U.S. Bank Promotions & Bonuses in December 2023

Headquartered in Minneapolis, U.S. Bank is among the nation’s largest banks and has an impressive lineup of accounts for individuals and businesses. It also offers new customers generous promotions in exchange for opening a U.S. Bank account.

There are currently several U.S. Bank promotions. Whether you’re looking to earn a reward for opening a new checking account, business MMA, or credit card, read on for an up-to-date rundown of U.S. Bank’s bonuses.

Current U.S. Bank Promo Codes & Bonus Offers

Here are the active U.S. Bank bonuses that you can benefit from today:

• U.S. Bank Smartly® Checking: up to $800 bonus
• Business Checking: up to $800 bonus
• U.S. Bank Cash+® Visa Signature® Card: $200 bonus
• U.S. Bank Altitude® Go Visa Signature® Card: 20,000 bonus points
• U.S. Bank Altitude® Connect Visa Signature® Card: 50,000 bonus points

1. U.S. Bank Smartly® Checking - up to $800 bonus

U.S. Bank is offering up to an $800 bonus for opening a new U.S. Bank Smartly® Checking and Standard Savings account. This is back towards the high end of bonuses we've seen from U.S. Bank. This is a multipart bonus, meaning the more activities you complete, the more you can earn.

The direct deposit threshold for the checking bonus is steep, at a minimum $5,000 to earn a checking bonus, but if you have the income, this is an easy bonus. You'll have 90 days to reach this target, but keep in mind that unlike some banks that let you hit the bonus in a single transaction, U.S. Bank requires at least two direct deposits to qualify for this promotion.

The second part of the bonus is for opening a Standard Savings account and maintaining a minimum balance. Again, be ready for very steep requirements with $25,000 being the minimum balance to earn this portion. Earn a $100 kicker for completing both!

U.S. Bank : U.S. Bank Smartly® Checking

Bonus Amount

up to $800

Account Type

Personal Checking

Availability

AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY

Offer Expires

December 29, 2023

Bonus Requirements

1. Earn up to $800 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account online and complete qualifying activities. Subject to certain terms and limitations. Offer valid through December 29, 2023. Member FDIC.
2. U.S. Bank Smartly® Checking bonus (up to $500): Within 90 days, enroll in online banking or the U.S. Bank Mobile App AND Make two or more direct deposit(s) totaling $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500
3. U.S. Bank Standard Savings bonus (up to $200): Open a Standard Savings account and make new money deposit(s) totaling $25,000 or more by January 31, 2024 AND Maintain that balance until July 31, 2024 to earn up to $200
4. Earn an additional $100 by fulfilling both the Bank Smartly Checking and Standard Savings requirements
5. Offer may not be available if you live outside of the U.S. Bank footprint.

Apply Now

at U.S. Bank

Full Offer Details

2. Business Checking - up to $800 bonus

U.S. Bank is offering up to a $800 welcome bonus when you open and fund a new, eligible business checking account. This is a tiered bonus where you can earn more if you're able to deposit more. To earn the full $800 just deposit $25,000 in new money and maintain that balance for at least 60 days. This offer has increased since the last time it was offered to reward businesses with higher balances, so now might be a great time to jump on it if you've been considering U.S. Bank for your business banking needs.

U.S. Bank : Business Checking

Bonus Amount

up to $800

Account Type

Business Checking

Availability

Nationwide

Offer Expires

January 8, 2024

Bonus Requirements

1. Open a new Silver, Gold or Platinum Business Checking Package from U.S. Bank online with the promo code Q3AFL23 and complete qualifying activities. Member FDIC.
2. To earn $350 bonus: Deposit $5,000 in new money within 30 days of account opening and maintain for 60 days after account opening.
3. To earn $800 bonus: Deposit $25,000 in new money within 30 days of account opening and maintain for 60 days after account opening.
4. Bonus will be deposited into your new U.S. Bank business checking account within 45 days of meeting all requirements.
5. Subject to certain terms and limitations.

Apply Now

at U.S. Bank

Full Offer Details

3. U.S. Bank Cash+® Visa Signature® Card - $200 bonus

If you’re a rewards card strategist, the U.S. Bank Cash+ Visa Signature might be worth adding to the collection to maximize your rewards, offering solid rewards across its bonus categories. However, it isn’t our top pick as a standalone cashback card, with more rewarding—and less complicated—options out there.

U.S. Bank : U.S. Bank Cash+® Visa Signature® Card

Bonus Amount

$200

Account Type

Personal Card

Availability

Nationwide

Bonus Requirements

1. Apply for a new U.S. Bank Cash+® Visa Signature® Card using the link below.
2. Within 120 days, spend $1,000 using your new card.
3. Bonus will be credited to your rewards account within 6 to 8 weeks of meeting the requirement.

Learn More

Full Offer Details

4. U.S. Bank Altitude® Go Visa Signature® Card - 20,000 bonus points

The U.S. Bank Altitude Go Visa Signature might be worth adding to your wallet if you love eating out and want a card that doesn’t require an annual fee. The foodie’s delight offers robust rewards on dining, takeout, and groceries, with a handful of other bonus categories at a lower rate.

U.S. Bank : U.S. Bank Altitude® Go Visa Signature® Card

Bonus Amount

20,000 Points

Account Type

Personal Card

Availability

Nationwide

Bonus Requirements

1. Apply for a new U.S. Bank Altitude® Go Visa Signature® Card using the link below.
2. Within 90 days, spend $1,000 using your new card.
3. Bonus will be credited to your rewards account within 6 to 8 weeks of meeting the requirement.

Learn More

Full Offer Details

5. U.S. Bank Altitude® Connect Visa Signature® Card - 50,000 bonus points

Whether you’re new to travel rewards or you simply want to add a streamlined rewards card to the mix, the U.S. Bank Altitude Connect Visa Signature is a solid pick. It comes with a low annual fee and competitive bonus rewards on gas, travel, dining, and groceries perfect for newbies.

U.S. Bank : U.S. Bank Altitude® Connect Visa Signature® Card

Bonus Amount

50,000 Points

Account Type

Personal Card

Availability

Nationwide

Bonus Requirements

1. Apply for a U.S. Bank Altitude® Connect Visa Signature® Card using the link below.
2. Within 120 days, spend $2,000 on eligible purchases.
3. Bonus will post to your account within 6-8 weeks of completing the requirements.

Learn More

Full Offer Details

Summary: U.S. Bank's Current Bonuses

Here’s a recap of the current U.S. Bank promotions and offers that you can claim right now:

Expired Offers From U.S. Bank

These bonuses were recently offered by U.S. Bank, but are not available right now.

Check back often as U.S. Bank may revive these deals or offer similar promotions in the future. In the meantime, it can sometimes be helpful to compare U.S. Bank's current bonuses to their previous deals.

Platinum Business MMA - up to 4.60% APY (Expired)

Expired: December 5, 2023

previously offered up to 4.60% APY for opening a Platinum Business MMA account.

To earn the bonus, you needed to:

1. Open a new U.S. Bank Platinum Business Money Market Account. Member FDIC.
2. Deposit $25,000 - $2,999,999.99 in new money deposits to earn 4.60% APY.
3. Offer valid through December 05, 2023.
4. Subject to certain terms and limitations.

Standard Savings - $100 bonus (Expired)

Expired: June 20, 2023

previously offered $100 for opening a Standard Savings account.

The steps to earning this bonus were:

1. Open a new U.S. Bank Standard Savings account from U.S. Bank, member FDIC.
2. By July 14, 2023 complete deposit(s) of $15,000 or more.
3. Until Oct 31, 2023 maintain a total account balance of $15,000.
4. The $100 bonus will be credited to your new savings account within 30 days of final savings account balance verification.

U.S. Bancorp Investments - up to $1000 bonus (Expired)

Expired: December 31, 2022

previously offered up to $1000 for opening an U.S. Bancorp Investments account.

Earning this bonus required you to:

1. Speak with a financial advisor and open a new investment account with U.S. Bancorp Investments.
2. Deposit $250,000 - $499,999 to earn $250; $500,000 - $999,999 to earn $500; 1,000,000+ to earn $1,000.
3. Maintain balances through May 31, 2023.

Personal Checking - $400 bonus (Expired)

Expired: September 2, 2022

previously offered $400 for opening a Personal Checking account.

The requirements for this bonus were:

1. Open a new U.S. Bank personal checking account using the promo code 2022JUL.
2. Within 60 days, be enrolled in online banking or the U.S. Bank mobile app.
3. Within the same 60 days, complete recurring direct deposits that total $4,000 or more.
4. Bonus will be deposited into your new account within 60 days of meeting requirements.

Business Checking - $300 bonus (Expired)

Expired: July 29, 2022

previously offered $300 for opening a Business Checking account.

To earn the bonus, you needed to:

1. Open a new U.S. Bank Silver, Gold or Platinum Business Checking Account with the promo code 'Q2BUS22'.
2. Within 30 days, deposit $3,000 in new money and maintain that balance for 60 days.
3. Within 60 days, Enroll in the U.S. Bank Mobile App or U.S. Bank Online Banking.
4. Within 60 days, make five qualifying transactions Debit card purchases, Merchant deposits, ACH credits, Wires credits/debits, Mobile Check Deposit or Bill Pay) .
5. Bonus will be deposited into your new U.S. Bank business checking account within 45 days of deposit verification, as long as the account is open and has a positive balance.

Personal Checking - $300 bonus (Expired)

Expired: July 5, 2022

previously offered $300 for opening a Personal Checking account.

Earning this bonus required you to:

1. Open a Platinum, Gold, or Easy Checking account using the promo code 22WEB06.
2. Enroll in online banking or the mobile app.
3. Within 60 days, complete 2 or more recurring direct deposits totaling $4,000.
4. Bonus will be credited to your account within 60 days of meeting requirements.

Gold Business Checking - $750 bonus (Expired)

Expired: October 29, 2021

previously offered $750 for opening a Gold Business Checking account.

To earn the bonus, you needed to:

1. Open a new Gold Business Checking Package and a new Payment Solutions Merchant Account using the link below.
2. Within 30 days, accept and settle a Payment Solutions transaction into your new checking account.
3. The bonus will be credited to your checking account within 45 days.

Platinum Checking Package - $400 bonus (Expired)

Expired: July 13, 2021

previously offered $400 for opening a Platinum Checking Package account.

The requirements for this bonus were:

1. Open a Platinum Checking account.
2. Within 60 days, complete two or more recurring direct deposits totaling $5,000.
3. Within the same 60 days make 10 or more debit card transactions totaling $50 or more.
4. Bonus will be credited to your account within 60 days of meeting requirements.

Personal Checking Account - $250 bonus (Expired)

Expired: June 21, 2021

previously offered $250 for opening a Personal Checking account.

Earning this bonus required you to:

1. Open a new U.S. Bank personal checking account using the promo code 21DIG06.
2. Within 60 days, complete recurring direct deposits of 2 or more that total $3,000.
3. Within the same 60 days, complete 10 debit card purchases totaling $50.
4. Be enrolled in e-statements by July 5, 2021.
5. Bonus will be credited to your account within 60 days of completing the requirements.

Why U.S. Bank?

U.S. Bank is the consumer banking division of U.S. Bancorp, which is the fifth-largest banking institution in the United States.

The bank traces its history back to 1863 when it was first opened as the First National Bank of Cincinnati. Following a series of mergers and acquisitions in the early 2000s, U.S. Bank officially established its headquarters in Minneapolis, Minnesota, and now operates more than 2,200 physical branches across the Midwest and Western U.S.

U.S. Bank offers a wide range of both personal and small business accounts, and they often offer new customers generous promotions in exchange for opening a new U.S. Bank account.

Learn more about U.S. Bank in our full review

U.S. Bank Locations

You may sometimes be required to visit a branch in-person to take advantage of a welcome offer. Or, you may just prefer the convenience of banking with institutions that have locations near you.

Get a better idea of how well U.S. Bank can serve you by checking out their branches closest to your area:

How Can You Earn A U.S. Bank Bonus?

Banks are always looking to attract as many new customers as possible.

One of the most popular ways that U.S. Bank and other institutions lure in new customers is by offering account opening bonuses, which are financial incentives you can get for opening a new account and meeting certain terms and conditions.

These new account offers are a win-win for both the bank and you, the customer.

The exact requirements for each sign-up bonus varies depending which new account you're opening.

For example, to score a U.S. Bank checking account bonus, you'll need to set up direct deposit if you're opening a personal account. Business checking customers on the other hand, are required to deposit some cash into their new account and then complete 10 qualifying transactions like debit card purchases, ACH credits, or bill pay in order to earn their welcome bonus from U.S. Bank.

U.S. Bank also offers deals to new credit card holders, but to earn this type of bonus you'll typically need to spend a certain amount within the first few months of having your new card.

Like all bank promotions, sign-up bonuses from U.S. Bank are constantly changing. Deals expire, requirements are tweaked, and payout amounts change. We keep track of all of this for you, so check back here often to stay up-to-date on the best U.S. Bank promotions available right now!

Are U.S. Bank Bonuses a Good Deal?

The short answer is yes, U.S. Bank bonuses are a good deal. They offer some of the highest bonuses out there, and the requirements are usually very reasonable.

Keep in mind that most of their personal checking account offers require direct deposit. In the past these were tiered offers, where the reward amount increased if you were able to meet higher direct deposit amounts. That made the bonuses accessible to more people. However, the most recent iteration did away with the tiers and flattened the offer to a single $4,000 requirement.

If you're looking for a bonus from a large national bank that doesn't require direct deposit at all, you may want to look at promotions from Citibank or Bank of America, which typically have a balance requirement instead.

Alternatively, you might consider online banks such as Discover or Upgrade, which reward customers for using their debit card.

Ultimately, however, a bonus should be treated as an additional perk – not a deciding factor – when choosing a new account. If U.S. Bank offers convenience or customer service that you find valuable, don't let a one-time bonus sway you.

Which U.S. Bank Promotion Is Best For You?

U.S. Bank is currently offering a number of great checking account promotions and credit card bonuses.

And while you should never choose a bank solely based on a sign-up bonus, there's plenty to like with U.S. Bank once you get in the door, particularly if you live in the West and Midwest.

There, customers will have access to more than 3,000 physical branches and a suite of both personal and business products. Check out our full U.S. Bank review to learn more.

Good luck!