Available nationwide (via membership with the American Consumer Council) with the ability to open online, United States Senate Federal Credit Union is offering up to $500 in welcome bonuses when you open a new Senate Checking account. This is a tiered offer, so the more activities you complete, the more you can earn. The additional bonuses require direct deposit, establishing a money market account and getting a share CD.
How To Earn The Bonus
The United States Senate Federal Credit Union Senate Checking promotion requires you to make purchases using the account's card, and optionally, set up eligible direct deposits and deposit and maintain a minimum balance in order to earn the up to $500 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- A “qualifying direct deposit” is a direct deposit of regular monthly income – such as your salary, pension, or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them. Teller deposits, wire transfers, debit card transfers, ATM transfers or deposits, online and mobile Banking transfers or deposits, or transfers from a bank or brokerage account or investment account do not qualify.
- One certificate bonus per member.
- Certificate must still be open at the time of the promotional payment.
Open a Senate Checking account before the bonus expires
How does this personal checking offer from United States Senate Federal Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Smart Advantage Checking Account
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 45 days
- Requires
- Direct Deposit
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 131 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Why United States Senate Federal Credit Union?
The United States Senate Federal Credit Union (USSFFCU) is a full-service financial institution based in Washington, D.C. offering banking services to individuals who live, work, worship, volunteer, or attend school within the collective U.S. Senate community. From savings and checking accounts to loan solutions, USSFFCU offers services designed to meet the needs of their members.
They are committed to serving their members with honest and fair banking practices and building strong, meaningful relationships with their customers. USSFFCU takes pride in being a trusted source of financial advice, support and services for the Senate community. They are dedicated to building the credit union movement by proactively providing members with cutting-edge banking solutions and unbeatable customer service.
Senate Checking
U.S. Senate FCU's Senate Checking account is a truly free checking account with no initial deposit or minimum balance requirements.Fees
Senate Checking does not charge a monthly maintenance fee.
Apply now for a Senate Checking account to earn the up to $500 bonus offer
How to Join United States Senate Federal Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of United States Senate Federal Credit Union's membership requirements:
- Be an employee of US Senate FCU's select employer groups.
- Be immediately related to an existing member.
- Be a member of the U.S. Capitol Historical Society.
- Be a member of the American Consumer Council (use promo code USSFCU to waive the $8 fee).
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
Share Your Thoughts or Questions
There have been 5 comments about the United States Senate Federal Credit Union Senate Checking up to $500 Bonus.
Jamon
November 17, 2023This application required many hoops. I first joined the American Consumer Council (it was free), and had to upload multiple documents to their online application tool. But then was denied anyway. A waste of my time.
ReplyReply to Jamon
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