Chase Bank Promotions and Bonuses

Chase Bank is one of the largest banks in the U.S., and one of our top picks for national banks. You'll have access to more than 4,700 physical branches, 16,000 ATMs, and a well-liked mobile app that makes it easy to skip both (it averages 4.6 stars with 5 million reviews in the App and Google Play stores).

They offer everything from credit cards, home and auto loans, personal accounts, business and commercial products, and investment products under their J.P. Morgan umbrella.

Like most of the national banks, their rates aren't great, but their product breadth makes it easy to conveniently bank all at one place.

Plus, when it comes to bank bonuses and coupon codes, Chase has some of the best out there. The bank is constantly trying to attract new customers with sign-up bonuses and promotional offers.

Current Chase Bank Promotions

Here are the active Chase bonuses that you can benefit from today:

1. Chase Total Checking® - $225 bonus

Available nationwide with the ability to open online, Chase is offering a $225 welcome bonus when you open a new checking account and set up direct deposit. This is up from their normal offer of $200.

Chase Bank : Chase Total Checking®

Bonus Amount
$225
Account Type
Personal Checking
Availability
Nationwide
Offer Expires
Jan 19, 2022
Bonus Requirements
  1. Open a Chase Total Checking® account.
  2. Within 90 days, have a direct deposit made from either your employer (paycheck or pension) or the government (any benefit such as Social Security).
  3. Receive your money within 15 days of the deposit posting.

2. Chase Business Complete Banking℠ - $300 bonus

Chase Bank is offering business owners a $300 bonus to open a new Chase Business Complete Banking℠ account.

The requirements are pretty easy to meet: deposit $2,000 and maintain it for 2 months, and complete just 5 qualifying transactions in the first 3 months. Several activities count as "qualifying transactions", including purchases on your debit card, deposits into the account, setting up a bill payment, and more. See the fine print for the full list, but needless to say, meeting that requirement should be painless.

What's especially awesome about this bonus compared to other business checking account offers is that Chase recently launched the ability for customers to open an account online. Compared to the vast majority of business checking accounts which require you to visit your local branch, opening an account at Chase is significantly more convenient.

If you prefer live help, however, you can still enroll in this offer by entering your email address on the bonus landing page to have an offer code sent to you. Just be sure to take that code with you when you visit a branch.

Chase Bank : Chase Business Complete Banking℠

Bonus Amount
$300
Account Type
Business Checking
Availability
Nationwide
Offer Expires
Jan 20, 2022
Bonus Requirements
  1. Open a new Chase Business Complete Banking℠ account using the link below.
  2. Within 30 days, deposit at least $2,000 and maintain that balance for 60 days.
  3. Within 90 days of account opening, complete 5 qualifying transactions: debit card purchases, Chase QuickAccept℠ deposits, Chase QuickDeposit℠, ACH credits, wires (credits and debits), and/or bill pay.
  4. Bonus will be credited to your account within 15 days of meeting the requirements.

3. Chase Secure Banking℠ - $100 bonus

Chase Bank is offering new customers $100 when they open a Chase Secure Banking℠ checking account with qualifying activities.

This account does have a low monthly fee, but in exchange offers perks like no fees for cashier's checks and money orders.

Chase Bank : Chase Secure Banking℠

Bonus Amount
$100
Account Type
Personal Checking
Availability
Nationwide
Offer Expires
Jan 19, 2022
Bonus Requirements
  1. Open a new Chase Secure Banking account.
  2. Complete 10 qualifying transactions (debit card purchases, online bill payments, etc) within 60 days of coupon enrollment.
  3. Bonus will be deposited within 15 days of completing the requirements.

4. Chase College Checking℠ - $100 bonus

College students can earn this super easy bonus from one of our top national banks. Chase is offering $100 for opening a new Chase College Checking account and completing 10 qualifying transactions.

The 10 transactions sounds like a lot, but you have 60 days, and everything from ACH credits, mobile check deposits, writing actual checking, Zelle, debit card purchases, and bill pays count. The sooner you make those 10 transactions, the sooner you get paid: within 15 days of the 10th transaction (but most report that the bonus only takes a couple of days).

Chase Bank : Chase College Checking℠

Bonus Amount
$100
Account Type
Student Checking
Availability
Nationwide
Offer Expires
Jan 19, 2022
Bonus Requirements
  1. Open a new Chase College Checking account using the link below.
  2. Within 60 days, complete 10 qualifying transactions.
  3. Bonus will be deposited into your new account within 15 days of meeting the requirements.

5. J.P. Morgan Self-Directed Investing [New Customers] - up to $600 bonus

Available nationwide with the ability to open online, Chase is offering up to a $600 welcome bonus when you open a new Self-Directed Investing account with qualifying minimum funding.

This is tiered bonus, the more you deposit, the more you may be eligible to earn. The first tier starts at $100,000.

We received this as a targeted offer via email. If you didn't receive this email, it's unlikely you will be able to earn the bonus since the public landing page is no longer available.

Chase Bank : J.P. Morgan Self-Directed Investing [New Customers]

Bonus Amount
up to $600
Account Type
J.P. Morgan Self-Directed Investing
Availability
Nationwide
Offer Expires
Jan 13, 2022
Bonus Requirements
  1. Open a J.P. Morgan Self-Directed Investing account.
  2. Within 45 days, fund your account with qualifying new money; $100,000 - $249,999 = $300 bonus, $250,000 = $600 bonus.
  3. Your bonus amount will be determined on day 45.
  4. Maintain your new funds for 90 days (losses due to trading or market fluctuation will not be taken into account).
  5. Bonus will be received within 15 days.

6. J.P. Morgan Self-Directed Investing [Existing Customers] - up to $400 bonus

Available nationwide, Chase is offering up to a $400 bonus when you add funds to an existing J.P. Morgan Self-Directed Investing account.

This is a tiered bonus, so the more you add, the more you may be eligible to earn.

Chase Bank : J.P. Morgan Self-Directed Investing [Existing Customers]

Bonus Amount
up to $400
Account Type
J.P. Morgan Self-Directed Investing
Availability
Nationwide
Offer Expires
N/A
Bonus Requirements
  1. Enroll and receive your coupon code through our link provided.
  2. Within 45 days, add $25,000 or more in new money by moving cash, transferring securities, or rolling over existing retirement assets from another institution.
  3. Your bonus amount will be determined on day 45 from coupon enrollment as follows: $25,000-$99,999 earn $100; $100,000-$249,999 earn $200; $250,000+ earn $400.
  4. Maintain new money balance in the account for at least 90 days from coupon enrollment (losses due to trading or market fluctuation will not be taken into account).
  5. Bonus will be credited to the account within 15 days of these requirements being met.

7. Chase Freedom Unlimited® - $200 bonus

In addition to the other card perks like cash back, a 0% intro APR for 15 months, and no annual fee, Chase is offering a $200 bonus to new Chase Freedom Unlimited® cardholders.

Plus, you also get 5% cash back on the first $12,000 spent on groceries within the first year, excluding Walmart and Target purchases.

Tip: Want to earn even more? You can earn an additional $500 cash back each year by referring friends, with each successful referral earning you $100.

Chase Bank : Chase Freedom Unlimited®

Bonus Amount
$200
Account Type
Personal Credit Card
Availability
Nationwide
Offer Expires
N/A
Bonus Requirements
  1. Apply for a new Chase Freedom Unlimited® credit card using the link below.
  2. Within 3 months, spend $500 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 20,000 points, which can be redeemed for $200.

8. Chase Freedom Flex℠ - $200 bonus

In addition to the other card perks like cash back, a 0% intro APR for 15 months, and no annual fee, Chase is offering a $200 bonus to new Chase Freedom Flex℠ cardholders.

For the first year, you will also get 5% cashback on the first $12,000 spent on groceries, excluding Target and Walmart.

Chase Bank : Chase Freedom Flex℠

Bonus Amount
$200
Account Type
Personal Credit Card
Availability
Nationwide
Offer Expires
N/A
Bonus Requirements
  1. Apply for a new Chase Freedom Flex℠ credit card using the link below.
  2. Within 3 months, spend $500 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 20,000 points, which can be redeemed for $200.

9. Chase Sapphire Preferred® - 100,000 bonus points

Chase is offering 100,000 bonus points to new Chase Sapphire Preferred® cardholders. This is the highest points reward that Sapphire Preferred® has ever offered.

Those points can be redeemed for $1,000 cash, or they can be stretched to $1,250 if put them toward travel through Chase Ultimate Rewards®.

Chase Bank : Chase Sapphire Preferred®

Bonus Amount
100,000 Points
Account Type
Personal Credit Card
Availability
Nationwide
Offer Expires
N/A
Bonus Requirements
  1. Apply for a new Chase Sapphire Preferred® credit card using the link below.
  2. Within 3 months, spend $4,000 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 100,000 points, which can be redeemed for $1,000 cash or $1,250 in travel rewards.

10. Chase Sapphire Reserve® - 60,000 bonus points

Chase is offering 60,000 bonus points to new Chase Sapphire Reserve® cardholders. Those points can be redeemed for $600 cash, or they can be stretched to $900 if put them toward travel through Chase Ultimate Rewards®.

The card also comes with $300 in annual travel credit as reimbursement for travel purchases each year.

Chase Bank : Chase Sapphire Reserve®

Bonus Amount
60,000 Points
Account Type
Personal Credit Card
Availability
Nationwide
Offer Expires
N/A
Bonus Requirements
  1. Apply for a new Chase Sapphire Reserve ® credit card using the link below.
  2. Within 3 months, spend $4,000 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 60,000 points, which can be redeemed for $600 cash or $900 in travel rewards.

11. IHG® Rewards Club Premier - 150,000 bonus points

Chase is offering 150,000 bonus points to new IHG® Rewards Club Premier cardholders. That's up to 4 free nights at an IHG property, which includes hotels and resorts under the brands Six Senses, Regent, InterContinental, Kimpton, Hotel Indigo, Voco, Hualuxe, Crowne Plaza, Holiday Inn, Candlewood Suites, and more.

Additionally, you can get an extra 10,000 bonus points every year by making $20,000 worth of purchases plus one additional purchase each calendar year.

Chase Bank : IHG® Rewards Club Premier

Bonus Amount
150,000 Points
Account Type
Personal Credit Card
Availability
Nationwide
Offer Expires
N/A
Bonus Requirements
  1. Apply for a new IHG® Rewards Club Premier credit card using the link below.
  2. Within 3 months, spend $3,000 using your new card.
  3. Bonus points will be credited to your IHG® Rewards Club account within 6 to 8 weeks.

12. Ink Business Unlimited® - $750 bonus

In addition to the other card perks like cash back, a 0% intro APR for 12 months, and no annual fee, Chase is offering a $750 bonus to new Ink Business Unlimited® cardholders.

Chase Bank : Ink Business Unlimited®

Bonus Amount
$750
Account Type
Business Credit Card
Availability
Nationwide
Offer Expires
N/A
Bonus Requirements
  1. Apply for a new Ink Business Unlimited® credit card using the link below.
  2. Within 3 months, spend $7,500 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 75,000 points, which can be redeemed for $750.

13. Ink Business Cash® - $750 bonus

In addition to the other card perks like cash back, a 0% intro APR for 12 months, and no annual fee, Chase is offering a $750 bonus to new Ink Business Cash® cardholders.

Chase Bank : Ink Business Cash®

Bonus Amount
$750
Account Type
Business Credit Card
Availability
Nationwide
Offer Expires
N/A
Bonus Requirements
  1. Apply for a new Ink Business Cash® credit card using the link below.
  2. Within 3 months, spend $7,500 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 75,000 points, which can be redeemed for $750.

14. Ink Business Preferred® - 100,000 bonus points

Chase is offering 100,000 bonus points to new Ink Business Preferred® cardholders. Those points can be redeemed for $1,000 cash, or they can be stretched to $1,250 if put them toward travel through Chase Ultimate Rewards®.

To get the points, you will need to make $15,000 worth of purchases in the first three months.

Chase Bank : Ink Business Preferred®

Bonus Amount
100,000 Points
Account Type
Business Credit Card
Availability
Nationwide
Offer Expires
N/A
Bonus Requirements
  1. Apply for a new Ink Business Preferred® credit card using the link below.
  2. Within 3 months, spend $15,500 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 100,000 points, which can be redeemed for $1,000 cash or $1,250 in travel rewards.

15. Chase Freedom® Student - $50 bonus

In addition to the other card perks like cash back and no annual fee, Chase is offering a $50 bonus to new Chase Freedom® Student cardholders.

Chase Bank : Chase Freedom® Student

Bonus Amount
$50
Account Type
Student Credit Card
Availability
Nationwide
Offer Expires
N/A
Bonus Requirements
  1. Apply for a new Chase Freedom® Student credit card using the link below.
  2. Within 3 months, make a purchase using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 5,000 points, which can be redeemed for $50.

16. Refer-A-Friend - $50 bonus

If you know a few friends who need bank accounts, Chase’s Refer A Friend program has some of the best earning potential among all of its coupons.

Existing Chase customers can earn $50 cash back for each new Chase checking account that signs up from your referral link.

The best part of this promotion is that it doesn’t expire, and you can take advantage of it up to 10 times per calendar year.

Keep in mind that Chase has a Refer-A-Friend program for most of their accounts and credit cards, and the amount of the bonus (and whether it's cash or points) can vary depending on which your friend signs up for.

Chase Bank : Refer-A-Friend

Bonus Amount
$50
Account Type
Refer-A-Friend
Availability
Nationwide
Offer Expires
N/A
Bonus Requirements
  1. Enter your information on the program page linked below.
  2. Share your unique URL with friends using the Chase Mobile App, sending your URL directly, or using the "email friends" feature found on the program page.
  3. Bonus will be credited to your account within 8 weeks after your friend signs up.

Summary: Chase's Current Bonuses

Here’s a recap of the current Chase Bank promotions and offers that you can claim right now:

Account Account Type Amount Expires Requirements
Chase Total Checking® Personal Checking $225 Jan 19 Direct Deposit Details
Chase Business Complete Banking℠ Business Checking $300 Jan 20 Min Balance, Card Spend (optional) Details
Chase Secure Banking℠ Personal Checking $100 Jan 19 Bill Pay (optional), Card Spend (optional) Details
Chase College Checking℠ Student Checking $100 Jan 19 Bill Pay (optional), Card Spend (optional) Details
J.P. Morgan Self-Directed Investing [New Customers] J.P. Morgan Self-Directed Investing up to $600 Jan 13 Min Balance Details
J.P. Morgan Self-Directed Investing [Existing Customers] J.P. Morgan Self-Directed Investing up to $400 N/A Min Balance Details
Chase Freedom Unlimited® Personal Credit Card $200 N/A Card Spend Details
Chase Freedom Flex℠ Personal Credit Card $200 N/A Card Spend Details
Chase Sapphire Preferred® Personal Credit Card 100,000 Points N/A Card Spend Details
Chase Sapphire Reserve® Personal Credit Card 60,000 Points N/A Card Spend Details
IHG® Rewards Club Premier Personal Credit Card 150,000 Points N/A Card Spend Details
Ink Business Unlimited® Business Credit Card $750 N/A Card Spend Details
Ink Business Cash® Business Credit Card $750 N/A Card Spend Details
Ink Business Preferred® Business Credit Card 100,000 Points N/A Card Spend Details
Chase Freedom® Student Student Credit Card $50 N/A Card Spend Details
Refer-A-Friend Refer-A-Friend $50 N/A Referral Details

Expired Offers From Chase

These bonuses were recently offered by Chase, but are not available at this time through our site. Check back often as Chase may reactivate these deals or offer similar promotions in the future.

Tips and Tricks for Chase Bank Promotions

In order to earn the "free" cash from Chase, you'll need to follow the rules of each bonus offer.

These are clearly outlined in the fine print of every offer, but there are some common themes that are helpful for you to know up front:

01. Chase coupons

With most offers from Chase, you'll need to either request a "Chase coupon" by submitting your email address on that bonus offer's landing page, or apply for the account directly from that page. Each bonus has a unique landing page, which we link to from the individual bonuses above.

After submitting your email address, Chase will then send you a personalized code by email. Receiving that unique coupon code allows you to open the account at a later time (if you're not ready to go through the application process right then), or to take that coupon into your local branch.

Regardless of which path you take, you want to be sure that the coupon is being applied at the time you open the account. If not, you won't receive the bonus, regardless of whether or not you meet the other requirements.

To verify, be sure you're seeing the "we're applying your offer" call out (or something similar) on your application screen:

Chase coupon applied bonus offer on application page

Sincerely, we can't underscore this enough. Chase's internal systems track these codes and automatically reward you with the bonus once you've met the requirements.

Their online application is clear and intuitive, but if you're at all unsure, take the coupon to your local branch and have the banker verify that you're being enrolled in the offer.

02. Existing versus new customers

Most Chase bonus offers only apply to new customers.

That means you're not eligible if you currently have an existing account in that product category or if you've closed an account in that category within the past 90 days.

By "product category", we mean "consumer checking account", "business savings account" or the like.

For example, having an existing Chase Total Checking® account would not exclude you from opening a Chase Business Complete Banking℠ account and receiving that account's welcome bonus. But having a Chase Total Checking® account would exclude you from earning a Chase Secure Banking℠ welcome bonus.

03. Every 2 years limit

For nearly all Chase bonus offers, Chase limits you to receiving a welcome bonus only once every 2 years.

Again, this is within that product category or per credit card.

04. Clawbacks

For banking products, Chase will take back the welcome bonus if you close the account within 6 months. This 6-month clause also applies if Chase is the one who closes the account – if you're violating their terms, for example.

05. Chase credit card restrictions

Chase is well known for its 5/24 rule, which says cardholders cannot get a new Chase credit card if they have 5 credit card inquiries in the last 24 months. This is why many will advise you to sign up for any Chase credit cards first, before moving onto other issuers.

Beyond the 5/24 rule, Chase limits the bonus per card to once every 2 years, like we mentioned earlier.

06. Taxes

Remember that like all bank promotions, bonuses from Chase Bank are taxable. Unlike your regular salary, Chase does not withhold interest from your earned bonuses. Instead, Chase will send you a 1099-INT at the end of the year, and that bank interest will be taxed as ordinary income.

The exception here are credit card offers. Credit card rewards are typically treated as a rebate or discount by the IRS, rather than income. So earning a welcome bonus for opening a new Chase credit card is not usually taxable.

07. Fine print

Ultimately, every offer is unique. While the above tips are typical of most Chase coupons, they aren't guarantees. Make sure to thoroughly read the fine print of the bonus you're interested in.

Also know that offers can be changed at any time. Until you've fully enrolled in that offer by opening the account, the terms aren't "locked in".

That also means that the promotion may end earlier than the advertised expiration date – and truly, that happens all the time, even from a relatively consistent bank like Chase. If you're interested in a bonus, don't wait until the last minute to enroll.

Chase Bank Promotions FAQs

How do I find a Chase coupon code?

You can find most of Chase's active coupon codes right on this page. From time to time Chase offers targeted offers that may vary slightly from what you see here.

Are sign-up bonuses from Chase Bank taxed?

Yes, all bonuses coming from Chase promotions will be reported to the IRS and taxed as income. Keep this in mind when you're figuring out your total return on any given offer.

The exception here is credit card bonuses. Since most credit cards require a minimum spending amount to qualify for a bonus, the reward doesn't count as taxable income.

Do Chase offers expire?

Yes. As with most bank bonuses, Chase offers usually have expiration dates (see above examples).

Again, bonuses are fluid. Don't feel like you have to jump on one just because it's about to expire. There will be others later on.

With that said, if you find a great bonus with an account you want, there's no point in waiting. It could be a while before the same coupon becomes available again. So if you're sure, just go for it.

How long does it take to get paid a bonus from Chase?

Account bonus payouts vary in the amount of time they take to hit your account. With Chase, most bonuses will arrive within 15 days of completing the qualifying activities.

If you haven't received your bonus in the expected amount of time, double-check to make sure you didn't miss anything in the requirements, and contact the customer support team to find out what the hold up is.

Can I use multiple Chase promotions?

Probably not. Most coupons are only available to new Chase customers, and you usually only get one shot at a particular bonus.

Keep in mind that by "new", we mean new for that particular account category. For example, receiving a Chase Total Checking® sign up bonus doesn't keep you from also getting a savings account bonus. It only excludes you from other checking account promotions.

The only exceptions are referrals and bonuses that require you to upgrade to a premium account (e.g., Private Client Checking).

For example, if you already received a sign-up bonus for your initial account, you'll still be eligible for upgrade incentives. However, you may also have to deposit a huge sum of money to qualify for that upgrade bonus, which counts the average consumer out.

Which Chase Promotion is Best for You?

When it comes to sign-up offers, it's hard to find a big bank that does it better than Chase.

And while you should never choose a bank solely based on a sign-up bonus, there's plenty to like with Chase once you get in the door. Check out the full review.

As you comb through your options, keep two other things to keep in mind: Always watch out for disclaimers and fine print.

If you miss a specific qualifier, you could be missing out. You should also weigh any account fees against what you'll be earning in a bonus.

For example, a $25 monthly account fee can nullify a $250 sign-up bonus pretty quickly.

Now that you know all about the coupons available from Chase, you are a step or two closer to deciding whether or not it's the right banking partner for you.

Good luck!

Find Out More About Chase Bank

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1111 Polaris Parkway
Columbus, OH 43240
Chase Bank Website