APG FCU is offering new members $300 for opening a new personal checking account. Previously, only new members that joined under their U Educate Member Rewards Program qualified and the bonus was only $250.
From there, just a few additional tasks are required, namely a direct deposit of at least $500, and you're all set.
With a super fast pay out and an incredibly high interest rate on their high yield checking account, this bonus should be on your short list if you live in the qualifying area.
How To Earn The Bonus
The APGFCU Personal Checking promotion requires you to set up direct deposits in order to earn the $300 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Limit one bonus per member.
- Checking account must remain open for a minimum of 90 days and all accounts associated with the membership must be in good standing to receive the bonus.
- Offer is for new and existing members age 13 and older without a checking account only.
- Account owner may not have closed a checking account with APGFCU at any time on or after April 1, 2023 to qualify for this promotion.
Open a Personal Checking account before the bonus expires on May 31, 2024
How does this personal checking offer from APGFCU compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
PNC
Virtual Wallet®
- Bonus
- up to $400
- Account Type
- Personal Checking
- Expires In
- 67 days
- Requires
- Direct Deposit
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 251 days
- Requires
- Direct Deposit
U.S. Bank
U.S. Bank Smartly® Checking
- Bonus
- up to $700
- Account Type
- Personal Checking
- Expires In
- 63 days
- Requires
- Direct Deposit
- Min Balance (optional)
Recent Versions of This Offer
Banks often tweak the requirements and the reward amount of their welcome offers. Track how this welcome bonus from APGFCU has changed over time:
| Promo Dates | Amount | Requirement Notes |
|---|---|---|
| Limited Time | $200 | Receive $200 with a $200 direct deposit |
Why APG Federal Credit Union?
Member Protect Checking
Fees
Member Protect Checking does charge a monthly maintenance fee of $6, but there are ways to get this waived:
- Receive a direct deposit of $200 or more.
- Opt out of paper statements.
- Make 20 ore more debit card purchases.
High Yield Checking
Fees
High Yield Checking does not charge a monthly maintenance fee.
Apply now for a Personal Checking account to earn the $300 bonus offer
How to Join APG Federal Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of APGFCU's membership requirements:
- Live, work, worship, attend school, or volunteer in Harford or Cecil County or certain areas of Middle River, Maryland.
- You are an immediate family member or household member of anyone meeting the above criterion.
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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