Topic:
Reviews
Millennials and Gen Xers are more likely to switch their primary bank than any previous generation.
And we totally get it.
You’re looking for differentiated tech, better rewards, lower fees and fewer issues.
So, if you’re considering a new bank or adopting a useful new FinTech, we can help! Our expert reviews are packed with tailored insights, helpful explanations, and a thoughtful weighing of the good versus the bad.
If you're looking for a safe place to put money you don't want to spend, a Discover online savings account can help with a healthy interest rate. You don't have to know anything about investing or worry about fees. It takes only a few seconds to open an account, and you can begin earning interest immediately, whether your opening balance is large or small.
PNC Virtual Wallet is best for anyone who wants digital budgeting and savings tools while being able to manage their money online. Having two checking accounts and one savings account makes it easy to manage your funds, reach your financial goals, and stay organized.
Bank of America offers two business checking account options. Both of these accounts are well-suited for small business owners who have the option to switch between the two, to tailor a banking experience to their specific needs.
The CIT Bank Platinum Savings account may be right for you if you have at least $5,000 to put in savings and leave there. The interest compounds daily, so they calculate your balance daily rather than an average monthly balance. If you have enough money to meet the threshold, you can earn significant interest on your balance.
U.S. Bank’s Smartly Checking Account earns variable interest and comes with a wealth of benefits to help you manage, move, and spend your money wisely.
Baselane helps landlords keep all their financial information in one place. The app is free, so you don’t have much to lose, and if you take advantage of the free banking options or can get competitive rates on loans or insurance, it could be well worth it for investors.

Right now customers can earn as much as 5% with a Valley Direct High Yield Savings account.

PayPal is highly versatile, offering services for personal and business use. Users can pay companies or individuals domestically or abroad. The app works well for anyone who wants a secure way to transfer funds or pay major retailers.
Highly regarded financial publishers have consistently ranked Western Alliance at the top of their lists, thanks to their outstanding customer service and competitive interest rates. Right now, you can earn 5.25% on your entire savings, while also benefiting from the convenience of the Raisin platform.
J.P. Morgan Wealth Management services offer opportunities for everyone to get control of their finances and reach their goals. Many accounts have high minimum balance requirements, but there are opportunities for everyone, including a robo-advisor or personal advisor service, offering affordable advisory services for people with little money to invest.

Raisin, formerly SaveBetter, is still relatively new, so it’s working out some kinks, but it promises to be a great way to make your money grow. If you don’t mind banking online and want to take advantage of high, unadvertised interest rates, consider Raisin and its partner banks for your savings needs.

Corporate
Corporate
Apple’s new savings account makes it easy for Apple Card users to automatically save money and earn interest on their Daily Cash. With no account fees or hurdles for earning the full APY, it’s a competitive savings account option for iPhone users.

National Bank
National Bank
If you’re looking for your first business banking account and want one from a national bank that offers online and in-person banking, Chase and Wells Fargo Business Checking accounts are the two of the most popular options. Your business model and type of income will determine which is best for you. To help you choose the right account for your business, we take a deep-dive into both.
National Bank
National Bank
The J.P. Morgan Personal Advisors program allows everyday investors access to a team of personal advisors to help them choose investments to reach their financial goals. Keep reading to learn how it works.
National Bank
National Bank
U.S. Bank is the fifth largest bank in the US, so it’s no wonder business owners consider it for their business accounts. Since there are multiple business account packages available from U.S. Bank, we look closely at the details of each account and what’s required so you can make the right choice for your business.

National Bank
National Bank
US Bank vs Chase Business Checking accounts debate isn’t a one-size-fits-all answer. It depends on your company and financial needs.

National Bank
National Bank
Chase and Bank of America are two of the most common business account providers in the U.S., with thousands of branches for in-person or online banking. When deciding between the two, you should consider your business model, especially the number of transactions you expect each month, including cash transactions. This in-depth review will help you settle the debate.

Neobank
Neobank
All in all, Found is an exceptionally well-thought-out banking tool for freelancers and sole proprietors. The financial management tools will help account holders manage their business income, and the lack of monthly fees will prevent their income from being nickel–and–dimed.
National Bank
National Bank
Chase Private Clients receive top-notch customer service, have access to low and no-fee services, and have access to stellar investment services. Consider Chase Private Client your one-stop shop for all your financing needs, keeping everything in one place and having exclusive support from bankers that know you and your financial situation.
Neobank
Neobank
Bread Financial (previously Comenity) is an excellent option for those looking to earn a high-interest rate on a savings account. The current APY is as good as you’ll find anywhere online, and with some savvy features and an easy-to-use platform, it’s well worth considering.
Neobank
Neobank
Live Oak Bank’s mission is to be known as America’s small business bank. They define the ideal small business customer as a business with five employees or less, has been in business for less than five years, and earns anywhere from $50,000 to $500,000 in annual revenue.
Credit Union
Credit Union
As part of a national credit union Co-Op, SkyOne gives its customers access to over 4,000 local branches and 66,000+ ATMs.
National Bank
National Bank
Truist is a regional bank that operates in 17 states plus D.C. It provides checking and savings accounts to benefit your everyday banking needs. But if you are in the market to grow your savings with high APYs, Truist is not for you.
Regional Bank
Regional Bank
FNB is a regional bank that offers several attractive accounts and banking features to its customers across Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, and Virginia.
Neobank
Neobank
The Albert app comes jam-packed with features designed to help you manage and grow your finances.
Online Bank
Online Bank
Ally Invest is a low-cost, high-performing online brokerage platform for investors of all experience levels.

Regional Bank
Regional Bank
First Citizens Bank offers an impressive selection of banking, wealth management, and investment services to its customers across 22 US states.
Online Bank
Online Bank
A growing division of Axos Bank, UFB Direct’s competitive interest rates set it apart from the competition.

Neobank
Neobank
With unique reward structures, well above average APYs, and even a wearable debit card, you’ll find plenty of reasons why Quontic Bank stands apart as an adaptive digital bank.

Neobank
Neobank
Yotta is a savings account that's built around fun. It's like an opportunity to play the lottery without wasting money on lottery tickets.
Neobank
Neobank
Cash App is one of the fastest-growing mobile payment apps, offering financial services like direct deposit, a cash card, investing, and more.
Neobank
Neobank
Whether you're a courier, an Uber driver, or any other type of independent worker, you do it for a reason. Maybe it's the convenience or flexibility. Whatever your motivation is, you deserve a banking partner that understands your lifestyle. With Moves Financial, you have an option entirely dedicated to making things easier for you as a gig worker.
Neobank
Neobank
Acorns is a low-cost investment platform that allows you to automate your account balance and personal finances. You'll have a diversified portfolio, automatic rebalancing when necessary, and financial advisors to guide you along the way.

Neobank
Neobank
Daylight Bank is the first platform of its kind that strives to provide high-quality banking services to the LGBTQ+ community. Daylight does more than send inspiring emails during Pride Month, unlike most traditional banks. It was created by and is intended for LGBTQ+ people.

Neobank
Neobank
With Qube, you can get proactive. Money management is all about having a plan, and an app like Qube can help you take charge of your personal finances.

Neobank
Neobank
Lance Bank is a neobank that offers accounts through its mobile app. It does not offer physical branches or in-person support. Lance partners with Blue Ridge Bank, a member-FDIC institution based in VA.
Neobank
Neobank
SoFi Checking and Savings (formerly SoFi Money) is an online checking and savings account rolled into one. Aside from banking, SoFi also offers several other products and services including a credit card, personal loans, student loans, refinance options including student loan refinancing, and credit score and budgeting.

Neobank
Neobank
Atmos offers an attractive savings rate and modern banking features. So if you’re looking for a bank that both helps the planet and your bank balance, Atmos is worth checking out.
Neobank
Neobank
HMBradley is built around one central premise – to help people save more money. To help savers grow their money, they reward those who save the most with higher interest rates on their balances.
Neobank
Neobank
Douugh’s money management app is an all-in-one platform that’s equal parts digital bank account and personal financial planner. It is driven by AI tools that help put your finances on autopilot so you can focus on the things that matter most.
Online Bank
Online Bank
If high-yield is what you're after, then you've found a solid option in a Synchrony Bank savings account. As a savings specialist, Synchrony comes to the table with no monthly fees, relatively high APYs, and a user-friendly platform.
National Bank
National Bank
Chase customers have three different business checking accounts to choose from. Each account is designed for a specific size of a business, ranging from small startups to large companies with an established presence.
National Bank
National Bank
KeyBank mainly targets customers looking for a local full-service bank and access to branches. With a full suite of banking products, it’s ideal for customers who value a relationship with their bank.
International Bank
International Bank
Barclays Bank can be a good fit for people looking for a bank that helps them manage their personal finances. The high-interest rate on their savings account makes it a good emergency fund option.
Neobank
Neobank
Overall, Green Dot Bank is a safe option for people who don't want or need a traditional bank account. It also might be a great fit for those who can't qualify for one.
Online Bank
Online Bank
With Bluebird by American Express, there’s plenty to like. You’ll rarely need to worry about fees, and the card mirrors most of the features of major checking accounts. Plus, you’ll get access to tempting Amex offers without having to pay credit card fees.
Online Bank
Online Bank
First Internet Bank is easy to use and offers plenty of different account options. Its high-end interest rates are among the best in the business, and it brings everything together with a highly rated mobile app and great customer service.
National Bank
National Bank
If you want a local, full-service community bank, then Santander might be a great choice. They have a wide range of products and services, with 1,814 branches nationwide to help you with your banking needs.
Fintech
Fintech
QuickBooks Checking eliminates the need to manually update your business transactions by integrating with your current QuickBooks Online account. When considering the added convenience and the potential APY, QuickBooks Checking makes a lot of sense, particularly for current QBO users.
Regional Bank
Regional Bank
Since First Foundation is regional bank, most customers are those living within their service area (California, Florida, Hawaii, Nevada, and Texas) looking for a more personalized experience than the bigger banks offer.
Online Bank
Online Bank
If you're looking to save money, diversify your portfolio, or lower your risk, consider Vio Bank. You might find they’re just what you need to reach your personal finance goals and dreams. Most Vio Bank reviews are positive, here’s what I think.
Neobank
Neobank
If you have been having issues getting a bank account, GoBank might very well be just the solution for you. While it’s not perfect, nothing ever really is, it can be a great way to get started and access banking services without many frills.
National Bank
National Bank
The best savings accounts should always come with a few benchmark perks, such as high rates, low fees, and plenty of online functionality. Overall, Citi® Accelerate Savings hits two out of three. The savings rate is on the higher end, and the app is outstanding, but there are more fees than you'll see with fully online options.
Fintech
Fintech
What makes Affirm Savings Account stand out are two things that represent digital savings as a whole — low fees and a high APY. There is no need to worry about minimum deposit requirements or monthly fees, and with a competitive rate, you can put away funds for a down payment or dream vacation and watch them grow.
National Bank
National Bank
With an industry-leading mobile app and in-person account support, the Capital One 360 Performance Savings account stands out as a savings option that comes with a little bit of everything.
National Bank
National Bank
Chase First Banking℠ is a solid option for current Chase customers who want to teach their kids about banking.

Neobank
Neobank
Unifimoney's high-yield checking account and premium credit card both have tons of potential. But for now, they're still in beta and positioned as an option for high earners, both of which limit its reach.
Neobank
Neobank
MoneyLion provides a fresh look at what banking is evolving to in the 21st century. With intuitive personal finance tools, fully digital banking features, and an all-in-one approach, MoneyLion is an interesting mobile platform to consider.
Fintech
Fintech
The Dave App addresses one relatively specific problem for banking customers — what to do if you don't have enough cash to cover your monthly bills.
Neobank
Neobank
At its best, M1 plays the role of a financial advisor, lender, and banker all at once. The accounts work together seamlessly, and you can watch your money grow with automated asset allocation, low-rate loans, and a high-yield bank account.
National Bank
National Bank
Fifth Third Bank offers plenty of products, and it even has a mobile app that outpaces plenty of similarly small banks. Add in a solid sign-up bonus, and Fifth Third starts to feel like a sure thing.
Neobank
Neobank
The Wealthfront cash account comes with standard checking features like a debit card, direct deposit, and bill pay. You can easily make deposits and withdrawals and move money between your Cash Account and your Wealthfront investment account.
Credit Union
Credit Union
SSFCU is a comprehensive financial institution that comes with all of the products and services that you would expect in a traditional baking experience.
Credit Union
Credit Union
If you’re looking for a banking option that does everything well, you’ll definitely find it with PenFed Credit Union. While other credit unions might require a fee or only serve a particular community, PenFed is truly open to anyone who wants to become a member.
Credit Union
Credit Union
Connexus has been named one of the best credit unions around by multiple outlets in recent years and made our list of the best credit unions. When you take into account its low fee schedule, competitive rates, and first-rate mobile platform, this shouldn't come as a surprise.
Credit Union
Credit Union
Consumers Credit Union offers a comprehensive banking platform that's more accessible than the majority of credit unions. You can become a CCU member no matter what state you live in, and there are plenty of accounts and services to take advantage of.
Credit Union
Credit Union
Between well-regarded customer service and accounts suited for anyone, Navy Federal stands out as a solid credit union overall.
Credit Union
Credit Union
With Alliant Credit Union, you kind of get it all. The mobile app is top-tier, and its online accounts come with fee structures and savings rates that can compete with the best neobanks.
Neobank
Neobank
Varo is one of the biggest neobanks out there and comes with a lot of features that people like. With low fees, high APYs, and solid customer service, Varo definitely qualifies as a good option for banking.
Neobank
Neobank
Mercury Bank provides a user-friendly, tech-forward banking platform, catering to entrepreneurs looking to take their business to the next level. With digital tools, customizable interfaces, and no fees to worry about, Mercury takes a modern approach to the traditional world of business banking.
National Bank
National Bank
If you live in one of the 7 states that Huntington Bank operates, you have some solid options for high-yield checking, savings, and CDs!
Online Bank
Online Bank
Overall, there is a lot to like about TIAA Bank. You'll find plenty of account options and most of them come with higher interest rates than the national average. You're also covered with an expansive ATM network and TIAA's mobile app and customer service team seem to be keeping clients happy.
NBKC Bank has a solid reputation in terms of online functionality and customer service. Its platform charges very few fees and offers competitive interest rates. Overall, it definitely qualifies as a good bank worth your attention.
Online Bank
Online Bank
If you're enlisted or served in the past, USAA Bank could be a great option for you. While it does trend behind in on its savings account interest rates, overall, there is a lot to like.
Corporate
Corporate
T-Mobile MONEY is a digital checking account option that should help you grow your earnings by being an interest-bearing checking account with very competitive rates.
Neobank
Neobank
Revolut is unique as a British fintech trying to make its mark in the US. The platform is positioned as a truly global option, so whether you're personally spending or your business needs to spend in Euros, GBP, or USD, you'll be set.
Regional Bank
Regional Bank
Regions Bank has a strong presence in the South and parts of the Mid West. If you live in their service area, you have access to numerous banking products such as checking accounts, savings accounts, CDs and MMAs. They are insured by the FDIC and offer great customer support.
Neobank
Neobank
Level Bank is a legit, mobile-only neobank. Its accounts are backed by Tennessee-based Evolve Bank & Trust, which is a federally chartered financial institution. They offer a competitive APY on their banking account and up to 1.5% cashback on debit card purchases.
Neobank
Neobank
If you're looking for an easy-to-use digital banking solution, Juno is an attractive option. This neobank sets itself apart with its high earning potential through its checking account options.

Corporate
Corporate
The largest retailer in the world is making an aggressive move into the world of consumer banking. While Walmart Bank isn’t quite up and running yet, the more than 200 million Walmart store visits per day position the company to set itself up as an all-in-one retail and banking destination.
Neobank
Neobank
Along with other online banks like Starling and Revolut, Monzo is extremely popular in the UK, where it emerged as a challenger bank to the High Street banks and has grown its customer base to more than 5 million users in just six years. Its mobile app and customer service are well regarded, but whether or not its success and functionality will translate to the US market remains to be seen.
Online Bank
Online Bank
Overall, Charles Schwab Bank is recommended for those who are already comfortable with Schwab’s investment platform and want all of their deposit and investment accounts in one place.
Neobank
Neobank
With a user-friendly mobile app, transparent pricing, and tech-driven banking tools, NorthOne serves up a fresh take on business bank accounts.
Neobank
Neobank
Overall, Lili is an interesting option for up-and-coming freelancers and independent contractors. With minimal fees, mobile functionality, and a lean, easy-to-use platform, there’s a lot to like about Lili.
Fintech
Fintech
The Square Business Checking Account is a reliable and user-friendly option for small businesses. It offers a range of features and benefits that make managing finances easier and more efficient.
Neobank
Neobank
With the intuitive budgeting tools, no fees to worry about, and high-end interest rates, there’s a lot to like about One Finance.
Neobank
Neobank
Between a commitment to offering high APY, strong online functionality, quick access to cash when you need it, and a built-in payment platform, there's a lot to like about Bluevine Bank's business checking.
Neobank
Neobank
Current is an all-in-one credit building and banking platform with competitive APY, convenient features, and a rewarding spending account.
National Bank
National Bank
Overall, American Express Savings accounts are a solid choice from one of the world's best-known financial service providers. Its high-yield savings account and CD earn much higher rates than the national average.
Online Bank
Online Bank
Overall, Marcus by Goldman Sachs offers one of the best online banking platforms with a clean, user-friendly interface and high-earning account options.
Neobank
Neobank
Overall, while Novo's product offerings are as lean as it gets, there's a lot to like in this comprehensive business checking account. In fact, it ranked among the best business checking accounts in 2020 by Money Magazine.
National Bank
National Bank
PNC is a traditional bank with an exceptional digital banking experience and a convenient hybrid checking and savings account.
National Bank
National Bank
With a wide variety of accounts, plenty of in-person support, and options for traditional online banking, Citizens Bank is a solid choice for your financial needs.
Neobank
Neobank
Aspiration Bank has a slick online platform, and cash back earning options that can compete with any leading bank out there. On top of that, with a keen focus on sustainability, the fintech strives to help its customers do well financially while still doing good for the world.
National Bank
National Bank
Within the 8 states that BMO Harris Bank has physical locations, it has a lot to offer. Plenty of locations, tons of ATMs, numerous account options, and robust online services making it a solid all-in-one banking option.
Online Bank
Online Bank
Competitive APYs on high yield savings accounts, minimal fees, and access to a wide range of financial products, are some compelling reasons to sign up with Axos Bank.
National Bank
National Bank
With U.S. Bank you can find all of your standard banking services. If you're located in the West or Midwest, you shouldn't have any trouble locating a branch or ATM, and you can enjoy all of the convenience of a big bank.
Online Bank
Online Bank
Discover Bank allows you to have all your banking products in one place all with no fees. The bank also offers such competitive rates on savings accounts that it is 5x the National Savings Average.
National Bank
National Bank
Overall, Capital One has a well-established online presence and over 750 physical locations. You can expect to find competitive interest rates and a nice variety of products and services.
National Bank
National Bank
TD Bank is a solid option overall, with a number of competitive products, a user-friendly mobile app, and an emphasis on convenience and customer satisfaction.
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