HSBC Bank Promotions & Bonuses in July 2025

The American subsidiary of HSBC Bank is based out of New York City and has 160 branches in 10 states. Most of HSBC's brick and mortar banks are located in the NYC area, but they also have a presence in Los Angeles, Miami, and Washington, D.C. HSBC offers deposit accounts, personal and home loans, investment and retirement accounts, and credit cards.

Since 2005, HSBC has also been operating an online-only platform called HSBC Direct, which includes high yield checking, savings, and Certificate of Deposit accounts — all online or from your smartphone.

Overall, HSBC isn't our top pick if you're shopping for a new bank. With so few physical branches, you should consider them an online bank – but with worse rates, higher fees, and lagging tech. On the pro side, however, they consistently offer sign up bonuses (though many of which you'll need to claim in-branch). If you're eligible, we certainly recommend claiming the free cash – but otherwise stick to a different bank as your primary account.

Current HSBC Bank Promo Codes & Bonus Offers

Here are the active HSBC bonuses that you can benefit from today:

HSBC Premier

Bonus Amount
up to $3000
Account Type
Personal Checking
Availability
Nationwide
Offer Expires
September 30, 2025
Bonus Requirements
  1. Open a new HSBC Premier checking account during the Offer Period (July 1 - September 30, 2025).
  2. Set up recurring monthly direct deposits of $10,000 or more for 3 consecutive months, Earn $500.
  3. Deposit or invest $100,000 or more and maintain balances for 3 consecutive months, Earn $1,000.
  4. Complete a new HSBC U.S. residential mortgage application by September 30, 2025, with mortgage funding by December 31, 2025, AND deposit or invest $200,000 or more and maintain balances for 3 consecutive months, Earn $1,500. *Customers who qualify for the $1,500 Mortgage and New Money Cash bonus will automatically qualify for the $1,000 New Money Cash bonus.
  5. If all offer requirements are met, the bonus(es) will be deposited within 8 weeks from the date that you complete the qualifying activities.
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at HSBC

Full Offer Details

Premier [Referral]

Bonus Amount
$500
Account Type
Personal Checking
Availability
Nationwide
Offer Expires
December 31, 2025
Bonus Requirements
  1. Open a new Premier checking account using a referral code from an existing HSBC customer.
  2. Deposit $75,000 in either this account or combined across other HSBC accounts, OR have recurring direct deposits of at least $5,000, OR have a HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000.
  3. Bonuses will be deposited to both the new and referring account within 8-12 weeks.
Learn More

at HSBC

Full Offer Details

Summary: HSBC's Current Bonuses

Here’s a recap of the current HSBC Bank promotions and offers that you can claim right now:

Account Account Type Amount Expires Requirements
HSBC Premier Personal Checking up to $3000 Sep 30 Direct Deposit (optional), Min Balance (optional) Details
Premier [Referral] Personal Checking $500 Dec 31 Direct Deposit (optional), Min Balance (optional), Referral Details

Expired Offers From HSBC

These bonuses were recently offered by HSBC, but are not available right now.

Check back often as HSBC may revive these deals or offer similar promotions in the future. In the meantime, it can sometimes be helpful to compare HSBC's current bonuses to their previous deals.

Fusion First - $300 bonus (Expired)

Expired: September 24, 2021

HSBC previously offered $300 for opening a Fusion First account.

To earn the bonus, you needed to:

  1. Open an HSBC Fusion First checking account using the link below.
  2. Within 60 days, deposit $5,000 and maintain the balance for 90 days.
  3. Within 90 days, complete 10 qualifying transactions (debit card purchases, write or deposit a check, ACH debits and credits, incoming and outgoing Real-Time Payments or wires)

Fusion Smart - $400 bonus (Expired)

Expired: September 24, 2021

HSBC previously offered $400 for opening a Fusion Smart account.

The steps to earning this bonus were:

  1. Open an HSBC Fusion Smart checking account using the link below.
  2. Within 60 days, deposit $25,000 and maintain the balance for 90 days.
  3. Within 90 days, complete 10 qualifying transactions (debit card purchases, write or deposit a check, ACH debits and credits, incoming and outgoing Real-Time Payments or wires)

Fusion Professional - $500 bonus (Expired)

Expired: September 24, 2021

HSBC previously offered $500 for opening a Fusion Professional account.

Earning this bonus required you to:

  1. Open an HSBC Fusion Professional checking account using the link below.
  2. Within 60 days, deposit $75,000 and maintain the balance for 90 days.
  3. Within 90 days, complete 10 qualifying transactions (debit card purchases, write or deposit a check, ACH debits and credits, incoming and outgoing Real-Time Payments or wires)

HSBC Advance - up to $240 bonus (Expired)

Expired: March 31, 2021

HSBC previously offered up to $240 for opening a HSBC Advance account.

The requirements for this bonus were:

  1. Open a new HSBC Advance checking account using the link below.
  2. Set up qualifying direct deposits.
  3. During the first 6 months after opening your account, HSBC will give you 3% cash back on your direct deposits, up to $40 each month.
  4. The bonus will be credited to your account within 8 weeks of each month's direct deposit.