KeyBank Personal Checking Account $300 Bonus

KeyBank is back with their personal checking bonus, but this time it's even sweeter of a deal! KeyBank is now offering $300 to new Key Smart Checking® account customers after qualifying activities.

You'll need to make the minimum opening deposit of $10, plus one eligible direct deposit of at least $1,000 within the first 60 days of account opening.

While this isn't quite nationwide, the bonus has a wide footprint and is redeemable online. Check it out!

How To Earn The Bonus

The KeyBank Personal Checking Account promotion requires you to set up eligible direct deposits in order to earn the $300 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

Please refer to the institution's website for any terms and conditions that may apply.

Open a Personal Checking Account account before the bonus expires on December 13, 2024

How does this personal checking offer from KeyBank compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Why KeyBank?

KeyBank has more than 1,000 physical branches across 15 states. They offer no-frill deposit and loan products, and are best known for their emphasis on investing in diversity and local, under-served communities. They're a 7x Civic 50 award winner, along with a long list of diversity-focused awards: Best Places to Work for LGBTQ, Leading Disability Employer, Bloomberg's Gender-Equality Index, Military-Friendly Employer, and more.

While you can feel good about banking with a value-focused company, their rates aren't particularly impressive. But they do offer 24/7 customer support, a good digital experience, and the ability to earn better interest rates on savings and money market accounts, more cash back, loan discounts and more with KeyBank's Relationship Benefits.

Learn more in our KeyBank review

Key Smart Checking®

Key Smart Checking® is a no monthly maintenance fee checking account for your everyday needs. You'll also have access to 40,000+ Key and Allpoint ATMs and be able to enroll in automatic overdraft protection transfers from a linked savings or credit account.

Fees

Key Smart Checking® does not charge a monthly maintenance fee.

Key Select Checking℠

You'll earn a $100 cash bonus, year after year with qualifying activities. This is one of the coolest ongoing benefits we've seen for an interest-bearing account.

Fees

Key Select Checking℠ does charge a monthly maintenance fee of $25, but there are ways to get this waived:

Having direct deposits totaling at least $5,000 during each statement period
OR, Having a combined balance in any combination of KeyBank checking and savings deposit accounts, certificates of deposit, retirement deposits, and Key Investment Services LLC accounts of $15,000 or more.
OR, Being a Key@Work® program member and having at least $3,000 in cumulative direct deposits each statement period.
OR, Be within the first 3 statement cycles

Apply now for a Personal Checking Account account to earn the $300 bonus offer

Share Your Thoughts or Questions

There have been 7 comments about the KeyBank Personal Checking Account $300 Bonus.

Add to the discussion

Jake

November 16, 2023

This bonus was easy to get. It was very easy for me to get 1 direct deposit of the small amount of $500 or more. I received the $200 within 10 days.

Reply to Jake

David Hoevener

April 2 Replying to Jake

What did you use as a source for the $500 direct deposit? I ask because I am self-employed.

Reply to David Hoevener

Dane King

November 16, 2023

I did this offer it was one of the easiest bank bonus offers. Colorado only and they do pull Chex.

Reply to Dane King

BOB

February 13 Replying to Dane King

Can you please tell me what CHEX is? Is that the Bank's Soft Pull?

Reply to BOB

Matt Bundrick Author

February 13 Replying to BOB

Here's a helpful article that explains what ChexSystems is: https://bankbonus.com/basics/chexsystems/

Reply to Matt Bundrick

mjonis

November 14, 2023

I didn't see (perhaps I missed it) the requirements for how long a previous account had to be before you can be considered a "new" account. (ie: This offer not available if you have or have had an account in the past 180 days, etc.)

Reply to mjonis

BOB

1 month ago Replying to mjonis

Their website says - Offer not available to individuals who were a primary account owner of a KeyBank personal checking account in the last 12 months.

Reply to BOB

KeyBank Personal Checking Account $300 Bonus