Chase Total Checking® $200 Bonus

The flagship Chase checking account bonus was recently decreased from $225 down to $200. While $200 is what Chase has historically offered as a new checking account bonus, it's still a bummer to see the amount go down.

That said, Chase Total Checking® is the most popular account from one of the nation's best banks. You'll have access to more than 4,700 branch locations and 16,000 ATMs, along with a top-rated mobile app.

Your new account can be opened easily online, and earning the bonus is super straightforward: receive a qualifying direct deposit into your new account within 90 days, and Chase will reward you within 15 days.

Keep in mind that Chase Total Checking® does charge a $12 monthly maintenance fee, but there are several ways to have this waived, including maintaining a minimum daily balance of $1,500 or making at least $500 in electronic deposits each month.

Assuming you can keep the account free, we definitely recommend taking advantage of this easy cash bonus from Chase!

How To Earn The Bonus

The Chase Total Checking® promotion requires you to set up direct deposits in order to earn the $200 bonus.

Full requirements to receive this bonus are:

1. Open a Chase Total Checking® account.
2. Within 90 days, have a direct deposit made from either your employer (paycheck or pension) or the government (any benefit such as Social Security).
3. Receive your money within 15 days of the deposit posting.

Open a Chase Total Checking® account before the bonus expires on October 18, 2023

The fine print

• Offer not valid to existing Chase checking customers or to those whose accounts have been closed within 90 days.
• If you close the account within six months, Chase will take the bonus back.
• You can only receive one new checking account opening related bonus once every two years.

How does this personal checking offer from Chase compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

U.S. Bank

U.S. Bank Smartly® Checking

Bonus

up to $1000

Account Type

Personal Checking

Expires In

38 days

Requires

• Direct Deposit
• Min Balance (optional)

Full Details

Citi®

Citi Priority Relationship Tier

Bonus

up to $2000 w/activities

Account Type

Personal Checking

Expires In

108 days

Requires

• Min Balance

Full Details

PNC

Virtual Wallet®

Bonus

up to $400

Account Type

Personal Checking

Expires In

38 days

Requires

• Direct Deposit

Full Details

Recent Versions of This Offer

Banks often tweak the requirements and the reward amount of their welcome offers. Track how this welcome bonus from Chase has changed over time:

• Expired April 7, 2022: Make a direct deposit, receive $225

Why Chase Bank?

Chase Bank is one of the largest banks in the U.S., and one of our top picks for national banks. You'll have access to more than 4,700 physical branches, more than 15,000 ATMs, and a well-liked mobile app that makes it easy to skip both (it averages 4.8 stars in the App Store and 4.4 stars on Google Play).

Chase offers everything from credit cards, home and auto loans, personal accounts, business and commercial products, and investment products under their J.P. Morgan umbrella.

Like most of the national banks, their rates aren't great, but their product breadth makes it easy to conveniently bank all at one place.

Plus, when it comes to bank bonuses and coupon codes, Chase has some of the best out there. The bank is constantly trying to attract new customers with sign-up bonuses and promotional offers.

Learn more in our Chase Bank review

Chase Total Checking®

This is Chase's most popular checking account, and it's a solid choice if you want a straightforward, basic checking account. The account does, however, charge for checks and for using ATMs outside of Chase's network, nor does it offer interest on your account balance.

Fees

Chase Total Checking® does charge a monthly fee of $12, but there are ways to get this waived:

• Make at least $500 in electronic deposits each month
• OR, maintain a minimum beginning balance each day of $1,500
• OR, maintain a minimum beginning balance each day of $5,000 in any combination of this account and linked qualifying Chase accounts

Apply now for a Chase Total Checking® account to earn the $200 bonus offer

Chase Bank Locations

You may sometimes be required to visit a branch in-person to take advantage of a welcome offer. Or, you may just prefer the convenience of banking with institutions that have locations near you.

Get a better idea of how well Chase Bank can serve you by checking out their branches closest to your area: