120 Best Bank Bonuses and Promotions In Texas

You can earn cash for opening everything from a new checking account or high-yield savings account, to a money market or new brokerage account.

Wait, what?

No, really, it's true. Many financial institutions offer deals to customers signing up for a new account. This perk can be as small as $10 or $20 bucks, or ranging up to thousands of dollars.

Think of it as something like a coupon code when you're shopping online. Companies want your business (and your deposits!), and they're willing to incentivize you to get it.

If you're in Texas and looking to open a new account, be sure to check here first or you could be leaving money on the table.

Best checking account bonus offers in Texas

If you're looking for a personal checking account, here are the banks and credit unions currently offering cash rewards to new customers:

Citi® Citi Priority - up to $2000 bonus

Citi® is offering up to a $2,000 cash bonus when you open a new Citi Priority Account. Like most Citi promotions, this is a tiered offer based on the amount you're able to deposit and maintain in your new checking account.

Citi recently added a lower tier to this bonus, making it easier for more people to participate. However, some of the middle tier requirements have increased. All told, the bonus amount ranges from $200 for depositing $10,000, up to the full $2,000 for depositing $300,000.

Depending on when you deposit the cash (it needs to be there by the 20th day), the bonus represents an effective rate of roughly 4-11% on your savings. The $200 offer nets you the best effective rate, but every offer is significantly more than what you can find on most savings accounts. So if you have the cash, this is a great way to put it to work, risk-free.

It's important to note that this offer is available in most, but not all states.

Citi® : Citi Priority Account

Bonus Amount
up to $2000
Account Type
Personal Checking
Offer Expires
January 9, 2023
Bonus Requirements
  1. Open a new Citi Priority Account using the link below.
  2. Within 20 days, deposit $10,000 into your new account to earn $200, $30,000 to earn $500, $75,000 to earn $1,000, $200,000 to earn $1,500 or $300,000+ to earn $2,000.
  3. Maintain that balance for 60 days or more after the 21st day that the account was opened.
  4. Bonus will be credited to your open, eligible account within 30 calendar days after completing the requirements.

Chase Total Checking® - $200 bonus

The flagship Chase checking account bonus was recently decreased from $225 down to $200. While $200 is what Chase has historically offered as a new checking account bonus, it's still a bummer to see the amount go down.

That said, Chase Total Checking® is the most popular account from one of the nation's best banks. You'll have access to more than 4,700 branch locations and 16,000 ATMs, along with a top-rated mobile app.

Your new account can be opened easily online, and earning the bonus is super straightforward: receive a qualifying direct deposit into your new account within 90 days, and Chase will reward you within 15 days.

Keep in mind that Chase Total Checking® does charge a $12 monthly maintenance fee, but there are several ways to have this waived, including maintaining a minimum daily balance of $1,500 or making at least $500 in electronic deposits each month.

Assuming you can keep the account free, we definitely recommend taking advantage of this easy cash bonus from Chase!

Chase Bank : Chase Total Checking®

Bonus Amount
$200
Account Type
Personal Checking
Offer Expires
January 25, 2023
Bonus Requirements
  1. Open a Chase Total Checking® account.
  2. Within 90 days, have a direct deposit made from either your employer (paycheck or pension) or the government (any benefit such as Social Security).
  3. Receive your money within 15 days of the deposit posting.

Upgrade Rewards Checking - $200 bonus

Upgrade is offering a $200 welcome bonus when you get the Upgrade Card and then tack on a new Rewards Checking account.

To qualify for this promotion, you'll first need to sign up for their Upgrade Card, which is a blend of a credit card / line of credit. Then, you'll need to open a free Rewards Checking account. Finally, you'll need to make just 3 purchases using either your Upgrade Card or your new debit card.

All in all, this is an easy bonus to earn. It's possible it comes with a hard credit pull since you'll also be opening a line of credit, but we've seen correspondence from Upgrade that they only do a soft pull.

Overall, it's rare to find a cash offer this high that does not require a direct deposit, minimum balance, or a monthly fee. Check it out!

Upgrade : Rewards Checking

Bonus Amount
$200
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Apply for an Upgrade Card using the link below.
  2. Open and fund a new Rewards Checking account.
  3. Within 60 days, make 3 purchases using your debit card or Upgrade Card.
  4. The bonus will post as a rewards credit to your Upgrade Card within 1-2 billing periods following the third debit transaction.

Axos Rewards Checking - up to $150 bonus

Through November and December Axos is offering to put up to an extra $150 in your pocket. This is one of the highest bonuses we've seen on this account!

To qualify for the bonus, you'll need to open a new Rewards Checking account and set up direct deposit of at least $1,000.

This cash bonus is in addition to the account's APY, which could see you earning up to 1.25% on your checking balance. Keep in mind that there are qualifying activities you need to do each month to earn the full rate, but it's definitely a competitive rate if you qualify.

Axos Bank : Rewards Checking

Bonus Amount
up to $150
Account Type
Personal Checking
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a new Rewards Checking account with promo code HOLIDAY and fund it within 60 days of account opening.
  2. During the first three (3) calendar months your account is open, have qualifying direct deposit(s) that total at least $1,000.00 each calendar month. Each month you successfully do this, you'll earn $50.
  3. Bonus(es) will be deposited into your new checking account within 10 business days following the eligible statement cycle date.

PNC Virtual Wallet® with Performance Spend - $200 bonus

Available in 22 states plus the District of Columbia, PNC is back with a competitive welcome bonus for opening a personal checking account and using direct deposit within the first 2 months. This offer must be redeemed online using the link below AND from a mobile device.

If you can deposit more than the $2k required here, they're also running a $400 offer with a $5k requirement.

Assuming you don't have an account with PNC (and haven't within the last 90 days), we definitely recommend grabbing this easy bonus.

PNC Bank : Virtual Wallet® with Performance Spend

Bonus Amount
$200
Account Type
Personal Checking
Offer Expires
January 2, 2023
Bonus Requirements
  1. Open a Virtual Wallet® with Performance Spend account using the link below from a mobile device.
  2. Within 60 days, have a total of $2,000 in direct deposits.
  3. Bonus will be deposited into your account 60-90 days after requirements have been met.

PNC Virtual Wallet® with Performance Select - $400 bonus

Available in 22 states plus the District of Columbia, PNC is back with a competitive welcome bonus for opening a personal checking account and using direct deposit within the first 2 months. This offer must be redeemed at the link below AND on a mobile phone to qualify.

If the $5k in direct deposit is too high, they're also running a couple of smaller offers with lower deposit requirements.

Assuming you don't have an account with PNC (and haven't within the last 90 days), we definitely recommend grabbing this easy bonus.

PNC Bank : Virtual Wallet® with Performance Select

Bonus Amount
$400
Account Type
Personal Checking
Offer Expires
January 2, 2023
Bonus Requirements
  1. Open a Virtual Wallet® with Performance Select account using the link below from a mobile device.
  2. Within 60 days, have a total of $5,000 in direct deposits.
  3. Bonus will be credited to your account within 60-90 days after meeting requirements.

Chase College Checking℠ - $100 bonus

College students can earn this super easy bonus from one of our top national banks. Chase is offering $100 for opening a new Chase College Checking account and completing 10 qualifying transactions.

The 10 transactions sounds like a lot, but you have 60 days and everything from ACH credits, mobile check deposits, writing actual checks, Zelle, debit card purchases, and paying bills count.

The sooner you make those 10 transactions, the sooner you get paid: Chase will deposit your new checking account bonus within 15 days of the 10th transaction (but most report that the bonus actually only takes a couple of days).

Chase Bank : Chase College Checking℠

Bonus Amount
$100
Account Type
Student Checking
Offer Expires
January 25, 2023
Bonus Requirements
  1. Open a new Chase College Checking account using the link below.
  2. Within 60 days, complete 10 qualifying transactions.
  3. Bonus will be deposited into your new account within 15 days of meeting the requirements.

Albert Cash - $150 bonus

Albert, an online fintech banking platform, is offering a $150 welcome bonus when you open a new cash account and set up direct deposit. What's even more? Once you become a user, you can refer your friends and earn up to $1,500!

Albert : Albert Cash Account

Bonus Amount
$150
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Signup for Albert using the link below.
  2. Within 45 days, receive a qualifying direct deposit of at least $500.
  3. Maintain that direct deposit every 30 days for 90 consecutive days.
  4. During the same 90 day period, spend at least $200 on goods and services with your Albert debit card every 30 days.
  5. Bonus will be deposited to your cash account.

Citi® Citigold® Checking - up to $2000 bonus

Citi® is offering up to a $2,000 cash bonus when you open a new Citigold® Account. This time around they've added a lower tier to make it easier to participate, but have raised some of the middle tiers which could make higher bonus levels slightly harder to achieve. It's important to note that this offer is available in most, but not all states.

This is a tiered bonus based on the amount you're able to deposit and maintain in your new account. $10,000 in new funds will earn you $200; $30,000 in new funds will earn you $500; $75,000 will earn you $1,000; $200,000 will earn you $1,500; or $300,000+ will earn you the full $2,000.

Depending on when you deposit the cash (it needs to be there by the 20th day), the bonus represents an effective rate of roughly 5-11% on your savings. The $200 offer nets you the best effective rate, but every offer is significantly more than what you can find on most savings accounts. So if you have the cash, this is a great way to put it to work, risk-free.

Tip: They're running this same deal on other accounts, too, like the Citi Priority Account.

Citi® : Citigold® Checking Account

Bonus Amount
up to $2000
Account Type
Personal Checking
Offer Expires
January 9, 2023
Bonus Requirements
  1. Open a new Citigold® Account using the link below.
  2. Within 20 days, deposit $10,000 into your new account to earn $200, $30,000 to earn $500, $75,000 to earn $1,000, $200,000 to earn $1,500 or $300,000+ to earn $2,000.
  3. Maintain that balance for 60 days or more after the 21st day that the account was opened.
  4. Bonus will be credited to your open, eligible account within 30 calendar days after completing the requirements.

Juno Metal Checking - $100 bonus

OnJuno is offering a $100 welcome bonus when you open a new checking account and connect your direct deposit. This is up from their $50 signup bonus offered previously. What's even more? As long as you maintain your direct deposit of at least $250, you'll be automatically enrolled in their Metal Checking account at no fee for added perks; otherwise, they'll bump you down to basic.

Still want more? Metal users can also earn up to $300 in cashback each year on spend with their card ($25 for basic users) and yearly bonuses determined by their balance amount.

Juno : Metal Checking

Bonus Amount
$100
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new OnJuno account at the link below.
  2. Complete your first direct deposit of $250 or more.
  3. Bonus will be transferred to your OnJuno account after completing the requirements.

Revolut Standard - $10 bonus

Now available in the United States with the ability to open online, Revolut is offering a $10 welcome bonus when you open any new Revolut account and complete a transaction with your card. That's it! This is a limited time offer so you must act fast!

What's more? Once you signup you'll be eligible to refer friends. Recent referral promotions have gone as high as $100 each!

Revolut : Standard Account

Bonus Amount
$10
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new Revolut account using the link below.
  2. Before the end of the Limited Time Promotion Period, make one (1) qualifying transaction of at least $1.00 using your Revolut physical or virtual card.
  3. Bonus will be credited to your account within 7 days of meeting the requirements.

Wings Personal Checking - $200 bonus

Wings Financial Credit Union is offering new members a $200 checking account bonus. You'll need to complete a relatively small direct deposit (or maintain a minimum balance) and make at least 5 debit card purchases. What's more? Wings is also offering a $200 CD bonus for new members that complete the checking requirements!

You'll also need to meet the new member eligibility requirements. However, this can be done nationwide by making a $5 donation to their foundation.

Keep in mind that the accounts earn interest and come with no monthly fee, but they do trigger a hard credit check.

Wings Financial Credit Union : Personal Checking

Bonus Amount
$200
Account Type
Personal Checking
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a new First Class or High-Yield Checking account using the promo code YEARENDBONUS.
  2. Enroll in eStatements.
  3. Within 60 days, receive direct deposits totaling $600 or maintain an average daily balance of $2,000.
  4. Within the same 60 days, make 5 debit card purchases of at least $25 each.
  5. Bonus will be credited to your new account by March 1, 2023.

PSECU Checking - up to $250 bonus

PSECU is offering up to $250 to new members who open a personal checking account. This time around they've broken the bonus into 2 parts, previously it was all or nothing and required a longer DD commitment.

Something else to keep in mind: if you have ties with any of the PA entities that PSECU has a relationship with, you can join outright. But if not, you can still gain eligibility by joining Pennsylvania Recreation and Park Society (PRPS) through PSECU. For more information, read the eligibility requirements section below.

Pennsylvania State Employees Credit Union : Checking Account

Bonus Amount
up to $250
Account Type
Personal Checking
Offer Expires
December 31, 2022
Bonus Requirements
  1. Become a member of PSECU using the promo code UPTO250PROMO.
  2. Within 90 days, sign up for a new checking account, including debit card and digital banking, earn $100.
  3. Within 90 days, receive recurring direct deposits totaling $200 per months, earn $150.

Wells Fargo Personal Checking - $200 bonus

Wells Fargo is offering new checking account customers a $200 bonus. You'll have 3 months to receive $1,000 in direct deposits in order to qualify for the promo.

This is a pretty easy bonus that's available nationally without restriction, and the deposit requirement has been cut in half (from $2,000 down to $1,000). It's also $100 higher than when it was last offered end of last year.

Keep in mind that this is Wells Fargo's public offer. The bank is also targeting some customers with higher amounts (up to $400). Up to you whether it makes sense to wait for a targeted offer (if it comes), or to take advantage of a readily available one.

Wells Fargo Bank : Personal Checking

Bonus Amount
$200
Account Type
Personal Checking
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a new personal checking account using the link below.
  2. Within 90 days, receive direct deposits totaling $1,000.
  3. Bonus will be deposited into your account within 30 days of the 90-day qualification period.
Apply Now

at Wells Fargo

Regions LifeGreen Checking - $200 bonus

Regions Bank is back with their $200 bonus for new LifeGreen Checking account customers.

The bonus used to require debit card purchases and direct deposits as well. This time around, however, the bonus just requires minimum deposits. It's a fairly straightforward offer from a widely available bank.

Regions Bank : LifeGreen Checking

Bonus Amount
$200
Account Type
Personal Checking
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a new LifeGreen Checking account using the promo code RGWNTR22RM.
  2. Within 60 days, receive deposits totaling $500.
  3. Within the same 60 days, enroll in online banking.
  4. Bonus will be credited to your account within 90 days of completing the requirements.

IncredibleBank Chill Checking - up to $203 bonus

IncredibleBank is giving students up to 1 year's worth of Netflix subscriptions on the house.

That's right, IncredibleBank will re-imburse you for your Netflix subscription (up to $16.95) each month as long you use your debit card.

IncredibleBank : Chill Checking

Bonus Amount
up to $203
Account Type
Student Checking
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a Chill Checking account and verify Student status.
  2. Keep the account open at time of reimbursement.
  3. Pay your NETFLIX® subscription with the IncredibleBank debit card tied to your Chill Checking account.
  4. Make at least 5 additional debit card transactions in the month prior to your Netflix subscription posting.
  5. Reimbursement will be credited within two business days of the posting of your NETFLIX® charges.
Apply Now

at IncredibleBank

GO2Bank Deposit - $50 bonus

Available nationwide with the ability to open online, GO2Bank is offering a $50 welcome bonus for you and a friend when opening a new account with direct deposit.

As an added bonus, you can receive up to $1,500 in referral bonuses each calendar year, so whether you're a new or existing member, you can really rack up some serious cash.

GO2Bank : Deposit Account

Bonus Amount
$50
Account Type
Personal Checking
Offer Expires
December 31, 2022
Bonus Requirements
  1. Refer a friend (or be referred by a friend) to open a new GO2bank account.
  2. Within 45 days, new account holder must complete a direct deposit of at least $200.
  3. The bonus will be paid to each party within 48 hours after qualifying funds are first deposited into the referred individual’s new Account.

Altra Personal Checking - $150 bonus

If you live are a Rochester Public School District Employee or immediate family member w/employee badge or student and aren't already a member, check out this super easy bonus. Using the promo code provided, open a new A+ Checking or A+ Platinum Checking, then make 10 purchases using your new debit card. That's it!

Altra Federal Credit Union : Personal Checking

Bonus Amount
$150
Account Type
Personal Checking
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a new A+ Checking or A+ Platinum Checking using the promo code RPSD_A+150.
  2. Within 30 days, make ten debit card purchases.
  3. Bonus will be deposited into your new checking account within 30 business days of meeting the requirements.

Fairwinds Credit Union Personal Checking - $100 bonus

Fairwinds Credit Union is offering a referral bonus that pays $100 to current members and $100 to the referred member. You'll need a unique referral code from a current member, but then the requirements are easy: open any spend or checking account, receive a $200 direct deposit and that's it!

The credit union is open to anyone globally (and so is this bonus!) – their membership charter is founded on the value of financial stability and financial freedom.

Fairwinds Credit Union : Personal Checking

Bonus Amount
$100
Account Type
Personal Checking
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a new Fairwinds spending or checking account using a referral code from a current member.
  2. Within 45 days, receive a direct deposit of $200.
  3. Bonus will be credited around the 15th day of the month following the deposit.
Learn More

at Fairwinds Credit Union

Broadway National Bank Personal Checking - $200 bonus

Available in Texas with the ability to open online, Broadway National Bank is offering a $200 welcome bonus when you open a Free Checking of Private Access Checking account and set up direct deposit. To complete the bonus, there's also a debit card transaction requirement.

Broadway National Bank : Personal Checking

Bonus Amount
$200
Account Type
Personal Checking
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a new Broadway Bank Free Checking or Private Access Checking account.
  2. Within 60 days of account opening, receive monthly direct deposits of at least $2,500.
  3. Within the same 60 day period, make at least 15 purchases with your Broadway Bank debit card.
  4. Bonus will be deposited into your new checking account within 60 days of meeting offer requirements.
Apply Now

at Broadway National Bank

Shell Federal Credit Union Checking - $50 bonus

Back for 2022 and available in-branch to Harris County Texas residents and businesses, Shell Federal Credit Union is offering a $50 new member bonus when you open a Checking Account and complete a direct deposit or ACH.

Shell Federal Credit Union : Checking Account

Bonus Amount
$50
Account Type
Personal Checking
Offer Expires
December 31, 2022
Bonus Requirements
  1. Be a new member at Shell Federal Credit Union.
  2. Within 60 days, enroll in eStatements, complete at least 20 debit card purchases, and establish at least one direct deposit or ACH.
Learn More

at Shell Federal Credit Union

America's Christian Credit Union Personal Checking - $100 bonus

Available nationwide with the ability to open online, America's Christian Credit Union is offering a $100 welcome bonus when you open a new personal checking account. What's even more? You can earn another $100 with their "New Member CD" promotion and $125 if you open an ACCU credit card.

America's Christian Credit Union : Personal Checking

Bonus Amount
$100
Account Type
Personal Checking
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a new Basic Checking or Secure Checking account using promo code "SWITCH".
  2. For the first 3 consecutive months following the account open date, make at least 1 deposit of $25.00 or more and 2 debit card purchases each calendar month.
  3. Bonus will be credited to the checking account within 140 days of account opening.
Apply Now

at America's Christian Credit Union

United States Senate Federal Credit Union Personal Checking - up to $200 bonus

Available nationwide (via membership with the American Consumer Council) with the ability to open online, United States Senate Federal Credit Union is offering up to $200 in welcome bonuses when you open a new Senate Checking account and set up direct deposit.

United States Senate Federal Credit Union : Personal Checking

Bonus Amount
up to $200
Account Type
Personal Checking
Offer Expires
December 31, 2022
Bonus Requirements
  1. Become a member of United States Senate Federal Credit Union using promo code "BONUS", earn $25.
  2. Within 5 days, open a Senate Checking account and opt to receive a free Visa® debit card, earn $25.
  3. Within 30 days of application, receive a direct deposit of $250 or more, earn $150.
  4. Bonus will be deposited within 60 business days of membership application date.
Apply Now

at United States Senate Federal Credit Union

A+ Federal Credit Union Cash-Back Checking - up to $100 bonus

Available in Texas (or nationwide via a donation to the A+ Education Foundation) with the ability to open online, A+ Federal Credit Union is offering up to a $100 welcome bonus when you open a new Cash-Back Checking account and set up direct deposit. Don't have a direct deposit? You'll earn $25 just for opening the account.

A+ Federal Credit Union : Cash-Back Checking

Bonus Amount
up to $100
Account Type
Personal Checking
Offer Expires
December 31, 2022
Bonus Requirements
  1. Become a member and open a new Cash-Back Checking account using promo code '2022SEG100', earn $25.
  2. Within 60 days, complete direct deposits totaling $800 or more within any consecutive 30 calendar day window.
  3. Direct Deposit Bonus of $75 will be deposited into your Membership Savings account within a week of the date your payroll direct deposits total $800 or greater.
Apply Now

at A+ Federal Credit Union

Laurel Road Loyalty Checking - $300 bonus

Available nationwide, Laurel Road is offering a $300 welcome bonus when you open a new Loyalty Checking account and set up direct deposit.

Plus, every month that you make direct deposits totaling at least $2,500, you'll earn a $10 cash reward – for the lifetime of the account. AND, for your first 12 months, that reward doubles to $20 each month!

Laurel Road : Loyalty Checking

Bonus Amount
$300
Account Type
Personal Checking
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a Laurel Road Loyalty Checking account.
  2. Within 60 days, make one or more qualifying direct deposits totaling $2,500 or more.
  3. Bonus will be deposited into your account within 60 days of meeting requirements.
Apply Now

at Laurel Road

Hancock Whitney Personal Checking - $200 bonus

Want to make an easy $200 from Hancock Whitney? The requirements remain the same as the most recent offer they ran. To earn the bonus, you'll need to enter your email address to get a personalized promo code, but you can then take that code in branch or apply online to open the account.

You'll then have until the end of November 2022 to receive a direct deposit.

A $200 bonus for receiving a single $250 direct deposit is a really solid offer, so we recommend checking it out if you live in Hancock Whitney Bank's footprint!

Keep in mind that you'll need to keep the account open for at least 6 months to avoid any early termination fees. Also, for anyone who previously received the Connect Checking offer, Hancock Whitney updated the fine print to limit bonuses to once every two years, versus the previous once-per-year limit.

Hancock Whitney Bank : Personal Checking

Bonus Amount
$200
Account Type
Personal Checking
Offer Expires
December 31, 2022
Bonus Requirements
  1. Enter your email address on the offer page linked below.
  2. Take your emailed offer code into a Hancock Whitney branch or apply online to open a new personal checking account before December 31.
  3. By February 28, 2023, receive a direct deposit of $250.
  4. Bonus will be credited to your account within 6 weeks after the qualification period.
Apply Now

at Hancock Whitney

SECU of Maryland Total Checking & Rewards - $200 bonus

Available to new members, SECU of Maryland is offering a $200 welcome bonus when you open a new Total Checking & Rewards account and set up direct deposit. This bonus is available nationwide as new members can join with a $10 donation to the SECUMD Foundation. What's even more? You can stack this offer with their savings account bonus to earn a total of $350.

SECU of Maryland : Total Checking & Rewards

Bonus Amount
$200
Account Type
Personal Checking
Offer Expires
December 31, 2022
Bonus Requirements
  1. Join SECU between 8/15/22 and 12/31/22
  2. Within 90 days, 1) open a SECU TotalTM Checking & Rewards account, 2) Set up e-statements, 3) Set up a qualifying direct deposit of at least $500/month.
  3. Bonus will be made to the new SECU checking account within 6 weeks of meeting the requirements.
Apply Now

at SECU of Maryland

PNC Virtual Wallet® - $50 bonus

Available in 22 states plus the District of Columbia, PNC is offering a welcome bonus for opening a personal checking account and using direct deposit within the first 2 months. This is their smallest offer, and only requires $500 in direct deposits. But if you can, we recommend choosing one of their larger offers (with higher deposit requirements). Remember, even this $50 makes you ineligible for any other personal checking welcome offer for the next 2 years – so grab as much as you can.

You'll need to use the apply now buttons found on PNC's offer page to be sure the promo is attached to your account, or you can opt for a code by email if you prefer to open in-branch.

Assuming you don't have an account with PNC (and haven't within the last 90 days), we definitely recommend claiming this easy bonus.

PNC Bank : Virtual Wallet®

Bonus Amount
$50
Account Type
Personal Checking
Offer Expires
January 2, 2023
Bonus Requirements
  1. Open a Virtual Wallet® account using the link below from a mobile device.
  2. Within 60 days, have a total of $500 in direct deposits.
  3. Bonus will be deposited into your account 60-90 days after requirements have been met.

Wells Fargo Personal Checking - $325 bonus

Wells Fargo is offering new personal checking account customers a $325 bonus.

To be eligible, you'll first need to open a new Clear Access Banking℠, Everyday Checking, Prime Checking, or Premier Checking account, and then you'll have 3 months to receive $1,000 in direct deposits in order to qualify for the promo.

This is a pretty easy bonus that's available nationally without restriction. Plus, the deposit requirement has been cut in half (from $2,000 to $1,000), and the reward amount bumped up: from the $200 default offer. Can't complain about that!

Keep in mind that this is their public offer. Wells Fargo is also targeting some customers with higher amounts (we've seen up to $400). Up to you whether it makes sense to wait for a targeted offer (if it comes), or to take advantage of this one.

Wells Fargo Bank : Personal Checking

Bonus Amount
$325
Account Type
Personal Checking
Offer Expires
January 6, 2023
Bonus Requirements
  1. Open a new personal checking account using the link below with a minimum opening deposit of $25.
  2. Within 90 days, receive direct deposits totaling $1,000.
  3. Bonus will be deposited into your account within 30 days of the 90-day qualification period.
Apply Now

at Wells Fargo

Varo Bank Varo Bank - $30 bonus

For a limited time, Varo Bank is offering a one-time referral bonus of $30 when you refer a friend to open an account and they spend $20. What's more? Your friend will also earn $30.

Don't have Varo? Get an account using the link below and start referring!

Varo Bank : Varo Bank Account

Bonus Amount
$30
Account Type
Personal Checking
Offer Expires
January 23, 2023
Bonus Requirements
  1. Be an existing Varo customer.
  2. Refer an individual who is not currently and has not previously been a Varo Bank customer using your unique referral link.
  3. Ensure your referred friend spends at least $20 with their Varo Debit Card in the first 30 days.
  4. Bonus will be deposited into your Varo Bank account within 4-7 business days of the completion of the qualifying transactions.

Chase Secure Banking℠ - $100 bonus

Chase Bank is offering new customers $100 when they open a Chase Secure Banking℠ checking account with qualifying activities.

This account does have a low monthly fee, but in exchange offers perks like no fees for cashier's checks and money orders.

Chase Bank : Chase Secure Banking℠

Bonus Amount
$100
Account Type
Personal Checking
Offer Expires
January 25, 2023
Bonus Requirements
  1. Open a new Chase Secure Banking account.
  2. Complete 10 qualifying transactions (debit card purchases, online bill payments, etc) within 60 days of coupon enrollment.
  3. Bonus will be deposited within 15 days of completing the requirements.

Chase Checking + Savings Combo - up to $600 bonus

Chase is back at it offering a solid $600 new account bonus to customers who open both a Chase Total Checking® and a Chase Savings℠ account at the same time.

If you're not a totally new Chase checking or savings customer – or if you're simply only interested in one of the accounts – you can alternatively opt to earn a smaller bonus by opening just one of the above accounts. Going that route, you can earn a $300 bonus for opening the Chase Total Checking® account and receiving a direct deposit, or a $200 bonus for opening a Chase Savings account and depositing $15,000.

If you can open and meet both sets of requirements, however, Chase is offering you an extra $100 – for a grand total of $600.

This deal doesn't come around often, so definitely check it out!

Chase Bank : Checking + Savings Combo

Bonus Amount
up to $600
Account Type
Personal Checking
Offer Expires
January 25, 2023
Bonus Requirements
  1. Open both Chase Total Checking and Chase Savings accounts using the link below.
  2. Within 90 days, receive a direct deposit into your new checking account to earn $300.
  3. Within 30 days, deposit $15,000 into your new savings account and then maintain that balance for 90 days to earn $200.
  4. Earn an additional $100 from Chase by completing both the checking and savings account offers at the same time.
  5. Bonus(es) will be deposited into your new account(s) within 15 days after meeting each requirement.

HSBC Premier - $500 bonus

HSBC is offering a sign-up bonus of $500 to new Premier checking customers. It's available nationwide and you can open the account online, but highly targeted to more affluent customers. They've bumped up the offer a little, but also doubled the direct deposit requirements.

Keep in mind that HSBC is known to have a more involved account opening process than most of their competitors. Expect a "pending" status after applying online, and you may be asked to verify information by email or by phone before being approved.

That said, this $500 welcome bonus for opening a new Premier checking account is still worthwhile in our book if you can swing the $10,000 necessary in direct deposits each month.

HSBC Bank : HSBC Premier

Bonus Amount
$500
Account Type
Personal Checking
Offer Expires
February 15, 2023
Bonus Requirements
  1. Open a new HSBC Premier checking account using the link below.
  2. Starting the second full calendar month after opening, receive recurring direct deposits totaling $10,000 for 3 consecutive months.
  3. The bonus will be credited to your account within 8 weeks of meeting the requirements.

Bank of America Advantage Banking - $100 bonus

Bank of America is offering a $100 bonus for opening a new personal checking account. The offer applies to any of their Advantage accounts: SafeBalance®, Advantage Plus, or Advantage Relationship.

Previous versions of this bonus had a direct deposit requirement of just $250, but this time around Bank of America has increased the ask to $1,000. That's steep for a $100 bonus, but you do have 90 days to meet that total in cumulative deposits.

Overall, a fairly easy bonus from a nationwide bank, so worth checking out.

Bank of America : Advantage Banking Account

Bonus Amount
$100
Account Type
Personal Checking
Offer Expires
June 30, 2023
Bonus Requirements
  1. Open a new Bank of America Advantage Banking personal checking account using the link below and promo code DNE100CIS.
  2. Within 90 days, receive direct deposits of $1,000 or more.
  3. Bonus will be deposited directly into your account within 60 days of meeting the requirements.
Apply Now

at Bank of America

TIAA Yield Pledge® Checking - $150 bonus

TIAA Bank is offering an easy bonus to new Yield Pledge Checking customers, with one big caveat: your employer must participate in their Workplace Banking program.

If you're lucky enough to qualify, however, this is a straightforward offer: open a new account, make cumulative direct deposits totaling $1,000 in 90 days, and get $150 for your trouble.

TIAA Bank : Yield Pledge® Checking

Bonus Amount
$150
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new Yield Pledge Checking account from your employer’s dedicated Workplace Banking webpage or by calling 833-880-8422.
  2. Within 90 days, receive direct deposits totaling $1,000.
  3. Bonus will be credited to your account within 120 days of account opening.

Citi® Citi Mortgage Relationship Pricing - up to $500 or 0.625% off

Citi is known to give special loyalty perks to current customers. For example, having a Citigold® account can save you $145 on your Citi® / AAdvantage® Executive World Elite Mastercard® annual fee.

Likewise, if you're shopping for a mortgage and already have a Citi personal checking and/or savings account (or are willing to open one), you can potentially save some serious cash.

The Citi Mortgage Relationship Pricing promotion essentially says that if your set up automatic mortgage payments from your Citi deposit account, you qualify for either a closing cost credit or an interest rate discount for the life of your home loan.

Which discount applies depends on the amount you have cumulatively across any personal checking accounts, personal savings accounts, linked Citibank IRAs and/or CGMI investment accounts:

  • $1: $500 off closing costs
  • $50,000: 1/8% off interest rate
  • $200,000: 1/4% off interest rate
  • $500,000: 3/8% off interest rate
  • $1,000,000: 1/2% off interest rate
  • $2,000,000: 5/8% off interest rate

Citi® : Citi Mortgage Relationship Pricing

Bonus Amount
up to $500 or 0.625% off
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Have an existing Citi deposit account or open a new one (be sure to check for any sign-up bonuses!).
  2. Within 5 business days following final loan approval, have a combined balance across all eligible accounts of less than $50,000 to earn a $500 closing cost credit. Balances above $50,000 will earn a tiered interest rate discount, starting at 1/8%, up to 5/8% for those with $2M+.
  3. Set up automatic mortgage payments from your deposit account.
  4. Bonus will be applied at closing.

Prestige Community Credit Union Personal Checking - up to $200 bonus

If you are an existing member and know someone else in PCCU's footprint, you can get rewarded by referring them to join. You'll each get $100 if they join and open a Rewards Checking or PayBack Checking account. If your friend opens a loan, you'll each receive another $100.

Prestige Community Credit Union : Personal Checking

Bonus Amount
up to $200
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Be an existing member.
  2. Refer a friend using the url below to register the new member.
  3. Within 60 days, the referred person must open either a new Rewards or Payback Checking account with direct deposit of at least $400, you'll both earn $100.
  4. To earn the remaining $100 "Loan Bonus", your friend must open a personal loan of at least $10,000 within the same 60 days.
Learn More

at Prestige Community Credit Union

Altra A+ Checking - $100 bonus

Altra Bank is offering $100 when you open an A+ Checking account.

Altra Federal Credit Union : A+ Checking

Bonus Amount
$100
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Use the promo code A+100 to open an A+ Checking account.
  2. Within 30 days, make a direct deposit of at least $50.

Altra A+ Platinum - $100 bonus

Altra Bank is offering $100 when you open an A+ Platinum account.

Altra Federal Credit Union : A+ Platinum

Bonus Amount
$100
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Use the promo code A+100 to open an A+ Platinum account.
  2. Within 30 days, make a direct deposit of at least $250.

Christian Community Credit Union Personal Checking - $200 bonus

You'll need to be or become a member in order to qualify, and the organization strictly enforces the Christian Ministry requirement. If you are eligible, however, it's an easy bonus that's available nationwide.

Christian Community Credit Union : Personal Checking Account

Bonus Amount
$200
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new checking account using the link below.
  2. Fund the account initially with at least $100.
  3. Within 60 days, receive a recurring direct deposit of at least $200.
  4. Within that same 60 days, sign up for eStatements.
Apply Now

at Christian Community Credit Union

Discover Cashback Debit - up to $360 bonus

Discover Bank has a cool twist on the old-fashioned debit card: cash back rewards. Open an account online, and they'll give you 1% cash back on up to $3,000 in debit card purchases each month, for up to $360 each year as a bonus to your normal spending. See website for details.

Discover Bank : Cashback Debit

Bonus Amount
up to $360
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new Discover Cashback Debit checking account using the link below.
  2. Use your debit card to earn cashback – up to $30 can be earned per month (see website for details).
  3. Bonus cash will be deposited into your account each month.

Investors Bank eAccess Checking - up to $250 bonus

Investors Bank is offering new eAccess Checking account customers up to $250, which breaks down to $25 for 10 months. Investors eAccess is Investor Bank's online bank, which is available nationwide. The trade off to being available outside of Investor Bank's normal NY/NJ footprint is that this offer also comes with a $1,000 minimum balance requirement. So, if you happen to live in New York or New Jersey, opt for one of their YourStyle checking account bonuses instead.

Investors Bank : eAccess Checking

Bonus Amount
up to $250
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new eAccess checking account using the link below.
  2. Over the next 10 months, you'll earn $25 each month when you maintain a $1,000 monthly average balance AND when you complete any one of the following: (1) receive direct deposits totaling $500, OR (2) complete 10 debit card purchases, OR (3) make mobile check deposits totaling $500.
  3. Bonus will be deposited into your account at the end of each month that you meet the requirements.
Apply Now

at Investors Bank

Neighborhood Credit Union Personal Checking - $100 bonus

Neighborhood Credit Union is offering new members $100 for opening a new personal checking account.

You'll need to meet membership requirements, set up a Kasasa Cash, Kasasa Cash Back, Priority, or Fresh Start Checking account, and then receive a direct deposit into the new account within 60 days.

Neighborhood Credit Union : Personal Checking

Bonus Amount
$100
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new personal checking account using the promo code HAPPY100.
  2. Within 60 days, receive a direct deposit of $500.
  3. Bonus will be credited into member's savings account within ninety (90) days if all criteria met.
Apply Now

at Neighborhood Credit Union

CapEd Federal Credit Union High Yield Checking - $100 bonus

CapEd Credit Union is offering a bonus not only to you, but also to the school of your choosing when you sign up for a new personal checking account and meet the requirements.

To sweeten the deal, their high yield checking account offers one of the highest rates we've seen and membership can be obtained nationwide through a donation to the Idaho CapEd Foundation.

CapEd Federal Credit Union : High Yield Checking

Bonus Amount
$100
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Open a CapEd High Yield Checking account using the link below.
  2. Enroll in eStatements.
  3. Within any 1 of the first 3 statement cycles, receive a direct deposit.
  4. In that same cycle, make 12 debit card transactions.
  5. $100 will be paid to your checking account and to your selected school district upon meeting the requirements.
Apply Now

at CapEd Federal Credit Union

Stanford Federal Credit Union Personal Checking - $100 bonus

Stanford Federal Credit Union is offering a relatively simple bonus for new members in their footprint.

Just complete the direct deposit requirements and $100 cash will be deposited into your account. Not in the Stanford footprint? You may also be eligible to join nationwide through a donation to Friends of the Palo Alto Library (FOPAL) or Museum of American Heritage (MOAH).

Stanford Federal Credit Union : Personal Checking

Bonus Amount
$100
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Open a Stanford FCU Basic or Premier Checking account using promo code NEW100.
  2. Within 60 days, enroll in and complete monthly direct deposits of at least $500.
  3. Bonus will be credited to your account 90 days after opening.
Apply Now

at Stanford Federal Credit Union

TBK Bank Everyday Checking - $125 bonus

TBK Bank is offering new Everyday Checking customers up to $125 for completing certain requirements within 120 days. Each requirement has an associated reward, and you can choose to partake in as many or as few of the requirements as you'd like!

TBK Bank : Everyday Checking

Bonus Amount
$125
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new Everyday Checking account.
  2. Within 120 days, do any of the following to earn their respective bonus amount: 1. Make at least 3 direct deposits totaling a minimum of $3,000 - earn $50; 2. Complete at least 3 recurring automatic transfers from this account to a TBK Bank savings or money market account - earn $25; 3. Make 9 Bill Pay payments to service providers - earn $25; 4. Make 50 Point-of-Sale one time or recurring debit card transactions - earn $25.
  3. Bonus earned will deposit within 1 business day following the 120 day qualifying period.

Great River Federal Credit Union Free Checking - $100 bonus

If you're a member of Great River Federal Credit Union, or know someone who is, you can earn a $100 bonus.

New members must complete qualifying activities and then both the new member and the person that referred them will receive $100.

Great River Federal Credit Union : Free Checking

Bonus Amount
$100
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new checking account and list referring member's name on application.
  2. Within 60 days, complete one of the following: a direct deposit, 5 debit card transactions OR obtain a loan or credit card.
  3. Bonus will be deposited at or around the 15th of the month following 60 days after account opening.
Learn More

at Great River Federal Credit Union

Chase Refer-A-Friend - up to $500 bonus

If you know a few friends who need bank accounts, the Chase Refer A Friend program has some of the best earning potential among all of its coupons.

Existing Chase customers can earn $50 cash back for each new Chase checking account that signs up from your referral link.

The best part of this promotion is that it doesn’t expire, and you can take advantage of it up to 10 times per calendar year.

Keep in mind that Chase has a Refer-A-Friend program for most of their accounts and credit cards, and the amount of the bonus (and whether it's cash or points) can vary depending on which your friend signs up for.

As an example, here are some of the accounts you can refer friends to, along with their reward:

Your Friend Opens a... Reward Per Friend Max Per Year
Chase Total Checking®, Chase College Checking℠, Chase Premier Plus Checking℠, Chase Sapphire℠ Checking, Chase Private Client Checking℠, Chase Secure Banking℠, and some Chase legacy checking accounts such as Chase Better Banking® Checking, Chase Premier Checking℠, or Chase Checking℠ $50 $500
any Chase Freedom® credit card $100 $500
Chase Sapphire Preferred® credit card 20,000 points 100,000 points
any Southwest Rapid Rewards® credit card 20,000 points 100,000 points
any United MileagePlus® credit card 20,000 points 100,000 points
British Airways Visa Signature® credit card 10,000 Avios 50,000 Avios
any Marriott Bonvoy™ credit card 40,000 points 200,000 points
any World of Hyatt card 5,000 points 25,000 points
any Disney® Visa® Card 100 Disney Rewards Dollars 500 Disney Rewards Dollars
IHG® Rewards Club Premier credit card 10,000 points 50,000 points
any Chase Ink® card 20,000 points 100,000 points
Starbucks® Rewards Visa® Card 2,000 bonus stars 10,000 bonus stars

Chase Bank : Refer-A-Friend

Bonus Amount
up to $500
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Enter your information on the program page linked below.
  2. Share your unique URL with friends using the Chase Mobile App, sending your URL directly, or using the "email friends" feature found on the program page.
  3. Bonus will be credited to your account within 8 weeks after your friend signs up.

Eastman Credit Union Beyond Free Checking - $100 bonus

Available in select states with the ability to open online, Eastman Credit Union is offering a $100 welcome bonus when you open a new Beyond Free Checking account and set up direct deposit.

Eastman Credit Union : Beyond Free Checking

Bonus Amount
$100
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Become a member of Eastman Credit Union.
  2. Open a new Beyond Free Checking account.
  3. Make an automated debit or direct deposit.
  4. Bonus will be received within 30 days of completing the requirements.
Apply Now

at Eastman Credit Union

Lafayette Federal Credit Union Personal Checking and Savings - up to $100 bonus

Available in the greater District of Columbia area with the ability to open online, Lafayette Federal Credit Union is offering new members up to a $100 welcome bonus for opening a new savings and checking account and setting up direct deposit.

Live outside of DC Metro area? Obtain a lifetime membership to the Home Ownership Financial Literacy Council (HOFLC) for $10 and receive eligibility to LFCU.

Lafayette Federal Credit Union : Personal Checking and Savings

Bonus Amount
up to $100
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Become a member of Lafayette Federal Credit Union.
  2. Open a new savings and checking account.
  3. Initiate a direct deposit, receive $50.
  4. Within 45 days, complete a recurring direct deposit, receive an additional $50.
Apply Now

at Lafayette Federal Credit Union

Chartway Federal Credit Union Cash Back Checking - $100 bonus

Available nationwide with the ability to open online, Chartway Federal Credit Union is offering a $100 welcome bonus when you open a new Cashback Checking account and use your debit card.

Chartway Federal Credit Union : Cash Back Checking

Bonus Amount
$100
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Be a new member to Chartway Federal Credit Union
  2. Open a Cash Back Checking account.
  3. Within 90 days, make 10 transactions of $10 or more.
Apply Now

at Chartway Federal Credit Union

Illinois State Credit Union Totally Free Checking - $100 bonus

Available in select IL counties or nationwide, to ISU alums OR through a $5 donation to the Weisbecker Scholarship Fund, Illinois State Credit Union is offering a $100 welcome bonus when you open a new checking account and keep it active. To be considered active, you'll need to do things like setup direct deposit or use your debit card.

Illinois State Credit Union : Totally Free Checking

Bonus Amount
$100
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Be an existing member without a checking account OR become a member.
  2. Open a new checking account.
  3. For 45 days, you must exhibit activities that show you have an "active" account; these include using your debit card regularly, setting up direct deposit or making deposits.
  4. Bonus will be awarded after your account is reviewed following the 45 period.
Apply Now

at Illinois State Credit Union

Presidential Bank, FSB Checkless Checking - $50 bonus

Available nationwide with the ability to open online, Presidential Bank is offering a $50 welcome bonus when you open a new Checkless Checking account and meet the minimum requirements.

Presidential Bank, FSB : Checkless Checking

Bonus Amount
$50
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new Checkless Checking account.
  2. Meet account requirements for the 90 days immediately after the account opening.
  3. Bonus will be deposited directly into the new Checkless Checking account between 90-120 days after account opening.
Apply Now

at Presidential Bank, FSB

Juno Personal Checking - $50 bonus

OnJuno is offering a $50 referral bonus when you refer a friend to open a new checking account and set up direct deposit. What's even more? Your friend will also receive $50. You can do this up to 10 times to earn a total of $500.

Program terms can be found here.

Don't have an OnJuno account? Get one today using the link below and start referring friends.

Juno : Personal Checking

Bonus Amount
$50
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Have an existing OnJuno account.
  2. Refer a friend or family member with your unique referral link.
  3. Ensure that the person your referred completes a direct deposit of $250 or more.
  4. Both bonuses will be received after the direct deposit is received.

Regions LifeGreen Checking - $50 bonus

Available primarily in the Southeast with the ability to open online, Regions is offering a $50 bonus when you refer a friend to open a new personal checking account. What's even more? Your friend will also receive a $50 bonus.

Your friend can stack this offer with their checking account bonus to earn a total of $250.

Regions Bank : LifeGreen Checking

Bonus Amount
$50
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Have an existing Regions account.
  2. Refer a friend or family member using the link below and ensure they open a new account within 90 days.
  3. Within 60 days of opening the account, the person you referred must complete the following: 1) make at least 10 debit card purchases; 2) make a direct deposit of at least $300; and 3) enroll in eStatements.
  4. Bonus will be paid as a Rewards Card sent via mail within 120 days of all requirements being met.

American Airlines Federal Credit Union Personal Checking - $25 bonus

Available nationwide with the ability to open online, American Airlines Federal Credit Union is offering a $25 welcome bonus when you open a new personal or youth checking account and use your debit card. It's not a large bonus, but if you're eligible for membership, it's a super easy bonus to earn. What's even more? You can stack this offer with their Emergency Savings account bonus (through the end of 2021) to earn a total of $50

American Airlines Federal Credit Union : Personal Checking

Bonus Amount
$25
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Become a member of American Airlines Federal Credit Union.
  2. Open a new personal or youth savings account.
  3. Within 60 days, use your debit card for $25 in purchases.
  4. Bonus will be paid within 60 days after the final qualifying transaction.
Apply Now

at American Airlines Federal Credit Union

Chime Spending - $100 bonus

Chime is offering a $100/$100 bonus (you get $100 and your friend gets $100) when you sign up for a new spending account using an existing customer's referral link.

Not a Chime customer? Use the link below to create an account then start referring friends for some easy money.

Chime : Spending Account

Bonus Amount
$100
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new account using a referral link from an existing customer.
  2. Within 45 days, receive a direct deposit of at least $200.

Hillcrest Bank Personal Checking - $50 bonus

Are you an existing customer? For a limited time, Hillcrest Bank will give you and a friend both $50 when you refer them to open a new personal checking account and setup direct deposit. They'll also need to make purchases with their debit card in the first 2 months. You can earn up to $500 a year in referral bonuses.

Hillcrest Bank : Personal Checking

Bonus Amount
$50
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Refer a friend or family member to open and use a new Hillcrest Bank personal checking account by registering at the link below.
  2. Within 60 days, ensure the person you referred receives 1 or more direct deposits totaling $500.
  3. Within the same 60 days, ensure they use their debit card for purchases at least 15 times.
  4. Bonus will be awarded within 4-6 weeks after completing all requirements.
Learn More

at Hillcrest Bank

Premier America Credit Union Smart Spending - $25 bonus

Available in California and Texas with the ability to open online, Premier America Credit Union is offering a $25 "Head Start" welcome bonus when you open a new Smart Spending account and set up direct deposit. We most recently saw PACU offer up $100 for the same requirements. May be worth holding out for a little while in case the old offer comes back.

Premier America Credit Union : Smart Spending

Bonus Amount
$25
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Become a member of Premier America Credit Union and automatically setup a Smart Spending account.
  2. Within 45 days, make a recurring direct deposit into this account of at least $200.
Apply Now

at Premier America Credit Union

Albert Cash - $150 bonus

Albert is offering a $150 bonus when you refer a friend to open a new Albert Cash account and they set up direct deposit. If you're not already a user, download the app today using the link below ($150 Bonus w/direct deposit) and start passing out your referral link.

Albert : Albert Cash Account

Bonus Amount
$150
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Download Albert using the link below to receive a $150 bonus w/ direct deposit.
  2. Refer a friend or family member with your unique referral link.
  3. Ensure that the person you referred completes a direct deposit of at least $500 every 30 days for the first 90 days.
  4. Also ensure that your friend spends $200 or more on goods or services with their Cash card every 30 days during the same 90 day period.
  5. Bonus will appear in each Albert Cash accounts after your friend completes the requirements.

Monifi Spend - $50 bonus

Available nationwide, Monifi is offering a $50 referral bonus when you open a new checking (spend) account. Unlike their direct deposit offer, you only need to make a regular deposit of at least $300 within 7 days. What's even more? You can stack this offer with other offers they have once you become a member – for example, you may be offered $25 to create your first savings goal of at least $100 or an additional $150 bonus to add $600 after the initial $50 for $300 hits.

Once you're a member, you can also take advantage of the same referral program, which currently pays $50 for each referral, up to $600 total.

Monifi : Monifi Spend

Bonus Amount
$50
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Get referred to open a new Monifi account using the link below.
  2. Within the first 7 days, deposit at least $300 into your spend account.
  3. Bonus will be deposited into both the referrer and referees account within 2-4 weeks.

Broadway National Bank Free Checking - $50 bonus

Texas residents can get rewarded for referring friends to Broadway Bank. Broadway Bank is offering a $50 referral bonus when a friend uses your link to open a new personal checking account and uses their debit card. What's even more? The person you referred will also get $50.

Broadway National Bank : Free Checking

Bonus Amount
$50
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Use the registration form linked below to provide your information and complete a referral profile.
  2. Share this offer using your referral link via social media, email, text, etc.
  3. Ensure that the person you referred completes 15 debit card purchases and enrolls in eDocuments within 60 days of account opening.
  4. Your $50 Reward Card will be mailed within 4-6 weeks.
Learn More

at Broadway National Bank

TBK Bank AIM Checking - up to $600 bonus

TBK Bank is offering new AIM Checking customers up to $600 for completing certain requirements within 120 days. This is 3 times the amount provided when this promo last ran! Each requirement has an associated reward, and you can choose to partake in as many or as few of the requirements as you'd like!

TBK Bank : AIM Checking

Bonus Amount
up to $600
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new AIM Checking account.
  2. Within 120 days, do any of the following to earn their respective bonus amount: 1. Make at least 3 direct deposits totaling a minimum of $12,000 - earn $500; 2. Complete at least 3 recurring automatic transfers from this account to a TBK Bank savings or money market account - earn $50; 3. Make 9 Bill Pay payments to service providers - earn $25; 4. Make 50 Point-of-Sale one time or recurring debit card transactions - earn $25.
  3. Bonus earned will deposit within 1 business day following the 120 day qualifying period.

CUTX Personal Checking - $250 bonus

Available in Texas with the ability to open online, CUTX is offering a $250 welcome bonus when you open a new personal checking account and set up direct deposit. Your bonus amount will be determined by how much your initial deposit is when you open the account. There is a slight catch with this bonus, however – both eligible accounts come with a monthly fee with few ways to avoid, so factor that into your decision.

Credit Union of Texas : Personal Checking

Bonus Amount
$250
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Become a member of CUTX.
  2. Open a Secure or Secure Checking Plus account with promo code "250".
  3. Within 60 days, have a direct deposit of at least $600 a month deposited to the account. Matching deposit bonus amount will be determined by the initial deposit made when opening the new checking account and will not exceed $250.
  4. Bonus will credit to your new checking account within 40 business days once all requirements are met.
  5. Checking account with direct deposit must remain open for a minimum of six months or matching deposit bonus may be debited from account at closing.

Great River Federal Credit Union Free Checking - $100 bonus

Great River Federal Credit Union is now offering a $100 welcome bonus when you open a new personal checking account without requiring a referral. This bonus also makes direct deposit optional with a path to earn it via debit card spend. If you are a minor, you can also earn a bonus; however, it is reduced to $50 and doesn't come with any additional requirements.

You can qualify for membership at GRFCU by joining the American Consumer Council free-of-charge if you are out of their footprint.

Great River Federal Credit Union : Free Checking

Bonus Amount
$100
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Become a new member of GRFCU.
  2. Open a new checking account using promo code "TRENDING100".
  3. Within 60 days, complete a direct deposit OR make 5 or more debit card transactions.
  4. Bonus will be deposited at or around the 15th of the month following 60 days after account opening.
  5. Alternatively, you can open a new loan or credit card.
Apply Now

at Great River Federal Credit Union

Great River Federal Credit Union Free Checking - $50 bonus

Great River Federal Credit Union is now offering minors a $50 welcome bonus when you open a new personal checking account. What's more? There are no requirements that typically come with a welcome bonus. This is a rare opportunity for those under 18. If you are over the age of 18 (or soon to be), GRFCU has a $100 bonus available.

Great River Federal Credit Union : Free Checking

Bonus Amount
$50
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Become a new member of GRFCU.
  2. Open a new checking account using promo code "TRENDING100".
Apply Now

at Great River Federal Credit Union

Cooperative Teachers Credit Union Premium Checking - $50 bonus

Available to Texas teachers, Cooperative Teachers Credit Union is offering a $50 welcome bonus to new members that open a personal checking account and set up direct deposit. What's even more? You can stack this offer with their $50 loan offer and their $50 cd offer for a total up to $150.

Cooperative Teachers Credit Union : Premium Checking

Bonus Amount
$50
Account Type
Personal Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Become a new member of CTCU.
  2. Open a personal checking account with a debit card.
  3. Within 45 days, setup a direct deposit of $100 or more and be enrolled in eStatements.
  4. Bonus will be received within 30 days of meeting qualifications.
Apply Now

at Cooperative Teachers Credit Union

Best savings account promotions in Texas

Here are the banks and credit unions offering Texas residents a welcome bonus for opening a new CD, money market, or high-yield savings account:

CIT Money Market - 1-Year Amazon Prime ($139) bonus

CIT Bank is offering a unique bonus to new money market account holders who deposit at least $15,000 in their new account.

Not only will you earn some interest on that cash (0.45% APY currently), you'll also receive a code for one year of Amazon Prime. That's a value of $139!

If you already have an Amazon Prime account, the code will be applied at the time of renewal.

CIT Bank : Money Market Account

Bonus Amount
1-Year Amazon Prime ($139)
Account Type
Money Market Account
Offer Expires
Limited Time
Bonus Requirements
  1. Open a CIT Bank Money Market account using promo code "AMZN22".
  2. Within 15 days, fund your account with at least $15,000.
  3. For the 60 days following the the 15 day funding period, keep a minimum balance of at least $15,000.
  4. CIT will email you your Prime membership code within 30 days if you’ve fulfilled the requirements.

Citi® Accelerate Savings - 3.25% APY

Citi offers a really competitive APY rate in their Citi® Accelerate Savings account, a high-yield savings product.

You can find slightly higher rates elsewhere, but nearly all of those will have balance limits. In other words, you'll earn a great rate on the first $15k, but then the rate drops considerably.

Citi, on the other hand, has no limit. So for those who have sizable savings they'd like to keep liquid, Citi® Accelerate Savings will often win out.

There's no opening deposit minimum or ongoing balance requirements, but do keep in mind that having a $0 balance for longer than 3 months could cause your account to be closed.

Citi® : Citi® Accelerate Savings

Bonus Amount
3.25% APY
Account Type
Personal Savings
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new Citi® Accelerate Savings account using the link below.
  2. Transfer money from a different bank or an existing Citi account.
  3. Interest compounds daily and will be credited to your account each month.

Discover Online Savings - up to $500 bonus

Discover – one of our top picks for online banks – is currently offering up to $500 for opening a new Online Savings account. You'll need to deposit $50,000 to earn the full amount, but $15,000 will still net you $150. Don't have $50,000? Check out our $200 Discover bonus that only requires $25,000 deposit.

One perk to this bonus is that Discover doesn't have a requirement for how long you need to keep the cash in the account, so you can deposit and withdraw immediately. Doesn't get much easier than that!

Discover Bank : Online Savings Account

Bonus Amount
up to $500
Account Type
Personal Savings
Offer Expires
December 7, 2022
Bonus Requirements
  1. Open a new Discover Online Savings Account using promo code BONUS1122E at the link below.
  2. Within 30 days, deposit $15,000 to earn $150 or $50,000 to earn $500.
  3. Bonus will be credited to your account within 30 days of qualifying for the bonus.

Capital One 360 Performance Savings - up to $1000 bonus

Available nationwide and from a well-ranked bank, Capital One is offering up to $1,000 if you open a 360 Performance Savings account. This is a 3-tier bonus – the more you deposit, the more you can earn. You'll need to make some sizable deposits, totaling at least $10,000, which will earn you $100. This time around they've added a new top tier. To get the full amount, you'll need to deposit $100,000.

Overall, if you're a new Capital One personal savings customer, this is a bonus with easy requirements and is worth taking advantage of.

Capital One : 360 Performance Savings

Bonus Amount
up to $1000
Account Type
Personal Savings
Offer Expires
December 14, 2022
Bonus Requirements
  1. Open a new 360 Performance Savings account with promo code FALL22.
  2. Within 15 days of opening, deposit at least $10,000 to earn $100; $50,000 to earn $500; or $100,000 to earn $1,000.
  3. Hold the money in your account for 90 days.
  4. Bonus will drop to your account within 60 days.
Apply Now

at Capital One

Discover Online Savings - up to $200 bonus

Discover – one of our top picks for online banks – is currently offering up to $200 for opening a new Online Savings account. You'll need to deposit $25,000 to earn the full amount, but $15,000 only results in a loss of $50.

One perk to this bonus is that Discover doesn't have a requirement for how long you need to keep the cash in the account, so you can deposit and withdraw immediately. Doesn't get much easier than that!

Discover Bank : Online Savings Account

Bonus Amount
up to $200
Account Type
Personal Savings
Offer Expires
December 15, 2022
Bonus Requirements
  1. Open a new Discover Online Savings Account using promo code GBP922 at the link below.
  2. Within 30 days, deposit $15,000 to earn $150 or $25,000 to earn $200.
  3. Bonus will be credited to your account within 30 days of qualifying for the bonus.

Alliant Ultimate Opportunity Savings - $100 bonus

Alliant Credit Union has partnered with Suze Orman to encourage people to make saving a priority. To that end, they've launched “The Ultimate Opportunity Savings Account” promotion, where you can earn a $100 welcome bonus by opening a new savings account and making the commitment to deposit $100 each month.

Keep in mind that these deposits don't need to be made via direct deposit, as is common with many bank bonuses. Instead, regular transfers each month will work.

The first transfer will need to be made within 30 days of opening the account, and while it does take a full 12 months to satisfy the requirements, the ROI on your cash is impressive.

This is a nationwide bonus from one of the best credit unions, so definitely check it out!

Alliant Credit Union : Ultimate Opportunity Savings Account

Bonus Amount
$100
Account Type
Personal Savings
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a new Ultimate Opportunity Savings Account using the link below.
  2. For 12 consecutive months, deposit $100 each month.

Tower Prime Share - $100 bonus

Tower Federal Credit Union in Maryland has partnered with a large number of employers and interest groups to provide their employees and members a $100 signup bonus when they join Tower FCU. Check Tower's eligibility page to see if you belong to one of these partners. If your organization qualifies qualifies for the promotion, a representative from your organization will need to provide you with a promotional code to use on your application, but other than that there are no other requirements or strings attached.

Nationwide eligibility for membership is given by making a $35 donation to the TowerCares Foundation; however, membership through this channel may not be eligible for this promotion.

Tower Federal Credit Union : Prime Share

Bonus Amount
$100
Account Type
Personal Savings
Offer Expires
December 31, 2022
Bonus Requirements
  1. Become a new member of Tower Credit Union using the promo code provided by your eligible occupational or associated group.
  2. Deposit $5 (the required opening deposit) in a Prime Share savings account.
  3. Bonus will be credited to your account 6-8 weeks after opening.

American Airlines Federal Credit Union Membership Share - $25 bonus

Available nationwide with the ability to join online, American Airlines Federal Credit Union is offering a $25 bonus for each family member you refer for membership. What's even more? You can stack this offer up to 10 times, for a total of $250.

American Airlines Federal Credit Union : Membership Share Account

Bonus Amount
$25
Account Type
Personal Savings
Offer Expires
December 31, 2022
Bonus Requirements
  1. Be an existing member of AA FCU.
  2. Refer a family member by having them add your full account number in the “How Did You Hear About Us” section and promo code "REFER25" in the promo code section.
Learn More

at American Airlines Federal Credit Union

Wings Share Certificate - $200 bonus

Available nationwide, Wings is offering new members up to a $200 welcome bonus when you open a new share certificate account with at least a 12 month term. A $10,000 deposit will net you $100, while a $25,000 deposit will get you the full $200. What's even more? You must stack this offer with the $200 Wings Financial checking account bonus to earn a total of $400.

Wings Financial Credit Union : Share Certificate

Bonus Amount
$200
Account Type
Cd
Offer Expires
December 31, 2022
Bonus Requirements
  1. Complete the requirements for the Wings checking account bonus (see description for link).
  2. Open a CD with a minimum 12 month term and at least $10,000, earn $100; $25,000 minimum deposit, earn $200.
  3. Bonus will deposit by March 1, 2023.

Sallie Mae SmartyPig Savings - $10 bonus

Sallie Mae Bank : SmartyPig Savings

Bonus Amount
$10
Account Type
Personal Savings
Offer Expires
Limited Time
Bonus Requirements
  1. Be an existing SmartyPig accountholder.
  2. Submit your friends email address through the referral site or have your friend apply through a valid program code.
  3. Within 30 days of receiving the invite, your friend must open a SmartyPig account and fund it with at least $25.
  4. will be deposited into your SmartyPig Account within 90 days of completion of the requirements.

TIAA Yield Pledge® Money Market - $300 bonus

TIAA Bank is offering an easy bonus to new Yield Pledge Money Market customers, with one big caveat: your employer must participate in their Workplace Banking program.

If you're lucky enough to qualify, however, this is a straightforward offer: open a new account, deposit $15,000 in the first 20 days and then maintain it for 70 after that, and get $300 for your trouble. That represents a 12% effective rate on your savings, which is significantly more than any savings account these days.

TIAA Bank : Yield Pledge® Money Market

Bonus Amount
$300
Account Type
Money Market Account
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new Yield Pledge Money Market account from your employer’s dedicated Workplace Banking webpage or by calling 833-880-8422.
  2. Within 20 days, deposit $15,000 in new money.
  3. Maintain that balance for the next 70 days.
  4. Bonus will be credited to your account within 120 days of account opening.

One One - up to $35 bonus

Available nationwide, One is offering a $25 welcome bonus when you open a new One account and set up direct deposit. Only accounts opened after September 15, 2022 are eligible. What's even more? You can stack this offer with their debit card purchase bonus to earn a total of $35. Just make a $10 purchase with your debit card to earn both.

One Finance : One account

Bonus Amount
up to $35
Account Type
Personal Savings
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new One Account.
  2. Complete a direct deposit before the program ends.
  3. Bonus will be deposited into your One Savings account once the terms are met.

Bask Bank Bask Mileage Savings - 1,000 bonus miles

Bask Bank is offering new account holders an additional 1,000 American Airlines AAdvantage® miles – on top of what the Bask Mileage Savings account already accrues.

You'll need to be a brand new Bask Bank customer to take advantage, but this offer is otherwise available nationwide with the ability to open online.

Bask Bank : Bask Mileage Savings

Bonus Amount
1,000 Miles
Account Type
Personal Savings
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new Bask Mileage Savings Account.
  2. Within 30 days, deposit $5,000 and then maintain that balance for 90 consecutive days.
  3. AAdvantage® bonus miles are awarded within 10 business days.

SkyOne Sky-High Savings - $25 bonus

Available nationwide through select non-profit membership, SkyOne is offering a $25 welcome bonus when you join as a new member. It's not a large bonus by any means, but if you were considering joining, might as well pocket a little extra cash.

SkyOne Federal Credit Union : Sky-High Savings

Bonus Amount
$25
Account Type
Personal Savings
Offer Expires
Limited Time
Bonus Requirements
  1. Join SkyOne Federal Credit Union with promo code "JOIN" and deposit the minimum opening balance amount of $5.
  2. The $25 cash bonus will be deposited into SkyOne Primary Savings account within 10 business days of the referral criteria being met

Regions LifeGreen Savings - up to $100 bonus

The main draw of LifeGreen Savings is its bonus offer, which pays out up to $100 per year when you set up automated transfers (in addition to the normal APY). If you transfer at least $10 into the account per month, you'll get a 1% savings bonus at the end of the year (up to $100).

The best part of this offer is that it isn't a one-time cash back deal. LifeGreen Savings bonuses are eligible each year that the account is in good standing.

Regions Bank : LifeGreen Savings

Bonus Amount
up to $100
Account Type
Personal Savings
Offer Expires
Limited Time
Bonus Requirements
  1. Have an existing or open a new LifeGreen Savings account using the link below.
  2. Set up an automated transfer of funds of at least $10 from your Regions checking account to your LifeGreen Savings account in at least 10 of any of the 12 calendar months.
  3. An annual 1% savings bonus (maximum $100 reward) will be paid to your account by the second business day of the month following our Account Anniversary Month.

GTE Financial New Membership Referral - $25 bonus

Available nationwide with the ability to open online, GTE Financial is offering a $25 bonus when you refer a friend to join GTE. You'll need to make sure they open a new personal checking account or set up a loan within 30 days.

Note: If you are a new member and needing a referral, use this code during the membership sign up process for a $25 bonus: S687849V2U.

GTE Financial Credit Union : New Membership Referral

Bonus Amount
$25
Account Type
Personal Savings
Offer Expires
Limited Time
Bonus Requirements
  1. Be an existing GTE Financial member.
  2. Refer friends and family with your personal referral code.
  3. Ensure they they open either a personal checking account or personal loan within 30 days of joining.
  4. Bonus will be deposited into your account within 7 business days of new member completing the activities.
Learn More

at GTE Financial

Best brokerage account promotions and bonuses in Texas

Looking for a new brokerage? If you live in Texas, you can get a reward for opening any of these investment accounts:

J.P. Morgan Self-Directed Investing - up to $625 bonus

Available nationwide with the ability to open online, J.P. Morgan Wealth Management is offering up to a $625 welcome bonus when you open a new Self-Directed Investing account with qualifying minimum funding.

This is tiered bonus, meaning that the more you deposit, the more you may be eligible to earn. New for this iteration, J.P. Morgan has introduced a lower tier at $25,000, down from the previous $100,000 entry point!

Here are all 3 tiers of this investing bonus:

New Money Added Bonus Amount
$25,000-$99,999 $125
$100,000-$249,999 $300
$250,000+ $625

This is the highest offer that we've seen to-date from J.P. Morgan.

J.P. Morgan Wealth Management : Self-Directed Investing

Bonus Amount
up to $625
Account Type
Investment
Offer Expires
January 19, 2023
Bonus Requirements
  1. Open a J.P. Morgan Self-Directed Investing account using the link below.
  2. Within 45 days, fund your account with qualifying new money; $25,000 - $99,999 = $125 bonus; $100,000 - $249,999 = $300 bonus, $250,000 = $625 bonus.
  3. Your bonus amount will be determined on day 45.
  4. Maintain your new funds for 90 days (losses due to trading or market fluctuation will not be taken into account).
  5. Bonus will be received within 15 days.
  6. INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE
Apply Now

at J.P. Morgan

Axos Self-Directed Trading - $200 bonus

Several of the large online and national banks are looking to round out their product offering and capitalize on consumers' fervent interest in self-directed stock buying.

To that end, Axos is ramping up their investment platform: Axos Self-Directed, which offers commission-free trades. This competes against banking competitors Chase, Charles Schwab, and the newest Citi® Self Invest, along with online brokerages like Robinhood.

Axos is offering up to a $200 welcome bonus for a limited time to new customers of their Self-Directed Trading or Managed Portfolio products. The minimum deposit amount is a little higher, but so is the bonus amount.

Axos Bank : Self-Directed Trading

Bonus Amount
$200
Account Type
Investment
Offer Expires
January 31, 2023
Bonus Requirements
  1. Open a new Axos Self-Directed Trading or Managed Portfolio account.
  2. Within 60 days, fund your account with at least $2,000.
  3. SDT accounts will also need to make a minimum of 2 trades of at least $25 to qualify.
  4. Maintain a balance of at least $2,000 for 90 days.
  5. Bonus will be deposited within 10 days following the 90-day waiting period.

Public Brokerage - up to $10000 bonus

Public.com is a well-known brokerage similar to Robinhood, TD Ameritrade, and WeBull. They're registered with FINRA and SIPC, so you can rest assured that your money is safe on their platform.

Public.com is making it easy – and lucrative – to compare their platform to your existing brokerage. When you open a new account with Public and transfer assets via ACAT (Automated Customer Account Transfer – it's the industry standard and takes just a few days), you'll receive a cash bonus of up to $10,000! That's right, $10,000 simply for making the switch.

Keep in mind that this is a tiered offer based on the total amount you transfer. $5,000 will earn you $150, but it will take a $1M portfolio to earn the full $10,000. Also, transfers need to be via ACAT to qualify (cash transfers won't count), and the transferred funds need to stay in your Public account for at least 6 months or they'll claw the bonus back.

Public : Brokerage Account

Bonus Amount
up to $10000
Account Type
Investment
Offer Expires
December 31, 2022
Bonus Requirements
  1. If you're not currently a Public customer, open a new account using our link.
  2. Transfer investments from your current brokerage into your Public account using ACAT: $5,000 to earn $150, $25,000 to earn $500, $100,000 to earn $2,000, $500,000 to earn $5,000, or $1M to earn the full $10,000.
  3. Cash bonus will be applied to your account one month after you initiate the transfer.

Acorns Invest - $1000 bonus

Every week, Acorns reintroduces its referral bonus, which gives you cash for referring friends to the FinTech. This week, Acorns is offering a $1,000 bonus when you refer 4 friends who open a new Invest account and make their first investment. It's one of the highest "average reward per person" deals we've seen. With that said, it is super easy if you know people.

You don't need to already have an Acorns account to qualify, either.

Just sign up for one using the link below, make an initial deposit of at least $5, and you'll have instant access to your unique referral link, which you can then pass along to your friends. In your account, you'll be able to see the number of pending and successful referrals so that you can keep track of your progress to the bonus.

This offer will also automatically stack with their regular $10 bonus offered to BankBonus.com users, for additional earnings.

Acorns : Acorns Invest [Referral Program]

Bonus Amount
$1000
Account Type
Investment
Offer Expires
December 10, 2022
Bonus Requirements
  1. If you do not already have an Acorns Invest account, create one using the link below and make an initial deposit of at least $5.
  2. Refer 4 friends using your personal referral link during the promo period, and ensure they make their first investment by December 24, 2022.
  3. Bonus(es) will be deposited within 30 days of promotional period ending.

Tradestation Securities or Crypto - up to $150 bonus

Available nationwide with the ability to open online, Tradestation is offering new customers a $150 cash bonus when you open a new securities investment account or $150 in Bitcoin when you open a new crypto trading account.

Tradestation : Securities or Crypto Account

Bonus Amount
up to $150
Account Type
Investment
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new account with promo code TSTVAFYB.
  2. To earn $150 in Bitcoin, purchase or deposit at least $500 of supported cryptocurrency assets within 45 calendar days of account enrollment.
  3. To earn $150 cash, deposit at least $500 into your account within 45 calendar days of account enrollment.
  4. Maintain balance through the end of the next full month following the account funding date to earn the first $75 bonus.
  5. Maintain balance through the end of the second full month following the account funding date to earn the second $75 bonus.
Apply Now

at Tradestation

Citi® Self Invest - up to $500 bonus

Available nationwide to new and existing customers, Citi is offering up to a $500 bonus when you add new-to-Citi funds to a Citi® Self Invest account.

As is typical with Citi promotions, this is a tiered offer: the more you add, the more you earn. You'll need to deposit at least $10,000 to earn a $100 reward, or at least $200,000 to receive the full $500.

You'll need to also maintain your funds through a date defined in the table below:

Month opened/new funds addedFunding periodMaintain Funds Through
August 202208/1/2022 - 09/30/202210/31/2022
September 202209/1/2022 - 10/31/202211/30/2022
October 202210/1/2022 - 11/30/202212/31/2022
November 202211/1/2022 - 12/31/202201/31/2023
December 202212/1/2022 - 01/31/202302/28/2023

Citi® : Citi® Self Invest

Bonus Amount
up to $500
Account Type
Investment
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a new Citi® Self Invest account or add new-to-Citi funds to an existing account.
  2. Opt-in to eDelivery of statements and confirmations.
  3. Bonus will be tiered based on the total amount added: $10,000 to earn $100; $50,000 to earn $200; $200,000 to earn the full $500.
  4. Maintain the New-To-Citi funds in your account through the “maintain funds” deadline as outlined in the chart.
  5. Bonus will be credited on the last day of the 3rd month following the “maintain funds” period.

SoFi Invest - up to $100 bonus

Available nationwide, SoFi is offering up to a $100 welcome bonus when you open a new SoFi Crypto account and buy at least $50 in cryptocurrency. This is a tiered bonus, the bonus payout is determined by the amount of your first purchase of Crypto.

The tiers are as follows:

  • Tier 1 | First Trade: $50 - $99.99: $10
  • Tier 2 | First Trade: $100 - $499.99: $15
  • Tier 3 | First Trade: $500 - $4,999.99: $50
  • Tier 4 | First Trade: $5,000+: $100

SoFi : Sofi Invest

Bonus Amount
up to $100
Account Type
Investment
Offer Expires
December 31, 2022
Bonus Requirements
  1. Download the app using the link below.
  2. Open a new SoFi Invest Crypto account.
  3. Within 7 days, buy at least $50 in cryptocurrencies.
  4. Bonus will be credited to your account within 7 days of completing the requirements.

Citi® Personal Wealth Management - $5000 bonus

Earn up to $5,000 when you open or enroll a new or existing eligible Personal Wealth Management account with new-to-Citi funds.

This is a tiered bonus based on how much you deposit and maintain for the first 3 months. They've up the reward amounts for their upper tiers this go around.

There are 5 levels, starting with a $500 bonus for deposits $50,000 - $199,999 and going up to $5,000 for $2,000,000+.

Citi® : Personal Wealth Management

Bonus Amount
$5000
Account Type
Investment
Offer Expires
December 31, 2022
Bonus Requirements
  1. Contact Citi to open or enroll a new or existing eligible Citi Personal Wealth Management account
  2. Fund the Citi Personal Wealth Management account with New-to-Citi Funds within 2 months of account opening (deposit $50,000 for a $500 bonus, $200,000 for a $1,000 bonus, $500,000 for a $2,000 bonus, $1,000,000 for a $3,000 bonus and $2,000,000+ for the $5,000 bonus)
  3. Enroll into e-delivery of statements within 2 months of account opening.
  4. Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment).

eToro Investment - up to $240 bonus

Available nationwide, eToro is offering up to $240 in bonus money when you open and fund a new investing account. The bonus amount you can earn is tiered and dependent on the amount you deposit. For example, a $50 - $500 deposit will see you earn an 8% bonus, where as $1,000 - $2,000 will see you earn a 12% bonus.

eToro : Investment Account

Bonus Amount
up to $240
Account Type
Investment
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open and fund a new eToro investment account during the promotional period.
  2. Initial deposits of $50 - $499 earn 8%, $500 - $999 earn 10% and $1,000+ earn 12% (max of $240).
  3. Complete your first trade.
  4. Make no withdrawals for a minimum of 90 days.
  5. Bonus will be deposited directly to your account.

Robinhood Investing - up to Free stock bonus

Robinhood is a commission-free stock trading platform that's had mixed headlines in the news (GME, what?). But Robinhood is a popular choice – particularly among beginner investors – due to their sleek, easy-to-use app.

This is a program that many investment apps now offer, but Robinhood pioneered: sign up and get a free stock. The stock has a 98% chance of being worth $3-$10, so this isn't an amazing bonus, but it's something for almost nothing (you don't even need to fund your account). The stock will hit your account within a week, and is tradeable 2 days after that.

Robinhood : Investing Account

Bonus Amount
up to Free stock
Account Type
Investment
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new Robinhood investing account.
  2. Link your bank account.
  3. Stock bonus will be credited to the enrolled account within approximately one week.

SoFi Invest - up to $5000 bonus

SoFi is offering customers a cash bonus to move your portfolio over to SoFi. The bonus is tiered, and you'll need to transfer $2 million in assets to earn the full $5,000 (steep!), but the bonus starts at $50 for transferring $5,000.

Keep in mind that although SoFi will pay out the bonus within 14 business days of the end of the promo period, they'll claw it back if you withdraw those funds within 180 days. They'll even refund up to $75 in ACAT fees from your other brokerage!

SoFi : Sofi Invest

Bonus Amount
up to $5000
Account Type
Investment
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new SoFi Invest account using the link below (or be an existing user).
  2. Before the promotion's expiration date, transfer investments from another brokerage firm: $5,000 to earn $50, $20,000 to earn $125, $100,000 to earn $250, $250,000 to earn $500, $500,000 to earn $1,000, $1,000,000 to earn $2,500, or $2,000,000 to earn $5,000.
  3. Bonuses will be paid within 14 days of the last day of the month in which the transferred assets settled in your SoFi Invest account.

Acorns Invest - $10 bonus

Acorns is offering BankBonus.com users a $10 welcome bonus when you open a new Invest account. You just need to open the account from the link below and fund it with $5 to earn the reward.

What's more? They've been running amazing referral bonuses. So, sign up for a new account and then share your referral link with friends and family, and you could be pocketing up to $1,000+ each week!

Acorns : Acorns Invest

Bonus Amount
$10
Account Type
Investment
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new Acorns Invest account using the link below.
  2. Fund account with at least $5.

Fidelity Personal - up to $50 bonus

Available nationwide, Fidelity is offering up to a $50 welcome bonus when you open a new The Fidelity Account, Fidelity Cash Management Account, or a Fidelity Roth or traditional IRA from within their Spire app and set up a recurring monthly deposit.

The bonus is tiered based on your initial deposit, starting at $10 for funding the account with $10, $25 for funding the account with $25, and finally the full $50 for funding the account with $50.

You'll also need to set up a recurring monthly deposit of at least $10 and maintain that for at least 6 months. While this requirement doesn't impact your bonus, the fine print does say that you could forfeit the reward for not doing so.

Keep in mind that the fine print says that you'll need to maintain the bonus award in the account for at least 6 months, otherwise you could forfeit it.

Fidelity Investments : Personal Account [Spire App]

Bonus Amount
up to $50
Account Type
Investment
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new qualifying account through the Spire app.
  2. Within 20 days, make your first deposit of at least $10 to earn $10; $25 to earn $25; or $50 to earn the full $50.
  3. Additionally, establish an automatic monthly deposit of at least $10 and maintain that recurring deposit for at least 6 months.
  4. Bonus will be deposited within 5 business days after the 20-day qualification period.

Fidelity Personal - $100 bonus

Fidelity is offering a super easy $100 bonus to customers who open a new Fidelity Account®, Cash Management Account, or a Roth or traditional IRA.

To earn the bonus, you'll just need to fund the new account with $50. Then, 10 days later, your account will be $100 richer.

Keep in mind that the fine print says that you'll need to maintain the bonus award in the account for at least 90 days, otherwise you could forfeit it.

Fidelity Investments : Personal Account

Bonus Amount
$100
Account Type
Investment
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new eligible account using the promo code FIDELITY100.
  2. Within 15 days, deposit $50.
  3. Bonus will be deposited directly to the eligible account within 10 calendar days after the qualification period.

Bank of America Merrill Edge Self-Directed - up to $600 bonus

Available nationwide with the ability to open online, Bank of America's Merrill Edge is offering up to a $600 welcome bonus when you open a new Merrill Edge Self-Directed account and make an initial deposit.

What's more? There's also a $1,000 Merrill Edge bonus for those enrolled in Bank of America's Preferred Rewards program. The lower tiers are also bumped as well.

Bank of America : Merrill Edge Self-Directed

Bonus Amount
up to $600
Account Type
Investment
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new Self-Directed Trading account from Merrill Edge using promo code "600ME".
  2. Within 45 days, fund your account with new money from outside Bank of America. To earn a $100 bonus, deposit $20,000-$49,999; To earn a $150 bonus, deposit $49,999-$99,999; To earn a $250 bonus, deposit $100,000-$199,999; To earn a $600 bonus, deposit $200,000 or more.
  3. Maintain that balance for at least 90 days.
  4. Bonus will be deposited within two weeks following the end of the 90 day period.
Apply Now

at Bank of America

Charles Schwab Schwab One® - up to $1000 bonus

If you're not currently a Schwab customer, you can open any investment account and earn a referral bonus based on your net deposit within 45 days. This includes retail brokerage accounts, individual retirement accounts, or the managed portfolios like Schwab Intelligent Portfolios®.

Keep in mind that the link above is only for details – you will need to open the account through a referral link from an existing Schwab customer in order to qualify for the promo.

This is a tiered bonus, the more you deposit, the more you can earn.

  • Tier 1 | Balance Maintained: $25,000 - $49,999: $100 Bonus
  • Tier 2 | Balance Maintained: $50,000 - $99,999: $300 Bonus
  • Tier 3 | Balance Maintained: $100,000 - $499,999: $500 Bonus
  • Tier 4 | Balance Maintained: $500,000+: $1,000 Bonus

Charles Schwab : Schwab One®

Bonus Amount
up to $1000
Account Type
Investment
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new account using a referral link from an existing member.
  2. Within 45 days, make a qualifying net deposit between $25,000 - $500,000+ in cash or securities, earning the reward that correlates with that tier ($100-$1,000).
  3. The net deposit amount at the end of 45 day period will be used to calculate your bonus tier.
  4. Bonus will be paid into your account about a week after the 45-day period.
Learn More

at Charles Schwab

E*TRADE Bank Brokerage - up to $3500 bonus

Back for 2022, with an increased payout, E*Trade is offering new investors up to $3,500 in bonus cash when you open and fund a new investing account. You'll need at least $5,000 to earn the first tier bonus ($50). This is down from $10,000 when they most recently offered this bonus. If you're wanting to earn the full $3,500, you need a cool $1.5M in investable assets.

This offer is available to both new and existing customers; however, different rules may apply, so be sure to check the disclosures at the link below.

E*TRADE Bank : Brokerage Account

Bonus Amount
up to $3500
Account Type
Investment
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new eligible E*TRADE brokerage or retirement account using promo code BONUS22.
  2. Within 60 days, fund your new account with new money: deposit $5,000 to earn $50; deposit $20,000 to earn $100; deposit $50,000 to earn $200; deposit $100k to earn $300; deposit $200k to earn $600; deposit $500k to earn $1,200; deposit $1M to earn $2,500; deposit $1.5M to earn $3,500.
  3. Bonus will be paid within 7 business days following the 60 days period.
Apply Now

at E*TRADE Bank

TD Bank TD Ameritrade - up to $1000 bonus

Available nationwide with the ability to open online, TD Bank is offering up to a $1,000 welcome bonus when you open a new investment account using the link below. This is a tiered bonus, the more you deposit into TD, the more you can earn. Tiers start at $25,000 and go up to $500,000 to receive the max bonus. Keep in mind you'll need to register for the bonus AND keep you deposits on hand for at least 12 months to receive the bonus.

TD Bank : TD Ameritrade Account

Bonus Amount
up to $1000
Account Type
Investment
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new investment account through the link below (offer NC1000 already applied).
  2. Within 45 days make qualifying new deposits into your investment account – $25,000-$49,999 earns $100; $50,000-$99,999 earns $300; $100,000-$499,999 earns $500; $500,000+ earns $1,000.
  3. Bonus will post the 45th day after offer enrollment.
  4. Maintain funds in the account at the level which you earned your bonus for 12 months to avoid clawback.

Fidelity Youth - $50 bonus

Available nationwide with the ability to open online, Fidelity is offering a $50 welcome bonus to teens that open a new Youth account. These accounts are one-stop shops for saving, spending and investing.

Fidelity Investments : Fidelity Youth Account

Bonus Amount
$50
Account Type
Investment
Offer Expires
Limited Time
Bonus Requirements
  1. Parents or guardian of the teen must have their own Fidelity brokerage account to start the account opening process.
  2. Parent or guardian of the teen must initiate the application process and once completed, the teen will receive instructions on how to activate their account.
  3. A confirmation will be sent out to the teen within 10 calendar days after the teen has activated their account through the Fidelity Mobile App.
  4. Amounts deposited by Fidelity in the form of the bonus award will be initially held in the Fidelity Government Money Market Fund, the eligible account's core position.

SoFi SoFi - $15 bonus

SoFi is offering a $15 welcome bonus for you and a friend when you refer someone to open a new SoFi account. This bonus is available across most of their products, including: SoFi Money, SoFi Invest, SoFi Loans and a SoFi credit card. You can receive up to $75 total. This isn't exactly the highest bonus we've seen from them, so you'll have to decide if now is the right time or to hold out for something a little more enticing.

It's important to note too that each program has its own set of rules, each of which is outlined on their referral website linked below.

SoFi : SoFi Account

Bonus Amount
$15
Account Type
Investment
Offer Expires
Limited Time
Bonus Requirements
  1. Download the app using the link below.
  2. Refer a friend (or be referred) using your specific referral link for a particular SoFi product.
  3. Follow the program rules highlighted on the website.
  4. Bonus will automatically be applied to your SoFi account(s).

Charles Schwab Schwab One® - $101 bonus

Charles Schwab has a bonus targeting new or entry-level investors in what they call the Schwab Starter Kit™, but new customers of all comfort levels can qualify. When you open a new account for this promo, Schwab will invest your bonus in fractional shares or "slices" of the top stocks by market cap in the S&P 500. Schwab recently upped this bonus from $50 at its previous level. It's a great way to start investing!

Charles Schwab : Schwab One®

Bonus Amount
$101
Account Type
Investment
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new Schwab One account at the url below or open a new taxable investment account using promo code "SCHWABSTARTERKIT".
  2. Within 30 days, Fund your account with a minimum of $50.
  3. Once funded, Schwab will deposit $101 in your account to purchase your stock slices at approximately 6:00 pm Eastern Time the next trading day.
Apply Now

at Charles Schwab

Best business account bonuses in Texas

Have a business in Texas? These banks and credit unions are running promotional offers if you open a new business account:

Chase Business Complete Banking℠ - $300 bonus

Chase Bank is offering business owners a $300 bonus to open a new Chase Business Complete Banking℠ account.

The requirements are pretty easy to meet: deposit $2,000 and maintain it for 2 months, and complete just 5 qualifying transactions in the first 3 months. Several activities count as "qualifying transactions", including purchases on your debit card, deposits into the account, setting up a bill payment, and more. See the fine print for the full list, but needless to say, meeting that requirement should be painless.

What's especially awesome about this bonus compared to other business checking account offers is that Chase recently launched the ability for customers to open an account online. Compared to the vast majority of business checking accounts which require you to visit your local branch, opening an account at Chase is significantly more convenient.

If you prefer live help, however, you can still enroll in this offer by entering your email address on the bonus landing page to have an offer code sent to you. Just be sure to take that code with you when you visit a branch.

Chase Bank : Chase Business Complete Banking℠

Bonus Amount
$300
Account Type
Business Checking
Offer Expires
February 16, 2023
Bonus Requirements
  1. Obtain a Chase business coupon using the link below and open a new Chase Business Complete Banking℠ account.
  2. Within 30 days, deposit at least $2,000 and maintain that balance for 60 days.
  3. Within 90 days of account opening, complete 5 qualifying transactions: debit card purchases, Chase QuickAccept℠ deposits, Chase QuickDeposit℠, ACH credits, wires (credits and debits), and/or bill pay.
  4. Bonus will be credited to your account within 15 days of meeting the requirements.

NorthOne Business Banking - $30 bonus

Like other neobanks, NorthOne seeks to leverage tech to disrupt the business banking status quo. While most business accounts from the big-brand banks have transaction limits that force you to upgrade to premium accounts as your company grows (read: higher monthly fees), NorthOne charges a flat $10 per month and then no additional fees for ACH payments, deposits, transfers, purchases, or app integrations.

Currently, they're running a business checking account promotion exclusive to BankBonus.com readers: 3-months FREE to try their Business Banking account.

There's no catch and no additional requirements – just sign up using our link, fund your account with any amount and your first two monthly fees will be waived.

NorthOne : Business Banking

Bonus Amount
$30
Account Type
Business Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Sign up using our link below.
  2. Fund your account with any amount.
  3. Your first three monthly fees will be waived.

Axos Business Interest Checking - up to $200 bonus

Available nationwide with the ability to open online, Axos is offering a $200 welcome bonus when you open a new Business Interest Checking account and maintain a minimum balance. This is double their previous offer so now might be a good time to jump on it!

It's important to note that only new businesses (those incorporated after 06/01/2020) are eligible for $200 and must use promo code NEWBIZ200. If your business is older than that, you'll only be eligible for a $100 bonus and must use promocode NEWAXOSBIZ.

Axos Bank : Business Interest Checking

Bonus Amount
up to $200
Account Type
Business Checking
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a new Business Interest Checking account from Axos Bank using promo code NEWBIZ200 (or NEWAXOSBIZ for older companies).
  2. In the first two months after account opening, maintain an average daily balance of at least $2,500.
  3. Bonus will be deposited into your new account within 5 business days of your statement cycle date.

Bluevine Business Checking - 2.0% APY

Bluevine has a commitment to offering the highest APY on a business checking account. The high-yield is available on all balances up to 100,000.

There's no opening deposit minimum or ongoing balance requirements, and there are no monthly fees associated with this account which make this truly an ultra-competitive deal.

Rest assured, if you sign up for Bluevine, you will continue to have the highest rates even as the markets change.

Bluevine : Business Checking

Bonus Amount
2.0% APY
Account Type
Business Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new Bluevine Business Checking account using the link below.
  2. Transfer money in from another source.
  3. Spend $500 per month with BlueVine Business Debit.
  4. Receive $2,500 per month in customer payments into BlueVine Business Checking account via ACH, wire transfer, mobile check deposit, or directly from merchant payment processing provider.
  5. Interest compounds daily and will be credited to your account each month the requirements are met.

U.S. Bank Business Checking - up to $500 bonus

U.S. Bank is offering up to a $500 welcome bonus when you open and fund a new business checking account. Plus, the funding requirement has dropped significantly since the last time this promo was offered.

This is a two-part bonus. The first $400 is for depositing $1,500 in your new checking account and then completing some qualifying transactions such as using your debit card, receiving ACH credits, using mobile check deposit, paying bills, and more.

To earn an additional $100, you'll also need to accept and settle a U.S. Bank Payment Solutions Merchant transaction into your new account. This extra bonus isn't for every business, so we appreciate that U.S. Bank kept this requirement separate from the $400 offer.

Keep in mind that this promotion is only available nationwide to customers who already have a relationship with U.S. Bank. If you don't, you'll need to live in any of the 26 states in which they operate.

U.S. Bank : Business Checking

Bonus Amount
up to $500
Account Type
Business Checking
Offer Expires
December 21, 2022
Bonus Requirements
  1. Open a new U.S. Bank Silver, Gold or Platinum Business Checking Account with the promo code Q4BUS22.
  2. Within 30 days, deposit $1,500 in new money.
  3. Within 60 days, complete 10 qualifying transactions (debit card purchases, merchant deposits, ACH credits, debit or credit wires, mobile check deposit or bill pay).
  4. Within the same 60 days, enroll in online banking or download and log in to their mobile app.
  5. Within the same 60 days, accept and settle a U.S. Bank Payment Solutions Merchant transaction into your new checking account to earn the additional $100 Payment Solutions bonus offer.
  6. Bonus(es) will be deposited into your new U.S. Bank business checking account within 45 days of meeting all requirements.

Axos Business Premium Savings - up to $200 bonus

Available nationwide with the ability to open online, Axos is offering a $200 welcome bonus when you open a new Business Premium Savings account and maintain a minimum balance. This is double their previous offer so now might be a good time to jump on it!

It's important to note that only new businesses (those incorporated after 06/01/2020) are eligible for $200 and must use promo code NEWBIZ200. If your business is older than that, you'll only be eligible for a $100 bonus and must use promocode NEWAXOSBIZ.

Wanna get a checking account instead? They're also running this $200 promotion on their Business Interest Checking account.

Axos Bank : Business Premium Savings

Bonus Amount
up to $200
Account Type
Business Savings
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a new Business Premium Savings account from Axos Bank with promo code NEWBIZ200 for businesses incorporated after 06/01/2020 (or NEWAXOSBIZ for older companies).
  2. In the first two months after account opening, maintain an average daily balance of at least $2,500.
  3. Bonus will be deposited into your new account within 5 business days of your statement cycle date.

Axos Business Savings - up to $200 bonus

New and established businesses can earn up to a $200 welcome bonus from Axos when they open a new business savings account. You'll need to fund the account with $2,500 and maintain that balance for 2 months. This is a straightforward offer from a top online bank, so we definitely recommend checking them out.

If you're also shopping for a business checking account, you can combine this offer with their $200 Basic Business Checking promotion, to earn up to $400 total.

Axos Bank : Business Savings

Bonus Amount
up to $200
Account Type
Business Savings
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a new Business Savings account using the link below. If you incorporated after June 1, 2020, use promo code NEWBIZ200 for the $200 bonus, otherwise use promo code NEWAXOSBIZ for a $100 bonus.
  2. In the first two months after account opening, maintain an average daily balance of $2,500.
  3. Bonus will be deposited into your account within 5 business days of your statement cycle date.

PNC Business Checking - $200 bonus

PNC is running a couple of welcome bonus offers targeting small business owners. For this one, you'll need to open either a Business Checking or Business Checking Plus account and then meet balance and debit card requirements.

This is a straightforward, nationally-available bonus for business owners.

If your company has higher balances or transaction volume, PNC is running a larger bonus for their enterprise checking accounts, so check those out, too!

PNC Bank : Business Checking Account

Bonus Amount
$200
Account Type
Business Checking
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a new Business Checking or Business Checking Plus account.
  2. For 3 statement cycles, maintain an average balance of $5,000.
  3. During those same statement cycles, make 20 debit card purchases.
  4. Bonus will be deposited within 90 days of meeting the requirements.

PNC Enterprise Checking - $500 bonus

PNC is running a couple of welcome bonus offers targeting business owners. For this one, you'll need to open either a Treasury Enterprise Plan or Analysis Business Checking account and then meet balance requirements.

This is a straightforward, nationally-available bonus for business owners.

If you're a small business owner with smaller balance or transaction volume, PNC is also running a $200 bonus for their small business checking accounts, so check those out, too!

PNC Bank : Enterprise Checking Account

Bonus Amount
$500
Account Type
Business Checking
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a new Treasury Enterprise Plan or Analysis Business Checking account.
  2. For 3 statement cycles, maintain a $30,000 balance.
  3. Bonus will be deposited within 90 days of meeting the requirements.

Axos Basic Business Checking - up to $200 bonus

Available nationwide with the ability to open online, Axos is offering a $200 welcome bonus when you open a new Basic Business checking account and maintain a minimum balance. This is double their previous offer so now might be a good time to jump on it!

It's important to note that only new businesses (those incorporated after 06/01/2020) are eligible for $200 and must use promo code NEWBIZ200. If your business is older than that, you'll only be eligible for a $100 bonus and must use promocode NEWAXOSBIZ.

Wanna get an interest-bearing account instead? They're also running this promotion on their Business Interest Checking account.

Axos Bank : Basic Business Checking

Bonus Amount
up to $200
Account Type
Business Checking
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a new Basic Business checking account from Axos Bank with promo code NEWBIZ200 (or NEWAXOSBIZ for older companies).
  2. In the first two months after account opening, maintain an average daily balance of at least $2,500.
  3. Bonus will be deposited into your new account within 5 business days of your statement cycle date.

Bank of America Business Checking - $200 bonus

If you're a business owner in the market for a new checking account, be sure to check out this offer from Bank of America.

They're offering a $200 bonus when you open a new business checking account and maintain a minimum balance. Not only that, but you can also stack this offer with an eligible small business credit card to earn an extra $300, for a total bonus of $500.

To qualify, you can choose between Bank of America's Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking accounts. Both have monthly fees that can be waived. Then, you'll just need to deposit $3,000 into your new account. Pretty simple!

Bank of America : Business Checking

Bonus Amount
$200
Account Type
Business Checking
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account.
  2. Within 30 days, make qualifying deposits of $3,000 or more in new money.
  3. From day 31- day 90, maintain an average balance of $3,000.
  4. Bonus will be deposited directly into your Business Advantage Banking account within 60 days from the end of your qualifying period.
Apply Now

at Bank of America

Bank of America Business Checking - $100 bonus

Bank of America is offering a $100 welcome bonus when you open a new business checking account and maintain a minimum balance. What's even more? You can stack this offer with an eligible small business credit card for an extra $300 bonus to earn a total of $400.

Bank of America : Business Checking

Bonus Amount
$100
Account Type
Business Checking
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account.
  2. Within 30 days, make qualifying deposits of $1,000 or more in new money.
  3. From day 31- day 90, maintain an average balance of $1,000.
  4. Bonus will be deposited directly into your Business Advantage Banking account within 60 days from the end of your qualifying period.
Apply Now

at Bank of America

Amex Business Checking - 30,000 MR bonus points

Available nationwide with the ability to open online, Amex is offering a 30,000 MR Points welcome bonus when you open a new business checking account and make qualifying transactions. Previously, this was a cash offer, but Amex is not offering it as Membership Rewards points which means you can likely stretch it further if you redeem for travel. This is a rare offer from American Express and relatively easy to earn.

American Express : Business Checking

Bonus Amount
30,000 MR Points
Account Type
Business Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new business checking account.
  2. Within 20 days, deposit $5,000 into your account and maintain an average account balance of $5,000 for 60 days.
  3. Within 60 days, make 10 or more transactions (mobile deposits, and electronic/online transactions including ACH, Wire, and Bill Payments).
  4. Bonus will be deposited within 8-12 weeks after completing the requirements.

TBK Bank Business Interest Checking - up to $200 bonus

TBK Bank is offering new Business Interest Checking customers up to $200 for completing certain requirements within 120 days. Each requirement has an associated reward, and you can choose to partake in as many or as few of the requirements as you'd like!

TBK Bank : Business Interest Checking

Bonus Amount
up to $200
Account Type
Business Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new Business Interest Checking account using the link below.
  2. Within 120 days, enroll in TBK Bank Merchant Services to earn $100.
  3. Within the same 120 days, complete 3 recurring automatic transfers from this account to a TBK Bank savings or money market account to earn $50.
  4. Within the same 120 days, make one debit card purchase to earn $25.
  5. Within the same 120 days, open and fund an AIM or Everyday consumer checking account to earn $25.
  6. Any qualifying bonus will be credited to this Business Interest Checking account on the next business day following the end of the 120-day bonus period.

NorthOne Business Banking - $75 bonus

Available nationwide with the ability to open online, NorthOne is offering a $75 bonus when you refer a friend or family member to open a new business checking account and they make a deposit. What's even more? Your friend or family member will also earn $75 from NorthOne!

If you're not already a NorthOne customer, you can create a new account using our NorthOne new member bonus offer.

NorthOne : Business Banking

Bonus Amount
$75
Account Type
Business Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Be an existing NorthOne customer.
  2. Refer a friend or family member using your unique invite code.
  3. Ensure the person you referred makes an initial deposit of at least $50.
  4. Both referral bonuses will be paid within 30 days of the successfully completing the requirements.

Regions Business Checking - $150 bonus

Available primarily in the Southeast, Regions is offering a $150 bonus when you refer a friend to open a new business checking account. What's even more? Your friend will also receive a $150 bonus.

Regions Bank : Business Checking

Bonus Amount
$150
Account Type
Business Checking
Offer Expires
Limited Time
Bonus Requirements
  1. Have an existing Regions account.
  2. Refer a friend or family member using the link below and ensure they open a new account within 90 days with an opening deposit of at least $500.
  3. Within 60 days of opening the account, the person you referred must make at least one Visa Business CheckCard purchase and enroll in eStatements.
  4. Bonus will be paid as a Rewards Card sent via mail within 120 days of all requirements being met.