Citizens Bank Promotions and Bonuses

Headquartered in Rhode Island, Citizens Bank has more than 1,000 physical locations in the Northeast and Midwest.

Citizens offers full-service banking, including private student loans, and is a convenient choice if you're in one of the 11 states where the company has a physical presence. Otherwise, while they offer online and mobile banking as you'd expect, they don't compete with the rates or tech offered by other online-only banks. Plus, they have a network of less than 3,000 ATMs, and will charge $3 each time you use an out-of-network ATM.

They're a top pick for their welcome bonuses – which are solid offers for relatively low requirements – but they're not at the top of our overall list of banks.

Current Best Citizens Bank Promotions

There are no active offers for Citizens Bank.

Expired Offers From Citizens

These bonuses were recently offered by Citizens, but are not available at this time. Check back often as Citizens may revive these deals or offer similar promotions in the future.

Personal Checking Account - up to $400 bonus (Expired)

Earn up to $400 for opening a new personal checking account at Citizens Bank – a solid bonus given the low requirements. You'll earn $300 for opening the checking account plus an opportunity to earn another $100 through debit spend.

Citizens Bank : Personal Checking Account

Bonus Amount
up to $400
Account Type
Personal Checking
Offer Expired
January 20, 2023
Bonus Requirements
  1. Open a new checking account using the link below.
  2. Within 60 days, make a direct deposit of $500 to earn $300.
  3. Within the same 60 days, earn $2 for every debit card purchase you make, up to $100.
  4. Bonus will be deposited to your new checking account within 4 months of account opening.

Personal Checking and Savings Accounts - up to $600 bonus (Expired)

If you're eligible for both a new checking and a new savings account welcome bonus from Citizens, opening both accounts at the same time will earn you an additional $100 on top of the individual promos – for a total of $600.

The checking requirements are fairly straightforward but to earn the savings bonus, you'll need to park $15,000 at Citizens for 3 months. That results in an effective rate of 5.5% on your savings, however, which is significantly more than any savings account these days – so if you have the cash, this is a great deal.

Heads up: while you can earn the $300 checking account bonus alone through this link, you're better off going with Citizens Bank's other checking promo if you know you don't qualify for the savings bonus. That will give you the $300 plus an opportunity to earn another $100 through debit spend.

Citizens Bank : Personal Checking and Savings Accounts

Bonus Amount
up to $600
Account Type
Personal Checking
Offer Expired
January 21, 2021
Bonus Requirements
  1. Open a new checking and a new savings account using the link below.
  2. Within 60 days, make a direct deposit of $500 to the checking account to earn $300.
  3. Within 10 days, deposit a minimum of $15,000 to the savings account and maintain that balance for 3 months to earn $200.
  4. By qualifying for both the checking and the savings offers, you'll also get an extra $100 – for a total of $600.

Find Out More About Citizens Bank

Contact:

Citizens Bank Mailing Address: One Citizens Plaza
Providence, RI 2903
Citizens Bank Website