From the sweeping Pacific coastline to the vibrant city of Seattle, Washington is home to some outstanding sights and some equally rewarding bank bonuses.
Several banks and credit unions throughout the state will reward you with welcome bonuses when you open a new account.
To help simplify your research process, we tracked down the best bank promotions in Washington that are currently on offer. Read on to learn exactly what’s required to secure each promotion.
Our Featured Nationwide Bonuses
Here are 3 of our featured bank bonuses that can be obtained nationwide:
BMO
Smart Advantage Checking Account
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 79 days
- Requires
- Direct Deposit
SoFi
SoFi Checking and Savings
- Bonus
- up to $300
- Account Type
- Personal Checking
- Expires In
- 45 days
- Requires
- Direct Deposit
Upgrade
Rewards Checking Plus
- Bonus
- $200
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
See our list of the Best Banks in Washington
Personal Checking Bonuses in Washington
Here are the current personal checking promotions available in WA:
1. KeyBank Personal Checking - $300 bonus
KeyBank is back with their personal checking bonus, but this time it's even sweeter of a deal! KeyBank is now offering $300 to new Key Smart Checking® account customers after qualifying activities.
You'll need to make the minimum opening deposit of $10, plus one eligible direct deposit of at least $1,000 within the first 60 days of account opening.
While this isn't quite nationwide, the bonus has a wide footprint and is redeemable online. Check it out!
KeyBank : Personal Checking Account
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA
- Offer Expires
- December 13, 2024
- Bonus Requirements
-
- Open a no-monthly-maintenance-fee Key Smart Checking® account online with at least $10 by December 13, 2024.
- Within 60 days, make 1 eligible direct deposit of at least $1,000.
- Bonus will be credited to your account within 60 days of meeting requirements.
- Account must not be closed at the time of gift payment.
at KeyBank
2. U.S. Bank Smartly® Checking - up to $450 bonus
U.S. Bank is offering up to a $450 bonus for opening a new U.S. Bank Smartly® Checking. This is back towards the lower end of bonuses we've seen from U.S. Bank.
The direct deposit threshold for the checking bonus is somewhat steep to earn the max bonus amount, but if you have the income, this is an easy bonus. You'll have 90 days to reach this target, but keep in mind that unlike some banks that let you hit the bonus in a single transaction, U.S. Bank requires at least two direct deposits to qualify for this promotion.
U.S. Bank : U.S. Bank Smartly® Checking
- Bonus Amount
- up to $450
- Account Type
- Personal Checking
- Availability
- AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY
- Offer Expires
- December 30, 2024
- Bonus Requirements
-
- Open a new U.S. Bank Smartly® Checking account.
- Within 90 days, enroll in online banking or the U.S. Bank Mobile App.
- Within the same 90 days, make two or more direct deposits totaling amounts as follows: $2,000 - $4,999.99, earn $250; $5,000 - $7,999.99, earn $350; $8,000+, earn $450.
- Bonus will be credited to your new checking account within 60 days following the end of the calendar month during which you completed all the offer requirements.
at U.S. Bank
3. BECU Checking and Savings - $200 bonus
BECU is offering new members $200 after they open a new checking and savings account. This is double the amount previously offered. In addition to meeting their normal membership requirements, you'll also need to complete 5 of more qualifying actions or a direct deposit. Previously you had the option to complete minimum balance requirements also to get the bonus.
Qualifying transactions don't necessarily need to be purchases, however. Instead, electronic checks and bill pay count too (see the fine print for the full list!).
Boeing Employees Credit Union : Checking and Savings Account
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Availability
- ID, OR, WA
- Offer Expires
- December 31, 2024
- Bonus Requirements
-
- Open a Member Share or Member Advantage savings and also a checking account using the promo code PASSPORTMBR.
- Within 30 days, complete a direct deposit of at least $500 OR perform 5 actions from this list: use your BECU debit card, make a bill pay payment, write a check.
- Bonus will be credited to your savings account within 120 days of account opening.
at BECU
4. Banner Bank Personal Checking - up to $500 bonus
Available in select states with the ability to open online, Banner Bank is offering customers up to a $400 welcome bonus when you open a new personal checking account and complete direct deposits. The higher your direct deposit, the higher your bonus.
You can earn an additional $100 bonus by opening a personal savings or money market account at the same time your Banner Bank checking account is opened and complete the deposit requirements.
This is by far the highest bonus we've seen from Banner, so now would be a good time to signup!
Banner Bank : Personal Checking
- Bonus Amount
- up to $500
- Account Type
- Personal Checking
- Availability
- CA, ID, OR, WA
- Offer Expires
- December 31, 2024
- Bonus Requirements
-
- Open a new personal checking account using promotion code 24BU.
- $100 Checking Bonus: Within 30 days, complete at least $1,000 of direct deposits; OR Have a minimum daily balance of $1,000 or more and maintain for 60 days, earn $100.
- $400 Checking Bonus:Within 30 days, complete at least $1,000 of direct deposits AND Have a minimum daily balance of $25,000 or more and maintain for 60 days, earn $400.
- $100 Savings Bonus: 1) Open a Banner Bank personal savings or money market account at the same time your Banner Bank checking account is opened; AND 2) Deposit a total of $1,000 or more in new money within 30 days of account opening; AND 3) Maintain a minimum daily balance of $1,000 or more for 90 days; AND 4) Set up monthly recurring auto transfers of $25 or more from your Banner Bank checking account to your Banner Bank savings or money market account.
- Bonus(es) will deposit within 90 days of account opening.
at Banner Bank
5. WECU Spend Plus Rewards Checking - $250 bonus
Whatcom Educational Credit Union, more commonly known as WECU, is offering a $250 bonus for opening their premium Spend Plus Rewards checking account.
To earn the reward, you'll need to receive a direct deposit of just $100 in the first 2 months after account opening, making this a really attractive offer.
The account does have a small monthly fee, but it's waived just by meeting the bonus requirements.
Keep in mind that like all credit union bonuses, you'll first need to meet the requirements to join before unlocking access to the account offers.
Whatcom Educational Credit Union : Spend Plus Rewards Checking
- Bonus Amount
- $250
- Account Type
- Personal Checking
- Availability
- WA
- Offer Expires
- December 31, 2024
- Bonus Requirements
-
- Open a new Spend Plus Rewards account using the link below.
- Within 60 days, receive a direct deposit of $100.
- Bonus will be credited to your new account on day 61, assuming requirements are met.
at WECU
6. PNC Virtual Wallet Pro - $200 bonus
Don't live in a state where PNC has a branch? No worries, PNC is offering a $200 bonus when you open a Virtual Wallet Checking Pro account, which is only available to customers outside their in-branch footprint. Just complete the direct deposit requirements within 60 days. If you're in any one of the following states, this bonus is for you: AK, AR, CT, HI, ID, IA, KS, LA, ME, MA, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, SD, TN, UT, VT, WA, WY.
PNC Bank : Virtual Wallet Pro
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Availability
- AK, AR, CT, HI, ID, IA, KS, LA, ME, MA, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, SD, TN, UT, VT, WA, WY
- Offer Expires
- January 2, 2025
- Bonus Requirements
-
- Reside in a state that doesn't have a PNC branch.
- Open an account using the link below.
- Within 60 days, complete direct deposits totaling $2,000.
- Bonus will be deposited within 60-90 days after all conditions are met.
at PNC
7. Advantis Personal Checking - $100 bonus
Advantis is offering a $100 welcome bonus to new members that open a new checking account and add an additional non-checking account. They term this "The Power of Three" (savings + checkings + an additional account). They offer a wide range of products so there's sure to be something for everyone.
Advantis Credit Union : Personal Checking
- Bonus Amount
- $100
- Account Type
- Personal Checking
- Availability
- OR, WA
- Bonus Requirements
-
- Join Advantis by opening a savings account.
- Be the primary account owner/signer on any personal or business checking account.
- Within 6 months of establishing membership, open 1 of the following: consumer or business CD, consumer or business Money Market, Consumer IRA Savings, HSA Certificates, Holiday & Tax Savings account, Deferred Comp & 457(B) account, My First Home Savings or any type of consumer or commercial loan, or any type of consumer credit card or mortgage.
- Bonus will deposit within 60 days.
at Advantis
8. Verity Credit Union Cash Back Checking - $100 bonus
Available in Washington state with the ability to open online, Verity Credit Union is offering a $100 welcome bonus to new members who work for a non-profit organization when you open a new rewards checking account.
Verity Credit Union : Cash Back Checking
- Bonus Amount
- $100
- Account Type
- Personal Checking
- Availability
- WA
- Bonus Requirements
-
- Work for a non-profit 501(c)(3) organization.
- Become a member of Verity Credit Union using promo code NP100.
- Open a rewards checking account, loan or credit card.
at Verity Credit Union
9. Rivermark Community Credit Union Free Checking Plus - $100 bonus
Available in parts of Oregon and Washington with the ability to open online, Rivermark Community Credit Union is offering a $100 bonus when you refer a friend to open a new Free Checking Plus and they use their debit card. What's even more? Your friend will also earn a $100 bonus.
Rivermark Community Credit Union : Free Checking Plus
- Bonus Amount
- $100
- Account Type
- Personal Checking
- Availability
- OR, WA
- Bonus Requirements
-
- Be a member of Rivermark Community Credit Union.
- Refer a friend using your code to join Rivermark Community Credit Union and Open a Free Checking Plus checking account.
- Within the first 60 days, your referral must fund the account with a minimum of $100.00.
- Within the same 60 days, they must also complete a minimum of 12 debit card transactions and remain in good standing.
- Bonus will be deposited into the savings account of each party within two weeks of completing the program requirements.
at Rivermark Community Credit Union
10. Gesa Credit Union SmartPlus Checking - $250 bonus
Gesa Credit Union is offering members $250 for opening a new SmartPlus checking account. To receive the primary bonus of $250, you'll need to complete some debit card and make a direct deposit. Keep reading to find out how you can earn up to $500 total with other bonuses.
It's also worth noting that they have several other bonuses going as well, including $150 when you open or move a direct Auto, Boat or RV loan to Gesa, $50 to open a credit card and another $50 to open a loan or line of credit. Now might be the ideal time to apply if you've been on the fence in case the offer is lowered in the next iteration.
Gesa Credit Union : SmartPlus Checking
- Bonus Amount
- $250
- Account Type
- Personal Checking
- Availability
- ID, OR, WA
- Bonus Requirements
-
- Open a new checking account using the link below.
- Within 60 days, enroll in Online or Mobile Banking and sign up for eStatements.
- Within the same 60 days, complete 15 debit card purchases and received at qualifying direct deposit.
- Bonus will be credited to your savings account within 30 days of completing all requirements.
- Keep your account open for 1 year and receive an additional $100.
at Gesa Credit Union
11. P1FCU Ascend Checking - $200 bonus
Available in limited counties of Idaho, Oregon and all of Washington state, P1FCU is offering a $200 welcome bonus when you open a new personal checking account and set up direct deposit. What's even more? They'll even take care of the required $35 for opening a share savings account!
Potlatch No 1 Federal Credit Union : Ascend Checking
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Availability
- ID, OR, WA
- Bonus Requirements
-
- Become a member and open a free Ascend Checking account using the promo code MY200.
- Within 5 days, fund the account with $100 and maintain that balance for 90 days.
- Within 90 days of account opening, make 20 debit card transactions of $10 or more.
- Bonus will be deposited within 45 days after the 90-day qualification period.
at P1FCU
12. Horizon Credit Union Personal Checking - $200 bonus
Becoming a member to Horizon Credit Union is restricted to Washington State, and select counties of Oregon, Idaho and Montana. If you qualify for membership, you can receive an easy $200 bonus for opening a new checking account and using your debit card. Few bonuses of this amount require such little funding and lack of a direct deposit so jump on this while you can!
What's more? Many of their checking accounts earn high yield, but you'll need to connect a direct deposit as part of the requirements to earn the interest.
Horizon Credit Union : Personal Checking
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Availability
- WA, OR, ID, MT
- Bonus Requirements
-
- Become a member and open a new personal checking account using the promo code GET200.
- Within the first 5 business days, fund your account with at least $250.
- Within the first 60 days, complete at least 15 debit card transactions and be enrolled in eStatements.
- Keep your account open and in good standing.
- Bonus will be deposited within 60 days of all qualifications being met.
at Horizon Credit Union
13. Kitsap Credit Union Gold Checking - $150 bonus
We've found an easy bonus for those in the state of Washington. The best part about it is that you'll have the option to complete direct deposits or bill pay for that portion of the requirements. Aside from that you'll need to use your debit card and enroll in e-statements.
Kitsap Credit Union : Gold Checking
- Bonus Amount
- $150
- Account Type
- Personal Checking
- Availability
- WA
- Bonus Requirements
-
- Become a member and open a new Gold Checking account using the link below.
- Enroll in eStatements.
- Within 60 days, make 12 debit card purchases.
- Within the same 60 days, receive a direct deposit, make an outgoing ACH transaction, OR complete a bill pay.
- Bonus will be deposited into primary savings account on or before the 10th business day following the end of the 3rd month after qualifications are met.
at Kitsap Credit Union
Note: Don’t see an offer that piques your interest? You can use our tool to explore a full list of bank promotions
Personal Savings Bonuses in Washington
Here are the current personal savings promotions available in WA:
1. Citi® Accelerate Savings - 4.45% APY
Citi offers a really competitive APY rate in their Citi® Accelerate Savings account, a high-yield savings product.
You can find slightly higher rates elsewhere, but nearly all of those will have balance limits. In other words, you'll earn a great rate on the first $15k, but then the rate drops considerably.
Citi, on the other hand, has no limit. So for those who have sizable savings they'd like to keep liquid, Citi® Accelerate Savings will often win out.
There's no opening deposit minimum or ongoing balance requirements, but do keep in mind that having a $0 balance for longer than 3 months could cause your account to be closed.
Citi® : Citi® Accelerate Savings
- Bonus Amount
- 4.45% APY
- Account Type
- Personal Savings
- Availability
- AK, AL, AR, AZ, CO, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, WA, WI, WV, WY
- Bonus Requirements
-
- Open a new Citi® Accelerate Savings account using the link below.
- Transfer money from a different bank or an existing Citi account.
- Interest compounds daily and will be credited to your account each month.
at Citi®
Business Bonuses in Washington
Here are the current business banking promotions available in WA:
1. Banner Bank Business Checking - up to $600 bonus
Available in select states with the ability to open online, Banner Bank is offering customers up to a $600 welcome bonus when you open a new business checking account and complete direct deposits. The higher your direct deposit, the higher your bonus.
You can earn an additional $100 bonus by opening a business savings or money market account at the same time your Banner Bank checking account is opened and complete the deposit requirements.
This is by far the highest bonus we've seen from Banner, so now would be a good time to signup!
Banner Bank : Business Checking
- Bonus Amount
- up to $600
- Account Type
- Business Checking
- Availability
- CA, ID, OR, WA
- Offer Expires
- December 31, 2024
- Bonus Requirements
-
- Open a new business checking account using promotion code 24BU.
- $200 Checking Bonus: Within 60 days, deposit at least $2,000 in new money and maintain at least a $2,000 minimum daily balance for an additional 90 days, earn $200.
- $500 Checking Bonus:Within 60 days, deposit at least $25,000 in new money and maintain at least a $25,000 minimum daily balance for an additional 90 days, earn $400.
- $100 Savings Bonus: 1) Open a Banner Bank business savings or money market account at the same time your Banner Bank business checking account is opened; AND 2) Deposit a total of $1,000 or more in new money within 60 days of account opening and maintain a minimum daily balance of $1,000 or more for 90 days.
- Bonus(es) will deposit within 30 days after you have met all the above requirements and your account has been open for at least 90 days.
at Banner Bank
2. Advantis Business Solutions Checking - $100 bonus
Advantis is offering a $100 welcome bonus to new members that open a new checking account and add an additional non-checking account. They term this "The Power of Three" (savings + checkings + an additional account). They offer a wide range of products so there's sure to be something for everyone.
Advantis Credit Union : Business Solutions Checking
- Bonus Amount
- $100
- Account Type
- Business Checking
- Availability
- OR, WA
- Bonus Requirements
-
- Join Advantis by opening a savings account.
- Be the primary account owner/signer on any business or personal checking account.
- Within 6 months of establishing membership, open 1 of the following: consumer or business Certificates of Deposit, consumer or business Money Market, Consumer IRA Savings, HSA Certificates, Holiday & Tax Savings account, Deferred Comp & 457(B) account, My First Home Savings or any type of Consumer or Commercial loan, or any type of consumer credit card or mortgage.
- Bonus will deposit within 60 days.
at Advantis
See our full list of the Best Business Checking Account Promotions
Investing Bonuses
Here are the current investing promotions available in your area:
1. J.P. Morgan Self-Directed Investing - up to $700 bonus
Available nationwide with the ability to open online, J.P. Morgan Wealth Management is offering up to a $700 welcome bonus when you open a new Self-Directed Investing account with qualifying minimum funding.
This is tiered bonus, meaning that the more you deposit, the more you may be eligible to earn. New for this iteration, J.P. Morgan has introduced a lower tier at $5,000, down from the previous $25,000 entry point and raised the max bonus amount!
Here are all 4 tiers of this investing bonus:
| New Money Added | Bonus Amount |
|---|---|
| $5,000-$24,999 | $50 |
| $25,000-$99,999 | $150 |
| $100,000-$249,999 | $325 |
| $250,000+ | $700 |
This is the highest offer that we've seen to-date from J.P. Morgan.
J.P. Morgan Wealth Management : Self-Directed Investing
- Bonus Amount
- up to $700
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- January 23, 2025
- Bonus Requirements
-
- Open a J.P. Morgan Self-Directed Investing account using the link below.
- Within 45 days, fund your account with qualifying new money; $5,000 - $24,999 = $50 bonus; $25,000 - $99,999 = $150 bonus; $100,000 - $249,999 = $325 bonus, $250,000 = $700 bonus.
- Your bonus amount will be determined on day 45.
- Maintain your new funds for 90 days (losses due to trading or market fluctuation will not be taken into account).
- Bonus will be received within 15 days.
- INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE
at J.P. Morgan
2. E*TRADE Bank Brokerage - up to $6000 bonus
Payouts have increased again! E*Trade is now offering new investors up to $5,000 in bonus cash when you open and fund a new investing account. You'll only need $1,000 to earn the first tier bonus ($100)!
They've shuffled all the previous tiers and reinstated the tiers for those with 7+ figures to invest. If you're wanting to earn the full $6,000, you need at least $2M in investable assets.
This offer is available to both new and existing customers; however, different rules may apply, so be sure to check the disclosures at the link below.
E*TRADE Bank : Brokerage Account
- Bonus Amount
- up to $6000
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- January 31, 2025
- Bonus Requirements
-
- Open a new eligible E*TRADE brokerage or retirement account using the link below with promocode REWARD24.
- During the first 60 days, fund your new account with new money as follows: $1,000 - $4,999, earn $100; $5,000 - $19,999, earn $150; $20,000-$99,999 earn $300; $100,000-$199,999 earn $600; $200,000-$499,999 earn $800; $500,000 - $999,999, earn $1,000; $1,000,000 - $1,499,999, earn $3,000; $1,500,000 - $1,999,999 earn $5,000; $2M+, earn $6,000.
- If you deposit $200,000 or more, you will receive a cash credit within seven business days.
- If you have deposited at least $200,000 in your account, and you make subsequent deposits in that account to reach a higher tier, you will receive a second cash credit following the close of the 60-day window.
at E*TRADE Bank
3. Citi® Personal Wealth Management - $5000 bonus
Earn up to $5,000 when you open or enroll a new or existing eligible Personal Wealth Management account with new-to-Citi funds.
This is a tiered bonus based on how much you deposit and maintain for the first 3 months. They've up the reward amounts for their upper tiers this go around.
There are 5 levels, starting with a $500 bonus for deposits $50,000 - $199,999 and going up to $5,000 for $2,000,000+.
Citi® : Personal Wealth Management
- Bonus Amount
- $5000
- Account Type
- Investment
- Availability
- Nationwide
- Offer Expires
- December 31, 2024
- Bonus Requirements
-
- Contact Citi to open or enroll a new or existing eligible Citi Personal Wealth Management account
- Fund the Citi Personal Wealth Management account with New-to-Citi Funds within 2 months of account opening (deposit $50,000 for a $500 bonus, $200,000 for a $1,000 bonus, $500,000 for a $2,000 bonus, $1,000,000 for a $3,000 bonus and $2,000,000+ for the $5,000 bonus)
- Enroll into e-delivery of statements within 2 months of account opening.
- Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment).
at Citi®
4. Robinhood Investing - Free stock (up to $200) bonus
Robinhood is a commission-free stock trading platform that's had mixed headlines in the news (GME, what?). But Robinhood is a popular choice – particularly among beginner investors – due to their sleek, easy-to-use app.
This is a program that many investment apps now offer, but Robinhood pioneered: sign up and get a free stock. The stock has a 98% chance of being worth $5-$10, so this isn't an amazing bonus, but it's something for almost nothing (you don't even need to fund your account). The stock will hit your account within a week, and is tradeable 2 days after that.
Robinhood : Investing Account
- Bonus Amount
- Free stock (up to $200)
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Robinhood investing account using the link below.
- Link your bank account.
- Stock bonus will be credited to the enrolled account within approximately one week.
at Robinhood
5. SoFi Invest - up to $10000 bonus
SoFi is offering customers a cash bonus to move your portfolio over to SoFi. The bonus is tiered, and you'll need to transfer $5 million in assets to earn the full $10,000 (steep!), but the bonus starts at $100 for transferring $5,000.
Keep in mind that although SoFi will pay out the bonus within 14 business days of the end of the promo period, they'll claw it back if you withdraw those funds within 180 days. They'll even refund up to $75 in ACAT fees from your other brokerage!
SoFi : Sofi Invest
- Bonus Amount
- up to $10000
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new SoFi Invest account using the link below (or be an existing user).
- Before the promotion's expiration date, transfer investments from another brokerage firm: $5,000 to earn $100, $25,000 to earn $200, $100,000 to earn $500, $250,000 to earn $750, $500,000 to earn $1,000, $1,000,000 to earn $2,500, $2,000,000 to earn $5,000 or $5,000,000+ to earn $10,000.
- Bonuses will be paid within 14 days of the last day of the month in which the transferred assets settled in your SoFi Invest account.
at SoFi
6. Acorns Invest - $20 bonus
Acorns is offering BankBonus.com users a $20 welcome bonus when you open a new Invest account. You just need to open the account from the link below and fund it with $5 to earn the reward.
What's more? They've been running amazing referral bonuses. So, sign up for a new account and then share your referral link with friends and family, and you could be pocketing up to $1,000+ each week!
Acorns : Acorns Invest
- Bonus Amount
- $20
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Acorns Invest account using the link below.
- Fund account with at least $5.
at Acorns
7. Tradestation Brokerage - up to $3500 bonus
Tradestation is offering investors up to $3,500 in bonus cash when you add new funds to a new or existing investing account. You only need $5,000 to earn the first tier bonus ($150), and up to $5M to earn the full $3,500. It's worth noting each of the tiers are considerably higher this time around than when it was previously offered.
Tradestation : Brokerage Account
- Bonus Amount
- up to $3500
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Enroll an existing account or open a new account using promo code TSTVAGFD at the url below.
- Within 45 days, fund your account.
- To receive $150 bonus, fund with $5,000- $24,999; To receive $300 bonus, fund with $25,000- $99,999; To receive $500 bonus, fund with $100,000-$249,999; To receive $1,000 bonus, fund with $250,000-$499,999; To receive $2,000 bonus, fund with $500,000-$999,999; To receive $3,500 bonus, fund with $1,000,000+.
- Bonus will be deposited into the account the month following the end of the 270-calendar day holding period.
at Tradestation
8. Bank of America Merrill Edge Self-Directed - up to $600 bonus
Available nationwide with the ability to open online, Bank of America's Merrill Edge is offering up to a $600 welcome bonus when you open a new Merrill Edge Self-Directed account and make an initial deposit.
What's more? There's also a $1,000 Merrill Edge bonus for those enrolled in Bank of America's Preferred Rewards program. The lower tiers are also bumped as well.
We only list the most popular tiers; however, here's a complete list of tiers you can ask for:
- $20,000 to $49,999 – $100
- $50,000 to $99,999 – $150
- $100,000 to $199,999 – $250
- $200,000 to $299,999 – $600
- $300,000 to $499,999 – $1,000
- $500,000 to $999,999 – $1,500
- $1,000,000 or more – $2,500
- $2,000,000 or more – $3,500
- $5,000,000 or more – $5,000
- $10,000,000 or more – $7,500
Bank of America : Merrill Edge Self-Directed
- Bonus Amount
- up to $600
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Self-Directed Trading account from Merrill Edge using promo code "600ME".
- Within 45 days, fund your account with new money from outside Bank of America. To earn a $100 bonus, deposit $20,000-$49,999; To earn a $150 bonus, deposit $49,999-$99,999; To earn a $250 bonus, deposit $100,000-$199,999; To earn a $600 bonus, deposit $200,000 - $299,999.
- Maintain that balance for at least 90 days.
- Bonus will be deposited within two weeks following the end of the 90 day period.
at Bank of America
9. Citi® Self Invest - up to $500 bonus
Available nationwide to new and existing customers, Citi is offering up to a $500 bonus when you add new-to-Citi funds to a Citi® Self Invest account.
As is typical with Citi promotions, this is a tiered offer: the more you add, the more you earn. You'll need to deposit at least $10,000 to earn a $100 reward, or at least $200,000 to receive the full $500.
You'll need to also maintain your funds through a date defined on the Citi website, depending on the month in which you open your account.
Citi® : Citi® Self Invest
- Bonus Amount
- up to $500
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Citi® Self Invest account or add new-to-Citi funds to an existing account.
- Opt-in to eDelivery of statements and confirmations.
- Bonus will be tiered based on the total amount added: $10,000 to earn $100; $50,000 to earn $200; $200,000 to earn the full $500.
- Maintain the New-To-Citi funds in your account through the “maintain funds” deadline as outlined in the chart.
- Bonus will be credited on the last day of the 3rd month following the “maintain funds” period.
at Citi®
10. Charles Schwab Schwab One® - up to $1000 bonus
If you're not currently a Schwab customer, you can open any investment account and earn a referral bonus based on your net deposit within 45 days. This includes retail brokerage accounts, individual retirement accounts, or the managed portfolios like Schwab Intelligent Portfolios®.
Keep in mind that the link above is only for details – you will need to open the account through a referral link from an existing Schwab customer in order to qualify for the promo.
This is a tiered bonus, the more you deposit, the more you can earn.
- Tier 1 | Balance Maintained: $25,000 - $49,999: $100 Bonus
- Tier 2 | Balance Maintained: $50,000 - $99,999: $300 Bonus
- Tier 3 | Balance Maintained: $100,000 - $499,999: $500 Bonus
- Tier 4 | Balance Maintained: $500,000+: $1,000 Bonus
Charles Schwab : Schwab One®
- Bonus Amount
- up to $1000
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new account using a referral link from an existing member.
- Within 45 days, make a qualifying net deposit between $25,000 - $500,000+ in cash or securities, earning the reward that correlates with that tier ($100-$1,000).
- The net deposit amount at the end of 45 day period will be used to calculate your bonus tier.
- Bonus will be paid into your account about a week after the 45-day period.
at Charles Schwab
11. SoFi SoFi - $15 bonus
SoFi is offering a $15 welcome bonus for you and a friend when you refer someone to open a new SoFi account. This bonus is available across most of their products, including: SoFi Money, SoFi Invest, SoFi Loans and a SoFi credit card. You can receive up to $75 total. This isn't exactly the highest bonus we've seen from them, so you'll have to decide if now is the right time or to hold out for something a little more enticing.
It's important to note too that each program has its own set of rules, each of which is outlined on their referral website linked below.
SoFi : SoFi Account
- Bonus Amount
- $15
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Download the app using the link below.
- Refer a friend (or be referred) using your specific referral link for a particular SoFi product.
- Follow the program rules highlighted on the website.
- Bonus will automatically be applied to your SoFi account(s).
at SoFi
12. Charles Schwab Schwab One® - $101 bonus
Charles Schwab has a bonus targeting new or entry-level investors in what they call the Schwab Starter Kit™, but new customers of all comfort levels can qualify. When you open a new account for this promo, Schwab will invest your bonus in fractional shares or "slices" of the top stocks by market cap in the S&P 500. Schwab recently upped this bonus from $50 at its previous level. It's a great way to start investing!
Charles Schwab : Schwab One®
- Bonus Amount
- $101
- Account Type
- Investment
- Availability
- Nationwide
- Bonus Requirements
-
- Open a new Schwab One account at the url below or open a new taxable investment account using promo code "SCHWABSTARTERKIT".
- Within 30 days, Fund your account with a minimum of $50.
- Once funded, Schwab will deposit $101 in your account to purchase your stock slices at approximately 6:00 pm Eastern Time the next trading day.
at Charles Schwab
See our full list of the Best Brokerage Account Promotions
Washington Banking Statistics
Curious about banking statistics in the Evergreen State? So were we.
Our editorial team looked into some key statistics about the banking landscape in Washington from the FDIC and the Credit Union National Association:
- Number of banks: 39
- Number of state credit unions: 76
- Credit union memberships: 4.78 million
- Deposit market share: 74.3% banks; 25.7% credit unions
- Largest deposit market: Seattle/Tacoma/Bellevue
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