Available in select SouthEastern states, First Horizon Bank is offering up to a $3,000 welcome bonus when you open a new personal checking account and complete qualified deposits and direct deposits.
This is a tiered bonus, the more you deposit, the more you can earn. To earn the full amount, you need to make substantial deposits, exceeding $500,000.
To be considered for private client banking, you must have a combination of $1,000,000 in income and investable assets and either $100,000 in consumer deposit balances with First Horizon or $500,000 with First Horizon Advisors.
How To Earn The Bonus
The First Horizon Bank Private Banking promotion requires you to set up and have eligible direct deposits and deposit and maintain a minimum balance in order to earn the up to $3000 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- If balances drop below $100,000 on any day, no cash bonus; if you maintain a lower tier, you receive the lower-tier cash bonus.
- Qualifying direct deposits are ACH credits from your employer, payroll provider, or government/benefit provider.
- New clients only: no personal deposit account at First Horizon in the last 18 months.
- Only Private Client Reserve Checking and Private Client Money Market Savings count toward this cash bonus. Business, fiduciary, CD (including Promotional Jumbo CD), IRA, and brokerage accounts are excluded from cash bonus offer.
- Limit one cash bonus per client and per household.
Open a Private Banking account before the bonus expires on October 30, 2026
How does this personal checking offer from First Horizon Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Personal Checking
- Bonus
- $600 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 90 days
- Requires
- Direct Deposit
PNC
Virtual Wallet® with Performance Select
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 113 days
- Requires
- Qualifying Direct Deposit
Bank of America
Advantage Banking Account
- Bonus
- up to $500
- Account Type
- Personal Checking
- Expires In
- 14 days
- Requires
- Direct Deposit
Why First Horizon Bank?
Private Banking
To qualify for Private Client, clients must have a combination of $1,000,000 in income and investable assets and maintain a combined average daily balance of $100,000 in consumer deposit balances with First Horizon or $500,000 in investment accounts at First Horizon Advisors.Fees
Private Banking does not charge a monthly maintenance fee.
Apply now for a Private Banking account to earn the up to $3000 bonus offer
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