Available to new customers, HarborOne is offering up to a $600 bonus when you open a new personal checking account and savings account in branch. This is a tiered bonus – You'll earn $300 when you open a new personal checking account and setup monthly direct deposits of $2,500 or more and $300 when maintain at least a $10,000 average monthly balance each month in a new HarborOne savings account.
It does require a little bit of capital, but if you have the money, this is an easy bonus to obtain. What's more? They've expanded eligibility this time to residents in MA, NH, and RI instead of just the Boston metro area.
How To Earn The Bonus
The HarborOne Bank Personal Checking and Savings promotion requires you to set up eligible direct deposits and deposit and maintain a minimum balance in order to earn the up to $600 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- New deposit customer to the Bank who has not had any HarborOne deposit account in prior 12 months.
- Existing customer who did not have a deposit account.
- Existing customer who is not the tax owner on any existing deposit account.
- If multiple accounts are opened with the same signer, only one account will be eligible for the incentive.
- Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits such as social security from your Employer or the Government.
- Direct Deposits that do not qualify include: Deposits to your account made by an individual using online banking or internet payment providers, Person to Person and bank transfers between your existing HarborOne Bank accounts or accounts you have at other financial institutions or brokerages.
Open a Personal Checking and Savings account before the bonus expires on December 31, 2024
How does this personal checking offer from HarborOne Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 14 days
- Requires
- Direct Deposit
BMO
Smart Advantage Checking Account
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 47 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Why HarborOne Bank?
HarborOne Bank was founded in 1917 and has 30 branches in southeastern Massachusetts and Rhode Island and commercial lending offices in Boston and Providence. HarborOne's mortgage division is headquartered in Manchester, NH and provides residential lending solutions through offices in Massachusetts, Rhode Island, New Hampshire and is also licensed to lend in seven additional states.iChecking
Fees
iChecking does charge a monthly maintenance fee of $5, but there are ways to get this waived:
- Maintain a daily balance of $200.
Statement Savings
Fees
Statement Savings does charge a monthly maintenance fee of $2, but there are ways to get this waived:
- Maintain a daily balance of $200.
- OR, maintain a combined average balance of $2,000
Advantage Gold Checking
For those looking for comprehensive benefits with their checking account.Fees
Advantage Gold Checking does charge a monthly maintenance fee of $20, but there are ways to get this waived:
- Maintain an average combined daily balance of $15,000 in HarborOne Checking accounts, Savings accounts, Money Market accounts and CDs.
Checkit Checking
The HarborOne Checkout Checking account is for students age 15-21. Parents can link their checking account to this account to enable tasks like: transferring funds into the student’s account, receiving alerts, and monitoring child's spending. Your child can also manage transactions, online or with a mobile device.Fees
Checkit Checking does not charge a monthly maintenance fee.
FreePlus Checking
HarborOne's FreePlus Checking is their free checking account with no requirements for minimum balance, direct deposit, or eStatements.Fees
FreePlus Checking does not charge a monthly maintenance fee.
Apply now for a Personal Checking and Savings account to earn the up to $600 bonus offer
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