Truist Business Checking $200 Bonus

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Truist Bank : Business Checking

$200

Offer Expires In

How To Earn The Bonus

  1. Open a new Truist business checking account using the promo code SB22NEW2BIZ4.
  2. Within 30 days, deposit $1,500.
  3. During the same 30 days, enroll in online banking and login.
  4. Bonus will be credited to your new account within 4 weeks of meeting requirements.

Available in Your Area?

No

Monthly Fees?

Varies

Open Online?

Yes

Credit Pull?

Soft

One of the easiest business checking bonuses we've seen! Simply deposit $1,500 into your new account to earn $200. You'll also have to enroll and sign in to online banking as well, but we don't really see that as a tough requirement.

How To Earn The Bonus

The Truist Business Checking promotion requires you to deposit and maintain a minimum balance in order to earn the $200 bonus.

Full requirements to receive this bonus are:

  1. Open a new Truist business checking account using the promo code SB22NEW2BIZ4.
  2. Within 30 days, deposit $1,500.
  3. During the same 30 days, enroll in online banking and login.
  4. Bonus will be credited to your new account within 4 weeks of meeting requirements.

The fine print

  • You must be a new Truist business checking client.
  • To be considered a new business checking client, the business cannot have an existing Truist business checking account, or have closed a SunTrust now Truist, or Truist business checking account within 180 days prior to the promotion start date (on or after January 2, 2022), with the same Taxpayer Identification Number (TIN), including but not limited to an Employer Identification Number (EIN).
  • The business account holder must be 18 years or older at time of account opening.
  • The account holder cannot be a non-resident alien.
  • The business must be registered within the U.S. with the business’s physical street address located in the following states: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC and have a valid U.S. TIN or EIN.
  • The qualifying checking account must be opened in a Truist branch in one of the above-listed states or online.
  • Reward forfeiture will occur if: (1) the business checking account is changed to an account type not included in this client offer, (2) the business checking account is closed prior to the reward being processed, or (3) the new business checking account has a negative available balance at the time of qualification validation.
  • Truist reserves the right to deduct the reward amount from the business checking account at the time of closing if the new business checking account is closed by the client or Truist within 180 days after opening.

How does this checking offer from Truist compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Chase

Chase Business Complete Banking℠

Bonus
$300
Account Type
Business Checking
Expires In
71 days
Requires
  • Min Balance
  • Card Spend (optional)

Axos

Business Interest Checking

Bonus
up to $200
Account Type
Business Checking
Expires In
51 days
Requires
  • Min Balance

PNC

Business Checking Account

Bonus
$200
Account Type
Business Checking
Expires In
51 days
Requires
  • Min Balance
  • Card Spend

Why Truist Bank?

SunTrust and BB&T merged in 2019 to form Truist, becoming the sixth-largest bank in the U.S. with more than 10 million customers. WIth that said, as of early 2022, they were still rolling out the merger. They position themselves as being community-focused, pledging to "lend or invest $60 billion to low- and moderate-income and minority borrowers" from 2020-2022 alone.

New customers can now open an account under the Truist brand, but all SunTrust and BB&T accounts will eventually be folded in – so if you're interested, stop by whichever brand is most readily available in your area.

Truist assures that most customers won't need updated account numbers – and that they're committed to making the process easy for those few customers that do – but, as with any merger, know that the risk of inconvenience in needing new checks, debit cards, or in updating bills that draw from the account is certainly a possibility once the merger is finalized.

Additionally, it's safe to assume that their products or tools are in line with the other major national banks – IE, a wider breadth of options but lower interest rates than most credit unions or online-only banks.

Simple Business Checking

Simple Business Checking is a straightforward entry-level business checking account with with no monthly maintenance fee. You'll get 50 transactions and up to $2,000 in cash processing at no charge.

Fees

Simple Business Checking does charge a monthly fee of $5, but there are ways to get this waived:

  • Waived for 12 months. Then avoid by:
  • Make 5 transactions each month.

Dynamic Business Checking

Dynamic Business Checking is for businesses requiring a little more out of their checking account. You'll get 500 transactions and up to $25,000 in cash processing at no charge.

Fees

Dynamic Business Checking does charge a monthly fee of $20, but there are ways to get this waived:

  • Maintain an average relationship balance of at least $5,000.

Truist Bank Locations

You may sometimes be required to visit a branch in-person to take advantage of a welcome offer. Or, you may just prefer the convenience of banking with institutions that have locations near you.

Fortunately, Truist Bank has a total of 2122 branches in the United States.

Get a better idea of how well Truist Bank can serve you by checking out their branches closest to your area:

401 East Jackson
Tampa, FL 33602

Directions

100 N.W. 12th Avenue
Miami, FL 33128

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201 Peterson Ave S
Douglas, GA 31533

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410 W Broad Ave
Albany, GA 31701

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185 King Street
Keysville, VA 23947

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107 Bushnell Plaza
Bushnell, FL 33513

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1701 East Seventh Avenue
Tampa, FL 33605

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411 North Main Street
Gainesville, FL 32601

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501 Alabama Avenue S
Bremen, GA 30110

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1777 Main Street
Sarasota, FL 34236

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3070 Leonardtown Rd
Waldorf, MD 20601

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501 Tennessee Avenue
Charleston, WV 25302

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