Headquartered in Rhode Island, Citizens Bank has more than 1,000 physical locations in the Northeast and Midwest.
Citizens offers full-service banking, including private student loans, and is a convenient choice if you're in one of the 11 states where the company has a physical presence. Otherwise, while they offer online and mobile banking as you'd expect, they don't compete with the rates or tech offered by other online-only banks. Plus, they have a network of less than 3,000 ATMs, and will charge $3 each time you use an out-of-network ATM.
They're a top pick for their welcome bonuses – which are solid offers for relatively low requirements – but they're not at the top of our overall list of banks.
Current Citizens Bank Promo Codes & Bonus Offers
Here are the active Citizens bonuses that you can benefit from today:
Personal Checking Account
- Bonus Amount
- up to $400
- Account Type
- Personal Checking
- Availability
- CT, DC, DE, FL, MA, MD, MI, NH, NJ, NY, OH, PA, RI, VA, VT
- Offer Expires
- June 6, 2024
- Bonus Requirements
-
- Open a new checking account using the link below.
- Within 60 days, make a direct deposit of $500 to earn $300.
- Within the same 60 days, earn $2 for every debit card purchase you make, up to $100.
- Bonus will be deposited to your new checking account within 4 months of account opening.
at Citizens
Personal Savings
- Bonus Amount
- up to $500
- Account Type
- Personal Savings
- Availability
- CT, DC, DE, FL, MA, MD, MI, NH, NJ, NY, OH, PA, RI, VA, VT
- Offer Expires
- April 30, 2024
- Bonus Requirements
-
- Open a new Citizens Quest® Savings account using the link below.
- By April 30th, in a single transaction deposit at least $5,000 in new money into the account, earn $250 or $10,000 to earn $500 .
- Maintain at least $5,000/$10,000 on deposit until September 30, 2024.
- Bonus will be deposited to your new checking account by October 31, 2024.
at Citizens
Summary: Citizens's Current Bonuses
Here’s a recap of the current Citizens Bank promotions and offers that you can claim right now:
| Account | Account Type | Amount | Expires | Requirements | |
|---|---|---|---|---|---|
| Personal Checking Account | Personal Checking | up to $400 | Jun 6 | Direct Deposit, Card Spend (optional) | Details |
| Personal Savings | Personal Savings | up to $500 | Apr 30 | Min Balance | Details |
Expired Offers From Citizens
These bonuses were recently offered by Citizens, but are not available right now.
Check back often as Citizens may revive these deals or offer similar promotions in the future. In the meantime, it can sometimes be helpful to compare Citizens's current bonuses to their previous deals.
Personal Checking and Savings Accounts - up to $600 bonus (Expired)
Expired: January 21, 2021
Citizens previously offered up to $600 for opening a Personal Checking and Savings s account.
To earn the bonus, you needed to:
- Open a new checking and a new savings account using the link below.
- Within 60 days, make a direct deposit of $500 to the checking account to earn $300.
- Within 10 days, deposit a minimum of $15,000 to the savings account and maintain that balance for 3 months to earn $200.
- By qualifying for both the checking and the savings offers, you'll also get an extra $100 – for a total of $600.
