Available residents of select Arizona counties (or nationwide via a donation to Local First Arizona), Arizona Federal Credit Union is offering a $200 welcome bonus when you open a new Checking Plus account and use your debit card. That's it! There's not a bunch of hoops to jump through to earn this bonus.
How To Earn The Bonus
The Arizona Federal Checking Plus promotion requires you to make purchases using the account's card in order to earn the $200 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- To qualify for $200 bonus, you must open a Checking Plus account and be 18 years of age or older and a brand-new member with no existing account relationships with Arizona Financial, as determined by having a unique Social Security/Tax Identification Number not on record with the credit union.
- Former members may qualify as a new member if previous accounts were closed 12 or more months prior to new open date.
- Limit one new member bonus per person.
- Business, indirect borrower, fiduciary, voting accounts do not qualify.
Open a Checking Plus account before the bonus expires
How does this personal checking offer from Arizona Federal compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
PNC
Virtual Wallet®
- Bonus
- up to $400
- Account Type
- Personal Checking
- Expires In
- 66 days
- Requires
- Direct Deposit
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 250 days
- Requires
- Direct Deposit
U.S. Bank
U.S. Bank Smartly® Checking
- Bonus
- up to $700
- Account Type
- Personal Checking
- Expires In
- 62 days
- Requires
- Direct Deposit
- Min Balance (optional)
Why Arizona Federal Credit Union?
Checking Plus
Fees
Checking Plus does charge a monthly maintenance fee of $3, but there are ways to get this waived:
- Make 10 qualifying transactions, which include: debit purchases, ACH deposits/withdrawals, bill pay, checks written, etc.
Apply now for a Checking Plus account to earn the $200 bonus offer
How to Join Arizona Federal Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Arizona Federal's membership requirements:
- Live, work, worship or attend school in Coconino, Gila, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Yavapai or Yuma County.
- Have an immediate family/household member that is a current primary member
- Make a donation of at least $15 to Local First Arizona
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
Share Your Thoughts or Questions
There have been 5 comments about the Arizona Federal Checking Plus $200 Bonus.
Eva
January 17Looks like there have been changes to receive the bonus. Fine print says:
To qualify for $200 bonus, you must: (1) open a Checking Plus Account, (2) within 60 days of account opening, establish recurring direct deposit(s) with a combined total of $1,000 or more per month, and (3) have an account balance of $500 or more on the 60th day after the account is opened.
Reply to Eva
Jamon
November 13, 2023Normally I don't like debit card usage requirements (I typically decline a debit card) but the requirement of 10 debit card purchases was required - and the bonus was generous! One does have to keep track so as not to miss the requirement. I received the bonus quickly after the 1st month. I haven't closed the account yet, so I still need 10 debit card charges per month or I will get a $3 monthly fee.
ReplyReply to Jamon
Daniel Tacker
November 3, 2023I had to jump through a few hoops to get an account but after that earning the bonus was easy and it paid out fast.
ReplyReply to Daniel Tacker
Nicholas
November 15, 2023 Replying to Daniel TackerDid you just have to make a donation to be eligible? That seems to be the easiest way to do this, but I wasn't sure if there was another way.
ReplyReply to Nicholas
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