96 Best Bank Bonuses and Promotions In Maine

Citi® Citi Priority Relationship Tier - up to $2000 bonus

Citi® is offering up to a $2,000 cash bonus when you open a new Citi Priority Relationship Tier account with activities. Like most Citi promotions, this is a tiered offer based on the amount you're able to deposit and maintain in your new checking account.

Citi recently added a lower tier to this bonus, making it easier for more people to participate. However, some of the middle tier requirements have increased. All told, the bonus amount ranges from $200 for depositing $10,000, up to the full $2,000 for depositing $300,000.

Depending on when you deposit the cash (it needs to be there by the 20th day), the bonus represents an effective rate of roughly 4-11% on your savings. The $200 offer nets you the best effective rate, but every offer is significantly more than what you can find on most savings accounts. So if you have the cash, this is a great way to put it to work, risk-free.

It's important to note that this offer is available in most, but not all states.

Chase Private Client Checking℠ - up to $3000 bonus

Available nationwide, Chase Bank is offering up to a $3,000 bonus when you open or upgrade to a new Chase Private Client Checking℠ account.

This time around, Chase is offering tiers which lower the barriers to entry, but also provide higher bonus opportunities for those with higher balances.

To earn this premium checking account bonus from Chase, you'll need to transfer at least $150,000 for the first tier (down from $250,000), with the upper tier being $500,000 or more into eligible checking, savings and/or investment accounts – so this promotion is clearly geared toward those with deep pockets.

That said, the new funds can be cash from another bank or securities held at a competitor brokerage, and the deposits can go into one or a combination of Chase accounts. There are some rules about which accounts are eligible though, so be sure to read the fine print!

Like most Chase coupons, you'll need to first enter your email to receive an 'upgrade code'. You'll then take that code into your local Chase branch to enroll in the offer.

Tip: If you already have a Chase Private Client Checking account, you can skip the code and branch visit, and simply deposit the new funds to your eligible accounts.

Discover Cashback Debit - up to $360 bonus

Discover Bank, member FDIC, has a cool twist on the old-fashioned debit card: cash back rewards. Open an account online, and they'll give you 1% cash back on up to $3,000 in debit card purchases each month, for up to $360 each year as a bonus to your normal spending. See website for details.

Upgrade Rewards Checking Plus - $200 bonus

Upgrade is offering a $200 welcome bonus when you open a new Rewards Checking Plus account and make 3 debit card transactions.

To qualify for this promotion, you'll first need to sign up for any Upgrade Card (for example, the Triple Cash Card), which is a blend of a credit card / line of credit. Then, you'll need to open a free Rewards Checking Plus account. Finally, you'll need to make just 3 purchases using your new debit card.

What's more? If you choose The Triple Cash Rewards Visa card you'll earn 3% on purchases in Home, Auto, and Health categories and 1% on all other purchases. There are no annual fees, no late fees, and no foreign transaction fees.

All in all, this is an easy bonus to earn.

Overall, it's rare to find a cash offer this high that does not require a direct deposit, minimum balance, or a monthly fee. Check it out!

Axos Rewards Checking - up to $300 bonus

Axos is offering to put up to an extra $300 in your pocket. This bonus is high for Axos; however, it also comes with some hefty requirements!

To qualify for the bonus, you'll need to open a new Rewards Checking account and set up direct deposit of at least $5,000. There's also a sizable minimum balance requirement which must be started immediately to earn the full bonus amount.

This cash bonus is in addition to the account's APY, which could see you earning up to 3.30% on your checking balance. Keep in mind that there are qualifying activities you need to do each month to earn the full rate, but it's definitely a competitive rate if you qualify.

Chase Total Checking® - $200 bonus

Chase Total Checking® is the most popular account from one of the nation's best banks. You'll have access to more than 4,700 branch locations and 16,000 ATMs, along with a top-rated mobile app.

Your new account can be opened easily online, and earning the bonus is super straightforward: receive a qualifying direct deposit into your new account within 90 days, and Chase will reward you within 15 days.

Keep in mind that Chase Total Checking® does charge a $12 monthly maintenance fee, but there are several ways to have this waived, including maintaining a minimum daily balance of $1,500 or making at least $500 in electronic deposits each month.

Assuming you can keep the account free, we definitely recommend taking advantage of this easy cash bonus from Chase!

Chase College Checking℠ - $100 bonus

College students can earn this super easy bonus from one of our top national banks. Chase is offering $100 for opening a new Chase College Checking account and completing 10 qualifying transactions.

The 10 transactions sounds like a lot, but you have 60 days and everything from ACH credits, mobile check deposits, writing actual checks, Zelle, debit card purchases, and paying bills count.

The sooner you make those 10 transactions, the sooner you get paid: Chase will deposit your new checking account bonus within 15 days of the 10th transaction (but most report that the bonus actually only takes a couple of days).

Citi® Citigold® Checking - up to $2000 bonus

Citi® is offering up to a $2,000 cash bonus when you open a new Citigold® Account. This time around they've added a lower tier to make it easier to participate, but have raised some of the middle tiers which could make higher bonus levels slightly harder to achieve. It's important to note that this offer is available in most, but not all states.

This is a tiered bonus based on the amount you're able to deposit and maintain in your new account. $10,000 in new funds will earn you $200; $30,000 in new funds will earn you $500; $75,000 will earn you $1,000; $200,000 will earn you $1,500; or $300,000+ will earn you the full $2,000.

Depending on when you deposit the cash (it needs to be there by the 20th day), the bonus represents an effective rate of roughly 5-11% on your savings. The $200 offer nets you the best effective rate, but every offer is significantly more than what you can find on most savings accounts. So if you have the cash, this is a great way to put it to work, risk-free.

Tip: They're running this same deal on other accounts, too, like the Citi Priority Account.

Revolut Standard - 3 free months bonus

Now available in the United States with the ability to open online, Revolut is offering 3 free months of Revolut Premium (a savings of nearly $30) when you open any new Revolut account and complete a transaction with your card. That's it! This is a limited time offer when you sign up through BankBonus.com so you must act fast!

What's more? Once you signup you'll be eligible to refer friends. Recent referral promotions have gone as high as $100 each!

BMO Personal Checking - $400 bonus

BMO Harris Bank is giving you 4 months to accumulate $4,000 in direct deposits to earn a $400 welcome bonus for opening a new BMO Smart Advantage Checking or BMO Smart Money Checking account. This is $100 higher than previous versions.

What's even better? They're also offering a $5/month kicker if you save regularly.

It's now available nationally, so now's a good time to open an account online and grab that cash.

BMO Relationship Checking - $600 bonus

BMO Harris Bank is giving you 4 months to accumulate $7,500 in direct deposits to earn a $600 welcome bonus for opening a new Premier checking account. This is $100 higher than when it was previously available. It's now available nationally, so now's a good time to open an account online and grab that cash.

What's even better? They're also offering a $5/month kicker if you save regularly.

HSBC Premier - $300 bonus

HSBC has launched their next iteration of their "Share The Experience" referral program, where current HSBC customers can earn up to $6,000 by referring friends and family to the bank.

For the new customer, HSBC is offering a $300 welcome bonus. This is lower than it was previously, but they now allow the accounts to be opened online – which is a pretty big perk compared the old requirement of only in-branch.

You'll need a custom referral code, but the requirements are otherwise fairly easy to hit.

For your friend, the bonus is $500 with qualifying balances of $75,000.00-$499,999.99 in deposit and/or eligible investment accounts OR $1,000 with qualifying balances of $500,000 or more in deposit and/or eligible investment accounts.

SoFi Checking and Savings - up to $250 bonus

SoFi is offering new and existing SoFi Checking & Savings customers up to a $250 bonus. You'll need to set up direct deposit, but you'll have until the promo ends to complete one.

From there, you'll have 25 calendar days (or until the end of the promotion, whichever happens first) to accumulate direct deposits towards the total that will be used to determine your bonus. This is still setup as a tiered bonus, the more you direct deposit, the more you'll earn.

First Tech Personal Checking - up to $350 bonus

First Tech is offering up to $350 in welcome bonuses when you open a First Tech checking account and use it. This is a tiered bonus, meaning the more activities you complete, the more you can earn. It's important to note that direct deposit and card spend is required to earn the full bonus.

While they are primarily targeting a limited Oregon audience, this offer is nationwide as membership is granted through affiliation with either the Computer History Museum or the Financial Fitness Association. These accounts can be opened online and it's also been reported that FTFCU will pay those fees as well.

Chartway Federal Credit Union Cash Back Checking - $200 bonus

Available nationwide with the ability to open online, Chartway Federal Credit Union is offering a $200 welcome bonus for the Holidays when you open a new Cashback Checking account, connect your direct deposit and use your debit card.

SECU of Maryland Total Checking & Rewards - $250 bonus

Available to new & existingmembers without a checking account, SECU of Maryland is offering a $250 welcome bonus when you open a new Total Checking & Rewards account and set up direct deposit. This is up $50 from the last time it was offered. This bonus is available nationwide as new members can join with a $10 donation to the SECUMD Foundation.

What's more? If you're a current member, but do not have a checking account you are eligible as well!

A+ Federal Credit Union Cash-Back Checking - up to $50 bonus

Available in Texas (or nationwide via a donation to the A+ Education Foundation) with the ability to open online, A+ Federal Credit Union is offering up to a $50 welcome bonus when you open a new Cash-Back Checking account and set up direct deposit. Unfortunately, this is half the bonus they offered in 2022. Don't have a direct deposit? You'll earn $10 just for opening the account.

America's Christian Credit Union Checking + Savings - $100 bonus

Available nationwide with the ability to open online, America's Christian Credit Union is offering a $100 welcome bonus when you open a new personal checking account and regular/share savings account. Previous versions of this offer did not require the savings account add-on. The minimum deposit amount is considerably higher.

PSECU Checking - up to $300 bonus

PSECU is offering up to $300 to new members who open a personal checking account. This time around they've broken the bonus into 3 parts and raised the bonus amount.

Something else to keep in mind: if you have ties with any of the PA entities that PSECU has a relationship with, you can join outright. But if not, you can still gain eligibility by joining Pennsylvania Recreation and Park Society (PRPS) through PSECU. For more information, read the eligibility requirements section below.

Laurel Road Loyalty Checking - $300 bonus

Available nationwide, Laurel Road is offering a $300 welcome bonus when you open a new Loyalty Checking account and set up direct deposit.

Plus, every month that you make direct deposits totaling at least $2,500, you'll earn a $10 cash reward – for the lifetime of the account. AND, for your first 12 months, that reward doubles to $20 each month!

Wells Fargo Premier Checking - $2500 bonus

Have a bunch of cash just sitting in the bank earning little interest? Why not earn a large bonus on it by transferring to Wells Fargo?

Available nationwide, Wells Fargo is offering a $2,500 welcome bonus when you upgrade an existing consumer checking account to Premier Checking account or open a new Premier Checking account. Keep in mind, if you upgrade your account, you'll need to bring in $250,000 or more in new deposits to be eligible, which can be kind of steep if you already use Wells Fargo for your primary bank account.

Wells Fargo Personal Checking - $325 bonus

Wells Fargo is offering new personal checking account customers a $325 bonus.

To be eligible, you'll first need to open a new Clear Access Banking℠, Everyday Checking, Prime Checking, or Premier Checking account, and then you'll have 3 months to receive $1,000 in direct deposits in order to qualify for the promo.

This is a pretty easy bonus that's available nationally without restriction. Plus, the deposit requirement has been cut in half (from $2,000 to $1,000), and the reward amount bumped up: from the $200 default offer. Can't complain about that!

Chase Secure Banking℠ - $100 bonus

Chase Bank is offering new customers $100 when they open a Chase Secure Banking℠ checking account with qualifying activities.

This account does have a low monthly fee, but in exchange offers perks like no fees for cashier's checks and money orders.

Bank of America Advantage Banking - $200 bonus

Bank of America is offering a $200 bonus for opening a new personal checking account. The offer applies to any of their Advantage Banking accounts: Bank of America SafeBalance®, Bank of America Advantage Plus®, or Bank of America Advantage Relationship®.

Recent versions of this bonus had a direct deposit requirement of $1,000, but this time around Bank of America has increased the ask to $2,000. With that said, they've also DOUBLED the bonus, and you do have 90 days to meet that total in cumulative deposits.

Overall, a fairly easy bonus from a nationwide bank, so worth checking out.

Ameris Bank Free Checking - $300 bonus

Here's one that doesn't come around too often. With branches primarily in the Southeast and Mid-Atlantic areas, Ameris Bank is offering a $300 welcome bonus when you open a new Free Checking account and set up direct deposit. With that said, Ameris' products and services are available online to customers nationwide.

USAA Classic Checking - $200 bonus

Available nationwide, USAA is offering a $200 welcome bonus when you open a new Classic Checking account and set up direct deposit for your military pay. We RARELY see USAA offer a bonus, so now's a good time to become a member if you aren't already. This offer has doubled since it was last offered and it appears they've removed the requirement that only qualified military pay as an eligible deposit!

Stanford Federal Credit Union Personal Checking - $100 bonus

Stanford Federal Credit Union is offering a relatively simple bonus for new members in their footprint.

Just complete the direct deposit requirements and $100 cash will be deposited into your account. Not in the Stanford footprint? You may also be eligible to join nationwide through a donation to Friends of the Palo Alto Library (FOPAL) or Museum of American Heritage (MOAH).

Northwest Federal Credit Union Personal Checking - $400 bonus

Available in Virginia (or nationwide via membership to partner organizations, like The Humane Society), Northwest Federal Credit Union is offering a whopping $400 bonus when you open a new personal checking account. The great thing about this bonus is that any ACH deposit of $500 or more will work, direct deposits from a paycheck are optional. The main stipulation here is that you must never have held a checking account at Northwest FCU to qualify.

Arizona Federal Checking Plus - $200 bonus

Available residents of select Arizona counties (or nationwide via a donation to Local First Arizona), Arizona Federal Credit Union is offering a $200 welcome bonus when you open a new Checking Plus account and use your debit card. That's it! There's not a bunch of hoops to jump through to earn this bonus.

EverBank Yield Pledge® Checking - $150 bonus

TIAA Bank is offering an easy bonus to new Yield Pledge Checking customers, with one big caveat: your employer must participate in their Workplace Banking program.

If you're lucky enough to qualify, however, this is a straightforward offer: open a new account, make cumulative direct deposits totaling $1,000 in 90 days, and get $150 for your trouble.

United States Senate Federal Credit Union Senate Checking - up to $500 bonus

Available nationwide (via membership with the American Consumer Council) with the ability to open online, United States Senate Federal Credit Union is offering up to $500 in welcome bonuses when you open a new Senate Checking account. This is a tiered offer, so the more activities you complete, the more you can earn. The additional bonuses require direct deposit, establishing a money market account and getting a share CD.

Inspire Federal Credit Union Personal Checking - $300 bonus

Inspire Federal Credit Union is offering $300 to members who open a new personal checking account. You have the choice between their Everyday Checking, which is free, or their Rewards and High Yield Checking accounts, which both have a monthly fee that is waivable.

The bonus requirements are straightforward and pretty easy to meet: enroll in eStatements and receive $500 in direct deposits. If you meet the eligibility requirements, definitely check it out! Note: As of 2023 you can join nationwide via (free) membership with the American Consumer Council.

CapEd Federal Credit Union High Yield Checking - $100 bonus

CapEd Credit Union is offering a bonus not only to you, but also to the school of your choosing when you sign up for a new personal checking account and meet the requirements.

To sweeten the deal, their high yield checking account offers one of the highest rates we've seen and membership can be obtained nationwide through a donation to the Idaho CapEd Foundation.

Albert Cash - $100 bonus

Albert is offering a $100 bonus when you refer a friend to open a new Albert Cash account and they set up direct deposit. If you're not already a user, download the app today using the link below ($150 Bonus w/direct deposit) and start passing out your referral link.

Great River Federal Credit Union Free Checking - $100 bonus

If you're a member of Great River Federal Credit Union, or know someone who is, you can earn a $100 bonus.

New members must complete qualifying activities and then both the new member and the person that referred them will receive $100.

GO2Bank Deposit - $50 bonus

Available nationwide with the ability to open online, GO2Bank is offering a $50 welcome bonus for you and a friend when opening a new account with direct deposit.

As an added bonus, you can receive up to $1,500 in referral bonuses each calendar year, so whether you're a new or existing member, you can really rack up some serious cash.

Chase Refer-A-Friend - up to $500 bonus

If you know a few friends who need bank accounts, the Chase Refer A Friend program has some of the best earning potential among all of its coupons.

Existing Chase customers can earn $50 cash back for each new Chase checking account that signs up from your referral link.

The best part of this promotion is that it doesn’t expire, and you can take advantage of it up to 10 times per calendar year.

Keep in mind that Chase has a Refer-A-Friend program for most of their accounts and credit cards, and the amount of the bonus (and whether it's cash or points) can vary depending on which your friend signs up for.

As an example, here are some of the accounts you can refer friends to, along with their reward:

Your Friend Opens a...	Reward Per Friend	Max Per Year
Chase Total Checking®, Chase College Checking℠, Chase Premier Plus Checking℠, Chase Sapphire℠ Checking, Chase Private Client Checking℠, Chase Secure Banking℠, and some Chase legacy checking accounts such as Chase Better Banking® Checking, Chase Premier Checking℠, or Chase Checking℠	$50	$500
any Chase Freedom® credit card	$100	$500
Chase Sapphire Preferred® credit card	20,000 points	100,000 points
any Southwest Rapid Rewards® credit card	20,000 points	100,000 points
any United MileagePlus® credit card	20,000 points	100,000 points
British Airways Visa Signature® credit card	10,000 Avios	50,000 Avios
any Marriott Bonvoy™ credit card	40,000 points	200,000 points
any World of Hyatt card	5,000 points	25,000 points
any Disney® Visa® Card	100 Disney Rewards Dollars	500 Disney Rewards Dollars
IHG® Rewards Club Premier credit card	10,000 points	50,000 points
any Chase Ink® card	20,000 points	100,000 points
Starbucks® Rewards Visa® Card	2,000 bonus stars	10,000 bonus stars

Lafayette Federal Credit Union Personal Checking and Savings - up to $100 bonus

Available in the greater District of Columbia area with the ability to open online, Lafayette Federal Credit Union is offering new members up to a $100 welcome bonus for opening a new savings and checking account and setting up direct deposit.

Live outside of DC Metro area? Obtain a lifetime membership to the Home Ownership Financial Literacy Council (HOFLC) for $10 and receive eligibility to LFCU.

Illinois State Credit Union Totally Free Checking - $100 bonus

Available in select IL counties or nationwide, to ISU alums OR through a $5 donation to the Weisbecker Scholarship Fund, Illinois State Credit Union is offering a $100 welcome bonus when you open a new checking account and keep it active. To be considered active, you'll need to do things like setup direct deposit or use your debit card.

Citi® Citi Mortgage Relationship Pricing - up to $500 or 0.625% off

Citi is known to give special loyalty perks to current customers. For example, having a Citigold® account can save you $145 on your Citi® / AAdvantage® Executive World Elite Mastercard® annual fee.

Likewise, if you're shopping for a mortgage and already have a Citi personal checking and/or savings account (or are willing to open one), you can potentially save some serious cash.

The Citi Mortgage Relationship Pricing promotion essentially says that if your set up automatic mortgage payments from your Citi deposit account, you qualify for either a closing cost credit or an interest rate discount for the life of your home loan.

Which discount applies depends on the amount you have cumulatively across any personal checking accounts, personal savings accounts, linked Citibank IRAs and/or CGMI investment accounts:

• $1: $500 off closing costs
• $50,000: 1/8% off interest rate
• $200,000: 1/4% off interest rate
• $500,000: 3/8% off interest rate
• $1,000,000: 1/2% off interest rate
• $2,000,000: 5/8% off interest rate

SoFi Checking and Savings - $75 bonus

Give $25 get $75 is the new SoFi Checking and Savings® referral bonus. Just share your link and you'll both be rewarded when they sign up for an account and make a $10 deposit within 14 days. Claim your $25 today using the link below and start earning.

Great River Federal Credit Union Free Checking - $100 bonus

Great River Federal Credit Union is now offering a $100 welcome bonus when you open a new personal checking account without requiring a referral. This bonus also makes direct deposit optional with a path to earn it via debit card spend instead.

Unlike most new account offers, minors are also eligible for this bonus. While the payout is reduced to $50, it removes the direct deposit and debit card requirements.

You can qualify for membership at GRFCU by joining the American Consumer Council free-of-charge if you are out of their footprint.

American Airlines Federal Credit Union Personal Checking - up to $50 bonus

Available nationwide with the ability to open online, American Airlines Federal Credit Union is offering a $25 welcome bonus when you open a new personal or youth checking account and use your debit card. It's not a large bonus, but if you're eligible for membership, it's a super easy bonus to earn.

Discover Online Savings - up to $200 bonus

Discover – one of our top picks for online banks – is currently offering up to $200 for opening your first Online Savings account. You'll need to deposit $25,000 to earn the full amount, but $15,000 only results in a loss of $50.

One perk to this bonus is that Discover doesn't have a requirement for how long you need to keep the cash in the account; however, with interest rates soaring, it makes a great place to stash some cash. Doesn't get much easier than that!

Capital One 360 Performance Savings - up to $1500 bonus

Available nationwide and from a well-ranked bank, Capital One is offering up to $1,500 if you open a 360 Performance Savings account. This is a 3-tier bonus – the more you deposit, the more you can earn. This time around they've increased all tiers.

You'll need to make some sizable deposits, totaling at least $20,000, which will earn you $300. To get the full amount, you'll need to deposit $100,000.

Overall, if you're a new Capital One personal savings customer, this is a bonus with easy requirements if you have some cash and is worth taking advantage of.

CIBC Agility Savings - up to $500 bonus

CIBC is upping it's game by offering a bonus on its Agility Savings account. This online-only account already comes with a high yield (5.01% APY as of the time this article was written), but now they've sweetened the deal with the opportunity to earn up to $500 in bonus cash.

This is a tiered bonus, the more new money you can deposit, the more you can earn. With that said, the minimum threshold is $25,000 so it's not super easy unless you have extra chunk of cash lying around.

PenFed Premium Online Savings - up to $750 bonus

Available nationwide, PenFed is offering up to a $750 welcome bonus when you open a new Premium Online Savings account and deposit new money. The amount you'll depends on how much money you deposit. They are offering $150 for each $10,000 deposited, up to $50,000 ($750 total). This is the first time we've seen this bonus from PenFed, so now is a good time to jump on it.

Alliant Ultimate Opportunity Savings - $100 bonus

Back for 2023, Alliant Credit Union has partnered with Suze Orman to encourage people to make saving a priority. To that end, they've launched “The Ultimate Opportunity Savings Account” promotion, where you can earn a $100 welcome bonus by opening a new savings account and making the commitment to deposit $100 each month.

Keep in mind that these deposits don't need to be made via direct deposit, as is common with many bank bonuses. Instead, regular transfers each month will work.

The first transfer will need to be made within 30 days of opening the account, and while it does take a full 12 months to satisfy the requirements, the ROI on your cash is impressive.

This is a nationwide bonus from one of the best credit unions, so definitely check it out!

American Airlines Federal Credit Union Membership Share - $25 bonus

Available nationwide with the ability to join online, American Airlines Federal Credit Union is offering a $25 bonus for each family member you refer for membership. What's even more? You can stack this offer up to 10 times, for a total of $250.

SkyOne Sky-High Savings - $50 bonus

Available nationwide through select non-profit membership, SkyOne is offering a $50 welcome bonus when you join as a new member. It's not a large bonus by any means, but if you were considering joining, might as well pocket a little extra cash.

Wells Fargo Way2Save® Savings - $525 bonus

Available nationwide, Wells Fargo is most known for its personal checking bonuses; however, this time around Wells Fargo has a savings offer that's pretty solid! Wells Fargo is offering a $525 welcome bonus when you open a new personal savings account and maintain a minimum balance. The minimum balance is a little steep, but very reasonable for the bonus amount.

What's even more? You can stack this offer with their checking account bonus to earn a total of $850.

EverBank Yield Pledge® Money Market - $300 bonus

TIAA Bank is offering an easy bonus to new Yield Pledge Money Market customers, with one big caveat: your employer must participate in their Workplace Banking program.

If you're lucky enough to qualify, however, this is a straightforward offer: open a new account, deposit $15,000 in the first 20 days and then maintain it for 70 after that, and get $300 for your trouble. That represents a 12% effective rate on your savings, which is significantly more than any savings account these days.

Northwest Federal Credit Union First Rewards - $25 bonus

Available in Virginia, Northwest Federal Credit Union is offering a $25 bonus to teens that open a new First Rewards savings account and reach a balance of $500. Parents can join nationwide through membership with partner organizations like The Humane Society.

Sallie Mae SmartyPig Savings - $10 bonus

GTE Financial New Membership Referral - $25 bonus

Available nationwide with the ability to open online, GTE Financial is offering a $25 bonus when you refer a friend to join GTE. You'll need to make sure they open a new personal checking account or set up a loan within 30 days.

Note: If you are a new member and needing a referral, use this code during the membership sign up process for a $25 bonus: S687849V2U.

J.P. Morgan Self-Directed Investing - up to $700 + $100 BankBonus Exclusive bonus

As a perk to our subscribers, BankBonus.com has partnered with J.P. Morgan to bring you an exclusive, easy-to-earn offer: $100 just for signing up for a new Self-Directed Investing account.

This is in addition to the up to $700 bonus that J.P. Morgan is offering new customers (the highest offer that we've seen to-date!).

That means if you open your new account through this exclusive BankBonus.com deal, you'll earn $100 from us and still have the opportunity to earn up to an additional $700 from J.P. Morgan – for a grand total of up to $800!

To take advantage of this nationwide offer, you'll first need to request a personalized offer link and then use that when opening your free account.

Assuming your account remains open for at least 90 days, we'll send you a $100 reward, which you can redeem instantly for a virtual VISA or gift card to your choice of more than 200 retailers.

Remember, that reward is in addition to J.P. Morgan's welcome offer...

Which, they've made even more accessible this time around by introducing a lower tier at $5,000, down from the previous $25,000 entry point!

So, what are you waiting for? Request your code now!

Acorns Invest - $400 bonus

Every week, Acorns reintroduces its referral bonus, which gives you cash for referring friends to the FinTech. This week, Acorns is offering a $400 bonus when you refer 2 friends who open a new Invest account and make their first investment. It's a decent "average reward per person" deal and super easy if you know people.

You don't need to already have an Acorns account to qualify, either.

Just sign up for one using the link below, make an initial deposit of at least $5, and you'll have instant access to your unique referral link, which you can then pass along to your friends. In your account, you'll be able to see the number of pending and successful referrals so that you can keep track of your progress to the bonus.

This offer will also automatically stack with their regular $20 bonus offered to BankBonus.com users, for additional earnings.

Fidelity Bloom® - $100 bonus

Fidelity has launched a new app to help you improve your savings habits. To help get the word out, they are offering a $100 welcome bonus when download the app and deposit at least $50. Fidelity Bloom® is a free app and debit card, with two brokerage accounts: one for saving, one for spending. The Fidelity Bloom® app features two brokerage accounts which are not bank accounts and not FDIC insured. Instead, as brokerage accounts, your cash is covered by SIPC.

What's more? You can earn an annual 10% savings match from Fidelity® on up to $300 of deposits to your Save account, bringing your total bonus to $130

The content on this page is accurate as of the posting date; however some of the offers may have expired.

M1 Invest - up to $10000 bonus

If you already have funds invested on another platform, you can earn big when you transfer funds to an M1 Finance account.

Right now, you can earn a bonus of up to $10,000 for making the switch. This is one of the largest bonus they've offered to date! This time around they've halved the minimum to qualify ($50K).

All you have to do is open a new account that matches the type you’re transferring from, upload some documents, and you’ll be in line for the bonus.

The total bonus that you get depends on the amount of your transfer:

• $50,000 – $249,999.99: $250
• $250,000 – $499,999.99: $1,000
• $500,000 – $999,999.99: $2,000
• $1,000,000 – $1,999,999.99: $4,000
• $2,000,000+: $10,000

What's more, if you're a new M1 Invest customer, you can stack this bonus with their new account bonus, which offers $75-$500.

Citi® Personal Wealth Management - $5000 bonus

Earn up to $5,000 when you open or enroll a new or existing eligible Personal Wealth Management account with new-to-Citi funds.

This is a tiered bonus based on how much you deposit and maintain for the first 3 months. They've up the reward amounts for their upper tiers this go around.

There are 5 levels, starting with a $500 bonus for deposits $50,000 - $199,999 and going up to $5,000 for $2,000,000+.

SoFi Invest - up to $100 bonus

Available nationwide, SoFi is offering up to a $100 welcome bonus when you open a new SoFi Crypto account and buy at least $50 in cryptocurrency. This is a tiered bonus, the bonus payout is determined by the amount of your first purchase of Crypto.

The tiers are as follows:

• Tier 1 | First Trade: $50 - $99.99: $10
• Tier 2 | First Trade: $100 - $499.99: $15
• Tier 3 | First Trade: $500 - $4,999.99: $50
• Tier 4 | First Trade: $5,000+: $100

Citi® Self Invest - up to $500 bonus

Available nationwide to new and existing customers, Citi is offering up to a $500 bonus when you add new-to-Citi funds to a Citi® Self Invest account.

As is typical with Citi promotions, this is a tiered offer: the more you add, the more you earn. You'll need to deposit at least $10,000 to earn a $100 reward, or at least $200,000 to receive the full $500.

You'll need to also maintain your funds through a date defined in the table below:

Month opened/new funds added	Funding period	Maintain Funds Through
September 2023	through 10/31/2023	11/30/2023
October 2023	through 11/30/2023	12/31/2023
November 2023	through 12/31/2023	01/31/2024
December 2023	through 01/31/2024	02/29/2024
January 2024	through 02/29/2024	03/31/2024
February 2024	through 03/31/2024	04/30/2024
March 2024	through 04/30/2024	05/31/2024

Fidelity Youth - $50 bonus

Fidelity is offering a $50 welcome bonus to teens who open a new Youth account. These accounts are one-stop shops for saving, spending and investing. They'll earn 5¢ every time they use their debit card, can automate their savings, invest in US stocks and Fidelity mutual funds – and parents can oversee it all, getting notified of their teen's trades and transactions.

A parent or guardian needs to first have their own Fidelity brokerage account in order to open the youth account for their teen, but if you're new to Fidelity, you can not only open both accounts at the same time, but you'll also earn $100 bonus yourself once you fund your new account.

Wealthfront Automated Investing - $50 bonus

Available nationwide, Wealthfront is offering a $50 welcome bonus when you open and fund, your first taxable Automated Investing This account is ideal for both beginner and more advanced investors alike. The best thing about this bonus is the there aren't a lot of hoops to jump through.

This offer is only available to Wealthfront customers who haven’t had a taxable investment account in the past.

Charles Schwab Schwab One® - $101 bonus

Charles Schwab has a bonus targeting new or entry-level investors in what they call the Schwab Starter Kit™, but new customers of all comfort levels can qualify. When you open a new account for this promo, Schwab will invest your bonus in fractional shares or "slices" of the top stocks by market cap in the S&P 500. Schwab recently upped this bonus from $50 at its previous level. It's a great way to start investing!

SoFi SoFi - $15 bonus

SoFi is offering a $15 welcome bonus for you and a friend when you refer someone to open a new SoFi account. This bonus is available across most of their products, including: SoFi Money, SoFi Invest, SoFi Loans and a SoFi credit card. You can receive up to $75 total. This isn't exactly the highest bonus we've seen from them, so you'll have to decide if now is the right time or to hold out for something a little more enticing.

It's important to note too that each program has its own set of rules, each of which is outlined on their referral website linked below.

Robinhood Investing - Free stock (up to $200) bonus

Robinhood is a commission-free stock trading platform that's had mixed headlines in the news (GME, what?). But Robinhood is a popular choice – particularly among beginner investors – due to their sleek, easy-to-use app.

This is a program that many investment apps now offer, but Robinhood pioneered: sign up and get a free stock. The stock has a 98% chance of being worth $5-$10, so this isn't an amazing bonus, but it's something for almost nothing (you don't even need to fund your account). The stock will hit your account within a week, and is tradeable 2 days after that.

Charles Schwab Schwab One® - up to $1000 bonus

If you're not currently a Schwab customer, you can open any investment account and earn a referral bonus based on your net deposit within 45 days. This includes retail brokerage accounts, individual retirement accounts, or the managed portfolios like Schwab Intelligent Portfolios^®.

Keep in mind that the link above is only for details – you will need to open the account through a referral link from an existing Schwab customer in order to qualify for the promo.

This is a tiered bonus, the more you deposit, the more you can earn.

• Tier 1 | Balance Maintained: $25,000 - $49,999: $100 Bonus
• Tier 2 | Balance Maintained: $50,000 - $99,999: $300 Bonus
• Tier 3 | Balance Maintained: $100,000 - $499,999: $500 Bonus
• Tier 4 | Balance Maintained: $500,000+: $1,000 Bonus

Bank of America Merrill Edge Self-Directed - up to $600 bonus

Available nationwide with the ability to open online, Bank of America's Merrill Edge is offering up to a $600 welcome bonus when you open a new Merrill Edge Self-Directed account and make an initial deposit.

What's more? There's also a $1,000 Merrill Edge bonus for those enrolled in Bank of America's Preferred Rewards program. The lower tiers are also bumped as well.

We only list the most popular tiers; however, here's a complete list of tiers you can ask for:

• $20,000 to $49,999 – $100
• $50,000 to $99,999 – $150
• $100,000 to $199,999 – $250
• $200,000 to $299,999 – $600
• $300,000 to $499,999 – $1,000
• $500,000 to $999,999 – $1,500
• $1,000,000 or more – $2,500
• $2,000,000 or more – $3,500
• $5,000,000 or more – $5,000
• $10,000,000 or more – $7,500

Tradestation Brokerage - up to $3500 bonus

Tradestation is offering investors up to $3,500 in bonus cash when you add new funds to a new or existing investing account. You only need $5,000 to earn the first tier bonus ($150), and up to $5M to earn the full $3,500. It's worth noting each of the tiers are considerably higher this time around than when it was previously offered.

Fidelity Personal - $100 bonus

Fidelity is offering a super easy $100 bonus to customers who open a new Fidelity Account®, Cash Management Account, or a Roth or traditional IRA.

To earn the bonus, you'll just need to fund the new account with $50. Then, 10 days later, your account will be $100 richer.

Keep in mind that the fine print says that you'll need to maintain the bonus award in the account for at least 90 days, otherwise you could forfeit it.

Acorns Invest - $20 bonus

Acorns is offering BankBonus.com users a $20 welcome bonus when you open a new Invest account. You just need to open the account from the link below and fund it with $5 to earn the reward.

What's more? They've been running amazing referral bonuses. So, sign up for a new account and then share your referral link with friends and family, and you could be pocketing up to $1,000+ each week!

SoFi Invest - up to $5000 bonus

SoFi is offering customers a cash bonus to move your portfolio over to SoFi. The bonus is tiered, and you'll need to transfer $2 million in assets to earn the full $5,000 (steep!), but the bonus starts at $50 for transferring $5,000.

Keep in mind that although SoFi will pay out the bonus within 14 business days of the end of the promo period, they'll claw it back if you withdraw those funds within 180 days. They'll even refund up to $75 in ACAT fees from your other brokerage!

U.S. Bank Business Checking - up to $800 bonus

U.S. Bank is offering up to a $800 welcome bonus when you open and fund a new, eligible business checking account. This is a tiered bonus where you can earn more if you're able to deposit more. To earn the full $800 just deposit $25,000 in new money and maintain that balance for at least 60 days. This offer has increased since the last time it was offered to reward businesses with higher balances, so now might be a great time to jump on it if you've been considering U.S. Bank for your business banking needs.

Axos Basic Business Checking - up to $400 bonus

Available nationwide with the ability to open online, Axos is offering a $400 welcome bonus when you open a new Basic Business checking account and maintain a minimum balance. You'll also need to use your debit card to qualify. This is double their previous offer (and quadruple one before that!) so now might be a good time to jump on it.

Wanna get an interest-bearing account instead? They're also running this promotion on their Business Interest Checking account.

Chase Business Complete Checking® - $300 bonus

Chase Bank is offering business owners a $300 bonus to open a new Chase Business Complete Checking® account.

The requirements are pretty easy to meet: deposit new money at least $2,000 and maintain it for 2 months, and complete just 5 qualifying transactions in the next 3 months. Several activities count as "qualifying transactions", including purchases on your debit card, deposits into the account, setting up a bill payment, and more. See the fine print for the full list, but needless to say, meeting that requirement should be painless.

What's especially awesome about this bonus compared to other business checking account offers is that Chase recently launched the ability for customers to open an account online. Compared to the vast majority of business checking accounts which require you to visit your local branch, opening an account at Chase is significantly more convenient.

If you prefer live help, however, you can still enroll in this offer by entering your email address on the bonus landing page to have an offer code sent to you. Just be sure to take that code with you when you visit a branch.

NorthOne Business Banking - $30 bonus

Like other neobanks, NorthOne seeks to leverage tech to disrupt the business banking status quo. While most business accounts from the big-brand banks have transaction limits that force you to upgrade to premium accounts as your company grows (read: higher monthly fees), NorthOne charges a flat $10 per month and then no additional fees for ACH payments, deposits, transfers, purchases, or app integrations.

Currently, they're running a business checking account promotion exclusive to BankBonus.com readers: 3-months FREE to try their Business Banking account.

There's no catch and no additional requirements – just sign up using our link, fund your account with any amount and your first two monthly fees will be waived.

Found Business Banking - $20 bonus

Found is a relatively new business banking fintech that's offering a lot for free to small businesses.

There are no required monthly fees, no minimum balance requirements, easily connect apps like Quickbooks and Stripe, unlimited transactions, free built-in expense tracking and tax tools, free ACH transfers and more. Should you require more advanced features like photo receipt capture, you can opt in to their paid subscription service called Found Plus.

On top of that, they're offering new customers $20 when you complete some minor spend requirements. This isn't a large bonus, but it's a very intuitive business fintech for small businesses to manage their activities and spending.

Note: you won't see mention of the $20 bonus on their website until after you setup your Found account.

Axos Business Premium Savings - up to $375 bonus

Available nationwide with the ability to open online, Axos is offering a $375 welcome bonus when you open a new Business Premium Savings account and maintain a minimum balance. This is the highest offer we've seen yet so now might be a good time to jump on it!

What's more? This is ON TOP of the 4.01% APY! We challenge you to find any other business savings account offering that kind of APY.

Wanna get a checking account instead? They're also running this $200 promotion on their Business Interest Checking account.

Axos Business Interest Checking - up to $400 bonus

Available nationwide with the ability to open online, Axos is offering up to a $400 welcome bonus when you open a new Business Interest Checking account and maintain a minimum balance. You'll also need to use your debit card to qualify. This is double their previous offer (and quadruple one before that!) so now might be a good time to jump on it.

Bluevine Business Checking - 2.00% APY

Bluevine has a commitment to offering the highest APY on a business checking account. The high-yield is available on all balances up to 100,000.

There's no opening deposit minimum or ongoing balance requirements, and there are no monthly fees associated with this account which make this truly an ultra-competitive deal.

Rest assured, if you sign up for Bluevine, you will continue to have the highest rates even as the markets change.

PNC Business Checking - $200 bonus

PNC is running a couple of welcome bonus offers targeting small business owners. For this one, you'll need to open either a Business Checking or Business Checking Plus account and then meet balance and debit card requirements.

This is a straightforward, nationally-available bonus for business owners.

If your company has higher balances or transaction volume, PNC is running a larger bonus for their enterprise checking accounts, so check those out, too!

PNC Enterprise Checking - $500 bonus

PNC is running a couple of welcome bonus offers targeting business owners. For this one, you'll need to open either a Treasury Enterprise Plan or Analysis Business Checking account and then meet balance requirements.

This is a straightforward, nationally-available bonus for business owners.

If you're a small business owner with smaller balance or transaction volume, PNC is also running a $200 bonus for their small business checking accounts, so check those out, too!

Bank of America Business Advantage Banking - $200 bonus

If you're a business owner in the market for a new checking account, be sure to check out this offer from Bank of America.

They're offering a $200 cash bonus when you open a new Bank of America® Business Advantage Banking account and maintain qualifying deposits. See offers page more details.

To qualify, you can choose between the Bank of America Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking accounts. Both have monthly fees that can be waived if minimum deposits amounts are met. See below for more details.. Then, you'll just need to deposit $5,000 into your new account. Pretty simple!

Amex Business Checking - 50,000 MR bonus points

Available nationwide with the ability to open online, Amex is offering a 50,000 MR Points welcome bonus when you open a new business checking account and make qualifying transactions. Previously, this was a cash offer (and about half as much), but Amex is now offering it as Membership Rewards points which means you can likely stretch it further if you redeem for travel. This is a rare offer from American Express and relatively easy to earn.

NorthOne Business Banking - $75 bonus

Available nationwide with the ability to open online, NorthOne is offering a $75 bonus when you refer a friend or family member to open a new business checking account and they make a deposit. What's even more? Your friend or family member will also earn $75 from NorthOne!

If you're not already a NorthOne customer, you can create a new account using our NorthOne new member bonus offer.