It should come as no surprise that you can find some of the biggest bank promotions in Texas. If you live in the Lone Star State, you could be rewarded for opening a variety of new checking, savings, and business bank accounts.
Our team is committed to helping streamline our readers’ research process and unlock awesome bank bonuses.
To point you in the right direction, we’ve crafted a comprehensive list of the best bank bonuses and promotions in Texas.
Our Featured Nationwide Bonuses
Here are 3 of our featured bank bonuses that can be obtained nationwide:
BMO
Personal Checking
- Bonus
- $350 Cash Bonus
- Account Type
- Personal Checking
- Expires In
- 2 days
- Requires
- Direct Deposit
BMO
Relationship Checking
- Bonus
- $500
- Account Type
- Personal Checking
- Expires In
- 2 days
- Requires
- Direct Deposit
Bank of America
Advantage Banking Account
- Bonus
- $750
- Account Type
- Personal Checking
- Expires In
- 23 days
- Requires
- Min Balance
See our list of the Best Banks in Texas
Personal Checking Bonuses in Texas
Here are the current personal checking promotions available in TX:
1. Truist One Checking - $400 bonus
Truist, has a very solid offer for a new One Checking account, and $100 more than when it was previously offered. Available mostly along the East Coast and Southern states with the ability to open online, Truist is offering a $400 welcome bonus when you open a new One checking account and set up direct deposit.
Truist Bank : Truist One Checking
- Bonus Amount
- $400
- Account Type
- Personal Checking
- Availability
- AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
- Offer Expires
- October 30, 2024
- Bonus Requirements
-
- Open a new One Checking account online or in-branch using promo code TRUIST400AFL24.
- Within 90 days of account opening, complete one qualifying direct deposits of $500 or more.
- Within the same 90 days, complete at least 15 qualifying debit card purchases.
- The reward will be deposited into the new checking account within 4 weeks of verifying the Direct Deposit qualification requirement.
- Terms Apply. Member FDIC.
at Truist
2. First Horizon Bank FirstView Checking - $450 bonus
Available in select SouthEastern states, First Horizon Bank is offering a $450 welcome bonus when you open a new personal checking account and complete make a qualified direct deposit. Previously, this offered required a minimum balance and other activities.
First Horizon Bank : FirstView Checking
- Bonus Amount
- $450
- Account Type
- Personal Checking
- Availability
- AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TN, TX, VA
- Offer Expires
- September 15, 2024
- Bonus Requirements
-
- Open a new FirstView Checking account using your personalized promo code from the link below.
- Within 90 days, make qualifying direct deposits totaling at least $1,000.
- Bonus will be deposited into your account within 10 business days after qualifying activities are met.
at First Horizon Bank
3. Shell Federal Credit Union Checking - $50 bonus
Available in-branch to Harris County Texas residents and businesses, Shell Federal Credit Union is offering a $50 new member bonus when you open a Checking Account and complete a direct deposit or ACH.
Shell Federal Credit Union : Checking Account
- Bonus Amount
- $50
- Account Type
- Personal Checking
- Availability
- TX
- Offer Expires
- September 30, 2024
- Bonus Requirements
-
- Be a new member at Shell Federal Credit Union.
- Within 60 days, enroll in eStatements, complete at least 20 debit card purchases, and establish at least one direct deposit or ACH.
4. First United Bank and Trust Company Personal Checking - $250 bonus
Available only to residents of Texas and Oklahoma, First United Bank and Trust Company is offering a $250 welcome bonus when you open a new personal checking account and set up direct deposit. This is a rare offer from First United so we suggest jumping on it while you can.
First United Bank and Trust Company : Personal Checking
- Bonus Amount
- $250
- Account Type
- Personal Checking
- Availability
- OK, TX
- Offer Expires
- October 18, 2024
- Bonus Requirements
-
- Open a First United Bank Checking account using the link below on in-branch with promocode 250M24
- Within the first 90 days, make one or more direct deposits that, in the aggregate, are equal to or greater than $1,000 during at least one statement cycle.
- Bonus will be paid no later than January 17, 2024.
at First United Bank and Trust Company
5. PNC Virtual Wallet® - up to $400 bonus
Available in 23 states plus the District of Columbia, PNC is back with a competitive welcome bonus for opening a personal checking account online and meeting direct deposit requirements within the first 2 months.
This is a tiered offer with the entry level Virtual Wallet® offering $100, $200 for opening a Virtual Wallet® with Performance Spend or $400 for opening a Virtual Wallet® with Performance Select - all with qualifying direct deposit requirements.
Assuming you don't have an account with PNC (and haven't within the last 90 days), we definitely recommend grabbing this easy bonus.
PNC Bank : Virtual Wallet®
- Bonus Amount
- up to $400
- Account Type
- Personal Checking
- Availability
- AL, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KY, MD, MI, NC, NJ, NY, NM, OH, PA, SC, TX, VA, WI, WV
- Offer Expires
- October 31, 2024
- Bonus Requirements
-
- Open a Virtual Wallet® account online to qualify, See link below.
- Within 60 days, complete the direct deposit requirements for the account package that you opened: Virtual Wallet® - $500+ to earn $100 bonus, Virtual Wallet® with Performance Spend - $2,000+ to earn $200 bonus, or Virtual Wallet® with Performance Select - $5,000+ to earn $400 bonus.
- Bonus will be credited to your account within 60-90 days after meeting requirements.
6. Altra Personal Checking - $150 bonus
If you are a Rochester Public School District Employee or immediate family member w/employee badge or student and aren't already a member, check out this super easy bonus. Using the promo code provided, open a new A+ Checking or A+ Platinum Checking, then make 10 purchases using your new debit card. That's it!
Altra Federal Credit Union : Personal Checking
- Bonus Amount
- $150
- Account Type
- Personal Checking
- Availability
- CO, MN, NJ, TN, TX, WI
- Offer Expires
- May 31, 2025
- Bonus Requirements
-
- Open a new A+ Checking or A+ Platinum Checking using the promo code RPSD_A+150.
- Within 30 days, make ten debit card purchases.
- Bonus will be deposited into your new checking account within 30 business days of meeting the requirements.
at Altra
7. Broadway National Bank Free Checking - $50 bonus
Texas residents can get rewarded for referring friends to Broadway Bank. Broadway Bank is offering a $50 referral bonus when a friend uses your link to open a new personal checking account and uses their debit card. What's even more? The person you referred will also get $50.
Broadway National Bank : Free Checking
- Bonus Amount
- $50
- Account Type
- Personal Checking
- Availability
- TX
- Bonus Requirements
-
- Use the registration form linked below to provide your information and complete a referral profile.
- Share this offer using your referral link via social media, email, text, etc.
- Ensure that the person you referred completes 15 debit card purchases and enrolls in eDocuments within 60 days of account opening.
- Your $50 Reward Card will be mailed within 4-6 weeks.
8. Sandia Laboratory Federal Credit Union Personal Checking - up to $200 bonus
Sandia Laboratory Federal Credit Union is offering a $200 welcome bonus when you open a new personal checking account and set up direct deposit. The direct deposit requirement is very manageable at $100. To maximize the bonus you'll want to be referred by a current member, which makes up $50 of the bonus.
The normal geographic area for membership is select counties of New Mexico; however, it is expanded to residents in Arizona, California, Colorado and Texas that are members of the American Consumer Council.
Sandia Laboratory Federal Credit Union : Personal Checking
- Bonus Amount
- up to $200
- Account Type
- Personal Checking
- Availability
- AZ, CA, CO, NM, TX
- Bonus Requirements
-
- Get a referral code from a friend (you'll both receive $50! – optional).
- Join SLCFCU and open a new Quick Cash or Money Manager Checking account.
- Within 60 days, establish a direct deposit of at least $100.
- $150 bonus (+$50 bonus if referred) will be deposited into your account within 30 days of all requirements being met
at Sandia Laboratory Federal Credit Union
9. Firstmark Credit Union Personal Checking - up to $300 bonus
Available to those in select counties in Texas, Firstmark Credit Union is offering a $300 welcome bonus when you open a new personal checking account and complete ACH deposits. This is a tiered bonus – you'll earn $50 for making your first ACH deposit within 30 days, then another $250 for completing the second direct deposit.
Firstmark Credit Union : Personal Checking
- Bonus Amount
- up to $300
- Account Type
- Personal Checking
- Availability
- TX
- Bonus Requirements
-
- Be a new member to Firstmark Credit Union and open a new personal checking account.
- Within 30 days, complete a direct deposit or ACH deposit of at least $10 in to the new account, earn $50.
- Within days 31 through 90, make two or more ACH deposits for a total of $2,000.00, earn $250.
- Bonus will be deposited by the close of the 91st day.
at Firstmark Credit Union
10. Unity One Credit Union Best Free Checking - up to $200 bonus
Available to those in select counties of Texas, Minnesota and Kansas, Unity One Credit Union is offering up to a $200 welcome bonus when you open a new Best Free Checking account and set up direct deposit. This is a tiered bonus, the higher your direct deposit, the more you can earn.
Unity One Credit Union : Best Free Checking
- Bonus Amount
- up to $200
- Account Type
- Personal Checking
- Availability
- TX, MN, KS
- Bonus Requirements
-
- Open a new Best Free Checking account.
- Within 45 days, make recurring direct deposits as follows: $1,000 or more earns $100; $2,500+ earns $200.
- Bonus will be delivered within 90 days from account opening.
at Unity One Credit Union
11. Neighborhood Credit Union Personal Checking - $300 bonus
Neighborhood Credit Union is offering new members $100 for opening a new personal checking account.
You'll need to meet membership requirements, set up a High Yield Checking, Cash Back Checking, Choice Checking and Fresh Start Checking account, and then receive a direct deposit into the new account within 60 days.
Neighborhood Credit Union : Personal Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- TX
- Bonus Requirements
-
- Open a new personal checking account using the promo code NEIGHBOR.
- Within 60 days, receive a direct deposit of $500.
- Bonus will be credited into member's savings account within ninety (90) days if all criteria met.
at Neighborhood Credit Union
12. Broadway National Bank Free Checking - $300 bonus
Available in Texas with the ability to open online, Broadway National Bank is offering a $300 welcome bonus when you open a Free Checking or Private Access Checking account and set up direct deposit. This is up $100 from the previous time this bonus was offered! They've also reduced the direct deposit requirement amount. To complete the bonus, there's also a debit card transaction requirement.
Broadway National Bank : Free Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- TX
- Bonus Requirements
-
- Open a new Broadway Bank Free Checking.
- Within 90 days of account opening, receive monthly direct deposits of at least $1,500.
- Within the same 90 day period, make at least $1,500 in purchases with your Broadway Bank debit card.
- Bonus will be deposited into your new checking account within 90 days of meeting offer requirements.
at Broadway National Bank
13. CUTX Personal Checking - up to $250 bonus
Available in Texas with the ability to open online, CUTX is offering a $250 welcome bonus when you open a new personal checking account and set up direct deposit. Your bonus amount will be determined by how much your initial deposit is when you open the account, so be sure to open the account with at least $250 to earn the full reward.
There is a slight catch with this bonus, however: both eligible accounts come with a monthly fee with few ways to avoid, so factor that into your decision.
Credit Union of Texas : Personal Checking
- Bonus Amount
- up to $250
- Account Type
- Personal Checking
- Availability
- TX
- Bonus Requirements
-
- Become a member of CUTX.
- Open a Secure or Secure Checking Plus account with promo code "250".
- At time of opening, deposit $250.
- Within 60 days, receive a recurring direct deposit of $600.
- Bonus will be credited to your new checking account within 40 business days.
at CUTX
14. Altra A+ - $100 bonus
Altra Federal Credit Union is offering $100 when you open an A+ Checking or A+ Platinum account.
Both accounts are free and the bonus amount is the same regardless of which you choose. A+ Platinum earns a higher APY and has a few extra perks, but the direct deposit requirement is slightly higher at $250 required versus $50 for A+ Checking.
Altra Federal Credit Union : A+ Account
- Bonus Amount
- $100
- Account Type
- Personal Checking
- Availability
- MN, WI, TN, TX
- Bonus Requirements
-
- Open an A+ Checking or A+ Platinum account using the promo code A+100.
- Within 30 days, make a direct deposit of at least $50 into your A+ Checking account or of at least $250 into your A+ Platinum account.
- Bonus will be deposited into your new account within 30 days of the qualifying direct deposit.
at Altra
15. Premier America Credit Union Smart Spending - $25 bonus
Available in California and Texas with the ability to open online, Premier America Credit Union is offering a $25 "Head Start" welcome bonus when you open a new Smart Spending account and set up direct deposit. We most recently saw PACU offer up $100 for the same requirements. May be worth holding out for a little while in case the old offer comes back.
Premier America Credit Union : Smart Spending
- Bonus Amount
- $25
- Account Type
- Personal Checking
- Availability
- CA, TX, AZ, NM, CO, PA, FL, OH, WV, DE, NJ, SC, NC, GA, KY, IN, MI, IL, MD, DC, WV, WI
- Bonus Requirements
-
- Become a member of Premier America Credit Union and automatically setup a Smart Spending account.
- Within 45 days, make a recurring direct deposit into this account of at least $200.
at Premier America Credit Union
16. Prestige Community Credit Union Personal Checking - up to $200 bonus
If you are an existing member and know someone else in PCCU's footprint, you can get rewarded by referring them to join. You'll each get $100 if they join and open a Rewards Checking or PayBack Checking account. If your friend opens a loan, you'll each receive another $100.
Prestige Community Credit Union : Personal Checking
- Bonus Amount
- up to $200
- Account Type
- Personal Checking
- Availability
- TX
- Bonus Requirements
-
- Be an existing member.
- Refer a friend using the url below to register the new member.
- Within 60 days, the referred person must open either a new Rewards or Payback Checking account with direct deposit of at least $400, you'll both earn $100.
- To earn the remaining $100 "Loan Bonus", your friend must open a personal loan of at least $10,000 within the same 60 days.
17. Hillcrest Bank Personal Checking - $50 bonus
Are you an existing customer? For a limited time, Hillcrest Bank will give you and a friend both $50 when you refer them to open a new personal checking account and setup direct deposit. They'll also need to make purchases with their debit card in the first 2 months. You can earn up to $500 a year in referral bonuses.
Hillcrest Bank : Personal Checking
- Bonus Amount
- $50
- Account Type
- Personal Checking
- Availability
- NM, TX, UT
- Bonus Requirements
-
- Refer a friend or family member to open and use a new Hillcrest Bank personal checking account by registering at the link below.
- Within 60 days, ensure the person you referred receives 1 or more direct deposits totaling $500.
- Within the same 60 days, ensure they use their debit card for purchases at least 15 times.
- Bonus will be awarded within 4-6 weeks after completing all requirements.
18. Regions LifeGreen Checking - $50 bonus
Available primarily in the Southeast with the ability to open online, Regions is offering a $50 bonus when you refer a friend to open a new personal checking account. What's even more? Your friend will also receive a $50 bonus.
Your friend can stack this offer with their checking account bonus to earn a total of $250.
Regions Bank : LifeGreen Checking
- Bonus Amount
- $50
- Account Type
- Personal Checking
- Availability
- AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
- Bonus Requirements
-
- Have an existing Regions account.
- Refer a friend or family member using the link below and ensure they open a new account within 90 days.
- Within 60 days of opening the account, the person you referred must complete the following: 1) make at least 10 debit card purchases; 2) make a direct deposit of at least $300; and 3) enroll in eStatements.
- Bonus will be paid as a Rewards Card sent via mail within 120 days of all requirements being met.
19. Eastman Credit Union Beyond Free Checking - $100 bonus
Available in select states with the ability to open online, Eastman Credit Union is offering a $100 welcome bonus when you open a new Beyond Free Checking account and set up direct deposit.
Eastman Credit Union : Beyond Free Checking
- Bonus Amount
- $100
- Account Type
- Personal Checking
- Availability
- TN, TX, VA
- Bonus Requirements
-
- Become a member of Eastman Credit Union.
- Open a new Beyond Free Checking account.
- Make an automated debit or direct deposit.
- Bonus will be received within 30 days of completing the requirements.
at Eastman Credit Union
20. TBK Bank Everyday Checking - $125 bonus
TBK Bank is offering new Everyday Checking customers up to $125 for completing certain requirements within 120 days. Each requirement has an associated reward, and you can choose to partake in as many or as few of the requirements as you'd like!
TBK Bank : Everyday Checking
- Bonus Amount
- $125
- Account Type
- Personal Checking
- Availability
- CO, IL, IA, KS, TX
- Bonus Requirements
-
- Open a new Everyday Checking account.
- Within 120 days, receive 3 direct deposits totaling $3,000 to earn $50.
- Within the same 120 days, complete 3 automatic transfers from this account to a TBK Bank savings or money market account to earn $25.
- Within the same 120 days, make 9 bill pay payments to earn $25.
- Within the same 120 days, make 50 debit card purchases to earn $25.
- Any bonuses earned will deposit within 1 business day following the 120 day qualifying period.
at TBK Bank
21. Neighborhood Credit Union Personal Checking - $100 bonus
Neighborhood Credit Union is offering new members $100 for opening a new personal checking account.
You'll need to meet membership requirements, set up a Kasasa Cash, Kasasa Cash Back, Priority, or Fresh Start Checking account, and then receive a direct deposit into the new account within 60 days.
Neighborhood Credit Union : Personal Checking
- Bonus Amount
- $100
- Account Type
- Personal Checking
- Availability
- TX
- Bonus Requirements
-
- Open a new personal checking account using the promo code HAPPY100.
- Within 60 days, receive a direct deposit of $500.
- Bonus will be credited into member's savings account within ninety (90) days if all criteria met.
at Neighborhood Credit Union
Note: Don’t see an offer that piques your interest? You can use our tool to explore a full list of bank promotions
Personal Savings Bonuses in Texas
Here are the current personal savings promotions available in TX:
1. Citi® Accelerate Savings - 4.45% APY
Citi offers a really competitive APY rate in their Citi® Accelerate Savings account, a high-yield savings product.
You can find slightly higher rates elsewhere, but nearly all of those will have balance limits. In other words, you'll earn a great rate on the first $15k, but then the rate drops considerably.
Citi, on the other hand, has no limit. So for those who have sizable savings they'd like to keep liquid, Citi® Accelerate Savings will often win out.
There's no opening deposit minimum or ongoing balance requirements, but do keep in mind that having a $0 balance for longer than 3 months could cause your account to be closed.
Citi® : Citi® Accelerate Savings
- Bonus Amount
- 4.45% APY
- Account Type
- Personal Savings
- Availability
- AK, AL, AR, AZ, CO, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, WA, WI, WV, WY
- Bonus Requirements
-
- Open a new Citi® Accelerate Savings account using the link below.
- Transfer money from a different bank or an existing Citi account.
- Interest compounds daily and will be credited to your account each month.
at Citi®
Business Bonuses in Texas
Here are the current business banking promotions available in TX:
1. Truist Business Checking - $400 bonus
Truist Bank is offering small business owners one of the easiest business checking account bonuses we've seen to date: $400 for depositing $1,500 into your new account. (Well, you'll also have to enroll and sign-in to online banking, but we don't really consider that as much of a hurdle...). This is up from $300 when it was most recently offered.
The Truist Simple Business Checking account has no monthly fee and comes with 50 free transactions each month – in other words, it's perfect for a small business just starting out. If your company has surpassed these thresholds, Truist offers their Dynamic Business Checking account. That one comes with higher limits, but does have a small (and avoidable) maintenance fee.
Keep in mind that you'll have 30 days to complete both requirements, and that your new account will need to remain open for 6 months in order to avoid forfeiting the bonus.
Truist Bank : Business Checking
- Bonus Amount
- $400
- Account Type
- Business Checking
- Availability
- AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
- Offer Expires
- September 30, 2024
- Bonus Requirements
-
- Open a new Truist business checking account using the promo code SB24Q3BIZAFL.
- Within 30 days, deposit $1,500.
- During the same 30 days, enroll in online banking and log-in.
- Bonus will be credited to your new account within 4 weeks of meeting requirements.
at Truist
2. First Horizon Bank Business Checking - up to $800 bonus
Available primarily in the SouthEast, First Horizon Bank is offering up to an $800 welcome bonus when you open a new business checking account and make deposits. This is a tiered offer, so the more you can deposit, the higher your potential bonus.
First Horizon Bank : Business Checking
- Bonus Amount
- up to $800
- Account Type
- Business Checking
- Availability
- AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, NC, VA
- Offer Expires
- September 30, 2024
- Bonus Requirements
-
- Open a new BizEssentials Checking account.
- Within 15 days of the account opening, deposit at least $5,000 to earn $400 or $25,000 to earn the full $800.
- Maintain those minimum collected daily balance for the first 3 full statement cycles.
- Conduct 20 qualifying transactions within the first 3 full statement cycles.
- Bonus will be deposited within 10 business days after qualifying activities are met.
at First Horizon Bank
3. Regions Business Checking - $150 bonus
Available primarily in the Southeast, Regions is offering a $150 bonus when you refer a friend to open a new business checking account. What's even more? Your friend will also receive a $150 bonus.
Regions Bank : Business Checking
- Bonus Amount
- $150
- Account Type
- Business Checking
- Availability
- AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
- Bonus Requirements
-
- Have an existing Regions account.
- Refer a friend or family member using the link below and ensure they open a new account within 90 days with an opening deposit of at least $500.
- Within 60 days of opening the account, the person you referred must make at least one Visa Business CheckCard purchase and enroll in eStatements.
- Bonus will be paid as a Rewards Card sent via mail within 120 days of all requirements being met.
See our full list of the Best Business Checking Account Promotions
Investing Bonuses
Here are the current investing promotions available in your area:
1. J.P. Morgan Self-Directed Investing - up to $700 bonus
Available nationwide with the ability to open online, J.P. Morgan Wealth Management is offering up to a $700 welcome bonus when you open a new Self-Directed Investing account with qualifying minimum funding.
This is tiered bonus, meaning that the more you deposit, the more you may be eligible to earn. New for this iteration, J.P. Morgan has introduced a lower tier at $5,000, down from the previous $25,000 entry point and raised the max bonus amount!
Here are all 4 tiers of this investing bonus:
| New Money Added | Bonus Amount |
|---|---|
| $5,000-$24,999 | $50 |
| $25,000-$99,999 | $150 |
| $100,000-$249,999 | $325 |
| $250,000+ | $700 |
This is the highest offer that we've seen to-date from J.P. Morgan.
J.P. Morgan Wealth Management : Self-Directed Investing
- Bonus Amount
- up to $700
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- October 11, 2024
- Bonus Requirements
-
- Open a J.P. Morgan Self-Directed Investing account using the link below.
- Within 45 days, fund your account with qualifying new money; $5,000 - $24,999 = $50 bonus; $25,000 - $99,999 = $150 bonus; $100,000 - $249,999 = $325 bonus, $250,000 = $700 bonus.
- Your bonus amount will be determined on day 45.
- Maintain your new funds for 90 days (losses due to trading or market fluctuation will not be taken into account).
- Bonus will be received within 15 days.
- INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE
at J.P. Morgan
2. Citi® Self Invest - up to $500 bonus
Available nationwide to new and existing customers, Citi is offering up to a $500 bonus when you add new-to-Citi funds to a Citi® Self Invest account.
As is typical with Citi promotions, this is a tiered offer: the more you add, the more you earn. You'll need to deposit at least $10,000 to earn a $100 reward, or at least $200,000 to receive the full $500.
You'll need to also maintain your funds through a date defined on the Citi website, depending on the month in which you open your account.
Citi® : Citi® Self Invest
- Bonus Amount
- up to $500
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- September 30, 2024
- Bonus Requirements
-
- Open a new Citi® Self Invest account or add new-to-Citi funds to an existing account.
- Opt-in to eDelivery of statements and confirmations.
- Bonus will be tiered based on the total amount added: $10,000 to earn $100; $50,000 to earn $200; $200,000 to earn the full $500.
- Maintain the New-To-Citi funds in your account through the “maintain funds” deadline as outlined in the chart.
- Bonus will be credited on the last day of the 3rd month following the “maintain funds” period.
at Citi®
3. E*TRADE Bank Brokerage - up to $5000 bonus
Payouts have increased again! E*Trade is now offering new investors up to $5,000 in bonus cash when you open and fund a new investing account. You'll only need $50 to earn the first tier bonus ($100)!
They've shuffled all the previous tiers and reinstated the tiers for those with 7+ figures to invest. If you're wanting to earn the full $5,000, you need at least $1.5M in investable assets.
This offer is available to both new and existing customers; however, different rules may apply, so be sure to check the disclosures at the link below.
E*TRADE Bank : Brokerage Account
- Bonus Amount
- up to $5000
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- September 30, 2024
- Bonus Requirements
-
- Open a new eligible E*TRADE brokerage or retirement account using the link below with promocode REWARD24.
- During the first 60 days, fund your new account with new money as follows: $50 - $999, earn $100; $1,000 - $19,999, earn $150; $20,000-$99,999 earn $300; $100,000-$199,999 earn $600; $200,000-$499,999 earn $800; $500,000 - $999,999, earn $1,000; $1,000,000 - $1,499,999, earn $3,000; $1,500,000+ earn $5,000.
- If you deposit $200,000 or more, you will receive a cash credit within seven business days.
- If you have deposited at least $200,000 in your account, and you make subsequent deposits in that account to reach a higher tier, you will receive a second cash credit following the close of the 60-day window.
at E*TRADE Bank
4. Citi® Personal Wealth Management - $5000 bonus
Earn up to $5,000 when you open or enroll a new or existing eligible Personal Wealth Management account with new-to-Citi funds.
This is a tiered bonus based on how much you deposit and maintain for the first 3 months. They've up the reward amounts for their upper tiers this go around.
There are 5 levels, starting with a $500 bonus for deposits $50,000 - $199,999 and going up to $5,000 for $2,000,000+.
Citi® : Personal Wealth Management
- Bonus Amount
- $5000
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- September 30, 2024
- Bonus Requirements
-
- Contact Citi to open or enroll a new or existing eligible Citi Personal Wealth Management account
- Fund the Citi Personal Wealth Management account with New-to-Citi Funds within 2 months of account opening (deposit $50,000 for a $500 bonus, $200,000 for a $1,000 bonus, $500,000 for a $2,000 bonus, $1,000,000 for a $3,000 bonus and $2,000,000+ for the $5,000 bonus)
- Enroll into e-delivery of statements within 2 months of account opening.
- Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment).
at Citi®
5. TD Bank Automated Investing - up to $750 bonus
TD is getting in the robo-advisor game and offering up to $750 when you open a new TD Automated Investing account. This is a tiered bonus where you can earn more depending on how much money you can invest.
TD Bank : Automated Investing
- Bonus Amount
- up to $750
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- October 31, 2024
- Bonus Requirements
-
- Open a new TD Automated Investing account with at least $1,000.
- Within 30 days, fund your new account as follows: $1,000 - $4,999, earn $50; $5,000 - $24,999, earn $150; $25,000 - $49,999, earn $250; $50,000 – $74,999, earn $450; $75,000+, earn $750.
- Maintain a minimum balance of $1,000 for 90 calendar days after your TD Automated Investing account is approved.
- Bonus will be credited to your new TD Automated Investing account within 15 calendar days of meeting eligible offer requirements
at TD Bank
6. Robinhood Investing - Free stock (up to $200) bonus
Robinhood is a commission-free stock trading platform that's had mixed headlines in the news (GME, what?). But Robinhood is a popular choice – particularly among beginner investors – due to their sleek, easy-to-use app.
This is a program that many investment apps now offer, but Robinhood pioneered: sign up and get a free stock. The stock has a 98% chance of being worth $5-$10, so this isn't an amazing bonus, but it's something for almost nothing (you don't even need to fund your account). The stock will hit your account within a week, and is tradeable 2 days after that.
Robinhood : Investing Account
- Bonus Amount
- Free stock (up to $200)
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Robinhood investing account using the link below.
- Link your bank account.
- Stock bonus will be credited to the enrolled account within approximately one week.
at Robinhood
7. SoFi Invest - up to $10000 bonus
SoFi is offering customers a cash bonus to move your portfolio over to SoFi. The bonus is tiered, and you'll need to transfer $5 million in assets to earn the full $10,000 (steep!), but the bonus starts at $100 for transferring $5,000.
Keep in mind that although SoFi will pay out the bonus within 14 business days of the end of the promo period, they'll claw it back if you withdraw those funds within 180 days. They'll even refund up to $75 in ACAT fees from your other brokerage!
SoFi : Sofi Invest
- Bonus Amount
- up to $10000
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new SoFi Invest account using the link below (or be an existing user).
- Before the promotion's expiration date, transfer investments from another brokerage firm: $5,000 to earn $100, $25,000 to earn $200, $100,000 to earn $500, $250,000 to earn $750, $500,000 to earn $1,000, $1,000,000 to earn $2,500, $2,000,000 to earn $5,000 or $5,000,000+ to earn $10,000.
- Bonuses will be paid within 14 days of the last day of the month in which the transferred assets settled in your SoFi Invest account.
at SoFi
8. Acorns Invest - $20 bonus
Acorns is offering BankBonus.com users a $20 welcome bonus when you open a new Invest account. You just need to open the account from the link below and fund it with $5 to earn the reward.
What's more? They've been running amazing referral bonuses. So, sign up for a new account and then share your referral link with friends and family, and you could be pocketing up to $1,000+ each week!
Acorns : Acorns Invest
- Bonus Amount
- $20
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Acorns Invest account using the link below.
- Fund account with at least $5.
at Acorns
9. Tradestation Brokerage - up to $3500 bonus
Tradestation is offering investors up to $3,500 in bonus cash when you add new funds to a new or existing investing account. You only need $5,000 to earn the first tier bonus ($150), and up to $5M to earn the full $3,500. It's worth noting each of the tiers are considerably higher this time around than when it was previously offered.
Tradestation : Brokerage Account
- Bonus Amount
- up to $3500
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Enroll an existing account or open a new account using promo code TSTVAGFD at the url below.
- Within 45 days, fund your account.
- To receive $150 bonus, fund with $5,000- $24,999; To receive $300 bonus, fund with $25,000- $99,999; To receive $500 bonus, fund with $100,000-$249,999; To receive $1,000 bonus, fund with $250,000-$499,999; To receive $2,000 bonus, fund with $500,000-$999,999; To receive $3,500 bonus, fund with $1,000,000+.
- Bonus will be deposited into the account the month following the end of the 270-calendar day holding period.
at Tradestation
10. Bank of America Merrill Edge Self-Directed - up to $600 bonus
Available nationwide with the ability to open online, Bank of America's Merrill Edge is offering up to a $600 welcome bonus when you open a new Merrill Edge Self-Directed account and make an initial deposit.
What's more? There's also a $1,000 Merrill Edge bonus for those enrolled in Bank of America's Preferred Rewards program. The lower tiers are also bumped as well.
We only list the most popular tiers; however, here's a complete list of tiers you can ask for:
- $20,000 to $49,999 – $100
- $50,000 to $99,999 – $150
- $100,000 to $199,999 – $250
- $200,000 to $299,999 – $600
- $300,000 to $499,999 – $1,000
- $500,000 to $999,999 – $1,500
- $1,000,000 or more – $2,500
- $2,000,000 or more – $3,500
- $5,000,000 or more – $5,000
- $10,000,000 or more – $7,500
Bank of America : Merrill Edge Self-Directed
- Bonus Amount
- up to $600
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Self-Directed Trading account from Merrill Edge using promo code "600ME".
- Within 45 days, fund your account with new money from outside Bank of America. To earn a $100 bonus, deposit $20,000-$49,999; To earn a $150 bonus, deposit $49,999-$99,999; To earn a $250 bonus, deposit $100,000-$199,999; To earn a $600 bonus, deposit $200,000 - $299,999.
- Maintain that balance for at least 90 days.
- Bonus will be deposited within two weeks following the end of the 90 day period.
at Bank of America
11. Charles Schwab Schwab One® - up to $1000 bonus
If you're not currently a Schwab customer, you can open any investment account and earn a referral bonus based on your net deposit within 45 days. This includes retail brokerage accounts, individual retirement accounts, or the managed portfolios like Schwab Intelligent Portfolios®.
Keep in mind that the link above is only for details – you will need to open the account through a referral link from an existing Schwab customer in order to qualify for the promo.
This is a tiered bonus, the more you deposit, the more you can earn.
- Tier 1 | Balance Maintained: $25,000 - $49,999: $100 Bonus
- Tier 2 | Balance Maintained: $50,000 - $99,999: $300 Bonus
- Tier 3 | Balance Maintained: $100,000 - $499,999: $500 Bonus
- Tier 4 | Balance Maintained: $500,000+: $1,000 Bonus
Charles Schwab : Schwab One®
- Bonus Amount
- up to $1000
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new account using a referral link from an existing member.
- Within 45 days, make a qualifying net deposit between $25,000 - $500,000+ in cash or securities, earning the reward that correlates with that tier ($100-$1,000).
- The net deposit amount at the end of 45 day period will be used to calculate your bonus tier.
- Bonus will be paid into your account about a week after the 45-day period.
12. SoFi SoFi - $15 bonus
SoFi is offering a $15 welcome bonus for you and a friend when you refer someone to open a new SoFi account. This bonus is available across most of their products, including: SoFi Money, SoFi Invest, SoFi Loans and a SoFi credit card. You can receive up to $75 total. This isn't exactly the highest bonus we've seen from them, so you'll have to decide if now is the right time or to hold out for something a little more enticing.
It's important to note too that each program has its own set of rules, each of which is outlined on their referral website linked below.
SoFi : SoFi Account
- Bonus Amount
- $15
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Download the app using the link below.
- Refer a friend (or be referred) using your specific referral link for a particular SoFi product.
- Follow the program rules highlighted on the website.
- Bonus will automatically be applied to your SoFi account(s).
13. Charles Schwab Schwab One® - $101 bonus
Charles Schwab has a bonus targeting new or entry-level investors in what they call the Schwab Starter Kit™, but new customers of all comfort levels can qualify. When you open a new account for this promo, Schwab will invest your bonus in fractional shares or "slices" of the top stocks by market cap in the S&P 500. Schwab recently upped this bonus from $50 at its previous level. It's a great way to start investing!
Charles Schwab : Schwab One®
- Bonus Amount
- $101
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Schwab One account at the url below or open a new taxable investment account using promo code "SCHWABSTARTERKIT".
- Within 30 days, Fund your account with a minimum of $50.
- Once funded, Schwab will deposit $101 in your account to purchase your stock slices at approximately 6:00 pm Eastern Time the next trading day.
at Charles Schwab
See our full list of the Best Brokerage Account Promotions
Texas Banking Statistics
Texas has more financial institutions than most states, with nearly 800 state banks and credit unions.
For more insights on banking in Texas, we turned to state banking reports from the FDIC and the Credit Union National Association.
Here are a few stats on banking in the Lone Star State:
- Number of banks: 382
- Number of state credit unions: 409
- Credit union memberships: 10.1 million
- Deposit market share: 92.4% banks; 7.6% credit unions
- Largest deposit market: Dallas/Ft.Worth/Arlington
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