Chase Total Checking® $300 Bonus

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Chase Bank : Chase Total Checking®

$300

4.2

BankBonus.com score

Availability

Ease

Amount

Fees

Offer Expires In

How To Earn The Bonus

  1. Open a Chase Total Checking® account.
  2. Within 90 days, have a direct deposit of at least $500 made from either your employer (paycheck or pension) or the government (any benefit such as Social Security).
  3. Receive your money within 15 days of the deposit posting.

Available in Your Area?

Yes

Monthly Fees?

Yes

Open Online?

Yes

Credit Pull?

Soft

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at Chase

Chase Total Checking® is the most popular account from one of the nation's best banks. You'll have access to more than 4,700 branch locations and 15,000 ATMs, along with a top-rated mobile app.

Your new account can be opened easily online, and earning the bonus is super straightforward: receive a qualifying direct deposit into your new account within 90 days, and Chase will reward you within 15 days.

Keep in mind that Chase Total Checking® does charge a $12 monthly maintenance fee, but there are several ways to have this waived, including maintaining a minimum daily balance of $1,500 or making at least $500 in electronic deposits each month.

Assuming you can keep the account free, we definitely recommend taking advantage of this easy cash bonus from Chase!

How To Earn The Bonus

The Chase Total Checking® promotion requires you to set up direct deposits in order to earn the $300 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • Offer not valid to existing Chase checking customers or to those whose accounts have been closed within 90 days.
  • If you close the account within six months, Chase will take the bonus back.
  • You can only receive one new checking account opening related bonus once every two years.

How does this personal checking offer from Chase compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Citi®

Enhanced Direct Deposit

Bonus
$300
Account Type
Personal Checking
Expires In
139 days
Requires
  • Direct Deposit

TD Bank

Beyond Checking

Bonus
$300
Account Type
Personal Checking
Expires In
9 days
Requires
  • Direct Deposit

PNC

Virtual Wallet®

Bonus
up to $400
Account Type
Personal Checking
Expires In
9 days
Requires
  • Direct Deposit

Recent Versions of This Offer

Banks often tweak the requirements and the reward amount of their welcome offers. Track how this welcome bonus from Chase has changed over time:

Promo DatesAmountRequirement Notes
Expired Apr 7, 2022$225Make a direct deposit

Why Chase Bank?

Chase Bank is one of the largest banks in the U.S., and one of our top picks for national banks. You'll have access to more than 4,700 physical branches, more than 15,000 ATMs, and a well-liked mobile app that makes it easy to skip both (it averages 4.8 stars in the App Store and 4.4 stars on Google Play).

Chase offers everything from credit cards, home and auto loans, personal accounts, business and commercial products, and investment products under their J.P. Morgan umbrella.

Like most of the national banks, their rates aren't great, but their product breadth makes it easy to conveniently bank all at one place.

Plus, when it comes to bank bonuses and coupon codes, Chase has some of the best out there. The bank is constantly trying to attract new customers with sign-up bonuses and promotional offers.

Chase Total Checking®

This is Chase's most popular checking account, and it's a solid choice if you want a straightforward, basic checking account. The account does, however, charge for checks and for using ATMs outside of Chase's network, nor does it offer interest on your account balance.

Fees

Chase Total Checking® does charge a monthly fee of $12, but there are ways to get this waived:

  • Make at least $500 in electronic deposits each month
  • OR, maintain a minimum beginning balance each day of $1,500
  • OR, maintain a minimum beginning balance each day of $5,000 in any combination of this account and linked qualifying Chase accounts

Share Your Thoughts or Questions

There have been 22 comments about the Chase Total Checking® $300 Bonus.

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Joseph Lee Robbins

November 17, 2023

Easiest bonus ever! I would highly recommend this bonus! So easy to deal with and fast payout of bonus!

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Tom

November 16, 2023

Chase will let you get a bonus every 24 months from the last time you opened an account. If there is a direct deposit requirement, I do not know of any ACH transfer that has been successful at counting as a direct deposit. You will need to plan on using your employer or Social Security for the DD requirement. Be mindful of the monthly fees for checking and savings. Do a monthly DD or keep your balances at $1500 for checking, $300 for savings to avoid monthly fees. Chase is reliable to pay out bonuses on time if you meet the requirements.

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Jake

November 16, 2023

Chase is always good for paying their bonuses. In working with dozens of banks, I can say Chase by and far has the best customer service (with USBank in second place). I did this bonus as well as the Chase business bonus and there was a very small error made that kept me from getting the bonus (money hit my account a business day late or something like that) and I went into the branch and explained the situation and they were able to apply the bonus anyways.

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Jon Snow

November 15, 2023

There’s a $900 promo for both checking and savings combined here: https://account.chase.com/consumer/banking/checkingandsavingsoffer
Even the just the checking account offer is better. ($300)

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John

November 15, 2023

I've done this bonus before - paid out on time and hassle free. Just make sure to avoid the monthly fees.

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Misty

November 15, 2023

I helped my parents take advantage of this offer. They were very happy for their bonus! They opened the account in the branch with the offer code they received by email. I’m sure they could have opened it online but they prefer to see the banker face to face.

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Tamela Finney

November 15, 2023

Chase has always been one of my favorite bonuses to do. I'm currently doing the bonus with them for $900 for both my husband and I. Usually, all of Chase's bonuses are pretty straightforward. However, if you're doing the one for $900, you may have to go inside a branch to deposit your funds. For some reason, my transaction kept getting rejected. Nonetheless, deposit the money as soon as possible. You have up to 30 days, but if you do it sooner, you'll have time to mitigate any unforeseeable issues.

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bb8

November 15, 2023

I just received this bonus. Easy to earn if you can get approved by Chase.

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Enighenja Okengo

November 14, 2023

Over the years I've taken advantage of all Chase credit card promos until for a while I didn't get qualified for their cards again! Basically I paid off my debt before they could make an extra penny on me (mind you, each time you swipe your credit card, Chase collects 5%) and eventually they got tired of me. We're friends again and I'll go for the checking promo now.

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Doug

November 14, 2023

There is a targeted offer that pairs this chase checking bonus with a chase savings bonus. The combination offer pays $900 and includes this $200 checking offer, a $300 savings offer, and a $400 bonus for doing both. I'd look for that combo before doing either the checking or savings individually.

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Nicholas

November 15, 2023 Replying to Doug

Wow, that's amazing that they give $900. That seems definitely better than this one.

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Lee

November 13, 2023

Thanks to BANKBONUS.com for providing this bonus earning information about the Chase Total Checking $200 promotion, I am well on my way to picking up some early Christmas shopping money. BANKBONUS.com ROCKS!

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Jon Snow

November 13, 2023

If you use the Chase app, there is a bonus tracker on there.

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Bill B

November 11, 2023

I earned the Chase $300 bonus in early 2023. It also offered an added bonus for Amazon Prime credit card holders, which was an added bonus for me. I also like Chase's transfer tools, which I often use to move money from other banks that don't have great offerings in this regard. I definitely recommend getting this bonus.

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Klaus Pohlmann

November 6, 2023

Chase has some great incentives. This total checking bonus of $300 was pretty simple to get. There were no surprises, no questions. Just remember to waive the $12/mo maintenance fees you need a $1500 daily balance or monthly Direct Deposits of $500. Easy to open, easy to close!

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Den

November 5, 2023

I`ve got a bonus of 225 USD and established a relationship with Chase which helped me get their credit cards.

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Ankit Jain

November 3, 2023

I suggest waiting for a better one and preferably a combo with savings as it gives additional 100$ for meeting the requirements for both checking and savings. This is churnable so make sure to close the account but not before 6 months after opening. We do not want to mess with Chase

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Nicholas

November 3, 2023

I’d probably wait until a larger bonus is available for this. If you look online, Chase has had much bigger amounts available in the past few years.

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Brittany Harvey

November 3, 2023

I had a personal checking account with Chase and I used it quite a few times. However, my experience with Chase has not been the best. I’m not too fond of all the fees it sets especially with maintaining a certain balance in the account. Things happen in life that sometimes it can’t be met. I also have the business checking account of Chase that again I am having the same issues with. I do like that I receive bonuses from Chase when I make a certain amount of purchases. I knew I had to make a big purchase so I used this to my advantage and the bonus was one of the biggest bonuses I received from a bank. I was able to use it towards my statement and other things needed. Again, the specific standards of having so much in the bank or transferred are quite annoying. The process itself to open the account was also a bit extra because I sent all required documents, but somehow they got lost. I do like that they have ample ways to submit your documents to open a checking account, that part is quite easy and convenient. I also like when you step into a Chase bank there is someone welcoming you and asking if you need an appointment/assistance with anything.

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Stevie

November 3, 2023

One of the easiest to earn! The bonus was delivered within a couple of days of meeting requirements.

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MichelleFine

November 3, 2023

I am still waiting on the bonus for this. I have faith in Chase that it will come through since I followed all the requirements. A friend of mine did this promotion and she received her bonus on time. I still technically have a week left.

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Wayne

November 3, 2023

I've received this bonus for my self and P2. It's easy to qualify for and I like it because I use it to qualify for other bonuses. You'll find a number of other bank requirements can be filled by using Chase as a direct deposit.

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