Available nationwide (via membership with the American Consumer Council) with the ability to open online, United States Senate Federal Credit Union is offering $300 in welcome bonuses when you open a new Senate Checking account and set up direct deposit.
How To Earn The Bonus
The United States Senate Federal Credit Union Personal Checking promotion requires you to set up eligible direct deposits and make purchases using the account's card in order to earn the $300 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
Please refer to the institution's website for any terms and conditions that may apply.
Open a Personal Checking account before the bonus expires on December 31, 2025
How does this personal checking offer from United States Senate Federal Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
HSBC
HSBC Premier
- Bonus
- up to $3000
- Account Type
- Personal Checking
- Expires In
- 81 days
- Requires
- Direct Deposit (optional)
- Min Balance (optional)
BMO
Personal Checking
- Bonus
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 59 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Why United States Senate Federal Credit Union?
The United States Senate Federal Credit Union (USSFFCU) is a full-service financial institution based in Washington, D.C. offering banking services to individuals who live, work, worship, volunteer, or attend school within the collective U.S. Senate community. From savings and checking accounts to loan solutions, USSFFCU offers services designed to meet the needs of their members.
They are committed to serving their members with honest and fair banking practices and building strong, meaningful relationships with their customers. USSFFCU takes pride in being a trusted source of financial advice, support and services for the Senate community. They are dedicated to building the credit union movement by proactively providing members with cutting-edge banking solutions and unbeatable customer service.
Senate Checking
U.S. Senate FCU's Senate Checking account is a truly free checking account with no initial deposit or minimum balance requirements.Fees
Senate Checking does not charge a monthly maintenance fee.
Primary Savings
The US Senate Federal Credit Union's Primary Savings account is their standard savings account for membership.Fees
Primary Savings does not charge a monthly maintenance fee.
Apply now for a Personal Checking account to earn the $300 bonus offer
How to Join United States Senate Federal Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of United States Senate Federal Credit Union's membership requirements:
- Be an employee of US Senate FCU's select employer groups.
- Be immediately related to an existing member.
- Be a member of the U.S. Capitol Historical Society.
- Be a member of the American Consumer Council (use promo code USSFCU to waive the $8 fee).
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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