USAA Federal Savings Bank Promotions & Bonuses in July 2025

USAA is a mostly-online-only bank that offers financial products and services to U.S. military and their families. It was founded in 1922 by 25 Army officers, but has exploded since, now serving 13 million members.

USAA offers competitive rates, excellent customer service, military-specific perks, and a solid digital experience.

Membership is open to active duty, National Guard, reserves, veterans who served honorably, Cadets or Midshipmen; and spouses and children of USAA members.

Current USAA Federal Savings Bank Promo Codes & Bonus Offers

Here are the active USAA bonuses that you can benefit from today:

USAA Classic Checking

Bonus Amount
$200
Account Type
Personal Checking
Availability
Nationwide
Offer Expires
September 3, 2025
Bonus Requirements
  1. Apply and Open a new USAA Classic Checking account.
  2. Within 180 calendar days, receive a qualifying direct deposit of at least $100 into the new USAA Classic Checking account.
  3. Bonus will be deposited into your new USAA Classic Checking account within 60 days after the first qualifying direct deposit.
  4. Member FDIC.
Apply Now

at USAA

Full Offer Details

USAA Performance First® Savings

Bonus Amount
$200
Account Type
Personal Savings
Availability
Nationwide
Offer Expires
September 3, 2025
Bonus Requirements
  1. Apply and Open a new USAA Performance First Savings account.
  2. Within 30 calendar days, deposit at least $15,000 into the new account.
  3. For 90 days, maintain a minimum daily ledger balance of $15,000.
  4. Bonus will be deposited into your new USAA Performance First Savings account within 60 days after the qualification period.
  5. Member FDIC.
Apply Now

at USAA

Full Offer Details

Preferred Cash Rewards Visa Signature® Credit Card

Bonus Amount
1.5% Cash Back
Account Type
Personal Card
Availability
Nationwide
Bonus Requirements
  1. Be or become a member of USAA to apply.
  2. Signup for a Preferred Cash Rewards Visa Signature® Credit Card using the link below.
  3. Use the card for your everyday purchases.
Learn More
Full Offer Details

Summary: USAA's Current Bonuses

Here’s a recap of the current USAA Federal Savings Bank promotions and offers that you can claim right now:

Account Account Type Amount Expires Requirements
USAA Classic Checking Personal Checking $200 Sep 3 Direct Deposit Details
USAA Performance First® Savings Personal Savings $200 Sep 3 Min Balance Details
Preferred Cash Rewards Visa Signature® Credit Card Personal Card 1.5% Cash Back Card Spend Details