Axos Bank Promotions and Bonuses

Axos is a relatively new, online-only bank, established in 2000 and based in California. They offer both personal and business products, with particularly competitive rates on the personal side. In fact, their personal checking account earns a higher rate than most money market accounts (though there are a couple of tier requirements to earn the full advertised rate).

Altogether, Axos offers fewer products than the big banks, but enough for the average consumer and small business owner: checking and savings accounts, CDs, home, auto and personal loans. Also under the Axos umbrella, the company offers Axos Invest, a robo-advisor similar to products like Betterment and Wealthfront.

Current Best Axos Bank Promotions

Here are the active Axos bonuses that you can benefit from today:

1. Self-Directed Trading - $200 bonus

Several of the large online and national banks are looking to round out their product offering and capitalize on consumers' fervent interest in self-directed stock buying.

To that end, Axos is ramping up their investment platform: Axos Self-Directed, which offers commission-free trades. This competes against banking competitors Chase, Charles Schwab, and the newest Citi® Self Invest, along with online brokerages like Robinhood.

Axos is offering up to a $200 welcome bonus for a limited time to new customers of their Self-Directed Trading or Managed Portfolio products. The minimum deposit amount is a little higher, but so is the bonus amount.

Axos Bank : Self-Directed Trading

Bonus Amount
$200
Account Type
Investment
Availability
Nationwide
Offer Expires
January 31, 2023
Bonus Requirements
  1. Open a new Axos Self-Directed Trading or Managed Portfolio account.
  2. Within 60 days, fund your account with at least $2,000.
  3. SDT accounts will also need to make a minimum of 2 trades of at least $25 to qualify.
  4. Maintain a balance of at least $2,000 for 90 days.
  5. Bonus will be deposited within 10 days following the 90-day waiting period.

2. Rewards Checking - up to $150 bonus

Through November and December Axos is offering to put up to an extra $150 in your pocket. This is one of the highest bonuses we've seen on this account!

To qualify for the bonus, you'll need to open a new Rewards Checking account and set up direct deposit of at least $1,000.

This cash bonus is in addition to the account's APY, which could see you earning up to 1.25% on your checking balance. Keep in mind that there are qualifying activities you need to do each month to earn the full rate, but it's definitely a competitive rate if you qualify.

Axos Bank : Rewards Checking

Bonus Amount
up to $150
Account Type
Personal Checking
Availability
Nationwide
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a new Rewards Checking account with promo code HOLIDAY and fund it within 60 days of account opening.
  2. During the first three (3) calendar months your account is open, have qualifying direct deposit(s) that total at least $1,000.00 each calendar month. Each month you successfully do this, you'll earn $50.
  3. Bonus(es) will be deposited into your new checking account within 10 business days following the eligible statement cycle date.

3. Business Interest Checking - up to $200 bonus

Available nationwide with the ability to open online, Axos is offering a $200 welcome bonus when you open a new Business Interest Checking account and maintain a minimum balance. This is double their previous offer so now might be a good time to jump on it!

It's important to note that only new businesses (those incorporated after 06/01/2020) are eligible for $200 and must use promo code NEWBIZ200. If your business is older than that, you'll only be eligible for a $100 bonus and must use promocode NEWAXOSBIZ.

Axos Bank : Business Interest Checking

Bonus Amount
up to $200
Account Type
Business Checking
Availability
Nationwide
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a new Business Interest Checking account from Axos Bank using promo code NEWBIZ200 (or NEWAXOSBIZ for older companies).
  2. In the first two months after account opening, maintain an average daily balance of at least $2,500.
  3. Bonus will be deposited into your new account within 5 business days of your statement cycle date.

4. Basic Business Checking - up to $200 bonus

Available nationwide with the ability to open online, Axos is offering a $200 welcome bonus when you open a new Basic Business checking account and maintain a minimum balance. This is double their previous offer so now might be a good time to jump on it!

It's important to note that only new businesses (those incorporated after 06/01/2020) are eligible for $200 and must use promo code NEWBIZ200. If your business is older than that, you'll only be eligible for a $100 bonus and must use promocode NEWAXOSBIZ.

Wanna get an interest-bearing account instead? They're also running this promotion on their Business Interest Checking account.

Axos Bank : Basic Business Checking

Bonus Amount
up to $200
Account Type
Business Checking
Availability
Nationwide
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a new Basic Business checking account from Axos Bank with promo code NEWBIZ200 (or NEWAXOSBIZ for older companies).
  2. In the first two months after account opening, maintain an average daily balance of at least $2,500.
  3. Bonus will be deposited into your new account within 5 business days of your statement cycle date.

5. Business Premium Savings - up to $200 bonus

Available nationwide with the ability to open online, Axos is offering a $200 welcome bonus when you open a new Business Premium Savings account and maintain a minimum balance. This is double their previous offer so now might be a good time to jump on it!

It's important to note that only new businesses (those incorporated after 06/01/2020) are eligible for $200 and must use promo code NEWBIZ200. If your business is older than that, you'll only be eligible for a $100 bonus and must use promocode NEWAXOSBIZ.

Wanna get a checking account instead? They're also running this $200 promotion on their Business Interest Checking account.

Axos Bank : Business Premium Savings

Bonus Amount
up to $200
Account Type
Business Savings
Availability
Nationwide
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a new Business Premium Savings account from Axos Bank with promo code NEWBIZ200 for businesses incorporated after 06/01/2020 (or NEWAXOSBIZ for older companies).
  2. In the first two months after account opening, maintain an average daily balance of at least $2,500.
  3. Bonus will be deposited into your new account within 5 business days of your statement cycle date.

6. Business Savings - up to $200 bonus

New and established businesses can earn up to a $200 welcome bonus from Axos when they open a new business savings account. You'll need to fund the account with $2,500 and maintain that balance for 2 months. This is a straightforward offer from a top online bank, so we definitely recommend checking them out.

If you're also shopping for a business checking account, you can combine this offer with their $200 Basic Business Checking promotion, to earn up to $400 total.

Axos Bank : Business Savings

Bonus Amount
up to $200
Account Type
Business Savings
Availability
Nationwide
Offer Expires
December 31, 2022
Bonus Requirements
  1. Open a new Business Savings account using the link below. If you incorporated after June 1, 2020, use promo code NEWBIZ200 for the $200 bonus, otherwise use promo code NEWAXOSBIZ for a $100 bonus.
  2. In the first two months after account opening, maintain an average daily balance of $2,500.
  3. Bonus will be deposited into your account within 5 business days of your statement cycle date.

7. Business Money Market - up to $200 bonus

Back for 2022 with an increased bonus amount and option to earn for older business, Axos is offering up to a $200 welcome bonus when you open a new business money market account. If you incorporated after June 1, 2020 use the promo code NEWBIZ200 to earn $200, otherwise use promocode NEWAXOSBIZ for a $100 bonus. This bonus does not require a direct deposit, but does require a minimum balance for the qualification period.

Axos Bank : Business Money Market

Bonus Amount
up to $200
Account Type
Money Market Account
Availability
Nationwide
Offer Expires
December 31, 2022
Bonus Requirements
  1. Have a business incorporated after 06/01/2020.
  2. Open a new Business Money Market Account using promocode NEWBIZ200 ($200) or NEWAXOSBIZ ($100).
  3. For the two months following account creation, maintain an average minimum daily balance of $2,500.
  4. Bonus will be deposited into your new account within 5 business days of your statement cycle date.

Summary: Axos's Current Bonuses

Here’s a recap of the current Axos Bank promotions and offers that you can claim right now:

Account Account Type Amount Expires Requirements
Self-Directed Trading Investment $200 Jan 31 Min Balance Details
Rewards Checking Personal Checking up to $150 Dec 31 Direct Deposit Details
Business Interest Checking Business Checking up to $200 Dec 31 Min Balance Details
Basic Business Checking Business Checking up to $200 Dec 31 Min Balance Details
Business Premium Savings Business Savings up to $200 Dec 31 Min Balance Details
Business Savings Business Savings up to $200 Dec 31 Min Balance Details
Business Money Market Money Market Account up to $200 Dec 31 Min Balance Details

Expired Offers From Axos

These bonuses were recently offered by Axos, but are not available at this time. Check back often as Axos may revive these deals or offer similar promotions in the future.

Self-Directed Trading + Rewards Checking Combo - $200 bonus (Expired)

Axos is trying something new with their Self-Directed Trading bonus this quarter. They are looking to reward users that signup for a Rewards Checking account and add-on a Self-Directed Trading account.

Axos is offering a $200 welcome bonus for users that complete the requirements for both. This may seem a little unconventional; however, it does provided a seamless banking/investing experience and the opportunity for a high APY on your money that's not invested.

Axos Bank : Self-Directed Trading + Rewards Checking Combo

Bonus Amount
$200
Account Type
Investment
Offer Expired
August 30, 2022
Bonus Requirements
  1. Open a new Axos Rewards Checking account with promo code LEVELUP and have qualifying direct deposit(s) that total at least $1,500.00 within a single calendar month during the first three (3) calendar months your account is open, including the month in which your account was opened.
  2. Open a new Self-Directed Trading account.
  3. Within 45 days, fund the account with at least $2,500, and place one trade in the Axos Invest account.
  4. Maintain that level of funding during the first three (3) calendar months your account is open.
  5. Bonus will be deposited to your Rewards Checking account within 30 days following the 90-day waiting period.

Rewards Checking - $50 bonus (Expired)

For the month of April, Axos is offering to put an extra $50 in your pocket.

To qualify for the bonus, you'll need to open a new Rewards Checking account and set up direct deposit.

This cash bonus is in addition to the account's APY, which could see you earning up to 1.25% on your checking balance. Keep in mind that there are qualifying activities you need to do each month to earn the full rate, but it's definitely a competitive rate if you qualify.

Axos Bank : Rewards Checking

Bonus Amount
$50
Account Type
Personal Checking
Offer Expired
April 30, 2022
Bonus Requirements
  1. Open a new Rewards Checking account with promo code "RC50".
  2. Within the first 3 calendar months, make direct deposits totaling at least $1,500 in a single calendar month.
  3. Bonus will be deposited into your new checking account within five (5) business days of your third statement cycle date.

High Yield Savings - up to $200 bonus (Expired)

Axos Bank is offering up to $200 for opening a new High Yield Savings account. Previously they offered $100 and you had to couple it with an Essential Checking account. This time you're bonus amount is variable depending on how much you maintain in your account during eligible statement cycles.

Axos is already known for routinely having one of the highest interest rates available with their HYS account, which makes this $200 bonus icing on the cake!

This bonus requires the use of promocode NEW200 and ends at the end of the month, so act fast! Apply using our link below.

Axos Bank : High Yield Savings

Bonus Amount
up to $200
Account Type
Personal Savings
Offer Expired
April 30, 2022
Bonus Requirements
  1. Open a High Yield Savings account using the link below and apply promo code NEW200.
  2. During the first 6 months, you'll be eligible for up to 4 bonus deposits – the amount of each is determined by your average daily balance during a statement cycle as follows: $10,000 - $24,999.99 earns $25; $25,000+ earns $50.
  3. A max of 4 bonus payments can be earned.
  4. Bonuses will be deposited within 10 business days of the end of each statement cycle they were earned.

Business Interest Checking - $100 bonus (Expired)

Available nationwide with the ability to open online, Axos is offering a $100 welcome bonus when you open a new business interest checking account and use the promo code NEWBIZ100. This bonus does not require a direct deposit, but does require a minimum balance for the qualification period.

Axos Bank : Business Interest Checking

Bonus Amount
$100
Account Type
Business Checking
Offer Expired
December 31, 2021
Bonus Requirements
  1. Have a business incorporated after 06/01/2020.
  2. Open a new Business Interest Checking account.
  3. For the two months following account creation, maintain an average minimum daily balance of $2,500.
  4. Bonus will be deposited into your new account within 5 business days of your statement cycle date.

Business Money Market - $100 bonus (Expired)

Available nationwide with the ability to open online, Axos is offering a $100 welcome bonus when you open a new business money market account and use the promo code NEWBIZ100. This bonus does not require a direct deposit, but does require a minimum balance for the qualification period.

Axos Bank : Business Money Market

Bonus Amount
$100
Account Type
Money Market Account
Offer Expired
December 31, 2021
Bonus Requirements
  1. Have a business incorporated after 06/01/2020.
  2. Open a new Business Money Market Account.
  3. For the two months following account creation, maintain an average minimum daily balance of $2,500.
  4. Bonus will be deposited into your new account within 5 business days of your statement cycle date.

Basic Business Checking - $100 bonus (Expired)

An easy to earn, albeit pretty small welcome bonus from Axos. However, there aren't many free business accounts offering sign-up bonuses, so we still think it's worth taking advantage of if you qualify.

Axos Bank : Basic Business Checking

Bonus Amount
$100
Account Type
Business Checking
Offer Expired
December 31, 2021
Bonus Requirements
  1. Open a new business checking account using the promo code EARN100.
  2. For 90 days, maintain an average daily balance of $5,000.
  3. Bonus will be deposited into your account within 5 days after meeting the requirements.

Business Savings - $100 bonus (Expired)

Axos is offering small business owners $100 welcome bonus for opening a new business savings account. You'll need to fund the account with $2,500 and maintain that balance for 2 months. This is a straightforward offer from a top online bank, so we definitely recommend checking them out.

If you're also shopping for a business checking account, you can combine this offer with their $100 Basic Business Checking promotion, to earn $200 total.

Axos Bank : Business Savings

Bonus Amount
$100
Account Type
Business Savings
Offer Expired
June 30, 2021
Bonus Requirements
  1. Open a new Business Savings account using the link below.
  2. In the first two months after account opening, maintain an average daily balance of $2,500.
  3. Bonus will be deposited into your account within 5 business days of your statement cycle date.

High Yield Savings - $100 bonus (Expired)

Axos Bank is offering $100 for opening a new High Yield Savings account and Essential Checking account at the same time. Axos is already known for routinely having one of the highest interest rates available with their HYS account, which makes this $100 bonus icing on the cake!

This bonus requires the use of promocode GET100 and ends at the end of the month, so act fast! Apply using our link below.

Axos Bank : High Yield Savings

Bonus Amount
$100
Account Type
Personal Savings
Offer Expired
May 31, 2021
Bonus Requirements
  1. Open a High Yield Savings account and Essential Checking account using the link below and apply promo code GET100.
  2. Within 60 days, complete a direct deposit of at least $1,000 into your Essential Checking account.
  3. Bonus will be deposited into your new checking account within 5 business days of your third statement cycle date.

Essential Checking - $50 bonus (Expired)

Axos is offering $50 to new personal checking customers, but the terms aren't super clear. You'll need to set up direct deposit, but they don't put any restrictions around amount, and you'll need to maintain a balance of $1,000, but they don't say for how long. Axos is a top online bank, so if you're checking them out anyway, we recommend applying this promo code. But otherwise, there are bigger bonuses available with clearer terms from others.

Have you applied for and earned this bonus? Let us know in the comments below!

Axos Bank : Essential Checking

Bonus Amount
$50
Account Type
Personal Checking
Offer Expired
April 30, 2021
Bonus Requirements
  1. Open a new Essential Checking account using the link below.
  2. Set up direct deposit.
  3. Maintain a balance of $1,000.

Rewards Checking - $100 bonus (Expired)

Axos is offering to put an extra $100 in your pocket.

To qualify for the bonus, you'll need to open a new Rewards Checking account and set up direct deposit.

This cash bonus is in addition to the account's APY, which could see you earning up to 1.25% on your checking balance. Keep in mind that there are qualifying activities you need to do each month to earn the full rate, but it's definitely a competitive rate if you qualify.

Axos Bank : Rewards Checking

Bonus Amount
$100
Account Type
Personal Checking
Offer Expired
January 1, 1999
Bonus Requirements
  1. Open a new Rewards Checking account with promo code "RC100".
  2. Within the first 3 calendar months, make direct deposits totaling at least $1,500 in a single calendar month.
  3. Bonus will be deposited into your new checking account within five (5) business days of your third statement cycle date.

Self-Directed Trading - $100 bonus (Expired)

Available nationwide with the ability to open online, Axos is offering a $100 welcome bonus when you open a new self-directed trading account. This is a limited time offer for Axos to promote their new investment platform.

Axos Bank : Self-Directed Trading

Bonus Amount
$100
Account Type
Investment
Offer Expired
January 1, 1999
Bonus Requirements
  1. Open a new Axos Self-Directed Trading account.
  2. Within 60 days, fund your account with at least $1,500.
  3. Maintain a balance of at least $1,500 for 90 days.
  4. Bonus will be deposited within 10 business days.

Find Out More About Axos Bank

Review:
Contact:

Axos Bank Mailing Address: 4350 La Jolla Village Drive, Suite 140
San Diego, CA 92122
Axos Bank Website

Axos Bank Routing Number: 122287251