BMO Harris Bank is headquartered in Chicago, and has about 500 physical locations across 8 states. For their checking accounts, BMO expands its reach by joining the Allpoint ATM network, which gives you access to about 40,000 fee-free ATMs. They also offer online and mobile tools to help you take care of most banking tasks without needing to go in-branch.
BMO offers personal checking, savings products like accounts, MMAs and CDs, business and commercial accounts, home and auto loans, credit cards, and IRAs. They also offer their "Premier Services", which is a wealth management service that aims to help you define and work toward a financial plan.
While BMO offers more accounts and services than some of the online-only banks, most of their rates are only competitive with the big banks (read: not very high), so keep that in mind.
Current Best BMO Harris Bank Promotions
Here are the active BMO Harris bonuses that you can benefit from today:
- Premier™: $350 bonus
- Personal Checking: $200 bonus
- Business Checking: up to $400 bonus
- Savings Builder: up to $60 bonus
1. Premier™ - $350 bonus
BMO Harris Bank is giving you 3 months to accumulate $7,500 in direct deposits to earn a $350 welcome bonus for opening a new Premier checking account.
It's not available nationally, but if you're in one of the targeted states, you can open an account online to grab that cash. Even better? They're also offering a $5/month kicker if you save regularly.
This reward isn't quite as high compared to the bonus they offered earlier this year, with the same requirements.
BMO Harris Bank : Premier™
- Bonus Amount
- $350
- Account Type
- Personal Checking
- Availability
- FL, IL, WI, MN, IN, AZ, KS, MO
- Offer Expires
- June 5, 2022
- Bonus Requirements
-
- Open a new Premier™ account using the link below.
- Within 90 days, have a total of $7,500 in direct deposits.
- Bonus is paid approximately 100 days after account opening.
at BMO Harris
2. Personal Checking - $200 bonus
BMO Harris Bank is giving you 3 months to accumulate $4,000 in direct deposits to earn a $200 welcome bonus for opening a new Smart Advantage™ or Smart Money™ checking account. Even better? They're also offering a $5/month kicker if you save regularly.
It's not available nationally, but if you're in one of the targeted states, you can open an account online to grab that cash.
BMO Harris Bank : Personal Checking
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Availability
- FL, IL, WI, MN, IN, AZ, KS, MO
- Offer Expires
- June 5, 2022
- Bonus Requirements
-
- Open a new Smart Advantage™ or Smart Money™ account using the link below.
- Within 90 days, have a total of $4,000 in direct deposits.
- Bonus is credited directly to your checking account approximately 100 days after account opening.
at BMO Harris
3. Business Checking - up to $400 bonus
Available in select states within their footprint, BMO Harris is offering up to a $400 welcome bonus when you open a new business checking account and meet the minimum balance requirements. This is a tiered bonus, the higher the balance, the more you can earn.
BMO Harris Bank : Business Checking
- Bonus Amount
- up to $400
- Account Type
- Business Checking
- Availability
- FL, IL, WI, MN, IN, AZ, KS, MO
- Offer Expires
- June 3, 2022
- Bonus Requirements
-
- Open a new BMO Harris business account online or in branch using the promo code provided at the link below.
- By day 31 have a balance of at least $5,000 and maintain it for the next 90 days to be eligible to earn $250 OR have a balance of at least $10,000 and maintain it for the next 90 days to be eligible to earn $400.
- Within the first 90 days, complete 10 qualifying transactions. (any combination of: ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions).
- Bonus will be deposited into the new checking account within 14days of meeting the promotion requirements, approximately Day 135.
at BMO Harris
4. Savings Builder - up to $60 bonus
$5 extra each month just for putting money into my own savings account? OKAY. BMO Harris Bank is offering a total of $60 (5 bucks a month for a maximum of 12 months) as a savings-incentive bonus if you open a new Savings Builder account.
Pro tip: maximize your bonus by also taking advantage of either of the personal checking account welcome bonuses they're offering.
BMO Harris Bank : Savings Builder
- Bonus Amount
- up to $60
- Account Type
- Personal Savings
- Availability
- FL, IL, WI, MN, IN, AZ, KS, MO
- Offer Expires
- Limited Time
- Bonus Requirements
-
- Open a new Savings Builder account using the link below.
- Earn an extra $5 for every month you deposit at least $200 into the account, for up to 12 months.
at BMO Harris
Summary: BMO Harris's Current Bonuses
Here’s a recap of the current BMO Harris Bank promotions and offers that you can claim right now:
| Account | Account Type | Amount | Expires | Requirements | |
|---|---|---|---|---|---|
| Premier™ | Personal Checking | $350 | Jun 5 | Direct Deposit | Details |
| Personal Checking | Personal Checking | $200 | Jun 5 | Direct Deposit | Details |
| Business Checking | Business Checking | up to $400 | Jun 3 | Min Balance | Details |
| Savings Builder | Personal Savings | up to $60 | Limited Time | Min Balance | Details |
Expired Offers From BMO Harris
These bonuses were recently offered by BMO Harris, but are not available at this time. Check back often as BMO Harris may revive these deals or offer similar promotions in the future.
- $500 for opening a BMO Harris Elite Business Checking account – Expired on Jan 31, 2022
- $200 for opening a BMO Harris Premium Business Checking account – Expired on Jan 31, 2022
- up to $60 for opening a BMO Harris Statement Savings account – Expired on Jan 28, 2022
- $500 for opening a BMO Harris Business Advantage Checking account – Expired on Oct 29, 2021
- $200 for opening a BMO Harris Essential Business Checking account – Expired on Oct 29, 2021
- $500 for opening a BMO Harris Premier™ account – Expired on Oct 15, 2021
- $300 for opening a BMO Harris Smart Advantage™ account – Expired on Oct 15, 2021
- $400 for opening a BMO Harris Premier™ account – Expired on May 28, 2021
Find Out More About BMO Harris Bank
Review:
Learn more about BMO Harris Bank in our full review
Contact:
111 West Monroe Street
Chicago, IL 60603
BMO Harris Bank Website
Routing Number: 071025661