It should come as no surprise that you can find some of the biggest bank promotions in Texas. If you live in the Lone Star State, you could be rewarded for opening a variety of new checking, savings, and business bank accounts.
Our team is committed to helping streamline our readers’ research process and unlock awesome bank bonuses.
To point you in the right direction, we’ve crafted a comprehensive list of the best bank bonuses and promotions in Texas.
Our Featured Nationwide Bonuses
Here are 3 of our featured bank bonuses that can be obtained nationwide:
BMO
Personal Checking
- Bonus
- $350*
- Account Type
- Personal Checking
- Expires In
- 8 days
- Requires
- Direct Deposit
SoFi
SoFi Checking and Savings
- Bonus
- up to $300
- Account Type
- Personal Checking
- Expires In
- 282 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
See our list of the Best Banks in Texas
Personal Checking Bonuses in Texas
Here are the current personal checking promotions available in TX:
1. Truist One Checking - $400 bonus
Truist is offering new customers a $400 bonus for opening a new One Checking account. This is $100 more than when the deal was previously offered!
While it's not available nationwide, most of the East Coast and the South (18 states in total) can take advantage. You'll need to be a new customer and be able to set up a recurring direct deposit.
Not only is this a really solid offer from a top bank, but Truist is also considered one of the fastest paying banks. They promise your reward within 4 weeks of meeting the bonus requirements, but many of our readers have reported receiving their cash much faster than that: typically in about 10 days.
Truist Bank : Truist One Checking
- Bonus Amount
- $400
- Account Type
- Personal Checking
- Availability
- AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
- Offer Expires
- April 30, 2025
- Bonus Requirements
-
- Open a new One Checking account online or in-branch using promo code AFL2425TR1400.
- Within 120 days of account opening, complete two qualifying direct deposits totaling $1000 or more.
- The reward will be deposited into the new checking account within 4 weeks of verifying the Direct Deposit qualification requirement.
- Terms Apply. Member FDIC.
at Truist
2. Altra Personal Checking - $150 bonus
If you are a Rochester Public School District Employee or immediate family member w/employee badge or student and aren't already a member, check out this super easy bonus. Using the promo code provided, open a new A+ Checking or A+ Platinum Checking, then make 10 purchases using your new debit card. That's it!
Altra Federal Credit Union : Personal Checking
- Bonus Amount
- $150
- Account Type
- Personal Checking
- Availability
- CO, MN, NJ, TN, TX, WI
- Offer Expires
- May 31, 2025
- Bonus Requirements
-
- Open a new A+ Checking or A+ Platinum Checking using the promo code RPSD_A+150.
- Within 30 days, make ten debit card purchases.
- Bonus will be deposited into your new checking account within 30 business days of meeting the requirements.
at Altra
3. Texas Trust Credit Union Bonus Checking - up to $500 bonus
Available to residents in Texas, Texas Trust Credit Union is offering up to a $500 welcome bonus when you open a new personal checking account and set up direct deposit. This is a tiered offer, the higher your direct deposit, the more you can earn!
Texas Trust Credit Union : Bonus Checking
- Bonus Amount
- up to $500
- Account Type
- Personal Checking
- Availability
- TX
- Offer Expires
- June 30, 2025
- Bonus Requirements
-
- Open a new Bonus Checking account.
- Within 90 days, complete direct deposits as follows: $3,000 to $4,999.99, earn $100; $5,000 to $9,999.99 earn $300; or $10,000+, earn $500.
- Bonus will deposit into the new account within 30 business days after the 90-day period has lapsed
at Texas Trust Credit Union
4. Sunward Federal Credit Union Personal Checking - up to $225 bonus
Sunward Federal Credit Union (formerly Sandia Laboratory Federal Credit Union) is offering a $225 welcome bonus when you open a new personal checking account. The deposit requirement is very manageable at $500 and are not restricted to just payroll deposits.
What's more? If you know a current member and receive their referral code, they'll also earn $75! While the landing page talks a lot about "refer a friend", new members can qualify whether referred or now.
The normal geographic area for membership is select counties of New Mexico; however, it is expanded to residents in Arizona, California, Colorado and Texas that are members of the American Consumer Council.
Sunward Federal Credit Union : Personal Checking
- Bonus Amount
- up to $225
- Account Type
- Personal Checking
- Availability
- AZ, CA, CO, NM, TX
- Offer Expires
- June 30, 2025
- Bonus Requirements
-
- Join Sunward and open a new Quick Cash or Money Manager Checking account.
- Within 90 days, make qualifying deposits totaling at least $500 for two consecutive months.
- During the same time period, complete 1 or more qualifying debit transaction (point of sale, check, bill pay, ACH debit, ATM)
- Bonus will be deposited into your account within 90 to 120 days of all requirements being met.
at Sunward Federal Credit Union
5. PNC Virtual Wallet® - up to $400 bonus
Available in 23 states plus the District of Columbia, PNC is back with a competitive welcome bonus for opening a personal checking account online and meeting direct deposit requirements within the first 2 months.
This is a tiered offer with the entry level Virtual Wallet® offering $100, $200 for opening a Virtual Wallet® with Performance Spend or $400 for opening a Virtual Wallet® with Performance Select - all with qualifying direct deposit requirements.
Assuming you don't have an account with PNC (and haven't within the last 90 days), we definitely recommend grabbing this easy bonus.
PNC Bank : Virtual Wallet®
- Bonus Amount
- up to $400
- Account Type
- Personal Checking
- Availability
- AL, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KY, MD, MI, NC, NJ, NY, NM, OH, PA, SC, TX, VA, WI, WV
- Offer Expires
- June 30, 2025
- Bonus Requirements
-
- Open a Virtual Wallet® account online to qualify, See link below.
- Within 60 days, complete the direct deposit requirements for the account package that you opened: Virtual Wallet® - $500+ to earn $100 bonus, Virtual Wallet® with Performance Spend - $2,000+ to earn $200 bonus, or Virtual Wallet® with Performance Select - $5,000+ to earn $400 bonus.
- Bonus will be credited to your account within 60-90 days after meeting requirements.
6. Hancock Whitney Freestyle Checking - $200 bonus
Want to make an easy $200 from Hancock Whitney? The requirements remain the same as the most recent offer they ran. To earn the bonus, you'll need to enter your email address to get a personalized promo code, but you can then take that code in branch or apply online to open the account.
You'll then have until the end of June 2025 to receive a direct deposit.
A $200 bonus for receiving a single $300 direct deposit is a really solid offer, so we recommend checking it out if you live in Hancock Whitney Bank's footprint!
Keep in mind that you'll need to keep the account open for at least 6 months to avoid any early termination fees. Also, for anyone who previously received the Connect Checking offer, Hancock Whitney updated the fine print to limit bonuses to once every two years, versus the previous once-per-year limit.
Hancock Whitney Bank : Freestyle Checking
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Availability
- AL, FL, LA, MO, TX
- Offer Expires
- June 30, 2025
- Bonus Requirements
-
- Enter your email address on the offer page linked below.
- Take your emailed offer code into a Hancock Whitney branch or apply online to open a new Freestyle checking account.
- By June 30, 2025, receive direct deposits totaling $300 or more.
- Bonus will be credited to your account within 6 weeks after the qualification period.
at Hancock Whitney
7. First Horizon Bank FirstView Checking - $450 bonus
Available in select SouthEastern states, First Horizon Bank is offering a $450 welcome bonus when you open a new personal checking account and complete make a qualified direct deposit. Previously, this offered required a minimum balance and other activities.
First Horizon Bank : FirstView Checking
- Bonus Amount
- $450
- Account Type
- Personal Checking
- Availability
- AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TN, TX, VA
- Offer Expires
- July 15, 2025
- Bonus Requirements
-
- Open a new FirstView Checking account using your personalized promo code from the link below.
- Within 90 days, make qualifying direct deposits totaling at least $2,000.
- Bonus will be deposited into your account within 10 business days after qualifying activities are met.
at First Horizon Bank
8. Shell Federal Credit Union Checking - $50 bonus
Available in-branch to Harris County Texas residents and businesses, Shell Federal Credit Union is offering a $50 new member bonus when you open a Checking Account and complete a direct deposit or ACH.
Shell Federal Credit Union : Checking Account
- Bonus Amount
- $50
- Account Type
- Personal Checking
- Availability
- TX
- Offer Expires
- December 31, 2025
- Bonus Requirements
-
- Be a new member at Shell Federal Credit Union.
- Within 60 days, enroll in eStatements, complete at least 20 debit card purchases, and establish at least one direct deposit or ACH.
at Shell Federal Credit Union
9. United Heritage Credit Union Freedom Checking - $150 bonus
Available only to residents of Texas this time around, United Heritage Credit Union is offering a $150 welcome bonus when you open a new Freedom Checking account and set up direct deposit. You'll also need to complete debit card purchases to earn this bonus, but it's fairly simple.
Additionally, UHCU will also donate $150 to the charity of your choice.
United Heritage Credit Union : Freedom Checking
- Bonus Amount
- $150
- Account Type
- Personal Checking
- Availability
- TX
- Offer Expires
- December 31, 2025
- Bonus Requirements
-
- Become a new member and open a new Freedom Checking account.
- Within 90 days, make 20 debit card purchases.
- Within the same 90 days, set up two direct deposits of $500.
- Opt in to e-Statements.
- Bonus will be deposited into your account within 30 days of successfully completing the 90 day qualification period
at United Heritage Credit Union
10. Credit Human Personal Checking - $300 bonus
Available primarily in/around San Antonio, Houston and New Orleans, Credit Human is offering a $300 welcome bonus when you open a new checking account, setup direct deposit and use your debit card. There are a few more requirements this time around, but the bonus amount is $100 more.
Credit Human Federal Credit Union : Personal Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- Nationwide
- Offer Expires
- December 31, 2025
- Bonus Requirements
-
- Become a member and open a Credit Human personal checking account.
- Within 90 days, make at least 10 debit card purchases of $10 or more and receive at least 2 direct deposits of at least $250.
- Within the same 90 days, enroll in online banking and eStatements.
- Keep you account open for at least 90 days.
- Bonus will be deposited into your checking account within 60 days of account opening.
at Credit Human
11. TBK Bank Launch Checking - up to $50 bonus
TBK Bank is offering new Launch Checking customers up to $50 for completing various requirements within 120 days. Each requirement offers a $10 bonus, and you can choose to partake in as many or as few of the requirements as you'd like!
TBK Bank : Launch Checking
- Bonus Amount
- up to $50
- Account Type
- Personal Checking
- Availability
- CO, IL, IA, KS, TX
- Bonus Requirements
-
- Open a new Launch Checking account.
- Within 120 days, receive 3 direct deposits totaling $1,500 to earn $10.
- Within the same 120 days, complete 9 Bill Pay transactions, earn $10.
- Within the same 120 days, make 3 mobile deposits, earn $10.
- Within the same 120 days, make 30 debit card purchases to earn $10.
- Finally, earn $10 when you signup and pay/receive at least 8 times via Zelle.
- Any bonuses earned will deposit within 1 business day following the 120 day qualifying period.
at TBK Bank
12. Altra A+ - $100 bonus
Altra Federal Credit Union is offering $100 when you open an A+ Checking or A+ Platinum account.
Both accounts are free and the bonus amount is the same regardless of which you choose. A+ Platinum earns a higher APY and has a few extra perks, but the direct deposit requirement is slightly higher at $250 required versus $50 for A+ Checking.
Altra Federal Credit Union : A+ Account
- Bonus Amount
- $100
- Account Type
- Personal Checking
- Availability
- MN, WI, TN, TX
- Bonus Requirements
-
- Open an A+ Checking or A+ Platinum account using the promo code A+100.
- Within 30 days, make a direct deposit of at least $50 into your A+ Checking account or of at least $250 into your A+ Platinum account.
- Bonus will be deposited into your new account within 30 days of the qualifying direct deposit.
at Altra
13. Premier America Credit Union Premier Plus Checking - $100 bonus
Available in California and Texas with the ability to open online, Premier America Credit Union is offering a $100 welcome bonus when you open a new Premier Plus Checking account and set up direct deposit.
Premier America Credit Union : Premier Plus Checking
- Bonus Amount
- $100
- Account Type
- Personal Checking
- Availability
- CA, TX
- Bonus Requirements
-
- Become a member and open a new Premier Plus Checking account.
- Within 60 days, complete a direct deposit of at least $250 and make 10 or more debit card purchases.
- Be enrolled in eStatements.
- Bonus will be paid on day 61 if all qualifications are met and membership is in good standing
at Premier America Credit Union
14. Texans Credit Union Personal Checking - up to $300 bonus
Available to Texans, Texans Credit Union is offering up to a $300 welcome bonus when you open a new personal checking account and set up direct deposit. You'll need to enroll your direct deposit through Texans’ Direct Deposit Switch tool to earn this bonus. Each month in the first 3 months that you complete the DD requirements, you'll earn $100.
Texans Credit Union : Personal Checking
- Bonus Amount
- up to $300
- Account Type
- Personal Checking
- Availability
- TX
- Bonus Requirements
-
- Become a member, open a new personal checking account
- Enroll your direct deposit through Texans’ Direct Deposit Switch tool.
- Receive a total of $3,000 or more each month in direct deposits over a consecutive 3 month period into your Texans checking account.
- Texans will deposit $100 into your checking account each month following the first month you complete direct deposits totaling at least $3,000, up to 3 consecutive months.
at Texans Credit Union
15. Firstmark Credit Union Personal Checking - up to $300 bonus
Available to those in select counties in Texas, Firstmark Credit Union is offering a $300 welcome bonus when you open a new personal checking account and complete ACH deposits. This is a tiered bonus – you'll earn $50 for making your first ACH deposit within 30 days, then another $250 for completing the second direct deposit.
Firstmark Credit Union : Personal Checking
- Bonus Amount
- up to $300
- Account Type
- Personal Checking
- Availability
- TX
- Bonus Requirements
-
- Be a new member to Firstmark Credit Union and open a new personal checking account.
- Within 30 days, complete a direct deposit or ACH deposit of at least $10 in to the new account, earn $50.
- Within days 31 through 90, make two or more ACH deposits for a total of $2,000, earn $250.
- Bonus will be deposited by the close of the 91st day.
at Firstmark Credit Union
16. Unity One Credit Union Best Free Checking - up to $200 bonus
Available to those in select counties of Texas, Minnesota and Kansas, Unity One Credit Union is offering up to a $200 welcome bonus when you open a new Best Free Checking account and set up direct deposit. This is a tiered bonus, the higher your direct deposit, the more you can earn.
Unity One Credit Union : Best Free Checking
- Bonus Amount
- up to $200
- Account Type
- Personal Checking
- Availability
- TX, MN, KS
- Bonus Requirements
-
- Open a new Best Free Checking account.
- Within 45 days, make recurring direct deposits as follows: $1,000 or more earns $100; $2,500+ earns $200.
- Bonus will be delivered within 90 days from account opening.
at Unity One Credit Union
17. Neighborhood Credit Union Personal Checking - $300 bonus
Neighborhood Credit Union is offering new members $300 for opening a new personal checking account.
You'll need to meet membership requirements, set up a High Yield Checking or Cash Back Checking account, and then receive a direct deposit into the new account within 90 days. They also want you to use your debit card this time around.
Neighborhood Credit Union : Personal Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- TX
- Bonus Requirements
-
- Open a new High Yield or Cash Back Checking account using the promo code NEIGHBOR.
- Within 90 days, receive direct deposits of at least $500 each totaling $3,000 or more.
- During the same time period, you must also make 30 or more debit card transactions of $5 or greater.
- Bonus will be credited into member's savings account within 120 days if all criteria met.
at Neighborhood Credit Union
18. CUTX Personal Checking - up to $250 bonus
Available in Texas with the ability to open online, CUTX is offering a $250 welcome bonus when you open a new personal checking account and set up direct deposit. Your bonus amount will be determined by how much your initial deposit is when you open the account, so be sure to open the account with at least $250 to earn the full reward.
There is a slight catch with this bonus, however: both eligible accounts come with a monthly fee with few ways to avoid, so factor that into your decision.
Credit Union of Texas : Personal Checking
- Bonus Amount
- up to $250
- Account Type
- Personal Checking
- Availability
- TX
- Bonus Requirements
-
- Become a member of CUTX.
- Open a Secure or Secure Checking Plus account with promo code "250".
- At time of opening, deposit $250.
- Within 60 days, receive a recurring direct deposit of $600.
- Bonus will be credited to your new checking account within 40 business days.
at CUTX
19. Broadway National Bank Free Checking - $50 bonus
Texas residents can get rewarded for referring friends to Broadway Bank. Broadway Bank is offering a $50 referral bonus when a friend uses your link to open a new personal checking account and uses their debit card. What's even more? The person you referred will also get $50.
Broadway National Bank : Free Checking
- Bonus Amount
- $50
- Account Type
- Personal Checking
- Availability
- TX
- Bonus Requirements
-
- Use the registration form linked below to provide your information and complete a referral profile.
- Share this offer using your referral link via social media, email, text, etc.
- Ensure that the person you referred completes 15 debit card purchases and enrolls in eDocuments within 60 days of account opening.
- Your $50 Reward Card will be mailed within 4-6 weeks.
at Broadway National Bank
20. Premier America Credit Union Smart Spending - $25 bonus
Available in California and Texas with the ability to open online, Premier America Credit Union is offering a $25 "Head Start" welcome bonus when you open a new Smart Spending account and set up direct deposit. We most recently saw PACU offer up $100 for the same requirements. May be worth holding out for a little while in case the old offer comes back.
Premier America Credit Union : Smart Spending
- Bonus Amount
- $25
- Account Type
- Personal Checking
- Availability
- CA, TX, AZ, NM, CO, PA, FL, OH, WV, DE, NJ, SC, NC, GA, KY, IN, MI, IL, MD, DC, WV, WI
- Bonus Requirements
-
- Become a member of Premier America Credit Union and automatically setup a Smart Spending account.
- Within 45 days, make a recurring direct deposit into this account of at least $200.
at Premier America Credit Union
21. Prestige Community Credit Union Personal Checking - up to $200 bonus
If you are an existing member and know someone else in PCCU's footprint, you can get rewarded by referring them to join. You'll each get $100 if they join and open a Rewards Checking or PayBack Checking account. If your friend opens a loan, you'll each receive another $100.
Prestige Community Credit Union : Personal Checking
- Bonus Amount
- up to $200
- Account Type
- Personal Checking
- Availability
- TX
- Bonus Requirements
-
- Be an existing member.
- Refer a friend using the url below to register the new member.
- Within 60 days, the referred person must open either a new Rewards or Payback Checking account with direct deposit of at least $400, you'll both earn $100.
- To earn the remaining $100 "Loan Bonus", your friend must open a personal loan of at least $10,000 within the same 60 days.
at Prestige Community Credit Union
22. Hillcrest Bank Personal Checking - $50 bonus
Are you an existing customer? For a limited time, Hillcrest Bank will give you and a friend both $50 when you refer them to open a new personal checking account and setup direct deposit. They'll also need to make purchases with their debit card in the first 2 months. You can earn up to $500 a year in referral bonuses.
Hillcrest Bank : Personal Checking
- Bonus Amount
- $50
- Account Type
- Personal Checking
- Availability
- NM, TX, UT
- Bonus Requirements
-
- Refer a friend or family member to open and use a new Hillcrest Bank personal checking account by registering at the link below.
- Within 60 days, ensure the person you referred receives 1 or more direct deposits totaling $500.
- Within the same 60 days, ensure they use their debit card for purchases at least 15 times.
- Bonus will be awarded within 4-6 weeks after completing all requirements.
at Hillcrest Bank
23. Regions LifeGreen Checking - $50 bonus
Available primarily in the Southeast with the ability to open online, Regions is offering a $50 bonus when you refer a friend to open a new personal checking account. What's even more? Your friend will also receive a $50 bonus (if you refer a business, they'll get a $150 bonus).
Your friend can stack this offer with their checking account bonus to earn a total of $250.
Regions Bank : LifeGreen Checking
- Bonus Amount
- $50
- Account Type
- Personal Checking
- Availability
- AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
- Bonus Requirements
-
- Have an existing Regions account.
- Refer a friend or family member using the link below and ensure they open a new account within 90 days.
- Within 60 days of opening the account, the person you referred must complete the following: 1) make at least 10 debit card purchases; 2) make a direct deposit of at least $300; and 3) enroll in eStatements.
- Bonus will be paid as a Rewards Card sent via mail within 120 days of all requirements being met.
at Regions
24. Eastman Credit Union Beyond Free Checking - $100 bonus
Available in select states with the ability to open online, Eastman Credit Union is offering a $100 welcome bonus when you open a new Beyond Free Checking account and set up direct deposit. That's it, no real gotchas here!
Eastman Credit Union : Beyond Free Checking
- Bonus Amount
- $100
- Account Type
- Personal Checking
- Availability
- TN, TX, VA
- Bonus Requirements
-
- Become a member of Eastman Credit Union.
- Open a new Beyond Free Checking account.
- Make an automated debit or direct deposit.
- Bonus will be received within 30 days of completing the requirements.
at Eastman Credit Union
25. TBK Bank Everyday Checking - up to $175 bonus
TBK Bank is offering new Everyday Checking customers up to $175 for completing certain requirements within 120 days. Each requirement has an associated reward, and you can choose to partake in as many or as few of the requirements as you'd like!
This time around there's an additional $50 bonus available if you get a referral code for being a TBK at Work participant.
TBK Bank : Everyday Checking
- Bonus Amount
- up to $175
- Account Type
- Personal Checking
- Availability
- CO, IL, IA, KS, TX
- Bonus Requirements
-
- Open a new Everyday Checking account.
- Within 120 days, receive 3 direct deposits totaling $3,000 to earn $50.
- Within the same 120 days, complete 3 automatic transfers from this account to a TBK Bank savings or money market account to earn $25.
- Within the same 120 days, make 9 bill pay payments to earn $25.
- Within the same 120 days, make 50 debit card purchases to earn $25.
- NEW: Earn an additional $50 bonus when you indicate that you are a TBK at Work Participant and provide a TBK Bank referral code during the qualifying bonus period.
- Any bonuses earned will deposit within 1 business day following the 120 day qualifying period.
at TBK Bank
26. TBK Bank AIM Checking - up to $275 bonus
TBK Bank is offering new AIM Checking customers up to $275 for completing certain requirements within 120 days. Each requirement has an associated reward, and you can choose to partake in as many or as few of the requirements as you'd like!
This time around there's an additional $75 bonus available if you get a referral code for being a TBK at Work participant.
TBK Bank : AIM Checking
- Bonus Amount
- up to $275
- Account Type
- Personal Checking
- Availability
- CO, IL, IA, KS, TX
- Bonus Requirements
-
- Open a new AIM Checking account.
- Within 120 days, do any of the following to earn their respective bonus amount: Make at least 3 direct deposits totaling a minimum of $12,000 - earn $100; Complete at least 3 recurring automatic transfers from this account to a TBK Bank savings or money market account - earn $50; Make 9 Bill Pay payments to service providers - earn $25; Make 50 Point-of-Sale one time or recurring debit card transactions - earn $25.
- NEW: Earn an additional $75 bonus when you indicate that you are a TBK at Work Participant and provide a TBK Bank referral code during the qualifying bonus period.
- Bonus earned will deposit within 1 business day following the 120 day qualifying period.
at TBK Bank
27. Neighborhood Credit Union Personal Checking - $100 bonus
Neighborhood Credit Union is offering new members $100 for opening a new personal checking account.
You'll need to meet membership requirements, set up a High Yield, Cash Back, Priority, or Fresh Start Checking account, and then receive a direct deposit into the new account within 60 days.
What's more? You can earn $200 for each friend you refer for an auto loan.
Neighborhood Credit Union : Personal Checking
- Bonus Amount
- $100
- Account Type
- Personal Checking
- Availability
- TX
- Bonus Requirements
-
- Open a new personal checking account using the promo code HAPPY100.
- Within 60 days, receive a direct deposit of $500.
- Bonus will be credited into member's savings account within ninety (90) days if all criteria met.
at Neighborhood Credit Union
Note: Don’t see an offer that piques your interest? You can use our tool to explore a full list of bank promotions
Personal Savings Bonuses in Texas
Here are the current personal savings promotions available in TX:
Sorry, no offers found that match your criteria.
Business Bonuses in Texas
Here are the current business banking promotions available in TX:
1. First Horizon Bank Business Checking - up to $650 bonus
Available primarily in the SouthEast, First Horizon Bank is offering up to an $650 welcome bonus when you open a new business checking account and make deposits. This is a tiered offer. The first tier bonus of $400 is for completing deposit requirement. An additional $250 is for adding on merchant services.
First Horizon Bank : Business Checking
- Bonus Amount
- up to $650
- Account Type
- Business Checking
- Availability
- AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, NC, VA
- Offer Expires
- June 30, 2025
- Bonus Requirements
-
- Open a new BizEssentials Checking account.
- Within 15 days of the account opening, deposit at least $5,000
- Maintain a $5,000 average daily balance for the first 3 full statement cycles.
- Conduct 20 qualifying transactions within the first 3 full statement cycles.
- Bonus will be deposited within 10 business days after qualifying activities are met.
- Earn an additional $250 when you establish a Merchant Processing account with the First Horizon provider, Fiserv, by 06/30/2025, and activate that account within the first 30 days after the merchant account is approved.
at First Horizon Bank
2. TBK Bank Business Interest Checking - up to $200 bonus
TBK Bank is offering new Business Interest Checking customers up to $200 for completing certain requirements within 120 days. Each requirement has an associated reward, and you can choose to partake in as many or as few of the requirements as you'd like!
This offer is considerably lower (the merchant services bonus was sliced considerably) from when it was offered a couple years ago.
TBK Bank : Business Interest Checking
- Bonus Amount
- up to $200
- Account Type
- Business Checking
- Availability
- CO, IL, IA, KS, TX
- Bonus Requirements
-
- Open a new Business Interest Checking account using the link below.
- Within 120 days, enroll in TBK Bank Merchant Services to earn $100.
- Within the same 120 days, complete 3 recurring automatic transfers from this account to a TBK Bank savings or money market account to earn $50.
- Within the same 120 days, make one debit card purchase to earn $25.
- Within the same 120 days, open and fund an AIM or Everyday personal checking account to earn $25.
- Any qualifying bonus will be credited to this Business Interest Checking account on the next business day following the end of the 120-day bonus period.
at TBK Bank
3. Regions Business Checking - $150 bonus
Available primarily in the Southeast, Regions is offering a $150 bonus when you refer a friend to open a new business checking account. What's even more? Your friend will also receive a $150 bonus (if you refer a personal account, they will only receive a $50 bonus).
Regions Bank : Business Checking
- Bonus Amount
- $150
- Account Type
- Business Checking
- Availability
- AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
- Bonus Requirements
-
- Have an existing Regions account.
- Refer a friend or family member using the link below and ensure they open a new account within 90 days with an opening deposit of at least $500.
- Within 60 days of opening the account, the person you referred must make at least one Visa Business CheckCard purchase and enroll in eStatements.
- Bonus will be paid as a Rewards Card sent via mail within 120 days of all requirements being met.
at Regions
4. TBK Bank Business Basic Checking - $100 bonus
TBK Bank is offering new Business Basic Checking customers up to $100 for completing certain requirements within 120 days. Each requirement has an associated reward, and you can choose to partake in as many or as few of the requirements as you'd like!
TBK Bank : Business Basic Checking
- Bonus Amount
- $100
- Account Type
- Business Checking
- Availability
- CO, IL, IA, KS, TX
- Bonus Requirements
-
- Open a new Business Basic Checking account using the link below.
- Within 120 days, enroll in TBK Bank Merchant Services to earn $25.
- Within the same 120 days, complete 3 recurring automatic transfers from this account to a TBK Bank savings or money market account to earn $25.
- Within the same 120 days, make one debit card purchase to earn $25.
- Within the same 120 days, open and fund an AIM or Everyday personal checking account to earn $25.
- Any qualifying bonus will be credited to this Business Interest Checking account on the next business day following the end of the 120-day bonus period.
at TBK Bank
5. TBK Bank Business Checking - up to $150 bonus
TBK Bank is offering new Business Checking customers up to $150 for completing certain requirements within 120 days. Each requirement has an associated reward, and you can choose to partake in as many or as few of the requirements as you'd like!
Note: Business Checking is the name of their mid-tier business checking account. They have other bonuses available for their other business checking accounts.
TBK Bank : Business Checking
- Bonus Amount
- up to $150
- Account Type
- Business Checking
- Availability
- CO, IL, IA, KS, TX
- Bonus Requirements
-
- Open a new Business Checking account using the link below.
- Within 120 days, enroll in TBK Bank Merchant Services to earn $75.
- Within the same 120 days, complete 3 recurring automatic transfers from this account to a TBK Bank savings or money market account to earn $25.
- Within the same 120 days, make one debit card purchase to earn $25.
- Within the same 120 days, open and fund an AIM or Everyday personal checking account to earn $25.
- Any qualifying bonus will be credited to this Business Interest Checking account on the next business day following the end of the 120-day bonus period.
at TBK Bank
See our full list of the Best Business Checking Account Promotions
Investing Bonuses
Here are the current investing promotions available in your area:
1. J.P. Morgan Self-Directed Investing - up to $700 bonus
Available nationwide with the ability to open online, J.P. Morgan Wealth Management is offering up to a $700 welcome bonus when you open a new Self-Directed Investing account with qualifying minimum funding.
This is tiered bonus, meaning that the more you deposit, the more you may be eligible to earn. New for this iteration, J.P. Morgan has introduced a lower tier at $5,000, down from the previous $25,000 entry point and raised the max bonus amount!
Here are all 4 tiers of this investing bonus:
| New Money Added | Bonus Amount |
|---|---|
| $5,000-$24,999 | $50 |
| $25,000-$99,999 | $150 |
| $100,000-$249,999 | $325 |
| $250,000+ | $700 |
This is the highest offer that we've seen to-date from J.P. Morgan.
J.P. Morgan Wealth Management : Self-Directed Investing
- Bonus Amount
- up to $700
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- July 22, 2025
- Bonus Requirements
-
- Open a J.P. Morgan Self-Directed Investing account using the link below.
- Within 45 days, fund your account with qualifying new money; $5,000 - $24,999 = $50 bonus; $25,000 - $99,999 = $150 bonus; $100,000 - $249,999 = $325 bonus, $250,000 = $700 bonus.
- Your bonus amount will be determined on day 45.
- Maintain your new funds for 90 days (losses due to trading or market fluctuation will not be taken into account).
- Bonus will be received within 15 days.
- INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE
at J.P. Morgan
2. E*TRADE Bank Brokerage - up to $6000 bonus
Payouts have increased again! E*Trade is now offering new investors up to $6,000 in bonus cash when you open and fund a new investing account. You'll only need $1,000 to earn the first tier bonus ($100)!
They've shuffled all the previous tiers and reinstated the tiers for those with 7+ figures to invest. If you're wanting to earn the full $6,000, you need at least $2M in investable assets.
This offer is available to both new and existing customers; however, different rules may apply, so be sure to check the disclosures at the link below.
E*TRADE Bank : Brokerage Account
- Bonus Amount
- up to $6000
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- July 31, 2025
- Bonus Requirements
-
- Open a new eligible E*TRADE brokerage or retirement account using the link below with promocode OFFER25.
- During the first 60 days, fund your new account with new money as follows: $1,000 - $4,999, earn $100; $5,000 - $19,999, earn $150; $20,000-$99,999 earn $300; $100,000-$199,999 earn $600; $200,000-$499,999 earn $800; $500,000 - $999,999, earn $1,000; $1,000,000 - $1,499,999, earn $3,000; $1,500,000 - $1,999,999 earn $5,000; $2M+, earn $6,000.
- If you deposit $200,000 or more, you will receive a cash credit within seven business days.
- If you have deposited at least $200,000 in your account, and you make subsequent deposits in that account to reach a higher tier, you will receive a second cash credit following the close of the 60-day window.
at E*TRADE Bank
3. Acorns Invest - $800 bonus
Every week, Acorns reintroduces its referral bonus, which gives you cash for referring friends to the FinTech. This week, Acorns is offering a $800 bonus when you refer 4 friends who open a new Invest account and make their first investment.
You don't need to already have an Acorns account to qualify, either.
Just sign up for one using the link below, make an initial deposit of at least $5, and you'll have instant access to your unique referral link, which you can then pass along to your friends. In your account, you'll be able to see the number of pending and successful referrals so that you can keep track of your progress to the bonus.
This offer will also automatically stack with their regular $20 bonus offered to BankBonus.com users, for additional earnings.
Acorns : Acorns Invest [Referral Program]
- Bonus Amount
- $800
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- April 27, 2025
- Bonus Requirements
-
- If you do not already have an Acorns Invest account, create one using the link below and make an initial deposit of at least $5 and earn a $20 bonus.
- Refer 4 friends using your personal referral link during the promo period, and ensure they make their first investment by May 11, 2025.
- Referees must maintain their account in good standing for at least 30 days from the last day of the Qualification Period.
- Bonus(es) will be deposited within 30 days of promotional period ending.
at Acorns
4. Citi® Personal Wealth Management - $5000 bonus
Earn up to $5,000 when you open or enroll a new or existing eligible Personal Wealth Management account with new-to-Citi funds.
This is a tiered bonus based on how much you deposit and maintain for the first 3 months. They've up the reward amounts for their upper tiers this go around.
There are 5 levels, starting with a $500 bonus for deposits $50,000 - $199,999 and going up to $5,000 for $2,000,000+.
Citi® : Personal Wealth Management
- Bonus Amount
- $5000
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- June 30, 2025
- Bonus Requirements
-
- Contact Citi to open or enroll a new or existing eligible Citi Personal Wealth Management account
- Fund the Citi Personal Wealth Management account with New-to-Citi Funds within 2 months of account opening (deposit $50,000 for a $500 bonus, $200,000 for a $1,000 bonus, $500,000 for a $2,000 bonus, $1,000,000 for a $3,000 bonus and $2,000,000+ for the $5,000 bonus)
- Enroll into e-delivery of statements within 2 months of account opening.
- Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment).
at Citi®
5. Robinhood Investing - Free stock (up to $200) bonus
Robinhood is a commission-free stock trading platform that's had mixed headlines in the news (GME, what?). But Robinhood is a popular choice – particularly among beginner investors – due to their sleek, easy-to-use app.
This is a program that many investment apps now offer, but Robinhood pioneered: sign up and get a free stock. The stock has a 98% chance of being worth $5-$10, so this isn't an amazing bonus, but it's something for almost nothing (you don't even need to fund your account). The stock will hit your account within a week, and is tradeable 2 days after that.
Robinhood : Investing Account
- Bonus Amount
- Free stock (up to $200)
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Robinhood investing account using the link below.
- Link your bank account.
- Stock bonus will be credited to the enrolled account within approximately one week.
at Robinhood
6. SoFi Invest - up to $10000 bonus
SoFi is offering customers a cash bonus to move your portfolio over to SoFi. The bonus is tiered, and you'll need to transfer $5 million in assets to earn the full $10,000 (steep!), but the bonus starts at $100 for transferring $5,000.
Keep in mind that although SoFi will pay out the bonus within 14 business days of the end of the promo period, they'll claw it back if you withdraw those funds within 180 days. They'll even refund up to $75 in ACAT fees from your other brokerage!
SoFi : Sofi Invest
- Bonus Amount
- up to $10000
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new SoFi Invest account using the link below (or be an existing user).
- Before the promotion's expiration date, transfer investments from another brokerage firm: $5,000 to earn $100, $25,000 to earn $200, $100,000 to earn $500, $250,000 to earn $750, $500,000 to earn $1,000, $1,000,000 to earn $2,500, $2,000,000 to earn $5,000 or $5,000,000+ to earn $10,000.
- Bonuses will be paid within 14 days of the last day of the month in which the transferred assets settled in your SoFi Invest account.
at SoFi
7. Acorns Invest - $20 bonus
Acorns is offering BankBonus.com users a $20 welcome bonus when you open a new Invest account. You just need to open the account from the link below and fund it with $5 to earn the reward.
What's more? They've been running amazing referral bonuses. So, sign up for a new account and then share your referral link with friends and family, and you could be pocketing up to $1,000+ each week!
Acorns : Acorns Invest
- Bonus Amount
- $20
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Acorns Invest account using the link below.
- Fund account with at least $5.
at Acorns
8. Tradestation Brokerage - up to $3500 bonus
Tradestation is offering investors up to $3,500 in bonus cash when you add new funds to a new or existing investing account. You only need $5,000 to earn the first tier bonus ($150), and up to $5M to earn the full $3,500. It's worth noting each of the tiers are considerably higher this time around than when it was previously offered.
Tradestation : Brokerage Account
- Bonus Amount
- up to $3500
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Enroll an existing account or open a new account using promo code TSTVAGFD at the url below.
- Within 45 days, fund your account.
- To receive $150 bonus, fund with $5,000- $24,999; To receive $300 bonus, fund with $25,000- $99,999; To receive $500 bonus, fund with $100,000-$249,999; To receive $1,000 bonus, fund with $250,000-$499,999; To receive $2,000 bonus, fund with $500,000-$999,999; To receive $3,500 bonus, fund with $1,000,000+.
- Bonus will be deposited into the account the month following the end of the 270-calendar day holding period.
at Tradestation
9. Bank of America Merrill Edge Self-Directed - up to $600 bonus
Available nationwide with the ability to open online, Bank of America's Merrill Edge is offering up to a $600 welcome bonus when you open a new Merrill Edge Self-Directed account and make an initial deposit.
What's more? There's also a $1,000 Merrill Edge bonus for those enrolled in Bank of America's Preferred Rewards program. The lower tiers are also bumped as well.
We only list the most popular tiers; however, here's a complete list of tiers you can ask for:
- $20,000 to $49,999 – $100
- $50,000 to $99,999 – $150
- $100,000 to $199,999 – $250
- $200,000 to $299,999 – $600
- $300,000 to $499,999 – $1,000
- $500,000 to $999,999 – $1,500
- $1,000,000 or more – $2,500
- $2,000,000 or more – $3,500
- $5,000,000 or more – $5,000
- $10,000,000 or more – $7,500
Bank of America : Merrill Edge Self-Directed
- Bonus Amount
- up to $600
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Self-Directed Trading account from Merrill Edge using promo code "600ME".
- Within 45 days, fund your account with new money from outside Bank of America. To earn a $100 bonus, deposit $20,000-$49,999; To earn a $150 bonus, deposit $49,999-$99,999; To earn a $250 bonus, deposit $100,000-$199,999; To earn a $600 bonus, deposit $200,000 - $299,999.
- Maintain that balance for at least 90 days.
- Bonus will be deposited within two weeks following the end of the 90 day period.
at Bank of America
10. Citi® Self Invest - up to $500 bonus
Available nationwide to new and existing customers, Citi is offering up to a $500 bonus when you add new-to-Citi funds to a Citi® Self Invest account.
As is typical with Citi promotions, this is a tiered offer: the more you add, the more you earn. You'll need to deposit at least $10,000 to earn a $100 reward, or at least $200,000 to receive the full $500.
You'll need to also maintain your funds through a date defined on the Citi website, depending on the month in which you open your account.
Citi® : Citi® Self Invest
- Bonus Amount
- up to $500
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Citi® Self Invest account or add new-to-Citi funds to an existing account.
- Opt-in to eDelivery of statements and confirmations.
- Bonus will be tiered based on the total amount added: $10,000 to earn $100; $50,000 to earn $200; $200,000 to earn the full $500.
- Maintain the New-To-Citi funds in your account through the “maintain funds” deadline as outlined in the chart.
- Bonus will be credited on the last day of the 3rd month following the “maintain funds” period.
at Citi®
11. Charles Schwab Schwab One® - up to $1000 bonus
If you're not currently a Schwab customer, you can open any investment account and earn a referral bonus based on your net deposit within 45 days. This includes retail brokerage accounts, individual retirement accounts, or the managed portfolios like Schwab Intelligent Portfolios®.
Keep in mind that the link above is only for details – you will need to open the account through a referral link from an existing Schwab customer in order to qualify for the promo.
This is a tiered bonus, the more you deposit, the more you can earn.
- Tier 1 | Balance Maintained: $25,000 - $49,999: $100 Bonus
- Tier 2 | Balance Maintained: $50,000 - $99,999: $300 Bonus
- Tier 3 | Balance Maintained: $100,000 - $499,999: $500 Bonus
- Tier 4 | Balance Maintained: $500,000+: $1,000 Bonus
Charles Schwab : Schwab One®
- Bonus Amount
- up to $1000
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new account using a referral link from an existing member.
- Within 45 days, make a qualifying net deposit between $25,000 - $500,000+ in cash or securities, earning the reward that correlates with that tier ($100-$1,000).
- The net deposit amount at the end of 45 day period will be used to calculate your bonus tier.
- Bonus will be paid into your account about a week after the 45-day period.
at Charles Schwab
12. SoFi SoFi - $15 bonus
SoFi is offering a $15 welcome bonus for you and a friend when you refer someone to open a new SoFi account. This bonus is available across most of their products, including: SoFi Money, SoFi Invest, SoFi Loans and a SoFi credit card. You can receive up to $75 total. This isn't exactly the highest bonus we've seen from them, so you'll have to decide if now is the right time or to hold out for something a little more enticing.
It's important to note too that each program has its own set of rules, each of which is outlined on their referral website linked below.
SoFi : SoFi Account
- Bonus Amount
- $15
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Download the app using the link below.
- Refer a friend (or be referred) using your specific referral link for a particular SoFi product.
- Follow the program rules highlighted on the website.
- Bonus will automatically be applied to your SoFi account(s).
at SoFi
13. Charles Schwab Schwab One® - $101 bonus
Charles Schwab has a bonus targeting new or entry-level investors in what they call the Schwab Starter Kit™, but new customers of all comfort levels can qualify. When you open a new account for this promo, Schwab will invest your bonus in fractional shares or "slices" of the top stocks by market cap in the S&P 500. Schwab recently upped this bonus from $50 at its previous level. It's a great way to start investing!
Charles Schwab : Schwab One®
- Bonus Amount
- $101
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Schwab One account at the url below or open a new taxable investment account using promo code "SCHWABSTARTERKIT".
- Within 30 days, Fund your account with a minimum of $50.
- Once funded, Schwab will deposit $101 in your account to purchase your stock slices at approximately 6:00 pm Eastern Time the next trading day.
at Charles Schwab
See our full list of the Best Brokerage Account Promotions
Texas Banking Statistics
Texas has more financial institutions than most states, with nearly 800 state banks and credit unions.
For more insights on banking in Texas, we turned to state banking reports from the FDIC and the Credit Union National Association.
Here are a few stats on banking in the Lone Star State:
- Number of banks: 382
- Number of state credit unions: 409
- Credit union memberships: 10.1 million
- Deposit market share: 92.4% banks; 7.6% credit unions
- Largest deposit market: Dallas/Ft.Worth/Arlington
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