Current First Merchants Bank Promo Codes & Bonus Offers
Here are the active First Merchants Bank bonuses that you can benefit from today:

Elite Checking
- Bonus Amount
- $500
- Account Type
- Personal Checking
- Availability
- IN, MI, OH
- Offer Expires
- June 30, 2025
- Bonus Requirements
-
- Register for the promotion offer online.
- Head in branch and open a new Elite Checking account – be sure banker enrolls you in the offer.
- For the first 3 months after the month the account was opened in, complete 5 debit card transactions or payments (via ACH, bill pay, or check) of at least $10 each AND maintain a minimum balance of at least $15,000.
- Bonus will be credited to your account the month after meeting requirements.
at First Merchants Bank

Advantage Checking
- Bonus Amount
- $300
- Account Type
- Personal Checking
- Availability
- IN, MI, OH
- Offer Expires
- June 30, 2025
- Bonus Requirements
-
- Register online at the link below for the promotional offer.
- Open a new Advantage Checking account.
- For the first 3 months after the month of account opening, complete one direct deposit of at least $500.
- During the same time period, complete 15 debit card transactions or payments (via ACH, bill pay, or check) of at least $10.
- Bonus will be credited to your account within 90 days of meeting requirements.
at First Merchants Bank
Summary: First Merchants Bank's Current Bonuses
Here’s a recap of the current First Merchants Bank promotions and offers that you can claim right now:
Account | Account Type | Amount | Expires | Requirements | |
---|---|---|---|---|---|
Elite Checking | Personal Checking | $500 | Jun 30 | Card Spend (optional) | Details |
Advantage Checking | Personal Checking | $300 | Jun 30 | Card Spend | Details |
Expired Offers From First Merchants Bank
These bonuses were recently offered by First Merchants Bank, but are not available right now.
Check back often as First Merchants Bank may revive these deals or offer similar promotions in the future. In the meantime, it can sometimes be helpful to compare First Merchants Bank's current bonuses to their previous deals.
Carefree Checking - $250 bonus (Expired)
Expired: February 28, 2025
First Merchants Bank previously offered $250 for opening a Carefree Checking account.
To earn the bonus, you needed to:
- Reside in a qualifying zip code (see below).
- Open a new Carefree Checking account using the promo code HELLO2024DIGITAL (HELLO2024BRANCH if opened in branch).
- For the first 3 months, complete 5 debit card transactions or payments (via ACH, bill pay, or check) of at least $10 each.
- During the same time period, complete one payroll direct deposit of $400 or more each month.
- Bonus will be credited to the new account in the month following the third qualification month
Personal Checking - up to $400 bonus (Expired)
Expired: December 31, 2022
First Merchants Bank previously offered up to $400 for opening a Personal Checking account.
The steps to earning this bonus were:
- Open a new personal checking account using the promo code BANKOFFERS0722.
- Within 60 days, complete 15 debit card transactions.
- Within the same 60 days, complete one direct deposit of $500.
- Bonus will be credited to your account within 8 weeks of meeting requirements.
Personal Checking - up to $200 bonus (Expired)
Expired: July 31, 2021
First Merchants Bank previously offered up to $200 for opening a Personal Checking account.
Earning this bonus required you to:
- Open a new personal checking account using the promo code 21CKSPRING.
- Within 60 days, complete 15 debit card transactions.
- Within the same 60 days, complete one direct deposit of $500.
- Bonus will be credited to your account within 8 weeks of meeting requirements.
Simple Access Checking - $50 bonus (Expired)
Expired: April 30, 2021
First Merchants Bank previously offered $50 for opening a Simple Access Checking account.
The requirements for this bonus were:
- Open a new Simple Access Checking account using the promo code 202021AVON.
- Within 60 days, complete 15 debit card transactions.
- Bonus will be credited to your account within 8 weeks of meeting requirements.