Arvest Bank Personal Checking $50 Referral Bonus

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Arvest Bank : Personal Checking


2.1 score





Offer Expires In

Limited Time Offer

How To Earn The Bonus

  1. Be referred by a current Arrest customer.
  2. Within 180 days of being referred, open a new Arvest personal checking account.
  3. Within 60 days, do one of the following: 1) make a direct deposit OR make an automatic payment OR setup a recurring debit card transaction.
  4. Within the same 60 days, make 8 purchases with your Arvest debit card.
  5. Bonus will arrive in the form of a Rewards card in 4-6 weeks after completing all offer requirements.

Available in Your Area?


Monthly Fees?


Open Online?


Credit Pull?


With branches in Arkansas, Kansas, Missouri, and Oklahoma and the ability to open online, Arvest Bank is offering a $50 welcome bonus when you are referred to open a new personal checking account. This bonus doesn't require direct deposit, but does require debit card spend. What's even more? The friend that referred you will also receive $50.

How To Earn The Bonus

The Arvest Bank Personal Checking promotion requires you to make purchases using the account's card and use a referral link, and optionally, set up direct deposits and set up bill pay in order to earn the $50 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • DIRECT DEPOSITS can include payroll, Social Security, or other income electronically deposited to your eligible account. ACH returned items, Arvest to Arvest transfers, and deposits made through an ATM or Mobile Check Deposit do not qualify.
  • ACH PAYMENTS can be one-­time or recurring payments electronically withdrawn directly from your eligible account that post during the statement cycle. ACH returned items, Arvest to Arvest transfers, and ATM withdrawals from your account do not qualify.
  • RECURRING DEBIT CARD TRANSACTIONS are payments you set up using your debit card information to pay for items on a monthly basis, such as monthly memberships or subscriptions that post during the statement cycle.
  • To make a referral, the Referrer (person making the referral) must register for the program and share the offer.
  • The Referrer will earn a $50 Visa® Reward Card for each individual they refer (Referred Person) to Arvest Bank that registers for the offer using the referral link or media shared by the Referrer, opens a new, qualified Arvest Bank checking account within 180 days of completing the referral registration and completes all program qualifications required of the Referred Person.
  • A Referrer may receive up to five (5) Reward Cards ($250 value) within a calendar year for their qualified referrals. Only one Referrer is eligible for a Reward Card for each qualified Referred Person.

How does this personal checking offer from Arvest Bank compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:


Virtual Wallet®

up to $400
Account Type
Personal Checking
Expires In
35 days
  • Direct Deposit

TD Bank

Beyond Checking

Account Type
Personal Checking
Expires In
219 days
  • Direct Deposit

U.S. Bank

U.S. Bank Smartly® Checking

up to $700
Account Type
Personal Checking
Expires In
31 days
  • Direct Deposit
  • Min Balance (optional)

Why Arvest Bank?

Preferred Club


Preferred Club does charge a monthly maintenance fee of $18, but there are ways to get this waived:

  • Maintain $20,000 in consumer deposits or consumer loans.
  • OR, maintain $25,000 in combined loans and deposits.
  • OR, have at least $100,000 in mortgage loans.
  • OR, have $50,000 in brokerage assets.
  • OR, have a qualified managed trust.

Arvest Club


Arvest Club charges a monthly maintenance fee of $12.



myBlue® charges a monthly maintenance fee of $6.

Basic Blue™

Basic Blue™, as the name suggests, is a basic checking account from Arvest that comes with no frills and paper statements.


Basic Blue™ charges a monthly maintenance fee of $3.

Free Blue™

Free Blue™ is Arvest's free checking account that comes with eStatements.


Free Blue™ does not charge a monthly maintenance fee.

Bright Solutions™

Bright Solutions™ is Ardent's cheapest checking account (when enrolled in eStatements) that comes with Online Billpay.


Bright Solutions™ does charge a monthly maintenance fee of $7.

While you may not be able to avoid this fee, it can be reduced by doing the following:

  • Enroll in eStatements to save $2.

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