Topic:
Reviews

Millennials and Gen Xers are more likely to switch their primary bank than any previous generation.

And we totally get it.

You’re looking for differentiated tech, better rewards, lower fees and fewer issues.

So, if you’re considering a new bank or adopting a useful new FinTech, we can help! Our expert reviews are packed with tailored insights, helpful explanations, and a thoughtful weighing of the good versus the bad.

Find Your Perfect FitAll Reviews
Found Logo
Found
9.0
Found

All in all, Found is an exceptionally well-thought-out banking tool for freelancers and sole proprietors. The financial management tools will help account holders manage their business income, and the lack of monthly fees will prevent their income from being nickel–and–dimed.

Chase Private Client Logo
Chase Private Client
9.0
Chase Private Client

As a Chase Private Client, you will receive top-of-the-line treatment from bankers who know you and your financial situation and won’t have to wonder if your bank has your back. CPCs also have access to top-quality investment services, making it easy to make the most of your finances and keep everything in one place.

Bread Financial Logo
Bread Financial
9.0
Bread Financial

Bread Financial is an excellent option for those looking to earn a high-interest rate on a savings account. The current APY is as good as you’ll find anywhere online, and with some savvy features and an easy-to-use platform, it’s well worth considering.

Live Oak Bank Logo
Live Oak Bank
9.0
Live Oak Bank

Live Oak Bank’s mission is to be known as America’s small business bank. They define the ideal small business customer as a business with five employees or less, has been in business for less than five years, and earns anywhere from $50,000 to $500,000 in annual revenue.

SkyOne Federal Credit Union Logo
SkyOne Federal Credit Union
Credit Union
8.0
SkyOne Federal Credit Union
Credit Union

As part of a national credit union Co-Op, SkyOne gives its customers access to over 4,000 local branches and 66,000+ ATMs.

Truist Logo
Truist
National Bank
8.0
Truist
National Bank

Truist is a regional bank that operates in 15 states. It provides checking and savings accounts to benefit your everyday banking needs. But if you are in the market to grow your savings with high APYs, Truist is not for you.

First National Bank Logo
First National Bank
Regional Bank
8.0
First National Bank
Regional Bank

FNB is a regional bank that offers several attractive accounts and banking features to its customers across Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, and Virginia.

Albert Logo
Albert
Neobank
9.0
Albert
Neobank

The Albert app comes jam-packed with features designed to help you manage and grow your finances.

Ally Invest Logo
Ally Invest
Online Bank
9.0
Ally Invest
Online Bank

Ally Invest is a low-cost, high-performing online brokerage platform for investors of all experience levels.

First Citizens Bank Logo
First Citizens Bank
Regional Bank
8.0
First Citizens Bank
Regional Bank

First Citizens Bank offers an impressive selection of banking, wealth management, and investment services to its customers across 22 US states.

UFB Direct Logo
UFB Direct
Online Bank
8.0
UFB Direct
Online Bank

A growing division of Axos Bank, UFB Direct’s competitive interest rates set it apart from the competition.

Quontic Bank Logo
Quontic Bank
Neobank
9.0
Quontic Bank
Neobank

With unique reward structures, well above average APYs, and even a wearable debit card, you’ll find plenty of reasons why Quontic Bank stands apart as an adaptive digital bank.

Yotta Savings Logo
Yotta Savings
Neobank
8.0
Yotta Savings
Neobank

Yotta is a savings account that's built around fun. It's like an opportunity to play the lottery without wasting money on lottery tickets.

Cash App Logo
Cash App
Neobank
9.0
Cash App
Neobank

Cash App is one of the fastest-growing mobile payment apps, offering financial services like direct deposit, a cash card, investing, and more.

Moves Financial Logo
Moves Financial
Neobank
9.0
Moves Financial
Neobank

Whether you're a courier, an Uber driver, or any other type of independent worker, you do it for a reason. Maybe it's the convenience or flexibility. Whatever your motivation is, you deserve a banking partner that understands your lifestyle. With Moves Financial, you have an option entirely dedicated to making things easier for you as a gig worker.

Acorns  Logo
Acorns
Neobank
9.0
Acorns
Neobank

Acorns is a low-cost investment platform that allows you to automate your account balance and personal finances. You'll have a diversified portfolio, automatic rebalancing when necessary, and financial advisors to guide you along the way.

Daylight Bank Logo
Daylight Bank
Neobank
NR
Daylight Bank
Neobank

Daylight Bank is the first platform of its kind that strives to provide high-quality banking services to the LGBTQ+ community. Daylight does more than send inspiring emails during Pride Month, unlike most traditional banks. It was created by and is intended for LGBTQ+ people.

Qube Money Logo
Qube Money
Neobank
8.0
Qube Money
Neobank

With Qube, you can get proactive. Money management is all about having a plan, and an app like Qube can help you take charge of your personal finances.

Lance Bank Logo
Lance Bank
Neobank
8.0
Lance Bank
Neobank

Lance Bank is a neobank that offers accounts through its mobile app. It does not offer physical branches or in-person support. Lance partners with Blue Ridge Bank, a member-FDIC institution based in VA.

SoFi Checking and Savings Logo
SoFi Checking and Savings
Neobank
9.0
SoFi Checking and Savings
Neobank

SoFi Checking and Savings (formerly SoFi Money) is an online checking and savings account rolled into one. Aside from banking, SoFi also offers several other products and services including a credit card, personal loans, student loans, refinance options including student loan refinancing, and credit score and budgeting.

Atmos Financial Logo
Atmos Financial
Neobank
9.0
Atmos Financial
Neobank

Atmos offers an attractive savings rate and modern banking features. So if you’re looking for a bank that both helps the planet and your bank balance, Atmos is worth checking out.

HMBradley Logo
HMBradley
Neobank
8.5
HMBradley
Neobank

HMBradley is built around one central premise – to help people save more money. To help savers grow their money, they reward those who save the most with higher interest rates on their balances.

Douugh Logo
Douugh
Neobank
9.0
Douugh
Neobank

Douugh’s money management app is an all-in-one platform that’s equal parts digital bank account and personal financial planner. It is driven by AI tools that help put your finances on autopilot so you can focus on the things that matter most.

Synchrony Bank Logo
Synchrony Bank
Online Bank
7.0
Synchrony Bank
Online Bank

If high-yield is what you're after, then you've found a solid option in a Synchrony Bank savings account. As a savings specialist, Synchrony comes to the table with no monthly fees, relatively high APYs, and a user-friendly platform.

Chase Business Checking Accounts Logo
Chase Business Checking Accounts
National Bank
9.0
Chase Business Checking Accounts
National Bank

Chase customers have three different business checking accounts to choose from. Each account is designed for a specific size of a business, ranging from small startups to large companies with an established presence.

KeyBank Logo
KeyBank
National Bank
9.0
KeyBank
National Bank

KeyBank mainly targets customers who are looking for a local, full-service bank with access to branches. Since it offers everything you might want from a bank, it's ideal for those who value their relationship with the bank.

Barclays Bank Logo
Barclays Bank
International Bank
7.5
Barclays Bank
International Bank

Barclays Bank can be a good fit for people looking for a bank that helps them manage their personal finances. The high-interest rate on their savings account makes it a good emergency fund option.

Green Dot Bank Logo
Green Dot Bank
Neobank
8.0
Green Dot Bank
Neobank

Overall, Green Dot Bank is a safe option for people who don't want or need a traditional bank account. It also might be a great fit for those who can't qualify for one.

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Online Bank
NR

Online Bank

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Online Bank
NR

Online Bank

First Internet Bank Logo
First Internet Bank
Online Bank
8.5
First Internet Bank
Online Bank

First Internet Bank is easy to use and offers plenty of different account options. Its high-end interest rates are among the best in the business, and it brings everything together with a highly rated mobile app and great customer service.

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Fintech
NR

Fintech

Santander Bank Logo
Santander Bank
National Bank
9.0
Santander Bank
National Bank

If you want a local, full-service community bank, then Santander might be the bank you're looking for. They have a wide range of products and services, allowing you to build a strong relationship with them.

QuickBooks Checking Logo
QuickBooks Checking
Fintech
9.0
QuickBooks Checking
Fintech

QuickBooks Checking eliminates the need for you to manually update your business transactions by integrating with your current QuickBooks Online account. When you consider the added convenience, plus 1.00% APY earning, QuickBooks Cash makes a lot of sense, particularly for current QBO users.

First Foundation Bank Logo
First Foundation Bank
Regional Bank
8.0
First Foundation Bank
Regional Bank

With First Foundation being a regional bank, most customers will be those living within their service area (California, Florida, Hawii, Texas, and Florida) looking for a more personalized experience than what the bigger banks offer.

Vio Bank Logo
Vio Bank
Online Bank
9.0
Vio Bank
Online Bank

If you're looking to stash away some money, diversify your portfolio, or de-risk, you should give Vio Bank due consideration – and perhaps you'll find out they're just the thing you were looking for to reach your personal finance goals and dreams.

Ando Money Logo
Ando Money
Neobank
9.0
Ando Money
Neobank

While they don't offer things like credit cards, if you value transparency, clean energy, reducing emissions, and want your bank to fight climate change, then Ando Spending Account is worth considering.

GoBank Logo
GoBank
Neobank
7.5
GoBank
Neobank

If you have been having issues getting a bank account, GoBank might very well be just the solution for you. While it’s not perfect, nothing ever really is, it can be a great way to get started and access banking services without many frills.

Citi® Accelerate Savings Logo
Citi® Accelerate Savings
National Bank
9.5
Citi® Accelerate Savings
National Bank

The best savings accounts should always come with a few benchmark perks, such as high rates, low fees, and plenty of online functionality. Overall, Citi® Accelerate Savings hits two out of three. The savings rate is on the higher end, and the app is outstanding, but there are more fees than you'll see with fully online options.

Affirm Savings Account Logo
Affirm Savings Account
Fintech
8.5
Affirm Savings Account
Fintech

What makes Affirm Savings Account stand out are two things that represent digital savings as a whole — low fees and a high APY. There is no need to worry about minimum deposit requirements or monthly fees, and with a competitive rate, you can put away funds for a down payment or dream vacation and watch them grow.

Capital One 360 Performance Savings Logo
Capital One 360 Performance Savings
National Bank
9.0
Capital One 360 Performance Savings
National Bank

With an industry-leading mobile app and in-person account support, the Capital One 360 Performance Savings account stands out as a savings option that comes with a little bit of everything.

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National Bank
NR

National Bank

Unifimoney Logo
Unifimoney
Neobank
8.0
Unifimoney
Neobank

Unifimoney's high-yield checking account and premium credit card both have tons of potential. But for now, they're still in beta and positioned as an option for high earners, both of which limit its reach.

MoneyLion Logo
MoneyLion
Neobank
9.0
MoneyLion
Neobank

MoneyLion provides a fresh look at what banking is evolving to in the 21st century. With intuitive personal finance tools, fully digital banking features, and an all-in-one approach, MoneyLion is an interesting mobile platform to consider.

Dave App Logo
Dave App
Fintech
9.0
Dave App
Fintech

M1 Finance Logo
M1 Finance
Neobank
9.0
M1 Finance
Neobank

At its best, M1 plays the role of a financial advisor, lender, and banker all at once. The accounts work together seamlessly, and you can watch your money grow with automated asset allocation, low-rate loans, and a high-yield bank account.

Fifth Third Bank Logo
Fifth Third Bank
National Bank
9.0
Fifth Third Bank
National Bank

Fifth Third Bank offers plenty of products, and it even has a mobile app that outpaces plenty of similarly small banks. Add in a solid sign-up bonus, and Fifth Third starts to feel like a sure thing.

Wealthfront Cash Account Logo
Wealthfront Cash Account
Neobank
8.0
Wealthfront Cash Account
Neobank

The Wealthfront cash account comes with standard checking features like a debit card, direct deposit, and bill pay. You can easily make deposits and withdrawals and move money between your Cash Account and your Wealthfront investment account.

Security Service Federal Credit Union Logo
Security Service Federal Credit Union
Credit Union
9.0
Security Service Federal Credit Union
Credit Union

SSFCU is a comprehensive financial institution that comes with all of the products and services that you would expect in a traditional baking experience.

PenFed Credit Union Logo
PenFed Credit Union
Credit Union
9.0
PenFed Credit Union
Credit Union

If you’re looking for a banking option that does everything well, you’ll definitely find it with PenFed Credit Union. While other credit unions might require a fee or only serve a particular community, PenFed is truly open to anyone who wants to become a member.

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Credit Union
NR

Credit Union

Consumers Credit Union Logo
Consumers Credit Union
Credit Union
9.0
Consumers Credit Union
Credit Union

Consumers Credit Union offers a comprehensive banking platform that's more accessible than the majority of credit unions. You can become a CCU member no matter what state you live in, and there are plenty of accounts and services to take advantage of.

Navy Federal Credit Union Logo
Navy Federal Credit Union
Credit Union
9.0
Navy Federal Credit Union
Credit Union

Between well-regarded customer service and accounts suited for anyone, Navy Federal stands out as a solid credit union overall.

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Credit Union
NR

Credit Union

Varo Bank Logo
Varo Bank
Neobank
9.0
Varo Bank
Neobank

Varo is one of the biggest neobanks out there and comes with a lot of features that people like. With low fees, high APYs, and solid customer service, Varo definitely qualifies as a good option for banking.

Mercury Bank Logo
Mercury Bank
Neobank
8.0
Mercury Bank
Neobank

Mercury Bank provides a user-friendly, tech-forward banking platform, catering to entrepreneurs looking to take their business to the next level. With digital tools, customizable interfaces, and no fees to worry about, Mercury takes a modern approach to the traditional world of business banking.

Huntington National Bank Logo
Huntington National Bank
National Bank
9.0
Huntington National Bank
National Bank

If you live in one of the 7 states that Huntington Bank operates, you have some solid options for high-yield checking, savings, and CDs!

TIAA Bank Logo
TIAA Bank
Online Bank
9.0
TIAA Bank
Online Bank

Overall, there is a lot to like about TIAA Bank. You'll find plenty of account options and most of them come with higher interest rates than the national average. You're also covered with an expansive ATM network and TIAA's mobile app and customer service team seem to be keeping clients happy.

NBKC Bank Logo
NBKC Bank
9.0
NBKC Bank

NBKC Bank has a solid reputation in terms of online functionality and customer service. Its platform charges very few fees and offers competitive interest rates. Overall, it definitely qualifies as a good bank worth your attention.

USAA Bank Logo
USAA Bank
Online Bank
9.0
USAA Bank
Online Bank

If you're enlisted or served in the past, USAA Bank could be a great option for you. While it does trend behind in on its savings account interest rates, overall, there is a lot to like.

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Neobank
NR

Neobank

T-Mobile MONEY Logo
T-Mobile MONEY
Corporate
8.0
T-Mobile MONEY
Corporate

T-Mobile MONEY is a digital checking account option that should help you grow your earnings by being an interest-bearing checking account with very competitive rates.

Revolut Logo
Revolut
Neobank
8.0
Revolut
Neobank

Revolut is unique as a British fintech trying to make its mark in the US. Its platform is positioned as a truly global option, so whether you're personally spending or your business needs to spend in Euros, GBP, or USD, you'll be set.

Regions Bank Logo
Regions Bank
Regional Bank
9.0
Regions Bank
Regional Bank

Regions Bank has a strong presence in the South and parts of the Mid West. If you live in their service area, you have access to numerous banking products such as checking accounts, savings accounts, CDs and MMAs. They are insured by the FDIC and offer great customer support.

Level Bank Logo
Level Bank
Neobank
8.0
Level Bank
Neobank

Level Bank is a legit, mobile-only neobank. Its accounts are backed by Tennessee-based Evolve Bank & Trust, which is a federally chartered financial institution. They offer a competitive APY on their banking account and up to 1.5% cashback on debit card purchases.

Juno Logo
Juno
Neobank
8.0
Juno
Neobank

If you're looking for an easy-to-use digital banking solution, Juno is an attractive option. This neobank sets itself apart with its high earning potential through its checking account options.

Walmart Bank Logo
Walmart Bank
Corporate
8.0
Walmart Bank
Corporate

The largest retailer in the world is making an aggressive move into the world of consumer banking. While Walmart Bank isn’t quite up and running yet, the more than 200 million Walmart store visits per day position the company to set itself up as an all-in-one retail and banking destination.

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Neobank
NR

Neobank

Charles Schwab Bank Logo
Charles Schwab Bank
Online Bank
9.0
Charles Schwab Bank
Online Bank

Overall, Charles Schwab Bank is recommended for those who are already comfortable with Schwab’s investment platform and want all of their deposit and investment accounts in one place.

NorthOne Bank Logo
NorthOne Bank
Neobank
9.0
NorthOne Bank
Neobank

With a user-friendly mobile app, transparent pricing, and tech-driven banking tools, NorthOne serves up a fresh take on business bank accounts.

Lili Bank Logo
Lili Bank
Neobank
9.0
Lili Bank
Neobank

Overall, Lili is an interesting option for up-and-coming freelancers and independent contractors. There's a lot to like in the lack of fees, mobile functionality, and its lean, easy-to-use platform.

Square Financial Logo
Square Financial
Fintech
9.0
Square Financial
Fintech

Square Bank is officially called Square Financial Services, which is a new, FDIC-insured banking subsidiary of Square, Inc. It’s an online bank that began operations in March 2020, and will serve small business owners and individuals through expanded financial services, business loans, and deposit products. With 0 fees and seamless integration between your business bank accounts, payments and cash flow, there's a lot to like.

One Finance Logo
One Finance
Neobank
9.0
One Finance
Neobank

With the intuitive budgeting tools, no fees to worry about, and high-end interest rates, there’s a lot to like about One Finance.

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Online Bank
NR

Online Bank

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Neobank
NR

Neobank

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Neobank
NR

Neobank

American Express Savings Accounts Logo
American Express Savings Accounts
National Bank
9.0
American Express Savings Accounts
National Bank

Overall, American Express Savings accounts are a solid choice from one of the world's best-known financial service providers. Its high-yield savings account and CD earn much higher rates than the national average.

Marcus by Goldman Sachs Logo
Marcus by Goldman Sachs
Online Bank
9.0
Marcus by Goldman Sachs
Online Bank

Overall, Marcus by Goldman Sachs offers one of the best online banking platforms available with a clean, user-friendly interface and high-earning account options.

Novo Bank Logo
Novo Bank
Neobank
9.0
Novo Bank
Neobank

Overall, while Novo's product offerings are as lean as it gets, there's a lot to like in this comprehensive business checking account. In fact, it ranked among the best business checking accounts in 2020 by Money Magazine.

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National Bank
NR

National Bank

Citizens Bank Logo
Citizens Bank
National Bank
8.0
Citizens Bank
National Bank

With a wide variety of accounts, plenty of in-person support, and options for traditional online banking, Citizens Bank is a solid choice for your financial needs.

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Regional Bank
NR

Regional Bank

Aspiration Bank Logo
Aspiration Bank
Neobank
9.0
Aspiration Bank
Neobank

Aspiration Bank has a slick online platform, and cash back earning options that can compete with any leading bank out there. On top of that, with a keen focus on sustainability, the fintech strives to help its customers do well financially while still doing good for the world.

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National Bank
NR

National Bank

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Online Bank
NR

Online Bank

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National Bank
NR

National Bank

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Online Bank
NR

Online Bank

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National Bank
NR

National Bank

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National Bank
NR

National Bank

HSBC Bank Logo
HSBC Bank
National Bank
9.0
HSBC Bank
National Bank

HSBC Bank has a lot to offer. It has a wide variety of products that you’ll see with a big, national bank. With HSBC Direct, you can also find the minimalist, higher-APY options that are common in modern online banks.

Citibank Logo
Citibank
National Bank
9.0
Citibank
National Bank

If you're looking for convenience and the peace of mind that comes with big banks, combined with a competitive HYSA account, you can't go wrong with Citibank

CIT Bank Logo
CIT Bank
Online Bank
8.5
CIT Bank
Online Bank

If you're comfortable with an online-only bank, CIT is a solid choice. Their parent company has been around since 1908, and the bank offers everything you'd expect from online-focused banks: rates the national banks can't compete with, an intuitive digital experience, and a fair fee structure.

Chime Logo
Chime
Neobank
9.0
Chime
Neobank

Chime is a player in the FinTech space, with an intuitive mobile app, no maintenance, hidden or foreign transaction fees, and built-in features to help you save like their "save when you spend" and "save when you get paid" automatic transfers. They don't offer a lot of account options, but if their spend and savings accounts meet your needs, we recommend them. You'll find a competitive rate and a top-notch digital experience (as you'd expect!).

Ally Bank Logo
Ally Bank
Online Bank
9.5
Ally Bank
Online Bank

Ally is one of our favorite banks. They offer consistently high rates, low fees, and solid products covering your banking and investing needs. They're online-only, which is a driver for their favorable rates and fees, but that can be a deterrent for customers who prefer to have the option of in-person support.

Wells Fargo Logo
Wells Fargo
National Bank
8.0
Wells Fargo
National Bank

Wells Fargo has more locations than any other bank in the United States and serves over 70 million global customers. With an expansive set of offerings from checking and savings accounts to credit cards, Wells Fargo is worth checking out if you want to work with a large global bank.

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National Bank
NR

National Bank

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National Bank
NR

National Bank