Best Bank Promotions in Pennsylvania (December 2024)

Banks and credit unions are eager to get more customers, and a lot of them offer bonuses to draw them in. Our team has tracked down several excellent bank promotions in Pennsylvania.

If you live in the Keystone State, we’re here to help you unlock bonuses from some of the best banks and credit unions in your area.

Take a look at the list below to compare bonus requirements, learn more about the accounts, and apply for any that interest you.

Here are 3 of our featured bank bonuses that can be obtained nationwide:

BMO

Smart Advantage Checking Account

Bonus
$300
Account Type
Personal Checking
Expires In
47 days
Requires
  • Direct Deposit

SoFi

SoFi Checking and Savings

Bonus
up to $300
Account Type
Personal Checking
Expires In
13 days
Requires
  • Direct Deposit

Upgrade

Rewards Checking Plus

Bonus
$200
Account Type
Personal Checking
Expires In
Limited Time
Requires
  • Card Spend

 

Personal Checking Bonuses in Pennsylvania

Here are the current personal checking promotions available in PA:

1. TD Bank Beyond Checking - $300 bonus

TD Bank is offering a $300 welcome bonus for opening a personal checking account and using direct deposit within the first 2 months. What's more, you can maximize this promo by also opening a new personal savings account — stacking an extra $200 on top of this offer for a total of $500.

If the $2,500 in direct deposit is too high, they're also running a smaller offer with only a $500 deposit requirement.

While this isn't available nationwide, it is open to a healthy list of states, and is no longer targeted to select customers.

If you're eligible, we definitely recommend claiming this easy bonus.

Offer is available in these states: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT

TD Bank : Beyond Checking

Bonus Amount
$300
Account Type
Personal Checking
Availability
CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
Offer Expires
January 1, 2025
Bonus Requirements
  1. Open a TD Beyond Checking account using the link below.
  2. Within 60 days, have a total of $2,500 in direct deposits.
  3. Bonus will be paid on or before 180 days after account opening.

2. TD Bank Complete Checking - $200 bonus

TD Bank is offering a $200 welcome bonus for opening a personal checking account and using direct deposit within the first 2 months. What's more, you can maximize this promo by also opening a new personal savings account — stacking an extra $200 on top of this offer for a total of $400.

This is the highest we've seen this offer so now might be a great time to jump on it if you've been on the fence.

This is the smaller of 2 personal checking welcome offers that TD is currently running, with the other requiring a $2,500 direct deposit for a $300 bonus.

While this isn't available nationwide, it is open to a healthy list of states, and is no longer targeted to select customers.

If you're eligible, we definitely recommend claiming this easy bonus. Offer is available in these states: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT

TD Bank : Complete Checking

Bonus Amount
$200
Account Type
Personal Checking
Availability
CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
Offer Expires
January 1, 2025
Bonus Requirements
  1. Open a TD Complete Checking account using the link below.
  2. Within 60 days, have a total of $500 in direct deposits.
  3. Bonus will be paid on or before 180 days after account opening.

3. KeyBank Key Smart Checking® - $300 bonus

KeyBank is back with their personal checking bonus and is offering $300 to new Key Smart Checking® account customers after qualifying activities.

You'll need to make the minimum opening deposit of $10, plus one eligible direct deposit of at least $1,000 within the first 60 days of account opening.

While this isn't quite nationwide, the bonus has a wide footprint and is redeemable online. Check it out!

KeyBank : Key Smart Checking®

Bonus Amount
$300
Account Type
Personal Checking
Availability
AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA
Offer Expires
May 16, 2025
Bonus Requirements
  1. Open a no-monthly-maintenance-fee Key Smart Checking® account online with at least $10 by May 16, 2025.
  2. Within 60 days, make 1 single eligible direct deposit of at least $1,000.
  3. Bonus will be credited to your account within 60 days of meeting requirements.
  4. Account must not be closed at the time of gift payment.

4. Truist One Checking - $400 bonus

Truist, has a very solid offer for a new One Checking account, and $100 more than when it was previously offered. Available mostly along the East Coast and Southern states with the ability to open online, Truist is offering a $400 welcome bonus when you open a new One checking account and set up direct deposit.

Truist Bank : Truist One Checking

Bonus Amount
$400
Account Type
Personal Checking
Availability
AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
Offer Expires
April 30, 2025
Bonus Requirements
  1. Open a new One Checking account online or in-branch using promo code AFL2425TR1400.
  2. Within 120 days of account opening, complete two qualifying direct deposits totaling $1000 or more.
  3. The reward will be deposited into the new checking account within 4 weeks of verifying the Direct Deposit qualification requirement.
  4. Terms Apply. Member FDIC.

5. M&T Personal Checking - $200 bonus

M&T is offering $200 if you open one of their personal checking accounts and make a small direct deposit within 90 days.

If you're not able to meet the requirements to waive the maintenance fees, you can alternatively opt for their basic checking account.

Regardless, be sure to enter your zipcode on the linked offer page, which will auto apply the appropriate promo code if you're within a targeted zipcode. Many readers have tried to apply the promo to an outside zip, and while the system allows you to move forward, you'll be "surprised" with no bonus payout when that time comes.

M&T Bank : Personal Checking Account

Bonus Amount
$200
Account Type
Personal Checking
Availability
CT, DC, DE, MD, NJ, NY, PA, VA, WV
Offer Expires
December 31, 2024
Bonus Requirements
  1. Open a new M&T checking account using the link below.
  2. Within 90 days, make at least $500 in direct deposits.
  3. The bonus will be credited to your account within 90 days of all requirements being met.

6. Premier Bank Simple Checking - $200 bonus

Premier Bank is offering new Simple Checking customers a sign-up bonus worth $200. Previously, this bonus was more a la carte with several smaller bonuses you could earn; however, now you must now complete all actions to receive the reward. They've also doubled the number of debit card purchases required.

Premier Bank : Simple Checking

Bonus Amount
$200
Account Type
Personal Checking
Availability
IN, MI, OH, PA
Offer Expires
December 31, 2024
Bonus Requirements
  1. Open a new personal checking account using the link below.
  2. Within 60 days, make 20 purchases using your debit card and complete a Direct Deposits totaling at least $1000.
  3. Bonuses will be credited to your new checking account 120 days after account opening.
Apply Now

at Premier Bank

7. Fulton Bank Personal Checking - $300 bonus

Fulton Bank is offering $300 to new Simply Checking customers for completing direct deposit requirements. If you live in one of the targeted areas, this is an easy bonus for opening a personal checking account that has no monthly fees.

The fine print states that you will have needed to receive a direct communication (email or digital ad) from them to be eligible, but YMMV.

Fulton Bank : Personal Checking

Bonus Amount
$300
Account Type
Personal Checking
Availability
DE, DC, MD, NJ, PA, VA
Offer Expires
December 31, 2024
Bonus Requirements
  1. Open a new Simply Checking account using the link below.
  2. Within 60 days, set up a recurring direct deposit totaling $500.
  3. Bonus will be credited to your account 4-6 weeks after meeting the requirements.

8. Penn Community Bank Personal Checking - up to $350 bonus

Available in Pennsylvania with the ability to open online, Penn Community Bank is offering up to a $350 welcome bonus when you open a new personal checking account and use your debit card or set up direct deposit. This time around the bonus is to celebrate the opening of their new branch in Allentown. To get the full $350 you'll need to add a savings account at time of signup which will tack on an extra $50.

Penn Community Bank : Personal Checking

Bonus Amount
up to $350
Account Type
Personal Checking
Availability
PA
Offer Expires
December 31, 2024
Bonus Requirements
  1. Open a new personal checking account with $25 or more using the link below.
  2. Within 60 days make direct deposits totaling at least $1000 OR complete at least 20 debit card purchases to earn $300.
  3. To earn an additional $50, open a new Statement Savings with at least $25 at the same time as qualifying checking account, and maintain the account's minimum daily balance to avoid the fee and earn interest for 60 days from account opening.
  4. Bonus(es) will be deposited to the checking account within 45 days after meeting offer requirements.
Apply Now

at Penn Community Bank

9. Firstrust Savings Bank Eagles Firstpay℠ - 35,000 bonus points

Firsttrust Bank is offering new Eagles FirstPay℠ Checking customers 35,000 bonus reward points. The points can be redeemed for $550 in gift cards, merch, or travel. You just need to open a new account, then use your debit card to make purchases totaling $350. Not bad!

This is similar to their previous offer, which was a combo of cash + points offer.

Firstrust Savings Bank : Eagles Firstpay℠

Bonus Amount
35,000 Points
Account Type
Personal Checking
Availability
DE, MD, NJ, PA
Offer Expires
December 31, 2024
Bonus Requirements
  1. Open a new Eagles Firstpay checking account using the link below.
  2. Within 60 days, make debit card purchases totaling $350.
  3. Bonus will be credited within 30 days in the form of 35,000 points, which can be redeemed for a gift card, merchandise or travel.
Apply Now

at Firstrust Savings Bank

10. American Heritage Credit Union Personal Checking - up to $300 bonus

American Heritage Credit Union is offering up to $225 in welcome bonuses when you open a new checking account through a valid workplace partner and set up direct deposit. Unfortunately, this offer is only available for employees of organizations who are in the American Heritage Credit Union Workplace Partner Program. What's even more? You can receive an additional $75 by using your debit card as outlined below for a total of $300.

See if your workplace is on this list

American Heritage Credit Union : Personal Checking

Bonus Amount
up to $300
Account Type
Personal Checking
Availability
PA
Offer Expires
December 31, 2024
Bonus Requirements
  1. Join American Heritage Credit Union.
  2. Open a new personal checking account through a valid workplace partner (or designation if opened online).
  3. Make direct deposits totaling $500 or more in each of the following full three statement cycles following the month of account opening and receive $75 per statement cycle.
  4. Make 30 or more cumulative debit card transactions during the first three full statement cycles following account opening to receive an additional $75 bonus.
  5. Bonuses will be awarded at end of 90 day promotional period.
Apply Now

at American Heritage Credit Union

11. S&T Bank Personal Checking - $400 bonus

S&T Bank is offering new customers a way to receive a whopping $400 bonus for eligible customers in Eastern Pa. After opening a personal checking account, complete direct deposits of $500 within 90 days. Thats it!

They used to have the option to spend $1000 in debit card purchases to receive this offer, but that is not available this time around.

This offer is the same promotion they've run in the past, only they increased the reward from $300 to $400. Can't complain about that (unless you don't live in their footprint.. then you can pout a little. ;)).

S&T Bank : Personal Checking [E. Pennsylvania]

Bonus Amount
$400
Account Type
Personal Checking
Availability
PA
Offer Expires
December 31, 2024
Bonus Requirements
  1. Open a Preferred, Four Star or Select Banking checking account using the promo code STEPA4Q24.
  2. Within 90 days, make at least two direct deposits of $500
  3. Bonus will be deposited on April 17, 2025.

12. Santander Bank Personal Checking - $400 bonus

Available in select states with the ability to open online, Santander Bank is offering a $400 welcome bonus when you open a new eligible Santander checking account and set up direct deposit.

Keep in mind that you'll need to enter your information (name and email address) on the promo's landing page in order to receive your unique code, which you'll then use on the online application to enroll in the promotion.

A heads up to Florida residents that this promotion is limited to certain zips within Miami-Dade, Monroe, and Broward counties.

Santander Bank : Personal Checking

Bonus Amount
$400
Account Type
Personal Checking
Availability
CT, DE, FL, MA, NH, NJ, NY, PA, RI
Offer Expires
December 31, 2024
Bonus Requirements
  1. Open a new eligible Santander checking account using the link below.
  2. Within 90 days, make direct deposits totaling $5,000 or more.
  3. Keep your account open for at least 90 days.
  4. Bonus will be paid within 30 days of the initial 90 day period.
Learn More

at Santander Bank

13. Firstrust Savings Bank Eagles Firstpay℠ Premier - 50,000 bonus points

Firsttrust Bank is offering new Eagles FirstPay℠ Premier checking customers 50,000 bonus reward points. These can be redeemed for $500 in gift cards, merch, or travel. You just need to open a new account, then use your debit card to make purchases totaling $500. Not bad!

This is up from their previous offer, which had similar requirements but only offered 20,000 points in return.

Firstrust Savings Bank : Eagles Firstpay℠ Premier

Bonus Amount
50,000 Points
Account Type
Personal Checking
Availability
DE, MD, NJ, PA
Offer Expires
December 31, 2024
Bonus Requirements
  1. Open a new Eagles FirstPay℠ Premier checking account using the link below.
  2. Within 60 days, make debit card purchases totaling $500.
  3. Bonus will be credited within 30 days in the form of 50,000 points, which can be redeemed for a gift card, merchandise or travel.
Apply Now

at Firstrust Savings Bank

14. S&T Bank Personal Checking - $300 bonus

S&T Bank is offering new customers a way to receive a whopping $400 bonus for eligible customers in Eastern Pa. After opening a personal checking account, complete direct deposits of $500 within 90 days. Thats it!

They used to have the option to spend $1000 in debit card purchases to receive this offer, but that is not available this time around.

This is a pretty easy offer given the flexible requirements, so if you're located in Ohio, or Western Pennsylvania (Eastern Pa has a $400 bonus), we recommend checking it out!

S&T Bank : Personal Checking [Ohio & W. PA]

Bonus Amount
$300
Account Type
Personal Checking
Availability
OH, PA
Offer Expires
December 31, 2024
Bonus Requirements
  1. Open a Preferred, Four Star or Select Banking checking account using the link below (Promocode: Ohio - STOH4Q24, W. Pa -STWPA4Q24).
  2. Within 90 days, make at least two direct deposits of $500.
  3. Bonus will be deposited on April 17, 2025.

15. Dollar Bank Everything Checking - up to $300 bonus

Available in Ohio, Pennsylvania and Virginia, with the ability to open online, Dollar Bank is offering up to a $300 welcome bonus when you open a new checking account and set up direct deposit.

Dollar Bank, Federal Savings Bank : Everything Checking

Bonus Amount
up to $300
Account Type
Personal Checking
Availability
OH, PA, VA
Offer Expires
December 31, 2024
Bonus Requirements
  1. Open a new Everyday Checking account using the promo code CHK24 online or in branch.
  2. Within 90 days, have direct deposits totaling $2,500 to earn $200.
  3. Keep the account open for a year to receive an additional $100.
  4. $200 bonus will be in the form of a Mastercard debit card rebate, which will be added to the new checking account within 40 days of the qualifying cumulative direct deposits. The $100 credit will be applied within 2 months of the 1-year anniversary of account opening.

16. Clearview Absolute Checking - up to $500 bonus

Clearview Federal Credit Union is offering new members up to $500 for opening an Absolute Checking account.

The base offer is $300 for the checking account, and there are two additional "bonuses" on top: (1) $100 for opening a new savings account (your choice between a traditional savings account, MMA, or 12-month CD) at the same time, and (2) another $100 for leaving your checking account open for 1 year, as an anniversary present. That's a total of $500 if you complete everything.

The different offers have slightly different timelines, but the requirements are all fairly easy to meet with a nice payout. It's a good option if you're located in their Pennsylvania footprint.

Each offer pays out after requirements are met. So, about 60 days after account opening for the checking offer, about 90 days after account opening for the savings offer, and about 1 year after account opening for the anniversary offer.

One nice thing about these "direct deposit" offers is that Clearview's fine print says that almost any deposit not performed by a Clearview employee qualifies (including mobile check deposit, Zelle, Venmo, account transfers, etc), so this is significantly easier than typical direct deposit requirements, which are often restricted to payroll or government benefits.

Clearview Federal Credit Union : Absolute Checking

Bonus Amount
up to $500
Account Type
Personal Checking
Availability
PA
Offer Expires
December 31, 2024
Bonus Requirements
  1. Open a new Absolute Checking account using the promo code SWITCH.
  2. Sign up for eStatements.
  3. Within 60 days, receive a direct deposit of $500 to earn $300.
  4. Within 7 days of account opening, also open a new Clearview Savings, MMA, or 12-month CD.
  5. Deposit $15,000 into the savings account and maintain it for 90 days to be eligible for an additional $100.
  6. Leave your checking account open for 1 year to receive an additional $100.

17. Clearview Basic or Simple Checking - up to $400 bonus

Clearview Federal Credit Union is offering new members up to $400 for opening a Simple, Basic, Fresh Start, or Fresh Start Pro checking account.

The base offer is $200 for the checking account, and there are two additional "bonuses" on top: (1) $100 for opening a new savings account (your choice between a traditional savings account, MMA, or 12-month CD) at the same time, and (2) another $100 for leaving your checking account open for 1 year, as an anniversary present. That's a total of $400 if you complete everything.

The different offers have slightly different timelines, but the requirements are all fairly easy to meet with a nice payout. It's a good option if you're located in their Pennsylvania footprint.

Each offer pays out after requirements are met. So, about 60 days after account opening for the checking offer, about 90 days after account opening for the savings offer, and about 1 year after account opening for the anniversary offer.

One nice thing about these "direct deposit" offers is that Clearview's fine print says that almost any deposit not performed by a Clearview employee qualifies (including mobile check deposit, Zelle, Venmo, account transfers, etc), so this is significantly easier than typical direct deposit requirements, which are often restricted to payroll or government benefits.

Clearview Federal Credit Union : Basic or Simple Checking

Bonus Amount
up to $400
Account Type
Personal Checking
Availability
PA
Offer Expires
December 31, 2024
Bonus Requirements
  1. Open a new Simple, Basic, Fresh Start, or Fresh Start Pro Checking account using the promo code SWITCH.
  2. Sign up for eStatements.
  3. Within 60 days, receive a direct deposit of $500 to earn $200.
  4. Within 7 days of opening your checking account, also open a new Clearview Savings, MMA, or 12-month CD.
  5. Deposit $15,000 into the savings account and maintain it for 90 days to be eligible for an additional $100.
  6. Leave your checking account open for 1 year to receive an additional $100.
  7. Bonus(es) will pay out after each requirement is met.

18. Visions Federal Credit Union Personal Checking - up to $200 bonus

Available in select New York, New Jersey and Pennsylvania counties, Visions Federal Credit Union is offering up to a $200 welcome bonus when you open a new personal checking account and set up direct deposit. This is a tiered bonus, the more activities you can complete, the more you can earn.

Visions Federal Credit Union : Personal Checking

Bonus Amount
up to $200
Account Type
Personal Checking
Availability
NY, NJ, PA
Offer Expires
December 31, 2024
Bonus Requirements
  1. Open your first Visions checking account.
  2. Within 90 days, make new, qualifying, recurring direct deposits of $500 or more made into new checking account, earn $100.
  3. During the same 90 days, link a Visions-issued debit card to the new account, earn $50.
  4. Finally, enroll in digital banking during the promotional period, earn $50.
  5. Direct deposit bonus will be credited 90 days after the open date of new checking account. Debit card and digital banking enrollment bonuses will be deposited within 24 hours of meeting the requirements.
Apply Now

at Visions Federal Credit Union

19. PNC Virtual Wallet® - up to $400 bonus

Available in 23 states plus the District of Columbia, PNC is back with a competitive welcome bonus for opening a personal checking account online and meeting direct deposit requirements within the first 2 months.

This is a tiered offer with the entry level Virtual Wallet® offering $100, $200 for opening a Virtual Wallet® with Performance Spend or $400 for opening a Virtual Wallet® with Performance Select - all with qualifying direct deposit requirements.

Assuming you don't have an account with PNC (and haven't within the last 90 days), we definitely recommend grabbing this easy bonus.

PNC Bank : Virtual Wallet®

Bonus Amount
up to $400
Account Type
Personal Checking
Availability
AL, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KY, MD, MI, NC, NJ, NY, NM, OH, PA, SC, TX, VA, WI, WV
Offer Expires
January 2, 2025
Bonus Requirements
  1. Open a Virtual Wallet® account online to qualify, See link below.
  2. Within 60 days, complete the direct deposit requirements for the account package that you opened: Virtual Wallet® - $500+ to earn $100 bonus, Virtual Wallet® with Performance Spend - $2,000+ to earn $200 bonus, or Virtual Wallet® with Performance Select - $5,000+ to earn $400 bonus.
  3. Bonus will be credited to your account within 60-90 days after meeting requirements.

20. First Commonwealth Bank Personal Checking - $200 bonus

Available to residents within their footprint, First Commonwealth Bank is offering a $200 welcome bonus when you open a new personal checking account and set up direct deposit. What's even more? You can stack this offer with their referral bonus if you know an existing member to earn a total of $300.

First Commonwealth Bank : Personal Checking

Bonus Amount
$200
Account Type
Personal Checking
Availability
PA, OH, IN, KY, WV
Offer Expires
January 31, 2025
Bonus Requirements
  1. Open a new personal checking account using promo code FCB22024.
  2. Within 60 days, make 10 or more qualifying debit card purchases that post and clear the account.
  3. Maintain an active account.
  4. Bonus will be deposited within 60 days of all requirements being met
Apply Now

at First Commonwealth Bank

21. M&T MyChoice Premium - up to $350 bonus

M&T is offering $350 if you open their MyChoice Premium checking account and connect your direct deposit. Don't have a direct deposit? M&T has other bonuses that just require minimum balances.

M&T Bank : MyChoice Premium

Bonus Amount
up to $350
Account Type
Personal Checking
Availability
CT, DC, DE, MD, NJ, NY, PA, VA, WV
Offer Expires
January 31, 2025
Bonus Requirements
  1. Open a new M&T MyChoice Premium Checking account online at the link below or in-branch using promocode "TY"
  2. Within 90 days, make at least $1,000 in qualifying direct deposits.
  3. Bonus will be credited to your account within 90 days of all requirements being met

22. Huntington Perks Checking - $400 bonus

Huntington is offering a welcome bonus to those opening new personal checking accounts. This one offers $400 for any deposit into their Perks Checking account. Previously they required at least $1,000 to qualify.

This account comes with a monthly fee unless you meet the requirements to waive it. You'll also want to note that while there is no minimum opening deposit for the account itself.

Huntington National Bank : Perks Checking

Bonus Amount
$400
Account Type
Personal Checking
Availability
CO, IL, IN, KY, OH, MI, MN, PA, WI, WV
Offer Expires
February 7, 2025
Bonus Requirements
  1. Open a new Huntington Perks Checking account using the link below.
  2. Within 90 days, make a qualifying direct deposit.
  3. Keep your account open for 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

23. Huntington Platinum Perks Checking - $600 bonus

Huntington is offering a couple of welcome bonuses to customers opening new personal checking accounts. This promotion offers $600 for a $25,000 deposit into their premium Platinum Perks Checking account.

They're also running a similar deal for new Perks Checking accountholders, which is their middle-tier personal checking product. That one offers $400 for a direct deposit, in case you don't have the cash to meet this promotion's terms.

Huntington National Bank : Platinum Perks Checking

Bonus Amount
$600
Account Type
Personal Checking
Availability
CO, IL, IN, KY, OH, MI, MN, PA, WI, WV
Offer Expires
February 7, 2025
Bonus Requirements
  1. Open a new Huntington Platinum Perks Checking account using the link below.
  2. Within 90 days, make deposits totaling $25,000.
  3. Keep your account open for 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

24. Huntington Asterisk-Free Checking® - $200 bonus

Huntington is offering a welcome bonus to those opening new personal checking accounts. This one offers $200 for a $1,000 deposit into their fee-free account. They're also running $400 and $600 offers for $500 and $25,000 deposits, respectively.

Huntington National Bank : Asterisk-Free Checking®

Bonus Amount
$200
Account Type
Personal Checking
Availability
OH, MI, IN, PA, KY, WV, IL
Offer Expires
February 7, 2025
Bonus Requirements
  1. Open a new Asterisk-Free Checking account using the link below.
  2. Within 60 days, make deposits totaling $500.
  3. Keep your account open for 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

25. People First Federal Credit Union Free Checking - $250 bonus

Available in select counties of Pennsylvania and New Jersey with the ability to open online, People First Federal Credit Union is offering a $250 welcome bonus when you open a new personal checking account and set up direct deposit. You'll also need to complete purchases with your debit card during the qualification period. Your bonus will not be available immediately, as they will hold the funds in your account until you've been a member for 6 months.

People First Federal Credit Union : Free Checking

Bonus Amount
$250
Account Type
Personal Checking
Availability
NJ, PA
Bonus Requirements
  1. Become a member of People First Federal Credit Union and open a new personal checking account.
  2. Within 45 days, complete direct deposits totaling $500 or more into account.
  3. Within 60 days, make 15 debit card transactions and enroll in eStatements.
  4. Bonus will be deposited within 60 days of qualification.
  5. Bonus will be held (frozen) in your account until the account is 6 months old and released thereafter.
Apply Now

at People First Federal Credit Union

26. Premier America Credit Union Smart Spending - $25 bonus

Available in California and Texas with the ability to open online, Premier America Credit Union is offering a $25 "Head Start" welcome bonus when you open a new Smart Spending account and set up direct deposit. We most recently saw PACU offer up $100 for the same requirements. May be worth holding out for a little while in case the old offer comes back.

Premier America Credit Union : Smart Spending

Bonus Amount
$25
Account Type
Personal Checking
Availability
CA, TX, AZ, NM, CO, PA, FL, OH, WV, DE, NJ, SC, NC, GA, KY, IN, MI, IL, MD, DC, WV, WI
Bonus Requirements
  1. Become a member of Premier America Credit Union and automatically setup a Smart Spending account.
  2. Within 45 days, make a recurring direct deposit into this account of at least $200.
Apply Now

at Premier America Credit Union

27. ACNB Bank Personal Checking - $25 bonus

Available in Maryland and Pennsylvania with the ability to open online, ACNB Bank is offering a $25 bonus when you refer a friend to open a new personal checking account. What's more? Your friend will also earn $25. You can refer up to 4 friends or family members to earn a total of up to $100.

ACNB Bank : Personal Checking

Bonus Amount
$25
Account Type
Personal Checking
Availability
MD, PA
Bonus Requirements
  1. Be an existing customer of ACNB Bank.
  2. Invite your friends to open an account online, at www.acnb.com/checking, using the code 'REFER25' in the promo box.
  3. They may be asked to provide your name and phone number.

28. Fidelity Bank Personal Checking - up to $550 bonus

Available to Pennsylvania Residents with the ability to open online, Fidelity Bank is offering up to a $550welcome bonus when you open a new checking account. This is a tiered bonus which offers you more money the more activities you complete up to $550.

Fidelity Bank : Personal Checking

Bonus Amount
up to $550
Account Type
Personal Checking
Availability
PA
Bonus Requirements
  1. Open a new qualifying checking account.
  2. Within the first 120 days, complete the following for a $250 bonus: 1) make direct deposits of $2,500 or more per month for 3 consecutive months, making 45 point of sale transactions in 3 consecutive months, sign up for EZ Statements and enroll in Online Banking.
  3. Open a savings account at the same time with a minimum of $10,000 and maintain it for 3 consecutive months, earn an additional $200.
  4. Use your Fidelity Visa® Debit Card an additional 15 times over the 3 consecutive month period, earn $50.
  5. Open your new Fidelity Bank accounts online and earn $50.
  6. Bonuses will be made into your checking account on the 1st business day after 120 calendar days from account opening.
Apply Now

at Fidelity Bank

29. The Bank of Princeton Wise Checking - $100 bonus

The Bank of Princeton is offering $100 when you sign up for a new Wise Checking account and complete a direct deposit.

The Bank of Princeton : Wise Checking

Bonus Amount
$100
Account Type
Personal Checking
Availability
NJ, PA
Bonus Requirements
  1. Open a Wise Checking account.
  2. Within 60 days, make a minimum direct deposit of $500.00.
  3. Bonus will be deposited within 30 business days after the initial direct deposit posts to the account.
Apply Now

at The Bank of Princeton

30. BHCU iSave Checking - $150 bonus

Boeing Helicopters Credit Union is offering a tiered bonus in the form of refunds, up to $50 each, when you complete any of 3 activities.

It's up to you how much you can earn, but act fast as you'll need to complete them each within 30 days of opening your account.

Boeing Helicopters Credit Union : iSave Checking

Bonus Amount
$150
Account Type
Personal Checking
Availability
PA
Bonus Requirements
  1. Open a new iSave Free Checking account using the link below.
  2. Within 30 days, complete your first direct deposit and BHCU will match the amount up to $50.
  3. Within the same 30 days, complete your first Bill Pay and BHCU will match the amount up to $50.
  4. Within the same 30 days, use your debit card and BHCU will refund up to $50.
  5. All credits will be posted to your new account within 90 days of account opening.

Note: Don’t see an offer that piques your interest? You can use our tool to explore a full list of bank promotions

Personal Savings Bonuses in Pennsylvania

Here are the current personal savings promotions available in PA:

1. TD Bank Personal Savings - $200 bonus

TD Bank is offering a $200 welcome bonus if you open a new savings account. It works out to effectively be an interest rate of about 4%.

What's more, you can maximize this promo by also opening a new personal checking account — stacking an extra $300 or $150 on top of this offer for a total of up to $500.

While this isn't available nationwide, it is open to a healthy list of states, and is no longer targeted to select customers.

TD Bank : Personal Savings Account

Bonus Amount
$200
Account Type
Personal Savings
Availability
CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
Offer Expires
December 31, 2024
Bonus Requirements
  1. Open a TD Savings account using the link below.
  2. Within 20 days, deposit $20,000 and maintain that balance for 90 days.
  3. Bonus will be paid on or before 180 days after account opening.

2. Benchmark Federal Credit Union Checking - $300 bonus

Benchmark Federal Credit Union is offering an easy opportunity to earn a whopping $300 for new members who open an Ultimate Account Package (savings + checking).

Existing members can also qualify for this bonus if they do not have a checking account and add on the Ultimate Checking Account using the provided link.

Benchmark Federal Credit Union : Checking

Bonus Amount
$300
Account Type
Personal Savings
Availability
PA
Bonus Requirements
  1. For new members, open a Benchmark Ultimate Account Package consisting of an Ultimate Saver & Ultimate Checking Account. For existing members without a checking account, add a Benchmark Ultimate Checking account to your existing account.
  2. Add a debit card to your new checking account.
  3. Within 60 days, complete a direct deposit of at least $200.
  4. The $300 cash bonus will be deposited into your new Ultimate Checking Account within 30 days from the 1st recurring Direct Deposit appearing.
Apply Now

at Benchmark Federal Credit Union

3. PSECU Share - $50 bonus

Are you an existing member? Pennsylvania State Employees Credit Union is looking to grow their membership, with your help. Right now, they'll give you $50 when you refer a friend or family member to join PSECU. That's it! Probably one of the easiest referral bonuses we've seen. You can receive up to $500 in referral bonuses each year, so what are you waiting for?.

Pennsylvania State Employees Credit Union : Share Account

Bonus Amount
$50
Account Type
Personal Savings
Availability
PA
Bonus Requirements
  1. Be an existing member.
  2. Refer a friend to join through the link below.
  3. Bonus will be paid directly into your share account.

Business Bonuses in Pennsylvania

Here are the current business banking promotions available in PA:

1. M&T Tailored Business Checking - up to $1500 bonus

M&T is offering up to $1,500 to new Tailored Business Checking customers. This is a tiered bonus with the highest potential we've seen! You'll need to deposit a minimum of $5,000 for the first tier and maintain that average balance in the third full calendar month after the account was opened.

If you're also in the market for a Merchant Services account, you can combine this offer with their Merchant Services bonus, for a total reward of $1000.

M&T Bank : M&T Tailored Business Checking

Bonus Amount
up to $1500
Account Type
Business Checking
Availability
CT, DE, MD, NJ, NY, PA, VA, WV, DC
Offer Expires
December 31, 2024
Bonus Requirements
  1. Open a Tailored Business Checking account using the link below using promo code BD.
  2. For the third full calendar month following account opening, maintain an average balance of $5,000 to earn $300; $15,000 to earn $500; or $100,000+ to earn $1,500.
  3. Bonus will be awarded by the end of the fourth month after the account was opened.

2. S&T Bank Basic Business Checking - up to $900 bonus

S&T Bank is offering new business checking customers up to $900 cash.

The bonus breaks down into two parts: $300 for opening a Basic Business Checking account and funding it with at least $1,000 (or $600 if you fund with at least $25,000), while also requesting and activating a debit card.

An additional $300 is up for grabs if you also open a new payment processing account with them. Fortunately, if you can't or don't want to open the processing account, you're still eligible for the up to $600 account opening bonus.

S&T Bank : Basic Business Checking

Bonus Amount
up to $900
Account Type
Business Checking
Availability
OH, PA
Offer Expires
December 31, 2024
Bonus Requirements
  1. Open a new Basic Business Checking account using the link below.
  2. Within 5 days, deposit $1,000 and have an average daily balance of $1,000 on November 8, 2024 to earn $300 or deposit $25,000 and have an average daily balance of $25,000 on November 8, 2024 to earn $600.
  3. Apply, receive and activate a debit card by February 10, 2025.
  4. To earn an additional $300, also open a new S&T payment processing account through Elavon and accept payments by February 10.
  5. Bonuses will be credited to your account on February 20, 2025.

3. Santander Bank Business Checking - up to $500 bonus

Santander Bank is again offering new business checking account customers a bonus for opening a new Business Checking or Business Checking Plus account. Previously this was a tiered bonus with the more you deposited, the more you could earn; however, it's a flat offer this time around.

Like before, the balance requirement is based on an average daily balance. That means you don't necessarily need to deposit $2,500 on day one, but the longer you wait to make a deposit, the higher the deposit needs to be in order to average out. They provide more details in the fine print!

Keep in mind that, like most business accounts, you'll need to go in-branch to open. Be sure to mention the promo BUS500Q124SEA to enroll in the offer.

Santander Bank : Business Checking

Bonus Amount
up to $500
Account Type
Business Checking
Availability
CT, DE, FL, MA, NH, NJ, NY, PA, RI
Offer Expires
December 31, 2024
Bonus Requirements
  1. Open a new Business Checking or Business Checking Plus account using the promo code BUS500Q324GEN.
  2. For 90 days, maintain an average daily balance of $5,000.
  3. Keep your account open for at least 90 days.
  4. Bonus will be paid within 30 days of the meeting the requirements.
Apply Now

at Santander Bank

4. Citadel Credit Union Elite Business Checking - up to $1000 bonus

Citadel Credit Union is offering new business members up to a $1,000 bonus for opening a checking account. Be advised that only select counties in and around Philadelphia qualify for membership.

This is a tiered bonus, the more activities you complete, the more you can earn.

Citadel Credit Union : Elite Business Checking

Bonus Amount
up to $1000
Account Type
Business Checking
Availability
PA
Offer Expires
December 31, 2024
Bonus Requirements
  1. Become a new business member at Citadel.
  2. Earn a $450 cash bonus by depositing $10,000 or more within the first 60 days (internal transfers excluded) and maintain a $10,000 daily balance for the remaining 30 days after account opening.
  3. After meeting these requirements, earn an additional $300 by enrolling in one of Citadel’s Cash Management Solutions; Merchant Services, Payroll Services or ACH Origination and complete your first merchant deposit or first transaction within 90 days of account opening.
  4. Once you meet these requirements, and your checking account has been open 90 days, your bonus(es) will be paid within 10 business days.
  5. Earn an additional $250 cash rebate from First Data Merchant Services when you complete their requirements.
Apply Now

at Citadel Credit Union

5. Huntington Unlimited Business Checking - $400 bonus

Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $400 for a $5,000 deposit. They're also running $100 and $1,000 offers for $2,000 and $20,000 deposits, respectively.

While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!

Huntington National Bank : Unlimited Business Checking

Bonus Amount
$400
Account Type
Business Checking
Availability
OH, MI, IN, PA, KY, WV, IL
Offer Expires
January 7, 2025
Bonus Requirements
  1. Open a new Unlimited Business Checking account using the link below.
  2. Within 60 days, make deposits totaling $5,000.
  3. Keep the account open for at least 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

6. Huntington Unlimited Plus Business Checking - $1000 bonus

Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $1,000 for a $20,000 deposit. Don't have $20k? They're also running $100 and $400 offers for $2,000 and $5,000 deposits, respectively.

While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!

Huntington National Bank : Unlimited Plus Business Checking

Bonus Amount
$1000
Account Type
Business Checking
Availability
OH, MI, IN, PA, KY, WV, IL
Offer Expires
January 7, 2025
Bonus Requirements
  1. Open a new Unlimited Plus Business Checking account using the link below.
  2. Within 60 days, make deposits totaling $20,000.
  3. Maintain minimum daily balance of $20,000 for 60 days after meeting deposit requirement.
  4. Keep the account open for at least 90 days.
  5. Bonus will be deposited to your new account within 14 days of meeting the requirements.

7. Huntington Business Checking 100 - $100 bonus

Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $100 for a $2,000 deposit.

In this iteration of the promotion, Huntington actually decreased the reward amount for this tier – from $200 down to $100 – while keeping the requirement the same. On the flip side, their highest offer is $1,000.

While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!

Huntington National Bank : Business Checking 100

Bonus Amount
$100
Account Type
Business Checking
Availability
OH, MI, IN, PA, KY, WV, IL
Offer Expires
January 7, 2025
Bonus Requirements
  1. Open a new Business Checking 100 account using the link below.
  2. Within 60 days, make deposits totaling $2,000.
  3. Keep the account open for at least 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

8. Truist Business Checking - $400 bonus

Truist Bank is offering small business owners one of the easiest business checking account bonuses we've seen to date: $400 for depositing $1,500 into your new account. (Well, you'll also have to enroll and sign-in to online banking, but we don't really consider that as much of a hurdle...). This is up from $300 when it was most recently offered.

The Truist Simple Business Checking account has no monthly fee and comes with 50 free transactions each month – in other words, it's perfect for a small business just starting out. If your company has surpassed these thresholds, Truist offers their Dynamic Business Checking account. That one comes with higher limits, but does have a small (and avoidable) maintenance fee.

Keep in mind that you'll have 30 days to complete both requirements, and that your new account will need to remain open for 6 months in order to avoid forfeiting the bonus.

Truist Bank : Business Checking

Bonus Amount
$400
Account Type
Business Checking
Availability
AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
Offer Expires
March 31, 2025
Bonus Requirements
  1. Open a new Truist business checking account using the promo code SB24Q4BIZAFL.
  2. Within 30 days, deposit $2,000.
  3. During the same 30 days, enroll in online banking and log-in.
  4. Bonus will be credited to your new account within 4 weeks of meeting requirements.

9. SCB Personal or Business Checking - $25 bonus

Available to existing members of Susquehanna Community Bank, when you refer a new customer to SCB, you both will earn $25. What's more? The referred member can stack this offer with other SCB bonuses when they're available.

Susquehanna Community Bank : Personal or Business Checking

Bonus Amount
$25
Account Type
Business Checking
Availability
PA
Bonus Requirements
  1. Be an existing checking accountholder at Susquehanna Community Bank.
  2. Have your friend list you as the referrer in the online application or via the referral coupon in-branch.
  3. $25 will be credited to the both customers' accounts within 30 business days of the new account being opened.

10. FNCB Bank Business Checking - $1100 bonus

Available to businesses in Pennsylvania, FNCB Bank is offering up to $1,100 in welcome bonuses when you open a new business checking account and complete qualifying activities. The first part of the bonus, $100, just requires you to prove a history of maintaining deposits at another bank!

FNCB Bank : Business Checking

Bonus Amount
$1100
Account Type
Business Checking
Availability
PA
Bonus Requirements
  1. Open a new business checking account any FNCB Bank Community Office and bring a copy of most recent business checking account statement from another financial institution showing an average monthly balance of $1,000 or more, earn $100 on account opening date.
  2. For 120 days from account open date, maintain a stated average balance of $5,000.99 - $10,000, earn $250; $10,000.01 - $25,000, earn $500; $25,000+, earn $1,000.
  3. Within 120 days, make five or more deposits and five or more debits by check or ACH.
  4. Bonus will be deposited into your new business checking account within 60 days of meeting all of the above requirements.

11. Fidelity Bank Business Checking - up to $800 bonus

Available in Pennsylvania, Fidelity Bank is offering up to $800 in bonus cash when you open a new business account. The bonus breaks down into 2 parts: first a $500 bonus for maintain a minimum balance and second, a tiered bonus for processing credit cards. The amount earned (up to $300) is determined by the credit card volume processed.

What's even more? Existing businesses can participate too, but only for the Merchant Services portion of the bonus, to earn up to $300.

Fidelity Bank : Business Checking

Bonus Amount
up to $800
Account Type
Business Checking
Availability
PA
Bonus Requirements
  1. Open a new Fidelity business account.
  2. During the initial 3 months, maintain a daily balance of $10,000 or more, earn $500.
  3. Enroll in Merchant Services and process credit card transactions for 45 days, earn as follows: $100 for credit card sales of $1,000 – $5,000; $200 for credit card sales of $5,000.01 – $10,000; or $300 for credit card sales of >$10,000.
  4. $500 bonus will be deposited on the 1st business day after 120 calendar days from account opening.
  5. The Merchant Services credit will be made to the account within 30 days after the 45th day of processing.
Apply Now

at Fidelity Bank

Investing Bonuses

Here are the current investing promotions available in your area:

1. J.P. Morgan Self-Directed Investing - up to $700 bonus

Available nationwide with the ability to open online, J.P. Morgan Wealth Management is offering up to a $700 welcome bonus when you open a new Self-Directed Investing account with qualifying minimum funding.

This is tiered bonus, meaning that the more you deposit, the more you may be eligible to earn. New for this iteration, J.P. Morgan has introduced a lower tier at $5,000, down from the previous $25,000 entry point and raised the max bonus amount!

Here are all 4 tiers of this investing bonus:

New Money Added Bonus Amount
$5,000-$24,999 $50
$25,000-$99,999 $150
$100,000-$249,999 $325
$250,000+ $700

This is the highest offer that we've seen to-date from J.P. Morgan.

J.P. Morgan Wealth Management : Self-Directed Investing

Bonus Amount
up to $700
Account Type
Investment
Availability
Nationwide
Offer Expires
January 23, 2025
Bonus Requirements
  1. Open a J.P. Morgan Self-Directed Investing account using the link below.
  2. Within 45 days, fund your account with qualifying new money; $5,000 - $24,999 = $50 bonus; $25,000 - $99,999 = $150 bonus; $100,000 - $249,999 = $325 bonus, $250,000 = $700 bonus.
  3. Your bonus amount will be determined on day 45.
  4. Maintain your new funds for 90 days (losses due to trading or market fluctuation will not be taken into account).
  5. Bonus will be received within 15 days.
  6. INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

2. E*TRADE Bank Brokerage - up to $6000 bonus

Payouts have increased again! E*Trade is now offering new investors up to $6,000 in bonus cash when you open and fund a new investing account. You'll only need $1,000 to earn the first tier bonus ($100)!

They've shuffled all the previous tiers and reinstated the tiers for those with 7+ figures to invest. If you're wanting to earn the full $6,000, you need at least $2M in investable assets.

This offer is available to both new and existing customers; however, different rules may apply, so be sure to check the disclosures at the link below.

E*TRADE Bank : Brokerage Account

Bonus Amount
up to $6000
Account Type
Investment
Availability
Nationwide
Offer Expires
January 31, 2025
Bonus Requirements
  1. Open a new eligible E*TRADE brokerage or retirement account using the link below with promocode REWARD24.
  2. During the first 60 days, fund your new account with new money as follows: $1,000 - $4,999, earn $100; $5,000 - $19,999, earn $150; $20,000-$99,999 earn $300; $100,000-$199,999 earn $600; $200,000-$499,999 earn $800; $500,000 - $999,999, earn $1,000; $1,000,000 - $1,499,999, earn $3,000; $1,500,000 - $1,999,999 earn $5,000; $2M+, earn $6,000.
  3. If you deposit $200,000 or more, you will receive a cash credit within seven business days.
  4. If you have deposited at least $200,000 in your account, and you make subsequent deposits in that account to reach a higher tier, you will receive a second cash credit following the close of the 60-day window.

3. Citi® Personal Wealth Management - $5000 bonus

Earn up to $5,000 when you open or enroll a new or existing eligible Personal Wealth Management account with new-to-Citi funds.

This is a tiered bonus based on how much you deposit and maintain for the first 3 months. They've up the reward amounts for their upper tiers this go around.

There are 5 levels, starting with a $500 bonus for deposits $50,000 - $199,999 and going up to $5,000 for $2,000,000+.

Citi® : Personal Wealth Management

Bonus Amount
$5000
Account Type
Investment
Availability
Nationwide
Offer Expires
December 31, 2024
Bonus Requirements
  1. Contact Citi to open or enroll a new or existing eligible Citi Personal Wealth Management account
  2. Fund the Citi Personal Wealth Management account with New-to-Citi Funds within 2 months of account opening (deposit $50,000 for a $500 bonus, $200,000 for a $1,000 bonus, $500,000 for a $2,000 bonus, $1,000,000 for a $3,000 bonus and $2,000,000+ for the $5,000 bonus)
  3. Enroll into e-delivery of statements within 2 months of account opening.
  4. Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment).

4. Robinhood Investing - Free stock (up to $200) bonus

Robinhood is a commission-free stock trading platform that's had mixed headlines in the news (GME, what?). But Robinhood is a popular choice – particularly among beginner investors – due to their sleek, easy-to-use app.

This is a program that many investment apps now offer, but Robinhood pioneered: sign up and get a free stock. The stock has a 98% chance of being worth $5-$10, so this isn't an amazing bonus, but it's something for almost nothing (you don't even need to fund your account). The stock will hit your account within a week, and is tradeable 2 days after that.

Robinhood : Investing Account

Bonus Amount
Free stock (up to $200)
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Robinhood investing account using the link below.
  2. Link your bank account.
  3. Stock bonus will be credited to the enrolled account within approximately one week.

5. SoFi Invest - up to $10000 bonus

SoFi is offering customers a cash bonus to move your portfolio over to SoFi. The bonus is tiered, and you'll need to transfer $5 million in assets to earn the full $10,000 (steep!), but the bonus starts at $100 for transferring $5,000.

Keep in mind that although SoFi will pay out the bonus within 14 business days of the end of the promo period, they'll claw it back if you withdraw those funds within 180 days. They'll even refund up to $75 in ACAT fees from your other brokerage!

SoFi : Sofi Invest

Bonus Amount
up to $10000
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new SoFi Invest account using the link below (or be an existing user).
  2. Before the promotion's expiration date, transfer investments from another brokerage firm: $5,000 to earn $100, $25,000 to earn $200, $100,000 to earn $500, $250,000 to earn $750, $500,000 to earn $1,000, $1,000,000 to earn $2,500, $2,000,000 to earn $5,000 or $5,000,000+ to earn $10,000.
  3. Bonuses will be paid within 14 days of the last day of the month in which the transferred assets settled in your SoFi Invest account.

6. Acorns Invest - $20 bonus

Acorns is offering BankBonus.com users a $20 welcome bonus when you open a new Invest account. You just need to open the account from the link below and fund it with $5 to earn the reward.

What's more? They've been running amazing referral bonuses. So, sign up for a new account and then share your referral link with friends and family, and you could be pocketing up to $1,000+ each week!

Acorns : Acorns Invest

Bonus Amount
$20
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Acorns Invest account using the link below.
  2. Fund account with at least $5.

7. Tradestation Brokerage - up to $3500 bonus

Tradestation is offering investors up to $3,500 in bonus cash when you add new funds to a new or existing investing account. You only need $5,000 to earn the first tier bonus ($150), and up to $5M to earn the full $3,500. It's worth noting each of the tiers are considerably higher this time around than when it was previously offered.

Tradestation : Brokerage Account

Bonus Amount
up to $3500
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Enroll an existing account or open a new account using promo code TSTVAGFD at the url below.
  2. Within 45 days, fund your account.
  3. To receive $150 bonus, fund with $5,000- $24,999; To receive $300 bonus, fund with $25,000- $99,999; To receive $500 bonus, fund with $100,000-$249,999; To receive $1,000 bonus, fund with $250,000-$499,999; To receive $2,000 bonus, fund with $500,000-$999,999; To receive $3,500 bonus, fund with $1,000,000+.
  4. Bonus will be deposited into the account the month following the end of the 270-calendar day holding period.
Apply Now

at Tradestation

8. Bank of America Merrill Edge Self-Directed - up to $600 bonus

Available nationwide with the ability to open online, Bank of America's Merrill Edge is offering up to a $600 welcome bonus when you open a new Merrill Edge Self-Directed account and make an initial deposit.

What's more? There's also a $1,000 Merrill Edge bonus for those enrolled in Bank of America's Preferred Rewards program. The lower tiers are also bumped as well.

We only list the most popular tiers; however, here's a complete list of tiers you can ask for:

  • $20,000 to $49,999 – $100
  • $50,000 to $99,999 – $150
  • $100,000 to $199,999 – $250
  • $200,000 to $299,999 – $600
  • $300,000 to $499,999 – $1,000
  • $500,000 to $999,999 – $1,500
  • $1,000,000 or more – $2,500
  • $2,000,000 or more – $3,500
  • $5,000,000 or more – $5,000
  • $10,000,000 or more – $7,500

Bank of America : Merrill Edge Self-Directed

Bonus Amount
up to $600
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Self-Directed Trading account from Merrill Edge using promo code "600ME".
  2. Within 45 days, fund your account with new money from outside Bank of America. To earn a $100 bonus, deposit $20,000-$49,999; To earn a $150 bonus, deposit $49,999-$99,999; To earn a $250 bonus, deposit $100,000-$199,999; To earn a $600 bonus, deposit $200,000 - $299,999.
  3. Maintain that balance for at least 90 days.
  4. Bonus will be deposited within two weeks following the end of the 90 day period.
Apply Now

at Bank of America

9. Citi® Self Invest - up to $500 bonus

Available nationwide to new and existing customers, Citi is offering up to a $500 bonus when you add new-to-Citi funds to a Citi® Self Invest account.

As is typical with Citi promotions, this is a tiered offer: the more you add, the more you earn. You'll need to deposit at least $10,000 to earn a $100 reward, or at least $200,000 to receive the full $500.

You'll need to also maintain your funds through a date defined on the Citi website, depending on the month in which you open your account.

Citi® : Citi® Self Invest

Bonus Amount
up to $500
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Citi® Self Invest account or add new-to-Citi funds to an existing account.
  2. Opt-in to eDelivery of statements and confirmations.
  3. Bonus will be tiered based on the total amount added: $10,000 to earn $100; $50,000 to earn $200; $200,000 to earn the full $500.
  4. Maintain the New-To-Citi funds in your account through the “maintain funds” deadline as outlined in the chart.
  5. Bonus will be credited on the last day of the 3rd month following the “maintain funds” period.

10. Charles Schwab Schwab One® - up to $1000 bonus

If you're not currently a Schwab customer, you can open any investment account and earn a referral bonus based on your net deposit within 45 days. This includes retail brokerage accounts, individual retirement accounts, or the managed portfolios like Schwab Intelligent Portfolios®.

Keep in mind that the link above is only for details – you will need to open the account through a referral link from an existing Schwab customer in order to qualify for the promo.

This is a tiered bonus, the more you deposit, the more you can earn.

  • Tier 1 | Balance Maintained: $25,000 - $49,999: $100 Bonus
  • Tier 2 | Balance Maintained: $50,000 - $99,999: $300 Bonus
  • Tier 3 | Balance Maintained: $100,000 - $499,999: $500 Bonus
  • Tier 4 | Balance Maintained: $500,000+: $1,000 Bonus

Charles Schwab : Schwab One®

Bonus Amount
up to $1000
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new account using a referral link from an existing member.
  2. Within 45 days, make a qualifying net deposit between $25,000 - $500,000+ in cash or securities, earning the reward that correlates with that tier ($100-$1,000).
  3. The net deposit amount at the end of 45 day period will be used to calculate your bonus tier.
  4. Bonus will be paid into your account about a week after the 45-day period.
Learn More

at Charles Schwab

11. SoFi SoFi - $15 bonus

SoFi is offering a $15 welcome bonus for you and a friend when you refer someone to open a new SoFi account. This bonus is available across most of their products, including: SoFi Money, SoFi Invest, SoFi Loans and a SoFi credit card. You can receive up to $75 total. This isn't exactly the highest bonus we've seen from them, so you'll have to decide if now is the right time or to hold out for something a little more enticing.

It's important to note too that each program has its own set of rules, each of which is outlined on their referral website linked below.

SoFi : SoFi Account

Bonus Amount
$15
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Download the app using the link below.
  2. Refer a friend (or be referred) using your specific referral link for a particular SoFi product.
  3. Follow the program rules highlighted on the website.
  4. Bonus will automatically be applied to your SoFi account(s).

12. Charles Schwab Schwab One® - $101 bonus

Charles Schwab has a bonus targeting new or entry-level investors in what they call the Schwab Starter Kit™, but new customers of all comfort levels can qualify. When you open a new account for this promo, Schwab will invest your bonus in fractional shares or "slices" of the top stocks by market cap in the S&P 500. Schwab recently upped this bonus from $50 at its previous level. It's a great way to start investing!

Charles Schwab : Schwab One®

Bonus Amount
$101
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Schwab One account at the url below or open a new taxable investment account using promo code "SCHWABSTARTERKIT".
  2. Within 30 days, Fund your account with a minimum of $50.
  3. Once funded, Schwab will deposit $101 in your account to purchase your stock slices at approximately 6:00 pm Eastern Time the next trading day.
Apply Now

at Charles Schwab

Pennsylvania Banking Statistics

The FDIC and the Credit Union National Association regularly roll out data reports on each state’s banking trends.

Here are some key stats on Pennsylvania’s banks and credit unions:

  • Number of banks: 124
  • Number of state credit unions: 315
  • Credit union memberships: 4.9 million
  • Deposit market share: 89.9% banks; 10.1% credit unions
  • Largest deposit market: New York/Newark/Jersey City, NY-NJ-PA

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