HSBC Bank Promotions & Bonuses in December 2023

The American subsidiary of HSBC Bank is based out of New York City and has 160 branches in 10 states. Most of HSBC's brick and mortar banks are located in the NYC area, but they also have a presence in Los Angeles, Miami, and Washington, D.C. HSBC offers deposit accounts, personal and home loans, investment and retirement accounts, and credit cards.

Since 2005, HSBC has also been operating an online-only platform called HSBC Direct, which includes high yield checking, savings, and Certificate of Deposit accounts — all online or from your smartphone.

Overall, HSBC isn't our top pick if you're shopping for a new bank. With so few physical branches, you should consider them an online bank – but with worse rates, higher fees, and lagging tech. On the pro side, however, they consistently offer sign up bonuses (though many of which you'll need to claim in-branch). If you're eligible, we certainly recommend claiming the free cash – but otherwise stick to a different bank as your primary account.

Current HSBC Bank Promo Codes & Bonus Offers

Here are the active HSBC bonuses that you can benefit from today:

1. Premier [Referral] - $300 bonus

HSBC has launched their next iteration of their "Share The Experience" referral program, where current HSBC customers can earn up to $6,000 by referring friends and family to the bank.

For the new customer, HSBC is offering a $300 welcome bonus. This is lower than it was previously, but they now allow the accounts to be opened online – which is a pretty big perk compared the old requirement of only in-branch.

You'll need a custom referral code, but the requirements are otherwise fairly easy to hit.

For your friend, the bonus is $500 with qualifying balances of $75,000.00-$499,999.99 in deposit and/or eligible investment accounts OR $1,000 with qualifying balances of $500,000 or more in deposit and/or eligible investment accounts.

HSBC Bank : Premier [Referral]

Bonus Amount
$300
Account Type
Personal Checking
Availability
Nationwide
Offer Expires
December 29, 2023
Bonus Requirements
  1. Open a new Premier checking account using a referral code from an existing HSBC customer.
  2. Deposit $75,000 in either this account or combined across other HSBC accounts, OR have recurring direct deposits of at least $5,000, OR have a HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000.
  3. Bonuses will be deposited to both the new and referring account within 8-12 weeks.
Learn More
Full Offer Details

Summary: HSBC's Current Bonuses

Here’s a recap of the current HSBC Bank promotions and offers that you can claim right now:

Account Account Type Amount Expires Requirements
Premier [Referral] Personal Checking $300 Dec 29 Direct Deposit (optional), Min Balance (optional), Referral Details

Expired Offers From HSBC

These bonuses were recently offered by HSBC, but are not available right now.

Check back often as HSBC may revive these deals or offer similar promotions in the future. In the meantime, it can sometimes be helpful to compare HSBC's current bonuses to their previous deals.

HSBC Premier - $500 bonus (Expired)

Expired: February 15, 2023

HSBC previously offered $500 for opening a HSBC Premier account.

To earn the bonus, you needed to:

  1. Open a new HSBC Premier checking account using the link below.
  2. Starting the second full calendar month after opening, receive recurring direct deposits totaling $10,000 for 3 consecutive months.
  3. The bonus will be credited to your account within 8 weeks of meeting the requirements.

HSBC Premier - $450 bonus (Expired)

Expired: March 31, 2022

HSBC previously offered $450 for opening a HSBC Premier account.

The steps to earning this bonus were:

  1. Open a new HSBC Premier checking account using the link below.
  2. Starting the second full calendar month after opening, receive recurring direct deposits totaling $5,000 for 3 consecutive months.
  3. The bonus will be credited to your account within 8 weeks of meeting the requirements.

Fusion Professional - $500 bonus (Expired)

Expired: September 24, 2021

HSBC previously offered $500 for opening a Fusion Professional account.

Earning this bonus required you to:

  1. Open an HSBC Fusion Professional checking account using the link below.
  2. Within 60 days, deposit $75,000 and maintain the balance for 90 days.
  3. Within 90 days, complete 10 qualifying transactions (debit card purchases, write or deposit a check, ACH debits and credits, incoming and outgoing Real-Time Payments or wires)

Fusion Smart - $400 bonus (Expired)

Expired: September 24, 2021

HSBC previously offered $400 for opening a Fusion Smart account.

The requirements for this bonus were:

  1. Open an HSBC Fusion Smart checking account using the link below.
  2. Within 60 days, deposit $25,000 and maintain the balance for 90 days.
  3. Within 90 days, complete 10 qualifying transactions (debit card purchases, write or deposit a check, ACH debits and credits, incoming and outgoing Real-Time Payments or wires)

Fusion First - $300 bonus (Expired)

Expired: September 24, 2021

HSBC previously offered $300 for opening a Fusion First account.

To earn the bonus, you needed to:

  1. Open an HSBC Fusion First checking account using the link below.
  2. Within 60 days, deposit $5,000 and maintain the balance for 90 days.
  3. Within 90 days, complete 10 qualifying transactions (debit card purchases, write or deposit a check, ACH debits and credits, incoming and outgoing Real-Time Payments or wires)

HSBC Premier - up to $600 bonus (Expired)

Expired: August 31, 2021

HSBC previously offered up to $600 for opening a HSBC Premier account.

Earning this bonus required you to:

  1. Open a new HSBC Premier checking account using the link below.
  2. Set up qualifying direct deposits.
  3. During the first 6 months after opening your account, HSBC will give you 3% cash back on your direct deposits, up to $100 each month.
  4. The bonus will be credited to your account within 8 weeks of each month's direct deposit.

Fusion Professional - $400 bonus (Expired)

Expired: July 31, 2021

HSBC previously offered $400 for opening a Fusion Professional account.

To earn the bonus, you needed to:

  1. Open a HSBC Fusion Professional checking account using a referral code from an existing HSBC customer.
  2. Within 60 days, deposit $75,000 and maintain the balance for 90 days.
  3. Within the same 60 days, complete 6 qualifying transactions (debit card purchases, write or deposit a check, ACH debits and credits, incoming and outgoing Real-Time Payments or wires).

Fusion Smart - $300 bonus (Expired)

Expired: July 31, 2021

HSBC previously offered $300 for opening a Fusion Smart account.

The requirements for this bonus were:

  1. Open a HSBC Fusion Smart checking account using a referral code from an existing HSBC customer.
  2. Within 60 days, deposit $25,000 and maintain the balance for 90 days.
  3. Within the same 60 days, complete 6 qualifying transactions (debit card purchases, write or deposit a check, ACH debits and credits, incoming and outgoing Real-Time Payments or wires).

Choice Checking - $50 bonus (Expired)

Expired: July 31, 2021

HSBC previously offered $50 for opening a Choice Checking account.

Earning this bonus required you to:

  1. Open a new Choice checking account using a referral code from an existing HSBC customer.
  2. Deposit $1,500 in either this account or combined across other HSBC accounts, OR have a recurring direct deposit of any amount.

HSBC Advance - $200 bonus (Expired)

Expired: July 31, 2021

HSBC previously offered $200 for opening a HSBC Advance account.

The steps to earning this bonus were:

  1. Open a new Advance checking account using a referral code from an existing HSBC customer.
  2. Deposit $5,000 in either this account or combined across other HSBC accounts, OR have a recurring direct deposit of any amount, OR have a HSBC U.S. residential mortgage loan of any amount.

Fusion First - $200 bonus (Expired)

Expired: July 31, 2021

HSBC previously offered $200 for opening a Fusion First account.

To earn the bonus, you needed to:

  1. Open a HSBC Fusion First checking account using a referral code from an existing HSBC customer.
  2. Within 60 days, deposit $5,000 and maintain the balance for 90 days.
  3. Within the same 60 days, complete 6 qualifying transactions (debit card purchases, write or deposit a check, ACH debits and credits, incoming and outgoing Real-Time Payments or wires).

Fusion Professional - $400 bonus (Expired)

Expired: April 30, 2021

HSBC previously offered $400 for opening a Fusion Professional account.

The requirements for this bonus were:

  1. Open an HSBC Fusion Professional checking account using the link below.
  2. Within 60 days, deposit $75,000 and maintain the balance for 90 days.
  3. Within 60 days, complete 6 qualifying transactions (debit card purchases, write or deposit a check, ACH debits and credits, incoming and outgoing Real-Time Payments or wires)

Fusion Smart - $300 bonus (Expired)

Expired: April 30, 2021

HSBC previously offered $300 for opening a Fusion Smart account.

To earn the bonus, you needed to:

  1. Open an HSBC Fusion Smart checking account using the link below.
  2. Within 60 days, deposit $25,000 and maintain the balance for 90 days.
  3. Within 60 days, complete 6 qualifying transactions (debit card purchases, write or deposit a check, ACH debits and credits, incoming and outgoing Real-Time Payments or wires)

Fusion First - $200 bonus (Expired)

Expired: April 30, 2021

HSBC previously offered $200 for opening a Fusion First account.

The steps to earning this bonus were:

  1. Open an HSBC Fusion First checking account using the link below.
  2. Within 60 days, deposit $5,000 and maintain the balance for 90 days.
  3. Within 60 days, complete 6 qualifying transactions (debit card purchases, write or deposit a check, ACH debits and credits, incoming and outgoing Real-Time Payments or wires)

Existing Personal Checking Customer - up to $180 bonus (Expired)

Expired: March 31, 2021

HSBC previously offered up to $180 for opening an Existing Personal Checking Customer account.

Earning this bonus required you to:

  1. Have an existing HSBC personal checking account.
  2. Earn $15 each month that you make at least 10 new purchases using your HSBC Mastercard, PLUS earn $15 each month that you pay 3 bills using HSBC's Bill Pay.

HSBC Advance - up to $240 bonus (Expired)

Expired: March 31, 2021

HSBC previously offered up to $240 for opening a HSBC Advance account.

The requirements for this bonus were:

  1. Open a new HSBC Advance checking account using the link below.
  2. Set up qualifying direct deposits.
  3. During the first 6 months after opening your account, HSBC will give you 3% cash back on your direct deposits, up to $40 each month.
  4. The bonus will be credited to your account within 8 weeks of each month's direct deposit.

HSBC Advance - $200 bonus (Expired)

Expired: March 31, 2021

HSBC previously offered $200 for opening a HSBC Advance account.

To earn the bonus, you needed to:

  1. Open a new HSBC Advance checking account using the link below.
  2. Starting from the second full calendar month after account opening, have recurring direct deposits totaling $500 for 3 consecutive months.
  3. The bonus will be credited to your account about 8 weeks after meeting requirements.