Available to new members of Desert Financial, DFCU is offering a $200 bonus to new members. Just open a Free Checking account, set up direct deposit and use your debit card. What's even more? On top of "Member Giveback Bonuses" you can refer friends and each earn $100.
How To Earn The Bonus
The Desert Financial Free Checking promotion requires you to set up direct deposits and make purchases using the account's card in order to earn the $200 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- New member must open accounts online by following the promotional link provided or mention this promotion while opening in branch or over the phone.
- New member must not already be the primary or joint owner of an existing account at Desert Financial Credit Union (DFCU) or have been the primary owner of an account at DFCU within the past 12 months.
- New member must be the primary account holder, be 18 years of age or older, meet Desert Financial’s membership eligibility and credit qualification requirements and establish a Membership Savings with a minimum balance of $25 and Checking account.
- Employees of DFCU, its subsidiaries, affiliates, or agencies and their immediate family (including spouse, parents, siblings, children, grandparents or grandchildren) are not eligible for bonus offer. Bonus amount is subject to all applicable taxes and is the responsibility of the member.
- Offer cannot be combined with any other account opening offer and is subject to change without notice.
Open a Free Checking account before the bonus expires
How does this personal checking offer from Desert Financial compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
PNC
Virtual Wallet®
- Bonus
- up to $400
- Account Type
- Personal Checking
- Expires In
- 44 days
- Requires
- Direct Deposit
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 228 days
- Requires
- Direct Deposit
U.S. Bank
U.S. Bank Smartly® Checking
- Bonus
- up to $700
- Account Type
- Personal Checking
- Expires In
- 40 days
- Requires
- Direct Deposit
- Min Balance (optional)
Why Desert Financial Federal Credit Union?
Free Checking
Desert Financial Credit Union only has one checking account: Free Checking. Not only is it free, but once you have been a Rewards Member or Rewards+ Member for a minimum of six months (each calendar year), you'll be eligible to receive an annual cash bonus which they call the "Member Giveback Bonus".Fees
Free Checking does not charge a monthly maintenance fee.
Apply now for a Free Checking account to earn the $200 bonus offer
How to Join Desert Financial Federal Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Desert Financial's membership requirements:
To become a member of Desert Financial Credit Union, you must meet any one of the following requirements:- Live, work, attend school, volunteer or worship in Arizona (with the exception of Apache, Graham, Greenlee and Santa Cruz counties)
- Be an immediate family member of a current Desert Financial member
- Be a Desert Financial employee
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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