Chase Bank Promotions & Bonuses in February 2024

Chase Bank is the largest bank in the US, with more than 4,700 branches across the nation and an impressive reputation for customer service.

While Chase doesn’t have the most competitive interest rates, you can earn some stellar bank bonuses when you switch to a Chase account, refer a friend, or open a Chase credit card and meet a few requirements. Here’s a rundown of Chase’s best bank bonuses, with important details on each promotion.

Current Chase Bank Promo Codes & Bonus Offers

Here are the active Chase bonuses that you can benefit from today:

1. Chase Business Complete Checking® - $400 bonus

Chase Bank is offering business owners a $400 bonus to open a new Chase Business Complete Checking® account.

The requirements are pretty easy to meet: deposit new money at least $2,000 and maintain it for 2 months, and complete just 5 qualifying transactions in the next 3 months. Several activities count as "qualifying transactions", including purchases on your debit card, deposits into the account, setting up a bill payment, and more. See the fine print for the full list, but needless to say, meeting that requirement should be painless.

What's especially awesome about this bonus compared to other business checking account offers is that Chase recently launched the ability for customers to open an account online. Compared to the vast majority of business checking accounts which require you to visit your local branch, opening an account at Chase is significantly more convenient.

If you prefer live help, however, you can still enroll in this offer by entering your email address on the bonus landing page to have an offer code sent to you. Just be sure to take that code with you when you visit a branch.

Chase Bank : Chase Business Complete Checking®

Bonus Amount
$400
Account Type
Business Checking
Availability
Nationwide
Offer Expires
April 18, 2024
Bonus Requirements
  1. Obtain a Chase business coupon using the link below and open a new Chase Business Complete Checking® account.
  2. Within 30 days, deposit a total of $2,000 or more in new money.
  3. Maintain at least a $2,000 balance for 60 days.
  4. Within 90 days of account opening, complete 5 qualifying transactions: debit card purchases, Chase QuickAccept℠ deposits, Chase QuickDeposit℠, ACH credits, wires (credits and debits), and/or bill pay.
  5. Bonus will be credited to your account within 15 days of meeting the requirements.

2. Chase Total Checking® - $300 bonus

Chase Total Checking® is the most popular account from one of the nation's best banks. You'll have access to more than 4,700 branch locations and 15,000 ATMs, along with a top-rated mobile app.

Your new account can be opened easily online, and earning the bonus is super straightforward: receive a qualifying direct deposit into your new account within 90 days, and Chase will reward you within 15 days.

Keep in mind that Chase Total Checking® does charge a $12 monthly maintenance fee, but there are several ways to have this waived, including maintaining a minimum daily balance of $1,500 or making at least $500 in electronic deposits each month.

Assuming you can keep the account free, we definitely recommend taking advantage of this easy cash bonus from Chase!

Chase Bank : Chase Total Checking®

Bonus Amount
$300
Account Type
Personal Checking
Availability
Nationwide
Offer Expires
April 17, 2024
Bonus Requirements
  1. Open a Chase Total Checking® account.
  2. Within 90 days, have a direct deposit of at least $500 made from either your employer (paycheck or pension) or the government (any benefit such as Social Security).
  3. Receive your money within 15 days of the deposit posting.

3. Chase College Checking℠ - $100 bonus

College students can earn this super easy bonus from one of our top national banks. Chase is offering $100 for opening a new Chase College Checking account and completing 10 qualifying transactions.

The 10 transactions sounds like a lot, but you have 60 days and everything from ACH credits, mobile check deposits, writing actual checks, Zelle, debit card purchases, and paying bills count.

The sooner you make those 10 transactions, the sooner you get paid: Chase will deposit your new checking account bonus within 15 days of the 10th transaction (but most report that the bonus actually only takes a couple of days).

Chase Bank : Chase College Checking℠

Bonus Amount
$100
Account Type
Student Checking
Availability
Nationwide
Offer Expires
April 17, 2024
Bonus Requirements
  1. Open a new Chase College Checking account using the link below.
  2. Within 60 days, complete 10 qualifying transactions.
  3. Bonus will be deposited into your new account within 15 days of meeting the requirements.

4. Chase Private Client Checking℠ - up to $3000 bonus

Available nationwide, Chase Bank is offering up to a $3,000 bonus when you open or upgrade to a new Chase Private Client Checking℠ account.

This time around, Chase is offering tiers which lower the barriers to entry, but also provide higher bonus opportunities for those with higher balances.

To earn this premium checking account bonus from Chase, you'll need to transfer at least $150,000 for the first tier (down from $250,000), with the upper tier being $500,000 or more into eligible checking, savings and/or investment accounts – so this promotion is clearly geared toward those with deep pockets.

That said, the new funds can be cash from another bank or securities held at a competitor brokerage, and the deposits can go into one or a combination of Chase accounts. There are some rules about which accounts are eligible though, so be sure to read the fine print!

Like most Chase coupons, you'll need to first enter your email to receive an 'upgrade code'. You'll then take that code into your local Chase branch to enroll in the offer.

Tip: If you already have a Chase Private Client Checking account, you can skip the code and branch visit, and simply deposit the new funds to your eligible accounts.

Chase Bank : Chase Private Client Checking℠

Bonus Amount
up to $3000
Account Type
Personal Checking
Availability
Nationwide
Offer Expires
April 17, 2024
Bonus Requirements
  1. Receive an upgrade code using the link below (you may need to use a private or incognito browser).
  2. If you don't already have a Chase Private Client Checking℠ account, meet with a Chase Private Client Banker to open or upgrade to one.
  3. Within 45 days of enrolling in the coupon, transfer a total of $150,000 - $249,999 in new money or securities to one or a combination of your eligible accounts (see fine print), earn $1,000; $250,000 - $499,999 earn $2,000; $500,000+ to earn $3,000
  4. Maintain that balance for 90 days from the coupon enrollment.
  5. Bonus will be deposited into your Chase Private Client Checking℠ account within 40 days of meeting the requirements.

5. Chase Secure Banking℠ - $100 bonus

Chase Bank is offering new customers $100 when they open a Chase Secure Banking℠ checking account with qualifying activities.

This account does have a low monthly fee, but in exchange offers perks like no fees for cashier's checks and money orders.

Chase Bank : Chase Secure Banking℠

Bonus Amount
$100
Account Type
Personal Checking
Availability
Nationwide
Offer Expires
April 17, 2024
Bonus Requirements
  1. Open a new Chase Secure Banking account.
  2. Complete 10 qualifying transactions (debit card purchases, online bill payments, etc) within 60 days of coupon enrollment.
  3. Bonus will be deposited within 15 days of completing the requirements.

6. Ink Business Cash® Credit Card - $750 bonus

The Chase Ink Business Cash Card is a great rewards card for small business owners, especially if you rack up a lot of telecom and office supply purchases. Since the card earns Chase Ultimate Rewards, you can redeem them a number of ways, making the fee-free card even more appealing.

Chase Bank : Ink Business Cash® Credit Card

Bonus Amount
$750
Account Type
Business Card
Availability
Nationwide
Bonus Requirements
  1. Apply for a new Ink Business Cash® Credit Card using the link below.
  2. Within 3 months, spend $6,000 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 75,000 points, which can be redeemed for $750 cash.

7. Ink Business Unlimited® Credit Card - $750 bonus

The Ink Business Unlimited Card from Chase offers steady cashback across all categories, so you don’t have to worry about tracking bonus categories or spending caps. It’s a great option for earning modest rewards with a welcome bonus and a host of ongoing incentives for applicants.

Chase Bank : Ink Business Unlimited® Credit Card

Bonus Amount
$750
Account Type
Business Card
Availability
Nationwide
Bonus Requirements
  1. Apply for a new Ink Business Unlimited® credit card using the link below.
  2. Within 3 months, spend $6,000 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 75,000 points, which can be redeemed for $750 cash.

8. Ink Business Preferred® Credit Card - 100,000 bonus points

Offering high rewards on bonus categories that can be redeemed via the Ultimate Rewards Program, a sweet welcome bonus, and a handful of premier perks, the Chase Ink Business Preferred Card is an excellent choice for the average business owner who doesn’t mind a small annual fee.

Chase Bank : Ink Business Preferred® Credit Card

Bonus Amount
100,000 Points
Account Type
Business Card
Availability
Nationwide
Bonus Requirements
  1. Apply for a new Ink Business Preferred® Credit Card using the link below.
  2. Within 3 months, spend $8,000 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 100,000 points, which can be redeemed for $1,000 cash or $1,250 in travel rewards when redeemed through Chase Travel℠.

9. Chase Sapphire Preferred® Card - 60,000 bonus points

In the world of travel cards, the Chase Sapphire Preferred Card is hard to beat. Its low annual fee, perks, and travel rewards make it a perfect fit for travelers looking to rack up rewards for their next trip or for seasoned pros looking to combine forces with multiple Chase cards.

Chase Bank : Chase Sapphire Preferred® Card

Bonus Amount
60,000 Points
Account Type
Personal Card
Availability
Nationwide
Bonus Requirements
  1. Apply for a new Chase Sapphire Preferred® credit card using the link below.
  2. Within 3 months, spend $4,000 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 60,000 points, which can be redeemed for $600 cash or $750 in travel rewards.

10. Chase Sapphire Reserve® - 60,000 bonus points

The Chase Saphire Reserve card is one of the best travel cards on the market, with a ton of premiere perks like lounge access, excellent rewards, and account credits. If you’re a frequent traveler and take advantage of all the card has to offer, you can easily offset the annual fee.

Chase Bank : Chase Sapphire Reserve®

Bonus Amount
60,000 Points
Account Type
Personal Card
Availability
Nationwide
Bonus Requirements
  1. Apply for a new Chase Sapphire Reserve ® credit card using the link below.
  2. Within 3 months, spend $4,000 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 60,000 points, which can be redeemed for $600 cash or $900 in travel rewards.

11. IHG One Rewards Traveler Credit Card - 100,000 bonus points

The IHG One Rewards Traveler Card from Chase doles out a high reward for IHG stays, along with bonus categories for everyday spending. If you’re an IHG regular who wants to earn when you book trips without having to pay an annual fee, this card could be a valuable addition to your wallet.

Chase Bank : IHG One Rewards Traveler Credit Card

Bonus Amount
100,000 Points
Account Type
Personal Card
Availability
Nationwide
Bonus Requirements
  1. Apply for a new IHG One Rewards Traveler Credit Card using the link below.
  2. Within 3 months, spend $2,000 using your new card.
  3. Bonus points will be credited to your IHG® Rewards account within 6 to 8 weeks.

12. IHG One Rewards Premier Business Credit Card - 140,000 bonus points

The IHG One Rewards Premier Business Card is a smart addition to your wallet if you’re a small business owner who can book regular stays at IHG properties. The welcome bonus, generous rewards, and perks like a free night’s stay each year help to justify the low annual fee for IHG loyalists.

Chase Bank : IHG One Rewards Premier Business Credit Card

Bonus Amount
140,000 Points
Account Type
Business Card
Availability
Nationwide
Bonus Requirements
  1. Apply for a new IHG One Rewards Premier Business Credit Card using the link below.
  2. Within 3 months, spend $3,000 using your new card.
  3. Bonus points will be credited to your IHG® Rewards account within 6 to 8 weeks.

13. IHG One Rewards Premier Credit Card - 165,000 bonus points

With IHG hotel rewards, elite perks, bonus categories, and other premier perks, the IHG One Rewards Premier Card from Chase has a lot to offer cardholders who want to put their points towards IHG stays and travel frequently enough to make up for the annual fee.

Chase Bank : IHG One Rewards Premier Credit Card

Bonus Amount
165,000 Points
Account Type
Personal Card
Availability
Nationwide
Bonus Requirements
  1. Apply for a new IHG One Rewards Premier Credit Card using the link below.
  2. Within 3 months, spend $3,000 using your new card.
  3. Bonus points will be credited to your IHG® Rewards account within 6 to 8 weeks.

14. World of Hyatt Business Credit Card - 60,000 bonus points

If you’re partial to Hyatt properties and your business takes you on the road often, the World of Hyatt Business Card from Chase should be on your radar as a tool to help you save and work your way up to elite status. You’ll also enjoy competitive rewards and exclusive perks.

Chase Bank : World of Hyatt Business Credit Card

Bonus Amount
60,000 Points
Account Type
Business Card
Availability
Nationwide
Bonus Requirements
  1. Apply for a new World of Hyatt Business credit card using the link below.
  2. Within 3 months, spend $5,000 using your new card, earn 60,000 Points.
  3. Earn an additional 15,000 Bonus Points after you spend $12,000 within the first 6 months of account opening.
  4. Bonus points will be credited to your World of Hyatt account within 6 to 8 weeks of meeting the requirement.

15. Chase Freedom Flex℠ - $200 bonus

If you’re willing to monitor categories and spend strategically, you can really maximize your earnings with the Chase Freedom Flex Card. It provides a welcome bonus, generous cashback rewards, and rotating quarterly bonus categories with a slew of other perks.

Chase Bank : Chase Freedom Flex℠

Bonus Amount
$200
Account Type
Personal Card
Availability
Nationwide
Bonus Requirements
  1. Apply for a new Chase Freedom Flex℠ credit card using the link below.
  2. Within 3 months, spend $500 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 20,000 points, which can be redeemed for $200.

16. Chase Freedom Unlimited® - $200 bonus

If you’re looking for a card that works for you on all fronts, check out Chase Freedom Unlimited. With enticing offers for new cardholders, top-notch rewards, and flexible redemption options, it brings more to the table than a lot of no-annual-fee cards.

Chase Bank : Chase Freedom Unlimited®

Bonus Amount
$200
Account Type
Personal Card
Availability
Nationwide
Bonus Requirements
  1. Apply for a new Chase Freedom Unlimited® credit card using the link below.
  2. Within 3 months, spend $500 using your new card.
  3. $200 Bonus will be credited within 6 to 8 weeks.

17. Chase Freedom® Student credit card - $50 bonus

Chase Bank : Chase Freedom® Student credit card

Bonus Amount
$50
Account Type
Personal Card
Availability
Nationwide
Bonus Requirements
  1. Apply for a new Chase Freedom® Student credit card using the link below.
  2. Within 3 months, make a purchase using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of 5,000 points, which can be redeemed for $50.

18. Refer-A-Friend - up to $500 bonus

If you know a few friends who need bank accounts, the Chase Refer A Friend program has some of the best earning potential among all of its coupons.

Existing Chase customers can earn $50 cash back for each new Chase checking account that signs up from your referral link.

The best part of this promotion is that it doesn’t expire, and you can take advantage of it up to 10 times per calendar year.

Keep in mind that Chase has a Refer-A-Friend program for most of their accounts and credit cards, and the amount of the bonus (and whether it's cash or points) can vary depending on which your friend signs up for.

As an example, here are some of the accounts you can refer friends to, along with their reward:

Your Friend Opens a... Reward Per Friend Max Per Year
Chase Total Checking®, Chase College Checking℠, Chase Premier Plus Checking℠, Chase Sapphire℠ Checking, Chase Private Client Checking℠, Chase Secure Banking℠, and some Chase legacy checking accounts such as Chase Better Banking® Checking, Chase Premier Checking℠, or Chase Checking℠ $50 $500
any Chase Freedom® credit card $100 $500
Chase Sapphire Preferred® credit card 20,000 points 100,000 points
any Southwest Rapid Rewards® credit card 20,000 points 100,000 points
any United MileagePlus® credit card 20,000 points 100,000 points
British Airways Visa Signature® credit card 10,000 Avios 50,000 Avios
any Marriott Bonvoy™ credit card 40,000 points 200,000 points
any World of Hyatt card 5,000 points 25,000 points
any Disney® Visa® Card 100 Disney Rewards Dollars 500 Disney Rewards Dollars
IHG® Rewards Club Premier credit card 10,000 points 50,000 points
any Chase Ink® card 20,000 points 100,000 points
Starbucks® Rewards Visa® Card 2,000 bonus stars 10,000 bonus stars

Chase Bank : Refer-A-Friend

Bonus Amount
up to $500
Account Type
Personal Checking
Availability
Nationwide
Bonus Requirements
  1. Enter your information on the program page linked below.
  2. Share your unique URL with friends using the Chase Mobile App, sending your URL directly, or using the "email friends" feature found on the program page.
  3. Bonus will be credited to your account within 8 weeks after your friend signs up.

Summary: Chase's Current Bonuses

Here’s a recap of the current Chase Bank promotions and offers that you can claim right now:

Account Account Type Amount Expires Requirements
Chase Business Complete Checking® Business Checking $400 Apr 18 Min Balance, Card Spend (optional) Details
Chase Total Checking® Personal Checking $300 Apr 17 Direct Deposit Details
Chase College Checking℠ Student Checking $100 Apr 17 Bill Pay (optional), Card Spend (optional) Details
Chase Private Client Checking℠ Personal Checking up to $3000 Apr 17 Min Balance Details
Chase Secure Banking℠ Personal Checking $100 Apr 17 Bill Pay (optional), Card Spend (optional) Details
Ink Business Cash® Credit Card Business Card $750 Card Spend Details
Ink Business Unlimited® Credit Card Business Card $750 Card Spend Details
Ink Business Preferred® Credit Card Business Card 100,000 Points Card Spend Details
Chase Sapphire Preferred® Card Personal Card 60,000 Points Card Spend Details
Chase Sapphire Reserve® Personal Card 60,000 Points Card Spend Details
IHG One Rewards Traveler Credit Card Personal Card 100,000 Points Card Spend Details
IHG One Rewards Premier Business Credit Card Business Card 140,000 Points Card Spend Details
IHG One Rewards Premier Credit Card Personal Card 165,000 Points Card Spend Details
World of Hyatt Business Credit Card Business Card 60,000 Points Card Spend Details
Chase Freedom Flex℠ Personal Card $200 Card Spend Details
Chase Freedom Unlimited® Personal Card $200 Card Spend Details
Chase Freedom® Student credit card Personal Card $50 Card Spend Details
Refer-A-Friend Personal Checking up to $500 Limited Time Referral Details

Current J.P. Morgan Promotions

Investment services from Chase Bank are through their J.P. Morgan brand. Here are the active J.P. Morgan investing bonuses that you can benefit from today:

1. Self-Directed Investing - up to $700 bonus

Available nationwide with the ability to open online, J.P. Morgan Wealth Management is offering up to a $700 welcome bonus when you open a new Self-Directed Investing account with qualifying minimum funding.

This is tiered bonus, meaning that the more you deposit, the more you may be eligible to earn. New for this iteration, J.P. Morgan has introduced a lower tier at $5,000, down from the previous $25,000 entry point and raised the max bonus amount!

Here are all 4 tiers of this investing bonus:

New Money Added Bonus Amount
$5,000-$24,999 $50
$25,000-$99,999 $150
$100,000-$249,999 $325
$250,000+ $700

This is the highest offer that we've seen to-date from J.P. Morgan.

J.P. Morgan Wealth Management : Self-Directed Investing

Bonus Amount
up to $700
Account Type
Investment
Availability
Nationwide
Offer Expires
April 12, 2024
Bonus Requirements
  1. Open a J.P. Morgan Self-Directed Investing account using the link below.
  2. Within 45 days, fund your account with qualifying new money; $5,000 - $24,999 = $50 bonus; $25,000 - $99,999 = $150 bonus; $100,000 - $249,999 = $325 bonus, $250,000 = $700 bonus.
  3. Your bonus amount will be determined on day 45.
  4. Maintain your new funds for 90 days (losses due to trading or market fluctuation will not be taken into account).
  5. Bonus will be received within 15 days.
  6. INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

Expired Offers From Chase

These bonuses were recently offered by Chase, but are not available right now.

Check back often as Chase may revive these deals or offer similar promotions in the future. In the meantime, it can sometimes be helpful to compare Chase's current bonuses to their previous deals.

Chase Total Checking® - $225 bonus (Expired)

Expired: April 7, 2022

Chase previously offered $225 for opening a Chase Total Checking® account.

To earn the bonus, you needed to:

  1. Open a Chase Total Checking® account.
  2. Within 90 days, have a direct deposit made from either your employer (paycheck or pension) or the government (any benefit such as Social Security).
  3. Receive your money within 15 days of the deposit posting.

Chase First Banking℠ - $25 bonus (Expired)

Expired: September 2, 2021

Chase previously offered $25 for opening a Chase First Banking℠ account.

The steps to earning this bonus were:

  1. Be an existing Chase checking customer.
  2. Open a new Chase First Banking℠ account for your child who is 6-17 years old.
  3. Bonus will be credited into the new youth account within 15 days of account opening.

Chase Savings℠ - $150 bonus (Expired)

Expired: April 14, 2021

Chase previously offered $150 for opening a Chase Savings℠ account.

Earning this bonus required you to:

  1. Open a Chase Savings℠ account using the link below.
  2. Within 30 days, deposit at least $10,000 and maintain that balance for 90 days.
  3. Bonus will be deposited into your new account within 15 days of meeting the requirements.

Chase Premier Plus Checking℠ - $300 bonus (Expired)

Expired: October 14, 2020

Chase previously offered $300 for opening a Chase Premier Plus Checking℠ account.

The requirements for this bonus were:

  1. Open a new Chase Premier Plus Checking℠ account using the link below.
  2. Within 60 days, complete a direct deposit.
  3. Bonus will be deposited into your new account within 10 business days of meeting the requirements.

Chase Total Checking® - $200 bonus (Expired)

Chase previously offered $200 for opening a Chase Total Checking® account.

To earn the bonus, you needed to:

  1. Open a Chase Total Checking® account.
  2. Within 90 days, have a direct deposit made from either your employer (paycheck or pension) or the government (any benefit such as Social Security).
  3. Receive your money within 15 days of the deposit posting.

Chase Slate Edge℠ - $100 bonus (Expired)

Chase previously offered $100 for opening a Chase Slate Edge℠ credit card.

Earning this bonus required you to:

  1. Apply for a new Chase Slate Edge℠ credit card using the link below.
  2. Within 6 months, spend $500 using your new card.
  3. Bonus will be credited within 6 to 8 weeks in the form of a $100 statement credit.

Checking + Savings Combo - up to $600 bonus (Expired)

Chase previously offered up to $600 for opening a Checking + Savings Combo account.

To earn the bonus, you needed to:

  1. Open both Chase Total Checking and Chase Savings accounts using the link below.
  2. Within 90 days, receive a direct deposit into your new checking account to earn $300.
  3. Within 30 days, deposit $15,000 into your new savings account and then maintain that balance for 90 days to earn $200.
  4. Earn an additional $100 from Chase by completing both the checking and savings account offers at the same time.
  5. Bonus(es) will be deposited into your new account(s) within 15 days after meeting each requirement.

Why Chase Bank?

Chase Bank is one of the largest banks in the U.S., and one of our top picks for national banks. You'll have access to more than 4,700 physical branches, more than 15,000 ATMs, and a well-liked mobile app that makes it easy to skip both (it averages 4.8 stars in the App Store and 4.4 stars on Google Play).

Chase offers everything from credit cards, home and auto loans, personal accounts, business and commercial products, and investment products under their J.P. Morgan umbrella.

Like most of the national banks, their rates aren't great, but their product breadth makes it easy to conveniently bank all at one place.

Plus, when it comes to bank bonuses and coupon codes, Chase has some of the best out there. The bank is constantly trying to attract new customers with sign-up bonuses and promotional offers.

Chase Bank Locations

You may sometimes be required to visit a branch in-person to take advantage of a welcome offer. Or, you may just prefer the convenience of banking with institutions that have locations near you.

Get a better idea of how well Chase Bank can serve you by checking out their branches closest to your area:

118 East Grand River
Fowlerville, MI 48836

Directions

7 West Main Street
Riverhead, NY 11901

Directions

203 East Berry Street
Fort Wayne, IN 46802

Directions

1475 Ruben M. Torres Boulevard
Brownsville, TX 78521

Directions

4011 San Pedro Avenue
San Antonio, TX 78212

Directions

3800 East 42nd Street
Odessa, TX 79762

Directions

6300 Harry Hines Boulevard
Dallas, TX 75235

Directions

200 South Tenth Street
Mcallen, TX 78501

Directions

111 S Garland Ave
Garland, TX 75040

Directions

700 East Main Street
Grand Prairie, TX 75050

Directions

990 North Walnut Creek Drive
Mansfield, TX 76063

Directions

600 Bailey Avenue
Fort Worth, TX 76107

Directions

How Can You Earn a Chase Bonus?

Banks are always looking to attract as many new customers as possible.

One of the most popular ways that Chase and other banks lure in new customers is by offering account opening bonuses, which are financial incentives you can get for opening a new account and meeting certain terms and conditions.

These new account offers are a win-win for both the bank and you, the customer.

The exact requirements for each sign-up bonus varies depending which new account you're opening.

For example, to score a Chase checking account bonus, you'll need to set up direct deposit if you're opening a Chase Total Checking® account. Business checking customers on the other hand, are required to deposit some cash into their new account and then complete 5 qualifying transactions like debit card purchases, ACH credits, or bill pay in order to earn their welcome bonus from Chase.

To earn a Chase savings account bonus, new customers will need to deposit money into their new account and then maintain that balance for a certain amount of time.

Chase Bank also offers deals to new credit card holders, but to earn this type of bonus you'll typically need to spend a certain amount within the first few months of having your new card.

Like all bank promotions, sign-up bonuses from Chase Bank are constantly changing. Deals expire, requirements are tweaked, and payout amounts change. We keep track of all of this for you, so check back here often to stay up-to-date on the best Chase Bank promotions available right now!

Tips and Tricks for Chase New Account Bonuses

In order to earn the "free" cash from Chase, you'll need to follow the rules of each bonus offer.

These are clearly outlined in the fine print of every offer, but there are some common themes that are helpful for you to know up front:

01. Chase coupons

With most offers from Chase, you'll need to either request a "Chase coupon" by submitting your email address on that bonus offer's landing page, or apply for the account directly from that page. Each bonus has a unique landing page, which we link to from the individual bonuses above.

After submitting your email address, Chase will then send you a personalized code by email. Receiving that unique coupon code allows you to open the account at a later time (if you're not ready to go through the application process right then), or to take that coupon into your local Chase branch.

Regardless of which path you take, you want to be sure that the coupon is being applied at the time you open the account. If not, you won't receive the bonus, regardless of whether or not you meet the other requirements.

To verify, be sure you're seeing the "we're applying your offer" call out (or something similar) on your application screen:

Chase coupon applied bonus offer on application page

Sincerely, we can't underscore this enough. Chase's internal systems track these codes and automatically reward you with the bonus once you've met the requirements.

Their online application is clear and intuitive, but if you're at all unsure, take the coupon to your local branch and have the banker verify that you're being enrolled in the offer.

02. Existing versus new customers

Most Chase bonus offers only apply to new customers.

That means you're not eligible if you currently have an existing account in that product category or if you've closed an account in that category within the past 90 days.

By "product category", we mean "consumer checking account", "business savings account" or the like.

For example, having an existing Chase Total Checking® account would not exclude you from opening a Chase Business Complete Banking℠ account and receiving that account's welcome bonus. But having a Chase Total Checking® account would exclude you from earning a Chase Secure Banking℠ welcome bonus.

03. Every 2 years limit

For nearly all Chase bonus offers, Chase limits you to receiving a welcome bonus only once every 2 years. This keeps customers from trying to churn through offers.

Like the distinction between new and existing customers, this limit is per each product category or credit card.

04. Clawbacks

For banking products, Chase will take back the welcome bonus if you close the account within 6 months. This 6-month clause also applies if Chase is the one who closes the account – if you're violating their terms, for example.

05. Chase credit card restrictions

Chase is well known for its 5/24 rule, which says cardholders cannot get a new Chase credit card if they have 5 credit card inquiries in the last 24 months. This is why many will advise you to sign up for any Chase credit cards first, before moving onto other issuers.

Beyond the 5/24 rule, Chase limits the bonus per card to once every 2 years, like we mentioned earlier.

06. Taxes

Remember that like all bank promotions, bonuses from Chase Bank are taxable. Unlike your regular salary, Chase does not withhold interest from your earned bonuses. Instead, Chase will send you a 1099-INT at the end of the year, and that bank interest will be taxed as ordinary income.

The exception here are credit card offers. Credit card rewards are typically treated as a rebate or discount by the IRS, rather than income. So earning a welcome bonus for opening a new Chase credit card is not usually taxable.

07. Fine print

Ultimately, every offer is unique. While the above tips are typical of most Chase coupons, they aren't guarantees. Make sure to thoroughly read the fine print of the bonus you're interested in.

Also know that offers can be changed at any time. Until you've fully enrolled in that offer by opening the account, the terms aren't "locked in".

That also means that the promotion may end earlier than the advertised expiration date – and truly, that happens all the time, even from a relatively consistent bank like Chase. If you're interested in a bonus, don't wait until the last minute to enroll.

How Do Chase Promotions Compare?

As we mentioned earlier, Chase has some of the best bonuses out there. The bank is constantly trying to attract new customers with sign-up bonuses and promotional offers, which means that new customers can almost always score some kind of sign-up bonus for opening a new Chase account.

When you're comparing banking offers, it's important to not only look at the actual bonus amount, but also the requirements attached to earning that reward.

For example, the Chase Total Checking® bonus is usually around $200 and only requires a single direct deposit sometime within the first 3 months. On the other hand, the Citi Priority Account bonus starts at $200 and up to $2,000 at the highest tier, but requires a significant deposit and has a monthly maintenance fee.

On the savings side, Chase's best offer is through their checking plus savings promotion. With that coupon, you can earn the most by opening a new personal checking and personal savings account at the same time, but you can also opt to earn just a Chase savings account bonus. You'll need $15,000 to qualify, but you can net $200 – which, over the course of the 90 day hold period, amounts to an effective rate of 5.41% APY.

By comparison, Discover offers $200 for depositing $25,000 (with no maintenance period and no monthly service fee), and TD Bank offers $200 for depositing $20,000 (with the same 90 day hold requirement as Chase).

Ultimately, our advice here remains the same as ever: If you're indifferent between one big brand to the next, follow the cash. If Chase offers convenience or customer service that you find valuable, don't let a one-time bonus sway you.

Chase Bank Promotions FAQs

How do I find a Chase coupon code?

You can find most of Chase's active coupon codes right on this page. From time to time Chase offers targeted offers that may vary slightly from what you see here.

Are sign-up bonuses from Chase Bank taxed?

Yes, all bonuses coming from Chase promotions will be reported to the IRS and taxed as income. Keep this in mind when you're figuring out your total return on any given offer.

The exception here is credit card bonuses. Since most credit cards require a minimum spending amount to qualify for a bonus, the reward doesn't count as taxable income.

Do Chase offers expire?

Yes. As with most bank bonuses, Chase offers usually have expiration dates (see above examples).

Again, bonuses are fluid. Don't feel like you have to jump on one just because it's about to expire. There will be others later on.

With that said, if you find a great bonus with an account you want, there's no point in waiting. It could be a while before the same coupon becomes available again. So if you're sure, just go for it.

How long does it take to get paid a bonus from Chase?

Account bonus payouts vary in the amount of time they take to hit your account. With Chase, most bonuses will arrive within 15 days of completing the qualifying activities.

If you haven't received your bonus in the expected amount of time, double-check to make sure you didn't miss anything in the requirements, and contact the customer support team to find out what the hold up is.

Can I use multiple Chase promotions?

Probably not. Most coupons are only available to new Chase customers, and you usually only get one shot at a particular bonus.

Keep in mind that by "new", we mean new for that particular account category. For example, receiving a Chase Total Checking® sign up bonus doesn't keep you from also getting a savings account bonus. It only excludes you from other checking account promotions.

The only exceptions are referrals and bonuses that require you to upgrade to a premium account (e.g., Private Client Checking).

For example, if you already received a sign-up bonus for your initial account, you'll still be eligible for upgrade incentives. However, you may also have to deposit a huge sum of money to qualify for that upgrade bonus, which counts the average consumer out.

Does Chase really give you a $225 bonus?

Unfortunately, not currently. Up until recently, Chase was offering a $225 checking account bonus if you opened a new Chase Total Checking® account and set up direct deposit. They've since decreased this coupon's offer amount down to $200.

As you can see from the above list, Chase offers a lot of new account bonuses for many of their accounts, and the rewards and accompanying requirements vary for each.

The terms also change frequently, like they did for the $225 Chase Total Checking bonus.

Which Chase Promotion is Best for You?

When it comes to sign-up offers, it's hard to find a big bank that does it better than Chase.

And while you should never choose a bank solely based on a sign-up bonus, there's plenty to like with Chase once you get in the door. Check out the full Chase review.

As you comb through your options, keep two other things in mind: Always watch out for disclaimers and fine print.

If you miss a specific requirement, you could miss out entirely. You should also weigh any account fees against what you'll be earning in a bonus.

For example, a $25 monthly account fee can nullify a $200 sign-up bonus pretty quickly.

Now that you know all about the coupons available from Chase, you are a step or two closer to deciding whether or not it's the right banking partner for you.

Good luck!