Available to existing members of Desert Financial with the ability to open online, DFCU is offering a $100 referral bonus for referring new members. They'll then need to open a Free Checking account, set up direct deposit and use their debit card. What's even more? Your friend will also earn a $100.
How To Earn The Bonus
The Desert Financial Free Checking promotion requires you to set up eligible direct deposits, make purchases using the account's card and use a referral link in order to earn the $100 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Referring member must have an open and active share account at time of bonus payment and be at least 18 years of age.
- Employees of Desert Financial Credit Union, its subsidiaries, affiliates, or agencies and their immediate family (including spouse, parents, siblings, children, grandparents or grandchildren) are not eligible for bonus offer.
Open a Free Checking account before the bonus expires
How does this personal checking offer from Desert Financial compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
Truist
Truist One Checking
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 39 days
- Requires
- Direct Deposit
BMO
Personal Checking
- Bonus
- $350*
- Account Type
- Personal Checking
- Expires In
- 41 days
- Requires
- Direct Deposit
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 100 days
- Requires
- Direct Deposit
Why Desert Financial Federal Credit Union?
Free Checking
Desert Financial Credit Union only has one checking account: Free Checking. Not only is it free, but once you have been a Rewards Member or Rewards+ Member for a minimum of six months (each calendar year), you'll be eligible to receive an annual cash bonus which they call the "Member Giveback Bonus".Fees
Free Checking does not charge a monthly maintenance fee.
Apply now for a Free Checking account to earn the $100 bonus offer
How to Join Desert Financial Federal Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Desert Financial's membership requirements:
To become a member of Desert Financial Credit Union, you must meet any one of the following requirements:- Live, work, attend school, volunteer or worship in Arizona (with the exception of Apache, Graham, Greenlee and Santa Cruz counties)
- Be an immediate family member of a current Desert Financial member
- Be a Desert Financial employee
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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