Best Bank Promotions in Ohio (July 2024)

The Buckeye State is one of the largest states in the country based on population, and there are plenty of bank promotions in Ohio to go around.

If you open a new business, checking, or savings account with one of the offers below and meet the listed requirements, you could earn anything from higher interest rates to hundreds of dollars.

Take a look at our list of the best bank bonuses and promotions in Ohio.

Here are 3 of our featured bank bonuses that can be obtained nationwide:

SoFi

SoFi Checking and Savings

Bonus
up to $300
Account Type
Personal Checking
Expires In
158 days
Requires
  • Direct Deposit

Discover

Discover® Cashback Checking

Bonus
up to $360
Account Type
Personal Checking
Expires In
Limited Time
Requires
  • Card Spend

Upgrade

Rewards Checking Plus

Bonus
$200
Account Type
Personal Checking
Expires In
Limited Time
Requires
  • Card Spend

 

Personal Checking Bonuses in Ohio

Here are the current personal checking promotions available in OH:

1. PNC Virtual Wallet® - up to $400 bonus

Available in 23 states plus the District of Columbia, PNC is back with a competitive welcome bonus for opening a personal checking account online and meeting direct deposit requirements within the first 2 months.

This is a tiered offer with the entry level Virtual Wallet® offering $100, $200 for opening a Virtual Wallet® with Performance Spend or $400 for opening a Virtual Wallet® with Performance Select - all with qualifying direct deposit requirements.

Assuming you don't have an account with PNC (and haven't within the last 90 days), we definitely recommend grabbing this easy bonus.

PNC Bank : Virtual Wallet®

Bonus Amount
up to $400
Account Type
Personal Checking
Availability
AL, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KY, MD, MI, NC, NJ, NY, NM, OH, PA, SC, TX, VA, WI, WV
Offer Expires
September 3, 2024
Bonus Requirements
  1. Open a Virtual Wallet® account online to qualify, See link below.
  2. Within 60 days, complete the direct deposit requirements for the account package that you opened: Virtual Wallet® - $500+ to earn $100 bonus, Virtual Wallet® with Performance Spend - $2,000+ to earn $200 bonus, or Virtual Wallet® with Performance Select - $5,000+ to earn $400 bonus.
  3. Bonus will be credited to your account within 60-90 days after meeting requirements.

2. Fifth Third Bank Personal Checking - $250 bonus

Fifth Third Bank has revived their personal checking account bonus.

You can open the account online through the promotion's landing page, or choose instead to enter your email address to receive a unique code that you can take into your local branch.

Another perk? Users report receiving their bonus just days after the qualifying deposit is posted. Be sure to signup early though, as we've seen them pull their offer as it gets closer to the deadline.

Fifth Third Bank : Personal Checking

Bonus Amount
$250
Account Type
Personal Checking
Availability
FL, GA, IL, IN, KY, MI, NC, OH, SC, TN, WV
Offer Expires
September 30, 2024
Bonus Requirements
  1. Open a new Momentum® Checking or Preferred checking account using the link below.
  2. Within 90 days, receive $2,000 in direct deposits.
  3. Bonus will be credited to your new account within 10 business days of meeting the requirements.
Apply Now

at Fifth Third Bank

3. KeyBank Personal Checking - $300 bonus

KeyBank is back with their personal checking bonus, but this time it's even sweeter of a deal! KeyBank is now offering $300 to new Key Smart Checking® account customers after qualifying activities.

You'll need to make the minimum opening deposit of $10, plus one eligible direct deposit of at least $1,000 within the first 60 days of account opening.

While this isn't quite nationwide, the bonus has a wide footprint and is redeemable online. Check it out!

KeyBank : Personal Checking Account

Bonus Amount
$300
Account Type
Personal Checking
Availability
AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA
Offer Expires
December 13, 2024
Bonus Requirements
  1. Open a no-monthly-maintenance-fee Key Smart Checking® account online with at least $10 by December 13, 2024.
  2. Within 60 days, make 1 eligible direct deposit of at least $1,000.
  3. Bonus will be credited to your account within 60 days of meeting requirements.
  4. Account must not be closed at the time of gift payment.

4. Truist One Checking - $400 bonus

Truist, has a very solid offer for a new One Checking account, and $100 more than when it was previously offered. Available mostly along the East Coast and Southern states with the ability to open online, Truist is offering a $400 welcome bonus when you open a new One checking account and set up direct deposit.

Truist Bank : Truist One Checking

Bonus Amount
$400
Account Type
Personal Checking
Availability
AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
Offer Expires
October 30, 2024
Bonus Requirements
  1. Open a new One Checking account online or in-branch using promo code TRUIST400AFL24.
  2. Within 90 days of account opening, complete one qualifying direct deposits of $500 or more.
  3. Within the same 90 days, complete at least 15 qualifying debit card purchases.
  4. The reward will be deposited into the new checking account within 4 weeks of verifying the Direct Deposit qualification requirement.
  5. Terms Apply. Member FDIC.

5. Dollar Bank Everything Checking - up to $300 bonus

Available in Ohio, Pennsylvania and Virginia, with the ability to open online, Dollar Bank is offering up to a $300 welcome bonus when you open a new checking account and set up direct deposit.

Dollar Bank, Federal Savings Bank : Everything Checking

Bonus Amount
up to $300
Account Type
Personal Checking
Availability
OH, PA, VA
Offer Expires
July 31, 2024
Bonus Requirements
  1. Open a new Everyday Checking account using the promo code CHK24 online or in branch.
  2. Within 90 days, have direct deposits totaling $2,500 to earn $200.
  3. Keep the account open for a year to receive an additional $100.
  4. $200 bonus will be in the form of a Mastercard debit card rebate, which will be added to the new checking account within 40 days of the qualifying cumulative direct deposits. The $100 credit will be applied within 2 months of the 1-year anniversary of account opening.

6. Flagstar Bank Personal Checking - up to $350 bonus

Available in a decent number of states across the U.S., Flagstar Bank is offering up to a $350 welcome bonus when you open a new personal checking account and set up direct deposit. The total amount you can earn depends on which account you open: Ready Checking is eligible for up to $250 or Elite Checking for the full $350.

Flagstar Bank : Personal Checking

Bonus Amount
up to $350
Account Type
Personal Checking
Availability
AZ, CA, FL, IN, MI, NJ, NY, OH
Offer Expires
July 31, 2024
Bonus Requirements
  1. Open a Ready Checking or Elite Checking account with $50 or more.
  2. For the first 90 days, maintain an average daily balance of $500 or more.
  3. Within the same 90 days, set up one or more direct deposits totaling $500 or more.
  4. Bonus will be deposited into your account 91-104 days after an initial deposit is made to the new account.
Apply Now

at Flagstar Bank

7. Citizens Personal Checking - up to $400 bonus

Earn up to $400 for opening a new personal checking account at Citizens Bank – a solid bonus given the low requirements. You'll earn $300 for opening the checking account plus an opportunity to earn another $100 through debit spend.

If you're also eligible to be a new savings account owner and have $15,000 to park for 3 months, Citizens is running a separate promo that results in a total of $700 for opening both accounts.

Otherwise, stick with this promo, since you'll earn $300 for opening the checking account plus an opportunity to earn another $100 through debit spend.

Citizens Bank : Personal Checking Account

Bonus Amount
up to $400
Account Type
Personal Checking
Availability
CT, DC, DE, FL, MA, MD, MI, NH, NJ, NY, OH, PA, RI, VA, VT
Offer Expires
August 1, 2024
Bonus Requirements
  1. Open a new checking account using the link below.
  2. Within 60 days, make a direct deposit of $500 to earn $300.
  3. Within the same 60 days, earn $2 for every debit card purchase you make, up to $100.
  4. Bonus will be deposited to your new checking account within 4 months of account opening.

8. BMI FCU Free Checking - $200 bonus

To kick off 2024, BMI Federal Credit Union is now offering new members $200 for opening a new personal checking account and using your debit card. In the past, we've seen welcome bonuses as high as $250, but also as low as $150 so this is still a pretty solid deal.

What's more? If you work at a preferred employer, you can receive an additional $100 on top of any promotion with promo code PEG100

BMI Federal Credit Union : Free Checking Account

Bonus Amount
$200
Account Type
Personal Checking
Availability
OH
Offer Expires
August 31, 2024
Bonus Requirements
  1. Open a new checking account using the promo code NEW24 and with a minimum $20 opening deposit.
  2. Sign up for eStatements.
  3. Within 90 days, make 30 debit card transactions of at least $5 each.
  4. Bonus will be credited within 10 days of meeting the requirements.

9. U.S. Bank Smartly® Checking - up to $450 bonus

U.S. Bank is offering up to a $450 bonus for opening a new U.S. Bank Smartly® Checking and Standard Savings account. This is back towards the lower end of bonuses we've seen from U.S. Bank. This is a multipart bonus, meaning the more activities you complete, the more you can earn.

The direct deposit threshold for the checking bonus is somewhat steep, at a minimum $7,500 to earn a checking bonus, but if you have the income, this is an easy bonus. You'll have 90 days to reach this target, but keep in mind that unlike some banks that let you hit the bonus in a single transaction, U.S. Bank requires at least two direct deposits to qualify for this promotion.

The second part of the bonus is for opening a Standard Savings account and maintaining a minimum balance. The minimum balance requirements remain at $15,000 this go around.

U.S. Bank : U.S. Bank Smartly® Checking

Bonus Amount
up to $450
Account Type
Personal Checking
Availability
AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
Offer Expires
September 26, 2024
Bonus Requirements
  1. Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities.
  2. Within 90 days, enroll in online banking or the U.S. Bank Mobile App AND Make two or more direct deposit(s) totaling amounts as follows: $2,000 - $4,999.99, earn $250; $5,000 - $7,999.99, earn $350; $8,000+, earn $450.
  3. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

10. Associated Bank Associated Checking - up to $600 bonus

Associated Bank is back with their personal checking bonus but this time offering a much higher payout. The requirements remain the same: direct deposits totaling $500 plus maintaining a minimum balance.

The offer is tiered so that the more you maintain, the more you earn, with $10,000 earning the full $600. Fortunately, all accounts titled to the primary account holder count toward this balance, including CDs, savings, MMA, and IRAs – so you don't even have to tie up your funds in a checking account to qualify.

Associated Bank : Associated Checking Account

Bonus Amount
up to $600
Account Type
Personal Checking
Availability
IA, IL, IN, KS, MI, MN, MO, OH, WI
Offer Expires
September 30, 2024
Bonus Requirements
  1. Open a new personal checking account using the link below.
  2. Within 90 days, receive direct deposits totaling $500.
  3. Within 30 days of opening the account, deposit $1,000 to earn $300, $5,000 to earn $400, or $10,000 to earn $600.
  4. Maintain the balance from days 31-90.
  5. Bonus will be credited to your account within 120 days of opening the account.
Apply Now

at Associated Bank

11. Premier Bank Simple Checking - $200 bonus

Premier Bank is offering new Simple Checking customers a sign-up bonus worth $200. Previously, this bonus was more a la carte with several smaller bonuses you could earn; however, now you must now complete all actions to receive the reward. They've also doubled the number of debit card purchases required.

Premier Bank : Simple Checking

Bonus Amount
$200
Account Type
Personal Checking
Availability
IN, MI, OH, PA
Offer Expires
September 30, 2024
Bonus Requirements
  1. Open a new personal checking account using the link below.
  2. Within 60 days, make 20 purchases using your debit card and complete a Direct Deposits totaling at least $1000.
  3. Bonuses will be credited to your new checking account 120 days after account opening.
Apply Now

at Premier Bank

12. Huntington Perks Checking - $400 bonus

Huntington is offering a welcome bonus to those opening new personal checking accounts. This one offers $400 for any deposit into their Perks Checking account. Previously they required at least $1,000 to qualify.

This account comes with a monthly fee unless you meet the requirements to waive it. You'll also want to note that while there is no minimum opening deposit for the account itself.

Huntington National Bank : Perks Checking

Bonus Amount
$400
Account Type
Personal Checking
Availability
CO, IL, IN, KY, OH, MI, MN, PA, WI, WV
Offer Expires
October 7, 2024
Bonus Requirements
  1. Open a new Huntington Perks Checking account using the link below.
  2. Within 90 days, make a qualifying direct deposit.
  3. Keep your account open for 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

13. Huntington Platinum Perks Checking - $600 bonus

Huntington is offering a couple of welcome bonuses to customers opening new personal checking accounts. This promotion offers $600 for a $25,000 deposit into their premium Platinum Perks Checking account.

They're also running a similar deal for new Perks Checking accountholders, which is their middle-tier personal checking product. That one offers $400 for a direct deposit, in case you don't have the cash to meet this promotion's terms.

Huntington National Bank : Platinum Perks Checking

Bonus Amount
$600
Account Type
Personal Checking
Availability
CO, IL, IN, KY, OH, MI, MN, PA, WI, WV
Offer Expires
October 7, 2024
Bonus Requirements
  1. Open a new Huntington Platinum Perks Checking account using the link below.
  2. Within 90 days, make deposits totaling $25,000.
  3. Keep your account open for 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

14. River Valley Credit Union Personal Checking - $100 bonus

Available around the Cincinnati area, River Valley Credit Union is offering a $100 welcome bonus when you open a new personal checking account and set up direct deposit. It's not a lot, but it's a very simple bonus to earn. If you're in the market to open a River Valley account, now's the time to score some extra cash.

River Valley Credit Union : Personal Checking

Bonus Amount
$100
Account Type
Personal Checking
Availability
OH
Offer Expires
December 31, 2024
Bonus Requirements
  1. Become a member and open a new checking account.
  2. Within 30 days, complete a direct deposit of at least $100.
Apply Now

at River Valley Credit Union

15. First Merchants Bank Advantage Checking - $250 bonus

First Merchants Bank is offering new customers a $250 bonus for opening a new Advantage Checking account and maintain an active account. This is on the higher end of the bonuses we've seen offered from First Merchants, but it does require direct deposit and debit card purchases to earn it. Don't worry, the thresholds aren't too bad!

First Merchants Bank : Advantage Checking

Bonus Amount
$250
Account Type
Personal Checking
Availability
IL, IN, MI, OH
Offer Expires
December 31, 2024
Bonus Requirements
  1. Open a new Advantage Checking account using the promo code ATM250.
  2. For the first 3 months after the month of account opening, complete one direct deposit of at least $500.
  3. During the same time period, complete 10 debit card transactions or payments (via ACH, bill pay, or check) of at least $10.
  4. Bonus will be credited to your account within 90 days of meeting requirements.

16. Premier America Credit Union Smart Spending - $25 bonus

Available in California and Texas with the ability to open online, Premier America Credit Union is offering a $25 "Head Start" welcome bonus when you open a new Smart Spending account and set up direct deposit. We most recently saw PACU offer up $100 for the same requirements. May be worth holding out for a little while in case the old offer comes back.

Premier America Credit Union : Smart Spending

Bonus Amount
$25
Account Type
Personal Checking
Availability
CA, TX, AZ, NM, CO, PA, FL, OH, WV, DE, NJ, SC, NC, GA, KY, IN, MI, IL, MD, DC, WV, WI
Bonus Requirements
  1. Become a member of Premier America Credit Union and automatically setup a Smart Spending account.
  2. Within 45 days, make a recurring direct deposit into this account of at least $200.
Apply Now

at Premier America Credit Union

17. TrueCore Checking - $100 bonus

Available in Ohio, TrueCore is offering a $100 welcome bonus to you and a friend when you refer someone to open a new personal checking account. They'll need to complete a direct deposit and use their debit card for you both to receive the reward. TrueCore lets you refer unlimited number of friends, so the possibilities are endless!

TrueCore Federal Credit Union : TrueCore Checking

Bonus Amount
$100
Account Type
Personal Checking
Availability
OH
Bonus Requirements
  1. Refer a friend to join TrueCore Federal Credit Union using the form found at the link below.
  2. Within 60 days of account opening, your friend must complete 1 or more direct deposits of at least $100 OR make 10 or more debit card purchases.
  3. You'll both receive your $100 bonus within 4-6 weeks of completing the requirements.

18. Peoples Bank Personal Interest Checking - up to $150 bonus

Peoples Bank is offering up to $150 for opening a new Interest Plus Checking account. The bonus comes as $25 each month that you make at least one direct deposit and five debit card purchases, up to $150 total (6 statement cycles).

Peoples Bank : Personal Interest Checking

Bonus Amount
up to $150
Account Type
Personal Checking
Availability
DC, KY, MD, OH, WV, VA
Bonus Requirements
  1. Open a new Interest Plus Checking Account.
  2. Enroll in eStatements.
  3. Each statement cycle, make at least one direct deposit transaction.
  4. Each statement cycle, make 5 or more debit card purchases.
  5. For each statement cycle you complete these requirements you will earn $25, up to $150 total (6 statement cycles).
Apply Now

at Peoples Bank

19. MyUSA Credit Union Personal Checking - $200 bonus

Available to those in Butler, Clark, Greene, Miami, Montgomery or Warren Counties in Ohio, MyUSA Credit Union is offering a $200 welcome bonus when you open a new personal checking account and keep the account open. That's it. It almost sounds too good to be true, so speak with a MyUSA Associate for details in case other terms apply.

MyUSA Credit Union : Personal Checking

Bonus Amount
$200
Account Type
Personal Checking
Availability
OH
Bonus Requirements
  1. Open a new MyUSA Checking account.
  2. Keep the account open for at least 210 days.
  3. Bonus will be deposited into member’s Savings Account within 120 days of new checking account opening.
Apply Now

at MyUSA Credit Union

20. Peoples Bank Premier Checking - up to $300 bonus

Peoples Bank is offering up to $300 for opening a new Premier Checking account. The bonus comes as $50 each month that you make at least one direct deposit and five debit card purchases, up to $300 total (6 statement cycles).

Peoples Bank : Premier Checking

Bonus Amount
up to $300
Account Type
Personal Checking
Availability
DC, KY, MD, OH, WV, VA
Bonus Requirements
  1. Open a new Premier Checking Account.
  2. Enroll in eStatements.
  3. Each statement cycle, make at least one direct deposit transaction.
  4. Each statement cycle, make 5 or more debit card purchases.
  5. For each statement cycle you complete these requirements you will earn $50, up to $300 total (6 statement cycles).
Apply Now

at Peoples Bank

Note: Don’t see an offer that piques your interest? You can use our tool to explore a full list of bank promotions

Personal Savings Bonuses in Ohio

Here are the current personal savings promotions available in OH:

1. Citi® Accelerate Savings - 4.45% APY

Citi offers a really competitive APY rate in their Citi® Accelerate Savings account, a high-yield savings product.

You can find slightly higher rates elsewhere, but nearly all of those will have balance limits. In other words, you'll earn a great rate on the first $15k, but then the rate drops considerably.

Citi, on the other hand, has no limit. So for those who have sizable savings they'd like to keep liquid, Citi® Accelerate Savings will often win out.

There's no opening deposit minimum or ongoing balance requirements, but do keep in mind that having a $0 balance for longer than 3 months could cause your account to be closed.

Citi® : Citi® Accelerate Savings

Bonus Amount
4.45% APY
Account Type
Personal Savings
Availability
AK, AL, AR, AZ, CO, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, WA, WI, WV, WY
Bonus Requirements
  1. Open a new Citi® Accelerate Savings account using the link below.
  2. Transfer money from a different bank or an existing Citi account.
  3. Interest compounds daily and will be credited to your account each month.

Business Bonuses in Ohio

Here are the current business banking promotions available in OH:

1. Huntington Unlimited Business Checking - $400 bonus

Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $400 for a $5,000 deposit. They're also running $100 and $1,000 offers for $2,000 and $20,000 deposits, respectively.

While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!

Huntington National Bank : Unlimited Business Checking

Bonus Amount
$400
Account Type
Business Checking
Availability
OH, MI, IN, PA, KY, WV, IL
Offer Expires
September 3, 2024
Bonus Requirements
  1. Open a new Unlimited Business Checking account using the link below.
  2. Within 60 days, make deposits totaling $5,000.
  3. Keep the account open for at least 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

2. Huntington Unlimited Plus Business Checking - $1000 bonus

Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $1,000 for a $20,000 deposit. Don't have $20k? They're also running $100 and $400 offers for $2,000 and $5,000 deposits, respectively.

While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!

Huntington National Bank : Unlimited Plus Business Checking

Bonus Amount
$1000
Account Type
Business Checking
Availability
OH, MI, IN, PA, KY, WV, IL
Offer Expires
September 3, 2024
Bonus Requirements
  1. Open a new Unlimited Plus Business Checking account using the link below.
  2. Within 60 days, make deposits totaling $20,000.
  3. Maintain minimum daily balance of $20,000 for 60 days after meeting deposit requirement.
  4. Keep the account open for at least 90 days.
  5. Bonus will be deposited to your new account within 14 days of meeting the requirements.

3. Huntington Business Checking 100 - $100 bonus

Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $100 for a $2,000 deposit.

In this iteration of the promotion, Huntington actually decreased the reward amount for this tier – from $200 down to $100 – while keeping the requirement the same. On the flip side, their highest offer is $1,000.

While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!

Huntington National Bank : Business Checking 100

Bonus Amount
$100
Account Type
Business Checking
Availability
OH, MI, IN, PA, KY, WV, IL
Offer Expires
September 3, 2024
Bonus Requirements
  1. Open a new Business Checking 100 account using the link below.
  2. Within 60 days, make deposits totaling $2,000.
  3. Keep the account open for at least 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

4. Republic Bank & Trust Company Business Checking - $200 bonus

Available in select southern and midwestern states, Republic Bank is offering a $200 bonus to new business accounts that complete a selection of activities within the first 3 statement cycles. Unlike many offers, Republic lets YOU decide which activities you want to complete from an approved list. If you can knock this out, it's and easy bonus to earn.

Republic Bank & Trust Company : Business Checking

Bonus Amount
$200
Account Type
Business Checking
Availability
FL, IN, KY, OH, TN
Offer Expires
December 31, 2024
Bonus Requirements
  1. Be a new customer and open a new business checking account with promo code MKT.
  2. Within 3 statement cycles, complete a combination of 5 or more of the following activities: Direct deposit (an ACH credit ) of at least $100, a Bill Pay Debit of at least $25, a Point-of-Sale (POS) Debit of at least $10 or an ACH Debit of at least $25.
  3. Bonus will be paid on the first business day of the statement cycle following the statement cycle which the qualifying activities were completed.
Apply Now

at Republic Bank & Trust Company

5. Associated Bank Business Checking - up to $750 bonus

Available in quite a few midwestern states, Associated Bank is offering up to a $750 welcome bonus when you open a new business checking account and deposit new money. The business account you open will determine what the max bonus amount you'll be eligible for.

What's even more? You can stack this offer with their personal checking account bonuses to earn a lot more!

Associated Bank : Business Checking

Bonus Amount
up to $750
Account Type
Business Checking
Availability
IA, IL, IN, KS, MI, MN, MO, OH, WI
Offer Expires
December 31, 2024
Bonus Requirements
  1. Be a new business checking customer and open a new business checking account.
  2. Open a Business Foundation Checking® account and deposit $2,000 in new money within 30 days, earn a $100 bonus; Open a Business Core Checking® account and deposit $5,000 in new money, earn a $400 bonus; Open a Business Advanced Checking® account and deposit $20,000 in new money, earn $750
  3. Maintain the minimum balance between days 31 to 90.
  4. Bonus will be deposited into the new Associated Bank business checking account within 120 days of account opening.
  5. Keep the account open for at least 12 months
Apply Now

at Associated Bank

6. First Commonwealth Bank Business Checking - $150 bonus

First Commonwealth Bank is offering new business checking customers $150. Just deposit $2,000 in new money, and they'll mail you a Mastercard® Reward Card.

First Commonwealth Bank : Business Checking

Bonus Amount
$150
Account Type
Business Checking
Availability
OH, PA
Bonus Requirements
  1. Register for the bonus using the link below.
  2. Open any business checking account.
  3. Within 60 days, deposit $2,000.
  4. Bonus will be delivered via a Mastercard® Reward Card 4-6 weeks after completion of all requirements.

7. Flagstar Bank Business Checking - $500 bonus

Flagstar Bank is offering business owners operating within their footprint a $500 bonus for opening any new business checking account – including their Standard Business Checking which comes with no monthly fee.

You'll just need to deposit $5,000 within 3 months and then complete 10 qualifying transactions (which include debits, credits, deposits, and paid items). Pretty easy considering the decent payout!

Keep in mind that the account will need to stay open for at least 6 months to avoid early closure fees.

Flagstar Bank : Business Checking

Bonus Amount
$500
Account Type
Business Checking
Availability
IN, MI, OH, WI
Bonus Requirements
  1. Open any new business checking account using the link below.
  2. Within 90 days, deposit $5,000.
  3. Within the same 90 days, make 10 debit or credit qualifying transactions.
  4. Bonus will be credited to your account 91-104 days after account opening.
Apply Now

at Flagstar Bank

Investing Bonuses

Here are the current investing promotions available in your area:

1. J.P. Morgan Self-Directed Investing - up to $700 bonus

Available nationwide with the ability to open online, J.P. Morgan Wealth Management is offering up to a $700 welcome bonus when you open a new Self-Directed Investing account with qualifying minimum funding.

This is tiered bonus, meaning that the more you deposit, the more you may be eligible to earn. New for this iteration, J.P. Morgan has introduced a lower tier at $5,000, down from the previous $25,000 entry point and raised the max bonus amount!

Here are all 4 tiers of this investing bonus:

New Money Added Bonus Amount
$5,000-$24,999 $50
$25,000-$99,999 $150
$100,000-$249,999 $325
$250,000+ $700

This is the highest offer that we've seen to-date from J.P. Morgan.

J.P. Morgan Wealth Management : Self-Directed Investing

Bonus Amount
up to $700
Account Type
Investment
Availability
Nationwide
Offer Expires
October 11, 2024
Bonus Requirements
  1. Open a J.P. Morgan Self-Directed Investing account using the link below.
  2. Within 45 days, fund your account with qualifying new money; $5,000 - $24,999 = $50 bonus; $25,000 - $99,999 = $150 bonus; $100,000 - $249,999 = $325 bonus, $250,000 = $700 bonus.
  3. Your bonus amount will be determined on day 45.
  4. Maintain your new funds for 90 days (losses due to trading or market fluctuation will not be taken into account).
  5. Bonus will be received within 15 days.
  6. INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

2. E*TRADE Bank Brokerage - up to $5000 bonus

Payouts have increased again! E*Trade is now offering new investors up to $5,000 in bonus cash when you open and fund a new investing account. You'll only need $50 to earn the first tier bonus ($100)!

They've shuffled all the previous tiers and reinstated the tiers for those with 7+ figures to invest. If you're wanting to earn the full $5,000, you need at least $1.5M in investable assets.

This offer is available to both new and existing customers; however, different rules may apply, so be sure to check the disclosures at the link below.

E*TRADE Bank : Brokerage Account

Bonus Amount
up to $5000
Account Type
Investment
Availability
Nationwide
Offer Expires
July 31, 2024
Bonus Requirements
  1. Open a new eligible E*TRADE brokerage or retirement account using the link below with promocode REWARD24.
  2. During the first 60 days, fund your new account with new money as follows: $50 - $999, earn $100; $1,000 - $19,999, earn $150; $20,000-$99,999 earn $300; $100,000-$199,999 earn $600; $200,000-$499,999 earn $800; $500,000 - $999,999, earn $1,000; $1,000,000 - $1,499,999, earn $3,000; $1,500,000+ earn $5,000.
  3. If you deposit $200,000 or more, you will receive a cash credit within seven business days.
  4. If you have deposited at least $200,000 in your account, and you make subsequent deposits in that account to reach a higher tier, you will receive a second cash credit following the close of the 60-day window.
Apply Now

at E*TRADE Bank

3. TD Bank Automated Investing - up to $750 bonus

TD is getting in the robo-advisor game and offering up to $750 when you open a new TD Automated Investing account. This is a tiered bonus where you can earn more depending on how much money you can invest.

TD Bank : Automated Investing

Bonus Amount
up to $750
Account Type
Investment
Availability
Nationwide
Offer Expires
July 31, 2024
Bonus Requirements
  1. Open a new TD Automated Investing account with at least $1,000.
  2. Within 30 days, fund your new account as follows: $1,000 - $4,999, earn $50; $5,000 - $24,999, earn $150; $25,000 - $49,999, earn $250; $50,000 – $74,999, earn $450; $75,000+, earn $750.
  3. Maintain a minimum balance of $1,000 for 90 calendar days after your TD Automated Investing account is approved.
  4. Bonus will be credited to your new TD Automated Investing account within 15 calendar days of meeting eligible offer requirements

4. U.S. Bancorp Investments Wealth Management - up to $1000 bonus

Available nationwide, U.S. Bancorp Investments is offering up to a $1,000 welcome bonus when you open a new investment account and add balances. You'll need at least $250,000 to be eligible for the first tier, which is pretty steep to earn a $250 bonus; however, if you have the cash and looking to invest with U.S. Bank it's an easy bonus.

U.S. Bancorp Investments : Wealth Management

Bonus Amount
up to $1000
Account Type
Investment
Availability
Nationwide
Offer Expires
August 31, 2024
Bonus Requirements
  1. Speak with a financial advisor and open a new investment account with U.S. Bancorp Investments.
  2. Deposit $250,000 - $499,999 to earn $250; $500,000 - $999,999 to earn $500; 1,000,000+ to earn $1,000.
  3. Maintain balances through December 31, 2024.
  4. Bonus will be applied on January 30, 2025

5. Citi® Self Invest - up to $500 bonus

Available nationwide to new and existing customers, Citi is offering up to a $500 bonus when you add new-to-Citi funds to a Citi® Self Invest account.

As is typical with Citi promotions, this is a tiered offer: the more you add, the more you earn. You'll need to deposit at least $10,000 to earn a $100 reward, or at least $200,000 to receive the full $500.

You'll need to also maintain your funds through a date defined on the Citi website, depending on the month in which you open your account.

Citi® : Citi® Self Invest

Bonus Amount
up to $500
Account Type
Investment
Availability
Nationwide
Offer Expires
September 30, 2024
Bonus Requirements
  1. Open a new Citi® Self Invest account or add new-to-Citi funds to an existing account.
  2. Opt-in to eDelivery of statements and confirmations.
  3. Bonus will be tiered based on the total amount added: $10,000 to earn $100; $50,000 to earn $200; $200,000 to earn the full $500.
  4. Maintain the New-To-Citi funds in your account through the “maintain funds” deadline as outlined in the chart.
  5. Bonus will be credited on the last day of the 3rd month following the “maintain funds” period.

6. Citi® Personal Wealth Management - $5000 bonus

Earn up to $5,000 when you open or enroll a new or existing eligible Personal Wealth Management account with new-to-Citi funds.

This is a tiered bonus based on how much you deposit and maintain for the first 3 months. They've up the reward amounts for their upper tiers this go around.

There are 5 levels, starting with a $500 bonus for deposits $50,000 - $199,999 and going up to $5,000 for $2,000,000+.

Citi® : Personal Wealth Management

Bonus Amount
$5000
Account Type
Investment
Availability
Nationwide
Offer Expires
September 30, 2024
Bonus Requirements
  1. Contact Citi to open or enroll a new or existing eligible Citi Personal Wealth Management account
  2. Fund the Citi Personal Wealth Management account with New-to-Citi Funds within 2 months of account opening (deposit $50,000 for a $500 bonus, $200,000 for a $1,000 bonus, $500,000 for a $2,000 bonus, $1,000,000 for a $3,000 bonus and $2,000,000+ for the $5,000 bonus)
  3. Enroll into e-delivery of statements within 2 months of account opening.
  4. Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment).

7. Robinhood Investing - Free stock (up to $200) bonus

Robinhood is a commission-free stock trading platform that's had mixed headlines in the news (GME, what?). But Robinhood is a popular choice – particularly among beginner investors – due to their sleek, easy-to-use app.

This is a program that many investment apps now offer, but Robinhood pioneered: sign up and get a free stock. The stock has a 98% chance of being worth $5-$10, so this isn't an amazing bonus, but it's something for almost nothing (you don't even need to fund your account). The stock will hit your account within a week, and is tradeable 2 days after that.

Robinhood : Investing Account

Bonus Amount
Free stock (up to $200)
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Robinhood investing account using the link below.
  2. Link your bank account.
  3. Stock bonus will be credited to the enrolled account within approximately one week.

8. SoFi Invest - up to $10000 bonus

SoFi is offering customers a cash bonus to move your portfolio over to SoFi. The bonus is tiered, and you'll need to transfer $5 million in assets to earn the full $10,000 (steep!), but the bonus starts at $100 for transferring $5,000.

Keep in mind that although SoFi will pay out the bonus within 14 business days of the end of the promo period, they'll claw it back if you withdraw those funds within 180 days. They'll even refund up to $75 in ACAT fees from your other brokerage!

SoFi : Sofi Invest

Bonus Amount
up to $10000
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new SoFi Invest account using the link below (or be an existing user).
  2. Before the promotion's expiration date, transfer investments from another brokerage firm: $5,000 to earn $100, $25,000 to earn $200, $100,000 to earn $500, $250,000 to earn $750, $500,000 to earn $1,000, $1,000,000 to earn $2,500, $2,000,000 to earn $5,000 or $5,000,000+ to earn $10,000.
  3. Bonuses will be paid within 14 days of the last day of the month in which the transferred assets settled in your SoFi Invest account.

9. Acorns Invest - $20 bonus

Acorns is offering BankBonus.com users a $20 welcome bonus when you open a new Invest account. You just need to open the account from the link below and fund it with $5 to earn the reward.

What's more? They've been running amazing referral bonuses. So, sign up for a new account and then share your referral link with friends and family, and you could be pocketing up to $1,000+ each week!

Acorns : Acorns Invest

Bonus Amount
$20
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Acorns Invest account using the link below.
  2. Fund account with at least $5.

10. Fidelity Personal - $100 bonus

Fidelity is offering a super easy $100 bonus to customers who open a new Fidelity Account®, Cash Management Account, or a Roth or traditional IRA.

To earn the bonus, you'll just need to fund the new account with $50. Then, 10 days later, your account will be $100 richer.

Keep in mind that the fine print says that you'll need to maintain the bonus award in the account for at least 90 days, otherwise you could forfeit it.

Fidelity Investments : Personal Account

Bonus Amount
$100
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new eligible account using the promo code FIDELITY100.
  2. Within 15 days, deposit $50.
  3. Bonus will be deposited directly to the eligible account within 10 calendar days after the qualification period.

11. Tradestation Brokerage - up to $3500 bonus

Tradestation is offering investors up to $3,500 in bonus cash when you add new funds to a new or existing investing account. You only need $5,000 to earn the first tier bonus ($150), and up to $5M to earn the full $3,500. It's worth noting each of the tiers are considerably higher this time around than when it was previously offered.

Tradestation : Brokerage Account

Bonus Amount
up to $3500
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Enroll an existing account or open a new account using promo code TSTVAGFD at the url below.
  2. Within 45 days, fund your account.
  3. To receive $150 bonus, fund with $5,000- $24,999; To receive $300 bonus, fund with $25,000- $99,999; To receive $500 bonus, fund with $100,000-$249,999; To receive $1,000 bonus, fund with $250,000-$499,999; To receive $2,000 bonus, fund with $500,000-$999,999; To receive $3,500 bonus, fund with $1,000,000+.
  4. Bonus will be deposited into the account the month following the end of the 270-calendar day holding period.
Apply Now

at Tradestation

12. Bank of America Merrill Edge Self-Directed - up to $600 bonus

Available nationwide with the ability to open online, Bank of America's Merrill Edge is offering up to a $600 welcome bonus when you open a new Merrill Edge Self-Directed account and make an initial deposit.

What's more? There's also a $1,000 Merrill Edge bonus for those enrolled in Bank of America's Preferred Rewards program. The lower tiers are also bumped as well.

We only list the most popular tiers; however, here's a complete list of tiers you can ask for:

  • $20,000 to $49,999 – $100
  • $50,000 to $99,999 – $150
  • $100,000 to $199,999 – $250
  • $200,000 to $299,999 – $600
  • $300,000 to $499,999 – $1,000
  • $500,000 to $999,999 – $1,500
  • $1,000,000 or more – $2,500
  • $2,000,000 or more – $3,500
  • $5,000,000 or more – $5,000
  • $10,000,000 or more – $7,500

Bank of America : Merrill Edge Self-Directed

Bonus Amount
up to $600
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Self-Directed Trading account from Merrill Edge using promo code "600ME".
  2. Within 45 days, fund your account with new money from outside Bank of America. To earn a $100 bonus, deposit $20,000-$49,999; To earn a $150 bonus, deposit $49,999-$99,999; To earn a $250 bonus, deposit $100,000-$199,999; To earn a $600 bonus, deposit $200,000 - $299,999.
  3. Maintain that balance for at least 90 days.
  4. Bonus will be deposited within two weeks following the end of the 90 day period.
Apply Now

at Bank of America

13. Charles Schwab Schwab One® - up to $1000 bonus

If you're not currently a Schwab customer, you can open any investment account and earn a referral bonus based on your net deposit within 45 days. This includes retail brokerage accounts, individual retirement accounts, or the managed portfolios like Schwab Intelligent Portfolios®.

Keep in mind that the link above is only for details – you will need to open the account through a referral link from an existing Schwab customer in order to qualify for the promo.

This is a tiered bonus, the more you deposit, the more you can earn.

  • Tier 1 | Balance Maintained: $25,000 - $49,999: $100 Bonus
  • Tier 2 | Balance Maintained: $50,000 - $99,999: $300 Bonus
  • Tier 3 | Balance Maintained: $100,000 - $499,999: $500 Bonus
  • Tier 4 | Balance Maintained: $500,000+: $1,000 Bonus

Charles Schwab : Schwab One®

Bonus Amount
up to $1000
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new account using a referral link from an existing member.
  2. Within 45 days, make a qualifying net deposit between $25,000 - $500,000+ in cash or securities, earning the reward that correlates with that tier ($100-$1,000).
  3. The net deposit amount at the end of 45 day period will be used to calculate your bonus tier.
  4. Bonus will be paid into your account about a week after the 45-day period.

14. Fidelity Youth - $50 bonus

Fidelity is offering a $50 welcome bonus to teens who open a new Youth account. These accounts are one-stop shops for saving, spending and investing. They'll earn 5¢ every time they use their debit card, can automate their savings, invest in US stocks and Fidelity mutual funds – and parents can oversee it all, getting notified of their teen's trades and transactions.

A parent or guardian needs to first have their own Fidelity brokerage account in order to open the youth account for their teen, but if you're new to Fidelity, you can not only open both accounts at the same time, but you'll also earn $100 bonus yourself once you fund your new account.

Fidelity Investments : Fidelity Youth Account

Bonus Amount
$50
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Parent or guardian opens the Fidelity Youth Account on behalf of their teen.
  2. Teen activates their new account by downloading the app, creating a login, and agreeing to the T&C.
  3. Bonus will be deposited within 3-5 business days.

15. SoFi SoFi - $15 bonus

SoFi is offering a $15 welcome bonus for you and a friend when you refer someone to open a new SoFi account. This bonus is available across most of their products, including: SoFi Money, SoFi Invest, SoFi Loans and a SoFi credit card. You can receive up to $75 total. This isn't exactly the highest bonus we've seen from them, so you'll have to decide if now is the right time or to hold out for something a little more enticing.

It's important to note too that each program has its own set of rules, each of which is outlined on their referral website linked below.

SoFi : SoFi Account

Bonus Amount
$15
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Download the app using the link below.
  2. Refer a friend (or be referred) using your specific referral link for a particular SoFi product.
  3. Follow the program rules highlighted on the website.
  4. Bonus will automatically be applied to your SoFi account(s).

16. Charles Schwab Schwab One® - $101 bonus

Charles Schwab has a bonus targeting new or entry-level investors in what they call the Schwab Starter Kit™, but new customers of all comfort levels can qualify. When you open a new account for this promo, Schwab will invest your bonus in fractional shares or "slices" of the top stocks by market cap in the S&P 500. Schwab recently upped this bonus from $50 at its previous level. It's a great way to start investing!

Charles Schwab : Schwab One®

Bonus Amount
$101
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Schwab One account at the url below or open a new taxable investment account using promo code "SCHWABSTARTERKIT".
  2. Within 30 days, Fund your account with a minimum of $50.
  3. Once funded, Schwab will deposit $101 in your account to purchase your stock slices at approximately 6:00 pm Eastern Time the next trading day.
Apply Now

at Charles Schwab

Ohio Banking Statistics

Want to learn more about banking in the Buckeye State?

Take a look at these banking statistics from the FDIC and the Credit Union National Association for a better idea of what Ohio’s banking industry looks like.

  • Number of banks: 168
  • Number of state credit unions: 213
  • Credit union memberships: 3.24 million
  • Deposit market share: 93.4% banks; 6.6% credit unions
  • Largest deposit market: Cincinnati

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