PNC Bank Promotions and Bonuses

PNC Bank is the 7th largest in the U.S., with nearly 2,300 physical branches across the country. They recently acquired BBVA, increasing their reach even further.

Similar to Citi's "banking packages", PNC offers combo products that pair checking, short and long-term savings accounts together under "Spend, Reserve and Growth" virtual wallets. A single fee covers the trio of accounts and, like most linked accounts, it's easy to transfer money between the three (plus offers 2-layers of fee-free overdraft protection).

Ultimately, however, PNC isn't our top pick if you're shopping for a new bank. Typical of the big national brands, their interest rates are low. And while they offer online and mobile banking with all of the major features, their apps feel more dated than competitor products (and definitely more than the tech-based banks).

Our advice? Do enough with PNC to grab your welcome bonus (now available nationwide!), but don't choose them as your primary bank.

Current PNC Bank Promotions

Here are the active PNC bonuses that you can benefit from today:

1. Virtual Wallet with Performance Select - $400 bonus

Available nationwide, PNC is offering a competitive welcome bonus for opening a personal checking account and using direct deposit within the first 2 months. You'll need to use the apply now buttons found on PNC's offer page to be sure the promo is attached to your account, or you can opt for a code by email if you prefer to open in-branch.

If the $5k in direct deposit is too high, they're also running a couple of smaller offers with lower deposit requirements.

Assuming you don't have an account with PNC (and haven't within the last 90 days), we definitely recommend grabbing this easy bonus.

PNC Bank : Virtual Wallet with Performance Select

Bonus Amount
$400
Account Type
Personal Checking
Availability
Nationwide
Offer Expires
Oct 31, 2021
Bonus Requirements
  1. Open a Virtual Wallet with Performance Select account using the link below.
  2. Within 60 days, have a total of $5,000 in direct deposits.
  3. Bonus will be credited to your account within 60-90 days after meeting requirements.

2. Virtual Wallet with Performance Spend - $250 bonus

Available nationwide, PNC is offering a competitive welcome bonus for opening a personal checking account and using direct deposit within the first 2 months. You'll need to use the apply now buttons found on PNC's offer page to be sure the promo is attached to your account, or you can opt for a code by email if you prefer to open in-branch.

If you can deposit more than the $2k required here, they're also running a $400 offer with a $5k requirement.

Assuming you don't have an account with PNC (and haven't within the last 90 days), we definitely recommend grabbing this easy bonus.

PNC Bank : Virtual Wallet with Performance Spend

Bonus Amount
$250
Account Type
Personal Checking
Availability
Nationwide
Offer Expires
Oct 31, 2021
Bonus Requirements
  1. Open a Virtual Wallet with Performance Spend account using the link below.
  2. Within 60 days, have a total of $2,000 in direct deposits.
  3. Bonus will be credited to your account within 60-90 days after meeting requirements.

3. Virtual Wallet - $100 bonus

Available nationwide, PNC is offering a welcome bonus for opening a personal checking account and using direct deposit within the first 2 months. This is their smallest offer, and only requires $500 in direct deposits. But if you can, we recommend choosing one of their larger offers (with higher deposit requirements). Remember, even this $100 makes you ineligible for any other personal checking welcome offer for the next 2 years – so grab as much as you can.

You'll need to use the apply now buttons found on PNC's offer page to be sure the promo is attached to your account, or you can opt for a code by email if you prefer to open in-branch.

Assuming you don't have an account with PNC (and haven't within the last 90 days), we definitely recommend claiming this easy bonus.

PNC Bank : Virtual Wallet

Bonus Amount
$100
Account Type
Personal Checking
Availability
Nationwide
Offer Expires
Oct 31, 2021
Bonus Requirements
  1. Open a Virtual Wallet account using the link below.
  2. Within 60 days, have a total of $500 in direct deposits.
  3. Bonus will be deposited into your account 60-90 days after requirements have been met.

4. Enterprise Checking Account - $500 bonus

PNC is running a couple of welcome bonus offers targeting business owners. For this one, you'll need to open either a Treasury Enterprise Plan or Analysis Business Checking account and then meet balance requirements.

This is a straightforward, nationally-available bonus for business owners.

If you're a small business owner with smaller balance or transaction volume, PNC is also running a $200 bonus for their small business checking accounts, so check those out, too!

PNC Bank : Enterprise Checking Account

Bonus Amount
$500
Account Type
Enterprise Checking
Availability
Nationwide
Offer Expires
Dec 31, 2021
Bonus Requirements
  1. Open a new Treasury Enterprise Plan or Analysis Business Checking account.
  2. For 3 statement cycles, maintain a $30,000 balance.
  3. Bonus will be deposited within 90 days of meeting the requirements.

5. Business Checking Account - $200 bonus

PNC is running a couple of welcome bonus offers targeting small business owners. For this one, you'll need to open either a Business Checking or Business Checking Plus account and then meet balance and debit card requirements.

This is a straightforward, nationally-available bonus for business owners.

If your company has higher balances or transaction volume, PNC is running a larger bonus for their enterprise checking accounts, so check those out, too!

PNC Bank : Business Checking Account

Bonus Amount
$200
Account Type
Business Checking
Availability
Nationwide
Offer Expires
Dec 31, 2021
Bonus Requirements
  1. Open a new Business Checking or Business Checking Plus account.
  2. For 3 statement cycles, maintain an average balance of $5,000.
  3. During those same statement cycles, make 20 debit card purchases.
  4. Bonus will be deposited within 90 days of meeting the requirements.

Summary: PNC's Current Bonuses

Here’s a recap of the current PNC Bank promotions and offers that you can claim right now:

Account Account Type Amount Expires Requirements
Virtual Wallet with Performance Select Personal Checking $400 Oct 31 Direct Deposit Details
Virtual Wallet with Performance Spend Personal Checking $250 Oct 31 Direct Deposit Details
Virtual Wallet Personal Checking $100 Oct 31 Direct Deposit Details
Enterprise Checking Account Enterprise Checking $500 Dec 31 Min Balance Details
Business Checking Account Business Checking $200 Dec 31 Min Balance, Card Spend Details

Expired Offers From PNC

These bonuses were recently offered by PNC, but are not available at this time through our site. Check back often as PNC may reactivate these deals or offer similar promotions in the future.

Find Out More About PNC Bank

Review:
Contact:

222 Delaware Avenue
Wilmington, DE 19899
PNC Bank Website