Business Checking - $400 bonus

Expires: February 22, 2023

The Business Checking signup offer requires you to deposit and maintain a minimum balance, and optionally, make purchases using the account's card and set up bill pay in order to earn the $400 bonus. Full requirements to receive this bonus are:

  1. Open a new Silver, Gold or Platinum Business Checking Account from U.S. Bank (member FDIC) with the promo code AF49ZCB.
  2. Within 30 days, deposit $3,000 in new money and maintain that balance for 60 days.
  3. Within 60 days, complete 5 qualifying transactions (debit card purchases, merchant deposits, ACH credits, debit or credit wires, mobile check deposit or bill pay).
  4. Within the same 60 days, enroll in online banking or download and log in to their mobile app.
  5. Bonus will be deposited into your new U.S. Bank business checking account within 45 days of meeting all requirements.

read the full terms

NorthOne Logo3. NorthOne

Like other neobanks, NorthOne seeks to leverage tech to disrupt the business banking status quo. While most business accounts from the big-brand banks have transaction limits that force you to upgrade to premium accounts as your company grows (read: higher monthly fees), NorthOne charges a flat $10 per month and then no additional fees for ACH payments, deposits, transfers, purchases, or app integrations.

Currently, they're running a business checking account promotion exclusive to BankBonus.com readers: 3-months FREE to try their Business Banking account.

There's no catch and no additional requirements – just sign up using our link, fund your account with any amount and your first two monthly fees will be waived.

Business Banking - $30 bonus

Expires: Limited Time

The Business Banking signup offer requires you to complete the following in order to earn the $30 bonus. Full requirements to receive this bonus are:

  1. Sign up using our link below.
  2. Fund your account with any amount.
  3. Your first three monthly fees will be waived.

read the full terms

Axos Bank Logo4. Axos Bank

Available nationwide with the ability to open online, Axos is offering a $200 welcome bonus when you open a new Business Interest Checking account and maintain a minimum balance. This is double their previous offer so now might be a good time to jump on it!

It's important to note that only new businesses (those incorporated after 06/01/2020) are eligible for $200 and must use promo code NEWBIZ200. If your business is older than that, you'll only be eligible for a $100 bonus and must use promocode NEWAXOSBIZ.

Business Interest Checking - up to $200 bonus

Expires: March 31, 2023

The Business Interest Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus. Full requirements to receive this bonus are:

  1. Open a new Business Interest Checking account from Axos Bank using promo code NEWBIZ200 (or NEWAXOSBIZ for older companies).
  2. In the first two months after account opening, maintain an average daily balance of at least $2,500.
  3. Bonus will be deposited into your new account within 5 business days of your statement cycle date.

read the full terms

Bluevine Logo5. Bluevine

Bluevine has a commitment to offering the highest APY on a business checking account. The high-yield is available on all balances up to 100,000.

There's no opening deposit minimum or ongoing balance requirements, and there are no monthly fees associated with this account which make this truly an ultra-competitive deal.

Rest assured, if you sign up for Bluevine, you will continue to have the highest rates even as the markets change.

Business Checking - 2.0% APY

Expires: Limited Time

The Business Checking signup offer requires you to complete the following in order to earn the 2.0% APY. Full requirements to receive this bonus are:

  1. Open a new Bluevine Business Checking account using the link below.
  2. Transfer money in from another source.
  3. Spend $500 per month with BlueVine Business Debit.
  4. Receive $2,500 per month in customer payments into BlueVine Business Checking account via ACH, wire transfer, mobile check deposit, or directly from merchant payment processing provider.
  5. Interest compounds daily and will be credited to your account each month the requirements are met.

read the full terms

Huntington National Bank Logo6. Huntington National Bank

Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $400 for a $5,000 deposit. They're also running $100 and $750 offers for $2,000 and $20,000 deposits, respectively.

While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!

Unlimited Business Checking - $400 bonus

Expires: February 5, 2023

The Unlimited Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $400 bonus. Full requirements to receive this bonus are:

  1. Open a new Unlimited Business Checking account using the link below.
  2. Within 60 days, make deposits totaling $5,000.
  3. Keep the account open for at least 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

read the full terms

Huntington National Bank Logo7. Huntington National Bank

Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $1,000 for a $20,000 deposit. Don't have $20k? They're also running $100 and $400 offers for $2,000 and $5,000 deposits, respectively.

While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!

Unlimited Plus Business Checking - $1000 bonus

Expires: February 5, 2023

The Unlimited Plus Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $1000 bonus. Full requirements to receive this bonus are:

  1. Open a new Unlimited Plus Business Checking account using the link below.
  2. Within 60 days, make deposits totaling $20,000.
  3. Maintain minimum daily balance of $20,000 for 60 days after meeting deposit requirement.
  4. Keep the account open for at least 90 days.
  5. Bonus will be deposited to your new account within 14 days of meeting the requirements.

read the full terms

Huntington National Bank Logo8. Huntington National Bank

Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $100 for a $2,000 deposit.

In this iteration of the promotion, Huntington actually decreased the reward amount for this tier – from $200 down to $100 – while keeping the requirement the same. On the flip side, their highest offer is $750.

While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!

Business Checking 100 - $100 bonus

Expires: February 5, 2023

The Business Checking 100 signup offer requires you to deposit and maintain a minimum balance in order to earn the $100 bonus. Full requirements to receive this bonus are:

  1. Open a new Business Checking 100 account using the link below.
  2. Within 60 days, make deposits totaling $2,000.
  3. Keep the account open for at least 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

read the full terms

Truist Bank Logo9. Truist Bank

Truist Bank is offering small business owners one of the easiest business checking account bonuses we've seen to date: $200 for depositing $1,500 into your new account. (Well, you'll also have to enroll and sign-in to online banking, but we don't really consider that as much of a hurdle...).

The Truist Simple Business Checking account has no monthly fee and comes with 50 free transactions each month – in other words, it's perfect for a small business just starting out. If your company has surpassed these thresholds, Truist offers their Dynamic Business Checking account. That one comes with higher limits, but does have a small (and avoidable) maintenance fee.

Keep in mind that you'll have 30 days to complete both requirements, and that your new account will need to remain open for 6 months in order to avoid forfeiting the bonus.

Business Checking - $200 bonus

Expires: February 28, 2023

The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus. Full requirements to receive this bonus are:

  1. Open a new Truist business checking account using the promo code SB22NEW2BIZ6.
  2. Within 30 days, deposit $1,500.
  3. During the same 30 days, enroll in online banking and log-in.
  4. Bonus will be credited to your new account within 4 weeks of meeting requirements.

read the full terms

PNC Bank Logo10. PNC Bank

PNC is running a couple of welcome bonus offers targeting small business owners. For this one, you'll need to open either a Business Checking or Business Checking Plus account and then meet balance and debit card requirements.

This is a straightforward, nationally-available bonus for business owners.

If your company has higher balances or transaction volume, PNC is running a larger bonus for their enterprise checking accounts, so check those out, too!

Business Checking Account - $200 bonus

Expires: March 31, 2023

The Business Checking Account signup offer requires you to deposit and maintain a minimum balance and make purchases using the account's card in order to earn the $200 bonus. Full requirements to receive this bonus are:

  1. Open a new Business Checking or Business Checking Plus account.
  2. For 3 statement cycles, maintain an average balance of $5,000.
  3. During those same statement cycles, make 20 debit card purchases.
  4. Bonus will be deposited within 90 days of meeting the requirements.

read the full terms

PNC Bank Logo11. PNC Bank

PNC is running a couple of welcome bonus offers targeting business owners. For this one, you'll need to open either a Treasury Enterprise Plan or Analysis Business Checking account and then meet balance requirements.

This is a straightforward, nationally-available bonus for business owners.

If you're a small business owner with smaller balance or transaction volume, PNC is also running a $200 bonus for their small business checking accounts, so check those out, too!

Enterprise Checking Account - $500 bonus

Expires: March 31, 2023

The Enterprise Checking Account signup offer requires you to deposit and maintain a minimum balance in order to earn the $500 bonus. Full requirements to receive this bonus are:

  1. Open a new Treasury Enterprise Plan or Analysis Business Checking account.
  2. For 3 statement cycles, maintain a $30,000 balance.
  3. Bonus will be deposited within 90 days of meeting the requirements.

read the full terms

M&T Bank Logo12. M&T Bank

M&T is offering $300 to new Tailored Business Checking customers. You'll need to deposit $5,000 and maintain that average balance in the third full calendar month after the account was opened. That means this bonus represents a 72% effective return on your savings. Whoa!

If you're also in the market for a Merchant Services account, you can combine this offer with their Merchant Services fee waiver offer, saving you $14.99 for up to 12 months! This brings the total combined bonus to $479.88.

M&T Tailored Business Checking - $300 bonus

Expires: March 31, 2023

The M&T Tailored Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $300 bonus. Full requirements to receive this bonus are:

  1. Open a Tailored Business Checking account using the link below.
  2. For the third full calendar month following account opening, maintain an average balance of $5,000 to earn $300.
  3. Bonus will be awarded within 45 days after the end of the third full calendar month after the account was opened.

read the full terms

S&T Bank Logo13. S&T Bank

S&T Bank is offering new business checking customers up to $600 cash.

The bonus breaks down into two parts: $300 for opening a Basic Business Checking account and funding it with at least $1,000, while also requesting and activating a debit card.

An additional $300 is up for grabs if you also open a new payment processing account with them. Fortunately, if you can't or don't want to open the processing account, you're still eligible for the $300 account opening bonus.

Basic Business Checking - up to $600 bonus

Expires: March 31, 2023

The Basic Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $600 bonus. Full requirements to receive this bonus are:

  1. Open a new Basic Business Checking account using the link below.
  2. Within 5 days, deposit $1,000 and have an average daily balance of $1,000 on May 6, 2023.
  3. Apply, receive and activate a debit card to earn $300.
  4. To earn an additional $300, also open a new S&T payment processing account through Elavon and accept payments by Feb 6.
  5. Bonuses will be credited to your account on May 16, 2023.

read the full terms

Axos Bank Logo14. Axos Bank

Available nationwide with the ability to open online, Axos is offering a $200 welcome bonus when you open a new Basic Business checking account and maintain a minimum balance. This is double their previous offer so now might be a good time to jump on it!

It's important to note that only new businesses (those incorporated after 06/01/2020) are eligible for $200 and must use promo code NEWBIZ200. If your business is older than that, you'll only be eligible for a $100 bonus and must use promocode NEWAXOSBIZ.

Wanna get an interest-bearing account instead? They're also running this promotion on their Business Interest Checking account.

Basic Business Checking - up to $200 bonus

Expires: March 31, 2023

The Basic Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus. Full requirements to receive this bonus are:

  1. Open a new Basic Business checking account from Axos Bank with promo code NEWBIZ200 (or NEWAXOSBIZ for older companies).
  2. In the first two months after account opening, maintain an average daily balance of at least $2,500.
  3. Bonus will be deposited into your new account within 5 business days of your statement cycle date.

read the full terms

Wintrust Bank Logo15. Wintrust Bank

Wintrust Community Bank is offering small business owners a $300 sign up bonus for opening a new Entrepreneur Checking account.

You'll need to open the account in-branch and mention to the teller that you want to take part in this offer. After that the requirements are pretty straightforward: deposit and maintain $1,500 for 2 months, and complete 5 qualifying transactions each month. Qualifying transactions include ACH debits and credits, wire transfers, and debit card transactions, so that should be an easy requirement to meet.

Entrepreneur Checking - $300 bonus

Expires: March 31, 2023

The Entrepreneur Checking signup offer requires you to deposit and maintain a minimum balance and make purchases using the account's card in order to earn the $300 bonus. Full requirements to receive this bonus are:

  1. Open a new Entrepreneur Checking account and tell the bank you're aware of this offer.
  2. Enroll in online banking and eStatements.
  3. For 2 consecutive months, maintain a balance of $1,500.
  4. In the same 2 months, complete 5 qualifying transactions (ACH debit, ACH credit, wire transfer and debit card transactions).
  5. Bonus will be credited to your new account within 30 calendar days of meeting requirements.

read the full terms

BMO Harris Bank Logo16. BMO Harris Bank

Available in select states within their footprint, BMO Harris is offering up to a $400 welcome bonus when you open a new business checking account and meet the minimum balance requirements. This is a tiered bonus, the higher the balance, the more you can earn. It's worth noting that this bonus is not quite as high as a recent one offered for the same tiers.

Business Checking - up to $400 bonus

Expires: May 12, 2023

The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $400 bonus. Full requirements to receive this bonus are:

  1. Open a new BMO Harris business account online or in branch using the promo code provided at the link below.
  2. By day 31 have a balance of at least $5,000 and maintain it for the next 120 days to be eligible to earn $250 OR have a balance of at least $10,000 and maintain it for the next 120 days to be eligible to earn $400.
  3. Within the first 90 days, complete 10 qualifying transactions. (any combination of: ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions).
  4. Bonus will be deposited into the new checking account within 14days of meeting the promotion requirements, approximately Day 135.

read the full terms

Citi® Logo17. Citi®

Renewed for 2023, CitiBusiness if offering up to $2,000 when you open a new business checking account in-branch and make a minimum deposit within 30 days.

This is a tiered offer, where the more you deposit the more you earn (starting at a $200 bonus for $5,000, up to the full $2,000 for depositing a cumulative $200,000).

If you have the cash and live close to a physical branch, this is a solid welcome bonus. The lowest tier represents a 12% effective rate on your savings – not bad!

Branches currently located in the following metropolitan areas: Los Angeles (CA), Orange County (CA), Riverside (CA), San Diego (CA), San Francisco (CA), Miami (FL), Chicago (IL), Baltimore (MD), Las Vegas (NV), New York City (NY), and Washington, DC.

Business Checking Account - up to $2000 bonus

Expires: July 12, 2023

The Business Checking Account signup offer requires you to deposit and maintain a minimum balance in order to earn the $2000 bonus. Full requirements to receive this bonus are:

  1. Open a new Citibank business checking account in-branch.
  2. Within 30 days, deposit $5,000 to earn $200, $15,000 to earn $500, $25,000 to earn $700, $50,000 to earn $1,000, $100,000 to earn $1,500, or $200,000 to earn $2,000.
  3. Maintain that balance for 60 days.
  4. The bonus will be credited to your business checking account within 90 days from the end of the month in which you complete the requirements.

read the full terms

1st United Credit Union Logo18. 1st United Credit Union

If you're a business owner that lives or works in certain counties of California, check out this super easy bonus from 1st United Credit Union. You just need to open a new business checking account using the promo code SMALLBIZ, and 1st United CU will give you $200. Seriously, it's that simple.

Keep in mind you'll need to keep the account open for at least 6 months to avoid forfeiting the bonus.

Business Checking - $200 bonus

Expires: December 31, 2023

The Business Checking signup offer requires you to complete the following in order to earn the $200 bonus. Full requirements to receive this bonus are:

  1. Open a new Basic or Interest business checking account using the promo code SMALLBIZ.
  2. Bonus will be credited to your account by the tenth of the month following account opening.

read the full terms

Seacoast Bank Logo19. Seacoast Bank

Back for 2023, Seacoast Bank is offering small business owners up to $600 cash to open a Business Checking or Business Checking Plus account. Users have the option to go for $600 or $250. To earn $600 you'll need to deposit $10,000+, maintain it for 90 days and also making 15 qualifying electronic transactions. If you choose the $250 route, you'll only need to deposit $5,000+, maintain it for 90 days and make 10 qualifying electronic transactions.

Business Checking - up to $600 bonus

Expires: December 31, 2023

The Business Checking signup offer requires you to optionally, deposit and maintain a minimum balance, make purchases using the account's card and set up bill pay in order to earn the $600 bonus. Full requirements to receive this bonus are:

  1. Open a new Business Checking or Business Checking Plus account using the link below. If prompted, use promo code BIZ600 for the $600 bonus or BIZ250 for the $250 bonus
  2. Within 15 days, deposit $5,000 and maintain at least an average daily balance of $5,000 for the first 90 days to be eligible for the $250 bonus ($10,000 to be eligible for the $600 bonus).
  3. During the first 90 days also make 10 qualifying electronic transactions (15 for the $600 bonus).
  4. Bonuses will be credited to your account within 95 days of setting up the account.

read the full terms

American Express Logo20. American Express

Available nationwide with the ability to open online, Amex is offering a 30,000 MR Points welcome bonus when you open a new business checking account and make qualifying transactions. Previously, this was a cash offer, but Amex is now offering it as Membership Rewards points which means you can likely stretch it further if you redeem for travel. This is a rare offer from American Express and relatively easy to earn.

Business Checking - 30,000 MR bonus points

Expires: Limited Time

The Business Checking signup offer requires you to deposit and maintain a minimum balance and make purchases using the account's card in order to earn the 30,000 MR bonus points. Full requirements to receive this bonus are:

  1. Open a new business checking account.
  2. Within 20 days, deposit $5,000 into your account and maintain an average account balance of $5,000 for 60 days.
  3. Within 60 days, make 10 or more transactions (mobile deposits, and electronic/online transactions including ACH, Wire, and Bill Payments).
  4. Bonus will be deposited within 8-12 weeks after completing the requirements.

read the full terms

Bonus: Business Credit Card Sign-Up Offers

Opening a new checking account isn’t the only way to earn a bonus for your small business. Banks also offer incentives to open a new credit card.

Typically, you’ll need to apply for the new card and then spend a certain amount within the first few months to qualify.

The intro offer typically aligns with the card’s normal rewards – so cashback cards will give you cash (as statement credits or into your rewards account), rewards cards will give you points, and travel cards will give you bonus miles.

Since most businesses would benefit from putting their spend on a credit card (earn those rewards!), here are a few of the best business credit card offers that are active right now:

  1. Ink Business Unlimited® Credit Card: $900 bonus
  2. Ink Business Preferred® Credit Card: 100,000 bonus points
  3. World of Hyatt Business Credit Card: 60,000 bonus points
  4. Ink Business Cash® Credit Card: $900 bonus
  5. IHG® Rewards Premier Business Credit Card: 140,000 bonus points

Ink Business Unlimited® Credit Card Logo1. Ink Business Unlimited® Credit Card

In addition to the other card perks like cash back and no annual fee, Chase is offering a $900 bonus to new Ink Business Unlimited® cardholders.

They've lowered the spending threshold and raised the bonus amount in their BEST offer ever on this card!

The Ink Business Unlimited Card from Chase offers steady cashback across all categories, so you don’t have to worry about tracking bonus categories or spending caps. It’s a great option for earning modest rewards with a welcome bonus and a host of ongoing incentives for applicants.

Ink Business Unlimited® Credit Card - $900 bonus

The Ink Business Unlimited® Credit Card offer requires you to make purchases using the account's card in order to earn the $900 bonus. Full requirements to receive this bonus are:

  1. Apply for a new Ink Business Unlimited® credit card using the link below.
  2. Within 3 months, spend $6,000 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 90,000 points, which can be redeemed for $900 cash.

read the full terms

Ink Business Preferred® Credit Card Logo2. Ink Business Preferred® Credit Card

Chase is offering 100,000 bonus points to new Ink Business Preferred® cardholders. Those points can be redeemed for $1,000 cash, or they can be stretched to $1,250 if put them toward travel through Chase Ultimate Rewards®.

To get the points, you will need to make $15,000 worth of purchases in the first three months.

Offering high rewards on bonus categories that can be redeemed via the Ultimate Rewards Program, a sweet welcome bonus, and a handful of premier perks, the Chase Ink Business Preferred Card is an excellent choice for the average business owner who doesn’t mind a small annual fee.

Ink Business Preferred® Credit Card - 100,000 bonus points

The Ink Business Preferred® Credit Card offer requires you to make purchases using the account's card in order to earn the 100,000 bonus points. Full requirements to receive this bonus are:

  1. Apply for a new Ink Business Preferred® credit card using the link below.
  2. Within 3 months, spend $15,000 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 100,000 points, which can be redeemed for $1,000 cash or $1,250 in travel rewards.

read the full terms

World of Hyatt Business Credit Card Logo3. World of Hyatt Business Credit Card

The World of Hyatt Business credit card is a relatively new co-branded business card from Chase and Hyatt, and they're offering 60,000 bonus points to new cardholders.

Unfortunately, this is down from their previous offer of 75,000 points.

That said, 60,000 points is still enough to cover the cost of up to 12 nights at a category 1 hotel, and the spend requirement was also reduced to reflect the lower reward – from $7,500 to $5,000.

Plus, this is in addition to the other great perks of the card (jump below to read more). Keep in mind, however, that the card has a $199 annual fee which is not waived in the first year (unlike many other annual-fee cards) – so factor that in accordingly.

If you’re partial to Hyatt properties and your business takes you on the road often, the World of Hyatt Business Card from Chase should be on your radar as a tool to help you save and work your way up to elite status. You’ll also enjoy competitive rewards and exclusive perks.

World of Hyatt Business Credit Card - 60,000 bonus points

The World of Hyatt Business Credit Card offer requires you to make purchases using the account's card in order to earn the 60,000 bonus points. Full requirements to receive this bonus are:

  1. Apply for a new World of Hyatt Business credit card using the link below.
  2. Within 3 months, spend $5,000 using your new card.
  3. Bonus points will be credited to your World of Hyatt account within 6 to 8 weeks.

read the full terms

Ink Business Cash® Credit Card Logo4. Ink Business Cash® Credit Card

In addition to the other card perks like cash back and no annual fee, Chase is offering a $900 bonus to new Ink Business Cash® cardholders.

They've lowered the spending threshold and raised the bonus amount in their BEST offer ever on this card!

The Chase Ink Business Cash Card is a great rewards card for small business owners, especially if you rack up a lot of telecom and office supply purchases. Since the card earns Chase Ultimate Rewards, you can redeem them a number of ways, making the fee-free card even more appealing.

Ink Business Cash® Credit Card - $900 bonus

The Ink Business Cash® Credit Card offer requires you to make purchases using the account's card in order to earn the $900 bonus. Full requirements to receive this bonus are:

  1. Apply for a new Ink Business Cash® credit card using the link below.
  2. Within 3 months, spend $6,000 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 90,000 points, which can be redeemed for $900 cash.

read the full terms

IHG® Rewards Premier Business Credit Card Logo5. IHG® Rewards Premier Business Credit Card

When IHG recently revamped its reward programs, it also introduced changes to its credit card lineup – including the introduction of this business equivalent to its personal IHG® Rewards Premier credit card. The personal card's perks, earnings rates, and introductory bonus offer were all improved – and all of that was cloned to this card for business owners.

As a new IHG® Rewards Premier Business cardholder, Chase is offering 140,000 bonus points after you spend $3,000 on the card. That's nearly 4 free nights at an IHG property, which includes hotels and resorts under the brands Six Senses, Regent, InterContinental, Kimpton, Hotel Indigo, Voco, Hualuxe, Crowne Plaza, Holiday Inn, Candlewood Suites, and more.

Additionally, you can get an extra $100 statement credit and 10,000 bonus points every year by spending $20,000 using your card and then making one additional purchase at least one day after you meet the $20k threshold.

The IHG Rewards Premier Business Card is a smart addition to your wallet if you’re a small business owner who can book regular stays at IHG properties. The welcome bonus, generous rewards, and perks like a free night’s stay each year help to justify the low annual fee for IHG loyalists.

IHG® Rewards Premier Business Credit Card - 140,000 bonus points

The IHG® Rewards Premier Business Credit Card offer requires you to make purchases using the account's card in order to earn the 140,000 bonus points. Full requirements to receive this bonus are:

  1. Apply for a new IHG® Rewards Premier Business credit card using the link below.
  2. Within 3 months, spend $3,000 using your new card.
  3. Bonus points will be credited to your IHG® Rewards account within 6 to 8 weeks.

read the full terms

What is a Business Checking Account Bonus?

A business checking account bonus is a reward that banks use to entice new customers. Not all banks offer them, and the ones that do tend to pay out a few hundred bucks.

But it’s not that simple. Typically, you must be a new customer, and you’ll need to complete a series of qualifying actions after account opening.

For example, some banks require you to maintain a certain balance amount for 60 to 90 days, while others expect you to receive a specified number of direct deposits. You also might need to apply for your account with a unique link or a promo code.

It all depends on the bank’s terms. With that said, it’s important to ensure you’ll be able to meet those terms if you want to cash in.

Cash bonuses are most common, though some accounts might offer access to integrated software or partner discounts. Again, it all depends on the particular bank.

Business Bank Account Promotions FAQs

What banks give bonuses for opening business accounts?

It isn’t an absolute rule, but in general, the bigger the bank, the more likely you are to see a bonus. This is because smaller online banks tend to offer lower fee schedules and higher savings rates rather than big sign-up offers.

With this in mind, big banks like Chase and PNC are known for attractive promotional offers. You also might have luck with regional banks like Huntington.

But be careful. If the bank charges hefty monthly fees, any bonus earnings you get will quickly wash away.

Which bank is best for LLC?

There’s no clear cut answer here since every LLC is different and requires different things. For example, if your business frequently sends or processes ACH transactions, you’ll want to find a bank that doesn’t charge fees for those services. Spoiler alert: Big banks usually do.

Start by narrowing down which bank features are most important for your business. From there, identify which banks can provide those services without charging fees.

As a small business owner myself, I absolutely loathe bank fees.

Which bank offers the best business bank account?

Again, it depends. If you’re looking for the biggest bonus, consult the above list. As for which bank is best for your business, you first need to identify what it is that you and your business need from your bank.

Once you’ve done that, the best business bank account for you should make itself a lot more obvious.

As a business owner, your first priority is always finding an account that’ll help you run your business more effectively. If you can have that, plus a little extra cash in the bank, you’ll be in good shape.