The Badger State is home to more than 200 state banks and credit unions, along with plenty of regional and national banks. Several of them offer lucrative bank promotions in Wisconsin.
We have carefully reviewed dozens of offers to provide you with a list of the best bank bonuses in Wisconsin.
You can scroll through the offers, review the bonus requirements, and find more info or apply on the bank or credit union’s website.
Our Featured Nationwide Bonuses
Here are 3 of our featured bank bonuses that can be obtained nationwide:
SoFi
SoFi Checking and Savings
- Bonus
- up to $300
- Account Type
- Personal Checking
- Expires In
- 158 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Upgrade
Rewards Checking Plus
- Bonus
- $200
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
See our list of the Best Banks in Wisconsin
Personal Checking Bonuses in Wisconsin
Here are the current personal checking promotions available in WI:
1. PNC Virtual Wallet® - up to $400 bonus
Available in 23 states plus the District of Columbia, PNC is back with a competitive welcome bonus for opening a personal checking account online and meeting direct deposit requirements within the first 2 months.
This is a tiered offer with the entry level Virtual Wallet® offering $100, $200 for opening a Virtual Wallet® with Performance Spend or $400 for opening a Virtual Wallet® with Performance Select - all with qualifying direct deposit requirements.
Assuming you don't have an account with PNC (and haven't within the last 90 days), we definitely recommend grabbing this easy bonus.
PNC Bank : Virtual Wallet®
- Bonus Amount
- up to $400
- Account Type
- Personal Checking
- Availability
- AL, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KY, MD, MI, NC, NJ, NY, NM, OH, PA, SC, TX, VA, WI, WV
- Offer Expires
- September 3, 2024
- Bonus Requirements
-
- Open a Virtual Wallet® account online to qualify, See link below.
- Within 60 days, complete the direct deposit requirements for the account package that you opened: Virtual Wallet® - $500+ to earn $100 bonus, Virtual Wallet® with Performance Spend - $2,000+ to earn $200 bonus, or Virtual Wallet® with Performance Select - $5,000+ to earn $400 bonus.
- Bonus will be credited to your account within 60-90 days after meeting requirements.
2. BMO Personal Checking - $350 Cash Bonus
BMO is giving you 3 months to accumulate $4,000 in direct deposits to earn a $350 cash bonus for opening a new BMO Smart Advantage Checking or BMO Smart Money Checking account. This is higher than recent versions and on par with previous versions.
What's even better? They're also offering a $5/month kicker if you save regularly.
It's now available nationally, so now's a good time to open an account online and grab that cash.
BMO : Personal Checking
- Bonus Amount
- $350 Cash Bonus
- Account Type
- Personal Checking
- Availability
- Nationwide
- Offer Expires
- September 9, 2024
- Bonus Requirements
-
- Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account using the link below.
- Within 90 days, have a total of $4,000 in qualifying direct deposits.
- Bonus is credited directly to your checking account approximately 100 days after account opening.
- Conditions apply. BMO Bank N.A. Member FDIC
at BMO
3. BMO Relationship Checking - $500 bonus
BMO is giving you 3 months to accumulate $7,500 in direct deposits to earn a $500 welcome bonus for opening a new Relationship checking account. This is more than when it was recently available and it's now available nationally, so that's a plus.
What's even better? They're also offering a $5/month kicker if you save regularly.
BMO : Relationship Checking
- Bonus Amount
- $500
- Account Type
- Personal Checking
- Availability
- Nationwide
- Offer Expires
- September 9, 2024
- Bonus Requirements
-
- Open a new Relationship Checking account using the link below.
- Within 90 days, have a total of $7,500 in qualifying direct deposits.
- Bonus is paid approximately 100 days after account opening.
- Conditions apply. BMO Bank N.A. Member FDIC
at BMO
4. U.S. Bank Smartly® Checking - up to $450 bonus
U.S. Bank is offering up to a $450 bonus for opening a new U.S. Bank Smartly® Checking and Standard Savings account. This is back towards the lower end of bonuses we've seen from U.S. Bank. This is a multipart bonus, meaning the more activities you complete, the more you can earn.
The direct deposit threshold for the checking bonus is somewhat steep, at a minimum $7,500 to earn a checking bonus, but if you have the income, this is an easy bonus. You'll have 90 days to reach this target, but keep in mind that unlike some banks that let you hit the bonus in a single transaction, U.S. Bank requires at least two direct deposits to qualify for this promotion.
The second part of the bonus is for opening a Standard Savings account and maintaining a minimum balance. The minimum balance requirements remain at $15,000 this go around.
U.S. Bank : U.S. Bank Smartly® Checking
- Bonus Amount
- up to $450
- Account Type
- Personal Checking
- Availability
- AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
- Offer Expires
- September 26, 2024
- Bonus Requirements
-
- Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities.
- Within 90 days, enroll in online banking or the U.S. Bank Mobile App AND Make two or more direct deposit(s) totaling amounts as follows: $2,000 - $4,999.99, earn $250; $5,000 - $7,999.99, earn $350; $8,000+, earn $450.
- Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
at U.S. Bank
5. Associated Bank Associated Checking - up to $600 bonus
Associated Bank is back with their personal checking bonus but this time offering a much higher payout. The requirements remain the same: direct deposits totaling $500 plus maintaining a minimum balance.
The offer is tiered so that the more you maintain, the more you earn, with $10,000 earning the full $600. Fortunately, all accounts titled to the primary account holder count toward this balance, including CDs, savings, MMA, and IRAs – so you don't even have to tie up your funds in a checking account to qualify.
Associated Bank : Associated Checking Account
- Bonus Amount
- up to $600
- Account Type
- Personal Checking
- Availability
- IA, IL, IN, KS, MI, MN, MO, OH, WI
- Offer Expires
- September 30, 2024
- Bonus Requirements
-
- Open a new personal checking account using the link below.
- Within 90 days, receive direct deposits totaling $500.
- Within 30 days of opening the account, deposit $1,000 to earn $300, $5,000 to earn $400, or $10,000 to earn $600.
- Maintain the balance from days 31-90.
- Bonus will be credited to your account within 120 days of opening the account.
at Associated Bank
6. Huntington Perks Checking - $400 bonus
Huntington is offering a welcome bonus to those opening new personal checking accounts. This one offers $400 for any deposit into their Perks Checking account. Previously they required at least $1,000 to qualify.
This account comes with a monthly fee unless you meet the requirements to waive it. You'll also want to note that while there is no minimum opening deposit for the account itself.
Huntington National Bank : Perks Checking
- Bonus Amount
- $400
- Account Type
- Personal Checking
- Availability
- CO, IL, IN, KY, OH, MI, MN, PA, WI, WV
- Offer Expires
- October 7, 2024
- Bonus Requirements
-
- Open a new Huntington Perks Checking account using the link below.
- Within 90 days, make a qualifying direct deposit.
- Keep your account open for 90 days.
- Bonus will be deposited to your new account within 14 days of meeting the requirements.
at Huntington
7. Huntington Platinum Perks Checking - $600 bonus
Huntington is offering a couple of welcome bonuses to customers opening new personal checking accounts. This promotion offers $600 for a $25,000 deposit into their premium Platinum Perks Checking account.
They're also running a similar deal for new Perks Checking accountholders, which is their middle-tier personal checking product. That one offers $400 for a direct deposit, in case you don't have the cash to meet this promotion's terms.
Huntington National Bank : Platinum Perks Checking
- Bonus Amount
- $600
- Account Type
- Personal Checking
- Availability
- CO, IL, IN, KY, OH, MI, MN, PA, WI, WV
- Offer Expires
- October 7, 2024
- Bonus Requirements
-
- Open a new Huntington Platinum Perks Checking account using the link below.
- Within 90 days, make deposits totaling $25,000.
- Keep your account open for 90 days.
- Bonus will be deposited to your new account within 14 days of meeting the requirements.
at Huntington
8. PyraMax Bank Simply Cash Back Checking - $30 bonus
Available in Wisconsin with the ability to open online, PyraMax Bank is offering a $300 welcome bonus when you open a new checking account and set up direct deposit. The last time we saw this bonus offered was a couple of years ago and they were offering it in uChooseRewards. The award amount is higher now, so may be a good idea to jump on it.
PyraMax Bank : Simply Cash Back Checking
- Bonus Amount
- $30
- Account Type
- Personal Checking
- Availability
- WI
- Offer Expires
- December 31, 2024
- Bonus Requirements
-
- Open a new Simply Cash Back Checking account using promo code WELCOME300.
- Within the first 60 days, make a direct deposit of at least $300 in the statement cycle.
- Keep account open for at least 90 days.
- Bonus will be credited to your account once terms are met
at PyraMax Bank
9. Trustone Financial Personal Checking - up to $350 bonus
Trustone Financial is offering up to a $350 welcome bonus when you open a new checking account and set up direct deposit. It's back to the higer bonus version that they've previously offered. The requirements are relatively easy to meet and it's available even for student accounts (assuming you're at least 16). This is a tiered bonus, so the more you can deposit, the more you can earn!
Trustone Financial Credit Union : Personal Checking
- Bonus Amount
- up to $350
- Account Type
- Personal Checking
- Availability
- MN, WI
- Offer Expires
- December 31, 2024
- Bonus Requirements
-
- Open a new personal checking account.
- Within 60 days, complete total direct deposits of $1,000 - $2,499, earn $100; $2,500 - $4,999, earn $200; $5,000+, earn $300.
- Within the same 60 days, enroll in eStatements, earn $50
- Bonuses will be deposited within 90 days of account opening.
at Trustone Financial
10. Town Bank Total Access Checking - $300 bonus
Town Bank, a Wintrust Community Bank, is offering $300 when you open a new Total Access Checking account and establish a recurring direct deposit for 2 months.
You can also pair this with their Statement Savings welcome bonus, to put a total of $500 in your pocket.
Town Bank : Total Access Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- WI
- Offer Expires
- January 31, 2025
- Bonus Requirements
-
- Open a new Total Access Checking account using the link below.
- Enroll in online banking and activate e-statements.
- In the 2 calendar months following account opening, set up a recurring direct deposit totaling $500.
- Bonus will post to your new account within 30 days after the qualification period.
at Town Bank
11. Altra Personal Checking - $150 bonus
If you are a Rochester Public School District Employee or immediate family member w/employee badge or student and aren't already a member, check out this super easy bonus. Using the promo code provided, open a new A+ Checking or A+ Platinum Checking, then make 10 purchases using your new debit card. That's it!
Altra Federal Credit Union : Personal Checking
- Bonus Amount
- $150
- Account Type
- Personal Checking
- Availability
- CO, MN, NJ, TN, TX, WI
- Offer Expires
- May 31, 2025
- Bonus Requirements
-
- Open a new A+ Checking or A+ Platinum Checking using the promo code RPSD_A+150.
- Within 30 days, make ten debit card purchases.
- Bonus will be deposited into your new checking account within 30 business days of meeting the requirements.
at Altra
12. Premier America Credit Union Smart Spending - $25 bonus
Available in California and Texas with the ability to open online, Premier America Credit Union is offering a $25 "Head Start" welcome bonus when you open a new Smart Spending account and set up direct deposit. We most recently saw PACU offer up $100 for the same requirements. May be worth holding out for a little while in case the old offer comes back.
Premier America Credit Union : Smart Spending
- Bonus Amount
- $25
- Account Type
- Personal Checking
- Availability
- CA, TX, AZ, NM, CO, PA, FL, OH, WV, DE, NJ, SC, NC, GA, KY, IN, MI, IL, MD, DC, WV, WI
- Bonus Requirements
-
- Become a member of Premier America Credit Union and automatically setup a Smart Spending account.
- Within 45 days, make a recurring direct deposit into this account of at least $200.
at Premier America Credit Union
13. Marathon Bank Select NOW - $300 bonus
Available only to Wisconsin residents, Marathon Bank is offering a $300 welcome bonus when you open a new Select NOW checking account and set up direct deposit. This bonus also comes with minimum balance requirements. All in all, it's a fairly easy bonus to earn; however, note that you will need to open the account in-branch which can be a hassle these day.
Marathon Bank : Select NOW
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- WI
- Bonus Requirements
-
- Open a new Select NOW checking account and make a minimum opening deposit of $500.
- During the first the initial 2 statement cycles following the day the account is opened, make a recurring ACH direct deposit and maintain a minimum daily balance of $2,000.
- Bonus will be awarded within 30 days following the evaluation period
14. Dupaco Community Credit Union Personal Checking - $300 bonus
Available in Iowa and select bordering counties of Illinois and Wisconsin, Dupaco Community Credit Union is offering a $300 welcome bonus when you open a new personal checking account and meet "active account" status. Luckily, they have several ways to you do this so you get to select which one is most convenient for you.
Dupaco Community Credit Union : Personal Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- IA, WI, IL
- Bonus Requirements
-
- Open a new account online with promocode CHECK300 or mention the offer in branch or over phone. Within 90 days of account opening, either: a) Set up direct deposit to your checking account, and have a total of five or more check, debit card or automated clearing house (ACH) debit transactions on that checking account, OR have one of the following: ten check transactions, eight debit card transactions, five ACH debit transactions or three bill pay transactions on that checking account.
- Bonus will be deposited to the checking account 3-5 business days after active checking status is met.
at Dupaco Community Credit Union
15. Wisconsin Bank & Trust Free Checking - $150 bonus
Available to Wisconsin residents with the ability to open online, Wisconsin Bank & Trust is offering a $150 bonus when you open a new free checking account and connect your direct deposit.
Wisconsin Bank & Trust : Free Checking
- Bonus Amount
- $150
- Account Type
- Personal Checking
- Availability
- WI
- Bonus Requirements
-
- Open a new Free Checking account.
- Within 90 days, receive two direct deposits of $300 or more.
- Bonus will be paid within 5 business days of completing the requirements.
at Wisconsin Bank & Trust
16. Wisconsin Bank & Trust Platinum Checking - $400 bonus
Wisconsin Bank & Trust is offering a $400 welcome bonus when you open a new Platinum Checking account. To earn the bonus, you'll have 90 days to accumulate $7,500 in direct deposits. That's a higher threshold than most bonuses require, but the reward is also on the higher end of personal checking offers.
Keep in mind that the Platinum Checking account has a monthly fee that can be waived, but if you can't meet the balance requirement to do so, you should factor that into the ROI of this promo.
Wisconsin Bank & Trust : Platinum Checking
- Bonus Amount
- $400
- Account Type
- Personal Checking
- Availability
- WI
- Bonus Requirements
-
- Open a new Platinum Checking account using the link below.
- Within 90 days, receiving direct deposits totaling $7,500.
- Bonus will be credited to your new checking account within 5 business days of meeting the requirements.
at Wisconsin Bank & Trust
17. Altra A+ - $100 bonus
Altra Federal Credit Union is offering $100 when you open an A+ Checking or A+ Platinum account.
Both accounts are free and the bonus amount is the same regardless of which you choose. A+ Platinum earns a higher APY and has a few extra perks, but the direct deposit requirement is slightly higher at $250 required versus $50 for A+ Checking.
Altra Federal Credit Union : A+ Account
- Bonus Amount
- $100
- Account Type
- Personal Checking
- Availability
- MN, WI, TN, TX
- Bonus Requirements
-
- Open an A+ Checking or A+ Platinum account using the promo code A+100.
- Within 30 days, make a direct deposit of at least $50 into your A+ Checking account or of at least $250 into your A+ Platinum account.
- Bonus will be deposited into your new account within 30 days of the qualifying direct deposit.
at Altra
18. CIBC Personal Checking - $200 bonus
CIBC is offering a $200 welcome bonus when you open a new personal checking account and complete an ACH deposit. This is the first time we've seen an offer from CIBC U.S. so now might be a good time to jump on it if you're near a branch.
CIBC Bank USA : Personal Checking
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Availability
- IL, MI, WI, MO
- Bonus Requirements
-
- Go into a branch and open an iCan or MyChoice checking account with at least $500.
- Within 90 days of opening the account, make 1 direct deposit or ACH transaction to the account.
- During this same 90 day period, elect to receive eStatements through CIBC NetBanking.
- Bonus will be credited to the account within 100 days after account opening.
19. Advia Credit Union Personal Checking - $250 bonus
Available to residents in select counties of Michigan, Illinois, and Wisconsin, Advia Credit Union is offering a $250 welcome bonus when you open a new personal checking account and reach Advantage Plus status. What's even more? You can stack this offer with their other promotions if you have a Mortgage or Auto, RV, HELOC, or Personal Loan to earn a total of up to $1,000.
Advia Credit Union : Personal Checking
- Bonus Amount
- $250
- Account Type
- Personal Checking
- Availability
- IL, MI, WI
- Bonus Requirements
-
- Open a new member account and checking account with promo code NM1000.
- Meet the requirements for Advantage Plus Rewards (20+ debit/credit purchases, $400 in monthly e-deposits).
- Bonus paid within 45 days following month-end reporting showing qualifications have been met.
at Advia Credit Union
20. Bank Five Nine Personal Checking - $300 bonus
Bank Five Nine is offering a fairly easy $300 cash bonus for new accounts; however, the eligibility requirements are rather restrictive.
For starters, your employer must be part of Bank Five Nine's Bank@Work program.
If you qualify, from there it's mostly smooth sailing to earn your reward after completing 2 of 3 requirement options.
Bank Five Nine : Personal Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- WI
- Bonus Requirements
-
- Open a new personal checking account using the link below.
- Within 120 days, complete 2 out of the following 3 requirements: 1) for 3 consecutive months, deposit $250 of payroll, government or pension benefits using direct deposit, mobile deposit or in-branch deposit. 2) make 25 signature-based debit card purchases of at least $5 each. 3) make 6 online bill pay transactions of at least $25 each.
- The cash reward will be deposited into the checking account within 135 days of account opening.
at Bank Five Nine
21. Guardian Credit Union Student Checking - up to $50 bonus
Do you have good grades? Guardian Credit Union wants to reward you. Students age 13-24 can sign up for a Student Checking account and earn $25 each semester they obtain a 3.5 GPA or higher. That's a max total of $50 each year! Just bring in your report card or transcript within 60 days to claim your cash.
Guardian Credit Union : Student Checking
- Bonus Amount
- up to $50
- Account Type
- Student Checking
- Availability
- WI
- Bonus Requirements
-
- Be a member of Guardian Credit Union.
- Sign up for a Student Checking account (Ages 13-24) as the primary owner.
- Within 60 days of the grading period ending, bring in a copy of your report card or transcript showing your 3.5 GPA – earn $25.
- Bonus can be earned up to twice per year.
at Guardian Credit Union
22. Blaze Credit Union Personal Checking - $150 bonus
If you're located in Minnesota or Wisconsin, check out this bonus from Blaze Credit Union (formerly Spire and HiWay Credit Unions).
All you have to do is open a free checking account, and then within the first 2 months, set up automatic payments or direct deposit of any amount, and complete 6 debit card purchases to earn a $150 bonus.
What's interesting about this offer is that Spire CU will pay out the bonus as soon as the account is opened. Of course, you'll still need to meet the requirements and keep the account open for at least 6 months to avoid the cash being clawed back.
Blaze Credit Union : Personal Checking
- Bonus Amount
- $150
- Account Type
- Personal Checking
- Availability
- MN, WI
- Bonus Requirements
-
- Open a Blaze Free Checking account.
- Within 60 days, set up an automatic payment or direct deposit.
- Within the same 60 days, make 6 debit card purchases.
- Keep the account open for at least 6 months.
- Bonus will be credited to your account immediately after opening, but you'll need to complete the requirements to retain the bonus.
at Blaze Credit Union
23. Trustone Financial Personal Checking - $50 bonus
Earn $50 for you and your friend from Trustone Financial when they open a new Value, Premium or TruRate Checking account and use the debit card. What's even more? The referred member can stack this offer with their checking account bonus to earn a total of $150.
Trustone Financial Credit Union : Personal Checking
- Bonus Amount
- $50
- Account Type
- Personal Checking
- Availability
- MN, WI
- Bonus Requirements
-
- Be a member of Trustone Financial Credit Union.
- Refer a friend using the link below.
- New member must bring coupon to a branch location, qualify for membership and open a new Value, Premium or TruRate Checking account.
- Within 45 days, the referred member must make 5 debit card transactions and enroll in eStatements.
- Bonus will be deposited within 60 days.
24. WaterStone Bank Personal Checking - up to $250 bonus
WaterStone Bank is offering up to $250 in welcome bonuses when you open a new checking account through the BRAVO employer program and complete qualifying activities.
It's a tiered setup, so the more activities you complete, the more you can earn.
If you qualify, the BRAVO program has additional bonuses you can earn, too, like $100 for funding a money market account, $100 for setting up automatic payments on a loan, and $50 for opening an HSA.
WaterStone Bank : Personal Checking
- Bonus Amount
- up to $250
- Account Type
- Personal Checking
- Availability
- WI
- Bonus Requirements
-
- Open a new personal checking account through your employer's BRAVO program.
- Enroll in eStatements to earn $25.
- Within 90 days, make direct deposits totaling $300 to earn $200.
- Within the same 90 days, make 5 or more debit card purchases in a single statement cycle to earn an additional $25.
- Bonus(es) will be credited within a statement cycle of meeting the requirements.
at WaterStone Bank
25. East Wisconsin Savings Bank Personal Checking - $200 bonus
If you're in the Wisconsin area, East Wisconsin Savings Bank is offering up $200 with minimal requirements.
Just open an eligible checking account and complete a direct deposit.
East Wisconsin Savings Bank : Personal Checking
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Availability
- WI
- Bonus Requirements
-
- Open a GO FREE or GO 50+ FREE checking account.
- Within 60 days make a direct deposit into your account.
- Bonus will post within 30 days of direct deposit posting.
at East Wisconsin Savings Bank
Note: Don’t see an offer that piques your interest? You can use our tool to explore a full list of bank promotions
Personal Savings Bonuses in Wisconsin
Here are the current personal savings promotions available in WI:
1. Town Bank Statement Savings - $200 bonus
Town Bank, a Wintrust Community Bank, is offering $200 when you open a new Total Savings account and deposit $15,000 in new money, which represents about a 4% effective interest rate on your savings.
You can also pair this with their Total Access Checking welcome bonus, to put a total of $500 in your pocket.
Town Bank : Statement Savings
- Bonus Amount
- $200
- Account Type
- Personal Savings
- Availability
- WI
- Offer Expires
- January 31, 2025
- Bonus Requirements
-
- Open a new Statement Savings account using the link below.
- Within the same month of account opening, deposit $15,000 in new money.
- Maintain the $15,000 balance for the three months after the initial month the account is opened.
- Bonus will post to your new account within 30 days after the qualification period.
at Town Bank
2. Citi® Accelerate Savings - 4.45% APY
Citi offers a really competitive APY rate in their Citi® Accelerate Savings account, a high-yield savings product.
You can find slightly higher rates elsewhere, but nearly all of those will have balance limits. In other words, you'll earn a great rate on the first $15k, but then the rate drops considerably.
Citi, on the other hand, has no limit. So for those who have sizable savings they'd like to keep liquid, Citi® Accelerate Savings will often win out.
There's no opening deposit minimum or ongoing balance requirements, but do keep in mind that having a $0 balance for longer than 3 months could cause your account to be closed.
Citi® : Citi® Accelerate Savings
- Bonus Amount
- 4.45% APY
- Account Type
- Personal Savings
- Availability
- AK, AL, AR, AZ, CO, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, WA, WI, WV, WY
- Bonus Requirements
-
- Open a new Citi® Accelerate Savings account using the link below.
- Transfer money from a different bank or an existing Citi account.
- Interest compounds daily and will be credited to your account each month.
at Citi®
3. BMO Savings Builder - up to $60 bonus
$5 extra each month just for putting money into my own savings account? OKAY. BMO Harris Bank is offering a total of $60 (5 bucks a month for a maximum of 12 months) as a savings-incentive bonus if you open a new Savings Builder account.
Pro tip: maximize your bonus by also taking advantage of either of the personal checking account welcome bonuses they're offering.
BMO : Savings Builder
- Bonus Amount
- up to $60
- Account Type
- Personal Savings
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Savings Builder account using the link below.
- Earn an extra $5 for every month you deposit at least $200 into the account, for up to 12 months.
at BMO
Business Bonuses in Wisconsin
Here are the current business banking promotions available in WI:
1. BMO Business Checking - up to $750 bonus
Now available nationwide, BMO Harris is offering up to a $750 welcome bonus when you open a new business checking account and meet the minimum balance requirements. This is a tiered bonus, the higher the balance, the more you can earn. It's worth noting that this bonus is higher than a recent one offered for similar tiers.
What's more? This time around they added a new higher tier for businesses with higher balances.
BMO : Business Checking
- Bonus Amount
- up to $750
- Account Type
- Business Checking
- Availability
- Nationwide
- Offer Expires
- September 9, 2024
- Bonus Requirements
-
- Open a new BMO Harris business account online or in branch using the link below.
- On day 120, have an average collected balance of at least $4,000 to be eligible to earn $300 at least $25,000 to be eligible for $750.
- Within the first 120 days, complete 10 qualifying transactions. (any combination of: ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions).
- Bonus will be deposited into the new checking account within 14 days of meeting the promotion requirements, approximately Day 130.
at BMO
2. Associated Bank Business Checking - up to $750 bonus
Available in quite a few midwestern states, Associated Bank is offering up to a $750 welcome bonus when you open a new business checking account and deposit new money. The business account you open will determine what the max bonus amount you'll be eligible for.
What's even more? You can stack this offer with their personal checking account bonuses to earn a lot more!
Associated Bank : Business Checking
- Bonus Amount
- up to $750
- Account Type
- Business Checking
- Availability
- IA, IL, IN, KS, MI, MN, MO, OH, WI
- Offer Expires
- December 31, 2024
- Bonus Requirements
-
- Be a new business checking customer and open a new business checking account.
- Open a Business Foundation Checking® account and deposit $2,000 in new money within 30 days, earn a $100 bonus; Open a Business Core Checking® account and deposit $5,000 in new money, earn a $400 bonus; Open a Business Advanced Checking® account and deposit $20,000 in new money, earn $750
- Maintain the minimum balance between days 31 to 90.
- Bonus will be deposited into the new Associated Bank business checking account within 120 days of account opening.
- Keep the account open for at least 12 months
at Associated Bank
3. Flagstar Bank Business Checking - $500 bonus
Flagstar Bank is offering business owners operating within their footprint a $500 bonus for opening any new business checking account – including their Standard Business Checking which comes with no monthly fee.
You'll just need to deposit $5,000 within 3 months and then complete 10 qualifying transactions (which include debits, credits, deposits, and paid items). Pretty easy considering the decent payout!
Keep in mind that the account will need to stay open for at least 6 months to avoid early closure fees.
Flagstar Bank : Business Checking
- Bonus Amount
- $500
- Account Type
- Business Checking
- Availability
- IN, MI, OH, WI
- Bonus Requirements
-
- Open any new business checking account using the link below.
- Within 90 days, deposit $5,000.
- Within the same 90 days, make 10 debit or credit qualifying transactions.
- Bonus will be credited to your account 91-104 days after account opening.
at Flagstar Bank
4. WaterStone Bank Business Checking - $250 bonus
Available in Wisconsin, WaterStone Bank is offering a $250 welcome bonus when you open a new business checking account. That's pretty much it! The only real kicker is the account must be opened in-branch. A super easy bonus from WaterStone for those that qualify.
WaterStone Bank : Business Checking
- Bonus Amount
- $250
- Account Type
- Business Checking
- Availability
- WI
- Bonus Requirements
-
- Open a new WaterStone Bank SSB (WSB) Business Checking account in-branch with promo code "SMBIZ".
- Keep the account open and active through the entire statement cycle.
- Bonus will be paid on the last day of the first full statement cycle.
See our full list of the Best Business Checking Account Promotions
Investing Bonuses
Here are the current investing promotions available in your area:
1. J.P. Morgan Self-Directed Investing - up to $700 bonus
Available nationwide with the ability to open online, J.P. Morgan Wealth Management is offering up to a $700 welcome bonus when you open a new Self-Directed Investing account with qualifying minimum funding.
This is tiered bonus, meaning that the more you deposit, the more you may be eligible to earn. New for this iteration, J.P. Morgan has introduced a lower tier at $5,000, down from the previous $25,000 entry point and raised the max bonus amount!
Here are all 4 tiers of this investing bonus:
| New Money Added | Bonus Amount |
|---|---|
| $5,000-$24,999 | $50 |
| $25,000-$99,999 | $150 |
| $100,000-$249,999 | $325 |
| $250,000+ | $700 |
This is the highest offer that we've seen to-date from J.P. Morgan.
J.P. Morgan Wealth Management : Self-Directed Investing
- Bonus Amount
- up to $700
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- October 11, 2024
- Bonus Requirements
-
- Open a J.P. Morgan Self-Directed Investing account using the link below.
- Within 45 days, fund your account with qualifying new money; $5,000 - $24,999 = $50 bonus; $25,000 - $99,999 = $150 bonus; $100,000 - $249,999 = $325 bonus, $250,000 = $700 bonus.
- Your bonus amount will be determined on day 45.
- Maintain your new funds for 90 days (losses due to trading or market fluctuation will not be taken into account).
- Bonus will be received within 15 days.
- INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE
at J.P. Morgan
2. E*TRADE Bank Brokerage - up to $5000 bonus
Payouts have increased again! E*Trade is now offering new investors up to $5,000 in bonus cash when you open and fund a new investing account. You'll only need $50 to earn the first tier bonus ($100)!
They've shuffled all the previous tiers and reinstated the tiers for those with 7+ figures to invest. If you're wanting to earn the full $5,000, you need at least $1.5M in investable assets.
This offer is available to both new and existing customers; however, different rules may apply, so be sure to check the disclosures at the link below.
E*TRADE Bank : Brokerage Account
- Bonus Amount
- up to $5000
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- July 31, 2024
- Bonus Requirements
-
- Open a new eligible E*TRADE brokerage or retirement account using the link below with promocode REWARD24.
- During the first 60 days, fund your new account with new money as follows: $50 - $999, earn $100; $1,000 - $19,999, earn $150; $20,000-$99,999 earn $300; $100,000-$199,999 earn $600; $200,000-$499,999 earn $800; $500,000 - $999,999, earn $1,000; $1,000,000 - $1,499,999, earn $3,000; $1,500,000+ earn $5,000.
- If you deposit $200,000 or more, you will receive a cash credit within seven business days.
- If you have deposited at least $200,000 in your account, and you make subsequent deposits in that account to reach a higher tier, you will receive a second cash credit following the close of the 60-day window.
at E*TRADE Bank
3. TD Bank Automated Investing - up to $750 bonus
TD is getting in the robo-advisor game and offering up to $750 when you open a new TD Automated Investing account. This is a tiered bonus where you can earn more depending on how much money you can invest.
TD Bank : Automated Investing
- Bonus Amount
- up to $750
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- July 31, 2024
- Bonus Requirements
-
- Open a new TD Automated Investing account with at least $1,000.
- Within 30 days, fund your new account as follows: $1,000 - $4,999, earn $50; $5,000 - $24,999, earn $150; $25,000 - $49,999, earn $250; $50,000 – $74,999, earn $450; $75,000+, earn $750.
- Maintain a minimum balance of $1,000 for 90 calendar days after your TD Automated Investing account is approved.
- Bonus will be credited to your new TD Automated Investing account within 15 calendar days of meeting eligible offer requirements
at TD Bank
4. U.S. Bancorp Investments Wealth Management - up to $1000 bonus
Available nationwide, U.S. Bancorp Investments is offering up to a $1,000 welcome bonus when you open a new investment account and add balances. You'll need at least $250,000 to be eligible for the first tier, which is pretty steep to earn a $250 bonus; however, if you have the cash and looking to invest with U.S. Bank it's an easy bonus.
U.S. Bancorp Investments : Wealth Management
- Bonus Amount
- up to $1000
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- August 31, 2024
- Bonus Requirements
-
- Speak with a financial advisor and open a new investment account with U.S. Bancorp Investments.
- Deposit $250,000 - $499,999 to earn $250; $500,000 - $999,999 to earn $500; 1,000,000+ to earn $1,000.
- Maintain balances through December 31, 2024.
- Bonus will be applied on January 30, 2025
5. Citi® Self Invest - up to $500 bonus
Available nationwide to new and existing customers, Citi is offering up to a $500 bonus when you add new-to-Citi funds to a Citi® Self Invest account.
As is typical with Citi promotions, this is a tiered offer: the more you add, the more you earn. You'll need to deposit at least $10,000 to earn a $100 reward, or at least $200,000 to receive the full $500.
You'll need to also maintain your funds through a date defined on the Citi website, depending on the month in which you open your account.
Citi® : Citi® Self Invest
- Bonus Amount
- up to $500
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- September 30, 2024
- Bonus Requirements
-
- Open a new Citi® Self Invest account or add new-to-Citi funds to an existing account.
- Opt-in to eDelivery of statements and confirmations.
- Bonus will be tiered based on the total amount added: $10,000 to earn $100; $50,000 to earn $200; $200,000 to earn the full $500.
- Maintain the New-To-Citi funds in your account through the “maintain funds” deadline as outlined in the chart.
- Bonus will be credited on the last day of the 3rd month following the “maintain funds” period.
at Citi®
6. Citi® Personal Wealth Management - $5000 bonus
Earn up to $5,000 when you open or enroll a new or existing eligible Personal Wealth Management account with new-to-Citi funds.
This is a tiered bonus based on how much you deposit and maintain for the first 3 months. They've up the reward amounts for their upper tiers this go around.
There are 5 levels, starting with a $500 bonus for deposits $50,000 - $199,999 and going up to $5,000 for $2,000,000+.
Citi® : Personal Wealth Management
- Bonus Amount
- $5000
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- September 30, 2024
- Bonus Requirements
-
- Contact Citi to open or enroll a new or existing eligible Citi Personal Wealth Management account
- Fund the Citi Personal Wealth Management account with New-to-Citi Funds within 2 months of account opening (deposit $50,000 for a $500 bonus, $200,000 for a $1,000 bonus, $500,000 for a $2,000 bonus, $1,000,000 for a $3,000 bonus and $2,000,000+ for the $5,000 bonus)
- Enroll into e-delivery of statements within 2 months of account opening.
- Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment).
at Citi®
7. Robinhood Investing - Free stock (up to $200) bonus
Robinhood is a commission-free stock trading platform that's had mixed headlines in the news (GME, what?). But Robinhood is a popular choice – particularly among beginner investors – due to their sleek, easy-to-use app.
This is a program that many investment apps now offer, but Robinhood pioneered: sign up and get a free stock. The stock has a 98% chance of being worth $5-$10, so this isn't an amazing bonus, but it's something for almost nothing (you don't even need to fund your account). The stock will hit your account within a week, and is tradeable 2 days after that.
Robinhood : Investing Account
- Bonus Amount
- Free stock (up to $200)
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Robinhood investing account using the link below.
- Link your bank account.
- Stock bonus will be credited to the enrolled account within approximately one week.
at Robinhood
8. SoFi Invest - up to $10000 bonus
SoFi is offering customers a cash bonus to move your portfolio over to SoFi. The bonus is tiered, and you'll need to transfer $5 million in assets to earn the full $10,000 (steep!), but the bonus starts at $100 for transferring $5,000.
Keep in mind that although SoFi will pay out the bonus within 14 business days of the end of the promo period, they'll claw it back if you withdraw those funds within 180 days. They'll even refund up to $75 in ACAT fees from your other brokerage!
SoFi : Sofi Invest
- Bonus Amount
- up to $10000
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new SoFi Invest account using the link below (or be an existing user).
- Before the promotion's expiration date, transfer investments from another brokerage firm: $5,000 to earn $100, $25,000 to earn $200, $100,000 to earn $500, $250,000 to earn $750, $500,000 to earn $1,000, $1,000,000 to earn $2,500, $2,000,000 to earn $5,000 or $5,000,000+ to earn $10,000.
- Bonuses will be paid within 14 days of the last day of the month in which the transferred assets settled in your SoFi Invest account.
at SoFi
9. Acorns Invest - $20 bonus
Acorns is offering BankBonus.com users a $20 welcome bonus when you open a new Invest account. You just need to open the account from the link below and fund it with $5 to earn the reward.
What's more? They've been running amazing referral bonuses. So, sign up for a new account and then share your referral link with friends and family, and you could be pocketing up to $1,000+ each week!
Acorns : Acorns Invest
- Bonus Amount
- $20
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Acorns Invest account using the link below.
- Fund account with at least $5.
at Acorns
10. Fidelity Personal - $100 bonus
Fidelity is offering a super easy $100 bonus to customers who open a new Fidelity Account®, Cash Management Account, or a Roth or traditional IRA.
To earn the bonus, you'll just need to fund the new account with $50. Then, 10 days later, your account will be $100 richer.
Keep in mind that the fine print says that you'll need to maintain the bonus award in the account for at least 90 days, otherwise you could forfeit it.
Fidelity Investments : Personal Account
- Bonus Amount
- $100
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new eligible account using the promo code FIDELITY100.
- Within 15 days, deposit $50.
- Bonus will be deposited directly to the eligible account within 10 calendar days after the qualification period.
at Fidelity
11. Tradestation Brokerage - up to $3500 bonus
Tradestation is offering investors up to $3,500 in bonus cash when you add new funds to a new or existing investing account. You only need $5,000 to earn the first tier bonus ($150), and up to $5M to earn the full $3,500. It's worth noting each of the tiers are considerably higher this time around than when it was previously offered.
Tradestation : Brokerage Account
- Bonus Amount
- up to $3500
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Enroll an existing account or open a new account using promo code TSTVAGFD at the url below.
- Within 45 days, fund your account.
- To receive $150 bonus, fund with $5,000- $24,999; To receive $300 bonus, fund with $25,000- $99,999; To receive $500 bonus, fund with $100,000-$249,999; To receive $1,000 bonus, fund with $250,000-$499,999; To receive $2,000 bonus, fund with $500,000-$999,999; To receive $3,500 bonus, fund with $1,000,000+.
- Bonus will be deposited into the account the month following the end of the 270-calendar day holding period.
at Tradestation
12. Bank of America Merrill Edge Self-Directed - up to $600 bonus
Available nationwide with the ability to open online, Bank of America's Merrill Edge is offering up to a $600 welcome bonus when you open a new Merrill Edge Self-Directed account and make an initial deposit.
What's more? There's also a $1,000 Merrill Edge bonus for those enrolled in Bank of America's Preferred Rewards program. The lower tiers are also bumped as well.
We only list the most popular tiers; however, here's a complete list of tiers you can ask for:
- $20,000 to $49,999 – $100
- $50,000 to $99,999 – $150
- $100,000 to $199,999 – $250
- $200,000 to $299,999 – $600
- $300,000 to $499,999 – $1,000
- $500,000 to $999,999 – $1,500
- $1,000,000 or more – $2,500
- $2,000,000 or more – $3,500
- $5,000,000 or more – $5,000
- $10,000,000 or more – $7,500
Bank of America : Merrill Edge Self-Directed
- Bonus Amount
- up to $600
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Self-Directed Trading account from Merrill Edge using promo code "600ME".
- Within 45 days, fund your account with new money from outside Bank of America. To earn a $100 bonus, deposit $20,000-$49,999; To earn a $150 bonus, deposit $49,999-$99,999; To earn a $250 bonus, deposit $100,000-$199,999; To earn a $600 bonus, deposit $200,000 - $299,999.
- Maintain that balance for at least 90 days.
- Bonus will be deposited within two weeks following the end of the 90 day period.
at Bank of America
13. Charles Schwab Schwab One® - up to $1000 bonus
If you're not currently a Schwab customer, you can open any investment account and earn a referral bonus based on your net deposit within 45 days. This includes retail brokerage accounts, individual retirement accounts, or the managed portfolios like Schwab Intelligent Portfolios®.
Keep in mind that the link above is only for details – you will need to open the account through a referral link from an existing Schwab customer in order to qualify for the promo.
This is a tiered bonus, the more you deposit, the more you can earn.
- Tier 1 | Balance Maintained: $25,000 - $49,999: $100 Bonus
- Tier 2 | Balance Maintained: $50,000 - $99,999: $300 Bonus
- Tier 3 | Balance Maintained: $100,000 - $499,999: $500 Bonus
- Tier 4 | Balance Maintained: $500,000+: $1,000 Bonus
Charles Schwab : Schwab One®
- Bonus Amount
- up to $1000
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new account using a referral link from an existing member.
- Within 45 days, make a qualifying net deposit between $25,000 - $500,000+ in cash or securities, earning the reward that correlates with that tier ($100-$1,000).
- The net deposit amount at the end of 45 day period will be used to calculate your bonus tier.
- Bonus will be paid into your account about a week after the 45-day period.
14. Fidelity Youth - $50 bonus
Fidelity is offering a $50 welcome bonus to teens who open a new Youth account. These accounts are one-stop shops for saving, spending and investing. They'll earn 5¢ every time they use their debit card, can automate their savings, invest in US stocks and Fidelity mutual funds – and parents can oversee it all, getting notified of their teen's trades and transactions.
A parent or guardian needs to first have their own Fidelity brokerage account in order to open the youth account for their teen, but if you're new to Fidelity, you can not only open both accounts at the same time, but you'll also earn $100 bonus yourself once you fund your new account.
Fidelity Investments : Fidelity Youth Account
- Bonus Amount
- $50
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Parent or guardian opens the Fidelity Youth Account on behalf of their teen.
- Teen activates their new account by downloading the app, creating a login, and agreeing to the T&C.
- Bonus will be deposited within 3-5 business days.
at Fidelity
15. SoFi SoFi - $15 bonus
SoFi is offering a $15 welcome bonus for you and a friend when you refer someone to open a new SoFi account. This bonus is available across most of their products, including: SoFi Money, SoFi Invest, SoFi Loans and a SoFi credit card. You can receive up to $75 total. This isn't exactly the highest bonus we've seen from them, so you'll have to decide if now is the right time or to hold out for something a little more enticing.
It's important to note too that each program has its own set of rules, each of which is outlined on their referral website linked below.
SoFi : SoFi Account
- Bonus Amount
- $15
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Download the app using the link below.
- Refer a friend (or be referred) using your specific referral link for a particular SoFi product.
- Follow the program rules highlighted on the website.
- Bonus will automatically be applied to your SoFi account(s).
16. Charles Schwab Schwab One® - $101 bonus
Charles Schwab has a bonus targeting new or entry-level investors in what they call the Schwab Starter Kit™, but new customers of all comfort levels can qualify. When you open a new account for this promo, Schwab will invest your bonus in fractional shares or "slices" of the top stocks by market cap in the S&P 500. Schwab recently upped this bonus from $50 at its previous level. It's a great way to start investing!
Charles Schwab : Schwab One®
- Bonus Amount
- $101
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Schwab One account at the url below or open a new taxable investment account using promo code "SCHWABSTARTERKIT".
- Within 30 days, Fund your account with a minimum of $50.
- Once funded, Schwab will deposit $101 in your account to purchase your stock slices at approximately 6:00 pm Eastern Time the next trading day.
at Charles Schwab
See our full list of the Best Brokerage Account Promotions
Wisconsin Banking Statistics
Eager to learn more about banking in the Badger State? Take a look at the stats below, which we pulled from the FDIC and the Credit Union National Association:
- Number of banks: 161
- Number of state credit unions: 111
- Credit union memberships: 3.83 million
- Deposit market share: 77.7% banks; 22.3% credit unions
- Largest deposit market: Chicago/Naperville/Elgin, IL-IN-WI
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