BMO Harris Bank Promotions and Bonuses

BMO Harris Bank is headquartered in Chicago, and has about 500 physical locations across 8 states. For their checking accounts, BMO expands its reach by joining the Allpoint ATM network, which gives you access to about 40,000 fee-free ATMs. They also offer online and mobile tools to help you take care of most banking tasks without needing to go in-branch.

BMO offers personal checking, savings products like accounts, MMAs and CDs, business and commercial accounts, home and auto loans, credit cards, and IRAs. They also offer their "Premier Services", which is a wealth management service that aims to help you define and work toward a financial plan.

While BMO offers more accounts and services than some of the online-only banks, most of their rates are only competitive with the big banks (read: not very high), so keep that in mind.

Current Best BMO Harris Bank Promotions

Here are the active BMO Harris bonuses that you can benefit from today:

1. Premier™ - $350 bonus

BMO Harris Bank is giving you 3 months to accumulate $7,500 in direct deposits to earn a $350 welcome bonus for opening a new Premier checking account.

It's not available nationally, but if you're in one of the targeted states, you can open an account online to grab that cash. Even better? They're also offering a $5/month kicker if you save regularly.

This reward isn't quite as high compared to the bonus they offered earlier this year, with the same requirements.

BMO Harris Bank : Premier™

Bonus Amount
$350
Account Type
Personal Checking
Availability
FL, IL, WI, MN, IN, AZ, KS, MO
Offer Expires
December 30, 2022
Bonus Requirements
  1. Open a new Premier™ account using the link below.
  2. Within 90 days, have a total of $7,500 in direct deposits.
  3. Bonus is paid approximately 100 days after account opening.
Learn More

at BMO Harris

Full Offer Details

2. Personal Checking - $200 bonus

BMO Harris Bank is giving you 3 months to accumulate $4,000 in direct deposits to earn a $200 welcome bonus for opening a new Smart Advantage™ or Smart Money™ checking account. Even better? They're also offering a $5/month kicker if you save regularly.

It's not available nationally, but if you're in one of the targeted states, you can open an account online to grab that cash.

BMO Harris Bank : Personal Checking

Bonus Amount
$200
Account Type
Personal Checking
Availability
FL, IL, WI, MN, IN, AZ, KS, MO
Offer Expires
December 30, 2022
Bonus Requirements
  1. Open a new Smart Advantage™ or Smart Money™ account using the link below.
  2. Within 90 days, have a total of $4,000 in direct deposits.
  3. Bonus is credited directly to your checking account approximately 100 days after account opening.
Learn More

at BMO Harris

Full Offer Details

3. Business Checking - up to $500 bonus

Available in select states within their footprint, BMO Harris is offering up to a $500 welcome bonus when you open a new business checking account and meet the minimum balance requirements. This is a tiered bonus, the higher the balance, the more you can earn.

BMO Harris Bank : Business Checking

Bonus Amount
up to $500
Account Type
Business Checking
Availability
FL, IL, WI, MN, IN, AZ, KS, MO
Offer Expires
October 31, 2022
Bonus Requirements
  1. Open a new BMO Harris business account online or in branch using the promo code provided at the link below.
  2. By day 31 have a balance of at least $5,000 and maintain it for the next 90 days to be eligible to earn $300 OR have a balance of at least $10,000 and maintain it for the next 90 days to be eligible to earn $500.
  3. Within the first 90 days, complete 10 qualifying transactions. (any combination of: ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions).
  4. Bonus will be deposited into the new checking account within 14days of meeting the promotion requirements, approximately Day 135.
Apply Now

at BMO Harris

Full Offer Details

4. Savings Builder - up to $60 bonus

$5 extra each month just for putting money into my own savings account? OKAY. BMO Harris Bank is offering a total of $60 (5 bucks a month for a maximum of 12 months) as a savings-incentive bonus if you open a new Savings Builder account.

Pro tip: maximize your bonus by also taking advantage of either of the personal checking account welcome bonuses they're offering.

BMO Harris Bank : Savings Builder

Bonus Amount
up to $60
Account Type
Personal Savings
Availability
FL, IL, WI, MN, IN, AZ, KS, MO
Offer Expires
Limited Time
Bonus Requirements
  1. Open a new Savings Builder account using the link below.
  2. Earn an extra $5 for every month you deposit at least $200 into the account, for up to 12 months.
Apply Now

at BMO Harris

Full Offer Details

Summary: BMO Harris's Current Bonuses

Here’s a recap of the current BMO Harris Bank promotions and offers that you can claim right now:

Account Account Type Amount Expires Requirements
Premier™ Personal Checking $350 Dec 30 Direct Deposit Details
Personal Checking Personal Checking $200 Dec 30 Direct Deposit Details
Business Checking Business Checking up to $500 Oct 31 Min Balance Details
Savings Builder Personal Savings up to $60 Limited Time Min Balance Details

Expired Offers From BMO Harris

These bonuses were recently offered by BMO Harris, but are not available at this time. Check back often as BMO Harris may revive these deals or offer similar promotions in the future.

Premier™ - $500 bonus (Expired)

BMO Harris Bank is giving you 3 months to accumulate $7,500 in direct deposits to earn a $500 welcome bonus for opening a new Premier checking account.

It's not available nationally, but if you're in one of the targeted states, you can open an account online to grab that cash. Even better? They're also offering a $5/month kicker if you save regularly.

This reward isn't quite as high compared to the bonus they offered earlier this year, with the same requirements.

BMO Harris Bank : Premier™

Bonus Amount
$500
Account Type
Personal Checking
Offer Expired
September 30, 2022
Bonus Requirements
  1. Open a new Premier™ account using the link below.
  2. Within 90 days, have a total of $7,500 in direct deposits.
  3. Bonus is paid approximately 100 days after account opening.

Personal Checking - $300 bonus (Expired)

BMO Harris Bank is giving you 3 months to accumulate $4,000 in direct deposits to earn a $300 welcome bonus for opening a new Smart Advantage™ or Smart Money™ checking account. Even better? They're also offering a $5/month kicker if you save regularly.

It's not available nationally, but if you're in one of the targeted states, you can open an account online to grab that cash.

BMO Harris Bank : Personal Checking

Bonus Amount
$300
Account Type
Personal Checking
Offer Expired
September 30, 2022
Bonus Requirements
  1. Open a new Smart Advantage™ or Smart Money™ account using the link below.
  2. Within 90 days, have a total of $4,000 in direct deposits.
  3. Bonus is credited directly to your checking account approximately 100 days after account opening.

Business Checking - up to $400 bonus (Expired)

Available in select states within their footprint, BMO Harris is offering up to a $400 welcome bonus when you open a new business checking account and meet the minimum balance requirements. This is a tiered bonus, the higher the balance, the more you can earn.

BMO Harris Bank : Business Checking

Bonus Amount
up to $400
Account Type
Business Checking
Offer Expired
June 3, 2022
Bonus Requirements
  1. Open a new BMO Harris business account online or in branch using the promo code provided at the link below.
  2. By day 31 have a balance of at least $5,000 and maintain it for the next 90 days to be eligible to earn $250 OR have a balance of at least $10,000 and maintain it for the next 90 days to be eligible to earn $400.
  3. Within the first 90 days, complete 10 qualifying transactions. (any combination of: ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions).
  4. Bonus will be deposited into the new checking account within 14days of meeting the promotion requirements, approximately Day 135.

Premium Business Checking - $200 bonus (Expired)

BMO Harris is offering a $200 welcome bonus to new business checking account customers. New to this bonus is the ability to open online with an instant decision. The requirements are easy to meet and a solid return for their deposit requirements.

If you have $5,000 to deposit instead, check out the $500 welcome offer they're also running for opening their Elite Business Checking account.

BMO Harris Bank : Premium Business Checking

Bonus Amount
$200
Account Type
Business Checking
Offer Expired
January 31, 2022
Bonus Requirements
  1. Use the link below to apply online with the promo code pre-attached or receive a promo code by email.
  2. Open a new Premium Business Checking account.
  3. Within 30 days, deposit $1,500 and maintain that balance for 90 days.
  4. Within 90 days of account opening, make 10 electronic transactions (debit card purchases, ACH credits or debits, online bill pays, mobile deposits, or wire transfers).

Elite Business Checking - $500 bonus (Expired)

BMO Harris is offering a $500 welcome bonus to new business checking account customers. New to this bonus is the ability to open online with an instant decision. The requirements are easy to meet and a solid return for their deposit requirements.

If you don't have $5,000 to deposit, check out the $200 welcome offer they're also running for opening a Premium Business Checking account instead.

BMO Harris Bank : Elite Business Checking

Bonus Amount
$500
Account Type
Business Checking
Offer Expired
January 31, 2022
Bonus Requirements
  1. Use the link below to apply online with the promo code already attached or to receive a promo code by email to open in-branch.
  2. Open a new Elite Business Checking account.
  3. Within 30 days, deposit $5,000 and maintain that balance for 90 days.
  4. Within 90 days of account opening, make 10 electronic transactions (debit card purchases, ACH credits or debits, online bill pays, mobile deposits, or wire transfers).

Statement Savings - up to $60 bonus (Expired)

$5 extra each month just for putting money into my own savings account? OKAY. BMO Harris Bank is offering a total of $60 (5 bucks a month for a maximum of 12 months) as a savings-incentive bonus if you open a new Statement Savings account.

Pro tip: maximize your bonus by also taking advantage of either of the personal checking account welcome bonuses they're offering.

BMO Harris Bank : Statement Savings

Bonus Amount
up to $60
Account Type
Personal Savings
Offer Expired
January 28, 2022
Bonus Requirements
  1. Open a new Statement Savings account using the link below.
  2. Earn an extra $5 for every month you deposit at least $200 into the account, for up to 12 months.

Essential Business Checking - $200 bonus (Expired)

BMO Harris is offering a $200 welcome bonus to new business checking account customers. While they will require you to open the account in-branch, the requirements are easy to meet and a solid return for their deposit requirements.

If you have $5,000 to deposit instead, check out the $500 welcome offer they're also running for opening one of their premium checking accounts.

BMO Harris Bank : Essential Business Checking

Bonus Amount
$200
Account Type
Business Checking
Offer Expired
October 29, 2021
Bonus Requirements
  1. Use the link below to receive a promo code by email.
  2. Open a new Essential Business Checking account in-branch.
  3. Within 30 days, deposit $1,500 and maintain that balance for 90 days.
  4. Within 90 days of account opening, make 10 electronic transactions (debit card purchases, ACH credits or debits, online bill pays, mobile deposits, or wire transfers).

Business Advantage Checking - $500 bonus (Expired)

BMO Harris is offering a $500 welcome bonus to new business checking account customers. While they will require you to open the account in-branch, the requirements are easy to meet and a solid return for their deposit requirements.

If you don't have $5,000 to deposit, check out the $200 welcome offer they're also running for opening an Essential Business Checking account instead.

BMO Harris Bank : Business Advantage Checking

Bonus Amount
$500
Account Type
Business Checking
Offer Expired
October 29, 2021
Bonus Requirements
  1. Use the link below to receive a promo code by email.
  2. Open a new Business Advantage Checking account in-branch.
  3. Within 30 days, deposit $5,000 and maintain that balance for 90 days.
  4. Within 90 days of account opening, make 10 electronic transactions (debit card purchases, ACH credits or debits, online bill pays, mobile deposits, or wire transfers).

Smart Advantage™ - $300 bonus (Expired)

BMO Harris Bank is giving you 3 months to accumulate $4,000 in direct deposits to earn a $300 welcome bonus for opening a new Smart Advantage checking account.

It's not available nationally, but if you're in one of the targeted states, you can open an account online to grab that cash. Even better? They're also offering a $5/month kicker if you save regularly.

This reward has increased $100 compared to the bonus they offered earlier this year, with the same requirements.

BMO Harris Bank : Smart Advantage™

Bonus Amount
$300
Account Type
Personal Checking
Offer Expired
October 15, 2021
Bonus Requirements
  1. Open a new Smart Advantage™ account using the link below.
  2. Within 90 days, have a total of $4,000 in direct deposits.
  3. Bonus is paid approximately 100 days after account opening.

Premier™ - $400 bonus (Expired)

BMO Harris Bank is giving you 3 months to accumulate $7,500 in direct deposits to earn a $400 welcome bonus for opening a new Premier checking account.

It's not available nationally, but if you're in one of the targeted states, you can open an account online to grab that cash. Even better? They're also offering a $5/month kicker if you save regularly.

BMO Harris Bank : Premier™

Bonus Amount
$400
Account Type
Personal Checking
Offer Expired
May 28, 2021
Bonus Requirements
  1. Open a new Premier™ account using the link below.
  2. Within 90 days, have a total of $7,500 in direct deposits.
Accounts are subject to approval. BMO Harris Bank N.A. Member FDIC.

Find Out More About BMO Harris Bank

Review:

Learn more about BMO Harris Bank in our full review

Contact:

BMO Harris Bank Mailing Address: 111 West Monroe Street
Chicago, IL 60603
BMO Harris Bank Website

BMO Harris Bank Routing Number: 071025661