Available in a decent number of states across the U.S., Flagstar Bank is offering up to a $350 welcome bonus when you open a new personal checking account and set up direct deposit. The total amount you can earn depends on which account you open: Ready Checking is eligible for up to $250 or Elite Checking for the full $350.
How To Earn The Bonus
The Flagstar Bank Personal Checking promotion requires you to set up direct deposits and deposit and maintain a minimum balance in order to earn the up to $350 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- You must be a new personal checking customer of Flagstar Bank.
- You must open a Flagstar Ready Checking or Flagstar Elite Checking account.
- Offer is limited to one checking bonus per household
- Flagstar Ready Checking account must be funded within 90 days of the account opening date, Flagstar Elite Checking account must be funded within 60 days of the account opening date
- Early account closure fee and reclamation of bonus may be imposed for accounts closed within 180 days
- Flagstar Bank employees are not eligible for the offer.
- If you have been paid a checking cash bonus previously, you are ineligible to receive this offer.
Open a Personal Checking account before the bonus expires on April 30, 2024
How does this personal checking offer from Flagstar Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
PNC
Virtual Wallet®
- Bonus
- up to $400
- Account Type
- Personal Checking
- Expires In
- 65 days
- Requires
- Direct Deposit
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 249 days
- Requires
- Direct Deposit
U.S. Bank
U.S. Bank Smartly® Checking
- Bonus
- up to $700
- Account Type
- Personal Checking
- Expires In
- 61 days
- Requires
- Direct Deposit
- Min Balance (optional)
Why Flagstar Bank?
Flagstar Ready Checking
A standard checking with all the features you enjoy like: overdraft protection, online/mobile banking, round up to your savings accounts and more.Fees
Flagstar Ready Checking does charge a monthly maintenance fee of $3, but there are ways to get this waived:
- Enroll in eStatements
Flagstar Elite Checking
An interest-bearing checking account (as long as you maintain a balance of at least $1,000) with lots of extras. You'll get access to premium interest rates on CDs, higher transfer and mobile deposit limits, overdraft protection, atm reimbursement and free checks every year.Fees
Flagstar Elite Checking does charge a monthly maintenance fee of $15, but there are ways to get this waived:
- Maintain a $25,000 combined monthly average balance in your Flagstar personal deposit accounts
Apply now for a Personal Checking account to earn the up to $350 bonus offer
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