Whether you live in a bustling city like Indianapolis or a charming smaller town such as New Harmony, you’re eligible for some stellar bank promotions in Indiana. Banks offer bonuses ranging anywhere from a few dollars to hundreds to incentivize new customers.
Knowing where to find them can be challenging. To make things easier, we’ve rounded up the best bank promotions in Indiana for you and included a breakdown of their terms and conditions.
Take a look at our top recommendations, note the requirements, and apply for any accounts that pique your interest.
Our Featured Nationwide Bonuses
Here are 3 of our featured bank bonuses that can be obtained nationwide:
HSBC
HSBC Premier
- Bonus
- up to $7000
- Account Type
- Personal Checking
- Expires In
- 18 days
- Requires
- Min Balance
BMO
Personal Checking
- Bonus
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 52 days
- Requires
- Direct Deposit
PNC
Virtual Wallet® with Performance Select
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 76 days
- Requires
- Qualifying Direct Deposit
See our list of the Best Banks in Indiana
Personal Checking Bonuses in Indiana
Here are the current personal checking promotions available in IN:
1. BMO Personal Checking - $400 Cash Bonus*
BMO is giving you 90 days to accumulate $4,000 in direct deposits to earn a $400 cash bonus* for opening a new BMO Smart Money Checking, BMO Smart Advantage Checking or BMO Relationship Checking account.
This offer is available nationally if you open online, or in-branch if you live in a state within their 14-state brick-and-mortar footprint.
BMO : Personal Checking
- Bonus Amount
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Availability
- Nationwide
- Offer Expires
- May 4, 2026
- Bonus Requirements
-
- Open a new BMO Smart Money Checking, BMO Smart Advantage Checking or BMO Relationship Checking account using the link below between 1/29/26 – 5/4/26.
- Within 90 days, have a total of $4,000 in qualifying direct deposits.
- If qualifications are met, bonus is paid approximately 100 days after account opening.
- *Conditions apply. Accounts are subject to approval and provided in the U.S. by BMO Bank N.A. Member FDIC
at BMO
2. PNC Virtual Wallet® with Performance Select - $400 bonus
Available Nationwide (digitally), or in person at branches across 28 states, PNC is back with a competitive welcome bonus for opening a personal checking account online and meeting direct deposit requirements within the first 2 months.
This is a tiered offer with the entry level Virtual Wallet® offering $100 or $400 for opening a Virtual Wallet® with Performance Select - all with qualifying direct deposit requirements.
Assuming you don't have an account with PNC (and haven't within the last 12 months or received a prior consumer checking signup bonus in the past 24 months), we definitely recommend grabbing this easy bonus.
PNC Bank : Virtual Wallet® with Performance Select
- Bonus Amount
- $400
- Account Type
- Personal Checking
- Availability
- Nationwide
- Offer Expires
- May 28, 2026
- Bonus Requirements
-
- Open a PNC Checking account online to qualify, See link below.
- Within 60 days, complete the direct deposit requirements for the account package that you opened: Virtual Wallet® - $500+ to earn $100 bonus or Virtual Wallet® with Performance Select - $5,000+ to earn $400 bonus.
- Bonus will be credited to your account within 60-90 days after meeting requirements.
at PNC
3. KeyBank Key Smart Checking® - $300 bonus
KeyBank is back with their personal checking bonus and is offering $300 to new Key Smart Checking® account customers after qualifying activities.
You'll need to make the minimum opening deposit of $10, and one or more eligible direct deposits totaling at least $2,000 within the first 90 days of account opening.
While this isn't quite nationwide, the bonus has a wide footprint and is redeemable online. Check it out!
KeyBank : Key Smart Checking®
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA
- Offer Expires
- May 22, 2026
- Bonus Requirements
-
- Open a no-monthly-maintenance-fee Key Smart Checking® account online with at least $10 by May 22, 2026.
- Within 90 days of account opening, make a total of $2,000 or more in eligible direct deposits.
- Bonus will be credited to your account within 60 days of meeting requirements.
- Account must not be closed at the time of gift payment.
at KeyBank
4. Huntington Perks Checking - $400 bonus
Huntington is offering a welcome bonus to those opening new personal checking accounts. This one offers $400 for any deposit into their Perks Checking account. Previously they required at least $1,000 to qualify.
This account comes with a monthly fee unless you meet the requirements to waive it. You'll also want to note that while there is no minimum opening deposit for the account itself.
Huntington National Bank : Perks Checking
- Bonus Amount
- $400
- Account Type
- Personal Checking
- Availability
- CO, IL, IN, KY, MN, NC, SC, OH, MI, IN, PA, WI, WV
- Offer Expires
- March 15, 2026
- Bonus Requirements
-
- Open a new Huntington Perks Checking account using the link below.
- Within 90 days, make a qualifying direct deposit.
- Keep your account open for 90 days.
- Bonus will be deposited to your new account within 14 days of meeting the requirements.
at Huntington
5. Huntington Platinum Perks Checking - $600 bonus
Huntington is offering a couple of welcome bonuses to customers opening new personal checking accounts. This promotion offers $600 for a $25,000 deposit into their premium Platinum Perks Checking account.
They're also running a similar deal for new Perks Checking accountholders, which is their middle-tier personal checking product. That one offers $400 for a direct deposit, in case you don't have the cash to meet this promotion's terms.
Huntington National Bank : Platinum Perks Checking
- Bonus Amount
- $600
- Account Type
- Personal Checking
- Availability
- CO, IL, IN, KY, MN, NC, SC, OH, MI, IN, PA, WI, WV
- Offer Expires
- March 15, 2026
- Bonus Requirements
-
- Open a new Huntington Platinum Perks Checking account using the link below.
- Within 90 days, make deposits totaling $25,000.
- Keep your account open for 90 days.
- Bonus will be deposited to your new account within 14 days of meeting the requirements.
at Huntington
6. Truist One Checking - $400 bonus
Truist is offering new customers a $400 bonus for opening a new One Checking account. This is $100 more than when the deal was previously offered!
While it's not available nationwide, most of the East Coast and the South (18 states in total) can take advantage. You'll need to be a new customer and be able to set up a recurring direct deposit.
Not only is this a really solid offer from a top bank, but Truist is also considered one of the fastest paying banks. They promise your reward within 4 weeks of meeting the bonus requirements, but many of our readers have reported receiving their cash much faster than that: typically in about 10 days.
Truist Bank : Truist One Checking
- Bonus Amount
- $400
- Account Type
- Personal Checking
- Availability
- AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
- Offer Expires
- March 25, 2026
- Bonus Requirements
-
- Open a new One Checking account online or in-branch using promo code DC400TR1Q425.
- Within 120 days of account opening, complete two qualifying direct deposits totaling $2000 or more.
- Complete 20 or more debit card purchases within 120 days of account opening.
- The reward will be deposited into the new checking account within 4 weeks of verifying the Direct Deposit qualification requirement.
- Terms Apply. Member FDIC.
at Truist
7. First Commonwealth Bank Personal Checking - $200 bonus
Available to residents within their footprint, First Commonwealth Bank is offering a $200 welcome bonus when you open a new personal checking account and set up direct deposit. What's even more? You can stack this offer with their referral bonus if you know an existing member to earn a total of $300.
First Commonwealth Bank : Personal Checking
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Availability
- PA, OH, IN, KY, WV
- Offer Expires
- March 31, 2026
- Bonus Requirements
-
- Open a new personal checking account online, in-branch or over the phone using promo code FCB2026.
- Within 60 days, make 10 or more qualifying debit card purchases that post and clear the account.
- Maintain an active account.
- Bonus will be deposited within 60 days of all requirements being met
at First Commonwealth Bank
8. Fifth Third Bank Personal Checking - $300 bonus
Fifth Third Bank is back with their regular personal checking account bonus.
You can open the account online through the promotion's landing page, or choose instead to enter your email address to receive a unique code that you can take into your local branch.
Another perk? Users report receiving their bonus just days after the qualifying deposit is posted. Be sure to signup early though, as we've seen them pull their offer as it gets closer to the deadline.
Fifth Third Bank : Personal Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- FL, GA, IL, IN, KY, MI, NC, OH, SC, TN, WV
- Offer Expires
- March 31, 2026
- Bonus Requirements
-
- Open a new Momentum® Checking or Preferred checking account using the link below.
- Within 90 days, receive $500 in direct deposits.
- Bonus will be credited to your new account within 10 business days of meeting the requirements.
at Fifth Third Bank
9. U.S. Bank Smartly® Checking - up to $450 bonus
U.S. Bank is offering up to a $450 bonus for opening a new U.S. Bank Smartly® Checking. This is back towards the lower end of bonuses we've seen from U.S. Bank.
The direct deposit threshold for the checking bonus is somewhat steep to earn the max bonus amount, but if you have the income, this is an easy bonus. You'll have 90 days to reach this target, but keep in mind that unlike some banks that let you hit the bonus in a single transaction, U.S. Bank requires at least two direct deposits to qualify for this promotion.
U.S. Bank : U.S. Bank Smartly® Checking
- Bonus Amount
- up to $450
- Account Type
- Personal Checking
- Availability
- AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
- Offer Expires
- April 6, 2026
- Bonus Requirements
-
- Open a new U.S. Bank Smartly® Checking account.
- Within 90 days, enroll in online banking or the U.S. Bank Mobile App.
- Within the same 90 days, make two or more direct deposits totaling amounts as follows: $2,000 - $4,999, earn $250; $5,000 - $7,999, earn $350; $8,000+, earn $450.
- Bonus will be credited to your new checking account within 60 days following the end of the calendar month during which you completed all the offer requirements.
at U.S. Bank
10. Associated Bank Associated Checking - up to $600 bonus
Associated Bank is back with their personal checking bonus but this time offering a much higher payout. The requirements remain the same: direct deposits totaling $500 plus maintaining a minimum balance.
The offer is tiered so that the more you maintain, the more you earn, with $10,000 earning the full $600. Fortunately, all accounts titled to the primary account holder count toward this balance, including CDs, savings, MMA, and IRAs – so you don't even have to tie up your funds in a checking account to qualify.
Associated Bank : Associated Checking Account
- Bonus Amount
- up to $600
- Account Type
- Personal Checking
- Availability
- IA, IL, IN, KS, MI, MN, MO, OH, WI
- Offer Expires
- April 30, 2026
- Bonus Requirements
-
- Open a new personal checking account using the link below.
- Within 90 days, receive direct deposits totaling $500.
- Within 30 days of opening the account, deposit $1,000 to earn $300, $5,000 to earn $400, or $10,000 to earn $600.
- Maintain the balance from days 31-90.
- Bonus will be credited to your account within 120 days of opening the account.
at Associated Bank
11. Flagstar Bank Personal Checking - up to $500 bonus
Available in 8 states across the U.S., Flagstar Bank is offering up to a $500 bonus when you open a new personal checking account and set up direct deposit.
The total amount you can earn depends on which account you open: opening a Ready Checking account makes you eligible for up to $300, whereas opting for an Elite Checking account makes you eligible for the full $500.
Keep in mind that the Elite Checking is their premium product, and comes with a $15 monthly fee unless you hold $25k in the account. Given the low interest rate, this would be a terrible use of your cash. Therefore, if you're strictly gaming for the bonus, you should subtract the $90 in account fees you would incur over the 6 months of your account being open, netting $410 for the Elite bonus compared to $300 for the Ready Checking account. After the 6 months, you can either close or downgrade your account.
As reader Bob pointed out in the comments, Elite Checking can also only be opened in-person at a branch, whereas the Ready Checking account can be opened online. You should weigh both of these hassles to decide whether that extra $90 net is worthwhile!
Flagstar Bank : Personal Checking
- Bonus Amount
- up to $500
- Account Type
- Personal Checking
- Availability
- AZ, CA, FL, IN, MI, NJ, NY, OH
- Offer Expires
- April 30, 2026
- Bonus Requirements
-
- Open a Ready Checking or Elite Checking account using the link below.
- For the first 90 days, maintain an average daily balance of $500.
- Within the same 90 days, set up one or more direct deposits totaling $500.
- Bonus will be deposited into your account 91-104 days after your initial deposit.
at Flagstar Bank
12. Busey Bank Personal Checking - up to $500 bonus
Available primarily in select midwestern states, Busey Bank is offering up to a $500 welcome bonus when you open a new personal checking account and set up direct deposit. They want you to maintain an active account, so you'll also need to use your debit card as well.
This time around they've removed monthly installment bonuses and reward you more for higher direct deposit amounts.
Busey Bank : Personal Checking
- Bonus Amount
- up to $500
- Account Type
- Personal Checking
- Availability
- FL, IL, IN, MO
- Offer Expires
- May 1, 2026
- Bonus Requirements
-
- Open a new Foundation Checking account using promocode LevelUp1 or Busey Pillar Banking account using promocode LevelUp2
- Within 90 days, use yourd Debit card at least 3 times.
- During the same time period, complete qualifying direct deposits as follows: $2,000 – $2,999.99, earn $200; $3,000 – $3,999.99, earn $300; $5,000+, earn $500
- Enroll and remain enrolled in online banking with eStatements.
- Bonus will be received within one hundred thirty (130) days of account opening
at Busey Bank
13. KeyBank Key Select Checking® - $500 bonus
KeyBank is back with their Key Select Checking® bonus. This time around they are offering $500 to new Key Select Checking® account customers after qualifying activities.
You'll need to make the minimum opening deposit of $50, and make a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening.
While this isn't quite nationwide, the bonus has a decent size footprint and is redeemable online. Check it out!
KeyBank : Key Select Checking®
- Bonus Amount
- $500
- Account Type
- Personal Checking
- Availability
- AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA
- Offer Expires
- May 22, 2026
- Bonus Requirements
-
- Open a Key Select Checking® account online with at least $50 by May 22, 2026.
- Within 90 days, make a total of $5,000 or more in eligible direct deposits.
- Bonus will be credited to your account within 60 days of meeting requirements.
- Account must not be closed at the time of gift payment.
at KeyBank
14. Old National Bank Personal Checking - up to $600 bonus
Available to residents in 9 states, including Indiana, Kentucky, Minnesota and Michigan, Old National Bank is offering up to a $600 welcome bonus when you open a new Everyday or Preferred Checking account and set up direct deposit. The total direct deposit requirement amount to earn the highest bonus has been drastically increased to $12,000, but the bonus is much higher. Likewise, the lowest tier has doubled its requirements for the same bonus amount.
This is the highest we've seen this offer, so hop on it now if you are looking to join ONB.
Old National Bank : Personal Checking
- Bonus Amount
- up to $600
- Account Type
- Personal Checking
- Availability
- IA, IL, IN, KY, MN, MI, ND, TN, WI
- Offer Expires
- June 30, 2026
- Bonus Requirements
-
- Open an ONB Preferred Checking or ONB Everyday Checking account with a minimum deposit of $50.
- Enroll and log into online or mobile banking.
- During the 4 months following account opening, complete qualifying ACH direct deposits totaling $12,000 to earn $600 or totaling $3,500 to earn $300.
- Keep the account open a minimum of 120 days.
- Bonus will be credited to your new account within approximately 130 days from account opening.
at Old National Bank
15. Old Plank Trail Community Bank Total Access Checking - up to $500 bonus
Back for 2026, Old Plank Trail Community Bank, a Wintrust Community Bank, is offering up to a $500 bonus when you open a new Total Access Checking account and establish a recurring direct deposit for 2 months. This is now a tiered offer, the more you can direct deposit, the larger your bonus. It's a solid bonus with easy requirements, so if you live in their footprint, we recommend grabbing this offer!
Keep in mind that if you earn this bonus, you're no longer eligible for any similar bonuses with Wintrust's subsidiaries.
Old Plank Trail Community Bank : Total Access Checking
- Bonus Amount
- up to $500
- Account Type
- Personal Checking
- Availability
- IL, IN
- Offer Expires
- November 3, 2026
- Bonus Requirements
-
- Open a new Total Access Checking account using the link below or tell the banker you are aware of this offer at account opening.
- For 2 consecutive months following the calendar month you opened your account, make direct deposits totaling $500 or more each month, earn $300; $2,000+, earn $500.
- During the same months, enroll in online banking and activate e-statements.
- Bonus will be deposited into your new account within 30 calendar days after the Qualification Period defined above.
at Old Plank Trail Community Bank
16. Regions LifeGreen Checking - $400 bonus
Regions Bank is back with their $400 bonus for new LifeGreen® Checking account customers. You'll need to first register for the bonus by December 31, then open your account by January 31.
Regions Bank : LifeGreen Checking
- Bonus Amount
- $400
- Account Type
- Personal Checking
- Availability
- AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
- Offer Expires
- December 31, 2026
- Bonus Requirements
-
- Register for the offer by December 31 at the link below.
- By January 31 2027, open a new personal LifeGreen® Checking account online (promo code EZV3F2M if asked) or at your local branch by presenting your personalized email voucher.
- Enroll in online banking.
- Within 90 days, receive direct deposits totaling $1,000.
- Bonus will be credited to your account within 60 days of completing the requirements.
at Regions
17. Greenfield Banking Company Personal Checking - $300 bonus
Available primarily in central Indiana, Greenfield Banking Company is offering a $300 welcome bonus when you open a new personal checking account and set up direct deposit. In a rare move, this bonus is also open to accounts geared towards students in high school or college ages less than 25.
Greenfield Banking Company : Personal Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- IN
- Bonus Requirements
-
- Open a new GBC Bank Easy Checking or On Campus Checking account online or in a branch
- Within 90 days, set up direct deposit totaling $300 or more
- Once requirements are met, the bonus will be deposited into your account within 120 days of account opening
at Greenfield Banking Company
18. Regions LifeGreen Checking - $50 bonus
Available primarily in the Southeast with the ability to open online, Regions is offering a $50 bonus when you refer a friend to open a new personal checking account. What's even more? Your friend will also receive a $50 bonus (if you refer a business, they'll get a $150 bonus).
Your friend can stack this offer with their checking account bonus to earn a total of $250.
Regions Bank : LifeGreen Checking
- Bonus Amount
- $50
- Account Type
- Personal Checking
- Availability
- AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
- Bonus Requirements
-
- Have an existing Regions account.
- Refer a friend or family member using the link below and ensure they open a new account within 90 days.
- Within 60 days of opening the account, the person you referred must complete the following: 1) make at least 10 debit card purchases; 2) make a direct deposit of at least $300; and 3) enroll in eStatements.
- Bonus will be paid as a Rewards Card sent via mail within 120 days of all requirements being met.
at Regions
19. The State Bank and Trust Company Cash Rewards Checking - $300 bonus
Available in Indiana, Michigan and Ohio, The State Bank and Trust Company (aka State Bank) is offering a $300 welcome bonus when you open a new personal checking account and set up direct deposit. That's it, no gimmicks or excessive hoops to jump through.
Be sure to keep your account open for at least 180 days or you'll incur a fee at time of closing.
The State Bank and Trust Company : Cash Rewards Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- IN, MI, OH,
- Bonus Requirements
-
- Open a new Cash Rewards Checking account.
- Within 60 days, complete a direct deposit.
- Bonus will be deposited into your new account within 30 days of meeting the promotion requirements.
at The State Bank and Trust Company
20. ProFed Federal Credit Union Student Checking - up to $60 bonus
Available in select Indiana counties, ProFed Federal Credit Union is offering a $5 monthly cash bonus when you open a new Student Checking account and use your debit card. For each month that you make 15 transaction you'll earn the $5 bonus. That's up to $60 of free money each year. It's that simple.
ProFed Federal Credit Union : Student Checking
- Bonus Amount
- up to $60
- Account Type
- Student Checking
- Availability
- IN
- Bonus Requirements
-
- Become a member and open a Student Checking account.
- Use your debit card 15 times each month, earn $5 per month
at ProFed Federal Credit Union
21. ProFed Federal Credit Union Personal Checking - $25 bonus
Available in select Indiana counties, ProFed Federal Credit Union is offering a $25 welcome bonus when you open a new personal checking account and use your debit card 15 times each month in the first 3 months. It's that simple.
ProFed Federal Credit Union : Personal Checking
- Bonus Amount
- $25
- Account Type
- Personal Checking
- Availability
- IN
- Bonus Requirements
-
- Become a member and open a personal checking account.
- Use your debit card 15 times each month in the first 3 months after card activation
at ProFed Federal Credit Union
22. STAR Financial Bank Personal Checking - $300 bonus
STAR Financial Bank is offering Indiana residents a $300 bonus for opening a new checking account and use their account. You'll need to establish a direct deposit and use your debit card to earn this bonus, but don't worry, the requirements are east to obtain. Not a bad bonus considering it applies even to their free accounts. Check it out!
STAR Financial Bank : Personal Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- IN
- Bonus Requirements
-
- Open a new checking account using the promo code STAR300.
- Enroll in e-Statements.
- During the first 60 days, receive a recurring direct deposit of $500 each statement cycle and use your debit card 5 times each statement cycle.
- Bonus will be credited to your new account sometime during days 61 - 120.
at STAR Financial Bank
23. Everwise Credit Union Personal Checking - $200 bonus
If you live or work in Indiana or Michigan, Everwise Credit Union (formerly known as Teachers Credit Union) is offering a $200 bonus for opening a new personal checking account.
They've dropped the debit card requirements and you'll only need to set up a direct deposit, so this should be easy for anyone to meet.
This promotion applies to their Performance, Ultimate, Advantage, and World checking accounts, but we recommend their Performance account since it becomes fee-free just by enrolling in eStatements.
Everwise Credit Union : Personal Checking
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Availability
- IN, MI
- Bonus Requirements
-
- Open a new personal checking account using the promo code JOIN200.
- Within a 60 days, receive direct deposits totaling $500.
- Continue direct deposits for at least 3 consecutive months.
- Bonus will be credited to your new account at the close of the first full statement cycle after meeting requirements.
at Everwise Credit Union
24. Centra Credit Union Personal Checking - up to $150 bonus
Available within their member footprint of select counties in Indiana and Kentucky, Centra Credit Union is offering up to $150 in welcome bonuses when you open a new personal checking account and set up direct deposit. This is a tiered bonus so the more activities you complete, the more you can earn!
Centra Credit Union : Personal Checking
- Bonus Amount
- up to $150
- Account Type
- Personal Checking
- Availability
- IN, KY
- Bonus Requirements
-
- Become a member and open a new personal checking account.
- Within 90 days, receive at least one direct deposit into your new checking account and sign up for eStatements, earn $50.
- Within the same 90 days, bring a total of $10,000 in new loans, credit lines (such as credit cards), or deposits to the Credit Union, earn $50.
- Within the same 90 days, meet with a Centra Financial Services (CFS) representative to discuss your financial needs, earn another $50.
at Centra Credit Union
25. Centier Bank Personal Checking - $50 bonus
Available to existing customers, Centier Bank is offering a $50 referral bonus when you refer new members. They'll just need to open a new checking account and set up direct deposit. What's even more? Your friend will also earn a $50 reward.
Centier Bank : Personal Checking [Referral]
- Bonus Amount
- $50
- Account Type
- Personal Checking
- Availability
- IN
- Bonus Requirements
-
- Be an existing customer of Centier Bank.
- Refer a friend using the link below.
- Ensure your friend opens a new personal checking account.
- Within 90 days, the person you referred must also complete a direct deposit of $100 or more.
- Both you and the person you referred will receive a $50 gift card (e.g. Amazon, Wal-Mart, etc).
at Centier Bank
26. Premier America Credit Union Smart Spending - $25 bonus
Available in California and Texas with the ability to open online, Premier America Credit Union is offering a $25 "Head Start" welcome bonus when you open a new Smart Spending account and set up direct deposit. We most recently saw PACU offer up $100 for the same requirements. May be worth holding out for a little while in case the old offer comes back.
Premier America Credit Union : Smart Spending
- Bonus Amount
- $25
- Account Type
- Personal Checking
- Availability
- CA, TX, AZ, NM, CO, PA, FL, OH, WV, DE, NJ, SC, NC, GA, KY, IN, MI, IL, MD, DC, WV, WI
- Bonus Requirements
-
- Become a member of Premier America Credit Union and automatically setup a Smart Spending account.
- Within 45 days, make a recurring direct deposit into this account of at least $200.
at Premier America Credit Union
Note: Don’t see an offer that piques your interest? You can use our tool to explore a full list of bank promotions
Personal Savings Bonuses in Indiana
Here are the current personal savings promotions available in IN:
1. Purdue Federal Credit Union Emergency Savings - up to $100 bonus
Purdue Federal Credit Union is helping you save for unexpected emergencies by offering a $100 bonus for opening their Emergency Savings account and making recurring deposits.
You'll need to maintain the recurring deposit for at least 3 months, and your reward will depend on the amount you amass in the account by the end of that 3 month period: $500 will earn you $50 or $1,000 will earn you $100.
Like all credit union bonuses, you'll also need to meet their membership requirements in order to join. If you qualify, this is a pretty decent offer given the easy terms.
Purdue Federal Credit Union : Emergency Savings
- Bonus Amount
- up to $100
- Account Type
- Personal Savings
- Availability
- IN
- Bonus Requirements
-
- Open an Emergency Savings account by phone or at a branch.
- Enroll in paperless statements.
- Set up an automatic transfer deposit and maintain that recurring deposit for 3 separate months.
- At the end of the those 3 months, earn $50 if your balance is $500, $75 if you balance is $750 or earn $100 if your balance is $1,000+.
- Bonus will be credited to your account no later than the fifth day of the month immediately following the qualifying (third) month.
at Purdue Federal Credit Union
2. Members Source Credit Union Youth Savings - up to $25 bonus
Members Source Credit Union wants to help children learn to save. To reward them, they are offering up to $25 in gift cards as the child makes deposits into their youth savings account. Teens will earn $25 once they make 10 deposits of $10 or more. Children younger that that will earn $10.
Members Source Credit Union : Youth Savings
- Bonus Amount
- up to $25
- Account Type
- Student Savings
- Availability
- IN
- Bonus Requirements
-
- Establish a youth savings account at Members Source Credit Union.
- Within 10 months, make qualifying deposits as defined below (no more than 2 per month will count towards the total).
- Zid Zone Accounts (Ages
- Keep statements, receipts or proofs of deposits.
- Make a request (child or joint account owner) to receive your award.
at Members Source Credit Union
3. BMO Savings Builder - up to $60 bonus
$5 extra each month just for putting money into my own savings account? OKAY. BMO is offering a total of $60 (5 bucks a month for a maximum of 12 months) as a savings-incentive bonus if you open a new Savings Builder account.
Pro tip: maximize your bonus by also taking advantage of either of the personal checking account welcome bonuses they're offering.
BMO : Savings Builder
- Bonus Amount
- up to $60
- Account Type
- Personal Savings
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Savings Builder account using the link below.
- Earn an extra $5 for every month you deposit at least $200 into the account, for up to 12 months.
at BMO
Business Bonuses in Indiana
Here are the current business banking promotions available in IN:
1. CIBM Bank Basic Business Checking - up to $600 bonus
Available within their tri-state footprint, CIBM Bank is offering up to $600 in welcome bonuses when you open a new Basic Business Checking account and maintain minimum balances.
You won't get it immediately though as the bonus doesn't pay until after the account has been open for more than 6 months.
CIBM Bank : Basic Business Checking
- Bonus Amount
- up to $600
- Account Type
- Business Checking
- Availability
- IL, IN, WI
- Offer Expires
- March 31, 2026
- Bonus Requirements
-
- Open a new Basic Business Checking account.
- In each of the three calendar months following the month of account opening, maintain a minimum balance of $10,000 to earn $300 or $25,000 to earn $600.
- Bonus will be paid within 150 days of account opening provided specific requirements per bonus have been met.
at CIBM Bank
2. Truist Business Checking - $400 bonus
Truist Bank is offering small business owners one of the easiest business checking account bonuses we've seen to date: $400 for depositing $2,000 into your new account. (Well, you'll also have to enroll and sign-in to online banking, but we don't really consider that as much of a hurdle...) This is up from $300 when it was most recently offered.
The Truist Simple Business Checking account has no monthly fee and comes with 50 free transactions each month – in other words, it's perfect for a small business just starting out. If your company has surpassed these thresholds, Truist offers their Dynamic Business Checking account. That one comes with higher limits, but does have a small (and avoidable) maintenance fee.
Keep in mind that you'll have 30 days to complete both requirements, and that your new account will need to remain open for 6 months in order to avoid forfeiting the bonus.
Truist Bank : Business Checking
- Bonus Amount
- $400
- Account Type
- Business Checking
- Availability
- AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
- Offer Expires
- April 2, 2026
- Bonus Requirements
-
- Open a new Truist business checking account using the promo code SB25Q4CHECKING.
- Within 30 days, deposit $2,000.
- During the same 30 days, enroll in online banking and log-in.
- Bonus will be credited to your new account within 4 weeks of meeting requirements.
at Truist
3. Associated Bank Business Checking - up to $750 bonus
Into 2026! Available in quite a few midwestern states, Associated Bank is offering up to a $750 welcome bonus when you open a new business checking account and deposit new money. The business account you open will determine what the max bonus amount you'll be eligible for.
What's even more? You can stack this offer with their personal checking account bonuses to earn a lot more!
Associated Bank : Business Checking
- Bonus Amount
- up to $750
- Account Type
- Business Checking
- Availability
- IA, IL, IN, KS, MI, MN, MO, OH, WI
- Offer Expires
- April 30, 2026
- Bonus Requirements
-
- Be a new business checking customer and open a new business checking account.
- Open a Business Foundation Checking® account and deposit $2,000 in new money within 30 days, earn a $100 bonus; Open a Business Core Checking® account and deposit $5,000 in new money, earn a $400 bonus; Open a Business Advanced Checking® account and deposit $20,000 in new money, earn $750
- Maintain the minimum balance between days 31 to 90.
- Bonus will be deposited into the new Associated Bank business checking account within 120 days of account opening.
- Keep the account open for at least 12 months
at Associated Bank
4. Huntington Unlimited Business Checking - $400 bonus
Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $400 for a $5,000 deposit. They're also running a $1,000 offer for $20,000 in deposits.
While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!
Huntington National Bank : Unlimited Business Checking
- Bonus Amount
- $400
- Account Type
- Business Checking
- Availability
- CO, IL, IN, KY, MN, NC, SC, OH, MI, IN, PA, WI, WV
- Offer Expires
- June 16, 2026
- Bonus Requirements
-
- Open a new Unlimited Business Checking account using the link below.
- Within 60 days, make deposits totaling $5,000.
- Keep the account open for at least 90 days.
- Bonus will be deposited to your new account within 14 days of meeting the requirements.
at Huntington
5. Huntington Unlimited Plus Business Checking - $1000 bonus
Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $1,000 for a $20,000 deposit. Don't have $20k? They're also running a $400 offer for a $5,000 deposit.
While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!
Huntington National Bank : Unlimited Plus Business Checking
- Bonus Amount
- $1000
- Account Type
- Business Checking
- Availability
- CO, IL, IN, KY, MN, NC, SC, OH, MI, IN, PA, WI, WV
- Offer Expires
- June 16, 2026
- Bonus Requirements
-
- Open a new Unlimited Plus Business Checking account using the link below.
- Within 60 days, make deposits totaling $20,000.
- Maintain minimum daily balance of $20,000 for 60 days after meeting deposit requirement.
- Keep the account open for at least 90 days.
- Bonus will be deposited to your new account within 14 days of meeting the requirements.
at Huntington
6. KeyBank Business Checking - $500 bonus
KeyBank is back with their business checking bonus and is offering $500 to new business checking account customers after qualifying activities.
What's even more? You can stack this offer with their personal checking account bonus to earn a total of $800. There's also another $600 bonus for adding merchant services.
Quick note: This offer does have targeting language in it, so YMMV.
KeyBank : Business Checking
- Bonus Amount
- $500
- Account Type
- Business Checking
- Availability
- AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA
- Offer Expires
- August 21, 2026
- Bonus Requirements
-
- Schedule an appointment with a banker to open your KeyBank Basic Business Checking or Key Business Reward Checking® account
- Make a total of $5,000 or more within 30 days.
- Maintain a minimum daily balance of $5,000 or more for the first 90 days.
- Bonus will be deposited into your account within 60 days of meeting the requirements.
at KeyBank
7. Regions Business Checking - $150 bonus
Available primarily in the Southeast, Regions is offering a $150 bonus when you refer a friend to open a new business checking account. What's even more? Your friend will also receive a $150 bonus (if you refer a personal account, they will only receive a $50 bonus).
Regions Bank : Business Checking
- Bonus Amount
- $150
- Account Type
- Business Checking
- Availability
- AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
- Bonus Requirements
-
- Have an existing Regions account.
- Refer a friend or family member using the link below and ensure they open a new account within 90 days with an opening deposit of at least $500.
- Within 60 days of opening the account, the person you referred must make at least one Visa Business CheckCard purchase and enroll in eStatements.
- Bonus will be paid as a Rewards Card sent via mail within 120 days of all requirements being met.
at Regions
See our full list of the Best Business Checking Account Promotions
Investing Bonuses
Here are the current investing promotions available in your area:
1. J.P. Morgan Self-Directed Investing - up to $1000 bonus
Available nationwide with the ability to open online, J.P. Morgan Wealth Management is offering up to a $1,000 welcome bonus when you open a new Self-Directed Investing account with qualifying minimum funding.
This is tiered bonus, meaning that the more you deposit, the more you may be eligible to earn. New for this iteration, J.P. Morgan has introduced a lower tier at $5,000, down from the previous $25,000 entry point and raised the max bonus amount!
Here are all 4 tiers of this investing bonus:
| New Money Added | Bonus Amount |
|---|---|
| $5,000-$24,999 | $50 |
| $25,000-$99,999 | $150 |
| $100,000-$249,999 | $325 |
| $250,000+ | $1,000 |
This is the highest offer that we've seen to-date from J.P. Morgan.
J.P. Morgan Wealth Management : Self-Directed Investing
- Bonus Amount
- up to $1000
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- April 21, 2026
- Bonus Requirements
-
- Open a J.P. Morgan Self-Directed Investing account using the link below.
- Within 45 days, fund your account with qualifying new money; $5,000 - $24,999 = $50 bonus; $25,000 - $99,999 = $150 bonus; $100,000 - $249,999 = $325 bonus, $250,000 = $1,000 bonus.
- Your bonus amount will be determined on day 45.
- Maintain your new funds for 90 days (losses due to trading or market fluctuation will not be taken into account).
- Bonus will be received within 15 days.
- INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE
at J.P. Morgan
2. Citi® Personal Wealth Management - $5000 bonus
Earn up to $5,000 when you open or enroll a new or existing eligible Personal Wealth Management account with new-to-Citi funds.
This is a tiered bonus based on how much you deposit and maintain for the first 3 months. They've up the reward amounts for their upper tiers this go around.
There are 5 levels, starting with a $500 bonus for deposits $50,000 - $199,999 and going up to $5,000 for $2,000,000+.
Citi® : Personal Wealth Management
- Bonus Amount
- $5000
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- March 31, 2026
- Bonus Requirements
-
- Contact Citi to open or enroll a new or existing eligible Citi Personal Wealth Management account
- Fund the Citi Personal Wealth Management account with New-to-Citi Funds within 2 months of account opening (deposit $50,000 for a $500 bonus, $200,000 for a $1,000 bonus, $500,000 for a $2,000 bonus, $1,000,000 for a $3,000 bonus and $2,000,000+ for the $5,000 bonus)
- Enroll into e-delivery of statements within 2 months of account opening.
- Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment).
at Citi®
3. E*TRADE Bank Brokerage - up to $10000 bonus
Payouts have increased again! E*Trade is now offering new investors up to $10,000 in bonus cash when you open and fund a new investing account. You'll only need $1,000 to earn the first tier bonus ($50).
They've shuffled all the previous tiers and reinstated the tiers for those with 7+ figures to invest. If you're wanting to earn the full $10,000, you need at least $5M in investable assets.
This offer is available to both new and existing customers; however, different rules may apply, so be sure to check the disclosures at the link below.
E*TRADE Bank : Brokerage Account
- Bonus Amount
- up to $10000
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- June 30, 2026
- Bonus Requirements
-
- Open a new eligible E*TRADE brokerage or retirement account using the link below with promocode OFFER26.
- During the first 60 days, fund your new account with new money as follows: $1,000 - $4,999, earn $50; $5,000 - $19,999, earn $150; $20,000-$99,999 earn $300; $100,000-$199,999 earn $600; $200,000-$499,999 earn $1,000; $500,000 - $999,999, earn $1,500; $1,000,000 - $1,499,999, earn $3,000; $1,500,000 - $1,999,999 earn $5,000; $2M - $4,999,999, earn $6,000, $5M+ earn 10,000.
- If you deposit $200,000 or more, you will receive a cash credit within seven business days.
- If you have deposited at least $200,000 in your account, and you make subsequent deposits in that account to reach a higher tier, you will receive a second cash credit following the close of the 60-day window.
at E*TRADE Bank
4. Robinhood Investing - Free stock (up to $200) bonus
Robinhood is a commission-free stock trading platform that's had mixed headlines in the news (GME, what?). But Robinhood is a popular choice – particularly among beginner investors – due to their sleek, easy-to-use app.
This is a program that many investment apps now offer, but Robinhood pioneered: sign up and get a free stock. The stock has a 98% chance of being worth $5-$10, so this isn't an amazing bonus, but it's something for almost nothing (you don't even need to fund your account). The stock will hit your account within a week, and is tradeable 2 days after that.
Robinhood : Investing Account
- Bonus Amount
- Free stock (up to $200)
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Robinhood investing account using the link below.
- Link your bank account.
- Stock bonus will be credited to the enrolled account within approximately one week.
at Robinhood
5. Acorns Invest - $20 bonus
Acorns is offering BankBonus.com users a $20 welcome bonus when you open a new Invest account. You just need to open the account from the link below and fund it with $5 to earn the reward.
What's more? They've been running amazing referral bonuses. So, sign up for a new account and then share your referral link with friends and family, and you could be pocketing up to $1,000+ each week!
Acorns : Acorns Invest
- Bonus Amount
- $20
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Acorns Invest account using the link below.
- Fund account with at least $5.
at Acorns
6. Bank of America Merrill Edge Self-Directed - up to $600 bonus
Available nationwide with the ability to open online, Bank of America's Merrill Edge is offering up to a $600 welcome bonus when you open a new Merrill Edge Self-Directed account and make an initial deposit.
What's more? There's also a $1,000 Merrill Edge bonus for those enrolled in Bank of America's Preferred Rewards program. The lower tiers are also bumped as well.
We only list the most popular tiers; however, here's a complete list of tiers you can ask for:
- $20,000 to $49,999 – $100
- $50,000 to $99,999 – $150
- $100,000 to $199,999 – $250
- $200,000 to $299,999 – $600
- $300,000 to $499,999 – $1,000
- $500,000 to $999,999 – $1,500
- $1,000,000 or more – $2,500
- $2,000,000 or more – $3,500
- $5,000,000 or more – $5,000
- $10,000,000 or more – $7,500
Bank of America : Merrill Edge Self-Directed
- Bonus Amount
- up to $600
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Self-Directed Trading account from Merrill Edge using promo code 600ME.
- Within 45 days, fund your account with new money from outside Bank of America. To earn a $100 bonus, deposit $20,000-$49,999; To earn a $150 bonus, deposit $49,999-$99,999; To earn a $250 bonus, deposit $100,000-$199,999; To earn a $600 bonus, deposit $200,000 - $299,999.
- Maintain that balance for at least 90 days.
- Bonus will be deposited within two weeks following the end of the 90 day period.
at Bank of America
7. Citi® Self Invest - up to $500 bonus
Available nationwide to new and existing customers, Citi is offering up to a $500 bonus when you add new-to-Citi funds to a Citi® Self Invest account.
As is typical with Citi promotions, this is a tiered offer: the more you add, the more you earn. You'll need to deposit at least $10,000 to earn a $100 reward, or at least $200,000 to receive the full $500.
You'll need to also maintain your funds through a date defined on the Citi website, depending on the month in which you open your account.
Citi® : Citi® Self Invest
- Bonus Amount
- up to $500
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Citi® Self Invest account or add new-to-Citi funds to an existing account.
- Opt-in to eDelivery of statements and confirmations.
- Bonus will be tiered based on the total amount added: $10,000 to earn $100; $50,000 to earn $200; $200,000 to earn the full $500.
- Maintain the New-To-Citi funds in your account through the “maintain funds” deadline as outlined in the chart.
- Bonus will be credited on the last day of the 3rd month following the “maintain funds” period.
at Citi®
8. Charles Schwab Schwab One® - up to $1000 bonus
If you're not currently a Schwab customer, you can open any investment account and earn a referral bonus based on your net deposit within 45 days. This includes retail brokerage accounts, individual retirement accounts, or the managed portfolios like Schwab Intelligent Portfolios®.
Keep in mind that the link above is only for details – you will need to open the account through a referral link from an existing Schwab customer in order to qualify for the promo.
This is a tiered bonus, the more you deposit, the more you can earn.
- Tier 1 | Balance Maintained: $25,000 - $49,999: $100 Bonus
- Tier 2 | Balance Maintained: $50,000 - $99,999: $300 Bonus
- Tier 3 | Balance Maintained: $100,000 - $499,999: $500 Bonus
- Tier 4 | Balance Maintained: $500,000+: $1,000 Bonus
Charles Schwab : Schwab One®
- Bonus Amount
- up to $1000
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new account using a referral link from an existing member.
- Within 45 days, make a qualifying net deposit between $25,000 - $500,000+ in cash or securities, earning the reward that correlates with that tier ($100-$1,000).
- The net deposit amount at the end of 45 day period will be used to calculate your bonus tier.
- Bonus will be paid into your account about a week after the 45-day period.
at Charles Schwab
9. SoFi SoFi - $15 bonus
SoFi is offering a $15 welcome bonus for you and a friend when you refer someone to open a new SoFi account. This bonus is available across most of their products, including: SoFi Money, SoFi Invest, SoFi Loans and a SoFi credit card. You can receive up to $75 total. This isn't exactly the highest bonus we've seen from them, so you'll have to decide if now is the right time or to hold out for something a little more enticing.
It's important to note too that each program has its own set of rules, each of which is outlined on their referral website linked below.
SoFi : SoFi Account
- Bonus Amount
- $15
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Download the app using the link below.
- Refer a friend (or be referred) using your specific referral link for a particular SoFi product.
- Follow the program rules highlighted on the website.
- Bonus will automatically be applied to your SoFi account(s).
at SoFi
10. Charles Schwab Schwab One® - $101 bonus
Charles Schwab has a bonus targeting new or entry-level investors in what they call the Schwab Starter Kit™, but new customers of all comfort levels can qualify. When you open a new account for this promo, Schwab will invest your bonus in fractional shares or "slices" of the top stocks by market cap in the S&P 500. Schwab recently upped this bonus from $50 at its previous level. It's a great way to start investing!
Charles Schwab : Schwab One®
- Bonus Amount
- $101
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Schwab One account at the url below or open a new taxable investment account using promo code "SCHWABSTARTERKIT".
- Within 30 days, Fund your account with a minimum of $50.
- Once funded, Schwab will deposit $101 in your account to purchase your stock slices at approximately 6:00 pm Eastern Time the next trading day.
at Charles Schwab
See our full list of the Best Brokerage Account Promotions
Indiana Banking Statistics
Indiana has a substantial banking market, so there are a lot of banks and credit unions you can do business with (and a lot of bank bonuses you can score).
Here are a few key stats to consider about banking in the Hoosier State:
Indiana is home to 92 banks, based on the most recent FDIC State Profile. The FDIC also reports that its largest deposit market is Chicago/Naperville/Elgin, followed by Cincinnati, then Indianapolis/Carmel/Anderson.
On the credit union side of the house, CUNA puts the number of state credit unions at 135 and reports there are 2.83 million memberships statewide.
No comments yet. Add your own