You can earn cash for opening everything from a new checking account or high-yield savings account, to a money market or new brokerage account.
Wait, what?
No, really, it's true. Many financial institutions offer deals to customers signing up for a new account. This perk can be as small as $10 or $20 bucks, or ranging up to thousands of dollars.
Think of it as something like a coupon code when you're shopping online. Companies want your business (and your deposits!), and they're willing to incentivize you to get it.
If you're in Colorado and looking to open a new account, be sure to check here first or you could be leaving money on the table.
Best checking account bonus offers in Colorado
If you're looking for a personal checking account, here are the banks and credit unions currently offering cash rewards to new customers:
PNC Virtual Wallet® - up to $400 bonus
PNC Bank : Virtual Wallet®
- Bonus Amount
- up to $400
- Account Type
- Personal Checking
- Offer Expires
- July 1, 2024
- Bonus Requirements
-
- Open a Virtual Wallet® account online to qualify, See link below.
- Within 60 days, complete the direct deposit requirements for the account package that you opened: Virtual Wallet® - $500+ to earn $100 bonus, Virtual Wallet® with Performance Spend - $2,000+ to earn $200 bonus, or Virtual Wallet® with Performance Select - $5,000+ to earn $400 bonus.
- Bonus will be credited to your account within 60-90 days after meeting requirements.
U.S. Bank Smartly® Checking - up to $700 bonus
U.S. Bank : U.S. Bank Smartly® Checking
- Bonus Amount
- up to $700
- Account Type
- Personal Checking
- Offer Expires
- June 27, 2024
- Bonus Requirements
-
- Earn up to $700 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 27, 2024. Member FDIC.
- U.S. Bank Smartly® Checking bonus (up to $500): Within 90 days, enroll in online banking or the U.S. Bank Mobile App AND Make two or more direct deposit(s) totaling $3,000 - $4,999.99 to earn $100, $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500
- U.S. Bank Standard Savings bonus (up to $200): Open a Standard Savings account and make new money deposit(s) totaling $15,000 or more by July 17, 2024 AND Maintain that balance until October 31, 2024 to earn up to $200
- Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
Apply Now
at U.S. Bank
KeyBank Personal Checking - $200 bonus
KeyBank : Personal Checking Account
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Offer Expires
- July 19, 2024
- Bonus Requirements
-
- Open a Key Smart Checking® or Key Select Checking℠ account online with at least $10 for Key Smart Checking® or $50 for Key Select Checking℠ by July 19, 2024.
- Within 60 days, make 1 direct deposit of at least $500.
- Bonus will be credited to your account within 90 days of meeting requirements.
- Account must not be closed or restricted during the time of promotional period.
Learn More
at KeyBank
Altra Personal Checking - $150 bonus
Altra Federal Credit Union : Personal Checking
- Bonus Amount
- $150
- Account Type
- Personal Checking
- Offer Expires
- May 31, 2024
- Bonus Requirements
-
- Open a new A+ Checking or A+ Platinum Checking using the promo code RPSD_A+150.
- Within 30 days, make ten debit card purchases.
- Bonus will be deposited into your new checking account within 30 business days of meeting the requirements.
Apply Now
at Altra
Sandia Laboratory Federal Credit Union Personal Checking - up to $200 bonus
Sandia Laboratory Federal Credit Union : Personal Checking
- Bonus Amount
- up to $200
- Account Type
- Personal Checking
- Offer Expires
- May 31, 2024
- Bonus Requirements
-
- Get a referral code from a friend (you'll both receive $50! – optional).
- Join SLCFCU and open a new Quick Cash or Money Manager Checking account.
- Within 60 days, establish a direct deposit of at least $100.
- $150 bonus (+$50 bonus if referred) will be deposited into your account within 30 days of all requirements being met
Apply Now
at Sandia Laboratory Federal Credit Union
Huntington Perks Checking - $400 bonus
Huntington National Bank : Perks Checking
- Bonus Amount
- $400
- Account Type
- Personal Checking
- Offer Expires
- June 7, 2024
- Bonus Requirements
-
- Open a new Huntington Perks Checking account using the link below.
- Within 90 days, make a qualifying direct deposit.
- Keep your account open for 90 days.
- Bonus will be deposited to your new account within 14 days of meeting the requirements.
Apply Now
at Huntington
Huntington Platinum Perks Checking - $600 bonus
Huntington National Bank : Platinum Perks Checking
- Bonus Amount
- $600
- Account Type
- Personal Checking
- Offer Expires
- June 7, 2024
- Bonus Requirements
-
- Open a new Huntington Platinum Perks Checking account using the link below.
- Within 90 days, make deposits totaling $25,000.
- Keep your account open for 90 days.
- Bonus will be deposited to your new account within 14 days of meeting the requirements.
Apply Now
at Huntington
Ent Credit Union No Strings Checking - $200 bonus
Ent Credit Union : No Strings Checking
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Offer Expires
- June 30, 2024
- Bonus Requirements
-
- Open a new personal checking account using the promo code ROCKON.
- Within 30 days, deposit $100.
- During the same time period, activate your debit card.
- Bonus will be credited into your primary Ent Savings account within 2 business days after meeting the requirements.
Apply Now
at Ent Credit Union
Central Bank of the Midwest Personal Checking - $300 bonus
Central Bank of the Midwest : Personal Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Offer Expires
- December 31, 2024
- Bonus Requirements
-
- Open an eligible personal checking account using the promo code RAF300.
- Deposit $50 or more at account opening.
- Within 90 days, make at least two or more qualifying direct deposits totaling $500 or more.
- Bonus will be deposited into the checking account within 15 business days after completing the requirements and the initial 90 day period is complete.
Apply Now
at Central Bank of the Midwest
Sunwest Educational Credit Union Free Checking - $200 bonus
Sunwest Educational Credit Union : Free Checking
- Bonus Amount
- $200
- Account Type
- Personal Checking
- Offer Expires
- December 31, 2024
- Bonus Requirements
-
- Become a member of Sunwest Credit Union.
- Open a personal checking account using the promo code "Grab200".
- Within 60 days, receive a direct deposit of at least $1,000 monthly.
- Bonus will be credited to your account within 30 days of completing the requirements.
Apply Now
at Sunwest Educational Credit Union
TBK Bank Everyday Checking - $125 bonus
TBK Bank : Everyday Checking
- Bonus Amount
- $125
- Account Type
- Personal Checking
- Bonus Requirements
-
- Open a new Everyday Checking account.
- Within 120 days, receive 3 direct deposits totaling $3,000 to earn $50.
- Within the same 120 days, complete 3 automatic transfers from this account to a TBK Bank savings or money market account to earn $25.
- Within the same 120 days, make 9 bill pay payments to earn $25.
- Within the same 120 days, make 50 debit card purchases to earn $25.
- Any bonuses earned will deposit within 1 business day following the 120 day qualifying period.
Apply Now
at TBK Bank
Community Banks of Colorado Personal Checking - $50 bonus
Community Banks of Colorado : Personal Checking
- Bonus Amount
- $50
- Account Type
- Personal Checking
- Bonus Requirements
-
- Refer a friend or family member to open and use a new Community Banks of Colorado personal checking account by registering at the link below.
- Within 60 days, ensure the person you referred receives 1 or more direct deposits totaling $500.
- Within the same 60 days, ensure they use their debit card for purchases at least 15 times.
- Bonus will be awarded within 4-6 weeks after completing all requirements.
Premier America Credit Union Smart Spending - $25 bonus
Premier America Credit Union : Smart Spending
- Bonus Amount
- $25
- Account Type
- Personal Checking
- Bonus Requirements
-
- Become a member of Premier America Credit Union and automatically setup a Smart Spending account.
- Within 45 days, make a recurring direct deposit into this account of at least $200.
Apply Now
at Premier America Credit Union
Citywide Banks Free Checking - $150 bonus
Citywide Banks : Free Checking
- Bonus Amount
- $150
- Account Type
- Personal Checking
- Bonus Requirements
-
- Open a new Free Checking account.
- Within 90 days, receive two direct deposits of $300 or more.
- Bonus will be paid within 5 business days of completing the requirements.
Apply Now
at Citywide Banks
Citywide Banks Platinum Checking - $400 bonus
Citywide Banks : Platinum Checking
- Bonus Amount
- $400
- Account Type
- Personal Checking
- Bonus Requirements
-
- Open a new Platinum Checking account using the link below.
- Within 90 days, receiving direct deposits totaling $7,500.
- Bonus will be credited to your new checking account within 5 business days of meeting the requirements.
Apply Now
at Citywide Banks
Best savings account promotions in Colorado
Here are the banks and credit unions offering Colorado residents a welcome bonus for opening a new CD, money market, or high-yield savings account:
Commerce Bank myRewards Savings - up to $40 bonus
Commerce Bank : myRewards Savings
- Bonus Amount
- up to $40
- Account Type
- Personal Savings
- Bonus Requirements
-
- Open a new myRewards Savings account using the link below.
- Deposit $20 each month for 11 months in a row to get a $20 bonus on the 12th month.
Apply Now
at Commerce Bank
Citi® Accelerate Savings - 4.45% APY
Citi® : Citi® Accelerate Savings
- Bonus Amount
- 4.45% APY
- Account Type
- Personal Savings
- Bonus Requirements
-
- Open a new Citi® Accelerate Savings account using the link below.
- Transfer money from a different bank or an existing Citi account.
- Interest compounds daily and will be credited to your account each month.
Apply Now
at Citi®
Space Age Federal Credit Union Share - $50 bonus
Space Age Federal Credit Union : Share Account
- Bonus Amount
- $50
- Account Type
- Personal Savings
- Bonus Requirements
-
- Refer a friend or family member to join SAFCU.
- Ensure the referred person completes ONE of the following: 1) within 60 days, opens a checking account and has $500 in recurring payroll direct deposits, 2) open a SAFCU credit card, 3) open a loan.
- Bonus will arrive via email in the form of a VISA gift card. You may also elect to donate your bonus to the Food Bank of the Rockies.
Space Age Federal Credit Union Business Checking - $100 bonus
Space Age Federal Credit Union : Business Checking
- Bonus Amount
- $100
- Account Type
- Personal Savings
- Bonus Requirements
-
- Refer a business to join Space Age Federal Credit Union (make sure they provide your name when opening the account).
- Ensure the business referred opens any business checking account and completes 5 debit card transactions.
- Bonus will be mailed in the form of a VISA gift card.
Best brokerage account promotions and bonuses in Colorado
Looking for a new brokerage? If you live in Colorado, you can get a reward for opening any of these investment accounts:
Sorry, no offers found that match your criteria.
Best business account bonuses in Colorado
Have a business in Colorado? These banks and credit unions are running promotional offers if you open a new business account:
AAFCU Business Checking - up to $1000 bonus
Air Academy Federal Credit Union : Business Checking
- Bonus Amount
- up to $1000
- Account Type
- Business Checking
- Bonus Requirements
-
- Open an Interest-Bearing Business Checking or a Free Business Checking account using promocode BZCHK24
- Within 30 days of account opening, deposit a balance of $5,000 (earns a $500 bonus) or $25,000 (earns $1,000 bonus)
- Maintain an average daily balance of $5,000 or $25,000 for 60 days.
- Bonus will be credited into your business checking account within 2 business days after meeting the requirements.
Apply Now
at AAFCU