Huntington is offering a welcome bonus to those opening new personal checking accounts. This one offers $400 for receiving direct deposits within 90 days of opening the account.
Huntington Bank has had a few different renditions of this offer. The bonus amount of $400 seems steady, but they've previously required anywhere between $1 and $1,000 in direct deposits to qualify. This one is squarely in the middle, with a requirement of $500 or more.
This account comes with a monthly fee unless you meet the requirements to waive it. You'll also want to note that while there is no minimum opening deposit for the account itself.
How To Earn The Bonus
The Huntington Bank Perks Checking promotion requires you to set up and have eligible direct deposits in order to earn the $400 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Closing the account within 6 months of opening will incur an Early Account Closing fee.
- Deposit must be in "new money" – in other words, it has to be from an account outside of Huntington to qualify.
- This offer is only available to new personal checking customers. All existing Huntington checking customers, including those with any relationship (including fiduciary) to any other Huntington checking account, or those who closed a checking account within the last six months, are not eligible.
- Qualifying direct deposits are regular, periodic automated clearing house (ACH) credits, which may include payroll, salary, pension or government payments (such as Social Security). Payments through the Real-Time Payments (RTP) network, and payments through peer-to-peer networks such as PayPal, Zelle, Venmo or others do not qualify as direct deposits.
- You must open the account from the linked page, or in-branch while mentioning this promo. Apply buttons on other pages will not generate a bonus code.
Open a Perks Checking account before the bonus expires on January 15, 2027
How does this personal checking offer from Huntington Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Personal Checking
- Bonus
- up to $600 cash bonus*
- Account Type
- Personal Checking
- Expires In
- 48 days
- Requires
- Direct Deposit
PNC
Virtual Wallet® with Performance Select
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 71 days
- Requires
- Qualifying Direct Deposit
Chase
Chase Total Checking®
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 91 days
- Requires
- Direct Deposit
Recent Versions of This Offer
Banks often tweak the requirements and the reward amount of their welcome offers. Track how this welcome bonus from Huntington Bank has changed over time:
| Promo Dates | Amount | Requirement Notes |
|---|---|---|
| Aug 1 - Sep 30, 2026 | $400 | Receive any direct deposit within 90 days. |
Why Huntington National Bank?
Huntington National Bank is headquartered in Ohio and has 1,400 physical branches located throughout the midwest – with the heaviest footprint being in Michigan, Ohio, Illinois, and Minnesota.
The bank offers a wide range of personal, business and commercial financial products, which are no-frill and generally low (or have easily avoided) fees. Don't expect top rates, but the bank is a convenient option for those living near branches.
Plus, Huntington Bank offers consistent promotions and bonus offers to attract new customers, usually with reasonable requirements.
Learn more in our Huntington National Bank review
Perks Checking
Perks Checking is an interest-bearing checking account with five free non-Huntington ATM withdrawals per month.Fees
Perks Checking does charge a monthly maintenance fee of $10, but there are ways to get this waived:
- Make $1,000 in total monthly deposits.
- OR, Maintain $5,000 in relationship balances from checking and savings
Apply now for a Perks Checking account to earn the $400 bonus offer
Share Your Thoughts or Questions
There have been 5 comments about the Huntington Bank Perks Checking $400 Bonus.
Glenn
1 month ago24 months not 12 months from closing account. This is in South Carolina
ReplyReply to Glenn
Rebecca
November 17, 2023I've received 2 bonuses from this bank - for $150, and then in early 2023 for $400 - so this current $400 offer is generous. They allow you to open a new account after 6 months, which is the shortest period of time for that I've seen! For the first account my college-aged daughter also opened an account for her summer job paychecks, and earned $150. She had to open her account in person at a branch as it wouldn't go through online.
ReplyReply to Rebecca
JAMON
November 16, 2023This bank allows repeat bonuses. I've now opened and closed accounts 2 times, for $250, and $400 bonuses. I couldn't open the account online - I had to take my documents into the branch near me to finish the application. But for $400...ok with me. I did have to keep $5,000 in for about 3 months to avoid fees. Had to do a deposit every month, watch that too. Had to close via phone (no online option).
ReplyReply to JAMON
Jon Snow
November 14, 2023I applied from outside their footprint but was denied. These are the states in their footprint: Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, West Virginia, or Wisconsin.
ReplyReply to Jon Snow
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