Bank bonuses are an awesome perk you can enjoy when you open some checking and savings accounts for yourself or your business. A lot of bank bonuses are only offered in specific states or regions. If you live in the Sooner State, you could be eligible for several rewarding bank promotions in Oklahoma.
We’ve identified the best bank promotions and bonus offers in OK. Take a look at each offer’s requirements below to decide if it’s right for you.
Our list includes offers from local banks and credit unions, plus our top recommendations from national banks.
Our Featured Nationwide Bonuses
Here are 3 of our featured bank bonuses that can be obtained nationwide:
See our list of the Best Banks in Oklahoma
Personal Checking Bonuses in Oklahoma
Here are the current personal checking promotions available in OK:
1. MidFirst Bank Personal Checking - $300 bonus
Available in Oklahoma with the ability to open online, MidFirst Bank is offering a $300 welcome bonus when you open a new checking account and set up direct deposit. This is the highest offer we've seen for this market! MidFirst also has branches in Arizona; so if you live there, you'll want to apply for the $350 bonus from MidFirst instead.
MidFirst Bank : Personal Checking [OK only]
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- OK
- Offer Expires
- December 31, 2024
- Bonus Requirements
-
- Open a new personal checking account.
- Within 90 days, set up a $1000 minimum direct deposit.
- Bonus will deposited within 30 days of completing the requirements.
at MidFirst Bank
2. Central Bank of the Midwest Personal Checking - $300 bonus
Available in Oklahoma, Kansas, Missouri, Illinois and possibly Colorado with the ability to open online, Central Bank of the Midwest is offering a $300 welcome bonus when you open a new checking account and set up direct deposit.
Central Bank of the Midwest : Personal Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- MO, OK, KS, CO, IL
- Offer Expires
- December 31, 2024
- Bonus Requirements
-
- Open an eligible personal checking account using the promo code RAF300.
- Deposit $50 or more at account opening.
- Within 90 days, make at least two or more qualifying direct deposits totaling $500 or more.
- Bonus will be deposited into the checking account within 15 business days after completing the requirements and the initial 90 day period is complete.
at Central Bank of the Midwest
3. PNC Virtual Wallet Pro - $200 bonus
Don't live in a state where PNC has a branch? No worries, PNC is offering a $200 bonus when you open a Virtual Wallet Checking Pro account, which is only available to customers outside their in-branch footprint. Just complete the direct deposit requirements within 60 days. If you're in any one of the following states, this bonus is for you: AK, AR, CT, HI, ID, IA, KS, LA, ME, MA, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, SD, TN, UT, VT, WA, WY.
PNC Bank : Virtual Wallet Pro
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Availability
- AK, AR, CT, HI, ID, IA, KS, LA, ME, MA, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, SD, TN, UT, VT, WA, WY
- Offer Expires
- January 2, 2025
- Bonus Requirements
-
- Reside in a state that doesn't have a PNC branch.
- Open an account using the link below.
- Within 60 days, complete direct deposits totaling $2,000.
- Bonus will be deposited within 60-90 days after all conditions are met.
at PNC
4. Equity Bank Personal Checking - up to $200 bonus
New customers can receive up to $200 from Equity Bank when they open a Bank@Work account and complete various (optional) activities.
Receive $50 just for opening your new checking account. Complete direct deposits, use your debit card and open a savings account to earn the remaining $150.
Equity Bank : Personal Checking [Bank@Work]
- Bonus Amount
- up to $200
- Account Type
- Personal Checking
- Availability
- AR, KS, MO, OK
- Bonus Requirements
-
- Be employed at a company with a banking relationship at Equity Bank.
- Open a qualifying checking account to receive $50.
- Do any of the following activities within 45 days to earn their respective bonuses: direct deposit + use your debit card ($50), open a savings account ($100)
- Bonus will be deposited within 45 to 60 days of account opening.
at Equity Bank
5. Oklahoma's Credit Union Student Checking - $10 bonus
Available in Oklahoma with the ability to open online, Oklahoma's Credit Union is offering a $10 welcome bonus when you open a new student checking account with $25.
Oklahoma's Credit Union : Student Checking
- Bonus Amount
- $10
- Account Type
- Student Checking
- Availability
- OK
- Bonus Requirements
-
- Open a new student checking account with $25 or more.
at Oklahoma's Credit Union
6. Arvest Bank Personal Checking - $50 bonus
With branches in Arkansas, Kansas, Missouri, and Oklahoma and the ability to open online, Arvest Bank is offering a $50 welcome bonus when you are referred to open a new personal checking account. This bonus doesn't require direct deposit, but does require debit card spend. What's even more? The friend that referred you will also receive $50.
Arvest Bank : Personal Checking
- Bonus Amount
- $50
- Account Type
- Personal Checking
- Availability
- AR, MO, OK, KS
- Bonus Requirements
-
- Be referred by a current Arrest customer.
- Within 180 days of being referred, open a new Arvest personal checking account.
- Within 60 days, do one of the following: 1) make a direct deposit OR make an automatic payment OR setup a recurring debit card transaction.
- Within the same 60 days, make 8 purchases with your Arvest debit card.
- Bonus will arrive in the form of a Rewards card in 4-6 weeks after completing all offer requirements.
at Arvest Bank
7. Allegiance Credit Union Personal Checking - $250 bonus
Available in select Oklahoma counties, Allegiance Credit Union is offering a $250 welcome bonus when you open a new personal checking account and use your account. You'll need a combination of ACH transactions and debit card usage, but overall it's a fairly easy bonus to earn. On top of that, when you complete the requirements each month you'll earn "rewards" associated with the account you open (ie interest or cash back).
What's more? Once you become a member, you can refer qualifying friends and family to earn an additional $50 each.
Allegiance Credit Union : Personal Checking
- Bonus Amount
- $250
- Account Type
- Personal Checking
- Availability
- OK
- Bonus Requirements
-
- Open a new Kasasa Cash® or Kasasa Cash Back® checking account.
- Enroll in eStatements.
- For the first 2 months, make 15 debit card purchases and have 1 direct deposit, ACH credit, ACH payment, or mobile deposit.
- Cash bonus will be deposited into member’s account 90 days after account opening.
at Allegiance Credit Union
8. Equity Bank Personal Checking - $200 bonus
Available in select midwestern states, Equity bank is offering a $200 bonus when you open a new personal checking account and setup direct deposit. This is the first time we've seen them offer a bonus outside of their Bank@Work program, so now might be a great chance to hop on it if you're in their coverage area.
Equity Bank : Personal Checking
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Availability
- AR, KS, MO, OK
- Bonus Requirements
-
- Open a new personal checking account.
- Within 45 days, setup and complete a direct deposit.
- During the same time period, apply for, receive, and activate and use an Equity Bank debit card.
- Bonus will be directly deposited into customer’s qualifying account after approximately 45 days of account opening, assuming qualifications are met.
at Equity Bank
Note: Don’t see an offer that piques your interest? You can use our tool to explore a full list of bank promotions
Personal Savings Bonuses in Oklahoma
Here are the current personal savings promotions available in OK:
1. Commerce Bank myRewards Savings - up to $40 bonus
Commerce Bank offers a small boost to your savings: open a myRewards savings account, and they'll match your average monthly deposit, up to $20 per account. You can repeat this for up to 5 accounts, but they cap the reward at $40 total. So, if you're depositing $20 into each account, you're actually capped at the first 2 accounts.
This is an annual benefit of the account (versus a one-time welcome offer). So, while the amount is low, it's a good deal for those putting money into savings accounts anyway.
This used to be a $50 offer ($100 total each year), but they've since decreased the reward.
Commerce Bank : myRewards Savings
- Bonus Amount
- up to $40
- Account Type
- Personal Savings
- Availability
- CO, IL, KS, MO, OK
- Bonus Requirements
-
- Open a new myRewards Savings account using the link below.
- Deposit $20 each month for 11 months in a row to get a $20 bonus on the 12th month.
at Commerce Bank
Business Bonuses in Oklahoma
Here are the current business banking promotions available in OK:
1. Central Bank of the Midwest Business Checking - $500 bonus
Available in select midwestern states, Central Bank of the Midwest is offering a $500 welcome bonus when you open a new business checking account and maintain a minimum balance. Don't worry, the amount required isn't absurd like some other offers -- $3,000 is enough to score this $500 bonus...a pretty good ROI if you ask us!
Central Bank of the Midwest : Business Checking
- Bonus Amount
- $500
- Account Type
- Business Checking
- Availability
- MO, OK, KS, CO, IL
- Offer Expires
- January 25, 2025
- Bonus Requirements
-
- Open any business checking account using offer code 500BB10
- At day 90 day from account opening, have a balance of at least $3,000.
- Bonus will be deposited into your account
at Central Bank of the Midwest
2. Regent Bank Business Checking - $2000 bonus
Regent Bank wants a chance to earn your business and is offering $2,000 dollars for opening a new business checking account. You'll need to meet fairly hefty minimum balance requirements and use your debit card to qualify. It's a very solid offer if you have a business within their footprint.
Regent Bank : Business Checking
- Bonus Amount
- $2000
- Account Type
- Business Checking
- Availability
- OK, MO
- Bonus Requirements
-
- Open any Regent Business Checking Account with a minimum opening deposit of $200
- For 90 days, maintain a minimum balance of $50,000.
- Make at least 10 debit card transactions within the initial 90 day period.
- Bonus will be deposited into your Regent Business Checking Account within 10 days after the initial 90 day period.
at Regent Bank
3. Equity Bank Business Checking - $400 bonus
Available in select midwestern states, Equity Bank is offering a $400 welcome bonus when you open a new business checking account and deposit new cash into the bank. It's a fairly simple bonus and the cash requirements are relatively low, so we suggest taking advantage of this offer if you qualify.
Equity Bank : Business Checking
- Bonus Amount
- $400
- Account Type
- Business Checking
- Availability
- AR, KS, MO, OK
- Bonus Requirements
-
- Open a Small Business or Commercial Checking account with Equity Bank.
- By June 30, complete the following: Enroll in business online banking AND make $2,500 or more in qualifying deposits.
- Keep the account open and active.
- Bonus will be deposited into your checking account within 30 days after the qualification expiration date of June 30, 2024.
at Equity Bank
See our full list of the Best Business Checking Account Promotions
Investing Bonuses
Here are the current investing promotions available in your area:
1. J.P. Morgan Self-Directed Investing - up to $700 bonus
Available nationwide with the ability to open online, J.P. Morgan Wealth Management is offering up to a $700 welcome bonus when you open a new Self-Directed Investing account with qualifying minimum funding.
This is tiered bonus, meaning that the more you deposit, the more you may be eligible to earn. New for this iteration, J.P. Morgan has introduced a lower tier at $5,000, down from the previous $25,000 entry point and raised the max bonus amount!
Here are all 4 tiers of this investing bonus:
New Money Added | Bonus Amount |
---|---|
$5,000-$24,999 | $50 |
$25,000-$99,999 | $150 |
$100,000-$249,999 | $325 |
$250,000+ | $700 |
This is the highest offer that we've seen to-date from J.P. Morgan.
J.P. Morgan Wealth Management : Self-Directed Investing
- Bonus Amount
- up to $700
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- January 23, 2025
- Bonus Requirements
-
- Open a J.P. Morgan Self-Directed Investing account using the link below.
- Within 45 days, fund your account with qualifying new money; $5,000 - $24,999 = $50 bonus; $25,000 - $99,999 = $150 bonus; $100,000 - $249,999 = $325 bonus, $250,000 = $700 bonus.
- Your bonus amount will be determined on day 45.
- Maintain your new funds for 90 days (losses due to trading or market fluctuation will not be taken into account).
- Bonus will be received within 15 days.
- INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE
at J.P. Morgan
2. E*TRADE Bank Brokerage - up to $6000 bonus
Payouts have increased again! E*Trade is now offering new investors up to $6,000 in bonus cash when you open and fund a new investing account. You'll only need $1,000 to earn the first tier bonus ($100)!
They've shuffled all the previous tiers and reinstated the tiers for those with 7+ figures to invest. If you're wanting to earn the full $6,000, you need at least $2M in investable assets.
This offer is available to both new and existing customers; however, different rules may apply, so be sure to check the disclosures at the link below.
E*TRADE Bank : Brokerage Account
- Bonus Amount
- up to $6000
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- January 31, 2025
- Bonus Requirements
-
- Open a new eligible E*TRADE brokerage or retirement account using the link below with promocode REWARD24.
- During the first 60 days, fund your new account with new money as follows: $1,000 - $4,999, earn $100; $5,000 - $19,999, earn $150; $20,000-$99,999 earn $300; $100,000-$199,999 earn $600; $200,000-$499,999 earn $800; $500,000 - $999,999, earn $1,000; $1,000,000 - $1,499,999, earn $3,000; $1,500,000 - $1,999,999 earn $5,000; $2M+, earn $6,000.
- If you deposit $200,000 or more, you will receive a cash credit within seven business days.
- If you have deposited at least $200,000 in your account, and you make subsequent deposits in that account to reach a higher tier, you will receive a second cash credit following the close of the 60-day window.
at E*TRADE Bank
3. Citi® Personal Wealth Management - $5000 bonus
Earn up to $5,000 when you open or enroll a new or existing eligible Personal Wealth Management account with new-to-Citi funds.
This is a tiered bonus based on how much you deposit and maintain for the first 3 months. They've up the reward amounts for their upper tiers this go around.
There are 5 levels, starting with a $500 bonus for deposits $50,000 - $199,999 and going up to $5,000 for $2,000,000+.
Citi® : Personal Wealth Management
- Bonus Amount
- $5000
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- December 31, 2024
- Bonus Requirements
-
- Contact Citi to open or enroll a new or existing eligible Citi Personal Wealth Management account
- Fund the Citi Personal Wealth Management account with New-to-Citi Funds within 2 months of account opening (deposit $50,000 for a $500 bonus, $200,000 for a $1,000 bonus, $500,000 for a $2,000 bonus, $1,000,000 for a $3,000 bonus and $2,000,000+ for the $5,000 bonus)
- Enroll into e-delivery of statements within 2 months of account opening.
- Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment).
at Citi®
4. Robinhood Investing - Free stock (up to $200) bonus
Robinhood is a commission-free stock trading platform that's had mixed headlines in the news (GME, what?). But Robinhood is a popular choice – particularly among beginner investors – due to their sleek, easy-to-use app.
This is a program that many investment apps now offer, but Robinhood pioneered: sign up and get a free stock. The stock has a 98% chance of being worth $5-$10, so this isn't an amazing bonus, but it's something for almost nothing (you don't even need to fund your account). The stock will hit your account within a week, and is tradeable 2 days after that.
Robinhood : Investing Account
- Bonus Amount
- Free stock (up to $200)
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Robinhood investing account using the link below.
- Link your bank account.
- Stock bonus will be credited to the enrolled account within approximately one week.
at Robinhood
5. SoFi Invest - up to $10000 bonus
SoFi is offering customers a cash bonus to move your portfolio over to SoFi. The bonus is tiered, and you'll need to transfer $5 million in assets to earn the full $10,000 (steep!), but the bonus starts at $100 for transferring $5,000.
Keep in mind that although SoFi will pay out the bonus within 14 business days of the end of the promo period, they'll claw it back if you withdraw those funds within 180 days. They'll even refund up to $75 in ACAT fees from your other brokerage!
SoFi : Sofi Invest
- Bonus Amount
- up to $10000
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new SoFi Invest account using the link below (or be an existing user).
- Before the promotion's expiration date, transfer investments from another brokerage firm: $5,000 to earn $100, $25,000 to earn $200, $100,000 to earn $500, $250,000 to earn $750, $500,000 to earn $1,000, $1,000,000 to earn $2,500, $2,000,000 to earn $5,000 or $5,000,000+ to earn $10,000.
- Bonuses will be paid within 14 days of the last day of the month in which the transferred assets settled in your SoFi Invest account.
at SoFi
6. Acorns Invest - $20 bonus
Acorns is offering BankBonus.com users a $20 welcome bonus when you open a new Invest account. You just need to open the account from the link below and fund it with $5 to earn the reward.
What's more? They've been running amazing referral bonuses. So, sign up for a new account and then share your referral link with friends and family, and you could be pocketing up to $1,000+ each week!
Acorns : Acorns Invest
- Bonus Amount
- $20
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Acorns Invest account using the link below.
- Fund account with at least $5.
at Acorns
7. Tradestation Brokerage - up to $3500 bonus
Tradestation is offering investors up to $3,500 in bonus cash when you add new funds to a new or existing investing account. You only need $5,000 to earn the first tier bonus ($150), and up to $5M to earn the full $3,500. It's worth noting each of the tiers are considerably higher this time around than when it was previously offered.
Tradestation : Brokerage Account
- Bonus Amount
- up to $3500
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Enroll an existing account or open a new account using promo code TSTVAGFD at the url below.
- Within 45 days, fund your account.
- To receive $150 bonus, fund with $5,000- $24,999; To receive $300 bonus, fund with $25,000- $99,999; To receive $500 bonus, fund with $100,000-$249,999; To receive $1,000 bonus, fund with $250,000-$499,999; To receive $2,000 bonus, fund with $500,000-$999,999; To receive $3,500 bonus, fund with $1,000,000+.
- Bonus will be deposited into the account the month following the end of the 270-calendar day holding period.
at Tradestation
8. Bank of America Merrill Edge Self-Directed - up to $600 bonus
Available nationwide with the ability to open online, Bank of America's Merrill Edge is offering up to a $600 welcome bonus when you open a new Merrill Edge Self-Directed account and make an initial deposit.
What's more? There's also a $1,000 Merrill Edge bonus for those enrolled in Bank of America's Preferred Rewards program. The lower tiers are also bumped as well.
We only list the most popular tiers; however, here's a complete list of tiers you can ask for:
- $20,000 to $49,999 – $100
- $50,000 to $99,999 – $150
- $100,000 to $199,999 – $250
- $200,000 to $299,999 – $600
- $300,000 to $499,999 – $1,000
- $500,000 to $999,999 – $1,500
- $1,000,000 or more – $2,500
- $2,000,000 or more – $3,500
- $5,000,000 or more – $5,000
- $10,000,000 or more – $7,500
Bank of America : Merrill Edge Self-Directed
- Bonus Amount
- up to $600
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Self-Directed Trading account from Merrill Edge using promo code "600ME".
- Within 45 days, fund your account with new money from outside Bank of America. To earn a $100 bonus, deposit $20,000-$49,999; To earn a $150 bonus, deposit $49,999-$99,999; To earn a $250 bonus, deposit $100,000-$199,999; To earn a $600 bonus, deposit $200,000 - $299,999.
- Maintain that balance for at least 90 days.
- Bonus will be deposited within two weeks following the end of the 90 day period.
at Bank of America
9. Citi® Self Invest - up to $500 bonus
Available nationwide to new and existing customers, Citi is offering up to a $500 bonus when you add new-to-Citi funds to a Citi® Self Invest account.
As is typical with Citi promotions, this is a tiered offer: the more you add, the more you earn. You'll need to deposit at least $10,000 to earn a $100 reward, or at least $200,000 to receive the full $500.
You'll need to also maintain your funds through a date defined on the Citi website, depending on the month in which you open your account.
Citi® : Citi® Self Invest
- Bonus Amount
- up to $500
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Citi® Self Invest account or add new-to-Citi funds to an existing account.
- Opt-in to eDelivery of statements and confirmations.
- Bonus will be tiered based on the total amount added: $10,000 to earn $100; $50,000 to earn $200; $200,000 to earn the full $500.
- Maintain the New-To-Citi funds in your account through the “maintain funds” deadline as outlined in the chart.
- Bonus will be credited on the last day of the 3rd month following the “maintain funds” period.
at Citi®
10. Charles Schwab Schwab One® - up to $1000 bonus
If you're not currently a Schwab customer, you can open any investment account and earn a referral bonus based on your net deposit within 45 days. This includes retail brokerage accounts, individual retirement accounts, or the managed portfolios like Schwab Intelligent Portfolios®.
Keep in mind that the link above is only for details – you will need to open the account through a referral link from an existing Schwab customer in order to qualify for the promo.
This is a tiered bonus, the more you deposit, the more you can earn.
- Tier 1 | Balance Maintained: $25,000 - $49,999: $100 Bonus
- Tier 2 | Balance Maintained: $50,000 - $99,999: $300 Bonus
- Tier 3 | Balance Maintained: $100,000 - $499,999: $500 Bonus
- Tier 4 | Balance Maintained: $500,000+: $1,000 Bonus
Charles Schwab : Schwab One®
- Bonus Amount
- up to $1000
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new account using a referral link from an existing member.
- Within 45 days, make a qualifying net deposit between $25,000 - $500,000+ in cash or securities, earning the reward that correlates with that tier ($100-$1,000).
- The net deposit amount at the end of 45 day period will be used to calculate your bonus tier.
- Bonus will be paid into your account about a week after the 45-day period.
at Charles Schwab
11. SoFi SoFi - $15 bonus
SoFi is offering a $15 welcome bonus for you and a friend when you refer someone to open a new SoFi account. This bonus is available across most of their products, including: SoFi Money, SoFi Invest, SoFi Loans and a SoFi credit card. You can receive up to $75 total. This isn't exactly the highest bonus we've seen from them, so you'll have to decide if now is the right time or to hold out for something a little more enticing.
It's important to note too that each program has its own set of rules, each of which is outlined on their referral website linked below.
SoFi : SoFi Account
- Bonus Amount
- $15
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Download the app using the link below.
- Refer a friend (or be referred) using your specific referral link for a particular SoFi product.
- Follow the program rules highlighted on the website.
- Bonus will automatically be applied to your SoFi account(s).
at SoFi
12. Charles Schwab Schwab One® - $101 bonus
Charles Schwab has a bonus targeting new or entry-level investors in what they call the Schwab Starter Kit™, but new customers of all comfort levels can qualify. When you open a new account for this promo, Schwab will invest your bonus in fractional shares or "slices" of the top stocks by market cap in the S&P 500. Schwab recently upped this bonus from $50 at its previous level. It's a great way to start investing!
Charles Schwab : Schwab One®
- Bonus Amount
- $101
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Schwab One account at the url below or open a new taxable investment account using promo code "SCHWABSTARTERKIT".
- Within 30 days, Fund your account with a minimum of $50.
- Once funded, Schwab will deposit $101 in your account to purchase your stock slices at approximately 6:00 pm Eastern Time the next trading day.
at Charles Schwab
See our full list of the Best Brokerage Account Promotions
Oklahoma Banking Statistics
Oklahoma residents have access to a ton of banks and credit unions.
Here are some numbers to put it into perspective, based on the latest data from the FDIC and the Credit Union National Association.
- Number of banks: 178
- Number of state credit unions: 56
- Credit union memberships: 1.43 million
- Deposit market share: 88.3% banks; 11.7% credit unions
- Largest deposit market: Oklahoma City
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