Best Bank Promotions in Colorado (December 2024)

Colorado has more to offer than sweeping scenery and outdoor adventures. It’s also home to sky-high bank bonuses that reward you for opening a new account and checking a few boxes.

To simplify your search, we’ve sifted through countless offers on checking, savings, business, and brokerage accounts to bring you the best bank promotions in Colorado.

From national banks to local credit unions, we’ve compiled all the details you need to meet the requirements for each offer and start earning with your new accounts.

Here are 3 of our featured bank bonuses that can be obtained nationwide:

BMO

Smart Advantage Checking Account

Bonus
$300
Account Type
Personal Checking
Expires In
59 days
Requires
  • Direct Deposit

SoFi

SoFi Checking and Savings

Bonus
up to $300
Account Type
Personal Checking
Expires In
25 days
Requires
  • Direct Deposit

Discover

Discover® Cashback Checking

Bonus
up to $360
Account Type
Personal Checking
Expires In
Limited Time
Requires
  • Card Spend

 

Personal Checking Bonuses in Colorado

Here are the current personal checking promotions available in CO:

1. KeyBank Personal Checking - $300 bonus

KeyBank is back with their personal checking bonus, but this time it's even sweeter of a deal! KeyBank is now offering $300 to new Key Smart Checking® account customers after qualifying activities.

You'll need to make the minimum opening deposit of $10, plus one eligible direct deposit of at least $1,000 within the first 60 days of account opening.

While this isn't quite nationwide, the bonus has a wide footprint and is redeemable online. Check it out!

KeyBank : Personal Checking Account

Bonus Amount
$300
Account Type
Personal Checking
Availability
AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA
Offer Expires
December 13, 2024
Bonus Requirements
  1. Open a no-monthly-maintenance-fee Key Smart Checking® account online with at least $10 by December 13, 2024.
  2. Within 60 days, make 1 eligible direct deposit of at least $1,000.
  3. Bonus will be credited to your account within 60 days of meeting requirements.
  4. Account must not be closed at the time of gift payment.

2. Ent Credit Union No Strings Checking - $200 bonus

Available to Colorado residents with the ability to open online, Ent Credit Union is offering a $200 welcome bonus when you open a new checking account. The requirements for the bonus are about as easy as they come, too: just deposit $100 into the account (doesn't need to be direct deposit!) and activate your debit card. Then you'll have your cash bonus within 2 business days. Wow!

What's more? This bonus is available to both new and existing members.

Ent Credit Union : No Strings Checking

Bonus Amount
$200
Account Type
Personal Checking
Availability
CO
Offer Expires
December 30, 2024
Bonus Requirements
  1. Open a new personal checking account using the promo code ROCKON.
  2. Within 30 days, deposit $100.
  3. During the same time period, activate your debit card.
  4. Bonus will be credited into your primary Ent Savings account within 2 business days after meeting the requirements.
Apply Now

at Ent Credit Union

3. U.S. Bank Smartly® Checking - up to $450 bonus

U.S. Bank is offering up to a $450 bonus for opening a new U.S. Bank Smartly® Checking. This is back towards the lower end of bonuses we've seen from U.S. Bank.

The direct deposit threshold for the checking bonus is somewhat steep to earn the max bonus amount, but if you have the income, this is an easy bonus. You'll have 90 days to reach this target, but keep in mind that unlike some banks that let you hit the bonus in a single transaction, U.S. Bank requires at least two direct deposits to qualify for this promotion.

U.S. Bank : U.S. Bank Smartly® Checking

Bonus Amount
up to $450
Account Type
Personal Checking
Availability
AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
Offer Expires
December 30, 2024
Bonus Requirements
  1. Open a new U.S. Bank Smartly® Checking account.
  2. Within 90 days, enroll in online banking or the U.S. Bank Mobile App.
  3. Within the same 90 days, make two or more direct deposits totaling amounts as follows: $2,000 - $4,999.99, earn $250; $5,000 - $7,999.99, earn $350; $8,000+, earn $450.
  4. Bonus will be credited to your new checking account within 60 days following the end of the calendar month during which you completed all the offer requirements.

4. Central Bank of the Midwest Personal Checking - $300 bonus

Available in Oklahoma, Kansas, Missouri, Illinois and possibly Colorado with the ability to open online, Central Bank of the Midwest is offering a $300 welcome bonus when you open a new checking account and set up direct deposit.

Central Bank of the Midwest : Personal Checking

Bonus Amount
$300
Account Type
Personal Checking
Availability
MO, OK, KS, CO, IL
Offer Expires
December 31, 2024
Bonus Requirements
  1. Open an eligible personal checking account using the promo code RAF300.
  2. Deposit $50 or more at account opening.
  3. Within 90 days, make at least two or more qualifying direct deposits totaling $500 or more.
  4. Bonus will be deposited into the checking account within 15 business days after completing the requirements and the initial 90 day period is complete.
Apply Now

at Central Bank of the Midwest

5. Sunwest Educational Credit Union Free Checking - $200 bonus

If you live in Colorado, Sunwest Credit Union is offering a $200 welcome bonus when you open a new personal checking account and set up direct deposit.

This offer is DOUBLE what it was when available at the end of 2022; however, they've set the minimum direct deposit amount at $1,000.

Sunwest Educational Credit Union : Free Checking

Bonus Amount
$200
Account Type
Personal Checking
Availability
CO
Offer Expires
December 31, 2024
Bonus Requirements
  1. Become a member of Sunwest Credit Union.
  2. Open a personal checking account using the promo code "Grab200".
  3. Within 60 days, receive a direct deposit of at least $1,000 monthly.
  4. Bonus will be credited to your account within 30 days of completing the requirements.
Apply Now

at Sunwest Educational Credit Union

6. FirstBank Bloom Package - $300 bonus

Back for 2024, 1st Bank is offering new customers $300 for opening a new Bloom Package (includes a Bloom Checking and Bloom Savings account, and you'll also need to enroll in eStatements, Online Banking, and request a Visa Debit Card).

To earn the offer, you'll need to receive a direct deposit of at least $500 for 3 consecutive months, and the first one must be made within 60 days of the account opening.

Keep in mind that FirstBank limits its welcome offers to just one per household, per lifetime!

FirstBank : Bloom Package

Bonus Amount
$300
Account Type
Personal Checking
Availability
AZ, CA, CO
Offer Expires
January 1, 2025
Bonus Requirements
  1. Open a new Bloom Package using the link below.
  2. Enroll in online banking.
  3. Within 120 days, receive an initial recurring direct deposit of $500, and maintain that same direct deposit for 3 consecutive months.
  4. Bonus will be credited to your account within 30 days of the final qualifying payment.

7. PNC Virtual Wallet® - up to $400 bonus

Available in 23 states plus the District of Columbia, PNC is back with a competitive welcome bonus for opening a personal checking account online and meeting direct deposit requirements within the first 2 months.

This is a tiered offer with the entry level Virtual Wallet® offering $100, $200 for opening a Virtual Wallet® with Performance Spend or $400 for opening a Virtual Wallet® with Performance Select - all with qualifying direct deposit requirements.

Assuming you don't have an account with PNC (and haven't within the last 90 days), we definitely recommend grabbing this easy bonus.

PNC Bank : Virtual Wallet®

Bonus Amount
up to $400
Account Type
Personal Checking
Availability
AL, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KY, MD, MI, NC, NJ, NY, NM, OH, PA, SC, TX, VA, WI, WV
Offer Expires
January 2, 2025
Bonus Requirements
  1. Open a Virtual Wallet® account online to qualify, See link below.
  2. Within 60 days, complete the direct deposit requirements for the account package that you opened: Virtual Wallet® - $500+ to earn $100 bonus, Virtual Wallet® with Performance Spend - $2,000+ to earn $200 bonus, or Virtual Wallet® with Performance Select - $5,000+ to earn $400 bonus.
  3. Bonus will be credited to your account within 60-90 days after meeting requirements.

8. Huntington Perks Checking - $400 bonus

Huntington is offering a welcome bonus to those opening new personal checking accounts. This one offers $400 for any deposit into their Perks Checking account. Previously they required at least $1,000 to qualify.

This account comes with a monthly fee unless you meet the requirements to waive it. You'll also want to note that while there is no minimum opening deposit for the account itself.

Huntington National Bank : Perks Checking

Bonus Amount
$400
Account Type
Personal Checking
Availability
CO, IL, IN, KY, OH, MI, MN, PA, WI, WV
Offer Expires
February 7, 2025
Bonus Requirements
  1. Open a new Huntington Perks Checking account using the link below.
  2. Within 90 days, make a qualifying direct deposit.
  3. Keep your account open for 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

9. Huntington Platinum Perks Checking - $600 bonus

Huntington is offering a couple of welcome bonuses to customers opening new personal checking accounts. This promotion offers $600 for a $25,000 deposit into their premium Platinum Perks Checking account.

They're also running a similar deal for new Perks Checking accountholders, which is their middle-tier personal checking product. That one offers $400 for a direct deposit, in case you don't have the cash to meet this promotion's terms.

Huntington National Bank : Platinum Perks Checking

Bonus Amount
$600
Account Type
Personal Checking
Availability
CO, IL, IN, KY, OH, MI, MN, PA, WI, WV
Offer Expires
February 7, 2025
Bonus Requirements
  1. Open a new Huntington Platinum Perks Checking account using the link below.
  2. Within 90 days, make deposits totaling $25,000.
  3. Keep your account open for 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

10. Altra Personal Checking - $150 bonus

If you are a Rochester Public School District Employee or immediate family member w/employee badge or student and aren't already a member, check out this super easy bonus. Using the promo code provided, open a new A+ Checking or A+ Platinum Checking, then make 10 purchases using your new debit card. That's it!

Altra Federal Credit Union : Personal Checking

Bonus Amount
$150
Account Type
Personal Checking
Availability
CO, MN, NJ, TN, TX, WI
Offer Expires
May 31, 2025
Bonus Requirements
  1. Open a new A+ Checking or A+ Platinum Checking using the promo code RPSD_A+150.
  2. Within 30 days, make ten debit card purchases.
  3. Bonus will be deposited into your new checking account within 30 business days of meeting the requirements.

11. TBK Bank Everyday Checking - $125 bonus

TBK Bank is offering new Everyday Checking customers up to $125 for completing certain requirements within 120 days. Each requirement has an associated reward, and you can choose to partake in as many or as few of the requirements as you'd like!

TBK Bank : Everyday Checking

Bonus Amount
$125
Account Type
Personal Checking
Availability
CO, IL, IA, KS, TX
Bonus Requirements
  1. Open a new Everyday Checking account.
  2. Within 120 days, receive 3 direct deposits totaling $3,000 to earn $50.
  3. Within the same 120 days, complete 3 automatic transfers from this account to a TBK Bank savings or money market account to earn $25.
  4. Within the same 120 days, make 9 bill pay payments to earn $25.
  5. Within the same 120 days, make 50 debit card purchases to earn $25.
  6. Any bonuses earned will deposit within 1 business day following the 120 day qualifying period.

12. Community Banks of Colorado Personal Checking - $50 bonus

Are you an existing customer? For a limited time, Community Banks of Colorado will give you and a friend both $50 when you refer them to open a new personal checking account and setup direct deposit. They'll also need to make purchases with their debit card in the first 2 months. You can earn up to $500 a year in referral bonuses.

Community Banks of Colorado : Personal Checking

Bonus Amount
$50
Account Type
Personal Checking
Availability
CO
Bonus Requirements
  1. Refer a friend or family member to open and use a new Community Banks of Colorado personal checking account by registering at the link below.
  2. Within 60 days, ensure the person you referred receives 1 or more direct deposits totaling $500.
  3. Within the same 60 days, ensure they use their debit card for purchases at least 15 times.
  4. Bonus will be awarded within 4-6 weeks after completing all requirements.
Learn More

at Community Banks of Colorado

13. Premier America Credit Union Smart Spending - $25 bonus

Available in California and Texas with the ability to open online, Premier America Credit Union is offering a $25 "Head Start" welcome bonus when you open a new Smart Spending account and set up direct deposit. We most recently saw PACU offer up $100 for the same requirements. May be worth holding out for a little while in case the old offer comes back.

Premier America Credit Union : Smart Spending

Bonus Amount
$25
Account Type
Personal Checking
Availability
CA, TX, AZ, NM, CO, PA, FL, OH, WV, DE, NJ, SC, NC, GA, KY, IN, MI, IL, MD, DC, WV, WI
Bonus Requirements
  1. Become a member of Premier America Credit Union and automatically setup a Smart Spending account.
  2. Within 45 days, make a recurring direct deposit into this account of at least $200.
Apply Now

at Premier America Credit Union

14. Citywide Banks Free Checking - $150 bonus

Available to Colorado residents with the ability to open online, Citywide Banks is offering a $150 bonus when you open a new free checking account and connect your direct deposit.

Citywide Banks : Free Checking

Bonus Amount
$150
Account Type
Personal Checking
Availability
CO
Bonus Requirements
  1. Open a new Free Checking account.
  2. Within 90 days, receive two direct deposits of $300 or more.
  3. Bonus will be paid within 5 business days of completing the requirements.
Apply Now

at Citywide Banks

15. Citywide Banks Platinum Checking - $400 bonus

Citywide Banks is offering a $400 welcome bonus when you open a new Platinum Checking account. To earn the bonus, you'll have 90 days to accumulate $7,500 in direct deposits. That's a higher threshold than most bonuses require, but the reward is also on the higher end of personal checking offers.

Keep in mind that the Platinum Checking account has a monthly fee that can be waived, but if you can't meet the balance requirement to do so, you should factor that into the ROI of this promo.

Citywide Banks : Platinum Checking

Bonus Amount
$400
Account Type
Personal Checking
Availability
CO
Bonus Requirements
  1. Open a new Platinum Checking account using the link below.
  2. Within 90 days, receiving direct deposits totaling $7,500.
  3. Bonus will be credited to your new checking account within 5 business days of meeting the requirements.
Apply Now

at Citywide Banks

16. Sandia Laboratory Federal Credit Union Personal Checking - up to $200 bonus

Sandia Laboratory Federal Credit Union is offering a $200 welcome bonus when you open a new personal checking account and set up direct deposit. The direct deposit requirement is very manageable at $100. To maximize the bonus you'll want to be referred by a current member, which makes up $50 of the bonus.

The normal geographic area for membership is select counties of New Mexico; however, it is expanded to residents in Arizona, California, Colorado and Texas that are members of the American Consumer Council.

Sandia Laboratory Federal Credit Union : Personal Checking

Bonus Amount
up to $200
Account Type
Personal Checking
Availability
AZ, CA, CO, NM, TX
Bonus Requirements
  1. Get a referral code from a friend (you'll both receive $50! – optional).
  2. Join SLCFCU and open a new Quick Cash or Money Manager Checking account.
  3. Within 60 days, establish a direct deposit of at least $100.
  4. $150 bonus (+$50 bonus if referred) will be deposited into your account within 30 days of all requirements being met
Apply Now

at Sandia Laboratory Federal Credit Union

Note: Don’t see an offer that piques your interest? You can use our tool to explore a full list of bank promotions

Personal Savings Bonuses in Colorado

Here are the current personal savings promotions available in CO:

1. Commerce Bank myRewards Savings - up to $40 bonus

Commerce Bank offers a small boost to your savings: open a myRewards savings account, and they'll match your average monthly deposit, up to $20 per account. You can repeat this for up to 5 accounts, but they cap the reward at $40 total. So, if you're depositing $20 into each account, you're actually capped at the first 2 accounts.

This is an annual benefit of the account (versus a one-time welcome offer). So, while the amount is low, it's a good deal for those putting money into savings accounts anyway.

This used to be a $50 offer ($100 total each year), but they've since decreased the reward.

Commerce Bank : myRewards Savings

Bonus Amount
up to $40
Account Type
Personal Savings
Availability
CO, IL, KS, MO, OK
Bonus Requirements
  1. Open a new myRewards Savings account using the link below.
  2. Deposit $20 each month for 11 months in a row to get a $20 bonus on the 12th month.
Apply Now

at Commerce Bank

2. Citi® Accelerate Savings - 4.45% APY

Citi offers a really competitive APY rate in their Citi® Accelerate Savings account, a high-yield savings product.

You can find slightly higher rates elsewhere, but nearly all of those will have balance limits. In other words, you'll earn a great rate on the first $15k, but then the rate drops considerably.

Citi, on the other hand, has no limit. So for those who have sizable savings they'd like to keep liquid, Citi® Accelerate Savings will often win out.

There's no opening deposit minimum or ongoing balance requirements, but do keep in mind that having a $0 balance for longer than 3 months could cause your account to be closed.

Citi® : Citi® Accelerate Savings

Bonus Amount
4.45% APY
Account Type
Personal Savings
Availability
AK, AL, AR, AZ, CO, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, WA, WI, WV, WY
Bonus Requirements
  1. Open a new Citi® Accelerate Savings account using the link below.
  2. Transfer money from a different bank or an existing Citi account.
  3. Interest compounds daily and will be credited to your account each month.

3. Space Age Federal Credit Union Share - $50 bonus

Are you an existing member? Space Age Federal Credit Union is looking to grow their membership, with your help. Right now, they'll give you and a friend both $50 when you refer them to join SAFCU and they complete one of the required activities: setup direct deposit, get a credit card or take out a loan. You can receive up to $500 in referral bonuses each year, so what are you waiting for?.

Space Age Federal Credit Union : Share Account

Bonus Amount
$50
Account Type
Personal Savings
Availability
CO
Bonus Requirements
  1. Refer a friend or family member to join SAFCU.
  2. Ensure the referred person completes ONE of the following: 1) within 60 days, opens a checking account and has $500 in recurring payroll direct deposits, 2) open a SAFCU credit card, 3) open a loan.
  3. Bonus will arrive via email in the form of a VISA gift card. You may also elect to donate your bonus to the Food Bank of the Rockies.
Learn More

at Space Age Federal Credit Union

4. Space Age Federal Credit Union Business Checking - $100 bonus

Are you an existing member? Space Age Federal Credit Union is looking to grow their membership, with your help. Right now, they'll give you $100 when you refer a business to join SAFCU and they complete the required activities. Don't worry, these are pretty simple though, they just need to setup a business checking account and complete 5 debit card transactions. You can receive up to $500 in referral bonuses each year, so what are you waiting for?.

Space Age Federal Credit Union : Business Checking

Bonus Amount
$100
Account Type
Personal Savings
Availability
CO
Bonus Requirements
  1. Refer a business to join Space Age Federal Credit Union (make sure they provide your name when opening the account).
  2. Ensure the business referred opens any business checking account and completes 5 debit card transactions.
  3. Bonus will be mailed in the form of a VISA gift card.
Learn More

at Space Age Federal Credit Union

Business Bonuses in Colorado

Here are the current business banking promotions available in CO:

1. Central Bank of the Midwest Business Checking - $500 bonus

Available in select midwestern states, Central Bank of the Midwest is offering a $500 welcome bonus when you open a new business checking account and maintain a minimum balance. Don't worry, the amount required isn't absurd like some other offers -- $3,000 is enough to score this $500 bonus...a pretty good ROI if you ask us!

Central Bank of the Midwest : Business Checking

Bonus Amount
$500
Account Type
Business Checking
Availability
MO, OK, KS, CO, IL
Offer Expires
January 25, 2025
Bonus Requirements
  1. Open any business checking account using offer code 500BB10
  2. At day 90 day from account opening, have a balance of at least $3,000.
  3. Bonus will be deposited into your account
Apply Now

at Central Bank of the Midwest

2. AAFCU Business Checking - up to $1000 bonus

Have a business in Colorado? AACU is offering up to a $1,000 welcome bonus when you open a new business checking account and maintain a minimum balance. This is a tiered offered, the more you can deposit, the more you can earn. The thresholds are relatively low, so we'd recommend jumping on this bonus if you can.

Air Academy Federal Credit Union : Business Checking

Bonus Amount
up to $1000
Account Type
Business Checking
Availability
CO
Bonus Requirements
  1. Open an Interest-Bearing Business Checking or a Free Business Checking account using promocode BZCHK24
  2. Within 30 days of account opening, deposit a balance of $5,000 (earns a $500 bonus) or $25,000 (earns $1,000 bonus)
  3. Maintain an average daily balance of $5,000 or $25,000 for 60 days.
  4. Bonus will be credited into your business checking account within 2 business days after meeting the requirements.

Investing Bonuses

Here are the current investing promotions available in your area:

1. J.P. Morgan Self-Directed Investing - up to $700 bonus

Available nationwide with the ability to open online, J.P. Morgan Wealth Management is offering up to a $700 welcome bonus when you open a new Self-Directed Investing account with qualifying minimum funding.

This is tiered bonus, meaning that the more you deposit, the more you may be eligible to earn. New for this iteration, J.P. Morgan has introduced a lower tier at $5,000, down from the previous $25,000 entry point and raised the max bonus amount!

Here are all 4 tiers of this investing bonus:

New Money Added Bonus Amount
$5,000-$24,999 $50
$25,000-$99,999 $150
$100,000-$249,999 $325
$250,000+ $700

This is the highest offer that we've seen to-date from J.P. Morgan.

J.P. Morgan Wealth Management : Self-Directed Investing

Bonus Amount
up to $700
Account Type
Investment
Availability
Nationwide
Offer Expires
January 23, 2025
Bonus Requirements
  1. Open a J.P. Morgan Self-Directed Investing account using the link below.
  2. Within 45 days, fund your account with qualifying new money; $5,000 - $24,999 = $50 bonus; $25,000 - $99,999 = $150 bonus; $100,000 - $249,999 = $325 bonus, $250,000 = $700 bonus.
  3. Your bonus amount will be determined on day 45.
  4. Maintain your new funds for 90 days (losses due to trading or market fluctuation will not be taken into account).
  5. Bonus will be received within 15 days.
  6. INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

2. E*TRADE Bank Brokerage - up to $6000 bonus

Payouts have increased again! E*Trade is now offering new investors up to $5,000 in bonus cash when you open and fund a new investing account. You'll only need $1,000 to earn the first tier bonus ($100)!

They've shuffled all the previous tiers and reinstated the tiers for those with 7+ figures to invest. If you're wanting to earn the full $6,000, you need at least $2M in investable assets.

This offer is available to both new and existing customers; however, different rules may apply, so be sure to check the disclosures at the link below.

E*TRADE Bank : Brokerage Account

Bonus Amount
up to $6000
Account Type
Investment
Availability
Nationwide
Offer Expires
January 31, 2025
Bonus Requirements
  1. Open a new eligible E*TRADE brokerage or retirement account using the link below with promocode REWARD24.
  2. During the first 60 days, fund your new account with new money as follows: $1,000 - $4,999, earn $100; $5,000 - $19,999, earn $150; $20,000-$99,999 earn $300; $100,000-$199,999 earn $600; $200,000-$499,999 earn $800; $500,000 - $999,999, earn $1,000; $1,000,000 - $1,499,999, earn $3,000; $1,500,000 - $1,999,999 earn $5,000; $2M+, earn $6,000.
  3. If you deposit $200,000 or more, you will receive a cash credit within seven business days.
  4. If you have deposited at least $200,000 in your account, and you make subsequent deposits in that account to reach a higher tier, you will receive a second cash credit following the close of the 60-day window.

3. Citi® Personal Wealth Management - $5000 bonus

Earn up to $5,000 when you open or enroll a new or existing eligible Personal Wealth Management account with new-to-Citi funds.

This is a tiered bonus based on how much you deposit and maintain for the first 3 months. They've up the reward amounts for their upper tiers this go around.

There are 5 levels, starting with a $500 bonus for deposits $50,000 - $199,999 and going up to $5,000 for $2,000,000+.

Citi® : Personal Wealth Management

Bonus Amount
$5000
Account Type
Investment
Availability
Nationwide
Offer Expires
December 31, 2024
Bonus Requirements
  1. Contact Citi to open or enroll a new or existing eligible Citi Personal Wealth Management account
  2. Fund the Citi Personal Wealth Management account with New-to-Citi Funds within 2 months of account opening (deposit $50,000 for a $500 bonus, $200,000 for a $1,000 bonus, $500,000 for a $2,000 bonus, $1,000,000 for a $3,000 bonus and $2,000,000+ for the $5,000 bonus)
  3. Enroll into e-delivery of statements within 2 months of account opening.
  4. Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment).

4. Robinhood Investing - Free stock (up to $200) bonus

Robinhood is a commission-free stock trading platform that's had mixed headlines in the news (GME, what?). But Robinhood is a popular choice – particularly among beginner investors – due to their sleek, easy-to-use app.

This is a program that many investment apps now offer, but Robinhood pioneered: sign up and get a free stock. The stock has a 98% chance of being worth $5-$10, so this isn't an amazing bonus, but it's something for almost nothing (you don't even need to fund your account). The stock will hit your account within a week, and is tradeable 2 days after that.

Robinhood : Investing Account

Bonus Amount
Free stock (up to $200)
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Robinhood investing account using the link below.
  2. Link your bank account.
  3. Stock bonus will be credited to the enrolled account within approximately one week.

5. SoFi Invest - up to $10000 bonus

SoFi is offering customers a cash bonus to move your portfolio over to SoFi. The bonus is tiered, and you'll need to transfer $5 million in assets to earn the full $10,000 (steep!), but the bonus starts at $100 for transferring $5,000.

Keep in mind that although SoFi will pay out the bonus within 14 business days of the end of the promo period, they'll claw it back if you withdraw those funds within 180 days. They'll even refund up to $75 in ACAT fees from your other brokerage!

SoFi : Sofi Invest

Bonus Amount
up to $10000
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new SoFi Invest account using the link below (or be an existing user).
  2. Before the promotion's expiration date, transfer investments from another brokerage firm: $5,000 to earn $100, $25,000 to earn $200, $100,000 to earn $500, $250,000 to earn $750, $500,000 to earn $1,000, $1,000,000 to earn $2,500, $2,000,000 to earn $5,000 or $5,000,000+ to earn $10,000.
  3. Bonuses will be paid within 14 days of the last day of the month in which the transferred assets settled in your SoFi Invest account.

6. Acorns Invest - $20 bonus

Acorns is offering BankBonus.com users a $20 welcome bonus when you open a new Invest account. You just need to open the account from the link below and fund it with $5 to earn the reward.

What's more? They've been running amazing referral bonuses. So, sign up for a new account and then share your referral link with friends and family, and you could be pocketing up to $1,000+ each week!

Acorns : Acorns Invest

Bonus Amount
$20
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Acorns Invest account using the link below.
  2. Fund account with at least $5.

7. Tradestation Brokerage - up to $3500 bonus

Tradestation is offering investors up to $3,500 in bonus cash when you add new funds to a new or existing investing account. You only need $5,000 to earn the first tier bonus ($150), and up to $5M to earn the full $3,500. It's worth noting each of the tiers are considerably higher this time around than when it was previously offered.

Tradestation : Brokerage Account

Bonus Amount
up to $3500
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Enroll an existing account or open a new account using promo code TSTVAGFD at the url below.
  2. Within 45 days, fund your account.
  3. To receive $150 bonus, fund with $5,000- $24,999; To receive $300 bonus, fund with $25,000- $99,999; To receive $500 bonus, fund with $100,000-$249,999; To receive $1,000 bonus, fund with $250,000-$499,999; To receive $2,000 bonus, fund with $500,000-$999,999; To receive $3,500 bonus, fund with $1,000,000+.
  4. Bonus will be deposited into the account the month following the end of the 270-calendar day holding period.
Apply Now

at Tradestation

8. Bank of America Merrill Edge Self-Directed - up to $600 bonus

Available nationwide with the ability to open online, Bank of America's Merrill Edge is offering up to a $600 welcome bonus when you open a new Merrill Edge Self-Directed account and make an initial deposit.

What's more? There's also a $1,000 Merrill Edge bonus for those enrolled in Bank of America's Preferred Rewards program. The lower tiers are also bumped as well.

We only list the most popular tiers; however, here's a complete list of tiers you can ask for:

  • $20,000 to $49,999 – $100
  • $50,000 to $99,999 – $150
  • $100,000 to $199,999 – $250
  • $200,000 to $299,999 – $600
  • $300,000 to $499,999 – $1,000
  • $500,000 to $999,999 – $1,500
  • $1,000,000 or more – $2,500
  • $2,000,000 or more – $3,500
  • $5,000,000 or more – $5,000
  • $10,000,000 or more – $7,500

Bank of America : Merrill Edge Self-Directed

Bonus Amount
up to $600
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Self-Directed Trading account from Merrill Edge using promo code "600ME".
  2. Within 45 days, fund your account with new money from outside Bank of America. To earn a $100 bonus, deposit $20,000-$49,999; To earn a $150 bonus, deposit $49,999-$99,999; To earn a $250 bonus, deposit $100,000-$199,999; To earn a $600 bonus, deposit $200,000 - $299,999.
  3. Maintain that balance for at least 90 days.
  4. Bonus will be deposited within two weeks following the end of the 90 day period.
Apply Now

at Bank of America

9. Citi® Self Invest - up to $500 bonus

Available nationwide to new and existing customers, Citi is offering up to a $500 bonus when you add new-to-Citi funds to a Citi® Self Invest account.

As is typical with Citi promotions, this is a tiered offer: the more you add, the more you earn. You'll need to deposit at least $10,000 to earn a $100 reward, or at least $200,000 to receive the full $500.

You'll need to also maintain your funds through a date defined on the Citi website, depending on the month in which you open your account.

Citi® : Citi® Self Invest

Bonus Amount
up to $500
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Citi® Self Invest account or add new-to-Citi funds to an existing account.
  2. Opt-in to eDelivery of statements and confirmations.
  3. Bonus will be tiered based on the total amount added: $10,000 to earn $100; $50,000 to earn $200; $200,000 to earn the full $500.
  4. Maintain the New-To-Citi funds in your account through the “maintain funds” deadline as outlined in the chart.
  5. Bonus will be credited on the last day of the 3rd month following the “maintain funds” period.

10. Charles Schwab Schwab One® - up to $1000 bonus

If you're not currently a Schwab customer, you can open any investment account and earn a referral bonus based on your net deposit within 45 days. This includes retail brokerage accounts, individual retirement accounts, or the managed portfolios like Schwab Intelligent Portfolios®.

Keep in mind that the link above is only for details – you will need to open the account through a referral link from an existing Schwab customer in order to qualify for the promo.

This is a tiered bonus, the more you deposit, the more you can earn.

  • Tier 1 | Balance Maintained: $25,000 - $49,999: $100 Bonus
  • Tier 2 | Balance Maintained: $50,000 - $99,999: $300 Bonus
  • Tier 3 | Balance Maintained: $100,000 - $499,999: $500 Bonus
  • Tier 4 | Balance Maintained: $500,000+: $1,000 Bonus

Charles Schwab : Schwab One®

Bonus Amount
up to $1000
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new account using a referral link from an existing member.
  2. Within 45 days, make a qualifying net deposit between $25,000 - $500,000+ in cash or securities, earning the reward that correlates with that tier ($100-$1,000).
  3. The net deposit amount at the end of 45 day period will be used to calculate your bonus tier.
  4. Bonus will be paid into your account about a week after the 45-day period.
Learn More

at Charles Schwab

11. SoFi SoFi - $15 bonus

SoFi is offering a $15 welcome bonus for you and a friend when you refer someone to open a new SoFi account. This bonus is available across most of their products, including: SoFi Money, SoFi Invest, SoFi Loans and a SoFi credit card. You can receive up to $75 total. This isn't exactly the highest bonus we've seen from them, so you'll have to decide if now is the right time or to hold out for something a little more enticing.

It's important to note too that each program has its own set of rules, each of which is outlined on their referral website linked below.

SoFi : SoFi Account

Bonus Amount
$15
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Download the app using the link below.
  2. Refer a friend (or be referred) using your specific referral link for a particular SoFi product.
  3. Follow the program rules highlighted on the website.
  4. Bonus will automatically be applied to your SoFi account(s).

12. Charles Schwab Schwab One® - $101 bonus

Charles Schwab has a bonus targeting new or entry-level investors in what they call the Schwab Starter Kit™, but new customers of all comfort levels can qualify. When you open a new account for this promo, Schwab will invest your bonus in fractional shares or "slices" of the top stocks by market cap in the S&P 500. Schwab recently upped this bonus from $50 at its previous level. It's a great way to start investing!

Charles Schwab : Schwab One®

Bonus Amount
$101
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Schwab One account at the url below or open a new taxable investment account using promo code "SCHWABSTARTERKIT".
  2. Within 30 days, Fund your account with a minimum of $50.
  3. Once funded, Schwab will deposit $101 in your account to purchase your stock slices at approximately 6:00 pm Eastern Time the next trading day.
Apply Now

at Charles Schwab

Colorado Banking Statistics

With so many promotions available in Colorado, you may be wondering how many banks and credit unions there are.

According to the Credit Union National Association (CUNA), nearly 75% of Colorado’s deposits are with the top 25 largest banks. Credit unions account for 15.4%, and smaller banks make up the remaining 9.9%.

CUNA also notes that Colorado is home to 72 state credit unions, with an estimated 2.3 million credit union memberships statewide.

When it comes to banks, the FDIC’s most recent State Profile of Colorado showed that there were 71 banking institutions in the state, with the largest market by far being Denver/Aurora/Lakewood.

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