HSBC Bank Promotions and Bonuses

The American subsidiary of HSBC Bank is based out of New York City and has 160 branches in 10 states. Most of HSBC's brick and mortar banks are located in the NYC area, but they also have a presence in Los Angeles, Miami, and Washington, D.C. HSBC offers deposit accounts, personal and home loans, investment and retirement accounts, and credit cards.

Since 2005, HSBC has also been operating an online-only platform called HSBC Direct, which includes high yield checking, savings, and Certificate of Deposit accounts — all online or from your smartphone.

Overall, HSBC isn't our top pick if you're shopping for a new bank. With so few physical branches, you should consider them an online bank – but with worse rates, higher fees, and lagging tech. On the pro side, however, they consistently offer sign up bonuses (though many of which you'll need to claim in-branch). If you're eligible, we certainly recommend claiming the free cash – but otherwise stick to a different bank as your primary account.

Current Best HSBC Bank Promotions

Here are the active HSBC bonuses that you can benefit from today:

1. HSBC Premier - $500 bonus

HSBC is offering a sign-up bonus of $500 to new Premier checking customers. It's available nationwide and you can open the account online, but highly targeted to more affluent customers. They've bumped up the offer a little, but also doubled the direct deposit requirements.

Keep in mind that HSBC is known to have a more involved account opening process than most of their competitors. Expect a "pending" status after applying online, and you may be asked to verify information by email or by phone before being approved.

That said, this $500 welcome bonus for opening a new Premier checking account is still worthwhile in our book if you can swing the $10,000 necessary in direct deposits each month.

HSBC Bank : HSBC Premier

Bonus Amount
$500
Account Type
Personal Checking
Availability
Nationwide
Offer Expires
February 15, 2023
Bonus Requirements
  1. Open a new HSBC Premier checking account using the link below.
  2. Starting the second full calendar month after opening, receive recurring direct deposits totaling $10,000 for 3 consecutive months.
  3. The bonus will be credited to your account within 8 weeks of meeting the requirements.

Summary: HSBC's Current Bonuses

Here’s a recap of the current HSBC Bank promotions and offers that you can claim right now:

Account Account Type Amount Expires Requirements
HSBC Premier Personal Checking $500 Feb 15 Direct Deposit Details

Expired Offers From HSBC

These bonuses were recently offered by HSBC, but are not available at this time. Check back often as HSBC may revive these deals or offer similar promotions in the future.

Premier [Referral] - $400 bonus (Expired)

HSBC has launched their next iteration of their "Share The Experience" referral program, where current HSBC customers can earn up to $2,000 by referring friends and family to the bank.

For the new customer, HSBC is offering a $400 welcome bonus. This is lower than it was previously, but they now allow the accounts to be opened online – which is a pretty big perk compared the old requirement of only in-branch.

You'll need a custom referral code, but the requirements are otherwise fairly easy to hit.

Keep in mind that if you're planning to go the direct deposit route, you can earn $450 with their public offer instead (though of course your friend misses out on their $100 kickback).

HSBC Bank : Premier [Referral]

Bonus Amount
$400
Account Type
Personal Checking
Offer Expired
June 30, 2022
Bonus Requirements
  1. Open a new Premier checking account using a referral code from an existing HSBC customer.
  2. Deposit $75,000 in either this account or combined across other HSBC accounts, OR have recurring direct deposits of at least $5,000, OR have a HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000.
  3. Bonuses will be deposited to both the new and referring account within 8-12 weeks.

HSBC Premier - $450 bonus (Expired)

HSBC is offering a sign-up bonus of $450 to new Premier checking customers. It's available nationwide and you can open the account online.

Keep in mind that HSBC is known to have a more involved account opening process than most of their competitors. Expect a "pending" status after applying online, and you may be asked to verify information by email or by phone before being approved.

That said, this $450 welcome bonus for opening a new Premier checking account is still worthwhile in our book if you can swing the $5,000 necessary in direct deposits each month.

HSBC Bank : HSBC Premier

Bonus Amount
$450
Account Type
Personal Checking
Offer Expired
March 31, 2022
Bonus Requirements
  1. Open a new HSBC Premier checking account using the link below.
  2. Starting the second full calendar month after opening, receive recurring direct deposits totaling $5,000 for 3 consecutive months.
  3. The bonus will be credited to your account within 8 weeks of meeting the requirements.

Fusion First - $300 bonus (Expired)

HSBC is offering $300 for opening a new Fusion First business checking account. This is $100 more than when they previously offered this bonus. The requirements aren't the easiest we've seen and you'll need to open the account by phone or in-branch, but the bonus is one of the few business checking account promos available nationwide, so it may still be worthwhile for you.

HSBC is also running welcome bonuses for their premium business checking accounts (but also with higher requirements), so be sure to understand which is the right one for your company before opting into any.

HSBC Bank : Fusion First

Bonus Amount
$300
Account Type
Business Checking
Offer Expired
September 24, 2021
Bonus Requirements
  1. Open an HSBC Fusion First checking account using the link below.
  2. Within 60 days, deposit $5,000 and maintain the balance for 90 days.
  3. Within 90 days, complete 10 qualifying transactions (debit card purchases, write or deposit a check, ACH debits and credits, incoming and outgoing Real-Time Payments or wires)

Fusion Smart - $400 bonus (Expired)

HSBC is offering $400 for opening a new Fusion Smart business checking account. This is $100 more than when it was previously offered. The requirements aren't the easiest we've seen and you'll need to open the account by phone or in-branch, but the bonus is one of the few business checking account promos available nationwide, so it may still be worthwhile for you.

HSBC is also running welcome bonuses for their other business checking accounts (with higher and lower requirements), so be sure to understand which is the right one for your company before opting into any.

HSBC Bank : Fusion Smart

Bonus Amount
$400
Account Type
Business Checking
Offer Expired
September 24, 2021
Bonus Requirements
  1. Open an HSBC Fusion Smart checking account using the link below.
  2. Within 60 days, deposit $25,000 and maintain the balance for 90 days.
  3. Within 90 days, complete 10 qualifying transactions (debit card purchases, write or deposit a check, ACH debits and credits, incoming and outgoing Real-Time Payments or wires)

Fusion Professional - $500 bonus (Expired)

HSBC is offering $500 for opening a new Fusion Professional business checking account. This is $100 more than when it was previously offered. The requirements aren't the easiest we've seen and you'll need to open the account by phone or in-branch, but the bonus is one of the few business checking account promos available nationwide, so it may still be worthwhile for you.

HSBC is also running smaller welcome bonuses for their other business checking accounts (with lower requirements), so be sure to understand which is the right one for your company before opting into any.

HSBC Bank : Fusion Professional

Bonus Amount
$500
Account Type
Business Checking
Offer Expired
September 24, 2021
Bonus Requirements
  1. Open an HSBC Fusion Professional checking account using the link below.
  2. Within 60 days, deposit $75,000 and maintain the balance for 90 days.
  3. Within 90 days, complete 10 qualifying transactions (debit card purchases, write or deposit a check, ACH debits and credits, incoming and outgoing Real-Time Payments or wires)

HSBC Premier - up to $600 bonus (Expired)

HSBC is offering a 'cash back' bonus on your direct deposits into a new Premier personal checking account. The max bonus of $600 breaks down to being 3% cash back for 6 months, up to $100 each month. That means you'll need to have direct deposits of at least $3,333 each month to get the full amount – but you can earn any amount in between, too.

Watch out for the monthly fee, however – if you have less than $5,000 in direct deposits each month, HSBC will hit you with a $50 fee, negating a huge chunk of this bonus.

HSBC Bank : HSBC Premier

Bonus Amount
up to $600
Account Type
Personal Checking
Offer Expired
August 31, 2021
Bonus Requirements
  1. Open a new HSBC Premier checking account using the link below.
  2. Set up qualifying direct deposits.
  3. During the first 6 months after opening your account, HSBC will give you 3% cash back on your direct deposits, up to $100 each month.
  4. The bonus will be credited to your account within 8 weeks of each month's direct deposit.

Fusion First - $200 bonus (Expired)

HSBC has launched their next iteration of their "Share The Experience" referral program, where current HSBC customers can earn up to $2,000 by referring friends and family to the bank.

You'll need a custom referral code and the business account needs to be opened in-branch or by phone, but the requirements are otherwise fairly easy to hit.

Don't have a referral code? No worries. HSBC is also currently offering public welcome bonuses with the same offer and requirements (until April 30).

HSBC Bank : Fusion First

Bonus Amount
$200
Account Type
Business Checking
Offer Expired
July 31, 2021
Bonus Requirements
  1. Open a HSBC Fusion First checking account using a referral code from an existing HSBC customer.
  2. Within 60 days, deposit $5,000 and maintain the balance for 90 days.
  3. Within the same 60 days, complete 6 qualifying transactions (debit card purchases, write or deposit a check, ACH debits and credits, incoming and outgoing Real-Time Payments or wires).

HSBC Advance - $200 bonus (Expired)

HSBC has launched their next iteration of their "Share The Experience" referral program, where current HSBC customers can earn up to $2,000 by referring friends and family to the bank.

The bonus for the new customer is lower than it was previously, but they now allow the accounts to be opened online – which is a pretty big perk compared the old requirement of only in-branch.

You'll need a custom referral code, but the requirements are otherwise fairly easy to hit.

HSBC Bank : HSBC Advance

Bonus Amount
$200
Account Type
Personal Checking
Offer Expired
July 31, 2021
Bonus Requirements
  1. Open a new Advance checking account using a referral code from an existing HSBC customer.
  2. Deposit $5,000 in either this account or combined across other HSBC accounts, OR have a recurring direct deposit of any amount, OR have a HSBC U.S. residential mortgage loan of any amount.

Choice Checking - $50 bonus (Expired)

HSBC has launched their next iteration of their "Share The Experience" referral program, where current HSBC customers can earn up to $2,000 by referring friends and family to the bank.

The bonus for the new customer is lower than it was previously, but they now allow the accounts to be opened online – which is a pretty big perk compared the old requirement of only in-branch.

You'll need a custom referral code, but the requirements are otherwise fairly easy to hit.

HSBC Bank : Choice Checking

Bonus Amount
$50
Account Type
Personal Checking
Offer Expired
July 31, 2021
Bonus Requirements
  1. Open a new Choice checking account using a referral code from an existing HSBC customer.
  2. Deposit $1,500 in either this account or combined across other HSBC accounts, OR have a recurring direct deposit of any amount.

Fusion Smart - $300 bonus (Expired)

HSBC has launched their next iteration of their "Share The Experience" referral program, where current HSBC customers can earn up to $2,000 by referring friends and family to the bank.

You'll need a custom referral code and the business account needs to be opened in-branch or by phone, but the requirements are otherwise fairly easy to hit.

Don't have a referral code? No worries. HSBC is also currently offering public welcome bonuses with the same offer and requirements (until April 30).

HSBC Bank : Fusion Smart

Bonus Amount
$300
Account Type
Business Checking
Offer Expired
July 31, 2021
Bonus Requirements
  1. Open a HSBC Fusion Smart checking account using a referral code from an existing HSBC customer.
  2. Within 60 days, deposit $25,000 and maintain the balance for 90 days.
  3. Within the same 60 days, complete 6 qualifying transactions (debit card purchases, write or deposit a check, ACH debits and credits, incoming and outgoing Real-Time Payments or wires).

Fusion Professional - $400 bonus (Expired)

HSBC has launched their next iteration of their "Share The Experience" referral program, where current HSBC customers can earn up to $2,000 by referring friends and family to the bank.

You'll need a custom referral code and the business account needs to be opened in-branch or by phone, but the requirements are otherwise fairly easy to hit.

Don't have a referral code? No worries. HSBC is also currently offering public welcome bonuses with the same offer and requirements (until April 30).

HSBC Bank : Fusion Professional

Bonus Amount
$400
Account Type
Business Checking
Offer Expired
July 31, 2021
Bonus Requirements
  1. Open a HSBC Fusion Professional checking account using a referral code from an existing HSBC customer.
  2. Within 60 days, deposit $75,000 and maintain the balance for 90 days.
  3. Within the same 60 days, complete 6 qualifying transactions (debit card purchases, write or deposit a check, ACH debits and credits, incoming and outgoing Real-Time Payments or wires).

Fusion First - $200 bonus (Expired)

HSBC is offering $200 for opening a new Fusion First business checking account. The requirements aren't the easiest we've seen and you'll need to open the account by phone or in-branch, but the bonus is one of the few business checking account promos available nationwide, so it may still be worthwhile for you.

HSBC is also running welcome bonuses for their premium business checking accounts (but also with higher requirements), so be sure to understand which is the right one for your company before opting into any.

HSBC Bank : Fusion First

Bonus Amount
$200
Account Type
Business Checking
Offer Expired
April 30, 2021
Bonus Requirements
  1. Open an HSBC Fusion First checking account using the link below.
  2. Within 60 days, deposit $5,000 and maintain the balance for 90 days.
  3. Within 60 days, complete 6 qualifying transactions (debit card purchases, write or deposit a check, ACH debits and credits, incoming and outgoing Real-Time Payments or wires)

Fusion Smart - $300 bonus (Expired)

HSBC is offering $300 for opening a new Fusion Smart business checking account. The requirements aren't the easiest we've seen and you'll need to open the account by phone or in-branch, but the bonus is one of the few business checking account promos available nationwide, so it may still be worthwhile for you.

HSBC is also running welcome bonuses for their other business checking accounts (with higher and lower requirements), so be sure to understand which is the right one for your company before opting into any.

HSBC Bank : Fusion Smart

Bonus Amount
$300
Account Type
Business Checking
Offer Expired
April 30, 2021
Bonus Requirements
  1. Open an HSBC Fusion Smart checking account using the link below.
  2. Within 60 days, deposit $25,000 and maintain the balance for 90 days.
  3. Within 60 days, complete 6 qualifying transactions (debit card purchases, write or deposit a check, ACH debits and credits, incoming and outgoing Real-Time Payments or wires)

Fusion Professional - $400 bonus (Expired)

HSBC is offering $400 for opening a new Fusion Professional business checking account. The requirements aren't the easiest we've seen and you'll need to open the account by phone or in-branch, but the bonus is one of the few business checking account promos available nationwide, so it may still be worthwhile for you.

HSBC is also running smaller welcome bonuses for their other business checking accounts (with lower requirements), so be sure to understand which is the right one for your company before opting into any.

HSBC Bank : Fusion Professional

Bonus Amount
$400
Account Type
Business Checking
Offer Expired
April 30, 2021
Bonus Requirements
  1. Open an HSBC Fusion Professional checking account using the link below.
  2. Within 60 days, deposit $75,000 and maintain the balance for 90 days.
  3. Within 60 days, complete 6 qualifying transactions (debit card purchases, write or deposit a check, ACH debits and credits, incoming and outgoing Real-Time Payments or wires)

Existing Personal Checking Customer - up to $180 bonus (Expired)

It's not often that banks offer bonus cash to current customers, but HSBC is offering up to $180 ($30 per month for 6 months) if you use your Mastercard and Bill Pay feature. You'll need to have received the targeted email to qualify, but the requirements are easy to meet if you fall into this group.

HSBC Bank : Existing Personal Checking Customer

Bonus Amount
up to $180
Account Type
Personal Checking
Offer Expired
March 31, 2021
Bonus Requirements
  1. Have an existing HSBC personal checking account.
  2. Earn $15 each month that you make at least 10 new purchases using your HSBC Mastercard, PLUS earn $15 each month that you pay 3 bills using HSBC's Bill Pay.

HSBC Advance - up to $240 bonus (Expired)

HSBC is offering a "cash back" bonus on your direct deposits into a new Advance personal checking account. The max bonus of $240 breaks down to being 3% cash back for 6 months, up to $40 each month. That means you'll need to have direct deposits of at least $1,333 each month to get the full amount – but you can earn any amount in between, too.

HSBC Bank : HSBC Advance

Bonus Amount
up to $240
Account Type
Personal Checking
Offer Expired
March 31, 2021
Bonus Requirements
  1. Open a new HSBC Advance checking account using the link below.
  2. Set up qualifying direct deposits.
  3. During the first 6 months after opening your account, HSBC will give you 3% cash back on your direct deposits, up to $40 each month.
  4. The bonus will be credited to your account within 8 weeks of each month's direct deposit.

HSBC Advance - $200 bonus (Expired)

HSBC is offering a $200 welcome bonus for opening a new Advance personal checking account and setting up recurring direct deposits. They're also running a $240 "cash back" offer, but that requires $1,300+ in direct deposits each month, and for 6 months. This promotion seems more worthwhile to us, but pick whichever makes sense for you.

HSBC Bank : HSBC Advance

Bonus Amount
$200
Account Type
Personal Checking
Offer Expired
March 31, 2021
Bonus Requirements
  1. Open a new HSBC Advance checking account using the link below.
  2. Starting from the second full calendar month after account opening, have recurring direct deposits totaling $500 for 3 consecutive months.
  3. The bonus will be credited to your account about 8 weeks after meeting requirements.

Find Out More About HSBC Bank

Contact:

HSBC Bank Mailing Address: 1800 Tysons Blvd
McLean, VA 22102
HSBC Bank Website