97 Best Bank Bonuses and Promotions In Washington

You can earn cash for opening everything from a new checking account or high-yield savings account, to a money market or new brokerage account.

Wait, what?

No, really, it's true. Many financial institutions offer deals to customers signing up for a new account. This perk can be as small as $10 or $20 bucks, or ranging up to thousands of dollars.

Think of it as something like a coupon code when you're shopping online. Companies want your business (and your deposits!), and they're willing to incentivize you to get it.

If you're in Washington and looking to open a new account, be sure to check here first or you could be leaving money on the table.

Best checking account bonus offers in Washington

If you're looking for a personal checking account, here are the banks and credit unions currently offering cash rewards to new customers:

Citi® Enhanced Direct Deposit - $300 bonus

Earlier last year, Citi offered an Enhanced Direct Deposit bonus to some existing cardholders when they opened a qualifying new checking account and completed required activities. Now they've opened it up to everyone as a new product launch.

Citi® : Enhanced Direct Deposit

Bonus Amount
$300
Account Type
Personal Checking
Offer Expires
July 8, 2024
Bonus Requirements
  1. Open a new eligible Citi Checking account with Enhanced Direct Deposits.
  2. Within 90 days, complete at least 2 Enhanced Deposits directly into your new checking account totaling $1,500 or more. (Deposit your way from recurring paychecks, retirement payments, pensions, and more)
  3. Bonus will be deposited within 30 days after required activities have been completed

KeyBank Personal Checking - $200 bonus

KeyBank is back with their personal checking bonus, offering $200 to new checking account customers.

You can open one of 2 eligible accounts (Key Smart Checking® has no monthly maintenance fee; Key Select Checking℠ has waivable fees!). Regardless of which you choose, you'll need to make a single direct deposit of at least $500. This is half of what it's been in recent versions.

While this isn't quite nationwide, the bonus has a wide footprint and is redeemable online. Check it out!

KeyBank : Personal Checking Account

Bonus Amount
$200
Account Type
Personal Checking
Offer Expires
March 8, 2024
Bonus Requirements
  1. Open a Key Smart Checking® or Key Select Checking℠ account online with at least $10 for Key Smart Checking® or $50 for Key Select Checking℠.
  2. Within 60 days, make 1 direct deposit of at least $500.
  3. Bonus will be credited to your account within 90 days of meeting requirements.
  4. Account must not be closed or restricted during the time of promotional period.

U.S. Bank Smartly® Checking - up to $800 bonus

U.S. Bank is offering up to an $800 bonus for opening a new U.S. Bank Smartly® Checking and Standard Savings account. This is back towards the high end of bonuses we've seen from U.S. Bank. This is a multipart bonus, meaning the more activities you complete, the more you can earn.

The direct deposit threshold for the checking bonus is average, at a minimum $3,000 to earn a checking bonus, but if you have the income, this is an easy bonus. You'll have 90 days to reach this target, but keep in mind that unlike some banks that let you hit the bonus in a single transaction, U.S. Bank requires at least two direct deposits to qualify for this promotion.

The second part of the bonus is for opening a Standard Savings account and maintaining a minimum balance. Again, be ready for very steep requirements with $25,000 being the minimum balance to earn this portion.

U.S. Bank : U.S. Bank Smartly® Checking

Bonus Amount
up to $800
Account Type
Personal Checking
Offer Expires
March 12, 2024
Bonus Requirements
  1. Earn up to $800 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account online and complete qualifying activities. Subject to certain terms and limitations. Offer valid through March 12, 2024. Member FDIC.
  2. U.S. Bank Smartly® Checking bonus (up to $500): Open a new U.S. Bank Smartly® Checking account. Within 90 days, enroll in online banking or the U.S. Bank Mobile App AND Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $100, $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500
  3. U.S. Bank Standard Savings bonus (up to $300): Open a new Standard Savings account and make new money deposit(s) totaling $25,000 or more by March 31, 2024 AND Maintain that balance until June 30, 2024 to earn up to $300
  4. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

HSBC Premier - up to $4000 bonus

Available nationwide, HSBC is offering up to a $4,000 welcome bonus when you open a new HSNC Premier checking account and complete qualifying activities. Direct deposits will add a little bit of a kicker to the bonus, but ultimately, HSBC wants your money, and a lot of it.

This is a tiered bonus, the more you can deposit, the more you can earn. The minimum tier for a $1,500 bonus requires a whopping $100,000. The upper tier requires $500,000 to earn $3,500. What's even more? You can connect your direct deposits totaling $5,000 or more per month to earn an extra $500.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. *Investment and annuity products are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.

HSBC Bank : HSBC Premier

Bonus Amount
up to $4000
Account Type
Personal Checking
Offer Expires
March 27, 2024
Bonus Requirements
  1. Open a new HSBC Premier checking account during the Offer Period.
  2. Within 20 calendar days, make new money deposits of $100,000 or more into the new account and/or eligible investment accounts.
  3. For 3 full consecutive calendar months following the new account opening month, maintain the required qualifying balance as follows: $100,000 - $199,999.99 (earn $1,500), $200,000 - $299,999.99 (earn $2,000), $300,000 - $499,999.99 (earn $2,500), $500,000+ (earn $3,500)
  4. If all offer requirements are met, the bonus will be deposited within 8 weeks from the date the account is fully qualified.
  5. Earn an extra $500 when you set up recurring monthly Direct Deposits totaling at least $5,000 for 3 months

SoFi Checking and Savings - up to $300 bonus

SoFi is offering new and existing SoFi Checking & Savings customers up to a $300 bonus. You'll need to set up direct deposit, but you'll have until the promo ends to complete one.

From there, you'll have 25 calendar days (or until the end of the promotion, whichever happens first) to accumulate direct deposits towards the total that will be used to determine your bonus. This is still setup as a tiered bonus, the more you direct deposit, the more you'll earn.

SoFi : SoFi Checking and Savings

Bonus Amount
up to $300
Account Type
Personal Checking
Offer Expires
June 30, 2024
Bonus Requirements
  1. Open a new SoFi Checking and Savings account using the link below.
  2. Before the promotion ends, and within 25 calendar days of your first direct deposit, complete direct deposits to determine your bonus as follows: $1,000 - $4,999 in total direct deposits, earn $50; $5,000+ in total direct deposits, earn $300.
  3. Bonus will be credited within 7 business days of the end of the Direct Deposit Bonus Period.

Discover Cashback Checking - up to $360 bonus

Discover® Bank, member FDIC, has a cool twist on the old-fashioned debit card: cash back rewards. Open an account online, and they'll give you 1% cash back on up to $3,000 in debit card purchases each month, for up to $360 each year as a bonus to your normal spending. See website for details.

Discover Bank : Discover® Cashback Checking

Bonus Amount
up to $360
Account Type
Personal Checking
Bonus Requirements
  1. Open a new Discover® Cashback Checking account using the link below.
  2. Use your debit card to earn cashback – up to $30 can be earned per month (see website for details).
  3. Bonus cash will be deposited into your account each month.

Upgrade Rewards Checking Plus - $200 bonus

Upgrade is offering a $200 welcome bonus when you open a new Rewards Checking Plus account and make 3 debit card transactions.

To qualify for this promotion, you'll first need to sign up for any Upgrade Card (for example, the Triple Cash Card), which is a blend of a credit card / line of credit. Then, you'll need to open a free Rewards Checking Plus account. Finally, you'll need to make just 3 purchases using your new debit card.

What's more? If you choose The Triple Cash Rewards Visa card you'll earn 3% on purchases in Home, Auto, and Health categories and 1% on all other purchases. There are no annual fees and no late fees.

All in all, this is an easy bonus to earn.

Overall, it's rare to find a cash offer this high that does not require a direct deposit, minimum balance, or a monthly fee. Check it out!

Upgrade : Rewards Checking Plus

Bonus Amount
$200
Account Type
Personal Checking
Bonus Requirements
  1. Apply for any Upgrade Card (including The Triple Cash Rewards Card which is linked below).
  2. Within 60 days, open and fund a new Rewards Checking Plus account.
  3. Within the same 60 days, make 3 purchases using your debit card.
  4. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.

Chase Total Checking® - $300 bonus

Chase Total Checking® is the most popular account from one of the nation's best banks. You'll have access to more than 4,700 branch locations and 15,000 ATMs, along with a top-rated mobile app.

Your new account can be opened easily online, and earning the bonus is super straightforward: receive a qualifying direct deposit into your new account within 90 days, and Chase will reward you within 15 days.

Keep in mind that Chase Total Checking® does charge a $12 monthly maintenance fee, but there are several ways to have this waived, including maintaining a minimum daily balance of $1,500 or making at least $500 in electronic deposits each month.

Assuming you can keep the account free, we definitely recommend taking advantage of this easy cash bonus from Chase!

Chase Bank : Chase Total Checking®

Bonus Amount
$300
Account Type
Personal Checking
Offer Expires
April 17, 2024
Bonus Requirements
  1. Open a Chase Total Checking® account.
  2. Within 90 days, have a direct deposit of at least $500 made from either your employer (paycheck or pension) or the government (any benefit such as Social Security).
  3. Receive your money within 15 days of the deposit posting.

BMO Personal Checking - $250 bonus

BMO is giving you 3 months to accumulate $4,000 in direct deposits to earn a $250 welcome bonus for opening a new BMO Smart Advantage Checking or BMO Smart Money Checking account. This is less than previous versions.

What's even better? They're also offering a $5/month kicker if you save regularly.

It's now available nationally, so now's a good time to open an account online and grab that cash.

BMO : Personal Checking

Bonus Amount
$250
Account Type
Personal Checking
Offer Expires
May 3, 2024
Bonus Requirements
  1. Open a new BMO Smart Advantage Checking or BMO Smart Money Checking account using the link below.
  2. Within 90 days, have a total of $4,000 in qualifying direct deposits.
  3. Bonus is credited directly to your checking account approximately 100 days after account opening.
  4. Conditions apply. BMO Bank N.A. Member FDIC

Axos Rewards Checking - up to $300 bonus

Axos is offering to put up to an extra $300 in your pocket. This bonus is high for Axos; however, it also comes with some hefty requirements!

To qualify for the bonus, you'll need to open a new Rewards Checking account and set up direct deposit of at least $5,000. There's also a sizable minimum balance requirement which must be started immediately to earn the full bonus amount.

This cash bonus is in addition to the account's APY, which could see you earning up to 3.30% on your checking balance. Keep in mind that there are qualifying activities you need to do each month to earn the full rate, but it's definitely a competitive rate if you qualify.

Axos Bank : Rewards Checking

Bonus Amount
up to $300
Account Type
Personal Checking
Offer Expires
June 30, 2024
Bonus Requirements
  1. Open a new Rewards Checking account with promo code AXOS300 and fund it within 30 days of account opening.
  2. During the first seven (7) calendar months your account is open (including the month in which it was opened), have qualifying direct deposit(s) that total at least $5,000 each calendar month.
  3. Each calendar month you complete these requirements, you'll earn $50, up to $300 total.
  4. Bonus(es) will be deposited into your new checking account within 10 business days following the eligible statement cycle date.

Chase College Checking℠ - $100 bonus

College students can earn this super easy bonus from one of our top national banks. Chase is offering $100 for opening a new Chase College Checking account and completing 10 qualifying transactions.

The 10 transactions sounds like a lot, but you have 60 days and everything from ACH credits, mobile check deposits, writing actual checks, Zelle, debit card purchases, and paying bills count.

The sooner you make those 10 transactions, the sooner you get paid: Chase will deposit your new checking account bonus within 15 days of the 10th transaction (but most report that the bonus actually only takes a couple of days).

Chase Bank : Chase College Checking℠

Bonus Amount
$100
Account Type
Student Checking
Offer Expires
April 17, 2024
Bonus Requirements
  1. Open a new Chase College Checking account using the link below.
  2. Within 60 days, complete 10 qualifying transactions.
  3. Bonus will be deposited into your new account within 15 days of meeting the requirements.

Chase Private Client Checking℠ - up to $3000 bonus

Available nationwide, Chase Bank is offering up to a $3,000 bonus when you open or upgrade to a new Chase Private Client Checking℠ account.

This time around, Chase is offering tiers which lower the barriers to entry, but also provide higher bonus opportunities for those with higher balances.

To earn this premium checking account bonus from Chase, you'll need to transfer at least $150,000 for the first tier (down from $250,000), with the upper tier being $500,000 or more into eligible checking, savings and/or investment accounts – so this promotion is clearly geared toward those with deep pockets.

That said, the new funds can be cash from another bank or securities held at a competitor brokerage, and the deposits can go into one or a combination of Chase accounts. There are some rules about which accounts are eligible though, so be sure to read the fine print!

Like most Chase coupons, you'll need to first enter your email to receive an 'upgrade code'. You'll then take that code into your local Chase branch to enroll in the offer.

Tip: If you already have a Chase Private Client Checking account, you can skip the code and branch visit, and simply deposit the new funds to your eligible accounts.

Chase Bank : Chase Private Client Checking℠

Bonus Amount
up to $3000
Account Type
Personal Checking
Offer Expires
April 17, 2024
Bonus Requirements
  1. Receive an upgrade code using the link below (you may need to use a private or incognito browser).
  2. If you don't already have a Chase Private Client Checking℠ account, meet with a Chase Private Client Banker to open or upgrade to one.
  3. Within 45 days of enrolling in the coupon, transfer a total of $150,000 - $249,999 in new money or securities to one or a combination of your eligible accounts (see fine print), earn $1,000; $250,000 - $499,999 earn $2,000; $500,000+ to earn $3,000
  4. Maintain that balance for 90 days from the coupon enrollment.
  5. Bonus will be deposited into your Chase Private Client Checking℠ account within 40 days of meeting the requirements.

Bank of America Advantage Banking - $200 bonus

Bank of America is offering a $200 bonus for opening a new personal checking account. The offer applies to any of their Advantage Banking accounts: Bank of America SafeBalance®, Bank of America Advantage Plus®, or Bank of America Advantage Relationship®.

Recent versions of this bonus had a direct deposit requirement of $1,000, but this time around Bank of America has increased the ask to $2,000. With that said, they've also DOUBLED the bonus, and you do have 90 days to meet that total in cumulative deposits.

Overall, a fairly easy bonus from a nationwide bank, so worth checking out.

Bank of America : Advantage Banking Account

Bonus Amount
$200
Account Type
Personal Checking
Offer Expires
May 31, 2024
Bonus Requirements
  1. Open a new Bank of America Advantage Banking personal checking account using the link below and promo code TWT200CIS.
  2. Within 90 days, receive qualifying direct deposits of $2,000 or more.
  3. Bank of America will attempt to pay bonus within 60 days of meeting the requirements.
  4. Additional terms and conditions apply. See offer page for more details. Member FDIC.
Apply Now

at Bank of America

Revolut Standard - $10 bonus

Revolut is offering $10 when you open any new Revolut account and complete a transaction with your card. That's it! This is a limited time offer when you sign up through BankBonus.com so you must act fast!

What's more? Select customers may be offered an opportunity to earn 1% back on purchases, up to $70 a week for the first 90 days! On top of that, once you signup you'll be eligible to refer friends. Recent referral promotions have gone as high as $100 each!

Revolut : Standard Account

Bonus Amount
$10
Account Type
Personal Checking
Bonus Requirements
  1. Open a new Revolut account using the link below.
  2. Once you have provided your phone number, you will be directed to the sign up flow for a Revolut Personal account.
  3. Before the end of the Limited Time Promotion Period, make one (1) qualifying transaction of at least $1.00 using your Revolut physical or virtual card.

Wells Fargo Personal Checking - $325 bonus

Wells Fargo is offering new personal checking account customers a $325 bonus.

To be eligible, you'll first need to open a new Clear Access Banking℠, Everyday Checking, Prime Checking, or Premier Checking account, and then you'll have 3 months to receive $1,000 in direct deposits in order to qualify for the promo.

This is a pretty easy bonus that's available nationally without restriction. Plus, the deposit requirement has been cut in half (from $2,000 to $1,000), and the reward amount bumped up: from the $200 default offer. Can't complain about that!

Wells Fargo Bank : Personal Checking

Bonus Amount
$325
Account Type
Personal Checking
Offer Expires
February 23, 2024
Bonus Requirements
  1. Open a new personal checking account using the link below with a minimum opening deposit of $25.
  2. Within 90 days, receive direct deposits totaling $1,000.
  3. Bonus will be deposited into your account within 30 days of the 90-day qualification period.

PNC Virtual Wallet Pro - $200 bonus

Don't live in a state where PNC has a branch? No worries, PNC is offering a $200 bonus when you open a Virtual Wallet Checking Pro account, which is only available to customers outside their in-branch footprint. Just complete the direct deposit requirements within 60 days. If you're in any one of the following states, this bonus is for you: AK, AR, CT, HI, ID, IA, KS, LA, ME, MA, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, SD, TN, UT, VT, WA, WY.

PNC Bank : Virtual Wallet Pro

Bonus Amount
$200
Account Type
Personal Checking
Offer Expires
February 29, 2024
Bonus Requirements
  1. Reside in a state that doesn't have a PNC branch.
  2. Open an account using the link below.
  3. Within 60 days, complete direct deposits totaling $2,000.
  4. Bonus will be deposited within 60-90 days after all conditions are met.

United Heritage Credit Union Freedom Checking - $250 bonus

Available nationwide with membership to the Texas Consumer Council (American Consumer Council), United Heritage Credit Union is offering a $250 welcome bonus when you open a new Freedom Checking account and set up direct deposit. You'll also need to complete debit card purchases to earn this bonus, but it's fairly simple.

United Heritage Credit Union : Freedom Checking

Bonus Amount
$250
Account Type
Personal Checking
Offer Expires
February 29, 2024
Bonus Requirements
  1. Become a new member and open a new Freedom Checking account.
  2. Within 90 days, make 20 debit card purchases.
  3. Within the same 90 days, set up two direct deposits of $500.
  4. Opt in to e-Statements.
  5. Bonus will be deposited into your account within 30 days of successfully completing the 90 day qualification period
Apply Now

at United Heritage Credit Union

USAA Classic Checking - $200 bonus

Available nationwide, USAA is offering a $200 welcome bonus when you apply and open a new Classic Checking account and set up a qualifying direct deposit. We RARELY see USAA offer a bonus, so now's a good time to become a member if you aren't already. This offer has doubled since it was last offered.

Membership is open to active duty, National Guard, reserves, veterans who served honorably, Cadets or Midshipmen; and spouses and children of USAA members.

USAA Federal Savings Bank : USAA Classic Checking

Bonus Amount
$200
Account Type
Personal Checking
Offer Expires
March 14, 2024
Bonus Requirements
  1. Apply and Open a new USAA Classic Checking account.
  2. Within 180 calendar days, receive a qualifying direct deposit of at least $100 into the new USAA Classic Checking account.
  3. Bonus will be deposited into your new USAA Classic Checking account within 60 days after the first qualifying direct deposit.
  4. Member FDIC.

WECU Spend Free - $100 bonus

WECU is offering a $100 bonus to new members who open a Spend Free checking account.

To earn the reward, you'll need to receive a direct deposit of just $100 in the first 2 months after account opening, making this a really attractive offer.

Keep in mind that like all credit union bonuses, you'll first need to meet the requirements to join before unlocking access to the account offers.

Whatcom Educational Credit Union : Spend Free

Bonus Amount
$100
Account Type
Personal Checking
Offer Expires
March 31, 2024
Bonus Requirements
  1. Open a new Spend Free account using the link below.
  2. Within 60 days, receive a direct deposit of $100.
  3. Bonus will be credited to your new account on day 61, assuming requirements are met.

Andrews Federal Credit Union Personal Checking - $150 bonus

Available in and around the D.C. Metro area (or nationwide via American Consumer Council membership), Andrews Federal Credit Union is offering a $150 welcome bonus when you open a new personal checking account and set up direct deposit. Qualifying checking accounts include Kasasa Cash®, Kasasa CashBack®, Forces and Online Checking accounts.

Andrews Federal Credit Union : Personal Checking

Bonus Amount
$150
Account Type
Personal Checking
Offer Expires
March 31, 2024
Bonus Requirements
  1. Establish a new membership with Andrews Federal Credit Union and open a new Kasasa Cash, Kasasa Cash Back, Forces, or Online Checking account with promo code GET$150.
  2. Within 60 days, make a new direct deposit of $500 or more.
  3. For at least 90 days thereafter, maintain that direct deposit.
  4. Keep your account open and in good standing.
  5. Bonus will be credited to the new checking account after you have met the 90 day direct deposit requirement, if all other checking account requirements are also met.
Apply Now

at Andrews Federal Credit Union

HSBC Premier - $300 bonus

HSBC has launched their next iteration of their "Share The Experience" referral program, where current HSBC customers can earn up to $6,000 by referring friends and family to the bank.

For the new customer, HSBC is offering a $300 welcome bonus. This is lower than it was previously, but they now allow the accounts to be opened online – which is a pretty big perk compared the old requirement of only in-branch.

You'll need a custom referral code, but the requirements are otherwise fairly easy to hit.

For your friend, the bonus is $500 with qualifying balances of $75,000.00-$499,999.99 in deposit and/or eligible investment accounts OR $1,000 with qualifying balances of $500,000 or more in deposit and/or eligible investment accounts.

HSBC Bank : Premier [Referral]

Bonus Amount
$300
Account Type
Personal Checking
Offer Expires
March 31, 2024
Bonus Requirements
  1. Open a new Premier checking account using a referral code from an existing HSBC customer.
  2. Deposit $75,000 in either this account or combined across other HSBC accounts, OR have recurring direct deposits of at least $5,000, OR have a HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000.
  3. Bonuses will be deposited to both the new and referring account within 8-12 weeks.

Laurel Road Loyalty Checking - $100 bonus

Available nationwide, Laurel Road is offering a $100 welcome bonus when you open a new Loyalty Checking account and set up direct deposit. This is much lower than previously offered.

Plus, every month that you make direct deposits totaling at least $2,500, you'll earn a $10 cash reward – for the lifetime of the account. AND, for your first 12 months, that reward doubles to $20 each month!

Laurel Road : Loyalty Checking

Bonus Amount
$100
Account Type
Personal Checking
Offer Expires
April 4, 2024
Bonus Requirements
  1. Open a Laurel Road Loyalty Checking account.
  2. Within 60 days, make one or more qualifying direct deposits totaling $2,500 or more.
  3. Bonus will be deposited into your account within 60 days of meeting requirements.

Chase Secure Banking℠ - $100 bonus

Chase Bank is offering new customers $100 when they open a Chase Secure Banking℠ checking account with qualifying activities.

This account does have a low monthly fee, but in exchange offers perks like no fees for cashier's checks and money orders.

Chase Bank : Chase Secure Banking℠

Bonus Amount
$100
Account Type
Personal Checking
Offer Expires
April 17, 2024
Bonus Requirements
  1. Open a new Chase Secure Banking account.
  2. Complete 10 qualifying transactions (debit card purchases, online bill payments, etc) within 60 days of coupon enrollment.
  3. Bonus will be deposited within 15 days of completing the requirements.

BMO Relationship Checking - $400 bonus

BMO is giving you 3 months to accumulate $7,500 in direct deposits to earn a $400 welcome bonus for opening a new Relationship checking account. This is less than when it was previously available. It's now available nationally, so that's a plus.

What's even better? They're also offering a $5/month kicker if you save regularly.

BMO : Relationship Checking

Bonus Amount
$400
Account Type
Personal Checking
Offer Expires
May 3, 2024
Bonus Requirements
  1. Open a new Relationship Checking account using the link below.
  2. Within 90 days, have a total of $7,500 in qualifying direct deposits.
  3. Bonus is paid approximately 100 days after account opening.
  4. Conditions apply. BMO Bank N.A. Member FDIC

Connexus Xtraordinary Checking - $200 bonus

Available nationwide through membership of the Connexus Association, Connexus Credit Union is offering a $200 welcome bonus when you open a new Xtraordinary Checking account and use your debit card. As far a bonuses go, this is a fairly simple one. We haven't seen a bonus from Connexus before so now would be a good time to jump on this one.

Connexus Credit Union : Xtraordinary Checking

Bonus Amount
$200
Account Type
Personal Checking
Offer Expires
May 5, 2024
Bonus Requirements
  1. Become a member and open a new Xtraordinary Checking account using promo code CHECKING200.
  2. Within the first 3 months, make 30 qualifying debit card transactions.
  3. During the same timeframe enroll in eStatements.
  4. Bonus will be credited to your account within 10 business days after the three-month anniversary if the stated requirements have been met.

America's Christian Credit Union Checking + Savings - $100 bonus

Available nationwide with the ability to open online, America's Christian Credit Union is offering a $100 welcome bonus when you open a new personal checking account and regular/share savings account. Previous versions of this offer did not require the savings account add-on. The minimum deposit amount is considerably higher.

America's Christian Credit Union : Checking + Savings

Bonus Amount
$100
Account Type
Personal Checking
Offer Expires
May 31, 2024
Bonus Requirements
  1. Open a new Basic Checking or Secure Checking account using promo code "SWITCH" with a debit card.
  2. Make a minimum deposit of $500.
  3. Open a new consumer savings account using promo code "SWITCH" and deposit a minimum of $1,000.
  4. Both checking and savings accounts must be in good standing for a minimum of 90 days.
  5. Funds deposited into the savings account must be on deposit for a minimum of 90 days.
  6. Bonus will be credited to the checking account within 140 days of account opening if the above criteria are met.
Apply Now

at America's Christian Credit Union

Citi® Relationship Tier - up to $2500 bonus

Citi® is offering up to a $2,500 cash bonus when you open a new Citi Priority Relationship Tier account with activities. Like most Citi promotions, this is a tiered offer based on the amount you're able to deposit and maintain in your new checking account.

Citi recently added a lower tier to this bonus, making it easier for more people to participate. However, some of the middle tier requirements have increased. All told, the bonus amount ranges from $500 for depositing $30,000, up to the full $2,500 for depositing $300,000 or more.

Depending on when you deposit the cash (it needs to be there by the 20th day), the bonus represents an effective rate of roughly 4-11% on your savings. The $200 offer nets you the best effective rate, but every offer is significantly more than what you can find on most savings accounts. So if you have the cash, this is a great way to put it to work, risk-free.

It's important to note that this offer is available in most, but not all states.

Information about some or all of these products has been collected independently by the author. The issuer did not provide the details, nor is it responsible for their accuracy.

Citi® : Relationship Tier

Bonus Amount
up to $2500
Account Type
Personal Checking
Offer Expires
July 8, 2024
Bonus Requirements
  1. Open a new Citi Relationship Tier using the link below and enroll in the offer the same day.
  2. Within 20 days, deposit $30,000 into your new account to earn $500, $200,000 to earn $1,500, $200,000 to earn $1,500 or $300,000+ to earn $2,000.
  3. Maintain that balance for 60 days or more after the 21st day that the account was opened.
  4. Bonus will be credited to your open, eligible account within 30 calendar days after completing the requirements.
  5. New to Relationship Tier customers can choose their relationship tier.

PSECU Checking - up to $300 bonus

Back for 2024, PSECU is offering up to $300 to new members who open a personal checking account. This time around they've broken the bonus into 2 parts.

Something else to keep in mind: if you have ties with any of the PA entities that PSECU has a relationship with, you can join outright. But if not, you can still gain eligibility by joining Pennsylvania Recreation and Park Society (PRPS) through PSECU. For more information, read the eligibility requirements section below.

Pennsylvania State Employees Credit Union : Checking Account

Bonus Amount
up to $300
Account Type
Personal Checking
Offer Expires
December 31, 2024
Bonus Requirements
  1. Become a member of PSECU using the promo code RIGHTNOTE.
  2. Within 60 days, sign up and be approved for a new checking account, login to online banking, and activate a direct deposit of at least $500 to earn $200.
  3. Within 120 days of earning the initial "Stage 1" bonus, continue to receive recurring direct deposits totaling $500 per calendar month for 3 consecutive months AND complete a minimum of 10 debit card purchases of at least $10 each to earn another $100.
  4. Bonus(es) will be deposited into your regular share account within 45 days of meeting the requirements.

A+ Federal Credit Union Cash-Back Checking - up to $100 bonus

Available in Texas (or nationwide via a donation to the A+ Education Foundation) with the ability to open online, A+ Federal Credit Union is offering up to a $100 welcome bonus when you open a new Cash-Back Checking account and set up direct deposit. Don't have a direct deposit? You'll earn $25 just for opening the account.

A+ Federal Credit Union : Cash-Back Checking

Bonus Amount
up to $100
Account Type
Personal Checking
Offer Expires
December 31, 2024
Bonus Requirements
  1. Become a member and open a new Cash-Back Checking account using promo code 2024SEG100, earn $25.
  2. Within 60 days, complete direct deposits totaling $800 or more within any consecutive 30 calendar day window.
  3. Direct Deposit Bonus of $75 will be deposited into your Membership Savings account within a week of the date your payroll direct deposits total $800 or greater.
Apply Now

at A+ Federal Credit Union

Great River Federal Credit Union Free Checking - $100 bonus

If you're a member of Great River Federal Credit Union, or know someone who is, you can earn a $100 bonus.

New members must complete qualifying activities and then both the new member and the person that referred them will receive $100.

Great River Federal Credit Union : Free Checking

Bonus Amount
$100
Account Type
Personal Checking
Bonus Requirements
  1. Open a new checking account and list referring member's name on application.
  2. Within 60 days, complete one of the following: a direct deposit, 5 debit card transactions OR obtain a loan or credit card.
  3. Bonus will be deposited at or around the 15th of the month following 60 days after account opening.

KeyPoint Personal Checking - up to $300 bonus

KeyPoint Credit Union is offering California residents up to a $300 bonus for opening a new personal checking account. This time around they've removed the debit card spend requirements and increased the bonus by $100!

The promotion breaks down into monthly payments of $50 each for meeting a direct deposit requirement until you complete the 6 month mark.

KeyPoint Credit Union : Personal Checking

Bonus Amount
up to $300
Account Type
Personal Checking
Bonus Requirements
  1. Open a new personal checking account with at least $25 using the promo code DD23.
  2. Within 60 days, receive a recurring direct deposit of at least $1,000, earn $50
  3. For the first 6 months, each month that you complete the direct deposit requirement, earn $50 up to a total of $300.
  4. Direct Deposit Bonus(es) will be credited within 9 months after account opening.

EverBank Yield Pledge® Checking - $150 bonus

TIAA Bank is offering an easy bonus to new Yield Pledge Checking customers, with one big caveat: your employer must participate in their Workplace Banking program.

If you're lucky enough to qualify, however, this is a straightforward offer: open a new account, make cumulative direct deposits totaling $1,000 in 90 days, and get $150 for your trouble.

EverBank : Yield Pledge® Checking

Bonus Amount
$150
Account Type
Personal Checking
Bonus Requirements
  1. Open a new Yield Pledge Checking account from your employer’s dedicated Workplace Banking webpage or by calling 833-880-8422.
  2. Within 90 days, receive direct deposits totaling $1,000.
  3. Bonus will be credited to your account within 120 days of account opening.

Northwest Federal Credit Union Personal Checking - $400 bonus

Available in Virginia (or nationwide via membership to partner organizations, like The Humane Society), Northwest Federal Credit Union is offering a whopping $400 bonus when you open a new personal checking account. The great thing about this bonus is that any ACH deposit of $500 or more will work, direct deposits from a paycheck are optional. The main stipulation here is that you must never have held a checking account at Northwest FCU to qualify.

Northwest Federal Credit Union : Personal Checking

Bonus Amount
$400
Account Type
Personal Checking
Bonus Requirements
  1. Open your first ever consumer checking account with Northwest Federal.
  2. In each of the first 3 months after account opening, make a minimum of $500 in direct deposits or ACH deposits into the checking account.
  3. Keep your checking account open for 90 days.
  4. Bonus will be deposited into the checking account within 30 days.
Apply Now

at Northwest Federal Credit Union

Kitsap Credit Union Gold Checking - $150 bonus

We've found an easy bonus for those in the state of Washington. The best part about it is that you'll have the option to complete direct deposits or bill pay for that portion of the requirements. Aside from that you'll need to use your debit card and enroll in e-statements.

Kitsap Credit Union : Gold Checking

Bonus Amount
$150
Account Type
Personal Checking
Bonus Requirements
  1. Become a member and open a new Gold Checking account using the link below.
  2. Enroll in eStatements.
  3. Within 60 days, make 12 debit card purchases.
  4. Within the same 60 days, receive a direct deposit, make an outgoing ACH transaction, OR complete a bill pay.
  5. Bonus will be deposited into primary savings account on or before the 10th business day following the end of the 3rd month after qualifications are met.
Apply Now

at Kitsap Credit Union

Inspire Federal Credit Union Personal Checking - $300 bonus

Inspire Federal Credit Union is offering $300 to members who open a new personal checking account. You have the choice between their Everyday Checking, which is free, or their Rewards and High Yield Checking accounts, which both have a monthly fee that is waivable.

The bonus requirements are straightforward and pretty easy to meet: enroll in eStatements and receive $500 in direct deposits. If you meet the eligibility requirements, definitely check it out! Note: As of 2023 you can join nationwide via (free) membership with the American Consumer Council.

Inspire Federal Credit Union : Personal Checking

Bonus Amount
$300
Account Type
Personal Checking
Bonus Requirements
  1. Open a new personal checking account using promo code GET300 using the link below.
  2. Enroll in eStatements.
  3. Within 60 days, receive a direct deposit of $500.
  4. Bonus will be credited to your new account within 60 days of account opening.
Apply Now

at Inspire Federal Credit Union

Arizona Federal Checking Plus - $200 bonus

Available residents of select Arizona counties (or nationwide via a donation to Local First Arizona), Arizona Federal Credit Union is offering a $200 welcome bonus when you open a new Checking Plus account and use your debit card. That's it! There's not a bunch of hoops to jump through to earn this bonus.

Arizona Federal Credit Union : Checking Plus

Bonus Amount
$200
Account Type
Personal Checking
Bonus Requirements
  1. Join AFCU and open a new Checking Plus account.
  2. Within 45 days, complete 10 debit card transactions.
  3. Bonus will be paid within 15 days of completing the requirements.
Apply Now

at Arizona Federal

Horizon Credit Union Personal Checking - $200 bonus

Becoming a member to Horizon Credit Union is restricted to Washington State, and select counties of Oregon, Idaho and Montana. If you qualify for membership, you can receive an easy $200 bonus for opening a new checking account and using your debit card. Few bonuses of this amount require such little funding and lack of a direct deposit so jump on this while you can!

What's more? Many of their checking accounts earn high yield, but you'll need to connect a direct deposit as part of the requirements to earn the interest.

Horizon Credit Union : Personal Checking

Bonus Amount
$200
Account Type
Personal Checking
Bonus Requirements
  1. Become a member and open a new personal checking account using the promo code GET200.
  2. Within the first 5 business days, fund your account with at least $250.
  3. Within the first 60 days, complete at least 15 debit card transactions and be enrolled in eStatements.
  4. Keep your account open and in good standing.
  5. Bonus will be deposited within 60 days of all qualifications being met.
Apply Now

at Horizon Credit Union

P1FCU Ascend Checking - $200 bonus

Available in limited counties of Idaho, Oregon and all of Washington state, P1FCU is offering a $200 welcome bonus when you open a new personal checking account and set up direct deposit. What's even more? They'll even take care of the required $35 for opening a share savings account!

Potlatch No 1 Federal Credit Union : Ascend Checking

Bonus Amount
$200
Account Type
Personal Checking
Bonus Requirements
  1. Become a member and open a free Ascend Checking account using the promo code MY200.
  2. Within 5 days, fund the account with $100 and maintain that balance for 90 days.
  3. Within 90 days of account opening, make 20 debit card transactions of $10 or more.
  4. Bonus will be deposited within 45 days after the 90-day qualification period.

CapEd Federal Credit Union High Yield Checking - $100 bonus

CapEd Credit Union is offering a bonus not only to you, but also to the school of your choosing when you sign up for a new personal checking account and meet the requirements.

To sweeten the deal, their high yield checking account offers one of the highest rates we've seen and membership can be obtained nationwide through a donation to the Idaho CapEd Foundation.

CapEd Federal Credit Union : High Yield Checking

Bonus Amount
$100
Account Type
Personal Checking
Bonus Requirements
  1. Open a CapEd High Yield Checking account using the link below.
  2. Enroll in eStatements.
  3. Within any 1 of the first 3 statement cycles, receive a direct deposit.
  4. In that same cycle, make 12 debit card transactions.
  5. $100 will be paid to your checking account and to your selected school district upon meeting the requirements.
Apply Now

at CapEd Federal Credit Union

United States Senate Federal Credit Union Senate Checking - up to $500 bonus

Available nationwide (via membership with the American Consumer Council) with the ability to open online, United States Senate Federal Credit Union is offering up to $500 in welcome bonuses when you open a new Senate Checking account. This is a tiered offer, so the more activities you complete, the more you can earn. The additional bonuses require direct deposit, establishing a money market account and getting a share CD.

United States Senate Federal Credit Union : Senate Checking

Bonus Amount
up to $500
Account Type
Personal Checking
Bonus Requirements
  1. Become a member of United States Senate Federal Credit Union using promo code BONUS.
  2. Within 30 days, open a Senate Checking account, receive a free Visa® debit card and use it a minimum of 5 times, earn $100.
  3. Bonus will be deposited within 30-60 business days of membership application date.
  4. To earn Direct Deposit bonus, receive at least 2 direct deposits of $250 or more within 60 days, earn $100.
  5. To earn Money Market bonus, deposit $2,000+ into a Money Market and maintain minimum balance requirements for at least six months, earn $100.
  6. Finally, to earn CD bonus, open a Share Certificate with a minimum two-year term and at least $5,000, earn $200.
Apply Now

at United States Senate Federal Credit Union

Stanford Federal Credit Union Personal Checking - $100 bonus

Stanford Federal Credit Union is offering a relatively simple bonus for new members in their footprint.

Just complete the direct deposit requirements and $100 cash will be deposited into your account. Not in the Stanford footprint? You may also be eligible to join nationwide through a donation to Friends of the Palo Alto Library (FOPAL) or Museum of American Heritage (MOAH).

Stanford Federal Credit Union : Personal Checking

Bonus Amount
$100
Account Type
Personal Checking
Bonus Requirements
  1. Open a Stanford FCU Basic or Premier Checking account using promo code NEW100.
  2. Within 60 days, enroll in and complete monthly direct deposits of at least $500.
  3. Bonus will be credited to your account 90 days after opening.
Apply Now

at Stanford Federal Credit Union

Gesa Credit Union SmartPlus Checking - $250 bonus

Gesa Credit Union is offering members $250 for opening a new SmartPlus checking account. To receive the primary bonus of $250, you'll need to complete some debit card and make a direct deposit. Keep reading to find out how you can earn up to $500 total with other bonuses.

It's also worth noting that they have several other bonuses going as well, including $150 when you open or move a direct Auto, Boat or RV loan to Gesa, $50 to open a credit card and another $50 to open a loan or line of credit. Now might be the ideal time to apply if you've been on the fence in case the offer is lowered in the next iteration.

Gesa Credit Union : SmartPlus Checking

Bonus Amount
$250
Account Type
Personal Checking
Bonus Requirements
  1. Open a new checking account using the link below.
  2. Within 60 days, enroll in Online or Mobile Banking and sign up for eStatements.
  3. Within the same 60 days, complete 15 debit card purchases and received at qualifying direct deposit.
  4. Bonus will be credited to your savings account within 30 days of completing all requirements.
  5. Keep your account open for 1 year and receive an additional $100.
Apply Now

at Gesa Credit Union

GO2Bank Deposit - $50 bonus

Available nationwide with the ability to open online, GO2Bank is offering a $50 welcome bonus for you and a friend when opening a new account with direct deposit.

As an added bonus, you can receive up to $1,500 in referral bonuses each calendar year, so whether you're a new or existing member, you can really rack up some serious cash.

GO2Bank : Deposit Account

Bonus Amount
$50
Account Type
Personal Checking
Bonus Requirements
  1. Refer a friend (or be referred by a friend) to open a new GO2bank account.
  2. Within 45 days, new account holder must complete a direct deposit of at least $200.
  3. The bonus will be paid to each party within 48 hours after qualifying funds are first deposited into the referred individual’s new Account.

Chase Refer-A-Friend - up to $500 bonus

If you know a few friends who need bank accounts, the Chase Refer A Friend program has some of the best earning potential among all of its coupons.

Existing Chase customers can earn $50 cash back for each new Chase checking account that signs up from your referral link.

The best part of this promotion is that it doesn’t expire, and you can take advantage of it up to 10 times per calendar year.

Keep in mind that Chase has a Refer-A-Friend program for most of their accounts and credit cards, and the amount of the bonus (and whether it's cash or points) can vary depending on which your friend signs up for.

As an example, here are some of the accounts you can refer friends to, along with their reward:

Your Friend Opens a... Reward Per Friend Max Per Year
Chase Total Checking®, Chase College Checking℠, Chase Premier Plus Checking℠, Chase Sapphire℠ Checking, Chase Private Client Checking℠, Chase Secure Banking℠, and some Chase legacy checking accounts such as Chase Better Banking® Checking, Chase Premier Checking℠, or Chase Checking℠ $50 $500
any Chase Freedom® credit card $100 $500
Chase Sapphire Preferred® credit card 20,000 points 100,000 points
any Southwest Rapid Rewards® credit card 20,000 points 100,000 points
any United MileagePlus® credit card 20,000 points 100,000 points
British Airways Visa Signature® credit card 10,000 Avios 50,000 Avios
any Marriott Bonvoy™ credit card 40,000 points 200,000 points
any World of Hyatt card 5,000 points 25,000 points
any Disney® Visa® Card 100 Disney Rewards Dollars 500 Disney Rewards Dollars
IHG® Rewards Club Premier credit card 10,000 points 50,000 points
any Chase Ink® card 20,000 points 100,000 points
Starbucks® Rewards Visa® Card 2,000 bonus stars 10,000 bonus stars

Chase Bank : Refer-A-Friend

Bonus Amount
up to $500
Account Type
Personal Checking
Bonus Requirements
  1. Enter your information on the program page linked below.
  2. Share your unique URL with friends using the Chase Mobile App, sending your URL directly, or using the "email friends" feature found on the program page.
  3. Bonus will be credited to your account within 8 weeks after your friend signs up.

Advantis Personal Checking - $100 bonus

Advantis is offering a $100 welcome bonus to new members that open a new checking account and add an additional non-checking account. They term this "The Power of Three" (savings + checkings + an additional account). They offer a wide range of products so there's sure to be something for everyone.

Advantis Credit Union : Personal Checking

Bonus Amount
$100
Account Type
Personal Checking
Bonus Requirements
  1. Join Advantis by opening a savings account.
  2. Be the primary account owner/signer on any personal or business checking account.
  3. Within 6 months of establishing membership, open 1 of the following: consumer or business CD, consumer or business Money Market, Consumer IRA Savings, HSA Certificates, Holiday & Tax Savings account, Deferred Comp & 457(B) account, My First Home Savings or any type of consumer or commercial loan, or any type of consumer credit card or mortgage.
  4. Bonus will deposit within 60 days.

Lafayette Federal Credit Union Personal Checking and Savings - up to $100 bonus

Available in the greater District of Columbia area with the ability to open online, Lafayette Federal Credit Union is offering new members up to a $100 welcome bonus for opening a new savings and checking account and setting up direct deposit.

Live outside of DC Metro area? Obtain a lifetime membership to the Home Ownership Financial Literacy Council (HOFLC) for $10 and receive eligibility to LFCU.

Lafayette Federal Credit Union : Personal Checking and Savings

Bonus Amount
up to $100
Account Type
Personal Checking
Bonus Requirements
  1. Become a member of Lafayette Federal Credit Union.
  2. Open a new savings and checking account.
  3. Initiate a direct deposit, receive $50.
  4. Within 45 days, complete a recurring direct deposit, receive an additional $50.
Apply Now

at Lafayette Federal Credit Union

Verity Credit Union Cash Back Checking - $100 bonus

Available in Washington state with the ability to open online, Verity Credit Union is offering a $100 welcome bonus to new members who work for a non-profit organization when you open a new rewards checking account.

Verity Credit Union : Cash Back Checking

Bonus Amount
$100
Account Type
Personal Checking
Bonus Requirements
  1. Work for a non-profit 501(c)(3) organization.
  2. Become a member of Verity Credit Union using promo code NP100.
  3. Open a rewards checking account, loan or credit card.
Apply Now

at Verity Credit Union

Rivermark Community Credit Union Free Checking Plus - $100 bonus

Available in parts of Oregon and Washington with the ability to open online, Rivermark Community Credit Union is offering a $100 bonus when you refer a friend to open a new Free Checking Plus and they use their debit card. What's even more? Your friend will also earn a $100 bonus.

Rivermark Community Credit Union : Free Checking Plus

Bonus Amount
$100
Account Type
Personal Checking
Bonus Requirements
  1. Be a member of Rivermark Community Credit Union.
  2. Refer a friend using your code to join Rivermark Community Credit Union and Open a Free Checking Plus checking account.
  3. Within the first 60 days, your referral must fund the account with a minimum of $100.00.
  4. Within the same 60 days, they must also complete a minimum of 12 debit card transactions and remain in good standing.
  5. Bonus will be deposited into the savings account of each party within two weeks of completing the program requirements.

SoFi Checking and Savings - $75 bonus

Give $25 get $75 is the new SoFi Checking and Savings® referral bonus. Just share your link and you'll both be rewarded when they sign up for an account and make a $10 deposit within 14 days. Claim your $25 today using the link below and start earning.

SoFi : SoFi Checking and Savings

Bonus Amount
$75
Account Type
Personal Checking
Bonus Requirements
  1. Download the app using the link below.
  2. Open your own SoFi Checking and Savings® account.
  3. Share your SoFi Checking and Savings referral link with friends who are new to SoFi.
  4. Ensure referred individuals deposit at least $10 within 14 days.
  5. Bonus will be deposited into your SoFi Checking and Savings account.

Illinois State Credit Union Totally Free Checking - $100 bonus

Available in select IL counties or nationwide, to ISU alums OR through a $5 donation to the Weisbecker Scholarship Fund, Illinois State Credit Union is offering a $100 welcome bonus when you open a new checking account and keep it active. To be considered active, you'll need to do things like setup direct deposit or use your debit card.

Illinois State Credit Union : Totally Free Checking

Bonus Amount
$100
Account Type
Personal Checking
Bonus Requirements
  1. Be an existing member without a checking account OR become a member.
  2. Open a new checking account.
  3. For 45 days, you must exhibit activities that show you have an "active" account; these include using your debit card regularly, setting up direct deposit or making deposits.
  4. Bonus will be awarded after your account is reviewed following the 45 period.
Apply Now

at Illinois State Credit Union

Great River Federal Credit Union Free Checking - $100 bonus

Great River Federal Credit Union is now offering a $100 welcome bonus when you open a new personal checking account without requiring a referral. This bonus also makes direct deposit optional with a path to earn it via debit card spend instead.

Unlike most new account offers, minors are also eligible for this bonus. While the payout is reduced to $50, it removes the direct deposit and debit card requirements.

You can qualify for membership at GRFCU by joining the American Consumer Council free-of-charge if you are out of their footprint.

Great River Federal Credit Union : Free Checking

Bonus Amount
$100
Account Type
Personal Checking
Bonus Requirements
  1. Become a new member of GRFCU.
  2. Open a new checking account using promo code "CHARACTER100".
  3. Enroll in eStatements and online banking.
  4. Within 60 days, receive a direct deposit of $200 OR make 10 debit card purchases of at least $10 each.
  5. Bonus will be deposited at or around the 15th of the month following 60 days after account opening.
Apply Now

at Great River Federal Credit Union

Citi® Citi Mortgage Relationship Pricing - up to $500 or 0.625% off

Citi is known to give special loyalty perks to current customers. For example, having a Citigold® account can save you $145 on your Citi® / AAdvantage® Executive World Elite Mastercard® annual fee.

Likewise, if you're shopping for a mortgage and already have a Citi personal checking and/or savings account (or are willing to open one), you can potentially save some serious cash.

The Citi Mortgage Relationship Pricing promotion essentially says that if your set up automatic mortgage payments from your Citi deposit account, you qualify for either a closing cost credit or an interest rate discount for the life of your home loan.

Which discount applies depends on the amount you have cumulatively across any personal checking accounts, personal savings accounts, linked Citibank IRAs and/or CGMI investment accounts:

  • $1: $500 off closing costs
  • $50,000: 1/8% off interest rate
  • $200,000: 1/4% off interest rate
  • $500,000: 3/8% off interest rate
  • $1,000,000: 1/2% off interest rate
  • $2,000,000: 5/8% off interest rate

Citi® : Citi Mortgage Relationship Pricing

Bonus Amount
up to $500 or 0.625% off
Account Type
Personal Checking
Bonus Requirements
  1. Have an existing Citi deposit account or open a new one (be sure to check for any sign-up bonuses!).
  2. Within 5 business days following final loan approval, have a combined balance across all eligible accounts of less than $50,000 to earn a $500 closing cost credit. Balances above $50,000 will earn a tiered interest rate discount, starting at 1/8%, up to 5/8% for those with $2M+.
  3. Set up automatic mortgage payments from your deposit account.
  4. Bonus will be applied at closing.

Albert Cash - $100 bonus

Albert is offering a $100 bonus when you refer a friend to open a new Albert Cash account and they set up direct deposit. If you're not already a user, download the app today using the link below ($150 Bonus w/direct deposit) and start passing out your referral link.

Albert : Albert Cash Account

Bonus Amount
$100
Account Type
Personal Checking
Bonus Requirements
  1. Download Albert using the link below to receive a $150 bonus w/ direct deposit.
  2. Refer a friend or family member with your unique referral link.
  3. Ensure that the person you referred completes a direct deposit of at least $500 every 30 days for the first 90 days.
  4. Also ensure that your friend spends $200 or more on goods or services with their Cash card every 30 days during the same 90 day period.
  5. Bonus will appear in each Albert Cash accounts after your friend completes the requirements.

American Airlines Federal Credit Union Personal Checking - up to $50 bonus

Available nationwide with the ability to open online, American Airlines Federal Credit Union is offering a $25 welcome bonus when you open a new personal or youth checking account and use your debit card. It's not a large bonus, but if you're eligible for membership, it's a super easy bonus to earn.

American Airlines Federal Credit Union : Personal Checking

Bonus Amount
up to $50
Account Type
Personal Checking
Bonus Requirements
  1. Become a member of American Airlines Federal Credit Union.
  2. Open a new personal or youth savings account.
  3. Within 60 days, use your debit card for $25 in purchases, earn $25.
  4. Within 60 days, complete 2 consecutive direct deposits, earn $25.
  5. Bonuses will be paid within 60 days after the final qualifying transaction.
Apply Now

at American Airlines Federal Credit Union

Best savings account promotions in Washington

Here are the banks and credit unions offering Washington residents a welcome bonus for opening a new CD, money market, or high-yield savings account:

Discover Online Savings - up to $200 bonus

Discover® Bank – one of our top picks for online banks – is currently offering up to $200 for opening your first Online Savings account. You'll need to deposit $25,000 to earn the full amount, but $15,000 only results in a loss of $50.

One perk to this bonus is that Discover doesn't have a requirement for how long you need to keep the cash in the account; however, with interest rates soaring, it makes a great place to stash some cash. Doesn't get much easier than that!

Discover Bank : Discover® Online Savings Account

Bonus Amount
up to $200
Account Type
Personal Savings
Offer Expires
March 14, 2024
Bonus Requirements
  1. Apply for your first Discover® Online Savings Account, online, in the Discover App or by phone using promo code BB124.
  2. Within 30 days, post deposits of at least $15,000 to earn $150 or $25,000 to earn $200.
  3. Bonus will be credited to your account within 60 days of qualifying for the bonus.
  4. See Advertiser Website for Full Details

Citi® Accelerate Savings - 4.45% APY

Citi offers a really competitive APY rate in their Citi® Accelerate Savings account, a high-yield savings product.

You can find slightly higher rates elsewhere, but nearly all of those will have balance limits. In other words, you'll earn a great rate on the first $15k, but then the rate drops considerably.

Citi, on the other hand, has no limit. So for those who have sizable savings they'd like to keep liquid, Citi® Accelerate Savings will often win out.

There's no opening deposit minimum or ongoing balance requirements, but do keep in mind that having a $0 balance for longer than 3 months could cause your account to be closed.

Citi® : Citi® Accelerate Savings

Bonus Amount
4.45% APY
Account Type
Personal Savings
Bonus Requirements
  1. Open a new Citi® Accelerate Savings account using the link below.
  2. Transfer money from a different bank or an existing Citi account.
  3. Interest compounds daily and will be credited to your account each month.

Wells Fargo Way2Save® Savings - $225 bonus

Wells Fargo is most known for its personal checking bonuses; however, this time around Wells Fargo has a savings offer that's fairly solid. Wells Fargo is offering a $225 welcome bonus when you open a new personal savings account and maintain a minimum balance. The minimum balance is reasonable; however, if you have at least $25,000, see their other savings offer to earn $525.

What's even more? You can stack this offer with their checking account bonus to earn a whole lot more.

Wells Fargo Bank : Way2Save® Savings

Bonus Amount
$225
Account Type
Personal Savings
Offer Expires
February 23, 2024
Bonus Requirements
  1. Open a new eligible savings account with your personal code (found at the link below) in branch.
  2. By day 30, bring $10,00 or more to your new savings account.
  3. Maintain at least a $10,000 balance through day 90.
  4. Bonus will be deposited within 30 days of meeting the offer requirements.

Ally Online Savings - up to $125 bonus

Ally Bank is incentivizing word-of-mouth marketing from their current customers by offering a referral bonus. In this deal, current customers earn $50 for each friend they refer (up to 5, for a total of $250), and new customers will earn a 0.50% cash bonus, up to $125.

To be eligible for this promo, you'll need a referral link from a friend and you'll use that to open a new Ally Bank Savings Account. Your bonus amount is 0.50% of what you deposit in the first 30 days, assuming you maintain that balance until July 15, 2024. To save you the math: you'll need $25k to earn the full $125.

Ally Bank : Online Savings

Bonus Amount
up to $125
Account Type
Personal Savings
Offer Expires
March 1, 2024
Bonus Requirements
  1. Open a new Ally Bank Savings Account using a friend's referral link.
  2. By March 25, fund your new account with $25,000 to earn the max bonus.
  3. Maintain that balance until July 15.
  4. Cash bonus will be deposited into your savings account on or by July 31.

Chartway Federal Credit Union Bonus Savings - up to $800 bonus

Available nationwide, Chartway Federal Credit Union is offering up to $800 in welcome bonuses when you open a new personal savings account and deposit new money. The more money you can deposit, the more you can earn. What's even more? They occasionally have checking bonuses which you may qualify for at a later date.

Chartway Federal Credit Union : Bonus Savings

Bonus Amount
up to $800
Account Type
Personal Savings
Offer Expires
March 31, 2024
Bonus Requirements
  1. Become a member and open a new Chartway Bonus Savings account.
  2. Before the promotional period ends (03/31/2024), for every $15,000 you deposit, you'll earn a $160 bonus, up to $800 (requires $75,000 in total deposits during the promo period).
  3. Maintain or increase your balance until July 31, 2024.
  4. Bonuses will deposit within 60 days of meeting the requirements.
Apply Now

at Chartway Federal Credit Union

Wells Fargo Way2Save® Savings - $525 bonus

Available nationwide, Wells Fargo is most known for its personal checking bonuses; however, this time around Wells Fargo has a savings offer that's pretty solid! Wells Fargo is offering a $525 welcome bonus when you open a new personal savings account and maintain a minimum balance. The minimum balance is a little steep, but very reasonable for the bonus amount.

What's even more? You can stack this offer with their checking account bonus to earn a total of $850.

Wells Fargo Bank : Way2Save® Savings

Bonus Amount
$525
Account Type
Personal Savings
Offer Expires
April 1, 2024
Bonus Requirements
  1. Open a new eligible savings account with your personal code (found at the link below) in branch.
  2. By day 30, bring $25,000 or more to your new savings account.
  3. Maintain at least a $25,000 balance through day 90.
  4. Bonus will be deposited within 30 days of meeting the offer requirements.

Alliant Ultimate Opportunity Savings - $100 bonus

Extended through 2024, Alliant Credit Union has partnered with Suze Orman to encourage people to make saving a priority. To that end, they've launched “The Ultimate Opportunity Savings Account” promotion, where you can earn a $100 welcome bonus by opening a new savings account and making the commitment to deposit $100 each month.

Keep in mind that these deposits don't need to be made via direct deposit, as is common with many bank bonuses. Instead, regular transfers each month will work.

The first transfer will need to be made within 30 days of opening the account, and while it does take a full 12 months to satisfy the requirements, the ROI on your cash is impressive.

This is a nationwide bonus from one of the best credit unions, so definitely check it out!

Alliant Credit Union : Ultimate Opportunity Savings Account

Bonus Amount
$100
Account Type
Personal Savings
Offer Expires
December 31, 2024
Bonus Requirements
  1. Open a new Ultimate Opportunity Savings Account using the link below.
  2. For 12 consecutive months, deposit $100 each month.
  3. Bonus will be loaded into your account within 4 weeks of your 12th deposit.

American Airlines Federal Credit Union Membership Share - $25 bonus

Available nationwide with the ability to join online, American Airlines Federal Credit Union is offering a $25 bonus for each family member you refer for membership. What's even more? You can stack this offer up to 10 times, for a total of $250.

American Airlines Federal Credit Union : Membership Share Account

Bonus Amount
$25
Account Type
Personal Savings
Offer Expires
December 31, 2024
Bonus Requirements
  1. Be an existing member of AA FCU.
  2. Refer a family member by having them add your full account number in the “How Did You Hear About Us” section and promo code REFER25 in the promo code section.

EverBank Yield Pledge® Money Market - $300 bonus

TIAA Bank is offering an easy bonus to new Yield Pledge Money Market customers, with one big caveat: your employer must participate in their Workplace Banking program.

If you're lucky enough to qualify, however, this is a straightforward offer: open a new account, deposit $15,000 in the first 20 days and then maintain it for 70 after that, and get $300 for your trouble. That represents a 12% effective rate on your savings, which is significantly more than any savings account these days.

EverBank : Yield Pledge® Money Market

Bonus Amount
$300
Account Type
Money Market Account
Bonus Requirements
  1. Open a new Yield Pledge Money Market account from your employer’s dedicated Workplace Banking webpage or by calling 833-880-8422.
  2. Within 20 days, deposit $15,000 in new money.
  3. Maintain that balance for the next 70 days.
  4. Bonus will be credited to your account within 120 days of account opening.

Northwest Federal Credit Union First Rewards - $25 bonus

Available in Virginia, Northwest Federal Credit Union is offering a $25 bonus to teens that open a new First Rewards savings account and reach a balance of $500. Parents can join nationwide through membership with partner organizations like The Humane Society.

Northwest Federal Credit Union : First Rewards

Bonus Amount
$25
Account Type
Student Savings
Bonus Requirements
  1. Be age 13-17 years old.
  2. Open a new First Rewards youth account.
  3. Grow the balance to $500.
  4. Bonus will be credited to the savings account by close of business on the first day the balance reaches $500.
Apply Now

at Northwest Federal Credit Union

Sallie Mae SmartyPig Savings - $10 bonus

Sallie Mae Bank : SmartyPig Savings

Bonus Amount
$10
Account Type
Personal Savings
Bonus Requirements
  1. Be an existing SmartyPig accountholder.
  2. Submit your friends email address through the referral site or have your friend apply through a valid program code.
  3. Within 30 days of receiving the invite, your friend must open a SmartyPig account and fund it with at least $25.
  4. will be deposited into your SmartyPig Account within 90 days of completion of the requirements.

GTE Financial New Membership Referral - $25 bonus

Available nationwide with the ability to open online, GTE Financial is offering a $25 bonus when you refer a friend to join GTE. You'll need to make sure they open a new personal checking account or set up a loan within 30 days.

Note: If you are a new member and needing a referral, use this code during the membership sign up process for a $25 bonus: S687849V2U.

GTE Financial Credit Union : New Membership Referral

Bonus Amount
$25
Account Type
Personal Savings
Bonus Requirements
  1. Be an existing GTE Financial member.
  2. Refer friends and family with your personal referral code.
  3. Ensure they they open either a personal checking account or personal loan within 30 days of joining.
  4. Bonus will be deposited into your account within 7 business days of new member completing the activities.

Best brokerage account promotions and bonuses in Washington

Looking for a new brokerage? If you live in Washington, you can get a reward for opening any of these investment accounts:

J.P. Morgan Self-Directed Investing - up to $700 bonus

Available nationwide with the ability to open online, J.P. Morgan Wealth Management is offering up to a $700 welcome bonus when you open a new Self-Directed Investing account with qualifying minimum funding.

This is tiered bonus, meaning that the more you deposit, the more you may be eligible to earn. New for this iteration, J.P. Morgan has introduced a lower tier at $5,000, down from the previous $25,000 entry point and raised the max bonus amount!

Here are all 4 tiers of this investing bonus:

New Money Added Bonus Amount
$5,000-$24,999 $50
$25,000-$99,999 $150
$100,000-$249,999 $325
$250,000+ $700

This is the highest offer that we've seen to-date from J.P. Morgan.

J.P. Morgan Wealth Management : Self-Directed Investing

Bonus Amount
up to $700
Account Type
Investment
Offer Expires
April 12, 2024
Bonus Requirements
  1. Open a J.P. Morgan Self-Directed Investing account using the link below.
  2. Within 45 days, fund your account with qualifying new money; $5,000 - $24,999 = $50 bonus; $25,000 - $99,999 = $150 bonus; $100,000 - $249,999 = $325 bonus, $250,000 = $700 bonus.
  3. Your bonus amount will be determined on day 45.
  4. Maintain your new funds for 90 days (losses due to trading or market fluctuation will not be taken into account).
  5. Bonus will be received within 15 days.
  6. INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

Acorns Invest - $1300 bonus

Every week, Acorns reintroduces its referral bonus, which gives you cash for referring friends to the FinTech. This week, Acorns is offering a $1300 bonus when you refer 5 friends who open a new Invest account and make their first investment. It's a excellent "average reward per person" deal considering Acorns' recent previous deals, and super easy if you know people.

You don't need to already have an Acorns account to qualify, either.

Just sign up for one using the link below, make an initial deposit of at least $5, and you'll have instant access to your unique referral link, which you can then pass along to your friends. In your account, you'll be able to see the number of pending and successful referrals so that you can keep track of your progress to the bonus.

This offer will also automatically stack with their regular $20 bonus offered to BankBonus.com users, for additional earnings.

Acorns : Acorns Invest [Referral Program]

Bonus Amount
$1300
Account Type
Investment
Offer Expires
February 24, 2024
Bonus Requirements
  1. If you do not already have an Acorns Invest account, create one using the link below and make an initial deposit of at least $5 and earn a $20 bonus.
  2. Refer 5 friends using your personal referral link during the promo period, and ensure they make their first investment by March 09, 2024.
  3. Referees must maintain their account in good standing for at least 30 days from the last day of the Qualification Period.
  4. Bonus(es) will be deposited within 30 days of promotional period ending.

E*TRADE Bank Brokerage - up to $1000 bonus

Payouts have increased again! E*Trade is now offering new investors up to $1,000 in bonus cash when you open and fund a new investing account. You'll only need $1,000 to earn the first tier bonus ($100), way down from $5,000 which is what was previously required.

All the other tiers have roughly been halved, and they've dropped the higher tiers for those with 7+ figures to invest. If you're wanting to earn the full $1,000, you at least $500K in investable assets.

This offer is available to both new and existing customers; however, different rules may apply, so be sure to check the disclosures at the link below.

E*TRADE Bank : Brokerage Account

Bonus Amount
up to $1000
Account Type
Investment
Offer Expires
February 29, 2024
Bonus Requirements
  1. Open a new eligible E*TRADE brokerage or retirement account using the link below.
  2. During the first 60 days, fund your new account with new money as follows: $5,000-$24,999 earn $125; $25,000-$99,999 earn $150; $100,000-$199,999 earn $300; $200,000-$499,999 earn $600; $500,000 or more will earn $1,000.
  3. If you deposit $200,000 or more, you will receive a cash credit within seven business days.
  4. If you have deposited at least $200,000 in your account, and you make subsequent deposits in that account to reach a higher tier, you will receive a second cash credit following the close of the 60-day window.
Apply Now

at E*TRADE Bank

M1 Invest - up to $5000 bonus

Have a 401(k), 403(b) or another employer-sponsored retirement plan? Roll it over to M1 to earn a huge bonus.

The total bonus that you get depends on the amount of your transfer:

  • $100,000 – $249,999.99: $500
  • $250,000 – $499,999.99: $1,000
  • $500,000 – $999,999.99: $2,500
  • $1,000,000+: $5,000

Looking to do an ACATS transfer instead? Check out the M1 Finance ACATS Bonus to earn up to $20,000

M1 Finance : M1 Invest

Bonus Amount
up to $5000
Account Type
Investment
Offer Expires
March 31, 2024
Bonus Requirements
  1. Open a retirement account in M1 using the link below.
  2. Contact your plan provider to initiate a rollover as outlined on the M1 site.
  3. Check delivery and deposit.
  4. Promotional Credits will be paid to eligible clients on January 31, 2025.

M1 Invest - up to $20000 bonus

If you already have funds invested on another platform, you can earn big when you transfer funds to an M1 Finance account.

Right now, you can earn a bonus of up to $20,000 for making the switch. This is one of the largest bonus they've offered to date! This time around they've doubled the minimum to qualify ($100K).

All you have to do is open a new account that matches the type you’re transferring from, upload some documents, and you’ll be in line for the bonus.

The total bonus that you get depends on the amount of your transfer:

  • $100,000 – $249,999: $250
  • $250,000 – $499,999: $1,000
  • $500,000 – $999,999: $2,000
  • $1,000,000 – $1,999,999: $4,000
  • $2,000,000 - $4,999,999: $10,000
  • $5,000,000 - $6,999,999: $15,000
  • $7,000,000+: $20,000

M1 Finance : M1 Invest [ACATS Transfer]

Bonus Amount
up to $20000
Account Type
Investment
Offer Expires
March 31, 2024
Bonus Requirements
  1. Open a new M1 Invest account that matches the account type you have at another brokerage.
  2. Within 60 days, submit a transfer request from your current brokerage(s). The size of your bonus will depend on the total account value: $100,000 to earn $250; $250,000 to earn $1,000; $500,000 to earn $2,000; $1M to earn $4,000; $2M to earn $10,000; $5M to earn $15,000 or $7M+ to earn $20,000.
  3. Bonus will be credited to your account on December 05, 2024.

Citi® Personal Wealth Management - $5000 bonus

Earn up to $5,000 when you open or enroll a new or existing eligible Personal Wealth Management account with new-to-Citi funds.

This is a tiered bonus based on how much you deposit and maintain for the first 3 months. They've up the reward amounts for their upper tiers this go around.

There are 5 levels, starting with a $500 bonus for deposits $50,000 - $199,999 and going up to $5,000 for $2,000,000+.

Citi® : Personal Wealth Management

Bonus Amount
$5000
Account Type
Investment
Offer Expires
March 31, 2024
Bonus Requirements
  1. Contact Citi to open or enroll a new or existing eligible Citi Personal Wealth Management account
  2. Fund the Citi Personal Wealth Management account with New-to-Citi Funds within 2 months of account opening (deposit $50,000 for a $500 bonus, $200,000 for a $1,000 bonus, $500,000 for a $2,000 bonus, $1,000,000 for a $3,000 bonus and $2,000,000+ for the $5,000 bonus)
  3. Enroll into e-delivery of statements within 2 months of account opening.
  4. Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment).

Citi® Self Invest - up to $500 bonus

Available nationwide to new and existing customers, Citi is offering up to a $500 bonus when you add new-to-Citi funds to a Citi® Self Invest account.

As is typical with Citi promotions, this is a tiered offer: the more you add, the more you earn. You'll need to deposit at least $10,000 to earn a $100 reward, or at least $200,000 to receive the full $500.

You'll need to also maintain your funds through a date defined in the table below:

Month opened/new funds addedFunding periodMaintain Funds Through
September 2023through 10/31/2023 11/30/2023
October 2023through 11/30/2023 12/31/2023
November 2023through 12/31/2023 01/31/2024
December 2023through 01/31/2024 02/29/2024
January 2024through 02/29/2024 03/31/2024
February 2024through 03/31/2024 04/30/2024
March 2024through 04/30/2024 05/31/2024

Citi® : Citi® Self Invest

Bonus Amount
up to $500
Account Type
Investment
Offer Expires
March 31, 2024
Bonus Requirements
  1. Open a new Citi® Self Invest account or add new-to-Citi funds to an existing account.
  2. Opt-in to eDelivery of statements and confirmations.
  3. Bonus will be tiered based on the total amount added: $10,000 to earn $100; $50,000 to earn $200; $200,000 to earn the full $500.
  4. Maintain the New-To-Citi funds in your account through the “maintain funds” deadline as outlined in the chart.
  5. Bonus will be credited on the last day of the 3rd month following the “maintain funds” period.

Charles Schwab Schwab One® - up to $1000 bonus

If you're not currently a Schwab customer, you can open any investment account and earn a referral bonus based on your net deposit within 45 days. This includes retail brokerage accounts, individual retirement accounts, or the managed portfolios like Schwab Intelligent Portfolios®.

Keep in mind that the link above is only for details – you will need to open the account through a referral link from an existing Schwab customer in order to qualify for the promo.

This is a tiered bonus, the more you deposit, the more you can earn.

  • Tier 1 | Balance Maintained: $25,000 - $49,999: $100 Bonus
  • Tier 2 | Balance Maintained: $50,000 - $99,999: $300 Bonus
  • Tier 3 | Balance Maintained: $100,000 - $499,999: $500 Bonus
  • Tier 4 | Balance Maintained: $500,000+: $1,000 Bonus

Charles Schwab : Schwab One®

Bonus Amount
up to $1000
Account Type
Investment
Bonus Requirements
  1. Open a new account using a referral link from an existing member.
  2. Within 45 days, make a qualifying net deposit between $25,000 - $500,000+ in cash or securities, earning the reward that correlates with that tier ($100-$1,000).
  3. The net deposit amount at the end of 45 day period will be used to calculate your bonus tier.
  4. Bonus will be paid into your account about a week after the 45-day period.

Bank of America Merrill Edge Self-Directed - up to $600 bonus

Available nationwide with the ability to open online, Bank of America's Merrill Edge is offering up to a $600 welcome bonus when you open a new Merrill Edge Self-Directed account and make an initial deposit.

What's more? There's also a $1,000 Merrill Edge bonus for those enrolled in Bank of America's Preferred Rewards program. The lower tiers are also bumped as well.

We only list the most popular tiers; however, here's a complete list of tiers you can ask for:

  • $20,000 to $49,999 – $100
  • $50,000 to $99,999 – $150
  • $100,000 to $199,999 – $250
  • $200,000 to $299,999 – $600
  • $300,000 to $499,999 – $1,000
  • $500,000 to $999,999 – $1,500
  • $1,000,000 or more – $2,500
  • $2,000,000 or more – $3,500
  • $5,000,000 or more – $5,000
  • $10,000,000 or more – $7,500

Bank of America : Merrill Edge Self-Directed

Bonus Amount
up to $600
Account Type
Investment
Bonus Requirements
  1. Open a new Self-Directed Trading account from Merrill Edge using promo code "600ME".
  2. Within 45 days, fund your account with new money from outside Bank of America. To earn a $100 bonus, deposit $20,000-$49,999; To earn a $150 bonus, deposit $49,999-$99,999; To earn a $250 bonus, deposit $100,000-$199,999; To earn a $600 bonus, deposit $200,000 - $299,999.
  3. Maintain that balance for at least 90 days.
  4. Bonus will be deposited within two weeks following the end of the 90 day period.
Apply Now

at Bank of America

Tradestation Brokerage - up to $3500 bonus

Tradestation is offering investors up to $3,500 in bonus cash when you add new funds to a new or existing investing account. You only need $5,000 to earn the first tier bonus ($150), and up to $5M to earn the full $3,500. It's worth noting each of the tiers are considerably higher this time around than when it was previously offered.

Tradestation : Brokerage Account

Bonus Amount
up to $3500
Account Type
Investment
Bonus Requirements
  1. Enroll an existing account or open a new account using promo code TSTVAGFD at the url below.
  2. Within 45 days, fund your account.
  3. To receive $150 bonus, fund with $5,000- $24,999; To receive $300 bonus, fund with $25,000- $99,999; To receive $500 bonus, fund with $100,000-$249,999; To receive $1,000 bonus, fund with $250,000-$499,999; To receive $2,000 bonus, fund with $500,000-$999,999; To receive $3,500 bonus, fund with $1,000,000+.
  4. Bonus will be deposited into the account the month following the end of the 270-calendar day holding period.
Apply Now

at Tradestation

Fidelity Youth - $50 bonus

Fidelity is offering a $50 welcome bonus to teens who open a new Youth account. These accounts are one-stop shops for saving, spending and investing. They'll earn 5¢ every time they use their debit card, can automate their savings, invest in US stocks and Fidelity mutual funds – and parents can oversee it all, getting notified of their teen's trades and transactions.

A parent or guardian needs to first have their own Fidelity brokerage account in order to open the youth account for their teen, but if you're new to Fidelity, you can not only open both accounts at the same time, but you'll also earn $100 bonus yourself once you fund your new account.

Fidelity Investments : Fidelity Youth Account

Bonus Amount
$50
Account Type
Investment
Bonus Requirements
  1. Parent or guardian opens the Fidelity Youth Account on behalf of their teen.
  2. Teen activates their new account by downloading the app, creating a login, and agreeing to the T&C.
  3. Bonus will be deposited within 3-5 business days.

SoFi SoFi - $15 bonus

SoFi is offering a $15 welcome bonus for you and a friend when you refer someone to open a new SoFi account. This bonus is available across most of their products, including: SoFi Money, SoFi Invest, SoFi Loans and a SoFi credit card. You can receive up to $75 total. This isn't exactly the highest bonus we've seen from them, so you'll have to decide if now is the right time or to hold out for something a little more enticing.

It's important to note too that each program has its own set of rules, each of which is outlined on their referral website linked below.

SoFi : SoFi Account

Bonus Amount
$15
Account Type
Investment
Bonus Requirements
  1. Download the app using the link below.
  2. Refer a friend (or be referred) using your specific referral link for a particular SoFi product.
  3. Follow the program rules highlighted on the website.
  4. Bonus will automatically be applied to your SoFi account(s).

Charles Schwab Schwab One® - $101 bonus

Charles Schwab has a bonus targeting new or entry-level investors in what they call the Schwab Starter Kit™, but new customers of all comfort levels can qualify. When you open a new account for this promo, Schwab will invest your bonus in fractional shares or "slices" of the top stocks by market cap in the S&P 500. Schwab recently upped this bonus from $50 at its previous level. It's a great way to start investing!

Charles Schwab : Schwab One®

Bonus Amount
$101
Account Type
Investment
Bonus Requirements
  1. Open a new Schwab One account at the url below or open a new taxable investment account using promo code "SCHWABSTARTERKIT".
  2. Within 30 days, Fund your account with a minimum of $50.
  3. Once funded, Schwab will deposit $101 in your account to purchase your stock slices at approximately 6:00 pm Eastern Time the next trading day.
Apply Now

at Charles Schwab

Fidelity Personal - $100 bonus

Fidelity is offering a super easy $100 bonus to customers who open a new Fidelity Account®, Cash Management Account, or a Roth or traditional IRA.

To earn the bonus, you'll just need to fund the new account with $50. Then, 10 days later, your account will be $100 richer.

Keep in mind that the fine print says that you'll need to maintain the bonus award in the account for at least 90 days, otherwise you could forfeit it.

Fidelity Investments : Personal Account

Bonus Amount
$100
Account Type
Investment
Bonus Requirements
  1. Open a new eligible account using the promo code FIDELITY100.
  2. Within 15 days, deposit $50.
  3. Bonus will be deposited directly to the eligible account within 10 calendar days after the qualification period.

Acorns Invest - $20 bonus

Acorns is offering BankBonus.com users a $20 welcome bonus when you open a new Invest account. You just need to open the account from the link below and fund it with $5 to earn the reward.

What's more? They've been running amazing referral bonuses. So, sign up for a new account and then share your referral link with friends and family, and you could be pocketing up to $1,000+ each week!

Acorns : Acorns Invest

Bonus Amount
$20
Account Type
Investment
Bonus Requirements
  1. Open a new Acorns Invest account using the link below.
  2. Fund account with at least $5.

SoFi Invest - up to $5000 bonus

SoFi is offering customers a cash bonus to move your portfolio over to SoFi. The bonus is tiered, and you'll need to transfer $2 million in assets to earn the full $5,000 (steep!), but the bonus starts at $50 for transferring $5,000.

Keep in mind that although SoFi will pay out the bonus within 14 business days of the end of the promo period, they'll claw it back if you withdraw those funds within 180 days. They'll even refund up to $75 in ACAT fees from your other brokerage!

SoFi : Sofi Invest

Bonus Amount
up to $5000
Account Type
Investment
Bonus Requirements
  1. Open a new SoFi Invest account using the link below (or be an existing user).
  2. Before the promotion's expiration date, transfer investments from another brokerage firm: $5,000 to earn $50, $20,000 to earn $125, $100,000 to earn $250, $250,000 to earn $500, $500,000 to earn $1,000, $1,000,000 to earn $2,500, or $2,000,000 to earn $5,000.
  3. Bonuses will be paid within 14 days of the last day of the month in which the transferred assets settled in your SoFi Invest account.

Robinhood Investing - Free stock (up to $200) bonus

Robinhood is a commission-free stock trading platform that's had mixed headlines in the news (GME, what?). But Robinhood is a popular choice – particularly among beginner investors – due to their sleek, easy-to-use app.

This is a program that many investment apps now offer, but Robinhood pioneered: sign up and get a free stock. The stock has a 98% chance of being worth $5-$10, so this isn't an amazing bonus, but it's something for almost nothing (you don't even need to fund your account). The stock will hit your account within a week, and is tradeable 2 days after that.

Robinhood : Investing Account

Bonus Amount
Free stock (up to $200)
Account Type
Investment
Bonus Requirements
  1. Open a new Robinhood investing account using the link below.
  2. Link your bank account.
  3. Stock bonus will be credited to the enrolled account within approximately one week.

Best business account bonuses in Washington

Have a business in Washington? These banks and credit unions are running promotional offers if you open a new business account:

Chase Business Complete Checking® - $400 bonus

Chase Bank is offering business owners a $400 bonus to open a new Chase Business Complete Checking® account.

The requirements are pretty easy to meet: deposit new money at least $2,000 and maintain it for 2 months, and complete just 5 qualifying transactions in the next 3 months. Several activities count as "qualifying transactions", including purchases on your debit card, deposits into the account, setting up a bill payment, and more. See the fine print for the full list, but needless to say, meeting that requirement should be painless.

What's especially awesome about this bonus compared to other business checking account offers is that Chase recently launched the ability for customers to open an account online. Compared to the vast majority of business checking accounts which require you to visit your local branch, opening an account at Chase is significantly more convenient.

If you prefer live help, however, you can still enroll in this offer by entering your email address on the bonus landing page to have an offer code sent to you. Just be sure to take that code with you when you visit a branch.

Chase Bank : Chase Business Complete Checking®

Bonus Amount
$400
Account Type
Business Checking
Offer Expires
April 18, 2024
Bonus Requirements
  1. Obtain a Chase business coupon using the link below and open a new Chase Business Complete Checking® account.
  2. Within 30 days, deposit a total of $2,000 or more in new money.
  3. Maintain at least a $2,000 balance for 60 days.
  4. Within 90 days of account opening, complete 5 qualifying transactions: debit card purchases, Chase QuickAccept℠ deposits, Chase QuickDeposit℠, ACH credits, wires (credits and debits), and/or bill pay.
  5. Bonus will be credited to your account within 15 days of meeting the requirements.

U.S. Bank Business Checking - up to $800 bonus

U.S. Bank is offering up to a $800 welcome bonus when you open and fund a new, eligible business checking account. This is a tiered bonus where you can earn more if you're able to deposit more. To earn the full $800 just deposit $25,000 in new money and maintain that balance for at least 60 days. This offer has increased since the last time it was offered to reward businesses with higher balances, so now might be a great time to jump on it if you've been considering U.S. Bank for your business banking needs.

U.S. Bank : Business Checking

Bonus Amount
up to $800
Account Type
Business Checking
Offer Expires
April 23, 2024
Bonus Requirements
  1. Open a new Silver, Gold or Platinum Business Checking Package from U.S. Bank online with the promo code Q1AFL24 and complete qualifying activities. Member FDIC.
  2. To earn $350 bonus: Deposit $5,000 in new money within 30 days of account opening and maintain for 60 days after account opening.
  3. To earn $800 bonus: Deposit $25,000 in new money within 30 days of account opening and maintain for 60 days after account opening.
  4. Bonus will be deposited into your new U.S. Bank business checking account within 45 days of meeting all requirements.
  5. Subject to certain terms and limitations.

NorthOne Business Banking - $30 bonus

Like other neobanks, NorthOne seeks to leverage tech to disrupt the business banking status quo. While most business accounts from the big-brand banks have transaction limits that force you to upgrade to premium accounts as your company grows (read: higher monthly fees), NorthOne charges a flat $10 per month and then no additional fees for ACH payments, deposits, transfers, purchases, or app integrations.

Currently, they're running a business checking account promotion exclusive to BankBonus.com readers: 3-months FREE to try their Business Banking account.

There's no catch and no additional requirements – just sign up using our link, fund your account with any amount and your first two monthly fees will be waived.

NorthOne : Business Banking

Bonus Amount
$30
Account Type
Business Checking
Bonus Requirements
  1. Sign up using our link below.
  2. Fund your account with any amount.
  3. Your first three monthly fees will be waived.

Found Business Banking - $20 bonus

Found is a relatively new business banking fintech that's offering a lot for free to small businesses.

There are no required monthly fees, no minimum balance requirements, easily connect apps like Quickbooks and Stripe, unlimited transactions, free built-in expense tracking and tax tools, free ACH transfers and more. Should you require more advanced features like photo receipt capture, you can opt in to their paid subscription service called Found Plus.

On top of that, they're offering new customers $20 when you complete some minor spend requirements. This isn't a large bonus, but it's a very intuitive business fintech for small businesses to manage their activities and spending.

Note: you won't see mention of the $20 bonus on their website until after you setup your Found account.

Found : Business Banking

Bonus Amount
$20
Account Type
Business Checking
Bonus Requirements
  1. Open a new Found account using the link below.
  2. Within 30 days, complete $100 in spend with your new Found business debit Mastercard®.

Axos Basic Business Checking - up to $400 bonus

Available nationwide with the ability to open online, Axos is offering a $400 welcome bonus when you open a new Basic Business checking account and maintain a minimum balance. You'll also need to use your debit card to qualify. This is double their previous offer (and quadruple one before that!) so now might be a good time to jump on it.

Wanna get an interest-bearing account instead? They're also running this promotion on their Business Interest Checking account.

Axos Bank : Basic Business Checking

Bonus Amount
up to $400
Account Type
Business Checking
Offer Expires
February 29, 2024
Bonus Requirements
  1. Open a new Basic Business Checking account from Axos Bank with promo code NEW400.
  2. During the first 5 statement cycles, earn $75 for each statement cycle the average daily balance is $25,000 - $49,999.99, up to $300 total OR earn $100 for each statement cycle the average daily balance is at least $50,000, up to $400 total.
  3. In addition, you'll need to complete 10 purchases of at least $3 with your Small Business Checking Visa® Debit Card and have BillPay setup on your account.
  4. Bonus will be deposited into your new account within 10 business days of your statement cycle date.

Axos Business Interest Checking - up to $400 bonus

Available nationwide with the ability to open online, Axos is offering up to a $400 welcome bonus when you open a new Business Interest Checking account and maintain a minimum balance. You'll also need to use your debit card to qualify. This is double their previous offer (and quadruple one before that!) so now might be a good time to jump on it.

Axos Bank : Business Interest Checking

Bonus Amount
up to $400
Account Type
Business Checking
Offer Expires
February 29, 2024
Bonus Requirements
  1. Open a new Business Interest Checking account from Axos Bank with promo code NEW400.
  2. During the first 5 statement cycles, earn $75 for each statement cycle the average daily balance is $25,000 - $49,999.99, up to $300 total OR earn $100 for each statement cycle the average daily balance is at least $50,000, up to $400 total.
  3. In addition, you'll need to complete 10 purchases of at least $3 with your Small Business Checking Visa® Debit Card and have BillPay setup on your account.
  4. Bonus will be deposited into your new account within 10 business days of your statement cycle date.

Axos Business Premium Savings - up to $375 bonus

Available nationwide with the ability to open online, Axos is offering a $375 welcome bonus when you open a new Business Premium Savings account and maintain a minimum balance. This is the highest offer we've seen yet so now might be a good time to jump on it!

What's more? This is ON TOP of the 4.01% APY! We challenge you to find any other business savings account offering that kind of APY.

Wanna get a checking account instead? They're also running this $200 promotion on their Business Interest Checking account.

Axos Bank : Business Premium Savings

Bonus Amount
up to $375
Account Type
Business Savings
Offer Expires
March 8, 2024
Bonus Requirements
  1. Open a new Business Premium Savings account with promo code BPS375.
  2. Within 30 days, fund the account.
  3. During the first 4 statement cycles maintain a minimum balance as follows: $75 will be earned for each statement cycle during which the average daily balance in your Business Premium Savings account is between $30,000 and 74,999.99. $125 will be earned for each statement cycle during which the average daily balance in your Business Premium Savings account is a minimum of $75,000 or greater.
  4. You can earn a maximum of 3 payouts during the 4 statement cycles.
  5. Bonus(es) will be deposited into your new account within 10 business days following the end of the statement cycle in which the balance requirement was met.

Bank of America Business Advantage Banking - $200 bonus

If you're a business owner in the market for a new checking account, be sure to check out this offer from Bank of America.

They're offering a $200 cash bonus when you open a new Bank of America® Business Advantage Banking account and maintain qualifying deposits. See offers page more details.

To qualify, you can choose between the Bank of America Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking accounts. Both have monthly fees that can be waived if minimum deposits amounts are met. See below for more details.. Then, you'll just need to deposit $5,000 into your new account. Pretty simple!

Bank of America : Bank of America® Business Advantage Banking

Bonus Amount
$200
Account Type
Business Checking
Offer Expires
June 30, 2024
Bonus Requirements
  1. Open a new Bank of America® Business Advantage Banking account.
  2. Within 30 days, make qualifying deposits of $5,000 or more in new money.
  3. For the next 60 days, maintain an average balance of $5,000.
  4. Bonus will be deposited directly into your Business Advantage Banking account within 60 days from the end of your qualifying period.
Apply Now

at Bank of America

Bluevine Business Checking - 2.00% APY

Bluevine has a commitment to offering the highest APY on a business checking account. The high-yield is available on all balances up to 100,000.

There's no opening deposit minimum or ongoing balance requirements, and there are no monthly fees associated with this account which make this truly an ultra-competitive deal.

Rest assured, if you sign up for Bluevine, you will continue to have the highest rates even as the markets change.

Bluevine : Business Checking

Bonus Amount
2.00% APY
Account Type
Business Checking
Bonus Requirements
  1. Open a new Bluevine Business Checking account using the link below.
  2. Transfer money in from another source.
  3. Spend $500 per month with BlueVine Business Debit.
  4. Receive $2,500 per month in customer payments into BlueVine Business Checking account via ACH, wire transfer, mobile check deposit, or directly from merchant payment processing provider.
  5. Interest compounds daily and will be credited to your account each month the requirements are met.

PNC Business Checking - $200 bonus

PNC is running a couple of welcome bonus offers targeting small business owners. For this one, you'll need to open either a Business Checking or Business Checking Plus account and then meet balance and debit card requirements.

This is a straightforward, nationally-available bonus for business owners.

If your company has higher balances or transaction volume, PNC is running a larger bonus for their enterprise checking accounts, so check those out, too!

PNC Bank : Business Checking Account

Bonus Amount
$200
Account Type
Business Checking
Offer Expires
March 31, 2024
Bonus Requirements
  1. Open a new Business Checking or Business Checking Plus account.
  2. For 3 statement cycles, maintain an average balance of $5,000.
  3. During those same statement cycles, make 20 debit card purchases.
  4. Bonus will be deposited within 90 days of meeting the requirements.

PNC Enterprise Checking - up to $1000 bonus

PNC is running a couple of welcome bonus offers targeting business owners and has added an option that doubles the bonus amount from last year if you have enough cash. For this one, you'll need to open either a Treasury Enterprise Plan or Analysis Business Checking account and then meet balance requirements.

This is a straightforward, nationally-available bonus for business owners.

If you're a small business owner with smaller balance or transaction volume, PNC is also running a $200 bonus for their small business checking accounts, so check those out, too!

PNC Bank : Enterprise Checking Account

Bonus Amount
up to $1000
Account Type
Business Checking
Offer Expires
March 31, 2024
Bonus Requirements
  1. Open a new Treasury Enterprise Plan or Analysis Business Checking account.
  2. For 3 statement cycles, maintain at least a $30,000 balance to earn $500 or at least $100,000 to earn $1,000.
  3. Bonus will be deposited within 90 days of meeting the requirements.

Advantis Business Solutions Checking - $100 bonus

Advantis is offering a $100 welcome bonus to new members that open a new checking account and add an additional non-checking account. They term this "The Power of Three" (savings + checkings + an additional account). They offer a wide range of products so there's sure to be something for everyone.

Advantis Credit Union : Business Solutions Checking

Bonus Amount
$100
Account Type
Business Checking
Bonus Requirements
  1. Join Advantis by opening a savings account.
  2. Be the primary account owner/signer on any business or personal checking account.
  3. Within 6 months of establishing membership, open 1 of the following: consumer or business Certificates of Deposit, consumer or business Money Market, Consumer IRA Savings, HSA Certificates, Holiday & Tax Savings account, Deferred Comp & 457(B) account, My First Home Savings or any type of Consumer or Commercial loan, or any type of consumer credit card or mortgage.
  4. Bonus will deposit within 60 days.

NorthOne Business Banking - $75 bonus

Available nationwide with the ability to open online, NorthOne is offering a $75 bonus when you refer a friend or family member to open a new business checking account and they make a deposit. What's even more? Your friend or family member will also earn $75 from NorthOne!

If you're not already a NorthOne customer, you can create a new account using our NorthOne new member bonus offer.

NorthOne : Business Banking

Bonus Amount
$75
Account Type
Business Checking
Bonus Requirements
  1. Be an existing NorthOne customer.
  2. Refer a friend or family member using your unique invite code.
  3. Ensure the person you referred makes an initial deposit of at least $50.
  4. Both referral bonuses will be paid within 30 days of the successfully completing the requirements.

Amex Business Checking - 30,000 MR bonus points

Available nationwide with the ability to open online, Amex is offering a 30,000 MR Points welcome bonus when you open a new business checking account and make qualifying transactions. Previously, this was a cash offer (and about half as much), but Amex is now offering it as Membership Rewards points which means you can likely stretch it further if you redeem for travel. This is a rare offer from American Express and relatively easy to earn.

American Express : Business Checking

Bonus Amount
30,000 MR Points
Account Type
Business Checking
Bonus Requirements
  1. Open a new business checking account.
  2. Within 20 days, deposit $5,000 into your account and maintain an average account balance of $5,000 for 60 days.
  3. Within 60 days, make 5 or more transactions (mobile deposits, and electronic/online transactions including ACH, Wire, and Bill Payments).
  4. Bonus will be deposited within 8-12 weeks after completing the requirements.