KeyBank Personal Checking Account $200 Bonus

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KeyBank : Personal Checking Account

$200

Offer Expires In

How To Earn The Bonus

  1. Open a new KeyBank checking account using the promo code ONAS0323.
  2. Within 60 days, make 1 direct deposit of at least $500.
  3. Bonus will be credited to your account within 90 days of meeting requirements.

Available in Your Area?

No

Monthly Fees?

Varies

Open Online?

Yes

Credit Pull?

Soft

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at KeyBank

KeyBank is back with their personal checking bonus, offering $200 to new checking account customers.

You can opt into any of their four eligible accounts (Key Smart Checking has no monthly fee; the others have waivable fees!). Regardless of which you choose, you'll need to make cumulative direct deposits of at least $500. This is half of what it's been in recent versions.

While this isn't quite nationwide, the bonus has a wide footprint and is redeemable online. Check it out!

How To Earn The Bonus

The KeyBank Personal Checking Account promotion requires you to set up direct deposits in order to earn the $200 bonus.

Full requirements to receive this bonus are:

  1. Open a new KeyBank checking account using the promo code ONAS0323.
  2. Within 60 days, make 1 direct deposit of at least $500.
  3. Bonus will be credited to your account within 90 days of meeting requirements.

The fine print

  • Offer redeemable online only.
  • A $25 early termination fee will apply if you close the account within 6 months of opening.
  • A qualifying direct deposit is any recurring income electronically deposited into your account, including payroll, pension or government payments (such as Social Security).
  • Limit one gift per qualifying account and limit one gift per individual.
  • Offer not available to individuals who have had a KeyBank checking account or a KeyBank Hassle-Free Account® in the last 12 months.
  • Accounts overdrawn or closed at the time of gift payment are not eligible.

How does this personal checking offer from KeyBank compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Citi®

Citi Priority Account

Bonus
up to $2000
Account Type
Personal Checking
Expires In
14 days
Requires
  • Min Balance

U.S. Bank

U.S. Bank Smartly™ Checking

Bonus
up to $600
Account Type
Personal Checking
Expires In
21 days
Requires
  • Direct Deposit

Fifth Third Bank

Personal Checking

Bonus
$275
Account Type
Personal Checking
Expires In
101 days
Requires
  • Direct Deposit

Why KeyBank?

KeyBank has more than 1,000 physical branches across 15 states. They offer no-frill deposit and loan products, and are best known for their emphasis on investing in diversity and local, under-served communities. They're a 7x Civic 50 award winner, along with a long list of diversity-focused awards: Best Places to Work for LGBTQ, Leading Disability Employer, Bloomberg's Gender-Equality Index, Military-Friendly Employer, and more.

While you can feel good about banking with a value-focused company, their rates aren't particularly impressive. But they do offer 24/7 customer support, a good digital experience, and the ability to earn reward points through credit card spend and everyday banking activities like opening an account, bill pay, or direct deposit.

Key Smart Checking℠

Fees

Key Smart Checking℠ does not charge a monthly fee.

Key Advantage Checking℠

Fees

Key Advantage Checking℠ does charge a monthly fee of $18, but there are ways to get this waived:

  • Maintain a combined balance of $10,000 or more in any combination of KeyBank deposit, investment and credit accounts.
  • OR, have a KeyBank mortgage with automatic monthly payments of at least $500 from this account.
  • OR, be a Key@Work program member with direct deposits totaling at least $1,000 each month.

Key Privilege Checking℠

Fees

Key Privilege Checking℠ does charge a monthly fee of $25, but there are ways to get this waived:

  • Maintain a combined balance of $25,000 or more in any combination of KeyBank deposit, investment and credit accounts.
  • OR, have a KeyBank mortgage with automatic monthly payments of at least $500 from this account.
  • OR, be a Key@Work program member with direct deposits totaling at least $2,500 each month.

Key Privilege Select Checking℠

Fees

Key Privilege Select Checking℠ does charge a monthly fee of $50, but there are ways to get this waived:

  • Maintain a combined balance of $100,000 or more in any combination of KeyBank deposit, investment and credit accounts.
  • OR, be a Key@Work program member with direct deposits totaling at least $5,000 each month.

KeyBank Locations

You may sometimes be required to visit a branch in-person to take advantage of a welcome offer. Or, you may just prefer the convenience of banking with institutions that have locations near you.

Fortunately, KeyBank has a total of 1019 branches in the United States.

Get a better idea of how well KeyBank can serve you by checking out their branches closest to your area:

11 Division Street
Amsterdam, NY 12010

Directions

One North Main Street
Cortland, NY 13045

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One Hudson City Centre
Hudson, NY 12534

Directions

72 Mohawk Street
Cohoes, NY 12047

Directions

726 Exchange Street
Buffalo, NY 14210

Directions

501 Broadway
Idaho Falls, ID 83405

Directions

6565 East 73rd Avenue
Commerce City, CO 80022

Directions

18 West Main Street
Amelia, OH 45102

Directions

100 Cushman Street
Fairbanks, AK 99701

Directions

975 Oak Street
Eugene, OR 97401

Directions

127 Public Sq
Cleveland, OH 44114

Directions

416 State St
Salem, OR 97301

Directions