Topic:
Reviews

Millennials and Gen Xers are more likely to switch their primary bank than any previous generation.

And we totally get it.

You’re looking for differentiated tech, better rewards, lower fees and fewer issues.

So, if you’re considering a new bank or adopting a useful new FinTech, we can help! Our expert reviews are packed with tailored insights, helpful explanations, and a thoughtful weighing of the good versus the bad.

Find Your Perfect FitAll Reviews
United Community Bank Logo
United Community Bank
8.4
United Community Bank

United Community Bank is a mid-sized full-service bank with branches across South Carolina, North Carolina, Georgia, Alabama, Florida, and Tennessee. In addition to the standard checking and savings deposit accounts, they also offer commercial banking services, wealth management and investments, and a variety of lending products.

Territorial Savings Bank Logo
Territorial Savings Bank
8.6
Territorial Savings Bank

Territorial Savings Bank is a large regional bank in Hawaii with over $2 billion in assets and $2 billion in deposits. They have a traditional brick-and-mortar structure, but they also offer an impressive digital experience through their online banking and mobile platforms. Territorial Savings Bank customers can choose from a number of products and services including checking and savings accounts, CDs, mortgage products, and credit cards.

Philadelphia Federal Credit Union Logo
Philadelphia Federal Credit Union
7.3
Philadelphia Federal Credit Union

Although PFCU does limit its membership to select employer groups and Philadelphia-area residents, it’s still a solid financial institution with a good range of products and services that meet the average consumer’s full banking needs.

PSECU Logo
PSECU
9.0
PSECU

With over 575,000 members, PSECU is the state’s largest credit union and offers a versatile range of products to meet the needs of consumers at all life stages and of all income levels.

Bank of Tenneessee Logo
Bank of Tenneessee
7.7
Bank of Tenneessee

Bank of Tennessee boasts they are in the business of happiness. It offers its customers best-in-class customer experience, no-fee and low-fee deposit accounts, convenient branch locations, and all the modern benefits of digital, fingertip banking. The website is fresh, modern, and intuitive, not clunky or dated like many other bank sites.

Wings Financial Credit Union Logo
Wings Financial Credit Union
8.1
Wings Financial Credit Union

Wings Financial Credit Union provides a solid banking experience with financial offerings that meet the everyday needs of most consumers, as well as easy membership requirements. While it does have locations throughout large cities in different U.S. regions, which is uncommon for credit unions, accessing a branch location or live customer service may be challenging.

American Savings Bank Logo
American Savings Bank
8.9
American Savings Bank

As the third largest bank in Hawaii, American Savings Bank has a very strong presence and offers full banking services to individuals and small businesses. Customers can open checking and savings accounts, money market accounts, several types of certificates of deposit, and more. While customers may find more competitive interest rates elsewhere, American Savings Bank has low minimum opening deposits for most accounts, which makes them more accessible.

First Hawaiian Bank Logo
First Hawaiian Bank
7.2
First Hawaiian Bank

Established in 1858, First Hawaiian Bank has played a vital role in Hawaii’s economic landscape as the oldest and largest bank on the islands. It provides a wide array of services, such as checking and savings accounts, car loans, and investment options, to individuals and businesses across the island.

Central Pacific Bank Logo
Central Pacific Bank
8.0
Central Pacific Bank

Central Pacific Bank has stood at the center of the Hawaiian marketplace for over six decades. Since 1954, the bank has helped customers and communities find financial stability and make a long-lasting home on the islands. They offer financial services and products ranging from personal checking and savings to business loans to wealth management services.

Hawaii National Bank Logo
Hawaii National Bank
7.4
Hawaii National Bank

Since 1960, Hawaii National Bank has been entirely locally owned and operated and exists to meet the financial needs of locals and their businesses. While they only have 11 branches across the state, they offer several products and services to individuals and small businesses, such as checking as savings accounts, loans, debit and credit cards, certificates of deposit, and more.

Frost Bank Logo
Frost Bank
8.0
Frost Bank

Frost Bank is a Texas-based financial institution that offers products and services to individuals and businesses alike. Customers outside of the Lone Star state will have a harder time accessing their funds because all their branches and most of their ATM network are located in Texas.

Ameris Bank Logo
Ameris Bank
8.0
Ameris Bank

Ameris Bank is one of the largest financial institutions in Georgia and has regional branches in Alabama, Florida, and North Carolina. While they are most well known as a mortgage lender, they offer a number of other personal and business banking products, including checking and savings accounts, certificates of deposit, MMAs, credit cards, student loans, and more.

Bank of Hawaii Logo
Bank of Hawaii
8.1
Bank of Hawaii

Bank of Hawaii offers traditional banking services and products in a laid-back atmosphere with tropical, Hawaiian vibes. The branches have a fun, resort-style feel. The bank doesn’t offer the best rates, especially compared to many online-only banks, and it lacks referral bonuses and new member sign-up rewards. However, it does offer unbeatable convenience for residents of the Aloha State with more branches and ATMs throughout the islands than any other financial institution.

Peoples Bank of Alabama Logo
Peoples Bank of Alabama
7.8
Peoples Bank of Alabama

Peoples Bank of Alabama is a traditional, brick-and-mortar bank that offers full-service consumer banking. In addition to physical branch locations, the institution has online and mobile options.

Provident Bank Logo
Provident Bank
8.6
Provident Bank

Provident Bank is a solid option for New Jersey residents who want to go with a local institute offering brick-and-mortar locations, free ATMs, and solid digital banking. Provident lacks high-yield savings products but offers full-service banking solutions and good overall convenience.

First National Bank of Texas Logo
First National Bank of Texas
8.5
First National Bank of Texas

The First National Bank of Texas is a full-service bank offering checking accounts, savings accounts, and other consumer banking products. The bank’s CDs are an especially attractive offering, offering high rates and low minimum opening deposit requirements.

East West Bank Logo
East West Bank
8.0
East West Bank

East West Bank offers several personal banking products to choose from, including five different checking accounts, three different savings accounts, certificates of deposit, MMAs, and more. You will need to visit a branch location to open new accounts, but you can easily manage your accounts through their online banking platform and mobile app.

First Horizon Bank Logo
First Horizon Bank
7.1
First Horizon Bank

First Horizon Bank may be a good option for consumers looking for a regional bank with a focus on the local community and friendly customer service. If you are looking for a bank bonus, First Horizon is not for you. They have a lower BankBonus.com rating due to the lack of promotions offered since 2021.

Vystart Credit Union Logo
Vystart Credit Union
9.0
Vystart Credit Union

VyStar Credit Union could be a good choice for eligible Georgians and Floridians who want a low-cost, local banking experience. VyStar blends digital banking with the convenience of brick-and-mortar locations.

Golden 1 Credit Union Logo
Golden 1 Credit Union
8.6
Golden 1 Credit Union

If you live or work in California, Golden 1 Credit Union may be a good fit for your banking needs. One of the largest credit unions in the country, Golden 1 is a reliable financial institution with low fees, many convenient locations, and shared branches throughout the Golden State.

MidFirst Bank Logo
MidFirst Bank
7.5
MidFirst Bank

MidFirst Bank offers a wide range of banking and investment products, along with best-in-class customer service. The bank may be a good fit for consumers who live in the Southwest and are seeking a progressive bank that offers traditional conveniences like brick-and-mortar locations.

Mechanics & Farmers Bank Logo
Mechanics & Farmers Bank
8.4
Mechanics & Farmers Bank

Mechanics & Farmers Bank is a North Carolina-based bank known for promoting financial literacy and offering a range of different bank accounts for consumers with varying degrees of money know-how. Most of the bank’s checking, savings, and other products have monthly service fees, however, they are waived for meeting some very easy requirements.

Mymo Logo
Mymo
8.5
Mymo

Mymo helps entrepreneurs reclaim their quality of life and the time they spend tracking income, chasing goals, and burning the candle at both ends.

National Bank of Arizona Logo
National Bank of Arizona
7.3
National Bank of Arizona

The National Bank of Arizona is a solid financial institution with a range of products to meet the everyday banking and financial needs of most consumers and their families. The bank is known for its friendly service with a personalized touch, and commitment to investing in the local community and small businesses. They do not have a history of offering bank bonuses to consumers which lowered their overall BankBonus Expert Rating.

Alliance Bank of Arizona Logo
Alliance Bank of Arizona
7.4
Alliance Bank of Arizona

The Alliance Bank of Arizona is a division of the Western Alliance Bank. It’s known for being a steadfast and reliable banking partner for businesses of all sizes in the Western region, as well as offering a decent range of personal banking solutions for individual consumers. There is no history of any past consumer bonuses for opening a new account leading to a lower overall BankBonus Expert Rating.

American Express® Business Checking Logo
American Express® Business Checking
9.0
American Express® Business Checking

American Express offers one of the top business banking solutions among the banks offering a high APY on their business checking product.

Discover Online Savings Account Logo
Discover Online Savings Account
9.0
Discover Online Savings Account

If you're looking for a safe place to put money you don't want to spend, a Discover online savings account can help with a healthy interest rate. You don't have to know anything about investing or worry about fees. It takes only a few seconds to open an account, and you can begin earning interest immediately, whether your opening balance is large or small.

PNC Virtual Wallet Logo
PNC Virtual Wallet
9.0
PNC Virtual Wallet

PNC Virtual Wallet is best for anyone who wants digital budgeting and savings tools while being able to manage their money online. Having two checking accounts and one savings account makes it easy to manage your funds, reach your financial goals, and stay organized.

Bank of America Business Checking Logo
Bank of America Business Checking
9.0
Bank of America Business Checking

Bank of America offers two business checking account options. Both of these accounts are well-suited for small business owners who have the option to switch between the two, to tailor a banking experience to their specific needs.

CIT Bank Platinum Savings Logo
CIT Bank Platinum Savings
8.5
CIT Bank Platinum Savings

The CIT Bank Platinum Savings account may be right for you if you have at least $5,000 to put in savings and leave there. The interest compounds daily, so they calculate your balance daily rather than an average monthly balance. If you have enough money to meet the threshold, you can earn significant interest on your balance.

U.S. Bank Smartly Checking Account Logo
U.S. Bank Smartly Checking Account
9.0
U.S. Bank Smartly Checking Account

U.S. Bank’s Smartly Checking Account earns variable interest and comes with a wealth of benefits to help you manage, move, and spend your money wisely.

Baselane Logo
Baselane
9.0
Baselane

Baselane helps landlords keep all their financial information in one place. The app is free, so you don’t have much to lose, and if you take advantage of the free banking options or can get competitive rates on loans or insurance, it could be well worth it for investors.

Valley Direct Online High Yield Savings Logo
Valley Direct Online High Yield Savings
9.0
Valley Direct Online High Yield Savings

Right now customers can earn as much as 5% with a Valley Direct High Yield Savings account.

PayPal Logo
PayPal
9.0
PayPal

PayPal is highly versatile, offering services for personal and business use. Users can pay companies or individuals domestically or abroad. The app works well for anyone who wants a secure way to transfer funds or pay major retailers.

Western Alliance Bank High-Yield Savings Premier Logo
Western Alliance Bank High-Yield Savings Premier
9.0
Western Alliance Bank High-Yield Savings Premier

With no account activity or maintenance fees and a highly competitive interest rate, the Western Alliance Bank High-Yield Saving Premier account packs a punch.

J.P. Morgan Wealth Management Logo
J.P. Morgan Wealth Management
9.0
J.P. Morgan Wealth Management

J.P. Morgan Wealth Management services offer opportunities for everyone to get control of their finances and reach their goals. Many accounts have high minimum balance requirements, but there are opportunities for everyone, including a robo-advisor or personal advisor service, offering affordable advisory services for people with little money to invest.

Raisin (formerly SaveBetter) Logo
Raisin (formerly SaveBetter)
9.0
Raisin (formerly SaveBetter)

Raisin, formerly SaveBetter, is still relatively new, so it’s working out some kinks, but it promises to be a great way to make your money grow. If you don’t mind banking online and want to take advantage of high, unadvertised interest rates, consider Raisin and its partner banks for your savings needs.

Apple Savings Account Logo
Apple Savings Account
Corporate
9.0
Apple Savings Account
Corporate

Apple’s new savings account makes it easy for Apple Card users to automatically save money and earn interest on their Daily Cash. With no account fees or hurdles for earning the full APY, it’s a competitive savings account option for iPhone users.

Chase vs Wells Fargo Business Checking Logo
Chase vs Wells Fargo Business Checking
National Bank
NR
Chase vs Wells Fargo Business Checking
National Bank

If you’re looking for your first business banking account and want one from a national bank that offers online and in-person banking, Chase and Wells Fargo Business Checking accounts are the two of the most popular options. Your business model and type of income will determine which is best for you. To help you choose the right account for your business, we take a deep-dive into both.

J.P. Morgan Personal Advisors Logo
J.P. Morgan Personal Advisors
National Bank
9.0
J.P. Morgan Personal Advisors
National Bank

The J.P. Morgan Personal Advisors program allows everyday investors access to a team of personal advisors to help them choose investments to reach their financial goals. Keep reading to learn how it works.

U.S. Bank Business Checking Account Logo
U.S. Bank Business Checking Account
National Bank
9.0
U.S. Bank Business Checking Account
National Bank

U.S. Bank offers enticing business checking account options to meet the needs of businesses of all sizes, but you may be able to get better customer service and higher interest rates with an online-only bank.

US Bank vs Chase Business Checking Logo
US Bank vs Chase Business Checking
National Bank
NR
US Bank vs Chase Business Checking
National Bank

US Bank vs Chase Business Checking accounts debate isn’t a one-size-fits-all answer. It depends on your company and financial needs.

Chase vs Bank of America Business Checking Logo
Chase vs Bank of America Business Checking
National Bank
NR
Chase vs Bank of America Business Checking
National Bank

Chase and Bank of America are two of the most common business account providers in the U.S., with thousands of branches for in-person or online banking. When deciding between the two, you should consider your business model, especially the number of transactions you expect each month, including cash transactions. This in-depth review will help you settle the debate.

Found Logo
Found
Neobank
9.0
Found
Neobank

All in all, Found is an exceptionally well-thought-out banking tool for freelancers and sole proprietors. The financial management tools will help account holders manage their business income, and the lack of monthly fees is a nice touch.

Chase Private Client Logo
Chase Private Client
National Bank
8.9
Chase Private Client
National Bank

Chase Private Clients receive top-notch customer service, have access to low and no-fee services, and have access to stellar investment services. Consider Chase Private Client your one-stop shop for all your financing needs, keeping everything in one place and having exclusive support from bankers that know you and your financial situation.

Bread Financial Logo
Bread Financial
Neobank
9.0
Bread Financial
Neobank

Bread Financial (previously Comenity) is an excellent option for those looking to earn a high-interest rate on a savings account. The current APY is as good as you’ll find anywhere online, and with some savvy features and an easy-to-use platform, it’s well worth considering.

Live Oak Bank Logo
Live Oak Bank
Neobank
9.0
Live Oak Bank
Neobank

Live Oak Bank’s mission is to be known as America’s small business bank. They define the ideal small business customer as a business with five employees or less, has been in business for less than five years, and earns anywhere from $50,000 to $500,000 in annual revenue.

SkyOne Federal Credit Union Logo
SkyOne Federal Credit Union
Credit Union
7.1
SkyOne Federal Credit Union
Credit Union

As part of a national credit union Co-Op, SkyOne gives its customers access to over 4,000 local branches and 66,000+ ATMs.

Truist Logo
Truist
National Bank
8.0
Truist
National Bank

Truist is a regional bank that operates in 17 states plus D.C. It provides checking and savings accounts to benefit your everyday banking needs. But if you are in the market to grow your savings with high APYs, Truist is not for you.

First National Bank Logo
First National Bank
Regional Bank
8.3
First National Bank
Regional Bank

FNB is a regional bank that offers several attractive accounts and banking features to its customers across Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, and Virginia.

Albert Logo
Albert
Neobank
9.0
Albert
Neobank

The Albert app comes jam-packed with features to help you manage and grow your finances.

Ally Invest Logo
Ally Invest
Online Bank
9.0
Ally Invest
Online Bank

Ally Invest is a low-cost, high-performing online brokerage platform for investors of all experience levels.

First Citizens Bank Logo
First Citizens Bank
Regional Bank
8.0
First Citizens Bank
Regional Bank

First Citizens Bank offers an impressive selection of banking, wealth management, and investment services to its customers across 22 US states.

UFB Direct Logo
UFB Direct
Online Bank
8.0
UFB Direct
Online Bank

A growing division of Axos Bank, UFB Direct’s competitive interest rates set it apart from the competition.

Quontic Bank Logo
Quontic Bank
Neobank
9.0
Quontic Bank
Neobank

With unique reward structures, well above average APYs, and even a wearable debit card, you’ll find plenty of reasons why Quontic Bank stands apart as an adaptive digital bank.

Yotta Savings Logo
Yotta Savings
Neobank
8.0
Yotta Savings
Neobank

Yotta is a savings account that's built around fun. It's like an opportunity to play the lottery without wasting money on lottery tickets.

Cash App Logo
Cash App
Neobank
9.0
Cash App
Neobank

Cash App is one of the fastest-growing mobile payment apps, offering financial services like direct deposit, a cash card, investing, and more.

Moves Financial Logo
Moves Financial
Neobank
9.0
Moves Financial
Neobank

Whether you're a courier, an Uber driver, or any other type of independent worker, you do it for a reason. Maybe it's the convenience or flexibility. Whatever your motivation is, you deserve a banking partner that understands your lifestyle. With Moves Financial, you have an option entirely dedicated to making things easier for you as a gig worker.

Acorns  Logo
Acorns
Neobank
9.0
Acorns
Neobank

Acorns is a low-cost investment platform that allows you to automate your account balance and personal finances. You'll have a diversified portfolio, automatic rebalancing when necessary, and financial advisors to guide you along the way.

Daylight Bank Logo
Daylight Bank
Neobank
NR
Daylight Bank
Neobank

Daylight Bank is the first platform of its kind that strives to provide high-quality banking services to the LGBTQ+ community. Daylight does more than send inspiring emails during Pride Month, unlike most traditional banks. It was created by and is intended for LGBTQ+ people.

Qube Money Logo
Qube Money
Neobank
8.0
Qube Money
Neobank

With Qube, you can get proactive. Money management is all about having a plan, and an app like Qube can help you take charge of your personal finances.

Lance Bank Logo
Lance Bank
Neobank
8.0
Lance Bank
Neobank

Lance Bank is a neobank that offers accounts through its mobile app. It does not offer physical branches or in-person support. Lance partners with Blue Ridge Bank, a member-FDIC institution based in VA.

SoFi Checking and Savings Logo
SoFi Checking and Savings
Neobank
9.0
SoFi Checking and Savings
Neobank

SoFi Checking and Savings (formerly SoFi Money) is an online checking and savings account rolled into one. Aside from banking, SoFi also offers several other products and services including a credit card, personal loans, student loans, refinance options including student loan refinancing, and credit score and budgeting.

Atmos Financial Logo
Atmos Financial
Neobank
7.2
Atmos Financial
Neobank

Atmos offers an attractive savings rate and modern banking features. So if you’re looking for a bank that both helps the planet and your bank balance, Atmos is worth checking out.

HMBradley Logo
HMBradley
Neobank
8.5
HMBradley
Neobank

HMBradley is built around one central premise – to help people save more money. To help savers grow their money, they reward those who save the most with higher interest rates on their balances.

Douugh Logo
Douugh
Neobank
9.0
Douugh
Neobank

Douugh’s money management app is an all-in-one platform that’s equal parts digital bank account and personal financial planner. It is driven by AI tools that help put your finances on autopilot so you can focus on the things that matter most.

Synchrony Bank Logo
Synchrony Bank
Online Bank
6.8
Synchrony Bank
Online Bank

If high yield is what you want, then you've found a solid option in a Synchrony Bank savings account. Synchrony offers no monthly fees, relatively high APYs, and a user-friendly platform.

Chase Business Checking Accounts Logo
Chase Business Checking Accounts
National Bank
9.0
Chase Business Checking Accounts
National Bank

Chase customers have three different business checking accounts to choose from. Each account is designed for a specific business size, ranging from small startups to large companies with an established presence.

KeyBank Logo
KeyBank
National Bank
9.0
KeyBank
National Bank

KeyBank mainly targets customers looking for a local full-service bank and access to branches. With a full suite of banking products, it’s ideal for customers who value a relationship with their bank.

Barclays Bank Logo
Barclays Bank
International Bank
7.5
Barclays Bank
International Bank

Barclays Bank can be a good fit for people looking for a bank that helps them manage their personal finances. The high-interest rate on their savings account makes it a good emergency fund option.

Green Dot Bank Logo
Green Dot Bank
Neobank
8.0
Green Dot Bank
Neobank

Overall, Green Dot Bank is a safe option for people who don't want or need a traditional bank account. It also might be a great fit for those who can't qualify for one.

Bluebird By American Express Logo
Bluebird By American Express
Online Bank
9.0
Bluebird By American Express
Online Bank

With Bluebird by American Express, there’s plenty to like. You’ll rarely need to worry about fees, and the card mirrors most major checking accounts' features. Plus, you’ll get access to tempting Amex offers without paying credit card fees.

First Internet Bank Logo
First Internet Bank
Online Bank
8.5
First Internet Bank
Online Bank

First Internet Bank is easy to use and offers many different account options. Its high-end interest rates are among the best in the business, and it brings everything together with a highly-rated mobile app and great customer service.

Santander Bank Logo
Santander Bank
National Bank
9.0
Santander Bank
National Bank

If you want a local, full-service community bank, then Santander might be a great choice. They have a wide range of products and services, with 1,814 branches nationwide to help you with your banking needs.

QuickBooks Checking Logo
QuickBooks Checking
Fintech
9.0
QuickBooks Checking
Fintech

QuickBooks Checking eliminates the need to manually update your business transactions by integrating with your current QuickBooks Online account. When considering the added convenience and the potential APY, QuickBooks Checking makes a lot of sense, particularly for current QBO users.

First Foundation Bank Logo
First Foundation Bank
Regional Bank
8.0
First Foundation Bank
Regional Bank

Since First Foundation is regional bank, most customers are those living within their service area (California, Florida, Hawaii, Nevada, and Texas) looking for a more personalized experience than the bigger banks offer.

Vio Bank Logo
Vio Bank
Online Bank
9.0
Vio Bank
Online Bank

If you're looking to save money, diversify your portfolio, or lower your risk, consider Vio Bank. You might find they’re just what you need to reach your personal finance goals and dreams. Most Vio Bank reviews are positive, here’s what I think.

GoBank Logo
GoBank
Neobank
7.5
GoBank
Neobank

If you have been having issues getting a bank account, GoBank might very well be just the solution for you. While it’s not perfect, nothing ever really is, it can be a great way to get started and access banking services without many frills.

Citi® Accelerate Savings Logo
Citi® Accelerate Savings
National Bank
9.5
Citi® Accelerate Savings
National Bank

The best savings accounts should always come with a few benchmark perks, such as high rates, low fees, and plenty of online functionality. Overall, Citi® Accelerate Savings hits two out of three. The savings rate is on the higher end, and the app is outstanding, but there are more fees than you'll see with fully online options.

Affirm Savings Account Logo
Affirm Savings Account
Fintech
8.5
Affirm Savings Account
Fintech

What makes Affirm Savings Account stand out are two things that represent digital savings as a whole — low fees and a high APY. There is no need to worry about minimum deposit requirements or monthly fees, and with a competitive rate, you can put away funds for a down payment or dream vacation and watch them grow.

Capital One 360 Performance Savings Logo
Capital One 360 Performance Savings
National Bank
9.0
Capital One 360 Performance Savings
National Bank

With an industry-leading mobile app and in-person account support, the Capital One 360 Performance Savings account stands out as a savings option that comes with a little bit of everything.

Chase First Banking℠ Logo
Chase First Banking℠
National Bank
9.0
Chase First Banking℠
National Bank

Chase First Banking℠ is a solid option for current Chase customers who want to teach their kids about banking.

Unifimoney Logo
Unifimoney
Neobank
8.0
Unifimoney
Neobank

Unifimoney's high-yield checking account and premium credit card both have tons of potential. But for now, they're still in beta and positioned as an option for high earners, both of which limit its reach.

MoneyLion Logo
MoneyLion
Neobank
9.7
MoneyLion
Neobank

MoneyLion provides a fresh look at what banking is evolving to in the 21st century. With intuitive personal finance tools, fully digital banking features, and an all-in-one approach, MoneyLion is an interesting mobile platform to consider.

Dave App Logo
Dave App
Fintech
9.0
Dave App
Fintech

Dave provides a viable alternative to overdrawing your account but falls short when you consider how many fee-free digital banking options there are that offer more services and bonuse. Dave’s cash advance services can be a useful tool in the right situation, but ideally, you won’t have to rely on that. Instead, focus on finding the best bank that works for your wallet.

M1 Finance Logo
M1 Finance
Neobank
9.0
M1 Finance
Neobank

At its best, M1 plays the role of a financial advisor, lender, and banker all at once. The accounts work together seamlessly, and you can watch your money grow with automated asset allocation, low-rate loans, and a high-yield bank account.

Fifth Third Bank Logo
Fifth Third Bank
National Bank
9.0
Fifth Third Bank
National Bank

Fifth Third Bank offers plenty of products, and it even has a mobile app that outpaces plenty of similarly small banks. Add in a solid sign-up bonus, and Fifth Third starts to feel like a sure thing.

Wealthfront Cash Account Logo
Wealthfront Cash Account
Neobank
8.0
Wealthfront Cash Account
Neobank

The Wealthfront cash account comes with standard checking features like a debit card, direct deposit, and bill pay. You can easily make deposits and withdrawals and move money between your Cash Account and your Wealthfront investment account.

Security Service Federal Credit Union Logo
Security Service Federal Credit Union
Credit Union
7.8
Security Service Federal Credit Union
Credit Union

SSFCU could be a good fit for those looking for a wide range of services who live in its service area and are associated with the military. For everyone else, it might not stack up to what else is out there.

PenFed Credit Union Logo
PenFed Credit Union
Credit Union
9.0
PenFed Credit Union
Credit Union

If you’re looking for a banking option that does everything well, you’ll definitely find it with PenFed Credit Union. While other credit unions might require a fee or only serve a particular community, PenFed is truly open to anyone who wants to become a member.

Connexus Credit Union Logo
Connexus Credit Union
Credit Union
8.0
Connexus Credit Union
Credit Union

Connexus has been named one of the best credit unions around by multiple outlets in recent years and made our list of the best credit unions. When you take into account its low fee schedule, competitive rates, and first-rate mobile platform, this shouldn't come as a surprise.

Consumers Credit Union Logo
Consumers Credit Union
Credit Union
7.9
Consumers Credit Union
Credit Union

Consumers Credit Union offers a comprehensive banking platform that's more accessible than the majority of credit unions. You can become a CCU member no matter what state you live in, and there are plenty of accounts and services to take advantage of.

Navy Federal Credit Union Logo
Navy Federal Credit Union
Credit Union
8.4
Navy Federal Credit Union
Credit Union

Between well-regarded customer service and accounts suited for anyone, Navy Federal is a solid credit union overall.

Alliant Credit Union Logo
Alliant Credit Union
Credit Union
9.0
Alliant Credit Union
Credit Union

With Alliant Credit Union, you kind of get it all. The mobile app is top-tier, and its online accounts come with fee structures and savings rates that can compete with the best neobanks.

Varo Bank Logo
Varo Bank
Neobank
8.2
Varo Bank
Neobank

Varo is one of the biggest neobanks out there and comes with many features that people like. With low fees, high APYs, and solid customer service, Varo definitely qualifies as a good option for banking.

Mercury Bank Logo
Mercury Bank
Neobank
8.0
Mercury Bank
Neobank

Mercury Bank provides a user-friendly, tech-forward banking platform, catering to entrepreneurs looking to take their business to the next level. With digital tools, customizable interfaces, and no fees to worry about, Mercury takes a modern approach to the traditional world of business banking.

Huntington National Bank Logo
Huntington National Bank
National Bank
9.0
Huntington National Bank
National Bank

If you live in one of the 11 states that Huntington Bank operates, you have some solid options for high-yield checking, savings, and CDs!

EverBank (formerly TIAA) Logo
EverBank (formerly TIAA)
Online Bank
9.6
EverBank (formerly TIAA)
Online Bank

Overall, there is a lot to like about EverBank, formerly TIAA Bank. You'll find plenty of account options and most of them come with higher interest rates than the national average. You're also covered with an expansive ATM network, mobile app, and hands-on customer service team.

NBKC Bank Logo
NBKC Bank
8.4
NBKC Bank

NBKC Bank has a solid reputation in terms of online functionality and customer service. Its platform charges very few fees and offers competitive interest rates. Overall, it definitely qualifies as a good bank worth your attention. Overall, it qualifies as a good bank worth your attention.

USAA Bank Logo
USAA Bank
Online Bank
9.0
USAA Bank
Online Bank

If you're enlisted or served in the past, USAA Bank could be a great option for you. While it does trend behind in on its savings account interest rates, overall, there is a lot to like.