Best Bank Promotions in Ohio (January 2025)

The Buckeye State is one of the largest states in the country based on population, and there are plenty of bank promotions in Ohio to go around.

If you open a new business, checking, or savings account with one of the offers below and meet the listed requirements, you could earn anything from higher interest rates to hundreds of dollars.

Take a look at our list of the best bank bonuses and promotions in Ohio.

Here are 3 of our featured bank bonuses that can be obtained nationwide:

BMO

Smart Advantage Checking Account

Bonus
$300
Account Type
Personal Checking
Expires In
10 days
Requires
  • Direct Deposit

SoFi

SoFi Checking and Savings

Bonus
up to $300
Account Type
Personal Checking
Expires In
372 days
Requires
  • Direct Deposit

Upgrade

Rewards Checking Plus

Bonus
$200
Account Type
Personal Checking
Expires In
Limited Time
Requires
  • Card Spend

 

Personal Checking Bonuses in Ohio

Here are the current personal checking promotions available in OH:

1. KeyBank Key Smart Checking® - $300 bonus

KeyBank is back with their personal checking bonus and is offering $300 to new Key Smart Checking® account customers after qualifying activities.

You'll need to make the minimum opening deposit of $10, plus one eligible direct deposit of at least $1,000 within the first 60 days of account opening.

While this isn't quite nationwide, the bonus has a wide footprint and is redeemable online. Check it out!

KeyBank : Key Smart Checking®

Bonus Amount
$300
Account Type
Personal Checking
Availability
AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA
Offer Expires
May 16, 2025
Bonus Requirements
  1. Open a no-monthly-maintenance-fee Key Smart Checking® account online with at least $10 by May 16, 2025.
  2. Within 60 days, make 1 single eligible direct deposit of at least $1,000.
  3. Bonus will be credited to your account within 60 days of meeting requirements.
  4. Account must not be closed at the time of gift payment.

2. Truist One Checking - $400 bonus

Truist, has a very solid offer for a new One Checking account, and $100 more than when it was previously offered. Available mostly along the East Coast and Southern states with the ability to open online, Truist is offering a $400 welcome bonus when you open a new One checking account and set up direct deposit.

Truist Bank : Truist One Checking

Bonus Amount
$400
Account Type
Personal Checking
Availability
AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
Offer Expires
April 30, 2025
Bonus Requirements
  1. Open a new One Checking account online or in-branch using promo code AFL2425TR1400.
  2. Within 120 days of account opening, complete two qualifying direct deposits totaling $1000 or more.
  3. The reward will be deposited into the new checking account within 4 weeks of verifying the Direct Deposit qualification requirement.
  4. Terms Apply. Member FDIC.

3. Dollar Bank Everything Checking - up to $300 bonus

Available in Ohio, Pennsylvania and Virginia, with the ability to open online, Dollar Bank is offering up to a $300 welcome bonus when you open a new checking account and set up direct deposit.

Dollar Bank, Federal Savings Bank : Everything Checking

Bonus Amount
up to $300
Account Type
Personal Checking
Availability
OH, PA, VA
Offer Expires
January 31, 2025
Bonus Requirements
  1. Open a new Everyday Checking account using the promo code CHK24 online or in branch.
  2. Within 90 days, have direct deposits totaling $2,500 to earn $200.
  3. Keep the account open for a year to receive an additional $100.
  4. $200 bonus will be in the form of a Mastercard debit card rebate, which will be added to the new checking account within 40 days of the qualifying cumulative direct deposits. The $100 credit will be applied within 2 months of the 1-year anniversary of account opening.

4. First Commonwealth Bank Personal Checking - $200 bonus

Available to residents within their footprint, First Commonwealth Bank is offering a $200 welcome bonus when you open a new personal checking account and set up direct deposit. What's even more? You can stack this offer with their referral bonus if you know an existing member to earn a total of $300.

First Commonwealth Bank : Personal Checking

Bonus Amount
$200
Account Type
Personal Checking
Availability
PA, OH, IN, KY, WV
Offer Expires
January 31, 2025
Bonus Requirements
  1. Open a new personal checking account using promo code FCB22024.
  2. Within 60 days, make 10 or more qualifying debit card purchases that post and clear the account.
  3. Maintain an active account.
  4. Bonus will be deposited within 60 days of all requirements being met
Apply Now

at First Commonwealth Bank

5. Huntington Asterisk-Free Checking® - $200 bonus

Huntington is offering a welcome bonus to those opening new personal checking accounts. This one offers $200 for a $1,000 deposit into their fee-free account. They're also running $400 and $600 offers for $500 and $25,000 deposits, respectively.

Huntington National Bank : Asterisk-Free Checking®

Bonus Amount
$200
Account Type
Personal Checking
Availability
OH, MI, IN, PA, KY, WV, IL
Offer Expires
February 7, 2025
Bonus Requirements
  1. Open a new Asterisk-Free Checking account using the link below.
  2. Within 60 days, make deposits totaling $500.
  3. Keep your account open for 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

6. Huntington Perks Checking - $400 bonus

Huntington is offering a welcome bonus to those opening new personal checking accounts. This one offers $400 for any deposit into their Perks Checking account. Previously they required at least $1,000 to qualify.

This account comes with a monthly fee unless you meet the requirements to waive it. You'll also want to note that while there is no minimum opening deposit for the account itself.

Huntington National Bank : Perks Checking

Bonus Amount
$400
Account Type
Personal Checking
Availability
CO, IL, IN, KY, OH, MI, MN, PA, WI, WV
Offer Expires
February 7, 2025
Bonus Requirements
  1. Open a new Huntington Perks Checking account using the link below.
  2. Within 90 days, make a qualifying direct deposit.
  3. Keep your account open for 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

7. Huntington Platinum Perks Checking - $600 bonus

Huntington is offering a couple of welcome bonuses to customers opening new personal checking accounts. This promotion offers $600 for a $25,000 deposit into their premium Platinum Perks Checking account.

They're also running a similar deal for new Perks Checking accountholders, which is their middle-tier personal checking product. That one offers $400 for a direct deposit, in case you don't have the cash to meet this promotion's terms.

Huntington National Bank : Platinum Perks Checking

Bonus Amount
$600
Account Type
Personal Checking
Availability
CO, IL, IN, KY, OH, MI, MN, PA, WI, WV
Offer Expires
February 7, 2025
Bonus Requirements
  1. Open a new Huntington Platinum Perks Checking account using the link below.
  2. Within 90 days, make deposits totaling $25,000.
  3. Keep your account open for 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

8. Flagstar Bank Personal Checking - up to $500 bonus

Available in a decent number of states across the U.S., Flagstar Bank is offering up to a $500 welcome bonus when you open a new personal checking account and set up direct deposit. The total amount you can earn depends on which account you open: Ready Checking is eligible for up to $350 or Elite Checking for the full $500.

This is much higher than when most recently offered so now might be a great time to jump on it!

Flagstar Bank : Personal Checking

Bonus Amount
up to $500
Account Type
Personal Checking
Availability
AZ, CA, FL, IN, MI, NJ, NY, OH
Offer Expires
February 28, 2025
Bonus Requirements
  1. Open a Ready Checking or Elite Checking account with $50 or more.
  2. For the first 90 days, maintain an average daily balance of $500 or more.
  3. Within the same 90 days, set up one or more direct deposits totaling $500 or more.
  4. Bonus will be deposited into your account 91-104 days after an initial deposit is made to the new account.
Apply Now

at Flagstar Bank

9. PNC Virtual Wallet® - up to $400 bonus

Available in 23 states plus the District of Columbia, PNC is back with a competitive welcome bonus for opening a personal checking account online and meeting direct deposit requirements within the first 2 months.

This is a tiered offer with the entry level Virtual Wallet® offering $100, $200 for opening a Virtual Wallet® with Performance Spend or $400 for opening a Virtual Wallet® with Performance Select - all with qualifying direct deposit requirements.

Assuming you don't have an account with PNC (and haven't within the last 90 days), we definitely recommend grabbing this easy bonus.

PNC Bank : Virtual Wallet®

Bonus Amount
up to $400
Account Type
Personal Checking
Availability
AL, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KY, MD, MI, NC, NJ, NY, NM, OH, PA, SC, TX, VA, WI, WV
Offer Expires
March 31, 2025
Bonus Requirements
  1. Open a Virtual Wallet® account online to qualify, See link below.
  2. Within 60 days, complete the direct deposit requirements for the account package that you opened: Virtual Wallet® - $500+ to earn $100 bonus, Virtual Wallet® with Performance Spend - $2,000+ to earn $200 bonus, or Virtual Wallet® with Performance Select - $5,000+ to earn $400 bonus.
  3. Bonus will be credited to your account within 60-90 days after meeting requirements.

10. U.S. Bank Smartly® Checking - up to $450 bonus

U.S. Bank is offering up to a $450 bonus for opening a new U.S. Bank Smartly® Checking. This is back towards the lower end of bonuses we've seen from U.S. Bank.

The direct deposit threshold for the checking bonus is somewhat steep to earn the max bonus amount, but if you have the income, this is an easy bonus. You'll have 90 days to reach this target, but keep in mind that unlike some banks that let you hit the bonus in a single transaction, U.S. Bank requires at least two direct deposits to qualify for this promotion.

U.S. Bank : U.S. Bank Smartly® Checking

Bonus Amount
up to $450
Account Type
Personal Checking
Availability
AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
Offer Expires
April 17, 2025
Bonus Requirements
  1. Open a new U.S. Bank Smartly® Checking account.
  2. Within 90 days, enroll in online banking or the U.S. Bank Mobile App.
  3. Within the same 90 days, make two or more direct deposits totaling amounts as follows: $2,000 - $4,999.99, earn $250; $5,000 - $7,999.99, earn $350; $8,000+, earn $450.
  4. Bonus will be credited to your new checking account within 60 days following the end of the calendar month during which you completed all the offer requirements.

11. Associated Bank Associated Checking - up to $600 bonus

Associated Bank is back with their personal checking bonus but this time offering a much higher payout. The requirements remain the same: direct deposits totaling $500 plus maintaining a minimum balance.

The offer is tiered so that the more you maintain, the more you earn, with $10,000 earning the full $600. Fortunately, all accounts titled to the primary account holder count toward this balance, including CDs, savings, MMA, and IRAs – so you don't even have to tie up your funds in a checking account to qualify.

Associated Bank : Associated Checking Account

Bonus Amount
up to $600
Account Type
Personal Checking
Availability
IA, IL, IN, KS, MI, MN, MO, OH, WI
Offer Expires
June 30, 2025
Bonus Requirements
  1. Open a new personal checking account using the link below.
  2. Within 90 days, receive direct deposits totaling $500.
  3. Within 30 days of opening the account, deposit $1,000 to earn $300, $5,000 to earn $400, or $10,000 to earn $600.
  4. Maintain the balance from days 31-90.
  5. Bonus will be credited to your account within 120 days of opening the account.
Apply Now

at Associated Bank

12. Kemba Financial Credit Union Money Market - up to $300 bonus

Available to residents and businesses in Ohio, Kemba Financial Credit Union is offering up to a $300 welcome bonus when you open a new money market account and transfer in new money. What's even more? You can earn a premium 4.25% APY on balances between $5,000 and $1,000,000 until 2025!

Kemba Financial Credit Union : Money Market

Bonus Amount
up to $300
Account Type
Personal Checking
Availability
OH
Bonus Requirements
  1. Become a member and open a new money market account.
  2. Within 30 days, deposit at least $10,000 and maintain it for the first 180 days.
  3. At the start of the 90 day mark, you must have reached Advantage status (while maintaining the $10,000 balance) to receive a $100 bonus.
  4. Maintain Advantage Status by the 180 day mark (while maintaining the $10,000 balance) to receive an additional $200 bonus.
  5. Bonus will be paid into Money Market Account on day 90 and day 180 for eligible members.
Apply Now

at Kemba Financial Credit Union

13. The Park National Bank Personal Checking - up to $500 bonus

With an "interesting" footprint in Kentucky, Ohio and the Carolinas, The Park National Bank is offering up to a $500 welcome bonus when you open a new personal checking account. This is a tiered bonus, the account you open will determine what bonus will be. The requirements are also slightly different for each. One requires direct deposit, the other a sizable minimum balance.

The Park National Bank : Personal Checking

Bonus Amount
up to $500
Account Type
Personal Checking
Availability
KY, NC, OH, SC
Bonus Requirements
  1. Be a new customer of Park National Bank.
  2. Open a new VIP Checking (promo code VIP300SU24) or VIP All-Access Checking account (promo code VIP500SU24). Note: promocode may not auto-apply, so make sure you manually add it.
  3. If going for the $300 VIP Checking bonus, make direct deposits totaling $500 or more within 90 days of opening OR maintain an average monthly balance of $1,000 or more.
  4. If going for the $500 VIP All-Access Checking bonus, maintain an average monthly balance of $25,000 or more.
  5. Keep the accounts in good standing.
  6. Bonus will be deposited within 15 days of confirmation after the 90 day qualification period.
Apply Now

at The Park National Bank

14. TruPartner Credit Union TruChecking - $100 bonus

With a limited footprint around Cincinnati,Ohio, TruPartner Credit Union is offering a $100 welcome bonus when you become a new member and open a new personal checking account. You'll need to complete direct deposit and debit card requirements to earn this one.

TruPartner Credit Union : TruChecking Account

Bonus Amount
$100
Account Type
Personal Checking
Availability
OH
Bonus Requirements
  1. Become a new member and open a new TruChecking Account online using promocode BONUS100.
  2. Within 60 days, complete $500 or more in a direct deposit.
  3. Within the same 60 days, complete 3 or more TruPartner debit card transactions.
  4. Keep account open and in good standing for at least 60 days.
  5. Bonus will be credited to TPCU savings account within 60 days after completing the qualifying requirements.
Apply Now

at TruPartner Credit Union

15. MyUSA Credit Union Personal Checking - $200 bonus

Available to those in Butler, Clark, Greene, Miami, Montgomery or Warren Counties in Ohio, MyUSA Credit Union is offering a $200 welcome bonus when you open a new personal checking account and keep the account open. That's it. It almost sounds too good to be true, so speak with a MyUSA Associate for details in case other terms apply.

MyUSA Credit Union : Personal Checking

Bonus Amount
$200
Account Type
Personal Checking
Availability
OH
Bonus Requirements
  1. Open a new MyUSA Checking account.
  2. Keep the account open for at least 210 days.
  3. Bonus will be deposited into member’s Savings Account within 120 days of new checking account opening.
Apply Now

at MyUSA Credit Union

16. Premier America Credit Union Smart Spending - $25 bonus

Available in California and Texas with the ability to open online, Premier America Credit Union is offering a $25 "Head Start" welcome bonus when you open a new Smart Spending account and set up direct deposit. We most recently saw PACU offer up $100 for the same requirements. May be worth holding out for a little while in case the old offer comes back.

Premier America Credit Union : Smart Spending

Bonus Amount
$25
Account Type
Personal Checking
Availability
CA, TX, AZ, NM, CO, PA, FL, OH, WV, DE, NJ, SC, NC, GA, KY, IN, MI, IL, MD, DC, WV, WI
Bonus Requirements
  1. Become a member of Premier America Credit Union and automatically setup a Smart Spending account.
  2. Within 45 days, make a recurring direct deposit into this account of at least $200.
Apply Now

at Premier America Credit Union

17. TrueCore Checking - $100 bonus

Available in Ohio, TrueCore is offering a $100 welcome bonus to you and a friend when you refer someone to open a new personal checking account. They'll need to complete a direct deposit and use their debit card for you both to receive the reward. TrueCore lets you refer unlimited number of friends, so the possibilities are endless!

TrueCore Federal Credit Union : TrueCore Checking

Bonus Amount
$100
Account Type
Personal Checking
Availability
OH
Bonus Requirements
  1. Refer a friend to join TrueCore Federal Credit Union using the form found at the link below.
  2. Within 60 days of account opening, your friend must complete 1 or more direct deposits of at least $100 OR make 10 or more debit card purchases.
  3. You'll both receive your $100 bonus within 4-6 weeks of completing the requirements.

18. Peoples Bank Personal Interest Checking - up to $150 bonus

Peoples Bank is offering up to $150 for opening a new Interest Plus Checking account. The bonus comes as $25 each month that you make at least one direct deposit and five debit card purchases, up to $150 total (6 statement cycles).

Peoples Bank : Personal Interest Checking

Bonus Amount
up to $150
Account Type
Personal Checking
Availability
DC, KY, MD, OH, WV, VA
Bonus Requirements
  1. Open a new Interest Plus Checking Account.
  2. Enroll in eStatements.
  3. Each statement cycle, make at least one direct deposit transaction.
  4. Each statement cycle, make 5 or more debit card purchases.
  5. For each statement cycle you complete these requirements you will earn $25, up to $150 total (6 statement cycles).
Apply Now

at Peoples Bank

19. Peoples Bank Premier Checking - up to $300 bonus

Peoples Bank is offering up to $300 for opening a new Premier Checking account. The bonus comes as $50 each month that you make at least one direct deposit and five debit card purchases, up to $300 total (6 statement cycles).

Peoples Bank : Premier Checking

Bonus Amount
up to $300
Account Type
Personal Checking
Availability
DC, KY, MD, OH, WV, VA
Bonus Requirements
  1. Open a new Premier Checking Account.
  2. Enroll in eStatements.
  3. Each statement cycle, make at least one direct deposit transaction.
  4. Each statement cycle, make 5 or more debit card purchases.
  5. For each statement cycle you complete these requirements you will earn $50, up to $300 total (6 statement cycles).
Apply Now

at Peoples Bank

Note: Don’t see an offer that piques your interest? You can use our tool to explore a full list of bank promotions

Personal Savings Bonuses in Ohio

Here are the current personal savings promotions available in OH:

Sorry, no offers found that match your criteria.

Business Bonuses in Ohio

Here are the current business banking promotions available in OH:

1. Huntington Unlimited Business Checking - $400 bonus

Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $400 for a $5,000 deposit. They're also running $100 and $1,000 offers for $2,000 and $20,000 deposits, respectively.

While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!

Huntington National Bank : Unlimited Business Checking

Bonus Amount
$400
Account Type
Business Checking
Availability
OH, MI, IN, PA, KY, WV, IL
Offer Expires
February 10, 2025
Bonus Requirements
  1. Open a new Unlimited Business Checking account using the link below.
  2. Within 60 days, make deposits totaling $5,000.
  3. Keep the account open for at least 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

2. Huntington Unlimited Plus Business Checking - $1000 bonus

Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $1,000 for a $20,000 deposit. Don't have $20k? They're also running $100 and $400 offers for $2,000 and $5,000 deposits, respectively.

While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!

Huntington National Bank : Unlimited Plus Business Checking

Bonus Amount
$1000
Account Type
Business Checking
Availability
OH, MI, IN, PA, KY, WV, IL
Offer Expires
February 10, 2025
Bonus Requirements
  1. Open a new Unlimited Plus Business Checking account using the link below.
  2. Within 60 days, make deposits totaling $20,000.
  3. Maintain minimum daily balance of $20,000 for 60 days after meeting deposit requirement.
  4. Keep the account open for at least 90 days.
  5. Bonus will be deposited to your new account within 14 days of meeting the requirements.

3. Huntington Business Checking 100 - $100 bonus

Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $100 for a $2,000 deposit.

In this iteration of the promotion, Huntington actually decreased the reward amount for this tier – from $200 down to $100 – while keeping the requirement the same. On the flip side, their highest offer is $1,000.

While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!

Huntington National Bank : Business Checking 100

Bonus Amount
$100
Account Type
Business Checking
Availability
OH, MI, IN, PA, KY, WV, IL
Offer Expires
February 10, 2025
Bonus Requirements
  1. Open a new Business Checking 100 account using the link below.
  2. Within 60 days, make deposits totaling $2,000.
  3. Keep the account open for at least 90 days.
  4. Bonus will be deposited to your new account within 14 days of meeting the requirements.

4. Truist Business Checking - $400 bonus

Truist Bank is offering small business owners one of the easiest business checking account bonuses we've seen to date: $400 for depositing $1,500 into your new account. (Well, you'll also have to enroll and sign-in to online banking, but we don't really consider that as much of a hurdle...). This is up from $300 when it was most recently offered.

The Truist Simple Business Checking account has no monthly fee and comes with 50 free transactions each month – in other words, it's perfect for a small business just starting out. If your company has surpassed these thresholds, Truist offers their Dynamic Business Checking account. That one comes with higher limits, but does have a small (and avoidable) maintenance fee.

Keep in mind that you'll have 30 days to complete both requirements, and that your new account will need to remain open for 6 months in order to avoid forfeiting the bonus.

Truist Bank : Business Checking

Bonus Amount
$400
Account Type
Business Checking
Availability
AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
Offer Expires
March 31, 2025
Bonus Requirements
  1. Open a new Truist business checking account using the promo code SB24Q4BIZAFL.
  2. Within 30 days, deposit $2,000.
  3. During the same 30 days, enroll in online banking and log-in.
  4. Bonus will be credited to your new account within 4 weeks of meeting requirements.

5. S&T Bank Basic Business Checking - up to $900 bonus

S&T Bank is offering new business checking customers up to $900 cash.

The bonus breaks down into two parts: $300 for opening a Basic Business Checking account and funding it with at least $1,000 (or $600 if you fund with at least $25,000), while also requesting and activating a debit card.

An additional $300 is up for grabs if you also open a new payment processing account with them. Fortunately, if you can't or don't want to open the processing account, you're still eligible for the up to $600 account opening bonus.

S&T Bank : Basic Business Checking

Bonus Amount
up to $900
Account Type
Business Checking
Availability
OH, PA
Offer Expires
March 31, 2025
Bonus Requirements
  1. Open a new Basic Business Checking account using the link below.
  2. Within 5 days, deposit $1,000 and have an average daily balance of $1,000 on May 5, 2025 to earn $300 or deposit $25,000 and have an average daily balance of $25,000 on May 5, 2025 to earn $600.
  3. Apply, receive and activate a debit card by May 15, 2025.
  4. To earn an additional $300, also open a new S&T payment processing account through Elavon and accept payments by February 10.
  5. Bonuses will be credited to your account on February 20, 2025.

6. Associated Bank Business Checking - up to $750 bonus

Back for 2025! Available in quite a few midwestern states, Associated Bank is offering up to a $750 welcome bonus when you open a new business checking account and deposit new money. The business account you open will determine what the max bonus amount you'll be eligible for.

What's even more? You can stack this offer with their personal checking account bonuses to earn a lot more!

Associated Bank : Business Checking

Bonus Amount
up to $750
Account Type
Business Checking
Availability
IA, IL, IN, KS, MI, MN, MO, OH, WI
Offer Expires
June 30, 2025
Bonus Requirements
  1. Be a new business checking customer and open a new business checking account.
  2. Open a Business Foundation Checking® account and deposit $2,000 in new money within 30 days, earn a $100 bonus; Open a Business Core Checking® account and deposit $5,000 in new money, earn a $400 bonus; Open a Business Advanced Checking® account and deposit $20,000 in new money, earn $750
  3. Maintain the minimum balance between days 31 to 90.
  4. Bonus will be deposited into the new Associated Bank business checking account within 120 days of account opening.
  5. Keep the account open for at least 12 months
Apply Now

at Associated Bank

7. Republic Bank & Trust Company Business Checking - $200 bonus

Available in select southern and midwestern states, Republic Bank is offering a $200 bonus to new business accounts that complete a selection of activities within the first 3 statement cycles. Unlike many offers, Republic lets YOU decide which activities you want to complete from an approved list. If you can knock this out, it's and easy bonus to earn.

Republic Bank & Trust Company : Business Checking

Bonus Amount
$200
Account Type
Business Checking
Availability
FL, IN, KY, OH, TN
Offer Expires
December 31, 2025
Bonus Requirements
  1. Be a new customer and open a new business checking account with promo code MKT.
  2. Within 3 statement cycles, complete a combination of 5 or more of the following activities: Direct deposit (an ACH credit ) of at least $100, a Bill Pay Debit of at least $25, a Point-of-Sale (POS) Debit of at least $10 or an ACH Debit of at least $25.
  3. Bonus will be paid on the first business day of the statement cycle following the statement cycle which the qualifying activities were completed.
Apply Now

at Republic Bank & Trust Company

Investing Bonuses

Here are the current investing promotions available in your area:

1. J.P. Morgan Self-Directed Investing - up to $700 bonus

Available nationwide with the ability to open online, J.P. Morgan Wealth Management is offering up to a $700 welcome bonus when you open a new Self-Directed Investing account with qualifying minimum funding.

This is tiered bonus, meaning that the more you deposit, the more you may be eligible to earn. New for this iteration, J.P. Morgan has introduced a lower tier at $5,000, down from the previous $25,000 entry point and raised the max bonus amount!

Here are all 4 tiers of this investing bonus:

New Money Added Bonus Amount
$5,000-$24,999 $50
$25,000-$99,999 $150
$100,000-$249,999 $325
$250,000+ $700

This is the highest offer that we've seen to-date from J.P. Morgan.

J.P. Morgan Wealth Management : Self-Directed Investing

Bonus Amount
up to $700
Account Type
Investment
Availability
Nationwide
Offer Expires
April 15, 2025
Bonus Requirements
  1. Open a J.P. Morgan Self-Directed Investing account using the link below.
  2. Within 45 days, fund your account with qualifying new money; $5,000 - $24,999 = $50 bonus; $25,000 - $99,999 = $150 bonus; $100,000 - $249,999 = $325 bonus, $250,000 = $700 bonus.
  3. Your bonus amount will be determined on day 45.
  4. Maintain your new funds for 90 days (losses due to trading or market fluctuation will not be taken into account).
  5. Bonus will be received within 15 days.
  6. INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

2. E*TRADE Bank Brokerage - up to $6000 bonus

Payouts have increased again! E*Trade is now offering new investors up to $6,000 in bonus cash when you open and fund a new investing account. You'll only need $1,000 to earn the first tier bonus ($100)!

They've shuffled all the previous tiers and reinstated the tiers for those with 7+ figures to invest. If you're wanting to earn the full $6,000, you need at least $2M in investable assets.

This offer is available to both new and existing customers; however, different rules may apply, so be sure to check the disclosures at the link below.

E*TRADE Bank : Brokerage Account

Bonus Amount
up to $6000
Account Type
Investment
Availability
Nationwide
Offer Expires
January 31, 2025
Bonus Requirements
  1. Open a new eligible E*TRADE brokerage or retirement account using the link below with promocode REWARD24.
  2. During the first 60 days, fund your new account with new money as follows: $1,000 - $4,999, earn $100; $5,000 - $19,999, earn $150; $20,000-$99,999 earn $300; $100,000-$199,999 earn $600; $200,000-$499,999 earn $800; $500,000 - $999,999, earn $1,000; $1,000,000 - $1,499,999, earn $3,000; $1,500,000 - $1,999,999 earn $5,000; $2M+, earn $6,000.
  3. If you deposit $200,000 or more, you will receive a cash credit within seven business days.
  4. If you have deposited at least $200,000 in your account, and you make subsequent deposits in that account to reach a higher tier, you will receive a second cash credit following the close of the 60-day window.

3. Citi® Personal Wealth Management - $5000 bonus

Earn up to $5,000 when you open or enroll a new or existing eligible Personal Wealth Management account with new-to-Citi funds.

This is a tiered bonus based on how much you deposit and maintain for the first 3 months. They've up the reward amounts for their upper tiers this go around.

There are 5 levels, starting with a $500 bonus for deposits $50,000 - $199,999 and going up to $5,000 for $2,000,000+.

Citi® : Personal Wealth Management

Bonus Amount
$5000
Account Type
Investment
Availability
Nationwide
Offer Expires
March 31, 2025
Bonus Requirements
  1. Contact Citi to open or enroll a new or existing eligible Citi Personal Wealth Management account
  2. Fund the Citi Personal Wealth Management account with New-to-Citi Funds within 2 months of account opening (deposit $50,000 for a $500 bonus, $200,000 for a $1,000 bonus, $500,000 for a $2,000 bonus, $1,000,000 for a $3,000 bonus and $2,000,000+ for the $5,000 bonus)
  3. Enroll into e-delivery of statements within 2 months of account opening.
  4. Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment).

4. Robinhood Investing - Free stock (up to $200) bonus

Robinhood is a commission-free stock trading platform that's had mixed headlines in the news (GME, what?). But Robinhood is a popular choice – particularly among beginner investors – due to their sleek, easy-to-use app.

This is a program that many investment apps now offer, but Robinhood pioneered: sign up and get a free stock. The stock has a 98% chance of being worth $5-$10, so this isn't an amazing bonus, but it's something for almost nothing (you don't even need to fund your account). The stock will hit your account within a week, and is tradeable 2 days after that.

Robinhood : Investing Account

Bonus Amount
Free stock (up to $200)
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Robinhood investing account using the link below.
  2. Link your bank account.
  3. Stock bonus will be credited to the enrolled account within approximately one week.

5. SoFi Invest - up to $10000 bonus

SoFi is offering customers a cash bonus to move your portfolio over to SoFi. The bonus is tiered, and you'll need to transfer $5 million in assets to earn the full $10,000 (steep!), but the bonus starts at $100 for transferring $5,000.

Keep in mind that although SoFi will pay out the bonus within 14 business days of the end of the promo period, they'll claw it back if you withdraw those funds within 180 days. They'll even refund up to $75 in ACAT fees from your other brokerage!

SoFi : Sofi Invest

Bonus Amount
up to $10000
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new SoFi Invest account using the link below (or be an existing user).
  2. Before the promotion's expiration date, transfer investments from another brokerage firm: $5,000 to earn $100, $25,000 to earn $200, $100,000 to earn $500, $250,000 to earn $750, $500,000 to earn $1,000, $1,000,000 to earn $2,500, $2,000,000 to earn $5,000 or $5,000,000+ to earn $10,000.
  3. Bonuses will be paid within 14 days of the last day of the month in which the transferred assets settled in your SoFi Invest account.

6. Acorns Invest - $20 bonus

Acorns is offering BankBonus.com users a $20 welcome bonus when you open a new Invest account. You just need to open the account from the link below and fund it with $5 to earn the reward.

What's more? They've been running amazing referral bonuses. So, sign up for a new account and then share your referral link with friends and family, and you could be pocketing up to $1,000+ each week!

Acorns : Acorns Invest

Bonus Amount
$20
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Acorns Invest account using the link below.
  2. Fund account with at least $5.

7. Tradestation Brokerage - up to $3500 bonus

Tradestation is offering investors up to $3,500 in bonus cash when you add new funds to a new or existing investing account. You only need $5,000 to earn the first tier bonus ($150), and up to $5M to earn the full $3,500. It's worth noting each of the tiers are considerably higher this time around than when it was previously offered.

Tradestation : Brokerage Account

Bonus Amount
up to $3500
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Enroll an existing account or open a new account using promo code TSTVAGFD at the url below.
  2. Within 45 days, fund your account.
  3. To receive $150 bonus, fund with $5,000- $24,999; To receive $300 bonus, fund with $25,000- $99,999; To receive $500 bonus, fund with $100,000-$249,999; To receive $1,000 bonus, fund with $250,000-$499,999; To receive $2,000 bonus, fund with $500,000-$999,999; To receive $3,500 bonus, fund with $1,000,000+.
  4. Bonus will be deposited into the account the month following the end of the 270-calendar day holding period.
Apply Now

at Tradestation

8. Bank of America Merrill Edge Self-Directed - up to $600 bonus

Available nationwide with the ability to open online, Bank of America's Merrill Edge is offering up to a $600 welcome bonus when you open a new Merrill Edge Self-Directed account and make an initial deposit.

What's more? There's also a $1,000 Merrill Edge bonus for those enrolled in Bank of America's Preferred Rewards program. The lower tiers are also bumped as well.

We only list the most popular tiers; however, here's a complete list of tiers you can ask for:

  • $20,000 to $49,999 – $100
  • $50,000 to $99,999 – $150
  • $100,000 to $199,999 – $250
  • $200,000 to $299,999 – $600
  • $300,000 to $499,999 – $1,000
  • $500,000 to $999,999 – $1,500
  • $1,000,000 or more – $2,500
  • $2,000,000 or more – $3,500
  • $5,000,000 or more – $5,000
  • $10,000,000 or more – $7,500

Bank of America : Merrill Edge Self-Directed

Bonus Amount
up to $600
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Self-Directed Trading account from Merrill Edge using promo code "600ME".
  2. Within 45 days, fund your account with new money from outside Bank of America. To earn a $100 bonus, deposit $20,000-$49,999; To earn a $150 bonus, deposit $49,999-$99,999; To earn a $250 bonus, deposit $100,000-$199,999; To earn a $600 bonus, deposit $200,000 - $299,999.
  3. Maintain that balance for at least 90 days.
  4. Bonus will be deposited within two weeks following the end of the 90 day period.
Apply Now

at Bank of America

9. Citi® Self Invest - up to $500 bonus

Available nationwide to new and existing customers, Citi is offering up to a $500 bonus when you add new-to-Citi funds to a Citi® Self Invest account.

As is typical with Citi promotions, this is a tiered offer: the more you add, the more you earn. You'll need to deposit at least $10,000 to earn a $100 reward, or at least $200,000 to receive the full $500.

You'll need to also maintain your funds through a date defined on the Citi website, depending on the month in which you open your account.

Citi® : Citi® Self Invest

Bonus Amount
up to $500
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Citi® Self Invest account or add new-to-Citi funds to an existing account.
  2. Opt-in to eDelivery of statements and confirmations.
  3. Bonus will be tiered based on the total amount added: $10,000 to earn $100; $50,000 to earn $200; $200,000 to earn the full $500.
  4. Maintain the New-To-Citi funds in your account through the “maintain funds” deadline as outlined in the chart.
  5. Bonus will be credited on the last day of the 3rd month following the “maintain funds” period.

10. Charles Schwab Schwab One® - up to $1000 bonus

If you're not currently a Schwab customer, you can open any investment account and earn a referral bonus based on your net deposit within 45 days. This includes retail brokerage accounts, individual retirement accounts, or the managed portfolios like Schwab Intelligent Portfolios®.

Keep in mind that the link above is only for details – you will need to open the account through a referral link from an existing Schwab customer in order to qualify for the promo.

This is a tiered bonus, the more you deposit, the more you can earn.

  • Tier 1 | Balance Maintained: $25,000 - $49,999: $100 Bonus
  • Tier 2 | Balance Maintained: $50,000 - $99,999: $300 Bonus
  • Tier 3 | Balance Maintained: $100,000 - $499,999: $500 Bonus
  • Tier 4 | Balance Maintained: $500,000+: $1,000 Bonus

Charles Schwab : Schwab One®

Bonus Amount
up to $1000
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new account using a referral link from an existing member.
  2. Within 45 days, make a qualifying net deposit between $25,000 - $500,000+ in cash or securities, earning the reward that correlates with that tier ($100-$1,000).
  3. The net deposit amount at the end of 45 day period will be used to calculate your bonus tier.
  4. Bonus will be paid into your account about a week after the 45-day period.
Learn More

at Charles Schwab

11. SoFi SoFi - $15 bonus

SoFi is offering a $15 welcome bonus for you and a friend when you refer someone to open a new SoFi account. This bonus is available across most of their products, including: SoFi Money, SoFi Invest, SoFi Loans and a SoFi credit card. You can receive up to $75 total. This isn't exactly the highest bonus we've seen from them, so you'll have to decide if now is the right time or to hold out for something a little more enticing.

It's important to note too that each program has its own set of rules, each of which is outlined on their referral website linked below.

SoFi : SoFi Account

Bonus Amount
$15
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Download the app using the link below.
  2. Refer a friend (or be referred) using your specific referral link for a particular SoFi product.
  3. Follow the program rules highlighted on the website.
  4. Bonus will automatically be applied to your SoFi account(s).

12. Charles Schwab Schwab One® - $101 bonus

Charles Schwab has a bonus targeting new or entry-level investors in what they call the Schwab Starter Kit™, but new customers of all comfort levels can qualify. When you open a new account for this promo, Schwab will invest your bonus in fractional shares or "slices" of the top stocks by market cap in the S&P 500. Schwab recently upped this bonus from $50 at its previous level. It's a great way to start investing!

Charles Schwab : Schwab One®

Bonus Amount
$101
Account Type
Investment
Availability
Nationwide
Bonus Requirements
  1. Open a new Schwab One account at the url below or open a new taxable investment account using promo code "SCHWABSTARTERKIT".
  2. Within 30 days, Fund your account with a minimum of $50.
  3. Once funded, Schwab will deposit $101 in your account to purchase your stock slices at approximately 6:00 pm Eastern Time the next trading day.
Apply Now

at Charles Schwab

Ohio Banking Statistics

Want to learn more about banking in the Buckeye State?

Take a look at these banking statistics from the FDIC and the Credit Union National Association for a better idea of what Ohio’s banking industry looks like.

  • Number of banks: 168
  • Number of state credit unions: 213
  • Credit union memberships: 3.24 million
  • Deposit market share: 93.4% banks; 6.6% credit unions
  • Largest deposit market: Cincinnati

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