Are you hunting for business checking account promotions? You’ve come to the right place. Just like with personal accounts, banks compete hard to attract new business customers. As a result, you can often earn several hundreds of dollars just by opening a new business checking account.
Of course, you should understand your company’s banking needs before checking out the promo offers. You’ll want an account that has the lowest fees given your business’s typical use.
For example, some business accounts offer a certain number of transactions each month for free – including everything from deposits, withdrawals, debit purchases, check writing, and more – before charging you for each additional transaction.
Others offer an unlimited number of transactions, similar to how most personal checking accounts are structured. This can be in exchange for a monthly fee, or not.
Clearly, it doesn’t make sense to prioritize the welcome offer above a basic understanding of the account, its fees, and whether it serves your business. Once you’re armed with that understanding, however, it’s time to cash in!
In this post, I’ll cover all of the best business checking bonus offers available right now. From brick-and-mortar banks to online-only banks and everything in between — if there’s a solid bonus to be had, you’re going to find it here.
Compare business credit card offers and apply now at CardRatings.com!
Best Business Checking Account Promotions
Here are the top new business bank account bonus offers available right now:
- Chase: $300 bonus
- Axos: up to $400 bonus
- Axos: up to $400 bonus
- Bank of America: $200 bonus
- Bluevine: 2.00% APY
- Santander Bank: up to $500 bonus
- Banner Bank: up to $600 bonus
- Associated Bank: up to $750 bonus
- Republic Bank & Trust Company: $200 bonus
- Seacoast: $600 bonus
- First Horizon Bank: up to $800 bonus
- S&T Bank: up to $900 bonus
- M&T: up to $1500 bonus
- PNC: up to $1000 bonus
- PNC: $400 bonus
- Citadel Credit Union: up to $1000 bonus
- Dedham Savings: $300 bonus
- Huntington: $400 bonus
- Huntington: $100 bonus
- Citi®: up to $2000 bonus
1. Chase Bank
Chase Bank is offering business owners a $300 bonus to open a new Chase Business Complete Checking® account.
The requirements are pretty easy to meet: deposit new money at least $2,000 and maintain it for 2 months, and complete just 5 qualifying transactions in the next 3 months. Several activities count as "qualifying transactions", including purchases on your debit card, deposits into the account, setting up a bill payment, and more. See the fine print for the full list, but needless to say, meeting that requirement should be painless.
What's especially awesome about this bonus compared to other business checking account offers is that Chase recently launched the ability for customers to open an account online. Compared to the vast majority of business checking accounts which require you to visit your local branch, opening an account at Chase is significantly more convenient.
If you prefer live help, however, you can still enroll in this offer by entering your email address on the bonus landing page to have an offer code sent to you. Just be sure to take that code with you when you visit a branch.
Chase Business Complete Checking® - $300 bonus
Expires: January 16, 2025
The Chase Business Complete Checking® signup offer requires you to deposit and maintain a minimum balance, and optionally, make purchases using the account's card in order to earn the $300 bonus. Full requirements to receive this bonus are:
- Obtain a Chase business coupon using the link below and open a new Chase Business Complete Checking® account.
- Within 30 days, deposit at least $2,000 in new money into the account.
- Maintain that balance for at least 60 days from offer enrollment.
- Within 90 days of account opening, complete 5 qualifying transactions: debit card purchases, Chase QuickAccept℠ deposits, Chase QuickDeposit℠, ACH credits, wires (credits and debits), and/or bill pay.
- Bonus will be credited to your account within 15 days of meeting the requirements.
Apply now to earn the $300 bonus from Chase
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2. Axos Bank
Available nationwide with the ability to open online, Axos is offering up to a $400 welcome bonus when you open a new Business Interest Checking account and maintain a minimum balance. You'll also need to use your debit card to qualify. This is double their previous offer (and quadruple one before that!) so now might be a good time to jump on it.
Business Interest Checking - up to $400 bonus
Expires: January 2, 2025
The Business Interest Checking signup offer requires you to deposit and maintain a minimum balance, make purchases using the account's card and set up bill pay in order to earn the $400 bonus. Full requirements to receive this bonus are:
- Open a new Business Interest Checking account from Axos Bank with promo code NEW400.
- During the first 5 statement cycles, earn $75 for each statement cycle the average daily balance is $25,000 - $49,999.99, up to $300 total OR earn $100 for each statement cycle the average daily balance is at least $50,000, up to $400 total.
- In addition, you'll need to complete 10 purchases of at least $3 with your Small Business Checking Visa® Debit Card and have BillPay setup on your account.
- Bonus will be deposited into your new account within 10 business days of your statement cycle date.
Apply now to earn the $400 bonus from Axos
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3. Axos Bank
Available nationwide with the ability to open online, Axos is offering a $400 welcome bonus when you open a new Basic Business checking account and maintain a minimum balance. You'll also need to use your debit card to qualify. This is double their previous offer (and quadruple one before that!) so now might be a good time to jump on it.
Wanna get an interest-bearing account instead? They're also running this promotion on their Business Interest Checking account.
Basic Business Checking - up to $400 bonus
Expires: January 2, 2025
The Basic Business Checking signup offer requires you to deposit and maintain a minimum balance, make purchases using the account's card and set up bill pay in order to earn the $400 bonus. Full requirements to receive this bonus are:
- Open a new Basic Business Checking account from Axos Bank with promo code NEW400.
- During the first 5 statement cycles, earn $75 for each statement cycle the average daily balance is $25,000 - $49,999.99, up to $300 total OR earn $100 for each statement cycle the average daily balance is at least $50,000, up to $400 total.
- In addition, you'll need to complete 10 purchases of at least $3 with your Small Business Checking Visa® Debit Card and have BillPay setup on your account.
- Bonus will be deposited into your new account within 10 business days of your statement cycle date.
Apply now to earn the $400 bonus from Axos
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4. Bank of America
If you're a business owner in the market for a new checking account, be sure to check out this offer from Bank of America.
They're offering a $200 cash bonus when you open a new Bank of America® Business Advantage Banking account and maintain qualifying deposits.
To qualify, you can choose between the Bank of America Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking accounts. Both have monthly fees that can be waived if minimum deposits amounts are met. See below for more details.. Then, you'll just need to deposit $5,000 into your new account. Pretty simple!
Bank of America® Business Advantage Banking - $200 bonus
Expires: December 31, 2025
The Bank of America® Business Advantage Banking signup offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus. Full requirements to receive this bonus are:
- Open a new Bank of America® Business Advantage Banking account.
- Within 30 days, make qualifying deposits of $5,000 or more in new money.
- For the next 60 days, maintain an average balance of $5,000.
- Bonus will be deposited directly into your Business Advantage Banking account within 60 days from the end of your qualifying period.
Apply now to earn the $200 bonus from Bank of America
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5. Bluevine
Bluevine has a commitment to offering the highest APY on a business checking account. The high-yield is available on all balances up to 250,000.
There's no opening deposit minimum or ongoing balance requirements, and there are no monthly fees associated with this account which make this truly an ultra-competitive deal.
Rest assured, if you sign up for Bluevine, you will continue to have the highest rates even as the markets change.
Business Checking - 2.00% APY
Expires: Limited Time
The Business Checking signup offer requires you to complete the following in order to earn the 2.00% APY. Full requirements to receive this bonus are:
- Open a new Bluevine Business Checking account using the link below.
- Transfer money in from another source.
- Spend $500 per month with BlueVine Business Debit.
- Receive $2,500 per month in customer payments into BlueVine Business Checking account via ACH, wire transfer, mobile check deposit, or directly from merchant payment processing provider.
- Interest compounds daily and will be credited to your account each month the requirements are met.
Apply now to earn the 2.00% APY from Bluevine
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6. Santander Bank
Santander Bank is again offering new business checking account customers a bonus for opening a new Business Checking or Business Checking Plus account. Previously this was a tiered bonus with the more you deposited, the more you could earn; however, it's a flat offer this time around.
Like before, the balance requirement is based on an average daily balance. That means you don't necessarily need to deposit $2,500 on day one, but the longer you wait to make a deposit, the higher the deposit needs to be in order to average out. They provide more details in the fine print!
Keep in mind that, like most business accounts, you'll need to go in-branch to open. Be sure to mention the promo BUS500Q124SEA to enroll in the offer.
Business Checking - up to $500 bonus
Expires: December 31, 2024
The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $500 bonus. Full requirements to receive this bonus are:
- Open a new Business Checking or Business Checking Plus account using the promo code BUS500Q324GEN.
- For 90 days, maintain an average daily balance of $5,000.
- Keep your account open for at least 90 days.
- Bonus will be paid within 30 days of the meeting the requirements.
Apply now to earn the $500 bonus from Santander Bank
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7. Banner Bank
Available in select states with the ability to open online, Banner Bank is offering customers up to a $600 welcome bonus when you open a new business checking account and complete direct deposits. The higher your direct deposit, the higher your bonus.
You can earn an additional $100 bonus by opening a business savings or money market account at the same time your Banner Bank checking account is opened and complete the deposit requirements.
This is by far the highest bonus we've seen from Banner, so now would be a good time to signup!
Business Checking - up to $600 bonus
Expires: December 31, 2024
The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $600 bonus. Full requirements to receive this bonus are:
- Open a new business checking account using promotion code 24BU.
- $200 Checking Bonus: Within 60 days, deposit at least $2,000 in new money and maintain at least a $2,000 minimum daily balance for an additional 90 days, earn $200.
- $500 Checking Bonus:Within 60 days, deposit at least $25,000 in new money and maintain at least a $25,000 minimum daily balance for an additional 90 days, earn $400.
- $100 Savings Bonus: 1) Open a Banner Bank business savings or money market account at the same time your Banner Bank business checking account is opened; AND 2) Deposit a total of $1,000 or more in new money within 60 days of account opening and maintain a minimum daily balance of $1,000 or more for 90 days.
- Bonus(es) will deposit within 30 days after you have met all the above requirements and your account has been open for at least 90 days.
Apply now to earn the $600 bonus from Banner Bank
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8. Associated Bank
Available in quite a few midwestern states, Associated Bank is offering up to a $750 welcome bonus when you open a new business checking account and deposit new money. The business account you open will determine what the max bonus amount you'll be eligible for.
What's even more? You can stack this offer with their personal checking account bonuses to earn a lot more!
Business Checking - up to $750 bonus
Expires: December 31, 2024
The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $750 bonus. Full requirements to receive this bonus are:
- Be a new business checking customer and open a new business checking account.
- Open a Business Foundation Checking® account and deposit $2,000 in new money within 30 days, earn a $100 bonus; Open a Business Core Checking® account and deposit $5,000 in new money, earn a $400 bonus; Open a Business Advanced Checking® account and deposit $20,000 in new money, earn $750
- Maintain the minimum balance between days 31 to 90.
- Bonus will be deposited into the new Associated Bank business checking account within 120 days of account opening.
- Keep the account open for at least 12 months
Apply now to earn the $750 bonus from Associated Bank
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9. Republic Bank & Trust Company
Available in select southern and midwestern states, Republic Bank is offering a $200 bonus to new business accounts that complete a selection of activities within the first 3 statement cycles. Unlike many offers, Republic lets YOU decide which activities you want to complete from an approved list. If you can knock this out, it's and easy bonus to earn.
Business Checking - $200 bonus
Expires: December 31, 2024
The Business Checking signup offer requires you to optionally, set up eligible direct deposits, make purchases using the account's card and set up bill pay in order to earn the $200 bonus. Full requirements to receive this bonus are:
- Be a new customer and open a new business checking account with promo code MKT.
- Within 3 statement cycles, complete a combination of 5 or more of the following activities: Direct deposit (an ACH credit ) of at least $100, a Bill Pay Debit of at least $25, a Point-of-Sale (POS) Debit of at least $10 or an ACH Debit of at least $25.
- Bonus will be paid on the first business day of the statement cycle following the statement cycle which the qualifying activities were completed.
Apply now to earn the $200 bonus from Republic Bank & Trust Company
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10. Seacoast Bank
Back for 2024, Seacoast Bank is offering small business owners $600 cash to open a Business Checking or Business Checking Plus account. Users used to have the option to go for $600 or $250; however, this iteration is just $600. To earn $600 you'll need to deposit $10,000+, maintain it for 90 days and also making 15 qualifying electronic transactions.
Premium Business accounts are also now eligible. If you'd like to try for a $200 bonus which requires less deposits, visit: https://www.seacoastbank.com/business-checking-bonus
Business Checking - $600 bonus
Expires: December 31, 2024
The Business Checking signup offer requires you to optionally, deposit and maintain a minimum balance, make purchases using the account's card and set up bill pay in order to earn the $600 bonus. Full requirements to receive this bonus are:
- Open a new Seacoast Business Checking, Business Checking Plus, Premium Business or Commercial Checking account using the link below. If prompted, use promo code BIZ600
- Within 15 days, deposit $10,000 and maintain at least an average daily balance of $10,000 for the first 90 days.
- During the first 90 days also make 15 qualifying electronic transactions .
- Bonus will be credited to your account within 95 days of setting up the account.
Apply now to earn the $600 bonus from Seacoast
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11. First Horizon Bank
Available primarily in the SouthEast, First Horizon Bank is offering up to an $800 welcome bonus when you open a new business checking account and make deposits. This is a tiered offer, so the more you can deposit, the higher your potential bonus.
Business Checking - up to $800 bonus
Expires: December 31, 2024
The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $800 bonus. Full requirements to receive this bonus are:
- Open a new BizEssentials Checking account.
- Within 15 days of the account opening, deposit at least $5,000 to earn $400 or $25,000 to earn the full $800.
- Maintain those minimum collected daily balance for the first 3 full statement cycles.
- Conduct 20 qualifying transactions within the first 3 full statement cycles.
- Bonus will be deposited within 10 business days after qualifying activities are met.
Apply now to earn the $800 bonus from First Horizon Bank
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12. S&T Bank
S&T Bank is offering new business checking customers up to $900 cash.
The bonus breaks down into two parts: $300 for opening a Basic Business Checking account and funding it with at least $1,000 (or $600 if you fund with at least $25,000), while also requesting and activating a debit card.
An additional $300 is up for grabs if you also open a new payment processing account with them. Fortunately, if you can't or don't want to open the processing account, you're still eligible for the up to $600 account opening bonus.
Basic Business Checking - up to $900 bonus
Expires: December 31, 2024
The Basic Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $900 bonus. Full requirements to receive this bonus are:
- Open a new Basic Business Checking account using the link below.
- Within 5 days, deposit $1,000 and have an average daily balance of $1,000 on November 8, 2024 to earn $300 or deposit $25,000 and have an average daily balance of $25,000 on November 8, 2024 to earn $600.
- Apply, receive and activate a debit card by February 10, 2025.
- To earn an additional $300, also open a new S&T payment processing account through Elavon and accept payments by February 10.
- Bonuses will be credited to your account on February 20, 2025.
Apply now to earn the $900 bonus from S&T Bank
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13. M&T Bank
M&T is offering up to $1,500 to new Tailored Business Checking customers. This is a tiered bonus with the highest potential we've seen! You'll need to deposit a minimum of $5,000 for the first tier and maintain that average balance in the third full calendar month after the account was opened.
If you're also in the market for a Merchant Services account, you can combine this offer with their Merchant Services bonus, for a total reward of $1000.
M&T Tailored Business Checking - up to $1500 bonus
Expires: December 31, 2024
The M&T Tailored Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $1500 bonus. Full requirements to receive this bonus are:
- Open a Tailored Business Checking account using the link below using promo code BD.
- For the third full calendar month following account opening, maintain an average balance of $5,000 to earn $300; $15,000 to earn $500; or $100,000+ to earn $1,500.
- Bonus will be awarded by the end of the fourth month after the account was opened.
Apply now to earn the $1500 bonus from M&T
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14. PNC Bank
PNC is running a couple of welcome bonus offers targeting business owners and has added an option that doubles the bonus amount from last year if you have enough cash. For this one, you'll need to open either a Treasury Enterprise Plan or Analysis Business Checking account and then meet balance requirements.
This is a straightforward, nationally-available bonus for business owners.
If you're a small business owner with smaller balance or transaction volume, PNC is also running a $200 bonus for their small business checking accounts, so check those out, too!
Enterprise Checking Account - up to $1000 bonus
Expires: December 31, 2024
The Enterprise Checking Account signup offer requires you to deposit and maintain a minimum balance in order to earn the $1000 bonus. Full requirements to receive this bonus are:
- Open a new Treasury Enterprise Plan or Analysis Business Checking account.
- For 3 statement cycles, maintain at least a $30,000 balance to earn $500 or at least $100,000 to earn $1,000.
- Bonus will be deposited within 90 days of meeting the requirements.
Apply now to earn the $1000 bonus from PNC
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15. PNC Bank
PNC is running a couple of welcome bonus offers targeting small business owners. For this one, you'll need to open either a Business Checking or Business Checking Plus account and then meet balance and debit card requirements.
This is a straightforward, nationally-available bonus for business owners.
If your company has higher balances or transaction volume, PNC is running a larger bonus for their enterprise checking accounts, so check those out, too!
Business Checking Account - $400 bonus
Expires: December 31, 2024
The Business Checking Account signup offer requires you to deposit and maintain a minimum balance and make purchases using the account's card in order to earn the $400 bonus. Full requirements to receive this bonus are:
- Open a new Business Checking or Business Checking Plus account.
- For 3 statement cycles, maintain an average balance of $2,000.
- During those same statement cycles, make 20 debit card purchases.
- Bonus will be deposited within 90 days of meeting the requirements.
Apply now to earn the $400 bonus from PNC
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16. Citadel Credit Union
Citadel Credit Union is offering new business members up to a $1,000 bonus for opening a checking account. Be advised that only select counties in and around Philadelphia qualify for membership.
This is a tiered bonus, the more activities you complete, the more you can earn.
Elite Business Checking - up to $1000 bonus
Expires: December 31, 2024
The Elite Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $1000 bonus. Full requirements to receive this bonus are:
- Become a new business member at Citadel.
- Earn a $450 cash bonus by depositing $10,000 or more within the first 60 days (internal transfers excluded) and maintain a $10,000 daily balance for the remaining 30 days after account opening.
- After meeting these requirements, earn an additional $300 by enrolling in one of Citadel’s Cash Management Solutions; Merchant Services, Payroll Services or ACH Origination and complete your first merchant deposit or first transaction within 90 days of account opening.
- Once you meet these requirements, and your checking account has been open 90 days, your bonus(es) will be paid within 10 business days.
- Earn an additional $250 cash rebate from First Data Merchant Services when you complete their requirements.
Apply now to earn the $1000 bonus from Citadel Credit Union
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17. Dedham Savings Bank
Dedham Savings is offering a $300 to new business checking customers! There are 5 eligible accounts to chose from so you're likely to find one that fits the needs of your business. If you live in their footprint, we recommend trying them out!
Business Checking - $300 bonus
Expires: December 31, 2024
The Business Checking signup offer requires you to deposit and maintain a minimum balance and make purchases using the account's card in order to earn the $300 bonus. Full requirements to receive this bonus are:
- Open a qualified business checking account with funds not currently on deposit at Dedham Savings.
- Within 30 days of account opening, deposit a minimum of $2,000 in new money to the account and maintain that balance for 60 days.
- Within 60 days of account opening, complete 5 qualifying Dedham Savings transactions.
- $300 bonus will be deposited to qualified business checking account within 90 days after qualifications are met
Apply now to earn the $300 bonus from Dedham Savings
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18. Huntington National Bank
Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $400 for a $5,000 deposit. They're also running $100 and $1,000 offers for $2,000 and $20,000 deposits, respectively.
While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!
Unlimited Business Checking - $400 bonus
Expires: January 7, 2025
The Unlimited Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $400 bonus. Full requirements to receive this bonus are:
- Open a new Unlimited Business Checking account using the link below.
- Within 60 days, make deposits totaling $5,000.
- Keep the account open for at least 90 days.
- Bonus will be deposited to your new account within 14 days of meeting the requirements.
Apply now to earn the $400 bonus from Huntington
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19. Huntington National Bank
Huntington is offering a welcome bonus to those opening new business checking accounts. This one offers $100 for a $2,000 deposit.
In this iteration of the promotion, Huntington actually decreased the reward amount for this tier – from $200 down to $100 – while keeping the requirement the same. On the flip side, their highest offer is $1,000.
While the account needs to remain open for 6 months to avoid forfeiting the offer, you will get the bonus within 2 weeks of meeting the requirement which is pretty great!
Business Checking 100 - $100 bonus
Expires: January 7, 2025
The Business Checking 100 signup offer requires you to deposit and maintain a minimum balance in order to earn the $100 bonus. Full requirements to receive this bonus are:
- Open a new Business Checking 100 account using the link below.
- Within 60 days, make deposits totaling $2,000.
- Keep the account open for at least 90 days.
- Bonus will be deposited to your new account within 14 days of meeting the requirements.
Apply now to earn the $100 bonus from Huntington
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20. Citi®
CitiBusiness if offering up to $2,000 when you open a new business checking account in-branch and make a minimum deposit within 30 days.
This is a tiered offer, where the more you deposit the more you earn (starting at a $300 bonus for $5,000, up to the full $2,000 for depositing a cumulative $200,000).
If you have the cash and live close to a physical branch, this is a solid welcome bonus. The lowest tier represents a 12% effective rate on your savings – not bad!
Branches currently located in the following metropolitan areas: Los Angeles (CA), Orange County (CA), Riverside (CA), San Diego (CA), San Francisco (CA), Miami (FL), Chicago (IL), Baltimore (MD), Las Vegas (NV), New York City (NY), and Washington, DC.
Business Checking Account - up to $2000 bonus
Expires: January 7, 2025
The Business Checking Account signup offer requires you to deposit and maintain a minimum balance in order to earn the $2000 bonus. Full requirements to receive this bonus are:
- Open a new Citibank business checking account in-branch and ask to be enrolled in this offer.
- Within 45 days, deposit $5,000 to earn $300, $20,000 to earn $750, $100,000 to earn $1,500, or $200,000 to earn $2,000.
- Starting Day 46, Maintain that balance for 45 consecutive days.
Apply now to earn the $2000 bonus from Citi®
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Bonus: Business Credit Card Sign-Up Offers
Opening a new checking account isn’t the only way to earn a bonus for your small business. Banks also offer incentives to open a new credit card.
Typically, you’ll need to apply for the new card and then spend a certain amount within the first few months to qualify.
The intro offer typically aligns with the card’s normal rewards – so cashback cards will give you cash (as statement credits or into your rewards account), rewards cards will give you points, and travel cards will give you bonus miles.
Since most businesses would benefit from putting their spend on a credit card (earn those rewards!), here are a few of the best business credit card offers that are active right now:
- Ink Business Preferred® Credit Card: 90,000 bonus points
- The Business Platinum Card® from American Express: 150,000 bonus points
- The Blue Business® Plus Credit Card from American Express: 15,000 bonus points
- Capital One Venture X Business: 150,000 bonus miles
- Capital One Spark Cash Select: $500 bonus
1. Ink Business Preferred® Credit Card
Chase is offering 90,000 bonus points to new Ink Business Preferred® Credit Card cardholders. Those points can be redeemed for $900 cash, or $1,125 in travel rewards when redeemed through Chase Travel℠.
To get the points, you will need to make $8,000 worth of purchases in the first three months.
Offering high rewards on bonus categories that can be redeemed via the Ultimate Rewards Program, a sweet welcome bonus, and a handful of premier perks, the Chase Ink Business Preferred Card is an excellent choice for the average business owner who doesn’t mind a small annual fee.
Ink Business Preferred® Credit Card - 90,000 bonus points
The Ink Business Preferred® Credit Card offer requires you to make purchases using the account's card in order to earn the 90,000 bonus points. Full requirements to receive this bonus are:
- Apply for a new Ink Business Preferred® Credit Card using the link below.
- Within 3 months, spend $8,000 using your new card.
- Bonus will be credited within 6 to 8 weeks in the form of 90,000 points, which can be redeemed for $900 cash or $1,125 in travel rewards when redeemed through Chase Travel℠.
Learn more about the Ink Business Preferred® Credit Card 90,000 bonus points offer
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2. The Business Platinum Card® from American Express
The Business Platinum Card® from American Express comes with a new cardmember offer that can see you earn 150,000 Membership Rewards® Points after spending $20,000 within the first three months on eligible purchases.
You also get a whole host of other annual perks including up to $400 back per year toward U.S. purchases with Dell Technologies, up to $150 back per year for select business subscription purchases with Adobe, a $200 airline fee credit and more! Enrollment required.
This is in addition to the lounge access and 5x points on airline and hotel purchases through amextravel.com. Terms Apply. Keep in mind, these perks come at a price, as there's a $695 annual fee.
Plus, use your Membership Rewards to Pay with Points for a first class or business class flight with any airline available through American Express Travel and you receive 35% of the points back. Or get 35% of the points back when you book a flight in any class with your pre-selected qualifying airline. *up to 1 million points back per calendar year.
The American Express Business Platinum Card comes with a hefty annual fee, but the luxury card is well worth it for businesses that travel frequently and spend big, with high rewards, credits, and elite hotel and lounge benefits. Terms Apply.
The Business Platinum Card® from American Express - 150,000 bonus points
The The Business Platinum Card® from American Express offer requires you to make purchases using the account's card in order to earn the 150,000 bonus points. Full requirements to receive this bonus are:
- Apply for The Business Platinum Card® from American Express using the link below.
- Within 3 months, spend $20,000 using your new card.
- Bonus will be credited within 8-12 weeks of meeting the requirements in the form of Membership Rewards points.
Learn more about the The Business Platinum Card® from American Express 150,000 bonus points offer
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3. The Blue Business® Plus Credit Card from American Express
The Blue Business® Plus Credit Card from American Express comes with a new cardmember offer that can see you earn 15,000 Membership Rewards® points after spending $3,000 within the first three months on eligible purchases.
You'll also earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. (*terms apply)
The Blue Business Plus Card from American Express is a great pick for smaller business owners looking for a balance of affordability and benefits, with solid rewards and a range of business perks. Just note that there is a rewards spending cap, which may not be the best fit for larger businesses with bigger budgets. Terms Apply.
The Blue Business® Plus Credit Card from American Express - 15,000 bonus points
The The Blue Business® Plus Credit Card from American Express offer requires you to make purchases using the account's card in order to earn the 15,000 bonus points. Full requirements to receive this bonus are:
- Apply for The Blue Business® Plus Credit Card from American Express using the link below.
- Within 3 months, spend $3,000 on eligible purchase using your new card.
- Bonus will be credited within 8-12 weeks of meeting the requirements in the form of Membership Rewards® Points.
Learn more about the The Blue Business® Plus Credit Card from American Express 15,000 bonus points offer
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4. Capital One Venture X Business
The Capital One Venture X Business card comes with a 150,000 mile welcome bonus. The requirements are a little steep: you'll need to make $30,000 worth of purchases within three months of opening. Also, this is a pay-in-full card, so your balance is due in full every month.
The card has a somewhat high annual fee ($395); however, lower compared to other similar premium business cards. Cardholders also enjoy perks such as a up to $300 in statement credits for bookings through Capital One Travel, 10,000 bonus miles after your account anniversary date, up to a $120 credit on Global Entry or TSA PreCheck® and access to select airport lounges.
Capital One Venture X Business - 150,000 bonus miles
The Capital One Venture X Business offer requires you to make purchases using the account's card in order to earn the 150,000 bonus miles. Full requirements to receive this bonus are:
- Apply for a new Capital One Venture X Business card using the link below.
- Within 3 months, spend $30,000 using your new card, earn 150,000 bonus miles
- Bonus will be credited to your rewards balance within 2 billing cycles.
Learn more about the Capital One Venture X Business 150,000 bonus miles offer
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5. Capital One Spark Cash Select
If you're in the market for a zero-annual-fee business credit card that offers solid cash back on all purchases and elevated earnings on hotel and rental car purchases, check out Capital One Spark Select from Capital One.
This offer lets new cardholders earn a one-time $500 bonus, in addition to earning unlimited 1.5% cash back for your business on every purchase with no limits or category restrictions and unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.
To earn the bonus, you'll need to spend $4,500 using your new card – and you'll have 3 months to meet that requirement.
Like most credit card promotions from Capital One, you'll also need to be a completely new cardholder – previous account holders aren't eligible.
The Capital One Spark Cash Select Card is a good fit for small business owners who want a straightforward hassle-free rewards card with no cost and some nice bookkeeping benefits. It isn't the best pick for big spenders, who could earn higher rewards in bonus categories—with an annual fee—elsewhere.
Capital One Spark Cash Select - $500 bonus
The Capital One Spark Cash Select offer requires you to make purchases using the account's card in order to earn the $500 bonus. Full requirements to receive this bonus are:
- Apply for a new Capital One Spark Select credit card using the link below.
- Within 3 months, spend $4,500 using your new card.
- Bonus will be applied to your rewards balance within two billing cycles after meeting the requirements.
Learn more about the Capital One Spark Cash Select $500 bonus offer
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What is a Business Checking Account Bonus?
A business checking account bonus is a reward that banks use to entice new customers. Not all banks offer them, and the ones that do tend to pay out a few hundred bucks.
But it’s not that simple. Typically, you must be a new customer, and you’ll need to complete a series of qualifying actions after account opening.
For example, some banks require you to maintain a certain balance amount for 60 to 90 days, while others expect you to receive a specified number of direct deposits. You also might need to apply for your account with a unique link or a promo code.
It all depends on the bank’s terms. With that said, it’s important to ensure you’ll be able to meet those terms if you want to cash in.
Cash bonuses are most common, though some accounts might offer access to integrated software or partner discounts. Again, it all depends on the particular bank.
Business Bank Account Promotions FAQs
What banks give bonuses for opening business accounts?
It isn’t an absolute rule, but in general, the bigger the bank, the more likely you are to see a bonus. This is because smaller online banks tend to offer lower fee schedules and higher savings rates rather than big sign-up offers.
With this in mind, big banks like Chase and PNC are known for attractive promotional offers. You also might have luck with regional banks like Huntington.
But be careful. If the bank charges hefty monthly fees, any bonus earnings you get will quickly wash away.
Which bank is best for LLC?
There’s no clear-cut answer here since every LLC is different and requires different things. For example, if your business frequently sends or processes ACH transactions, you’ll want to find a bank that doesn’t charge fees for those services. Spoiler alert: Big banks usually do.
Start by narrowing down which bank features are most important for your business. From there, identify which banks can provide those services without charging fees.
As a small business owner myself, I absolutely loathe bank fees.
Which bank offers the best business bank account?
Again, it depends. If you’re looking for the biggest bonus, consult the above list. As for which bank is best for your business, you first need to identify what it is that you and your business need from your bank.
Once you’ve done that, the best business bank account for you should make itself a lot more obvious.
As a business owner, your first priority is always finding an account that’ll help you run your business more effectively. If you can have that, plus a little extra cash in the bank, you’ll be in good shape.
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