You can earn cash for opening everything from a new checking account or high-yield savings account, to a money market or new brokerage account.
Wait, what?
No, really, it's true. Many financial institutions offer deals to customers signing up for a new account. This perk can be as small as $10 or $20 bucks, or ranging up to thousands of dollars.
Think of it as something like a coupon code when you're shopping online. Companies want your business (and your deposits!), and they're willing to incentivize you to get it.
If you're in Maryland and looking to open a new account, be sure to check here first or you could be leaving money on the table.
Best checking account bonus offers in Maryland
If you're looking for a personal checking account, here are the banks and credit unions currently offering cash rewards to new customers:
PNC Virtual Wallet® - up to $400 bonus
PNC Bank : Virtual Wallet®
- Bonus Amount
- up to $400
- Account Type
- Personal Checking
- Offer Expires
- July 1, 2024
- Bonus Requirements
-
- Open a Virtual Wallet® account online to qualify, See link below.
- Within 60 days, complete the direct deposit requirements for the account package that you opened: Virtual Wallet® - $500+ to earn $100 bonus, Virtual Wallet® with Performance Spend - $2,000+ to earn $200 bonus, or Virtual Wallet® with Performance Select - $5,000+ to earn $400 bonus.
- Bonus will be credited to your account within 60-90 days after meeting requirements.
TD Bank Beyond Checking - $300 bonus
TD Bank : Beyond Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Offer Expires
- January 1, 2025
- Bonus Requirements
-
- Open a TD Beyond Checking account using the link below.
- Within 60 days, have a total of $2,500 in direct deposits.
- Bonus will be paid on or before 180 days after account opening.
Apply Now
at TD Bank
TD Bank Complete Checking - $200 bonus
TD Bank : Complete Checking
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Offer Expires
- January 1, 2025
- Bonus Requirements
-
- Open a TD Complete Checking account using the link below.
- Within 60 days, have a total of $500 in direct deposits.
- Bonus will be paid on or before 180 days after account opening.
Apply Now
at TD Bank
Truist One Checking - $400 bonus
Truist Bank : Truist One Checking
- Bonus Amount
- $400
- Account Type
- Personal Checking
- Offer Expires
- June 26, 2024
- Bonus Requirements
-
- Open a new One Checking account online or in-branch using promo code TRUIST400AFL24.
- Within 90 days of account opening, complete one qualifying direct deposits of $500 or more.
- Within the same 90 days, complete at least 15 qualifying debit card purchases.
- The reward will be deposited into the new checking account within 4 weeks of verifying the Direct Deposit qualification requirement.
- Terms Apply. Member FDIC.
Learn More
at Truist
M&T MyChoice Premium - $350 bonus
M&T Bank : MyChoice Premium
- Bonus Amount
- $350
- Account Type
- Personal Checking
- Offer Expires
- April 29, 2024
- Bonus Requirements
-
- Open a new M&T MyChoice Premium Checking account online at the link below or in-branch using the promocode
- Maintain an average daily balance of at least $10,000 for May 2024 and June 2024.
- Bonus will be credit to your account by 07/31/2024.
Apply Now
at M&T
APGFCU Personal Checking - $300 bonus
APG Federal Credit Union : Personal Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Offer Expires
- May 31, 2024
- Bonus Requirements
-
- Become a member of APG FCU using the link below.
- Open a new High Yield or Member Protect checking account
- Enroll in online banking and eStatements.
- Within 90 days of opening the checking account, receive direct deposits totaling $500.
- Maintain direct deposits through the Qualification period.
- Bonus will be credited to your checking account on the 1st business day following the end of the 90-day qualification period.
Apply Now
at APGFCU
M&T MyChoice Premium - up to $400 bonus
M&T Bank : MyChoice Premium
- Bonus Amount
- up to $400
- Account Type
- Personal Checking
- Offer Expires
- May 31, 2024
- Bonus Requirements
-
- Open a new M&T MyChoice Premium Checking account online at the link below or in-branch using promocode "TE"
- Within 90 days, make at least $1,000 in qualifying direct deposits.
- Bonus will be credited to your account within 90 days of all requirements being met
Apply Now
at M&T
Citizens Personal Checking - up to $400 bonus
Citizens Bank : Personal Checking Account
- Bonus Amount
- up to $400
- Account Type
- Personal Checking
- Offer Expires
- June 6, 2024
- Bonus Requirements
-
- Open a new checking account using the link below.
- Within 60 days, make a direct deposit of $500 to earn $300.
- Within the same 60 days, earn $2 for every debit card purchase you make, up to $100.
- Bonus will be deposited to your new checking account within 4 months of account opening.
Apply Now
at Citizens
M&T Personal Checking - $200 bonus
M&T Bank : Personal Checking Account
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Offer Expires
- June 30, 2024
- Bonus Requirements
-
- Open a new M&T checking account using the link below.
- Within 90 days, make at least $500 in direct deposits.
- The bonus will be credited to your account within 90 days of all requirements being met.
Apply Now
at M&T
Firstrust Savings Bank Eagles Firstpay℠ - 35,000 bonus points
Firstrust Savings Bank : Eagles Firstpay℠
- Bonus Amount
- 35,000 Points
- Account Type
- Personal Checking
- Offer Expires
- December 31, 2024
- Bonus Requirements
-
- Open a new Eagles Firstpay checking account using the link below.
- Within 60 days, make debit card purchases totaling $350.
- Bonus will be credited within 30 days in the form of 35,000 points, which can be redeemed for a gift card, merchandise or travel.
Apply Now
at Firstrust Savings Bank
Firstrust Savings Bank Eagles Firstpay℠ Premier - 50,000 bonus points
Firstrust Savings Bank : Eagles Firstpay℠ Premier
- Bonus Amount
- 50,000 Points
- Account Type
- Personal Checking
- Offer Expires
- December 31, 2024
- Bonus Requirements
-
- Open a new Eagles FirstPay℠ Premier checking account using the link below.
- Within 60 days, make debit card purchases totaling $500.
- Bonus will be credited within 30 days in the form of 50,000 points, which can be redeemed for a gift card, merchandise or travel.
Apply Now
at Firstrust Savings Bank
Point Breeze Credit Union Personal Checking - up to $275 bonus
Point Breeze Credit Union : Personal Checking
- Bonus Amount
- up to $275
- Account Type
- Personal Checking
- Bonus Requirements
-
- Become a member of Point Breeze Credit Union.
- Open a checking account, earn $50.
- Within 45 days, make a direct deposit of at least $400 , earn $100.
- Within 45 days, swipe your debit card 12 times, earn $100.
- Within 45 days, enroll in eStatements, earn $25.
- Bonus(es) will be deposited to your account within 60 days of account opening.
Apply Now
at Point Breeze Credit Union
ACNB Bank Personal Checking - $25 bonus
ACNB Bank : Personal Checking
- Bonus Amount
- $25
- Account Type
- Personal Checking
- Bonus Requirements
-
- Be an existing customer of ACNB Bank.
- Invite your friends to open an account online, at www.acnb.com/checking, using the code 'REFER25' in the promo box.
- They may be asked to provide your name and phone number.
Premier America Credit Union Smart Spending - $25 bonus
Premier America Credit Union : Smart Spending
- Bonus Amount
- $25
- Account Type
- Personal Checking
- Bonus Requirements
-
- Become a member of Premier America Credit Union and automatically setup a Smart Spending account.
- Within 45 days, make a recurring direct deposit into this account of at least $200.
Apply Now
at Premier America Credit Union
Lafayette Federal Credit Union Personal Checking and Savings - up to $100 bonus
Lafayette Federal Credit Union : Personal Checking and Savings
- Bonus Amount
- up to $100
- Account Type
- Personal Checking
- Bonus Requirements
-
- Become a member of Lafayette Federal Credit Union.
- Open a new savings and checking account.
- Initiate a direct deposit, receive $50.
- Within 45 days, complete a recurring direct deposit, receive an additional $50.
Apply Now
at Lafayette Federal Credit Union
Peoples Bank Personal Interest Checking - up to $150 bonus
Peoples Bank : Personal Interest Checking
- Bonus Amount
- up to $150
- Account Type
- Personal Checking
- Bonus Requirements
-
- Open a new Interest Plus Checking Account.
- Enroll in eStatements.
- Each statement cycle, make at least one direct deposit transaction.
- Each statement cycle, make 5 or more debit card purchases.
- For each statement cycle you complete these requirements you will earn $25, up to $150 total (6 statement cycles).
Apply Now
at Peoples Bank
Peoples Bank Premier Checking - up to $300 bonus
Peoples Bank : Premier Checking
- Bonus Amount
- up to $300
- Account Type
- Personal Checking
- Bonus Requirements
-
- Open a new Premier Checking Account.
- Enroll in eStatements.
- Each statement cycle, make at least one direct deposit transaction.
- Each statement cycle, make 5 or more debit card purchases.
- For each statement cycle you complete these requirements you will earn $50, up to $300 total (6 statement cycles).
Apply Now
at Peoples Bank
Best savings account promotions in Maryland
Here are the banks and credit unions offering Maryland residents a welcome bonus for opening a new CD, money market, or high-yield savings account:
TD Bank Personal Savings - $200 bonus
TD Bank : Personal Savings Account
- Bonus Amount
- $200
- Account Type
- Personal Savings
- Offer Expires
- April 30, 2024
- Bonus Requirements
-
- Open a TD Savings account using the link below.
- Within 20 days, deposit $20,000 and maintain that balance for 90 days.
- Bonus will be paid on or before 180 days after account opening.
Apply Now
at TD Bank
Citizens Personal Savings - up to $500 bonus
Citizens Bank : Personal Savings
- Bonus Amount
- up to $500
- Account Type
- Personal Savings
- Offer Expires
- April 30, 2024
- Bonus Requirements
-
- Open a new Citizens Quest® Savings account using the link below.
- By April 30th, in a single transaction deposit at least $5,000 in new money into the account, earn $250 or $10,000 to earn $500 .
- Maintain at least $5,000/$10,000 on deposit until September 30, 2024.
- Bonus will be deposited to your new checking account by October 31, 2024.
Apply Now
at Citizens
Best brokerage account promotions and bonuses in Maryland
Looking for a new brokerage? If you live in Maryland, you can get a reward for opening any of these investment accounts:
Sorry, no offers found that match your criteria.
Best business account bonuses in Maryland
Have a business in Maryland? These banks and credit unions are running promotional offers if you open a new business account:
Truist Business Checking - $400 bonus
Truist Bank : Business Checking
- Bonus Amount
- $400
- Account Type
- Business Checking
- Offer Expires
- June 27, 2024
- Bonus Requirements
-
- Open a new Truist business checking account using the promo code SB24Q2BIZAFL.
- Within 30 days, deposit $1,500.
- During the same 30 days, enroll in online banking and log-in.
- Bonus will be credited to your new account within 4 weeks of meeting requirements.
Apply Now
at Truist
M&T Tailored Business Checking - up to $1500 bonus
M&T Bank : M&T Tailored Business Checking
- Bonus Amount
- up to $1500
- Account Type
- Business Checking
- Offer Expires
- June 28, 2024
- Bonus Requirements
-
- Open a Tailored Business Checking account using the link below using promo code BD.
- For the third full calendar month following account opening, maintain an average balance of $5,000 to earn $300; $15,000 to earn $500; or $100,000+ to earn $1,500.
- Bonus will be awarded by the end of the fourth month after the account was opened.
Apply Now
at M&T
Citi® Business Checking - up to $2000 bonus
Citi® : Business Checking Account
- Bonus Amount
- up to $2000
- Account Type
- Business Checking
- Offer Expires
- July 8, 2024
- Bonus Requirements
-
- Open a new Citibank business checking account in-branch and ask to be enrolled in this offer.
- Within 30 days, deposit $5,000 to earn $300, $20,000 to earn $750, $100,000 to earn $1,500, or $200,000 to earn $2,000.
- Maintain that balance for 60 days.
- The bonus will be credited to your business checking account within 90 days from the end of the month in which you complete the requirements.