If you’re looking for bank bonuses in Arizona, you’re in luck. The Grand Canyon State is home to dozens of rewarding promotions from banks and credit unions.
Whether you’re looking to open a personal checking or savings account, a business account, or a brokerage account, we’ve got you covered.
We’ve assembled a list of the best bank bonuses and promotions in Arizona and provided their terms and conditions. You can explore offers from national banks, or zero in regional banks with locations in Arizona.
Our Featured Nationwide Bonuses
Here are 3 of our featured bank bonuses that can be obtained nationwide:
See our list of the Best Banks in Arizona
Personal Checking Bonuses in Arizona
Here are the current personal checking promotions available in AZ:
1. BMO Smart Advantage Checking - $300 bonus
BMO is giving you 3 months to accumulate $4,000 in direct deposits to earn a $300 cash bonus for opening a new BMO Smart Advantage Checking Account or BMO Smart Money Checking Account.
This offer is available nationally if you open online, or in-branch if you live in a state within their brick-and-mortar footprint. What's even better? They're also offering a $5/month kicker on their Savings Builder account every month you save $200 or more, for the first year..
This reward has increased compared to the bonus they offered earlier this year, with the same requirements.
BMO : Smart Advantage Checking Account
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- Nationwide
- Offer Expires
- February 3, 2025
- Bonus Requirements
-
- Open a new BMO Smart Advantage Checking Account or BMO Smart Money Checking Account using the link below.
- Within 90 days, have a total of $4,000 in direct deposits.
- If qualifications are met, bonus is paid approximately 100 days after account opening.
- *Conditions apply. Accounts are subject to approval and available in the U.S. by BMO Bank N.A. Member FDIC
at BMO
2. Flagstar Bank Personal Checking - up to $350 bonus
Available in a decent number of states across the U.S., Flagstar Bank is offering up to a $350 welcome bonus when you open a new personal checking account and set up direct deposit. The total amount you can earn depends on which account you open: Ready Checking is eligible for up to $250 or Elite Checking for the full $350.
Flagstar Bank : Personal Checking
- Bonus Amount
- up to $350
- Account Type
- Personal Checking
- Availability
- AZ, CA, FL, IN, MI, NJ, NY, OH
- Offer Expires
- November 30, 2024
- Bonus Requirements
-
- Open a Ready Checking or Elite Checking account with $50 or more.
- For the first 90 days, maintain an average daily balance of $500 or more.
- Within the same 90 days, set up one or more direct deposits totaling $500 or more.
- Bonus will be deposited into your account 91-104 days after an initial deposit is made to the new account.
at Flagstar Bank
3. U.S. Bank Smartly® Checking - up to $450 bonus
U.S. Bank is offering up to a $450 bonus for opening a new U.S. Bank Smartly® Checking. This is back towards the lower end of bonuses we've seen from U.S. Bank.
The direct deposit threshold for the checking bonus is somewhat steep to earn the max bonus amount, but if you have the income, this is an easy bonus. You'll have 90 days to reach this target, but keep in mind that unlike some banks that let you hit the bonus in a single transaction, U.S. Bank requires at least two direct deposits to qualify for this promotion.
U.S. Bank : U.S. Bank Smartly® Checking
- Bonus Amount
- up to $450
- Account Type
- Personal Checking
- Availability
- AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
- Offer Expires
- December 30, 2024
- Bonus Requirements
-
- Open a new U.S. Bank Smartly® Checking account.
- Within 90 days, enroll in online banking or the U.S. Bank Mobile App.
- Within the same 90 days, make two or more direct deposits totaling amounts as follows: $2,000 - $4,999.99, earn $250; $5,000 - $7,999.99, earn $350; $8,000+, earn $450.
- Bonus will be credited to your new checking account within 60 days following the end of the calendar month during which you completed all the offer requirements.
at U.S. Bank
4. Arizona Central Credit Union Personal Checking - up to $500 bonus
If you live in Arizona, Arizona Central Credit Union is offering you up to $500 to give them a shot. The last time this bonus was offered, it was only $200. The bonus has 3 separate requirements – eStatements, debit card spend and direct deposit – and all must be met to earn the bonus. The catch this time around is that you'll need to keep your account open for at least 6 months to get the full amount.
Arizona Central Credit Union : Personal Checking
- Bonus Amount
- up to $500
- Account Type
- Personal Checking
- Availability
- AZ
- Offer Expires
- December 31, 2024
- Bonus Requirements
-
- Become a member of AZCCU and open a new personal checking using the link below.
- Sign up for eStatements.
- Within 60 days, make 10 debit card transactions of any kind.
- Within the same 60 days, receive a direct deposit of $500 each month to receive $250 or $1,000 per month to receive $500.
- 50% of the bonus Bonus will be credited to your account within 10 days of meeting all 3 requirements.
- The remaining 50% of the monetary bonus will be deposited at the end of 6 months from the date of account opening
at Arizona Central Credit Union
5. MidFirst Bank Personal Checking - $350 bonus
Available in Arizona, MidFirst Bank is offering a $350 welcome bonus when you open a new checking account. This is the highest MidFirst Bank checking offers we've seen, and you're able to open the account online. This time around though they are only allowing qualifying direct deposits for the bonus and they've doubled the amount required.
MidFirst also has branches in Oklahoma; so if you live there, you'll be eligible to apply for the $300 bonus from MidFirst instead.
MidFirst Bank : Personal Checking [AZ Only]
- Bonus Amount
- $350
- Account Type
- Personal Checking
- Availability
- AZ
- Offer Expires
- December 31, 2024
- Bonus Requirements
-
- Open a new personal checking account using the link below.
- Within 90 days, set up a $1,000 minimum direct deposit.
- Bonus will deposited within 30 days of completing the requirements.
at MidFirst Bank
6. Credit Union West Personal Checking - $150 bonus
Available to most residents of Arizona, Credit Union West is offering a $150 welcome bonus when you open a new personal checking account and complete qualifying activities. You'll be required to use your debit card at least 15 times and complete an ACH transaction (which optionally can be a direct deposit from an employer). This makes the offer fairly easy to obtain.
Credit Union West : Personal Checking
- Bonus Amount
- $150
- Account Type
- Personal Checking
- Availability
- AZ
- Offer Expires
- December 31, 2024
- Bonus Requirements
-
- Become a new member to Credit Union West using promo code JOIN150.
- Open a new checking account.
- Within 30 days, complete an ACH transaction.
- Within the same 30 days, complete 15 debit card transactions.
- Keep the account open and in good standing for 90 days.
- Bonus will post automatically to your account.
at Credit Union West
7. FirstBank Bloom Package - $300 bonus
Back for 2024, 1st Bank is offering new customers $300 for opening a new Bloom Package (includes a Bloom Checking and Bloom Savings account, and you'll also need to enroll in eStatements, Online Banking, and request a Visa Debit Card).
To earn the offer, you'll need to receive a direct deposit of at least $500 for 3 consecutive months, and the first one must be made within 60 days of the account opening.
Keep in mind that FirstBank limits its welcome offers to just one per household, per lifetime!
FirstBank : Bloom Package
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- AZ, CA, CO
- Offer Expires
- January 1, 2025
- Bonus Requirements
-
- Open a new Bloom Package using the link below.
- Enroll in online banking.
- Within 120 days, receive an initial recurring direct deposit of $500, and maintain that same direct deposit for 3 consecutive months.
- Bonus will be credited to your account within 30 days of the final qualifying payment.
at FirstBank
8. PNC Virtual Wallet® - up to $400 bonus
Available in 23 states plus the District of Columbia, PNC is back with a competitive welcome bonus for opening a personal checking account online and meeting direct deposit requirements within the first 2 months.
This is a tiered offer with the entry level Virtual Wallet® offering $100, $200 for opening a Virtual Wallet® with Performance Spend or $400 for opening a Virtual Wallet® with Performance Select - all with qualifying direct deposit requirements.
Assuming you don't have an account with PNC (and haven't within the last 90 days), we definitely recommend grabbing this easy bonus.
PNC Bank : Virtual Wallet®
- Bonus Amount
- up to $400
- Account Type
- Personal Checking
- Availability
- AL, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KY, MD, MI, NC, NJ, NY, NM, OH, PA, SC, TX, VA, WI, WV
- Offer Expires
- January 2, 2025
- Bonus Requirements
-
- Open a Virtual Wallet® account online to qualify, See link below.
- Within 60 days, complete the direct deposit requirements for the account package that you opened: Virtual Wallet® - $500+ to earn $100 bonus, Virtual Wallet® with Performance Spend - $2,000+ to earn $200 bonus, or Virtual Wallet® with Performance Select - $5,000+ to earn $400 bonus.
- Bonus will be credited to your account within 60-90 days after meeting requirements.
9. Sandia Laboratory Federal Credit Union Personal Checking - up to $200 bonus
Sandia Laboratory Federal Credit Union is offering a $200 welcome bonus when you open a new personal checking account and set up direct deposit. The direct deposit requirement is very manageable at $100. To maximize the bonus you'll want to be referred by a current member, which makes up $50 of the bonus.
The normal geographic area for membership is select counties of New Mexico; however, it is expanded to residents in Arizona, California, Colorado and Texas that are members of the American Consumer Council.
Sandia Laboratory Federal Credit Union : Personal Checking
- Bonus Amount
- up to $200
- Account Type
- Personal Checking
- Availability
- AZ, CA, CO, NM, TX
- Bonus Requirements
-
- Get a referral code from a friend (you'll both receive $50! – optional).
- Join SLCFCU and open a new Quick Cash or Money Manager Checking account.
- Within 60 days, establish a direct deposit of at least $100.
- $150 bonus (+$50 bonus if referred) will be deposited into your account within 30 days of all requirements being met
at Sandia Laboratory Federal Credit Union
10. Arizona Bank & Trust Platinum Checking - $400 bonus
Arizona Bank & Trust is offering a $400 welcome bonus when you open a new Platinum Checking account. To earn the bonus, you'll have 90 days to accumulate $7,500 in direct deposits. That's a higher threshold than most bonuses require, but the reward is also on the higher end of personal checking offers.
Keep in mind that the Platinum Checking account has a monthly fee that can be waived, but if you can't meet the balance requirement to do so, you should factor that into the ROI of this promo.
Arizona Bank & Trust : Platinum Checking
- Bonus Amount
- $400
- Account Type
- Personal Checking
- Availability
- AZ
- Bonus Requirements
-
- Open a new Platinum Checking account using the link below.
- Within 90 days, receiving direct deposits totaling $7,500.
- Bonus will be credited to your new checking account within 5 business days of meeting the requirements.
at Arizona Bank & Trust
11. Arizona Federal Free Checking (formerly Checking Plus) - $200 bonus
Available to residents of select Arizona counties (or nationwide via a donation to Local First Arizona), Arizona Federal Credit Union is offering a $200 welcome bonus when you open a new Free Checking Account and set up direct deposits.
Previous iterations of this bonus only required a few debit card purchases, so this is definitely a scale up in terms of difficulty. That said, if you can meet the requirements, it's a pretty fair offer for a free account.
Arizona Federal Credit Union : Free Checking Account (formerly Checking Plus)
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Availability
- Nationwide
- Bonus Requirements
-
- Join AFCU and open a new Free Checking Account using the promo code FREE2024.
- Within 60 days, receive recurring direct deposits totaling $1,000 or more each month.
- On the 60th day after opening the account, have an account balance of $500.
- Bonus will be paid within 15 days of completing the requirements.
at Arizona Federal
12. Desert Financial Free Checking - $200 bonus
Available to new members of Desert Financial, DFCU is offering a $200 bonus to new members. Just open a Free Checking account, set up direct deposit and use your debit card. What's even more? On top of "Member Giveback Bonuses" you can refer friends and each earn $100.
Desert Financial Federal Credit Union : Free Checking
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Availability
- AZ
- Bonus Requirements
-
- Become a new member of DFCU and open a Free Checking account.
- Within the first 60 days, establish and receive a minimum direct deposit of at least $500.
- Within the same 60 days, enroll in eStatements.
- Within the same 60 days, complete at least 10 debit card transactions
- Bonus will be deposited into the qualifying checking account no later than 10 business days in the month following the end of the first 60-day period if qualifications are met.
at Desert Financial
13. Arizona Bank & Trust Free Checking - $150 bonus
Available to Arizona residents with the ability to open online, Arizona Bank & Trust is offering a $150 bonus when you open a new free checking account and connect your direct deposit.
Arizona Bank & Trust : Free Checking
- Bonus Amount
- $150
- Account Type
- Personal Checking
- Availability
- AZ
- Bonus Requirements
-
- Open a new Free Checking account.
- Within 90 days, receive two direct deposits of $300 or more.
- Bonus will be paid within 5 business days of completing the requirements.
at Arizona Bank & Trust
14. BankersTrust Personal Checking - $250 bonus
Available to residents of Arizona and Iowa, BankersTrust is offering a $250 welcome bonus when you open a new personal checking account and set up direct deposit plus complete debit transaction requirements. You'll have 2 months to knock out the requirements, which is totally doable. This bonus does require you to go in branch, so not as easy as some that offer online applications.
BankersTrust : Personal Checking
- Bonus Amount
- $250
- Account Type
- Personal Checking
- Availability
- IA, AZ
- Bonus Requirements
-
- Open an eligible personal checking account in-branch.
- Within 60 days from the date of opening, complete 25 debit transactions (ACH, Bill payment, checks, or using your debit card for purchases).
- Also within 60 days, complete 2 direct or mobile deposits of at least $200 each.
- Bonus will be credited to the Bonus Account within 75 days of its opening
at BankersTrust
15. Provident Credit Union Dividend Business Checking - $300 bonus
Provident Credit Union is offering California businesses a healthy $300 bonus when they open a new business checking account.
You'll need to enroll in online banking and eStatements, and then for 2 months (starting the month following account opening), there's a reasonable deposit and debit/credit card requirement that you'll need to hit both months. In other words, you'll need a total of $5,000 in total deposits ($2,500 each month) and $800 in purchases ($400 each month).
This bonus applies to their Dividend Business Checking account.
Provident Credit Union : Dividend Business Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- CA, AZ
- Bonus Requirements
-
- Open a new personal checking account using the promo code 9982.
- Enroll in online banking and e-Documents.
- Starting the month following your account opening, do these 2 things for 2 months: make $400 of purchases using your debit and/or credit card, and make total deposits of $2,500.
- Bonus will be credited to your new account within 120 days of account opening.
at Provident Credit Union
16. Meriwest Credit Union Smart Rewards - $300 bonus
Available to residents of California and Arizona, Meriwest Credit Union is offering a $300 welcome bonus when you open a new Smart Rewards checking accounts and complete qualifying activities. You'll need to maintain enough activity to earn REWARDS each month. The requirements for this are: 1) Make at least 10 posted and cleared debit card transactions per month OR at least $500.00 in total posted and cleared debit card transactions per month 2) Establish $1,000+ direct deposit and 3)Receive monthly e-statements and account notices electronically.
Meriwest Credit Union : Smart Rewards
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- CA, AZ
- Bonus Requirements
-
- Become a member of Meriwest Credit Union and open a new Smart Rewards Checking account.
- For the first 3 months, complete the following: 1) Make At least 10 debit card purchases OR $500 in debit card spend; 2) Complete a direct deposit of $1,000 or more; 3) Be enrolled in e-statements.
- Bonus will be deposited into the checking account within 10 business days of criteria being met.
at Meriwest Credit Union
17. Premier America Credit Union Smart Spending - $25 bonus
Available in California and Texas with the ability to open online, Premier America Credit Union is offering a $25 "Head Start" welcome bonus when you open a new Smart Spending account and set up direct deposit. We most recently saw PACU offer up $100 for the same requirements. May be worth holding out for a little while in case the old offer comes back.
Premier America Credit Union : Smart Spending
- Bonus Amount
- $25
- Account Type
- Personal Checking
- Availability
- CA, TX, AZ, NM, CO, PA, FL, OH, WV, DE, NJ, SC, NC, GA, KY, IN, MI, IL, MD, DC, WV, WI
- Bonus Requirements
-
- Become a member of Premier America Credit Union and automatically setup a Smart Spending account.
- Within 45 days, make a recurring direct deposit into this account of at least $200.
at Premier America Credit Union
18. Desert Financial Free Checking - $100 bonus
Available to existing members of Desert Financial with the ability to open online, DFCU is offering a $100 referral bonus for referring new members. They'll then need to open a Free Checking account, set up direct deposit and use their debit card. What's even more? Your friend will also earn a $100.
Desert Financial Federal Credit Union : Free Checking
- Bonus Amount
- $100
- Account Type
- Personal Checking
- Availability
- AZ
- Bonus Requirements
-
- Be a member of Desert Financial Credit Union.
- Refer a friend using the online form linked from this site or submit in-branch.
- WIthin 90 days, the person referred must then complete the following: 1) Open a new personal checking account, 2) Complete a direct deposit, and 3) Make 30 debit transactions.
- Bonus will be deposited within 10 business days in the month following the end of the first 90-day period if qualifications are met.
at Desert Financial
19. Western Personal Checking Referral - $100 bonus
Western State Bank is offering a pretty sweet referral deal. Just complete a special form and give to your friends and family to take with them when they open their account.
There are no other requirements and no limit on the number of referral bonuses you can earn.
Western State Bank : Personal Checking Referral
- Bonus Amount
- $100
- Account Type
- Personal Checking
- Availability
- AZ, ND
- Bonus Requirements
-
- Be an existing member.
- Complete online form linked below and give form to friends and family.
- Bonus will be deposited within 30 days of them opening a new personal checking account.
at Western
20. Western Free Checking - $50 bonus
Another fairly simple bonus from Western State Bank; they are offering new customers $50 for opening a Free Checking account.
They are also offering a $100 for opening a VIP Checking account, which is a much better deal if you can meet the $500 minimum balance requirement to waive the monthly fee.
Western State Bank : Free Checking
- Bonus Amount
- $50
- Account Type
- Personal Checking
- Availability
- AZ, ND
- Bonus Requirements
-
- Open a Free personal checking account
- Enroll in direct deposit.
- Enroll in eStatements.
- Open a Cash & Check Card.
- Bonus will deposit within 60 days after first direct deposit is received.
at Western
21. Western Future Checking - $25 bonus
Bonuses for young adults are hard to come by; however, Western State Bank is offering new customers $25 when they open a new Future Checking account (ages 17 and below).
Western State Bank : Future Checking
- Bonus Amount
- $25
- Account Type
- Student Checking
- Availability
- AZ, ND
- Bonus Requirements
-
- Open a Future checking account.
- Bonus will be deposited within 60 days.
at Western
22. Western Personal Checking - $100 bonus
As far as bonuses go, this is about as easy as it gets.
Western State Bank is dishing out $100 to open a VIP or VIP Plus checking account and enroll in a few features like eStatements, direct deposit and a debit card.
Western State Bank : Personal Checking
- Bonus Amount
- $100
- Account Type
- Personal Checking
- Availability
- AZ, ND
- Bonus Requirements
-
- Open a VIP or VIP Plus personal checking account.
- Enroll in direct deposit.
- Enroll in eStatements.
- Open a Cash & Check Card.
- Bonus will deposit within 60 days after first direct deposit is received.
at Western
Note: Don’t see an offer that piques your interest? You can use our tool to explore a full list of bank promotions
Personal Savings Bonuses in Arizona
Here are the current personal savings promotions available in AZ:
1. Citi® Accelerate Savings - 4.45% APY
Citi offers a really competitive APY rate in their Citi® Accelerate Savings account, a high-yield savings product.
You can find slightly higher rates elsewhere, but nearly all of those will have balance limits. In other words, you'll earn a great rate on the first $15k, but then the rate drops considerably.
Citi, on the other hand, has no limit. So for those who have sizable savings they'd like to keep liquid, Citi® Accelerate Savings will often win out.
There's no opening deposit minimum or ongoing balance requirements, but do keep in mind that having a $0 balance for longer than 3 months could cause your account to be closed.
Citi® : Citi® Accelerate Savings
- Bonus Amount
- 4.45% APY
- Account Type
- Personal Savings
- Availability
- AK, AL, AR, AZ, CO, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, WA, WI, WV, WY
- Bonus Requirements
-
- Open a new Citi® Accelerate Savings account using the link below.
- Transfer money from a different bank or an existing Citi account.
- Interest compounds daily and will be credited to your account each month.
at Citi®
2. BMO Savings Builder - up to $60 bonus
$5 extra each month just for putting money into my own savings account? OKAY. BMO is offering a total of $60 (5 bucks a month for a maximum of 12 months) as a savings-incentive bonus if you open a new Savings Builder account.
Pro tip: maximize your bonus by also taking advantage of either of the personal checking account welcome bonuses they're offering.
BMO : Savings Builder
- Bonus Amount
- up to $60
- Account Type
- Personal Savings
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Savings Builder account using the link below.
- Earn an extra $5 for every month you deposit at least $200 into the account, for up to 12 months.
at BMO
Business Bonuses in Arizona
Here are the current business banking promotions available in AZ:
Sorry, no offers found that match your criteria.
See our full list of the Best Business Checking Account Promotions
Investing Bonuses
Here are the current investing promotions available in your area:
1. J.P. Morgan Self-Directed Investing - up to $700 bonus
Available nationwide with the ability to open online, J.P. Morgan Wealth Management is offering up to a $700 welcome bonus when you open a new Self-Directed Investing account with qualifying minimum funding.
This is tiered bonus, meaning that the more you deposit, the more you may be eligible to earn. New for this iteration, J.P. Morgan has introduced a lower tier at $5,000, down from the previous $25,000 entry point and raised the max bonus amount!
Here are all 4 tiers of this investing bonus:
New Money Added | Bonus Amount |
---|---|
$5,000-$24,999 | $50 |
$25,000-$99,999 | $150 |
$100,000-$249,999 | $325 |
$250,000+ | $700 |
This is the highest offer that we've seen to-date from J.P. Morgan.
J.P. Morgan Wealth Management : Self-Directed Investing
- Bonus Amount
- up to $700
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- January 23, 2025
- Bonus Requirements
-
- Open a J.P. Morgan Self-Directed Investing account using the link below.
- Within 45 days, fund your account with qualifying new money; $5,000 - $24,999 = $50 bonus; $25,000 - $99,999 = $150 bonus; $100,000 - $249,999 = $325 bonus, $250,000 = $700 bonus.
- Your bonus amount will be determined on day 45.
- Maintain your new funds for 90 days (losses due to trading or market fluctuation will not be taken into account).
- Bonus will be received within 15 days.
- INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE
at J.P. Morgan
2. E*TRADE Bank Brokerage - up to $6000 bonus
Payouts have increased again! E*Trade is now offering new investors up to $5,000 in bonus cash when you open and fund a new investing account. You'll only need $1,000 to earn the first tier bonus ($100)!
They've shuffled all the previous tiers and reinstated the tiers for those with 7+ figures to invest. If you're wanting to earn the full $6,000, you need at least $2M in investable assets.
This offer is available to both new and existing customers; however, different rules may apply, so be sure to check the disclosures at the link below.
E*TRADE Bank : Brokerage Account
- Bonus Amount
- up to $6000
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- January 31, 2025
- Bonus Requirements
-
- Open a new eligible E*TRADE brokerage or retirement account using the link below with promocode REWARD24.
- During the first 60 days, fund your new account with new money as follows: $1,000 - $4,999, earn $100; $5,000 - $19,999, earn $150; $20,000-$99,999 earn $300; $100,000-$199,999 earn $600; $200,000-$499,999 earn $800; $500,000 - $999,999, earn $1,000; $1,000,000 - $1,499,999, earn $3,000; $1,500,000 - $1,999,999 earn $5,000; $2M+, earn $6,000.
- If you deposit $200,000 or more, you will receive a cash credit within seven business days.
- If you have deposited at least $200,000 in your account, and you make subsequent deposits in that account to reach a higher tier, you will receive a second cash credit following the close of the 60-day window.
at E*TRADE Bank
3. Citi® Personal Wealth Management - $5000 bonus
Earn up to $5,000 when you open or enroll a new or existing eligible Personal Wealth Management account with new-to-Citi funds.
This is a tiered bonus based on how much you deposit and maintain for the first 3 months. They've up the reward amounts for their upper tiers this go around.
There are 5 levels, starting with a $500 bonus for deposits $50,000 - $199,999 and going up to $5,000 for $2,000,000+.
Citi® : Personal Wealth Management
- Bonus Amount
- $5000
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- December 31, 2024
- Bonus Requirements
-
- Contact Citi to open or enroll a new or existing eligible Citi Personal Wealth Management account
- Fund the Citi Personal Wealth Management account with New-to-Citi Funds within 2 months of account opening (deposit $50,000 for a $500 bonus, $200,000 for a $1,000 bonus, $500,000 for a $2,000 bonus, $1,000,000 for a $3,000 bonus and $2,000,000+ for the $5,000 bonus)
- Enroll into e-delivery of statements within 2 months of account opening.
- Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment).
at Citi®
4. Robinhood Investing - Free stock (up to $200) bonus
Robinhood is a commission-free stock trading platform that's had mixed headlines in the news (GME, what?). But Robinhood is a popular choice – particularly among beginner investors – due to their sleek, easy-to-use app.
This is a program that many investment apps now offer, but Robinhood pioneered: sign up and get a free stock. The stock has a 98% chance of being worth $5-$10, so this isn't an amazing bonus, but it's something for almost nothing (you don't even need to fund your account). The stock will hit your account within a week, and is tradeable 2 days after that.
Robinhood : Investing Account
- Bonus Amount
- Free stock (up to $200)
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Robinhood investing account using the link below.
- Link your bank account.
- Stock bonus will be credited to the enrolled account within approximately one week.
at Robinhood
5. SoFi Invest - up to $10000 bonus
SoFi is offering customers a cash bonus to move your portfolio over to SoFi. The bonus is tiered, and you'll need to transfer $5 million in assets to earn the full $10,000 (steep!), but the bonus starts at $100 for transferring $5,000.
Keep in mind that although SoFi will pay out the bonus within 14 business days of the end of the promo period, they'll claw it back if you withdraw those funds within 180 days. They'll even refund up to $75 in ACAT fees from your other brokerage!
SoFi : Sofi Invest
- Bonus Amount
- up to $10000
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new SoFi Invest account using the link below (or be an existing user).
- Before the promotion's expiration date, transfer investments from another brokerage firm: $5,000 to earn $100, $25,000 to earn $200, $100,000 to earn $500, $250,000 to earn $750, $500,000 to earn $1,000, $1,000,000 to earn $2,500, $2,000,000 to earn $5,000 or $5,000,000+ to earn $10,000.
- Bonuses will be paid within 14 days of the last day of the month in which the transferred assets settled in your SoFi Invest account.
at SoFi
6. Acorns Invest - $20 bonus
Acorns is offering BankBonus.com users a $20 welcome bonus when you open a new Invest account. You just need to open the account from the link below and fund it with $5 to earn the reward.
What's more? They've been running amazing referral bonuses. So, sign up for a new account and then share your referral link with friends and family, and you could be pocketing up to $1,000+ each week!
Acorns : Acorns Invest
- Bonus Amount
- $20
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Acorns Invest account using the link below.
- Fund account with at least $5.
at Acorns
7. Tradestation Brokerage - up to $3500 bonus
Tradestation is offering investors up to $3,500 in bonus cash when you add new funds to a new or existing investing account. You only need $5,000 to earn the first tier bonus ($150), and up to $5M to earn the full $3,500. It's worth noting each of the tiers are considerably higher this time around than when it was previously offered.
Tradestation : Brokerage Account
- Bonus Amount
- up to $3500
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Enroll an existing account or open a new account using promo code TSTVAGFD at the url below.
- Within 45 days, fund your account.
- To receive $150 bonus, fund with $5,000- $24,999; To receive $300 bonus, fund with $25,000- $99,999; To receive $500 bonus, fund with $100,000-$249,999; To receive $1,000 bonus, fund with $250,000-$499,999; To receive $2,000 bonus, fund with $500,000-$999,999; To receive $3,500 bonus, fund with $1,000,000+.
- Bonus will be deposited into the account the month following the end of the 270-calendar day holding period.
at Tradestation
8. Bank of America Merrill Edge Self-Directed - up to $600 bonus
Available nationwide with the ability to open online, Bank of America's Merrill Edge is offering up to a $600 welcome bonus when you open a new Merrill Edge Self-Directed account and make an initial deposit.
What's more? There's also a $1,000 Merrill Edge bonus for those enrolled in Bank of America's Preferred Rewards program. The lower tiers are also bumped as well.
We only list the most popular tiers; however, here's a complete list of tiers you can ask for:
- $20,000 to $49,999 – $100
- $50,000 to $99,999 – $150
- $100,000 to $199,999 – $250
- $200,000 to $299,999 – $600
- $300,000 to $499,999 – $1,000
- $500,000 to $999,999 – $1,500
- $1,000,000 or more – $2,500
- $2,000,000 or more – $3,500
- $5,000,000 or more – $5,000
- $10,000,000 or more – $7,500
Bank of America : Merrill Edge Self-Directed
- Bonus Amount
- up to $600
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Self-Directed Trading account from Merrill Edge using promo code "600ME".
- Within 45 days, fund your account with new money from outside Bank of America. To earn a $100 bonus, deposit $20,000-$49,999; To earn a $150 bonus, deposit $49,999-$99,999; To earn a $250 bonus, deposit $100,000-$199,999; To earn a $600 bonus, deposit $200,000 - $299,999.
- Maintain that balance for at least 90 days.
- Bonus will be deposited within two weeks following the end of the 90 day period.
at Bank of America
9. Citi® Self Invest - up to $500 bonus
Available nationwide to new and existing customers, Citi is offering up to a $500 bonus when you add new-to-Citi funds to a Citi® Self Invest account.
As is typical with Citi promotions, this is a tiered offer: the more you add, the more you earn. You'll need to deposit at least $10,000 to earn a $100 reward, or at least $200,000 to receive the full $500.
You'll need to also maintain your funds through a date defined on the Citi website, depending on the month in which you open your account.
Citi® : Citi® Self Invest
- Bonus Amount
- up to $500
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Citi® Self Invest account or add new-to-Citi funds to an existing account.
- Opt-in to eDelivery of statements and confirmations.
- Bonus will be tiered based on the total amount added: $10,000 to earn $100; $50,000 to earn $200; $200,000 to earn the full $500.
- Maintain the New-To-Citi funds in your account through the “maintain funds” deadline as outlined in the chart.
- Bonus will be credited on the last day of the 3rd month following the “maintain funds” period.
at Citi®
10. Charles Schwab Schwab One® - up to $1000 bonus
If you're not currently a Schwab customer, you can open any investment account and earn a referral bonus based on your net deposit within 45 days. This includes retail brokerage accounts, individual retirement accounts, or the managed portfolios like Schwab Intelligent Portfolios®.
Keep in mind that the link above is only for details – you will need to open the account through a referral link from an existing Schwab customer in order to qualify for the promo.
This is a tiered bonus, the more you deposit, the more you can earn.
- Tier 1 | Balance Maintained: $25,000 - $49,999: $100 Bonus
- Tier 2 | Balance Maintained: $50,000 - $99,999: $300 Bonus
- Tier 3 | Balance Maintained: $100,000 - $499,999: $500 Bonus
- Tier 4 | Balance Maintained: $500,000+: $1,000 Bonus
Charles Schwab : Schwab One®
- Bonus Amount
- up to $1000
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new account using a referral link from an existing member.
- Within 45 days, make a qualifying net deposit between $25,000 - $500,000+ in cash or securities, earning the reward that correlates with that tier ($100-$1,000).
- The net deposit amount at the end of 45 day period will be used to calculate your bonus tier.
- Bonus will be paid into your account about a week after the 45-day period.
at Charles Schwab
11. SoFi SoFi - $15 bonus
SoFi is offering a $15 welcome bonus for you and a friend when you refer someone to open a new SoFi account. This bonus is available across most of their products, including: SoFi Money, SoFi Invest, SoFi Loans and a SoFi credit card. You can receive up to $75 total. This isn't exactly the highest bonus we've seen from them, so you'll have to decide if now is the right time or to hold out for something a little more enticing.
It's important to note too that each program has its own set of rules, each of which is outlined on their referral website linked below.
SoFi : SoFi Account
- Bonus Amount
- $15
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Download the app using the link below.
- Refer a friend (or be referred) using your specific referral link for a particular SoFi product.
- Follow the program rules highlighted on the website.
- Bonus will automatically be applied to your SoFi account(s).
at SoFi
12. Charles Schwab Schwab One® - $101 bonus
Charles Schwab has a bonus targeting new or entry-level investors in what they call the Schwab Starter Kit™, but new customers of all comfort levels can qualify. When you open a new account for this promo, Schwab will invest your bonus in fractional shares or "slices" of the top stocks by market cap in the S&P 500. Schwab recently upped this bonus from $50 at its previous level. It's a great way to start investing!
Charles Schwab : Schwab One®
- Bonus Amount
- $101
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Schwab One account at the url below or open a new taxable investment account using promo code "SCHWABSTARTERKIT".
- Within 30 days, Fund your account with a minimum of $50.
- Once funded, Schwab will deposit $101 in your account to purchase your stock slices at approximately 6:00 pm Eastern Time the next trading day.
at Charles Schwab
See our full list of the Best Brokerage Account Promotions
Arizona Banking Stats
Despite having so many stellar bank bonuses, Arizona has fewer banks than most states.
According to S&P Global, the number of banks in Arizona has declined over the last couple of decades due to mergers and acquisitions and the Great Financial Crisis. Today, Arizona is tied in 7th place with Delaware and Oregon for having the fewest banks, with 15 total.
The Credit Union National Association (CUNA) reports that out-of-state banks account for 69.5% of all bank deposits in the state. It also reports that there are 35 credit unions based in Arizona, with 1,947, 719 members.
Fortunately, a lot of regional, national, and online banks and several credit unions offer promotions to Arizona residents, so you shouldn’t have any trouble finding bonuses you’re eligible for.
No comments yet. Add your own