Truist Bank Promotions and Bonuses

SunTrust and BB&T merged in 2019 to form Truist, becoming the sixth-largest bank in the U.S. with more than 10 million customers. WIth that said, as of early 2022, they were still rolling out the merger. They position themselves as being community-focused, pledging to "lend or invest $60 billion to low- and moderate-income and minority borrowers" from 2020-2022 alone.

New customers can now open an account under the Truist brand, but all SunTrust and BB&T accounts will eventually be folded in – so if you're interested, stop by whichever brand is most readily available in your area.

Truist assures that most customers won't need updated account numbers – and that they're committed to making the process easy for those few customers that do – but, as with any merger, know that the risk of inconvenience in needing new checks, debit cards, or in updating bills that draw from the account is certainly a possibility once the merger is finalized.

Additionally, it's safe to assume that their products or tools are in line with the other major national banks – IE, a wider breadth of options but lower interest rates than most credit unions or online-only banks.

Current Best Truist Bank Promotions

Here are the active Truist bonuses that you can benefit from today:

1. One Checking - $400 bonus

Truist, has a very solid offer for a new One Checking account, and $100 more than when it was previously offered. Available mostly along the East Coast and Southern states with the ability to open online, Truist is offering a $400 welcome bonus when you open a new One checking account and set up direct deposit.

Truist Bank : One Checking

Bonus Amount
$400
Account Type
Personal Checking
Availability
AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
Offer Expires
April 14, 2023
Bonus Requirements
  1. Open a new One Checking account online or in-branch using promo code CHKQ123TRUIST1.
  2. Within 90 days of account opening, complete two qualifying direct deposits totaling $1,000 or more.
  3. The reward will be deposited into the new checking account within 4 weeks of verifying the Direct Deposit qualification requirement.

2. Business Checking - $200 bonus

Truist Bank is offering small business owners one of the easiest business checking account bonuses we've seen to date: $200 for depositing $1,500 into your new account. (Well, you'll also have to enroll and sign-in to online banking, but we don't really consider that as much of a hurdle...).

The Truist Simple Business Checking account has no monthly fee and comes with 50 free transactions each month – in other words, it's perfect for a small business just starting out. If your company has surpassed these thresholds, Truist offers their Dynamic Business Checking account. That one comes with higher limits, but does have a small (and avoidable) maintenance fee.

Keep in mind that you'll have 30 days to complete both requirements, and that your new account will need to remain open for 6 months in order to avoid forfeiting the bonus.

Truist Bank : Business Checking

Bonus Amount
$200
Account Type
Business Checking
Availability
AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
Offer Expires
February 28, 2023
Bonus Requirements
  1. Open a new Truist business checking account using the promo code SB22NEW2BIZ6.
  2. Within 30 days, deposit $1,500.
  3. During the same 30 days, enroll in online banking and log-in.
  4. Bonus will be credited to your new account within 4 weeks of meeting requirements.

Summary: Truist's Current Bonuses

Here’s a recap of the current Truist Bank promotions and offers that you can claim right now:

Account Account Type Amount Expires Requirements
One Checking Personal Checking $400 Apr 14 Direct Deposit Details
Business Checking Business Checking $200 Feb 28 Min Balance Details

Expired Offers From Truist

These bonuses were recently offered by Truist, but are not available at this time. Check back often as Truist may revive these deals or offer similar promotions in the future.

Truist One Checking - $200 bonus (Expired)

Truist Bank is offering a $200 bonus to bring excitement and attention to their new, flagship personal checking account, Truist One Checking. This is an overhaul of their product lineup, which simplified the consumer options (we consider this a good thing!).

Overall, it's not the biggest bonus we've seen, but Truist consistently gets great reviews from their customers and the promotion's requirements are reasonable at just two direct deposits necessary, so we think it's worthwhile.

Keep in mind that this offer is widely available – applying to 17 states plus D.C. – but is not nationwide. The terms also state that you'll need to have received marketing communication from Truist in order to be eligible, but we've seen reports that this isn't actually enforced. Just be sure to use the promo code!

Truist Bank : Truist One Checking

Bonus Amount
$200
Account Type
Personal Checking
Offer Expired
December 30, 2022
Bonus Requirements
  1. Open a new Truist One Checking account using the promo code TRUIST1CHKQ422.
  2. Within 90 days, receive 2 direct deposits totaling at least $1,000.
  3. Bonus will be deposited into your new checking account within 4 weeks of meeting the requirements.

Personal Checking - $500 bonus (Expired)

Truist, hot on the heals of their merger between SunTrust and BB&T, has one of the best offers we've seen for a new checking account. Available most along the East Coast and Southern states with the ability to open online, Truist is offering a $500 welcome bonus when you open a new personal checking account and set up direct deposit.

Truist Bank : Personal Checking

Bonus Amount
$500
Account Type
Personal Checking
Offer Expired
April 30, 2022
Bonus Requirements
  1. Open a new personal checking account online or in-branch using promo code TR1CHK22B.
  2. Within 90 days of account opening, complete two qualifying direct deposits totaling $1,000 or more.
  3. The reward will be deposited into the new checking account within 4 weeks of verifying the Direct Deposit qualification requirement.

Personal Checking and Savings - $400 bonus (Expired)

Truist Bank, is offering new customers up to $400 for opening both a personal checking and a personal savings account at the same time. This means you'll need to be really new to the bank, not holding practically any personal financial product.

If you just want to open a checking account and have a slightly higher direct deposit, we'd recommend going for the $500 Truist checking account bonus.

This is an old SunTrust offer that Trust is continuing post-merger. The last time it ran it was only $300 for both, so this is a slightly better deal.

Truist Bank : Personal Checking and Savings

Bonus Amount
$400
Account Type
Personal Checking
Offer Expired
April 30, 2022
Bonus Requirements
  1. Open a new Trust personal checking account using the promo code CHKSAVQ122.
  2. Within 90 days, complete at least 2 qualifying Direct Deposits totaling $500 or more, earn $300.
  3. On the SAME DAY, open a new SunTrust savings or MMA account and do the following: 1) .Within 30 days, deposit at least $10,000 into the savings or mma account, 2) Maintain the balance in your savings or mma account for 90 days.
  4. Bonus will be deposited into the new checking account within 4 weeks of verifying the checking and savings account requirements.

Personal Checking and Savings Accounts - up to $300 bonus (Expired)

SunTrust Bank (now Truist Bank), is offering new customers up to $300 for opening both a personal checking and a personal savings account at the same time. This means you'll need to be really new to the bank, not holding practically any personal financial product.

If you just want to open a checking account, you can opt for a slightly lower bonus offer.

Truist Bank : Personal Checking and Savings Accounts

Bonus Amount
up to $300
Account Type
Personal Checking
Offer Expired
September 30, 2021
Bonus Requirements
  1. Open a new SunTrust personal checking account using the promo code CHKSAVQ321.
  2. Within 90 days, complete at least 2 qualifying Direct Deposits totaling $500 or more, earn $200.
  3. On the SAME DAY, open a new SunTrust savings or MMA account and do the following: 1) .Within 30 days, deposit at least $10,000 into the savings or mma account, 2) Maintain the balance in your savings or mma account for 90 days.

Bright Banking - $200 bonus (Expired)

BB&T (now Truist Bank) is offering new customers $200 for opening a new Bright Banking personal checking account. They recently ran a tiered bonus that started at $300 (up to $1,000) that was more attractive than this one. So, while this isn't the best bonus the bank has ever offered, the requirements are straightforward and it's widely available, so we think it's worth checking out.

Truist Bank : Bright Banking

Bonus Amount
$200
Account Type
Personal Checking
Offer Expired
June 30, 2021
Bonus Requirements
  1. Open a new BB&T Bright Banking checking account using the promo code BCPFZ.
  2. Within 75 days, complete two $500+ direct deposits.
  3. Bonus will be deposited into your account within 4 weeks of meeting the requirements.

Personal Checking and Savings Accounts - $500 bonus (Expired)

SunTrust Bank (now Truist Bank), is offering new customers $500 for opening both a personal checking and a personal savings account at the same time. This means you'll need to be really new to the bank, not holding practically any personal financial product.

Unlike previous bonuses, this offer does not have a tiered structure which bases your bonus amount on how much you deposit, but instead gives you a flat $500 for completing the requirement – not bad!

Truist Bank : Personal Checking and Savings Accounts

Bonus Amount
$500
Account Type
Personal Checking
Offer Expired
June 30, 2021
Bonus Requirements
  1. Open a new SunTrust personal checking account and a new SunTrust savings or MMA using the promo code CHKSAVQ221.
  2. Within 90 days, complete $500 in total direct deposits into the checking account.
  3. Within 30 days, deposit at least $15,000 into the savings or mma account
  4. Maintain the balance in your savings or mma account for 90 days.

Personal Checking and Savings Accounts - up to $1000 bonus (Expired)

SunTrust Bank (now Truist Bank), is offering new customers up to $1,000 for opening both a personal checking and a personal savings account at the same time. This means you'll need to be really new to the bank, not holding practically any personal financial product.

The bonus has a tiered structure, based on the amount you deposit to the savings account within 30 days, but it starts at $300 for just $0.01 – not bad!

Truist Bank : Personal Checking and Savings Accounts

Bonus Amount
up to $1000
Account Type
Personal Checking
Offer Expired
March 31, 2021
Bonus Requirements
  1. Open a new SunTrust personal checking account and a new SunTrust savings or MMA using the promo code CHKSAVQ121.
  2. Within 90 days, complete $500 in total direct deposits into the checking account.
  3. Within 30 days, deposit at least $0.01 into the savings account to earn $300, or $10,000 to earn $400, $25,000 to earn $600, $50,000 to earn $800, or $100,000 to earn $1,000.
  4. Maintain the balance in your savings account for 90 days.

BB&T Personal Checking and Savings Account - up to $1000 bonus (Expired)

BB&T (now Truist Bank) is offering new customers up to $1,000 for opening both a personal checking and a personal savings account at the same time. This means you'll need to be really new to the bank, not holding practically any personal financial product.

The bonus has a tiered structure, based on the amount you deposit to the savings account within 30 days, but it starts at $300 for just $0.01 – not bad!

Truist Bank : BB&T Personal Checking and Savings Account

Bonus Amount
up to $1000
Account Type
Personal Checking
Offer Expired
March 31, 2021
Bonus Requirements
  1. Open a new BB&T personal checking account and a new BB&T savings or MMA using the promo code BCNGJ.
  2. Within 90 days, complete $500 in total direct deposits into the checking account.
  3. Within 30 days, deposit at least $0.01 into the savings account to earn $300, or $10,000 to earn $400, $25,000 to earn $600, $50,000 to earn $800, or $100,000 to earn $1,000.
  4. Maintain the balance in your savings account for 90 days.

Find Out More About Truist Bank

Review:
Contact:

Truist Bank Mailing Address: 214 N Tryon St
Charlotte, NC 28202
Truist Bank Website

Truist Bank Routing Number: Varies