Missouri is home to some excellent banks and credit unions, and several of them are currently offering bank bonuses to attract new customers. We’re here to show you the best offers in the Show-Me State, from personal checking and saving accounts to business account bank promotions in Missouri.
Read on to learn what each bank or credit union is offering, see what the requirements are, and then apply for an account online.
Our Featured Nationwide Bonuses
Here are 3 of our featured bank bonuses that can be obtained nationwide:
BMO
Personal Checking
- Bonus
- $350*
- Account Type
- Personal Checking
- Expires In
- 41 days
- Requires
- Direct Deposit
SoFi
SoFi Checking and Savings
- Bonus
- up to $300
- Account Type
- Personal Checking
- Expires In
- 315 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
See our list of the Best Banks in Missouri
Personal Checking Bonuses in Missouri
Here are the current personal checking promotions available in MO:
1. BMO Personal Checking - $350* bonus
BMO is giving you 3 months to accumulate $4,000 in direct deposits to earn a $350 cash bonus* for opening a new BMO Smart Advantage Checking Account or BMO Smart Money Checking Account.
This offer is available nationally if you open online, or in-branch if you live in a state within their brick-and-mortar footprint. What's even better? They're also offering a $5/month kicker on their Savings Builder account every month you save $200 or more, for the first year..
This reward has increased compared to the bonus they offered earlier this year, with the same requirements.
BMO : Personal Checking
- Bonus Amount
- $350*
- Account Type
- Personal Checking
- Availability
- Nationwide
- Offer Expires
- May 2, 2025
- Bonus Requirements
-
- Open a new BMO Smart Advantage Checking Account or BMO Smart Money Checking Account using the link below.
- Within 90 days, have a total of $4,000 in direct deposits.
- If qualifications are met, bonus is paid approximately 100 days after account opening.
- *Conditions apply. Accounts are subject to approval and available in the U.S. by BMO Bank N.A. Member FDIC
at BMO
2. UBT Personal Checking - up to $100 bonus
Union Bank & Trust is offering $100 to new customers that sign up for one of their Simply Free, Simply Free Plus, Simply Free Platinum, or University checking accounts. This is no longer a tiered bonus, meaning regardless of which account you open, you'll earn the same amount.
You'll need to have $2,000 in direct deposits to earn the full reward amount.
What's more? You can earn an additional $100 bonus by opening a new savings account with qualifying activities!
Union Bank and Trust : Personal Checking
- Bonus Amount
- up to $100
- Account Type
- Personal Checking
- Availability
- NE, KS, MO, IA
- Offer Expires
- March 31, 2025
- Bonus Requirements
-
- Open a new Simply Free, Simply Free Plus, Simply Free Platinum, or University checking account.
- Within 90 days, receive direct deposits totaling $2,000 or more to qualify for a $100 bonus.
- Bonus will be credited within 100 days of account opening.
at UBT
3. Regions LifeGreen Preferred Checking® - $400 bonus
Regions Bank is back with their $400 bonus, but this time it's for new LifeGreen Preferred Checking account customers. You'll need to first register for the bonus by March 31, then open your account by May 1.
It's a fairly straightforward offer from a widely available bank. Best of all, it's $100 higher than when most recently offered!
Regions Bank : LifeGreen Preferred Checking®
- Bonus Amount
- $400
- Account Type
- Personal Checking
- Availability
- AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
- Offer Expires
- March 31, 2025
- Bonus Requirements
-
- Register for the offer by March 31 at the link below.
- By May 1, open a new personal LifeGreen Preferred Checking account online using the promo code W25CKGAFF or at your local branch by presenting your personalized email voucher.
- Enroll in online banking.
- Within 90 days, receive direct deposits totaling $1,000.
- Bonus will be credited to your account within 60 days of completing the requirements.
at Regions
4. Hancock Whitney Freestyle Checking - $200 bonus
Want to make an easy $200 from Hancock Whitney? The requirements remain the same as the most recent offer they ran. To earn the bonus, you'll need to enter your email address to get a personalized promo code, but you can then take that code in branch or apply online to open the account.
You'll then have until the end of May 2025 to receive a direct deposit.
A $200 bonus for receiving a single $300 direct deposit is a really solid offer, so we recommend checking it out if you live in Hancock Whitney Bank's footprint!
Keep in mind that you'll need to keep the account open for at least 6 months to avoid any early termination fees. Also, for anyone who previously received the Connect Checking offer, Hancock Whitney updated the fine print to limit bonuses to once every two years, versus the previous once-per-year limit.
Hancock Whitney Bank : Freestyle Checking
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Availability
- AL, FL, LA, MO, TX
- Offer Expires
- March 31, 2025
- Bonus Requirements
-
- Enter your email address on the offer page linked below.
- Take your emailed offer code into a Hancock Whitney branch or apply online to open a new Freestyle checking account.
- By May 31, 2025, receive direct deposits totaling $300 or more.
- Bonus will be credited to your account within 6 weeks after the qualification period.
at Hancock Whitney
5. Busey Bank Personal Checking - up to $300 bonus
Available primarily in select midwestern states, Busey Bank is offering up to a $300 welcome bonus when you open a new personal checking account and set up direct deposit. They want you to maintain an active account, so you'll also need to use your debit card as well.
This bonus is broken down into monthly installments of $50. You'll need to complete the requirements outlined each month in the first 6 months to receive the max bonus amount.
Busey Bank : Personal Checking
- Bonus Amount
- up to $300
- Account Type
- Personal Checking
- Availability
- FL, IL, IN, MO
- Offer Expires
- April 15, 2025
- Bonus Requirements
-
- Open a new Busey Pillar Banking or Foundation Checking account using promocode "TAXREFUND".
- By May 31, Direct deposit your tax refund into to your account and use your debit card at least 3 times.
- Enroll and remain enrolled in online banking with eStatements.
- Bonuses will be received within 10 business days of the preceding month after completing each of the qualifying activity requirements
at Busey Bank
6. U.S. Bank Smartly® Checking - up to $450 bonus
U.S. Bank is offering up to a $450 bonus for opening a new U.S. Bank Smartly® Checking. This is back towards the lower end of bonuses we've seen from U.S. Bank.
The direct deposit threshold for the checking bonus is somewhat steep to earn the max bonus amount, but if you have the income, this is an easy bonus. You'll have 90 days to reach this target, but keep in mind that unlike some banks that let you hit the bonus in a single transaction, U.S. Bank requires at least two direct deposits to qualify for this promotion.
U.S. Bank : U.S. Bank Smartly® Checking
- Bonus Amount
- up to $450
- Account Type
- Personal Checking
- Availability
- AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
- Offer Expires
- April 17, 2025
- Bonus Requirements
-
- Open a new U.S. Bank Smartly® Checking account.
- Within 90 days, enroll in online banking or the U.S. Bank Mobile App.
- Within the same 90 days, make two or more direct deposits totaling amounts as follows: $2,000 - $4,999.99, earn $250; $5,000 - $7,999.99, earn $350; $8,000+, earn $450.
- Bonus will be credited to your new checking account within 60 days following the end of the calendar month during which you completed all the offer requirements.
at U.S. Bank
7. Associated Bank Associated Checking - up to $600 bonus
Associated Bank is back with their personal checking bonus but this time offering a much higher payout. The requirements remain the same: direct deposits totaling $500 plus maintaining a minimum balance.
The offer is tiered so that the more you maintain, the more you earn, with $10,000 earning the full $600. Fortunately, all accounts titled to the primary account holder count toward this balance, including CDs, savings, MMA, and IRAs – so you don't even have to tie up your funds in a checking account to qualify.
Associated Bank : Associated Checking Account
- Bonus Amount
- up to $600
- Account Type
- Personal Checking
- Availability
- IA, IL, IN, KS, MI, MN, MO, OH, WI
- Offer Expires
- June 30, 2025
- Bonus Requirements
-
- Open a new personal checking account using the link below.
- Within 90 days, receive direct deposits totaling $500.
- Within 30 days of opening the account, deposit $1,000 to earn $300, $5,000 to earn $400, or $10,000 to earn $600.
- Maintain the balance from days 31-90.
- Bonus will be credited to your account within 120 days of opening the account.
at Associated Bank
8. Central Bank of the Midwest Personal Checking - $300 bonus
Back for 2025! Available in Oklahoma, Kansas, Missouri, Illinois and possibly Colorado with the ability to open online, Central Bank of the Midwest is offering a $300 welcome bonus when you open a new checking account and set up direct deposit.
Central Bank of the Midwest : Personal Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- MO, OK, KS, CO, IL
- Offer Expires
- December 31, 2025
- Bonus Requirements
-
- Open an eligible personal checking account using the promo code RAF300.
- Deposit $50 or more at account opening.
- Within 90 days, make at least two or more qualifying direct deposits totaling $500 or more.
- Bonus will be deposited into the checking account within 15 business days after completing the requirements and the initial 90 day period is complete.
at Central Bank of the Midwest
9. Equity Bank Personal Checking - up to $200 bonus
New customers can receive up to $200 from Equity Bank when they open a Bank@Work account and complete various (optional) activities.
Receive $50 just for opening your new checking account. Complete direct deposits, use your debit card and open a savings account to earn the remaining $150.
Equity Bank : Personal Checking [Bank@Work]
- Bonus Amount
- up to $200
- Account Type
- Personal Checking
- Availability
- AR, KS, MO, OK
- Bonus Requirements
-
- Be employed at a company with a banking relationship at Equity Bank.
- Open a qualifying checking account to receive $50.
- Do any of the following activities within 45 days to earn their respective bonuses: direct deposit + use your debit card ($50), open a savings account ($100)
- Bonus will be deposited within 45 to 60 days of account opening.
at Equity Bank
10. Hawthorn Bank Personal Checking Referral - $50 bonus
Available in Missouri, Hawthorn Bank is offering a $50 referral bonus (Visa Reward Card) when your friend opens a new checking account and sets up direct deposit. What's even more? Your friend will also receive a bonus of $50 Visa Reward Card and can receive an additional $25 gift card if they open a savings account within 60 days.
Hawthorn Bank : Personal Checking Referral
- Bonus Amount
- $50
- Account Type
- Personal Checking
- Availability
- MO
- Bonus Requirements
-
- Complete your information in the registration form at the link below.
- Provide contact information AND a valid email address for the friends or family members you are referring OR share this offer via social media.
- Ensure your friend or family member registers, opens a new personal checking account AND completes the following requirements within 90 days of account opening: 1) Makes at least 2 direct deposits (totaling at least $500), 2) Keeps the account open for at least 60 days.
- Reward cards will be received within 4-6 weeks after the initial 90 day period.
at Hawthorn Bank
11. CommunityAmerica Credit Union AtWork Checking - $200 bonus
CommunityAmerica Credit Union is offering a $200 welcome bonus (up from the previous $150 offer!) to those who open a new Chiefs Checking or Cashback Free Checking account.
This offer is part of their At Work Program and partnership with Burns & McDonnell, but the fine print doesn't state that you need to be associated with Burns & McDonnell, unlike the terms of the mortgage offer also listed on the page. So, YMMV.
CommunityAmerica Credit Union : AtWork Checking
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Availability
- KS, MO
- Bonus Requirements
-
- Open a new Chiefs Checking or Cashback Free Checking account using the promo code BMC.
- Within 60 days, receive a monthly direct deposit of $250.
- The bonus will be deposited into your primary savings account within 30 days of meeting the requirements.
at CommunityAmerica Credit Union
12. Regions LifeGreen Checking - $50 bonus
Available primarily in the Southeast with the ability to open online, Regions is offering a $50 bonus when you refer a friend to open a new personal checking account. What's even more? Your friend will also receive a $50 bonus (if you refer a business, they'll get a $150 bonus).
Your friend can stack this offer with their checking account bonus to earn a total of $250.
Regions Bank : LifeGreen Checking
- Bonus Amount
- $50
- Account Type
- Personal Checking
- Availability
- AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
- Bonus Requirements
-
- Have an existing Regions account.
- Refer a friend or family member using the link below and ensure they open a new account within 90 days.
- Within 60 days of opening the account, the person you referred must complete the following: 1) make at least 10 debit card purchases; 2) make a direct deposit of at least $300; and 3) enroll in eStatements.
- Bonus will be paid as a Rewards Card sent via mail within 120 days of all requirements being met.
at Regions
13. Arvest Bank Personal Checking - $50 bonus
With branches in Arkansas, Kansas, Missouri, and Oklahoma and the ability to open online, Arvest Bank is offering a $50 welcome bonus when you are referred to open a new personal checking account. This bonus doesn't require direct deposit, but does require debit card spend. What's even more? The friend that referred you will also receive $50.
Arvest Bank : Personal Checking
- Bonus Amount
- $50
- Account Type
- Personal Checking
- Availability
- AR, MO, OK, KS
- Bonus Requirements
-
- Be referred by a current Arrest customer.
- Within 180 days of being referred, open a new Arvest personal checking account.
- Within 60 days, do one of the following: 1) make a direct deposit OR make an automatic payment OR setup a recurring debit card transaction.
- Within the same 60 days, make 8 purchases with your Arvest debit card.
- Bonus will arrive in the form of a Rewards card in 4-6 weeks after completing all offer requirements.
at Arvest Bank
14. Bank Midwest Personal Checking - $50 bonus
Are you an existing customer? For a limited time, Bank Midwest will give you and a friend both $50 when you refer them to open a new personal checking account and setup direct deposit. They'll also need to make purchases with their debit card in the first 2 months. You can earn up to $500 a year in referral bonuses.
Bank Midwest : Personal Checking
- Bonus Amount
- $50
- Account Type
- Personal Checking
- Availability
- MO, KS
- Bonus Requirements
-
- Refer a friend or family member to open and use a new Bank Midwest personal checking account by registering at the link below.
- Within 60 days, ensure the person you referred receives 1 or more direct deposits totaling $500.
- Within the same 60 days, ensure they use their debit card for purchases at least 15 times.
- Bonus will be awarded within 4-6 weeks after completing all requirements.
at Bank Midwest
15. CIBC Personal Checking - $200 bonus
CIBC is offering a $200 welcome bonus when you open a new personal checking account and complete an ACH deposit. This is the first time we've seen an offer from CIBC U.S. so now might be a good time to jump on it if you're near a branch.
CIBC Bank USA : Personal Checking
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Availability
- IL, MI, WI, MO
- Bonus Requirements
-
- Go into a branch and open an iCan or MyChoice checking account with at least $500.
- Within 90 days of opening the account, make 1 direct deposit or ACH transaction to the account.
- During this same 90 day period, elect to receive eStatements through CIBC NetBanking.
- Bonus will be credited to the account within 100 days after account opening.
at CIBC
16. Equity Bank Personal Checking - $200 bonus
Available in select midwestern states, Equity bank is offering a $200 bonus when you open a new personal checking account and setup direct deposit. This is the first time we've seen them offer a bonus outside of their Bank@Work program, so now might be a great chance to hop on it if you're in their coverage area.
Equity Bank : Personal Checking
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Availability
- AR, KS, MO, OK
- Bonus Requirements
-
- Open a new personal checking account.
- Within 45 days, setup and complete a direct deposit.
- During the same time period, apply for, receive, and activate and use an Equity Bank debit card.
- Bonus will be directly deposited into customer’s qualifying account after approximately 45 days of account opening, assuming qualifications are met.
at Equity Bank
Note: Don’t see an offer that piques your interest? You can use our tool to explore a full list of bank promotions
Personal Savings Bonuses in Missouri
Here are the current personal savings promotions available in MO:
1. UBT Simply Savings - $100 bonus
Union Bank & Trust is offering $100 for new customers that open a personal savings account.
This offer can be coupled with their personal checking account offer for additional earnings.
Union Bank and Trust : Simply Savings
- Bonus Amount
- $100
- Account Type
- Personal Savings
- Availability
- NE, KS, MO, IA
- Offer Expires
- March 31, 2025
- Bonus Requirements
-
- Open a new Simply Savings account.
- Maintain a $2,000 balance for 90 calendar days from account opening and enroll in paperless statements via online or mobile banking.
- Bonus will be credited to your active account within 100 days of meeting the requirements
at UBT
2. Commerce Bank myRewards Savings - up to $40 bonus
Commerce Bank offers a small boost to your savings: open a myRewards savings account, and they'll match your average monthly deposit, up to $20 per account. You can repeat this for up to 5 accounts, but they cap the reward at $40 total. So, if you're depositing $20 into each account, you're actually capped at the first 2 accounts.
This is an annual benefit of the account (versus a one-time welcome offer). So, while the amount is low, it's a good deal for those putting money into savings accounts anyway.
This used to be a $50 offer ($100 total each year), but they've decreased the reward in recent years.
Commerce Bank : myRewards Savings
- Bonus Amount
- up to $40
- Account Type
- Personal Savings
- Availability
- CO, IL, KS, MO, OK
- Bonus Requirements
-
- Open a new myRewards Savings account using the link below.
- Deposit $20 each month for 11 months in a row to get a $20 bonus on the 12th month.
at Commerce Bank
3. BMO Savings Builder - up to $60 bonus
$5 extra each month just for putting money into my own savings account? OKAY. BMO is offering a total of $60 (5 bucks a month for a maximum of 12 months) as a savings-incentive bonus if you open a new Savings Builder account.
Pro tip: maximize your bonus by also taking advantage of either of the personal checking account welcome bonuses they're offering.
BMO : Savings Builder
- Bonus Amount
- up to $60
- Account Type
- Personal Savings
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Savings Builder account using the link below.
- Earn an extra $5 for every month you deposit at least $200 into the account, for up to 12 months.
at BMO
Business Bonuses in Missouri
Here are the current business banking promotions available in MO:
1. Central Bank of the Midwest Business Checking - $500 bonus
Available in select midwestern states, Central Bank of the Midwest is offering a $500 welcome bonus when you open a new business checking account and maintain a minimum balance. Don't worry, the amount required isn't absurd like some other offers -- $3,000 is enough to score this $500 bonus...a pretty good ROI if you ask us!
Central Bank of the Midwest : Business Checking
- Bonus Amount
- $500
- Account Type
- Business Checking
- Availability
- MO, OK, KS, CO, IL
- Offer Expires
- March 31, 2025
- Bonus Requirements
-
- Open any business checking account using offer code 500BB11
- At day 90 day from account opening, have a balance of at least $3,000.
- Bonus will be deposited into your account
at Central Bank of the Midwest
2. Associated Bank Business Checking - up to $750 bonus
Back for 2025! Available in quite a few midwestern states, Associated Bank is offering up to a $750 welcome bonus when you open a new business checking account and deposit new money. The business account you open will determine what the max bonus amount you'll be eligible for.
What's even more? You can stack this offer with their personal checking account bonuses to earn a lot more!
Associated Bank : Business Checking
- Bonus Amount
- up to $750
- Account Type
- Business Checking
- Availability
- IA, IL, IN, KS, MI, MN, MO, OH, WI
- Offer Expires
- June 30, 2025
- Bonus Requirements
-
- Be a new business checking customer and open a new business checking account.
- Open a Business Foundation Checking® account and deposit $2,000 in new money within 30 days, earn a $100 bonus; Open a Business Core Checking® account and deposit $5,000 in new money, earn a $400 bonus; Open a Business Advanced Checking® account and deposit $20,000 in new money, earn $750
- Maintain the minimum balance between days 31 to 90.
- Bonus will be deposited into the new Associated Bank business checking account within 120 days of account opening.
- Keep the account open for at least 12 months
at Associated Bank
3. Hawthorn Bank Business Checking Referral - $50 bonus
Available in Missouri, Hawthorn Bank is offering a $50 referral bonus (Visa Reward Card) when your friend opens a new checking account and sets up direct deposit. What's even more? Your friend will receive a $150 Visa Reward Card.
Hawthorn Bank : Business Checking Referral
- Bonus Amount
- $50
- Account Type
- Business Checking
- Availability
- MO
- Bonus Requirements
-
- Complete your information in the registration form at the link below.
- Provide contact information and a valid email address for the friends or family members you are referring OR share this offer via social media.
- Ensure your friend or family member registers, opens a new business checking account and completes the following requirements within 90 days of account opening: 1) Makes at least 2 direct deposits (totaling at least $500), 2) Keeps the account open for at least 60 days.
- Reward cards will be received within 4-6 weeks after the initial 90 day period.
at Hawthorn Bank
4. Regions Business Checking - $150 bonus
Available primarily in the Southeast, Regions is offering a $150 bonus when you refer a friend to open a new business checking account. What's even more? Your friend will also receive a $150 bonus (if you refer a personal account, they will only receive a $50 bonus).
Regions Bank : Business Checking
- Bonus Amount
- $150
- Account Type
- Business Checking
- Availability
- AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, TX
- Bonus Requirements
-
- Have an existing Regions account.
- Refer a friend or family member using the link below and ensure they open a new account within 90 days with an opening deposit of at least $500.
- Within 60 days of opening the account, the person you referred must make at least one Visa Business CheckCard purchase and enroll in eStatements.
- Bonus will be paid as a Rewards Card sent via mail within 120 days of all requirements being met.
at Regions
5. Equity Bank Business Checking - $400 bonus
Available in select midwestern states, Equity Bank is offering a $400 welcome bonus when you open a new business checking account and deposit new cash into the bank. It's a fairly simple bonus and the cash requirements are relatively low, so we suggest taking advantage of this offer if you qualify.
Equity Bank : Business Checking
- Bonus Amount
- $400
- Account Type
- Business Checking
- Availability
- AR, KS, MO, OK
- Bonus Requirements
-
- Open a Small Business or Commercial Checking account with Equity Bank.
- By June 30, complete the following: Enroll in business online banking AND make $2,500 or more in qualifying deposits.
- Keep the account open and active.
- Bonus will be deposited into your checking account within 30 days after the qualification expiration date of June 30, 2024.
at Equity Bank
See our full list of the Best Business Checking Account Promotions
Investing Bonuses
Here are the current investing promotions available in your area:
1. J.P. Morgan Self-Directed Investing - up to $700 bonus
Available nationwide with the ability to open online, J.P. Morgan Wealth Management is offering up to a $700 welcome bonus when you open a new Self-Directed Investing account with qualifying minimum funding.
This is tiered bonus, meaning that the more you deposit, the more you may be eligible to earn. New for this iteration, J.P. Morgan has introduced a lower tier at $5,000, down from the previous $25,000 entry point and raised the max bonus amount!
Here are all 4 tiers of this investing bonus:
| New Money Added | Bonus Amount |
|---|---|
| $5,000-$24,999 | $50 |
| $25,000-$99,999 | $150 |
| $100,000-$249,999 | $325 |
| $250,000+ | $700 |
This is the highest offer that we've seen to-date from J.P. Morgan.
J.P. Morgan Wealth Management : Self-Directed Investing
- Bonus Amount
- up to $700
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- April 15, 2025
- Bonus Requirements
-
- Open a J.P. Morgan Self-Directed Investing account using the link below.
- Within 45 days, fund your account with qualifying new money; $5,000 - $24,999 = $50 bonus; $25,000 - $99,999 = $150 bonus; $100,000 - $249,999 = $325 bonus, $250,000 = $700 bonus.
- Your bonus amount will be determined on day 45.
- Maintain your new funds for 90 days (losses due to trading or market fluctuation will not be taken into account).
- Bonus will be received within 15 days.
- INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE
at J.P. Morgan
2. E*TRADE Bank Brokerage - up to $6000 bonus
Payouts have increased again! E*Trade is now offering new investors up to $6,000 in bonus cash when you open and fund a new investing account. You'll only need $1,000 to earn the first tier bonus ($100)!
They've shuffled all the previous tiers and reinstated the tiers for those with 7+ figures to invest. If you're wanting to earn the full $6,000, you need at least $2M in investable assets.
This offer is available to both new and existing customers; however, different rules may apply, so be sure to check the disclosures at the link below.
E*TRADE Bank : Brokerage Account
- Bonus Amount
- up to $6000
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- July 31, 2025
- Bonus Requirements
-
- Open a new eligible E*TRADE brokerage or retirement account using the link below with promocode OFFER25.
- During the first 60 days, fund your new account with new money as follows: $1,000 - $4,999, earn $100; $5,000 - $19,999, earn $150; $20,000-$99,999 earn $300; $100,000-$199,999 earn $600; $200,000-$499,999 earn $800; $500,000 - $999,999, earn $1,000; $1,000,000 - $1,499,999, earn $3,000; $1,500,000 - $1,999,999 earn $5,000; $2M+, earn $6,000.
- If you deposit $200,000 or more, you will receive a cash credit within seven business days.
- If you have deposited at least $200,000 in your account, and you make subsequent deposits in that account to reach a higher tier, you will receive a second cash credit following the close of the 60-day window.
at E*TRADE Bank
3. Acorns Invest - $900 bonus
Every week, Acorns reintroduces its referral bonus, which gives you cash for referring friends to the FinTech. This week, Acorns is offering a $900 bonus when you refer 5 friends who open a new Invest account and make their first investment. We've seen Acorns offer more in the past, but it's not a bad "average reward per person" deal, and super easy if you know people.
You don't need to already have an Acorns account to qualify, either.
Just sign up for one using the link below, make an initial deposit of at least $5, and you'll have instant access to your unique referral link, which you can then pass along to your friends. In your account, you'll be able to see the number of pending and successful referrals so that you can keep track of your progress to the bonus.
This offer will also automatically stack with their regular $20 bonus offered to BankBonus.com users, for additional earnings.
Acorns : Acorns Invest [Referral Program]
- Bonus Amount
- $900
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- March 23, 2025
- Bonus Requirements
-
- If you do not already have an Acorns Invest account, create one using the link below and make an initial deposit of at least $5 and earn a $20 bonus.
- Refer 5 friends using your personal referral link during the promo period, and ensure they make their first investment by April 6, 2025.
- Referees must maintain their account in good standing for at least 30 days from the last day of the Qualification Period.
- Bonus(es) will be deposited within 30 days of promotional period ending.
at Acorns
4. Citi® Personal Wealth Management - $5000 bonus
Earn up to $5,000 when you open or enroll a new or existing eligible Personal Wealth Management account with new-to-Citi funds.
This is a tiered bonus based on how much you deposit and maintain for the first 3 months. They've up the reward amounts for their upper tiers this go around.
There are 5 levels, starting with a $500 bonus for deposits $50,000 - $199,999 and going up to $5,000 for $2,000,000+.
Citi® : Personal Wealth Management
- Bonus Amount
- $5000
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- March 31, 2025
- Bonus Requirements
-
- Contact Citi to open or enroll a new or existing eligible Citi Personal Wealth Management account
- Fund the Citi Personal Wealth Management account with New-to-Citi Funds within 2 months of account opening (deposit $50,000 for a $500 bonus, $200,000 for a $1,000 bonus, $500,000 for a $2,000 bonus, $1,000,000 for a $3,000 bonus and $2,000,000+ for the $5,000 bonus)
- Enroll into e-delivery of statements within 2 months of account opening.
- Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment).
at Citi®
5. Robinhood Investing - Free stock (up to $200) bonus
Robinhood is a commission-free stock trading platform that's had mixed headlines in the news (GME, what?). But Robinhood is a popular choice – particularly among beginner investors – due to their sleek, easy-to-use app.
This is a program that many investment apps now offer, but Robinhood pioneered: sign up and get a free stock. The stock has a 98% chance of being worth $5-$10, so this isn't an amazing bonus, but it's something for almost nothing (you don't even need to fund your account). The stock will hit your account within a week, and is tradeable 2 days after that.
Robinhood : Investing Account
- Bonus Amount
- Free stock (up to $200)
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Robinhood investing account using the link below.
- Link your bank account.
- Stock bonus will be credited to the enrolled account within approximately one week.
at Robinhood
6. SoFi Invest - up to $10000 bonus
SoFi is offering customers a cash bonus to move your portfolio over to SoFi. The bonus is tiered, and you'll need to transfer $5 million in assets to earn the full $10,000 (steep!), but the bonus starts at $100 for transferring $5,000.
Keep in mind that although SoFi will pay out the bonus within 14 business days of the end of the promo period, they'll claw it back if you withdraw those funds within 180 days. They'll even refund up to $75 in ACAT fees from your other brokerage!
SoFi : Sofi Invest
- Bonus Amount
- up to $10000
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new SoFi Invest account using the link below (or be an existing user).
- Before the promotion's expiration date, transfer investments from another brokerage firm: $5,000 to earn $100, $25,000 to earn $200, $100,000 to earn $500, $250,000 to earn $750, $500,000 to earn $1,000, $1,000,000 to earn $2,500, $2,000,000 to earn $5,000 or $5,000,000+ to earn $10,000.
- Bonuses will be paid within 14 days of the last day of the month in which the transferred assets settled in your SoFi Invest account.
at SoFi
7. Acorns Invest - $20 bonus
Acorns is offering BankBonus.com users a $20 welcome bonus when you open a new Invest account. You just need to open the account from the link below and fund it with $5 to earn the reward.
What's more? They've been running amazing referral bonuses. So, sign up for a new account and then share your referral link with friends and family, and you could be pocketing up to $1,000+ each week!
Acorns : Acorns Invest
- Bonus Amount
- $20
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Acorns Invest account using the link below.
- Fund account with at least $5.
at Acorns
8. Tradestation Brokerage - up to $3500 bonus
Tradestation is offering investors up to $3,500 in bonus cash when you add new funds to a new or existing investing account. You only need $5,000 to earn the first tier bonus ($150), and up to $5M to earn the full $3,500. It's worth noting each of the tiers are considerably higher this time around than when it was previously offered.
Tradestation : Brokerage Account
- Bonus Amount
- up to $3500
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Enroll an existing account or open a new account using promo code TSTVAGFD at the url below.
- Within 45 days, fund your account.
- To receive $150 bonus, fund with $5,000- $24,999; To receive $300 bonus, fund with $25,000- $99,999; To receive $500 bonus, fund with $100,000-$249,999; To receive $1,000 bonus, fund with $250,000-$499,999; To receive $2,000 bonus, fund with $500,000-$999,999; To receive $3,500 bonus, fund with $1,000,000+.
- Bonus will be deposited into the account the month following the end of the 270-calendar day holding period.
at Tradestation
9. Bank of America Merrill Edge Self-Directed - up to $600 bonus
Available nationwide with the ability to open online, Bank of America's Merrill Edge is offering up to a $600 welcome bonus when you open a new Merrill Edge Self-Directed account and make an initial deposit.
What's more? There's also a $1,000 Merrill Edge bonus for those enrolled in Bank of America's Preferred Rewards program. The lower tiers are also bumped as well.
We only list the most popular tiers; however, here's a complete list of tiers you can ask for:
- $20,000 to $49,999 – $100
- $50,000 to $99,999 – $150
- $100,000 to $199,999 – $250
- $200,000 to $299,999 – $600
- $300,000 to $499,999 – $1,000
- $500,000 to $999,999 – $1,500
- $1,000,000 or more – $2,500
- $2,000,000 or more – $3,500
- $5,000,000 or more – $5,000
- $10,000,000 or more – $7,500
Bank of America : Merrill Edge Self-Directed
- Bonus Amount
- up to $600
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Self-Directed Trading account from Merrill Edge using promo code "600ME".
- Within 45 days, fund your account with new money from outside Bank of America. To earn a $100 bonus, deposit $20,000-$49,999; To earn a $150 bonus, deposit $49,999-$99,999; To earn a $250 bonus, deposit $100,000-$199,999; To earn a $600 bonus, deposit $200,000 - $299,999.
- Maintain that balance for at least 90 days.
- Bonus will be deposited within two weeks following the end of the 90 day period.
at Bank of America
10. Citi® Self Invest - up to $500 bonus
Available nationwide to new and existing customers, Citi is offering up to a $500 bonus when you add new-to-Citi funds to a Citi® Self Invest account.
As is typical with Citi promotions, this is a tiered offer: the more you add, the more you earn. You'll need to deposit at least $10,000 to earn a $100 reward, or at least $200,000 to receive the full $500.
You'll need to also maintain your funds through a date defined on the Citi website, depending on the month in which you open your account.
Citi® : Citi® Self Invest
- Bonus Amount
- up to $500
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Citi® Self Invest account or add new-to-Citi funds to an existing account.
- Opt-in to eDelivery of statements and confirmations.
- Bonus will be tiered based on the total amount added: $10,000 to earn $100; $50,000 to earn $200; $200,000 to earn the full $500.
- Maintain the New-To-Citi funds in your account through the “maintain funds” deadline as outlined in the chart.
- Bonus will be credited on the last day of the 3rd month following the “maintain funds” period.
at Citi®
11. Charles Schwab Schwab One® - up to $1000 bonus
If you're not currently a Schwab customer, you can open any investment account and earn a referral bonus based on your net deposit within 45 days. This includes retail brokerage accounts, individual retirement accounts, or the managed portfolios like Schwab Intelligent Portfolios®.
Keep in mind that the link above is only for details – you will need to open the account through a referral link from an existing Schwab customer in order to qualify for the promo.
This is a tiered bonus, the more you deposit, the more you can earn.
- Tier 1 | Balance Maintained: $25,000 - $49,999: $100 Bonus
- Tier 2 | Balance Maintained: $50,000 - $99,999: $300 Bonus
- Tier 3 | Balance Maintained: $100,000 - $499,999: $500 Bonus
- Tier 4 | Balance Maintained: $500,000+: $1,000 Bonus
Charles Schwab : Schwab One®
- Bonus Amount
- up to $1000
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new account using a referral link from an existing member.
- Within 45 days, make a qualifying net deposit between $25,000 - $500,000+ in cash or securities, earning the reward that correlates with that tier ($100-$1,000).
- The net deposit amount at the end of 45 day period will be used to calculate your bonus tier.
- Bonus will be paid into your account about a week after the 45-day period.
at Charles Schwab
12. SoFi SoFi - $15 bonus
SoFi is offering a $15 welcome bonus for you and a friend when you refer someone to open a new SoFi account. This bonus is available across most of their products, including: SoFi Money, SoFi Invest, SoFi Loans and a SoFi credit card. You can receive up to $75 total. This isn't exactly the highest bonus we've seen from them, so you'll have to decide if now is the right time or to hold out for something a little more enticing.
It's important to note too that each program has its own set of rules, each of which is outlined on their referral website linked below.
SoFi : SoFi Account
- Bonus Amount
- $15
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Download the app using the link below.
- Refer a friend (or be referred) using your specific referral link for a particular SoFi product.
- Follow the program rules highlighted on the website.
- Bonus will automatically be applied to your SoFi account(s).
at SoFi
13. Charles Schwab Schwab One® - $101 bonus
Charles Schwab has a bonus targeting new or entry-level investors in what they call the Schwab Starter Kit™, but new customers of all comfort levels can qualify. When you open a new account for this promo, Schwab will invest your bonus in fractional shares or "slices" of the top stocks by market cap in the S&P 500. Schwab recently upped this bonus from $50 at its previous level. It's a great way to start investing!
Charles Schwab : Schwab One®
- Bonus Amount
- $101
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Schwab One account at the url below or open a new taxable investment account using promo code "SCHWABSTARTERKIT".
- Within 30 days, Fund your account with a minimum of $50.
- Once funded, Schwab will deposit $101 in your account to purchase your stock slices at approximately 6:00 pm Eastern Time the next trading day.
at Charles Schwab
See our full list of the Best Brokerage Account Promotions
Missouri Banking Statistics
If you live in Missouri, you have a wide range of banking choices, from hundreds of local banks and credit unions to national ones.
Here are a few insights we gathered from the most recent FDIC and the Credit Union National Association state reports on Missouri:
- Number of banks: 208
- Number of state credit unions: 99
- Credit union memberships: 1.42 million
- Deposit market share: 94.3% banks; 5.7% credit unions
- Largest deposit market: St. Louis
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