Huntington Perks Checking $400 Bonus

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Huntington National Bank : Perks Checking

$400

4.4

BankBonus.com score

Availability

Ease

Amount

Fees

Offer Expires In

How To Earn The Bonus

  1. Open a new Huntington Perks Checking account using the link below.
  2. Within 90 days, make a qualifying direct deposit.
  3. Keep your account open for 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

Available in Your Area?

No

Monthly Fees?

Yes

Open Online?

Yes

Credit Pull?

Unknown

Huntington National Bank logo

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at Huntington

Huntington is offering a welcome bonus to those opening new personal checking accounts. This one offers $400 for any deposit into their Perks Checking account. Previously they required at least $1,000 to qualify.

This account comes with a monthly fee unless you meet the requirements to waive it. You'll also want to note that while there is no minimum opening deposit for the account itself.

How To Earn The Bonus

The Huntington Perks Checking promotion requires you to deposit and maintain a minimum balance in order to earn the $400 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • Closing the account within 6 months of opening will incur an Early Account Closing fee.
  • Deposit must be in "new money" – in other words, it has to be from an account outside of Huntington to qualify.
  • This offer is only available to new personal checking customers. All existing Huntington checking customers, including those with any relationship (including fiduciary) to any other Huntington checking account, or those who closed a checking account within the last six months, are not eligible.
  • Qualifying direct deposits are regular, periodic automated clearing house (ACH) credits, which may include payroll, salary, pension or government payments (such as Social Security). Payments through the Real-Time Payments (RTP) network, and payments through peer-to-peer networks such as PayPal, Zelle, Venmo or others do not qualify as direct deposits.
  • You must open the account from the linked page, or in-branch while mentioning this promo. Apply buttons on other pages will not generate a bonus code.

How does this personal checking offer from Huntington compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

PNC

Virtual Wallet®

Bonus
up to $400
Account Type
Personal Checking
Expires In
77 days
Requires
  • Direct Deposit

TD Bank

Beyond Checking

Bonus
$300
Account Type
Personal Checking
Expires In
261 days
Requires
  • Direct Deposit

U.S. Bank

U.S. Bank Smartly® Checking

Bonus
up to $700
Account Type
Personal Checking
Expires In
73 days
Requires
  • Direct Deposit
  • Min Balance (optional)

Why Huntington National Bank?

Huntington National Bank is headquartered in Ohio and has 1,400 physical branches located throughout the midwest – with the heaviest footprint being in Michigan, Ohio, Illinois, and Minnesota.

The bank offers a wide range of personal, business and commercial financial products, which are no-frill and generally low (or have easily avoided) fees. Don't expect top rates, but the bank is a convenient option for those living near branches.

Plus, Huntington Bank offers consistent promotions and bonus offers to attract new customers, usually with reasonable requirements.

Perks Checking

Perks Checking is an interest-bearing checking account with five free non-Huntington ATM withdrawals per month.

Fees

Perks Checking does charge a monthly maintenance fee of $10, but there are ways to get this waived:

  • Make $1,000 in total monthly deposits.
  • OR, Maintain $5,000 in relationship balances from checking and savings

Share Your Thoughts or Questions

There have been 3 comments about the Huntington Perks Checking $400 Bonus.

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Rebecca

November 17, 2023

I've received 2 bonuses from this bank - for $150, and then in early 2023 for $400 - so this current $400 offer is generous. They allow you to open a new account after 6 months, which is the shortest period of time for that I've seen! For the first account my college-aged daughter also opened an account for her summer job paychecks, and earned $150. She had to open her account in person at a branch as it wouldn't go through online.

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JAMON

November 16, 2023

This bank allows repeat bonuses. I've now opened and closed accounts 2 times, for $250, and $400 bonuses. I couldn't open the account online - I had to take my documents into the branch near me to finish the application. But for $400...ok with me. I did have to keep $5,000 in for about 3 months to avoid fees. Had to do a deposit every month, watch that too. Had to close via phone (no online option).

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Jon Snow

November 14, 2023

I applied from outside their footprint but was denied. These are the states in their footprint: Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, West Virginia, or Wisconsin.

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