Truist Bank Promotions & Bonuses in October 2024

The result of a 2019 merger of BB&T Bank and SunTrust Bank, Truist has a lot to offer new customers, including a $400 bonus for opening a new One Checking account. Truist also frequently offers bonuses for its savings accounts and business checking accounts.

The North Carolina-based bank has branches in 15 states and the District of Columbia, and it boasts a highly-rated app with convenient mobile banking features, so you can manage your accounts on the go.

Current Truist Bank Promo Codes & Bonus Offers

Here are the active Truist bonuses that you can benefit from today:

Truist One Checking

Bonus Amount
$400
Account Type
Personal Checking
Availability
AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
Offer Expires
October 30, 2024
Bonus Requirements
  1. Open a new One Checking account online or in-branch using promo code TRUIST400AFL24.
  2. Within 90 days of account opening, complete one qualifying direct deposits of $500 or more.
  3. Within the same 90 days, complete at least 15 qualifying debit card purchases.
  4. The reward will be deposited into the new checking account within 4 weeks of verifying the Direct Deposit qualification requirement.
  5. Terms Apply. Member FDIC.

Business Checking

Bonus Amount
$400
Account Type
Business Checking
Availability
AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
Offer Expires
March 31, 2025
Bonus Requirements
  1. Open a new Truist business checking account using the promo code SB24Q4BIZAFL.
  2. Within 30 days, deposit $2,000.
  3. During the same 30 days, enroll in online banking and log-in.
  4. Bonus will be credited to your new account within 4 weeks of meeting requirements.

Summary: Truist's Current Bonuses

Here’s a recap of the current Truist Bank promotions and offers that you can claim right now:

Account Account Type Amount Expires Requirements
Truist One Checking Personal Checking $400 Oct 30 Direct Deposit Details
Business Checking Business Checking $400 Mar 31 Min Balance Details

Expired Offers From Truist

These bonuses were recently offered by Truist, but are not available right now.

Check back often as Truist may revive these deals or offer similar promotions in the future. In the meantime, it can sometimes be helpful to compare Truist's current bonuses to their previous deals.

Truist One Checking - $400 bonus (Expired)

Expired: July 25, 2023

Truist previously offered $400 for opening a Truist One Checking account.

To earn the bonus, you needed to:

  1. Open a new One Checking account online or in-branch using promo code TRUISTCHKQ223.
  2. Within 90 days of account opening, complete two qualifying direct deposits totaling $1,000 or more.
  3. The reward will be deposited into the new checking account within 4 weeks of verifying the Direct Deposit qualification requirement.

Truist One Checking - $200 bonus (Expired)

Expired: December 30, 2022

Truist previously offered $200 for opening a Truist One Checking account.

The steps to earning this bonus were:

  1. Open a new Truist One Checking account using the promo code TRUIST1CHKQ422.
  2. Within 90 days, receive 2 direct deposits totaling at least $1,000.
  3. Bonus will be deposited into your new checking account within 4 weeks of meeting the requirements.

Personal Checking - $500 bonus (Expired)

Expired: April 30, 2022

Truist previously offered $500 for opening a Personal Checking account.

Earning this bonus required you to:

  1. Open a new personal checking account online or in-branch using promo code TR1CHK22B.
  2. Within 90 days of account opening, complete two qualifying direct deposits totaling $1,000 or more.
  3. The reward will be deposited into the new checking account within 4 weeks of verifying the Direct Deposit qualification requirement.

Personal Checking and Savings - $400 bonus (Expired)

Expired: April 30, 2022

Truist previously offered $400 for opening a Personal Checking and Savings account.

The requirements for this bonus were:

  1. Open a new Trust personal checking account using the promo code CHKSAVQ122.
  2. Within 90 days, complete at least 2 qualifying Direct Deposits totaling $500 or more, earn $300.
  3. On the SAME DAY, open a new SunTrust savings or MMA account and do the following: 1) .Within 30 days, deposit at least $10,000 into the savings or mma account, 2) Maintain the balance in your savings or mma account for 90 days.
  4. Bonus will be deposited into the new checking account within 4 weeks of verifying the checking and savings account requirements.

Personal Checking and Savings Accounts - up to $300 bonus (Expired)

Expired: September 30, 2021

Truist previously offered up to $300 for opening a Personal Checking and Savings s account.

To earn the bonus, you needed to:

  1. Open a new SunTrust personal checking account using the promo code CHKSAVQ321.
  2. Within 90 days, complete at least 2 qualifying Direct Deposits totaling $500 or more, earn $200.
  3. On the SAME DAY, open a new SunTrust savings or MMA account and do the following: 1) .Within 30 days, deposit at least $10,000 into the savings or mma account, 2) Maintain the balance in your savings or mma account for 90 days.

Bright Banking - $200 bonus (Expired)

Expired: June 30, 2021

Truist previously offered $200 for opening a Bright Banking account.

Earning this bonus required you to:

  1. Open a new BB&T Bright Banking checking account using the promo code BCPFZ.
  2. Within 75 days, complete two $500+ direct deposits.
  3. Bonus will be deposited into your account within 4 weeks of meeting the requirements.

Personal Checking and Savings Accounts - $500 bonus (Expired)

Expired: June 30, 2021

Truist previously offered $500 for opening a Personal Checking and Savings s account.

To earn the bonus, you needed to:

  1. Open a new SunTrust personal checking account and a new SunTrust savings or MMA using the promo code CHKSAVQ221.
  2. Within 90 days, complete $500 in total direct deposits into the checking account.
  3. Within 30 days, deposit at least $15,000 into the savings or mma account
  4. Maintain the balance in your savings or mma account for 90 days.

Personal Checking and Savings Accounts - up to $1000 bonus (Expired)

Expired: March 31, 2021

Truist previously offered up to $1000 for opening a Personal Checking and Savings s account.

The requirements for this bonus were:

  1. Open a new SunTrust personal checking account and a new SunTrust savings or MMA using the promo code CHKSAVQ121.
  2. Within 90 days, complete $500 in total direct deposits into the checking account.
  3. Within 30 days, deposit at least $0.01 into the savings account to earn $300, or $10,000 to earn $400, $25,000 to earn $600, $50,000 to earn $800, or $100,000 to earn $1,000.
  4. Maintain the balance in your savings account for 90 days.

BB&T Personal Checking and Savings Account - up to $1000 bonus (Expired)

Expired: March 31, 2021

Truist previously offered up to $1000 for opening a BB&T Personal Checking and Savings account.

Earning this bonus required you to:

  1. Open a new BB&T personal checking account and a new BB&T savings or MMA using the promo code BCNGJ.
  2. Within 90 days, complete $500 in total direct deposits into the checking account.
  3. Within 30 days, deposit at least $0.01 into the savings account to earn $300, or $10,000 to earn $400, $25,000 to earn $600, $50,000 to earn $800, or $100,000 to earn $1,000.
  4. Maintain the balance in your savings account for 90 days.

Why Truist Bank?

SunTrust and BB&T merged in 2019 to form Truist, becoming the sixth-largest bank in the U.S. with more than 10 million customers. WIth that said, as of early 2022, they were still rolling out the merger. They position themselves as being community-focused, pledging to "lend or invest $60 billion to low- and moderate-income and minority borrowers" from 2020-2022 alone.

New customers can now open an account under the Truist brand, but all SunTrust and BB&T accounts will eventually be folded in – so if you're interested, stop by whichever brand is most readily available in your area.

Truist assures that most customers won't need updated account numbers – and that they're committed to making the process easy for those few customers that do – but, as with any merger, know that the risk of inconvenience in needing new checks, debit cards, or in updating bills that draw from the account is certainly a possibility once the merger is finalized.

Additionally, it's safe to assume that their products or tools are in line with the other major national banks – IE, a wider breadth of options but lower interest rates than most credit unions or online-only banks.

Truist Bank Locations

You may sometimes be required to visit a branch in-person to take advantage of a welcome offer. Or, you may just prefer the convenience of banking with institutions that have locations near you.

Get a better idea of how well Truist Bank can serve you by checking out their branches closest to your area:

401 East Jackson
Tampa, FL 33602

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100 N.W. 12th Avenue
Miami, FL 33128

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201 Peterson Ave S
Douglas, GA 31533

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410 W Broad Ave
Albany, GA 31701

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185 King Street
Keysville, VA 23947

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107 Bushnell Plaza
Bushnell, FL 33513

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1701 East Seventh Avenue
Tampa, FL 33605

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411 North Main Street
Gainesville, FL 32601

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501 Alabama Avenue S
Bremen, GA 30110

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1777 Main Street
Sarasota, FL 34236

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3070 Leonardtown Rd
Waldorf, MD 20601

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501 Tennessee Avenue
Charleston, WV 25302

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