Available in Texas with the ability to open online, CUTX is offering a $250 welcome bonus when you open a new personal checking account and set up direct deposit. Your bonus amount will be determined by how much your initial deposit is when you open the account, so be sure to open the account with at least $250 to earn the full reward.
There is a slight catch with this bonus, however: both eligible accounts come with a monthly fee with few ways to avoid, so factor that into your decision.
How To Earn The Bonus
The CUTX Personal Checking promotion requires you to set up direct deposits and deposit and maintain a minimum balance in order to earn the up to $250 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Matching deposit bonus offer is only valid on Secure Checking and Secure Checking Plus.
- Coupon must be presented at account opening.
- This offer is valid on new checking accounts only and not in combination with other offers.
- Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as social security) from your employer or the government.
- Matching deposit bonus amount will be determined by the initial deposit made when opening the new checking account and will not exceed $250.
- The account must not have a negative balance to receive the cash bonus.
- Checking account with direct deposit must remain open for a minimum of six months or matching deposit bonus may be debited from account at closing.
Open a Personal Checking account before the bonus expires
How does this personal checking offer from CUTX compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
PNC
Virtual Wallet®
- Bonus
- up to $400
- Account Type
- Personal Checking
- Expires In
- 67 days
- Requires
- Direct Deposit
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 251 days
- Requires
- Direct Deposit
U.S. Bank
U.S. Bank Smartly® Checking
- Bonus
- up to $700
- Account Type
- Personal Checking
- Expires In
- 63 days
- Requires
- Direct Deposit
- Min Balance (optional)
Why Credit Union of Texas?
Secure Checking
Secure Checking by the Credit Union of Texas comes with a whole suite of benefits including discounts on travel, pharmacy and other categories, access to your credit score, identity and theft monitoring services, mobile phone protection, buyer's protection and extended warranty and more.Fees
Secure Checking does charge a monthly maintenance fee of $6, but there are ways to get this waived:
- Be a student age 25 and under
Secure Plus Checking
Like the Secure Checking account, Secure Plus Checking comes with a whole suite of benefits including discounts on travel and pharmacy, access to your credit score, identity and theft monitoring services, mobile phone protection and more. Additionally, you'll get additional Accidental Death & Dismemberment Insurance and the ability to earn cash back on purchases.Fees
Secure Plus Checking does charge a monthly maintenance fee of $10, but there are ways to get this waived:
- Be a veteran.
Apply now for a Personal Checking account to earn the up to $250 bonus offer
How to Join Credit Union of Texas
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of CUTX's membership requirements:
- Anyone who lives, works or attends an institution of higher learning in Dallas, Denton, Collin, and Rockwall counties, or Upshur, Wood, Gregg, Harrison, Marion, Morris, Camp and select areas of Grayson, Fannin, Ellis, Tarrant and Hunt counties. See their coverage map.
- Any member of a school-related association or organization created to service or assist public or private schools.
- Any employee of one of these select companies/organizations.
- Anyone related (by blood, marriage or adoption) to individuals that meet the qualifications above or is already a member with Credit Union of Texas.
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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