Flagstar Bank Promotions & Bonuses in October 2025

Current Flagstar Bank Promo Codes & Bonus Offers

Here are the active Flagstar Bank bonuses that you can benefit from today:

Personal Checking

Bonus Amount
up to $500
Account Type
Personal Checking
Availability
AZ, CA, FL, IN, MI, NJ, NY, OH
Offer Expires
October 31, 2025
Bonus Requirements
  1. Open a Ready Checking or Elite Checking account using the link below.
  2. For the first 90 days, maintain an average daily balance of $500.
  3. Within the same 90 days, set up one or more direct deposits totaling $500.
  4. Bonus will be deposited into your account 91-104 days after your initial deposit.
Apply Now

at Flagstar Bank

Business Checking

Bonus Amount
$500
Account Type
Business Checking
Availability
IN, MI, OH, WI
Offer Expires
November 30, 2025
Bonus Requirements
  1. Open any new Business Solutions Checking or Business Solutions Checking with Interest account using the link below.
  2. For 90 days, maintain an average daily balance of $25,000.
  3. Bonus will be credited to your account 91-104 days after account opening.
Learn More

at Flagstar Bank

Summary: Flagstar Bank's Current Bonuses

Here’s a recap of the current Flagstar Bank promotions and offers that you can claim right now:

Account Account Type Amount Expires Requirements
Personal Checking Personal Checking up to $500 Oct 31 Direct Deposit, Min Balance Details
Business Checking Business Checking $500 Nov 30 Min Balance, Bill Pay (optional) Details