Available to residents within their footprint, First Commonwealth Bank is offering a $400 welcome bonus when you open a new Hometown checking account and set up direct deposit. What's even more? You can stack this offer with their referral bonus if you know an existing member to earn a total of $500.
How To Earn The Bonus
The First Commonwealth Bank Hometown Checking promotion requires you to deposit and maintain a minimum balance and make purchases using the account's card in order to earn the $400 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
Please refer to the institution's website for any terms and conditions that may apply.
Open a Hometown Checking account before the bonus expires on November 30, 2026
How does this personal checking offer from First Commonwealth Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
PNC
Virtual Wallet® with Performance Select
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 15 days
- Requires
- Qualifying Direct Deposit
BMO
Personal Checking
- Bonus
- $400 cash bonus*
- Account Type
- Personal Checking
- Expires In
- 23 days
- Requires
- Direct Deposit
Bank of America
Advantage Banking Account
- Bonus
- up to $500
- Account Type
- Personal Checking
- Expires In
- 45 days
- Requires
- Direct Deposit
Why First Commonwealth Bank?
Hometown Checking
Fees
Hometown Checking does charge a monthly maintenance fee of $2, but there are ways to get this waived:
- Enroll in eStatements
Hometown Checking + Interest
Fees
Hometown Checking + Interest does charge a monthly maintenance fee of $5, but there are ways to get this waived:
- Make $1,000 or more in deposits per statement cycle
Apply now for a Hometown Checking account to earn the $400 bonus offer
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